消费订单查询（平台订单号）、电子账簿查询（电子账簿 ID）

yn-bftl-byx / thirdparty

Browse code 消费订单查询（平台订单号）、电子账簿查询（电子账簿 ID） master
1 parent 102ef3e commit 7d34c15a5a92ca27ed113dccb5bfe259434697d4 Jing authored on 2 Sep

Patch

Showing 9 changed files

Ignore Space Show notes View src/main/java/com/yn/bftl/thirdparty/modules/chinaums/dto/byx/ByxQueryConsumePayOrderInfoDTO.java 0 → 100644
package com.yn.bftl.thirdparty.modules.chinaums.dto.byx; import com.yn.bftl.thirdparty.common.dto.BaseSecretDTO; import io.swagger.annotations.ApiModel; import io.swagger.annotations.ApiModelProperty; import lombok.Data; import lombok.EqualsAndHashCode; import javax.validation.constraints.NotBlank; @Data @EqualsAndHashCode(callSuper = false) @ApiModel(value = "ByxQueryConsumePayOrderInfoDTO", description = "查询消费类订单详情DTO") public class ByxQueryConsumePayOrderInfoDTO extends BaseSecretDTO { @ApiModelProperty(value = "商户订单号") @NotBlank private String mctOrderNo; @ApiModelProperty(value = "担保支付订单号") private String guaranteedOrderNo; @ApiModelProperty(value = "平台电子账户 ID") private String platformWalletId; @ApiModelProperty(value = "买家电子账户 ID") private String buyerWalletId; @ApiModelProperty(value = "卖家电子账户 ID") private String merWalletId; }

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src/main/java/com/yn/bftl/thirdparty/modules/chinaums/dto/byx/ByxQueryConsumePayOrderInfoDTO.java 0 → 100644

Ignore Space Show notes View src/main/java/com/yn/bftl/thirdparty/modules/chinaums/enums/OrderPayStatusEnum.java 0 → 100644
package com.yn.bftl.thirdparty.modules.chinaums.enums; import lombok.AllArgsConstructor; /** * @program: yn-byx-thirdparty * @description: 订单支付状态 * @author: Jing * @create: 2024-08-27 17:04 **/ @AllArgsConstructor public enum OrderPayStatusEnum { SUBMITTED_PAYMENT("01", "支付处理中"), PAYMENT_SUCCESSFUL("02", "支付成功"), PAYMENT_FAILED("03", "支付失败"); private final String value; private final String name; public String getValue() { return this.value; } public String getName() { return this.name; } }

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src/main/java/com/yn/bftl/thirdparty/modules/chinaums/enums/OrderPayStatusEnum.java 0 → 100644

Ignore Space Show notes View src/main/java/com/yn/bftl/thirdparty/modules/chinaums/enums/OrderPaymentStatusEnum.java 0 → 100644
package com.yn.bftl.thirdparty.modules.chinaums.enums; import lombok.AllArgsConstructor; /** * @program: yn-byx-thirdparty * @description: 订单支付状态（我们系统使用的枚举） * @author: Jing * @create: 2024-08-27 17:04 **/ @AllArgsConstructor public enum OrderPaymentStatusEnum { SUCCEEDED("succeeded", "成功"), PROCESSING("processing", "处理中"), FAILED("failed", "失败"); private final String value; private final String name; public String getValue() { return this.value; } public String getName() { return this.name; } }

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src/main/java/com/yn/bftl/thirdparty/modules/chinaums/enums/OrderPaymentStatusEnum.java 0 → 100644

Ignore Space Show notes View src/main/java/com/yn/bftl/thirdparty/modules/chinaums/enums/OrderStatusEnum.java 0 → 100644
package com.yn.bftl.thirdparty.modules.chinaums.enums; import lombok.AllArgsConstructor; /** * @program: yn-byx-thirdparty * @description: 订单支付状态 * @author: Jing * @create: 2024-08-27 17:04 **/ @AllArgsConstructor public enum OrderStatusEnum { UNPAID("00", "未支付"), SUBMITTED_PAYMENT("01", "支付处理中"), PENDING_SETTLEMENT("02", "待结算"), PAYMENT_FAILED("03", "支付失败"), LONG_TERM_UNPAID_HAS_BEEN_SET_AS_A_FAILED_TRANSACTION("04", "长时间未支付置为交易失败"), PARTIAL_SETTLEMENT("05", "部分结算"), ORDER_COMPLETED("06", "订单完成"), ORDER_CANCELLATION("07", "订单撤销(全额退款)"), ORDER_COMPLETED_AND_PARTIALLY_REFUNDED("08", "订单已完成且部分退款"); private final String value; private final String name; public String getValue() { return this.value; } public String getName() { return this.name; } }

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src/main/java/com/yn/bftl/thirdparty/modules/chinaums/enums/OrderStatusEnum.java 0 → 100644

Ignore Space Show notes View src/main/java/com/yn/bftl/thirdparty/modules/chinaums/service/impl/WalletServiceImpl.java
package com.yn.bftl.thirdparty.modules.chinaums.service.impl; import cn.hutool.core.convert.Convert; import cn.hutool.core.date.DateUtil; import cn.hutool.core.util.ObjectUtil; import com.alibaba.fastjson.JSONObject; import com.yn.bftl.common.common.exception.YnceError; import com.yn.bftl.common.common.util.ByxRouteUtil; import com.yn.bftl.common.common.util.RSAEncryptorUtil; import com.yn.bftl.common.common.util.RouteUtil; import com.yn.bftl.common.modules.account.dto.; import com.yn.bftl.common.modules.account.entity.; import com.yn.bftl.common.modules.account.enums.AccountState; import com.yn.bftl.common.modules.account.enums.TransferState; import com.yn.bftl.common.modules.account.vo.AccountPaymentsVO; import com.yn.bftl.common.modules.account.vo.BalanceAcctsVO; import com.yn.bftl.common.modules.account.vo.BalanceTransactionsPageVO; import com.yn.bftl.common.modules.account.vo.WithdrawalsVO; import com.yn.bftl.common.modules.company.entity.Brand; import com.yn.bftl.common.modules.company.entity.ChinaumsAuthInfo; import com.yn.bftl.common.modules.company.entity.Company; import com.yn.bftl.common.modules.company.enums.ApplicationStatus; import com.yn.bftl.common.modules.configuration.entity.ThirdPartyPaySet; import com.yn.bftl.common.modules.order.dto.SubaccountRefundDTO; import com.yn.bftl.common.modules.order.dto.WalletRefundDTO; import com.yn.bftl.common.modules.order.entity.; import com.yn.bftl.common.modules.order.enums.; import com.yn.bftl.common.modules.order.vo.OrderOnlinePayVO; import com.yn.bftl.common.modules.order.vo.RefundVO; import com.yn.bftl.common.modules.order.vo.SubaccountRefundVO; import com.yn.bftl.common.modules.subaccount.entity.AllinpayMutual; import com.yn.bftl.common.modules.subaccount.entity.ChinaumsPayment; import com.yn.bftl.common.modules.subaccount.entity.ChinaumsRefund; import com.yn.bftl.common.modules.subaccount.entity.SubaccountRefund; import com.yn.bftl.common.modules.subaccount.enums.DealStatus; import com.yn.bftl.common.modules.subaccount.enums.SubaccountState; import com.yn.bftl.common.modules.subaccount.enums.SubaccountType; import com.yn.bftl.thirdparty.common.constants.Constant; import com.yn.bftl.thirdparty.common.exception.YnceErrorException; import com.yn.bftl.thirdparty.common.repository.; import com.yn.bftl.thirdparty.common.service.BaseMemberService; import com.yn.bftl.thirdparty.common.util.DateTimeUtils; import com.yn.bftl.thirdparty.common.util.HttpClientUtil; import com.yn.bftl.thirdparty.common.util.SequenceUtil; import com.yn.bftl.thirdparty.common.repository.RefundRepository; import com.yn.bftl.thirdparty.modules.business.dto.RefundSubaccountDTO; import com.yn.bftl.thirdparty.modules.business.repository.ChinaumsPaymentRepository; import com.yn.bftl.thirdparty.modules.business.repository.ChinaumsRefundRepository; import com.yn.bftl.thirdparty.modules.business.repository.SubaccountRefundRepository; import com.yn.bftl.thirdparty.modules.business.service.RefundService; import com.yn.bftl.thirdparty.modules.business.service.SubaccountService; import com.yn.bftl.thirdparty.modules.business.util.ThirdPartyConfigUtil; import com.yn.bftl.thirdparty.modules.chinaums.dto.TradeResultDTO; import com.yn.bftl.thirdparty.modules.chinaums.dto.WalletCreateByCompanyDTO; import com.yn.bftl.thirdparty.modules.chinaums.dto.WalletOrderPayDTO; import com.yn.bftl.thirdparty.modules.chinaums.dto.byx.ByxQueryAcctBalDTO; import com.yn.bftl.thirdparty.modules.chinaums.dto.byx.ByxQueryAcctInfoDTO; import com.yn.bftl.thirdparty.modules.chinaums.dto.byx.ByxQueryConsumePayOrderInfoDTO; import com.yn.bftl.thirdparty.modules.chinaums.dto.chinaums.; import com.yn.bftl.thirdparty.modules.chinaums.enums.OrderPayStatusEnum; import com.yn.bftl.thirdparty.modules.chinaums.enums.OrderPaymentStatusEnum; import com.yn.bftl.thirdparty.modules.chinaums.enums.OrderStatusEnum; import com.yn.bftl.thirdparty.modules.chinaums.repository.ChinaumsAuthInfoRepository; import com.yn.bftl.thirdparty.modules.chinaums.service.AuthService; import com.yn.bftl.thirdparty.modules.chinaums.service.WalletService; import com.yn.bftl.thirdparty.modules.chinaums.util.ByxChinaumsUtil; import com.yn.bftl.thirdparty.modules.chinaums.util.ChinaumsUtil; import com.yn.bftl.thirdparty.modules.chinaums.vo.ChinaumsRechargeAccountVO; import com.yn.bftl.thirdparty.modules.chinaums.vo.ElectronicReceiptVO; import com.yn.bftl.thirdparty.modules.chinaums.vo.byx.ByxQueryAcctBalVO; import com.yn.bftl.thirdparty.modules.chinaums.vo.byx.ByxQueryAcctInfoVO; import com.yn.bftl.thirdparty.modules.chinaums.vo.byx.ByxQueryConsumePayOrderInfoVO; import com.yn.bftl.thirdparty.modules.chinaums.vo.byx.ByxQueryOrderDetailPayRowVO; import com.yn.bftl.thirdparty.modules.chinaums.vo.chinaums.; import com.yn.bftl.thirdparty.modules.log.service.LoggerService; import com.yn.bftl.thirdparty.modules.unionpay.enums.UnionpayAppOrderType; import com.yn.bftl.thirdparty.modules.unionpay.repository.OrderFeeRatioRepository; import com.yn.bftl.thirdparty.modules.unionpay.repository.TopUpOrderRepository; import com.yn.bftl.thirdparty.modules.unionpay.service.UnionpayAccountService; import lombok.extern.slf4j.Slf4j; import org.apache.commons.collections.CollectionUtils; import org.apache.commons.lang3.StringUtils; import org.springframework.beans.BeanUtils; import org.springframework.data.redis.core.StringRedisTemplate; import org.springframework.stereotype.Service; import org.springframework.transaction.annotation.Propagation; import org.springframework.transaction.annotation.Transactional; import javax.annotation.Resource; import java.math.BigDecimal; import java.math.RoundingMode; import java.text.SimpleDateFormat; import java.time.; import java.time.format.DateTimeFormatter; import java.util.; import java.util.concurrent.TimeUnit; import java.util.stream.Collectors; /* * @author huabiao * @create 2022/12/5 20:25 / @Slf4j @Service public class WalletServiceImpl extends BaseMemberService implements WalletService { @Resource private ChinaumsUtil chinaumsUtil; @Resource private ChinaumsAuthInfoRepository chinaumsAuthInfoRepository; @Resource private OrderRepository orderRepository; @Resource private SubaccountService subaccountService; @Resource private PaymentRepository paymentRepository; @Resource private BrandRepository brandRepository; @Resource private ChinaumsPaymentRepository chinaumsPaymentRepository; @Resource private OrderFeeRatioRepository orderFeeRatioRepository; @Resource private AccountChangeListRepository accountChangeListRepository; @Resource private AccountRepository accountRepository; @Resource private UnionpayAccountService unionpayAccountService; @Resource private WalletService walletService; @Resource private AllinpayMutualRepository allinpayMutualRepository; @Resource private TransferListRepository transferListRepository; @Resource private ChinaumsRefundRepository chinaumsRefundRepository; @Resource private TopUpOrderRepository topUpOrderRepository; @Resource private ThirdPartyConfigUtil thirdPartyConfigUtil; @Resource private StringRedisTemplate stringRedisTemplate; @Resource private SequenceUtil sequenceUtil; @Resource private LoggerService loggerService; @Resource private CompanyRepository companyRepository; @Resource private ReimbursementRecordRepository reimbursementRecordRepository; @Resource private SubaccountRefundRepository subaccountRefundRepository; @Resource private RefundService refundService; @Resource private RefundRepository refundRepository; @Resource private ThirdPartyPaySetRepository thirdPartyPaySetRepository; @Resource private ByxChinaumsUtil byxChinaumsUtil; @Resource private AuthService authService; @Override public BalanceAcctsVO balanceAcctsQryByAcctId(String balanceAcctId) { if (StringUtils.isBlank(balanceAcctId)) { balanceAcctId = getUser().getCompany().getWalletId(); } ChinaumsAuthInfo chinaumsAuthInfo = chinaumsAuthInfoRepository.findFirstByBalanceAcctId(balanceAcctId); // Map<String, String> map = new HashMap<>(); // map.put("balanceAcctId", balanceAcctId); // return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_BALANCE_ACCTS_QRY, (JSONObject) JSONObject.toJSON(map), BalanceAcctsVO.class); BalanceAcctsVO balanceAcctsVO = new BalanceAcctsVO(); ByxQueryAcctBalDTO byxQueryAcctBalDTO = new ByxQueryAcctBalDTO(); byxQueryAcctBalDTO.setWalletId(balanceAcctId); ByxQueryAcctBalVO byxQueryAcctBalVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_BALANCE_ACCTS_QRY,(JSONObject) JSONObject.toJSON(byxQueryAcctBalDTO),ByxQueryAcctBalVO.class); if(Constant.RETURN_SUCCESS_CODE.equals(byxQueryAcctBalVO.getRspCode())){ balanceAcctsVO.setBalanceAcctId(byxQueryAcctBalVO.getWalletId()); balanceAcctsVO.setRelAcctNo(chinaumsAuthInfo.getRelAcctNo()); balanceAcctsVO.setSettledAmount(Convert.toLong( byxQueryAcctBalVO.getAvlblAmt())); balanceAcctsVO.setFrozenSettledAmount(Convert.toLong(byxQueryAcctBalVO.getFrznAmt())); ByxQueryAcctInfoDTO byxQueryAcctInfoDTO = new ByxQueryAcctInfoDTO(); byxQueryAcctInfoDTO.setWalletId(byxQueryAcctBalVO.getWalletId()); ByxQueryAcctInfoVO byxQueryAcctInfoVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_QUERY_ACCOUNT_INFORMATION,(JSONObject) JSONObject.toJSON(byxQueryAcctInfoDTO),ByxQueryAcctInfoVO.class); if(Constant.RETURN_SUCCESS_CODE.equals(byxQueryAcctInfoVO.getRspCode())){ if("2".equals(byxQueryAcctInfoVO.getAcctStatus())){ balanceAcctsVO.setIsFrozen(true); } else { balanceAcctsVO.setIsFrozen(false); } } } return balanceAcctsVO; } @Override public BalanceTransactionsPageVO balanceTransactions(String balanceAcctId, String startAt, String endAt) { if (StringUtils.isBlank(balanceAcctId)) { balanceAcctId = getUser().getCompany().getWalletId(); } Map<String, Object> map = new HashMap<>(); map.put("balanceAcctId", balanceAcctId); // 必须小于等于100 map.put("size", 100); if (StringUtils.isNotBlank(startAt)) { map.put("startAt", startAt.replace(" ", "+")); } if (StringUtils.isNotBlank(endAt)) { map.put("endAt", endAt.replace(" ", "+")); } return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_BALANCE_TRANSACTIONS, (JSONObject) JSONObject.toJSON(map), BalanceTransactionsPageVO.class); } @Override public ChinaumsRechargeAccountVO getWalletRechargeAccount() { Company company = getUser().getCompany(); ChinaumsAuthInfo chinaumsAuthInfo = chinaumsAuthInfoRepository.findFirstByCompanyId(company.getId()); if (chinaumsAuthInfo == null) { throw new YnceErrorException(YnceError.YNCE_218009); } ChinaumsRechargeAccountVO chinaumsRechargeAccountVO = new ChinaumsRechargeAccountVO(); chinaumsRechargeAccountVO.setAccountName(chinaumsAuthInfo.getBindAcctName()); chinaumsRechargeAccountVO.setAccountNumber(chinaumsAuthInfo.getRelAcctNo()); return chinaumsRechargeAccountVO; } @Override public String orderPay(WalletOrderPayDTO walletOrderPayDTO) { Order order = orderRepository.findById(walletOrderPayDTO.getOrderId()).orElse(null); if (order == null) { throw new YnceErrorException(YnceError.YNCE_204003); } if (!order.getApprovalStatus().equals(ApprovalStatus.APPROVE)) { throw new YnceErrorException(YnceError.YNCE_204016); } if (!order.getPaymentStatus().equals(PaymentStatus.UN_PAID)) { throw new YnceErrorException(YnceError.YNCE_204015); } // 是否请求银联 Boolean isRequest = false; // 支付单号 String paymentSn = null; // 合并消费担保下单VO ChinaumsGuaranteePayVO chinaumsGuaranteePayVO = new ChinaumsGuaranteePayVO(); // 获取支付中/已支付的支付单 Payment payment = paymentRepository.findFirstByOrderIdAndPayStatusAndPaymentMethod(order.getId().toString(), PayStatus.PROGRESS, PaymentMethod.DEPOSIT); if (payment == null) { payment = paymentRepository.findFirstByOrderIdAndPayStatusAndPaymentMethod(order.getId().toString(), PayStatus.SUCC, PaymentMethod.DEPOSIT); } if (payment != null) { // 查询是否已支付 chinaumsGuaranteePayVO = walletService.orderPaymentsByOutOrderNo(payment.getSn()); if (StringUtils.isNotBlank(chinaumsGuaranteePayVO.getExceptionMessage())) { if (chinaumsGuaranteePayVO.getExceptionMessage().contains("请求的资源不存在")) { isRequest = true; } } paymentSn = payment.getSn(); } else { isRequest = true; } if (isRequest) { // 获取电子账户余额 BigDecimal balance; try { BalanceAcctsVO balanceAcctsVO = this.balanceAcctsQryByAcctId(null); balance = new BigDecimal(balanceAcctsVO.getSettledAmount() + balanceAcctsVO.getPendingAmount()).divide(BigDecimal.valueOf(100), 2, RoundingMode.HALF_UP); } catch (Exception exception) { throw new YnceErrorException(YnceError.YNCE_205010); } // 跟平台预存款余额比较，若不一致则抛出异常 Account depositAccount = accountRepository.findDepositAccount(order.getBuyerCompany().getId()); if (depositAccount.getBalance().compareTo(balance) != 0) { throw new YnceErrorException(YnceError.YNCE_205010); } // 判断余额是否充足 if (balance.compareTo(BigDecimal.ZERO) < 1 \|\| balance.compareTo(order.getAmount()) == -1) { throw new YnceErrorException(YnceError.YNCE_205001); } // 获取处理中的预存款支付订单金额 BigDecimal progressPaymentAmount = paymentRepository.getProgressPaymentAmount(order.getBuyerCompany().getId()); if (progressPaymentAmount.compareTo(BigDecimal.ZERO) == 1) { // 若存在支付单，则预存款支付订单金额需减去该支付单金额 if (payment != null) { progressPaymentAmount = progressPaymentAmount.subtract(payment.getAmount()); } // 若存在处理中的，则判断余额是否足够 balance = balance.subtract(progressPaymentAmount); if (balance.compareTo(BigDecimal.ZERO) < 1 \|\| balance.compareTo(order.getAmount()) == -1) { throw new YnceErrorException(YnceError.YNCE_205011); } } // 创建支付单 if (payment == null) { paymentSn = subaccountService.createPayment(order, null, UnionpayAppOrderType.DEPOSIT, null, null, null); } // 拼接银联请求参数 List<ChinaumsGuaranteePayParamsDTO> chinaumsGuaranteePayParamsDTOList = this.getChinaumsGuaranteePayParamsDTO(order); // 判断金额是否一致 BigDecimal totalAmount = new BigDecimal(chinaumsGuaranteePayParamsDTOList.stream().mapToInt(ChinaumsGuaranteePayParamsDTO::getAmount).sum()); if (totalAmount.compareTo(order.getAmount().multiply(new BigDecimal(100))) != 0) { log.error("银联请求参数总金额" + totalAmount + "与订单支付金额" + order.getAmount() + "不一致"); throw new YnceErrorException(YnceError.YNCE_218006); } ChinaumsGuaranteePayDTO chinaumsGuaranteePayDTO = ChinaumsGuaranteePayDTO .builder() .combinedOutOrderNo(paymentSn) .sentAt(new SimpleDateFormat("yyyy-MM-dd'T'HH:mm:ssXXX").format(new Date())) .payBalanceAcctId(order.getBuyerCompany().getWalletId()) // .password(walletOrderPayDTO.getPassword()) .guaranteePaymentParams(chinaumsGuaranteePayParamsDTOList) .remark("") .build(); JSONObject requestJsonObject = (JSONObject) JSONObject.toJSON(chinaumsGuaranteePayDTO); // log.debug("银联合并消费担保下单参数：" + requestJsonObject.toJSONString()); try { chinaumsGuaranteePayVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_COMBINED_GUARANTEE_PAYMENTS, requestJsonObject, ChinaumsGuaranteePayVO.class); } catch (Exception exception) { log.error("银联请求合并消费担保下单失败：" + exception.getMessage()); chinaumsGuaranteePayVO.setCombinedOutOrderNo(paymentSn); } } // 当下单状态为空或者等于处理中则循环查询 if (StringUtils.isBlank(chinaumsGuaranteePayVO.getStatus()) \|\| "processing".equals(chinaumsGuaranteePayVO.getStatus())) { // 循环查询合并消费担保下单状态，时间不超过5s long currentTimeMillis = System.currentTimeMillis(); while (true) { chinaumsGuaranteePayVO = walletService.orderPaymentsByOutOrderNo(chinaumsGuaranteePayVO.getCombinedOutOrderNo()); // 请求异常则结束循环 if (StringUtils.isNotBlank(chinaumsGuaranteePayVO.getExceptionMessage())) { log.error("循环查询合并消费担保下单状态失败：" + chinaumsGuaranteePayVO.getExceptionMessage()); break; } // 当请求成功或者时间超时时，结束循环 if (!"processing".equals(chinaumsGuaranteePayVO.getStatus()) \|\| System.currentTimeMillis() - currentTimeMillis > 5000) { break; } } } // 当下单成功时，修改支付单状态 payment = paymentRepository.findFirstBySnOrderByIdDesc(paymentSn); if ("succeeded".equals(chinaumsGuaranteePayVO.getStatus())) { if (!PayStatus.SUCC.equals(payment.getPayStatus())) { // 修改支付单状态 payment.setExternalId(chinaumsGuaranteePayVO.getCombinedGuaranteePaymentId()); payment.setPayStatus(PayStatus.SUCC); payment.setPaymentTime(LocalDateTime.now()); payment.setUnionpaySn(chinaumsGuaranteePayVO.getCombinedGuaranteePaymentId()); paymentRepository.saveAndFlush(payment); // 保存担保消费子订单信息 for (ChinaumsGuaranteePayResultVO guaranteePaymentResult : chinaumsGuaranteePayVO.getGuaranteePaymentResults()) { if (guaranteePaymentResult.getMetadata() != null) { // 没有合并数据的子订单 if (guaranteePaymentResult.getMetadata().getBrandFee() == null && CollectionUtils.isEmpty(guaranteePaymentResult.getMetadata().getBrandList())) { ChinaumsPayment chinaumsPayment = new ChinaumsPayment(); BeanUtils.copyProperties(guaranteePaymentResult, chinaumsPayment, "amount"); chinaumsPayment.setAmount(new BigDecimal(guaranteePaymentResult.getAmount()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); chinaumsPayment.setOrders(order); chinaumsPayment.setSubaccountType(SubaccountType.valueOf(guaranteePaymentResult.getMetadata().getSubaccountType())); chinaumsPaymentRepository.save(chinaumsPayment); } else { // 品牌费处理 if (guaranteePaymentResult.getMetadata().getBrandFee() != null) { ChinaumsPayment chinaumsPayment = new ChinaumsPayment(); BeanUtils.copyProperties(guaranteePaymentResult, chinaumsPayment, "amount"); chinaumsPayment.setAmount(new BigDecimal(guaranteePaymentResult.getMetadata().getBrandFee()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); chinaumsPayment.setOrders(order); chinaumsPayment.setSubaccountType(SubaccountType.BRAND_FEE); chinaumsPaymentRepository.save(chinaumsPayment); } // 品牌授权费处理 if (CollectionUtils.isNotEmpty(guaranteePaymentResult.getMetadata().getBrandList())) { for (GuaranteePayMetaDataBrandVO guaranteePayMetaDataBrandVO : guaranteePaymentResult.getMetadata().getBrandList()) { ChinaumsPayment chinaumsPayment = new ChinaumsPayment(); BeanUtils.copyProperties(guaranteePaymentResult, chinaumsPayment, "amount"); chinaumsPayment.setAmount(new BigDecimal(guaranteePayMetaDataBrandVO.getBrandAuthFee()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); chinaumsPayment.setOrders(order); chinaumsPayment.setSubaccountType(SubaccountType.BRAND_AUTH_FEE); chinaumsPayment.setBrandId(Long.valueOf(guaranteePayMetaDataBrandVO.getBrandId())); chinaumsPaymentRepository.save(chinaumsPayment); } } } } else { ChinaumsPayment chinaumsPayment = new ChinaumsPayment(); BeanUtils.copyProperties(guaranteePaymentResult, chinaumsPayment, "amount"); chinaumsPayment.setAmount(new BigDecimal(guaranteePaymentResult.getAmount()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); chinaumsPayment.setOrders(order); chinaumsPaymentRepository.save(chinaumsPayment); } } } } else if ("failed".equals(chinaumsGuaranteePayVO.getStatus())) { // 当下单失败时，抛出异常 payment.setExternalId(chinaumsGuaranteePayVO.getCombinedGuaranteePaymentId()); payment.setPayStatus(PayStatus.FAILED); paymentRepository.saveAndFlush(payment); throw new YnceErrorException(YnceError.YNCE_218033); } else if ("processing".equals(chinaumsGuaranteePayVO.getStatus())) { // 当下单处理中时，抛出异常 payment.setExternalId(chinaumsGuaranteePayVO.getCombinedGuaranteePaymentId()); payment.setPayStatus(PayStatus.PROGRESS); paymentRepository.saveAndFlush(payment); throw new YnceErrorException(YnceError.YNCE_218032); } else if ("partially_succeeded".equals(chinaumsGuaranteePayVO.getStatus())) { // TODO 银联说明只要金额足够就不会出现部分成功的情况 payment.setExternalId(chinaumsGuaranteePayVO.getCombinedGuaranteePaymentId()); payment.setPayStatus(PayStatus.PROGRESS); paymentRepository.saveAndFlush(payment); log.error("银联合并消费下单部分成功：" + paymentSn); throw new YnceErrorException(YnceError.YNCE_218036); } else { // 状态为空的情况下，将支付单状态改为支付中 payment.setPayStatus(PayStatus.PROGRESS); paymentRepository.saveAndFlush(payment); throw new YnceErrorException(YnceError.YNCE_218035); } return payment.getExternalId(); } / * 银联支付查询-通过平台单号 * * @param paymentSn 支付单号 * @return 银联合并消费担保下单VO * @author huabiao * @create 2023/10/17 15:07 / @Transactional(rollbackFor = Exception.class, propagation = Propagation.REQUIRES_NEW) @Override public ChinaumsGuaranteePayVO orderPaymentsByOutOrderNo(String paymentSn) { ChinaumsGuaranteePayVO chinaumsGuaranteePayVO = new ChinaumsGuaranteePayVO(); try { JSONObject jsonObject = new JSONObject(); jsonObject.put("combinedOutOrderNo", paymentSn); chinaumsGuaranteePayVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_COMBINED_GUARANTEE_PAYMENTS_BY_OUT_ORDER_NO, jsonObject, ChinaumsGuaranteePayVO.class); } catch (Exception exception) { chinaumsGuaranteePayVO.setExceptionMessage(exception.getMessage()); } return chinaumsGuaranteePayVO; } @Override public AccountPaymentsVO payments(AccountPaymentsDTO accountPaymentsDTO) { if (StringUtils.isBlank(accountPaymentsDTO.getPayBalanceAcctId())) { Company company = getUser().getCompany(); accountPaymentsDTO.setPayBalanceAcctId(company.getWalletId()); } return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_PAYMENTS, (JSONObject) JSONObject.toJSON(accountPaymentsDTO), AccountPaymentsVO.class); } @Override public AccountPaymentsVO paymentsByOutOrderNo(String outOrderNo) { // Map<String, String> map = new HashMap<String, String>() {{ // put("outOrderNo", outOrderNo); // }}; // return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_PAYMENTS_BY_OUT_ORDER_NO, (JSONObject) JSONObject.toJSON(byxQueryConsumePayOrderInfoDTO), AccountPaymentsVO.class); AccountPaymentsVO accountPaymentsVO = new AccountPaymentsVO(); ByxQueryConsumePayOrderInfoDTO byxQueryConsumePayOrderInfoDTO = new ByxQueryConsumePayOrderInfoDTO(); byxQueryConsumePayOrderInfoDTO.setMctOrderNo(outOrderNo); ByxQueryConsumePayOrderInfoVO byxQueryConsumePayOrderInfoVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_PAYMENTS_BY_OUT_ORDER_NO, (JSONObject) JSONObject.toJSON(byxQueryConsumePayOrderInfoDTO), ByxQueryConsumePayOrderInfoVO.class); if(Constant.RETURN_SUCCESS_CODE.equals(byxQueryConsumePayOrderInfoVO.getRspCode())){ accountPaymentsVO.setPaymentId(byxQueryConsumePayOrderInfoVO.getMctOrderNo()); accountPaymentsVO.setOutOrderNo(byxQueryConsumePayOrderInfoVO.getGuaranteedOrderNo()); accountPaymentsVO.setAmount(Convert.toLong(byxQueryConsumePayOrderInfoVO.getActPayedAmt()) ); accountPaymentsVO.setTotalAmount(Convert.toLong(byxQueryConsumePayOrderInfoVO.getOrderAmt()) ); accountPaymentsVO.setRefundedAmount(Convert.toLong(byxQueryConsumePayOrderInfoVO.getRefundedAmt()) ); if(ObjectUtil.isNotEmpty(byxQueryConsumePayOrderInfoVO.getByxQueryOrderDetailPayRowVOList())){ ByxQueryOrderDetailPayRowVO byxQueryOrderDetailPayRowVO = byxQueryConsumePayOrderInfoVO.getByxQueryOrderDetailPayRowVOList().get(0); if(OrderPayStatusEnum.PAYMENT_SUCCESSFUL.getValue().equals(byxQueryOrderDetailPayRowVO.getPayStatus())){ accountPaymentsVO.setStatus(OrderPaymentStatusEnum.SUCCEEDED.getValue()); } else if(OrderPayStatusEnum.SUBMITTED_PAYMENT.getValue().equals(byxQueryOrderDetailPayRowVO.getPayStatus())){ accountPaymentsVO.setStatus(OrderPaymentStatusEnum.PROCESSING.getValue()); } else if(OrderPayStatusEnum.PAYMENT_FAILED.getValue().equals(byxQueryOrderDetailPayRowVO.getPayStatus())){ accountPaymentsVO.setStatus(OrderPaymentStatusEnum.FAILED.getValue()); } // 类型为普通订单支付和合并支付时，返回订单金额。类型为补充支付时，返回交易金额 if("02".equals(byxQueryOrderDetailPayRowVO.getType()) ){ accountPaymentsVO.setAmount(Convert.toLong(byxQueryOrderDetailPayRowVO.getPayAmt())); } else { accountPaymentsVO.setTotalAmount(Convert.toLong(byxQueryOrderDetailPayRowVO.getPayAmt())); } accountPaymentsVO.setFinishedAt(DateUtil.format(Convert.toLocalDateTime(byxQueryOrderDetailPayRowVO.getPayTime()) ,"yyyy-MM-dd'T'HH:mm:ssXXX")); } } else { accountPaymentsVO.setStatus(OrderPaymentStatusEnum.FAILED.getValue()); accountPaymentsVO.setReason(byxQueryConsumePayOrderInfoVO.getRspResult()); } return accountPaymentsVO; } @Override public WithdrawalsVO withdrawals(WithdrawalsDTO withdrawalsDTO) { Company company = getUser().getCompany(); if (StringUtils.isBlank(withdrawalsDTO.getBalanceAcctId())) { withdrawalsDTO.setBalanceAcctId(company.getWalletId()); } withdrawalsDTO.setBusinessType("1"); if (StringUtils.isBlank(withdrawalsDTO.getBankAcctNo())) { ChinaumsAuthInfo chinaumsAuthInfo = chinaumsAuthInfoRepository.findFirstByCompanyId(company.getId()); if (chinaumsAuthInfo == null) { throw new YnceErrorException("获取银联认证信息失败"); } String publicKey = chinaumsUtil.getPublicKey(); try { withdrawalsDTO.setBankAcctNo(RSAEncryptorUtil.encryptByPublicKey(chinaumsAuthInfo.getSettleAcctBankAcctNo(), publicKey)); } catch (Exception e) { throw new RuntimeException(e); } } return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_WITHDRAWALS, (JSONObject) JSONObject.toJSON(withdrawalsDTO), WithdrawalsVO.class); } @Override public WithdrawalsVO withdrawalsByOutOrderNo(String outOrderNo) { Map<String, String> map = new HashMap<String, String>() {{ put("outOrderNo", outOrderNo); }}; return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_WITHDRAWALS_BY_OUT_ORDER_NO, (JSONObject) JSONObject.toJSON(map), WithdrawalsVO.class); } @Transactional(rollbackFor = Exception.class) @Override public boolean tradeResult(TradeResultDTO tradeResultDTO) { / * 20: 支付充值; * 21: 充值退款; * 25: 可提现支付充值; * 30: 单笔提现/批量提现申请; * 40: 消费; * 41: 消费退款; * 51: 分账; * 52: 合并支付充值; * 53: 批量提现确认; * 60: 担保下单; * 62: 担保未确认退款; * 63: 担保已确认退款; * 64: 担保支付; * 66: 担保支付退款; * 67: 担保支付确认退款; * 73: 资金调拨; * 74: 提前入账 * 81: 收单通道验证打款 / Integer tradeType = tradeResultDTO.getTradeType(); switch (tradeType) { // 支付充值 case 20: break; // 单笔提现/批量提现申请 case 30: AllinpayMutual allinpayMutual = allinpayMutualRepository.findFirstByBizOrderNo(tradeResultDTO.getOutOrderNo()); if (allinpayMutual == null) { log.error("未查询到提现记录!!!"); return false; } if (DealStatus.DEALSTATUS_SUCC.equals(allinpayMutual.getDealStatus())) { log.warn("提现状态已更新！！！"); return true; } WithdrawalsVO withdrawalsVO = walletService.withdrawalsByOutOrderNo(tradeResultDTO.getOutOrderNo()); if (withdrawalsVO == null) { log.error("【提现订单查询（平台订单号）】在银联未查询到记录!!!"); return false; } if (!"processing".equals(withdrawalsVO.getStatus())) { Long companyId = allinpayMutual.getCompany().getId(); Account account = accountRepository.findDepositAccount(companyId); if (account == null) { throw new YnceErrorException("账户不存在"); } unionpayAccountService.withdrawalsHandle(account, withdrawalsVO); } return true; // 消费（转账） case 40: //** 分账退款转账 start *// if (tradeResultDTO.getOutOrderNo().startsWith("FZTK-")) { // 查询分账退款单 SubaccountRefund subaccountRefund = subaccountRefundRepository.findFirstBySn(tradeResultDTO.getOutOrderNo()); if (subaccountRefund == null) { log.error("未查询到分账退款单"); return false; } if (subaccountRefund.getSubaccountState().equals(SubaccountState.SEPARATE_SUCC)) { log.info("分账退款单状态已更新"); return true; } // 通过退款单号查询订单 Refund refund = refundRepository.findFirstByRefundSn(subaccountRefund.getRefundSn()); if (refund == null) { log.error("未查询到退款单"); return false; } // 调用流水处理 subaccountRefund.setExternalId(tradeResultDTO.getTradeId()); subaccountRefund.setRefundTime(DateTimeUtils.getLocalDateTimeByRFC3339(tradeResultDTO.getFinishedAt())); subaccountRefund.setSubaccountState(SubaccountState.SEPARATE_SUCC); subaccountRefund.setOrders(refund.getOrders()); // 查询订单 subaccountRefundRepository.save(subaccountRefund); subaccountService.generateRefundSubaccount(subaccountRefund); // 处理退款单 RefundSubaccountDTO subaccountRefundDTO = RefundSubaccountDTO .builder() .refundAmount(subaccountRefund.getAmount()) .refundTime(subaccountRefund.getRefundTime()) .refundSn(subaccountRefund.getRefundSn()) .externalId(subaccountRefund.getExternalId()) .build(); refundService.handleSubaccountRefund(subaccountRefundDTO); return true; } //* 分账退款转账 end *// //* 授信还款转账 start *// if (tradeResultDTO.getOutOrderNo().startsWith("HK-")) { ReimbursementRecord record = reimbursementRecordRepository.findByOrderNo(tradeResultDTO.getOutOrderNo()); if (record != null) { if (TransferState.SUCCESS.equals(record.getState())) { log.warn("转账状态已更新！！！"); return true; } AccountPaymentsVO accountPaymentsVO = walletService.paymentsByOutOrderNo(tradeResultDTO.getOutOrderNo()); if (accountPaymentsVO == null) { log.error("【消费订单查询（平台订单号）】在银联未查询到记录!!!"); return false; } if (!"processing".equals(accountPaymentsVO.getStatus())) { PaymentDTO paymentDTO = new PaymentDTO(); paymentDTO.setId(record.getAccounts().getId()); paymentDTO.setPaymentAmount(record.getAmount()); paymentDTO.setRemarks(accountPaymentsVO.getRemark()); unionpayAccountService.unionpayCreditRefundHandle(paymentDTO, record.getReceiptCompany().getId(), accountPaymentsVO); } return true; } } //* 授信还款转账 end *// TransferList transferList = transferListRepository.findByTransOrderNo(tradeResultDTO.getOutOrderNo()); //* 充值转账 start *// if (transferList == null) { TopUpOrder topUpOrder = topUpOrderRepository.findByTransferSn(tradeResultDTO.getOutOrderNo()); if (topUpOrder == null) { log.error("未查询到转账记录!!!"); return false; } else { if (SyncState.SYNCED.equals(topUpOrder.getSyncState())) { log.warn("转账状态已更新！！！"); return true; } AccountPaymentsVO accountPaymentsVO = walletService.paymentsByOutOrderNo(tradeResultDTO.getOutOrderNo()); if (accountPaymentsVO == null) { log.error("【消费订单查询（平台订单号）】在银联未查询到记录!!!"); return false; } if ("succeeded".equals(accountPaymentsVO.getStatus())) { this.rechargeHandle(topUpOrder, accountPaymentsVO); } else if ("failed".equals(accountPaymentsVO.getStatus())) { // 转账失败，清掉单号重新走转账流程 topUpOrder.setTransferSn(null); topUpOrderRepository.save(topUpOrder); } return true; } } //* 充值转账 end *// //* 正常转账 start *// if (TransferState.SUCCESS.equals(transferList.getState())) { log.warn("转账状态已更新！！！"); return true; } AccountPaymentsVO accountPaymentsVO = walletService.paymentsByOutOrderNo(tradeResultDTO.getOutOrderNo()); if (accountPaymentsVO == null) { log.error("【消费订单查询（平台订单号）】在银联未查询到记录!!!"); return false; } if (!"processing".equals(accountPaymentsVO.getStatus())) { Account outputAccount = accountRepository.findDepositAccount(transferList.getOutputCompany().getId()); Account inputAccount = accountRepository.findDepositAccount(transferList.getInputCompany().getId()); unionpayAccountService.transferHandle(transferList.getAmount(), inputAccount, outputAccount, accountPaymentsVO); } return true; //* 正常转账 end *// // 担保下单 case 60: // 获取支付单 Payment payment = paymentRepository.findFirstBySnOrderByIdDesc(tradeResultDTO.getOutOrderNo()); if (payment == null) { log.error("未查询到支付单"); return false; } // 支付失败 if ("failed".equals(tradeResultDTO.getStatus())) { payment.setExternalId(tradeResultDTO.getTradeId()); payment.setPayStatus(PayStatus.FAILED); paymentRepository.saveAndFlush(payment); return true; } else if ("succeeded".equals(tradeResultDTO.getStatus())) { // 获取订单 Order order = orderRepository.findById(Long.valueOf(payment.getOrderId())).orElse(null); // 若订单未支付进行回调处理 if (PaymentStatus.UN_PAID.equals(order.getPaymentStatus())) { // 若订单未支付则判断是否支付时间已超过30秒，若是则手动回调 LocalDateTime payTime = DateTimeUtils.getLocalDateTimeByRFC3339(tradeResultDTO.getFinishedAt()); Duration duration = Duration.between(payTime, LocalDateTime.now()); if (duration.toMillis() < 30000) { return false; } payment.setExternalId(tradeResultDTO.getTradeId()); payment.setPayStatus(PayStatus.SUCC); payment.setPaymentTime(payTime); payment.setUnionpaySn(tradeResultDTO.getTradeId()); paymentRepository.saveAndFlush(payment); // 如果不存在银联支付单则生成 if (!chinaumsPaymentRepository.existsByOrdersId(order.getId())) { handleChinaumsPayment(order); } // 生成收款单以及后续业务操作 OrderOnlinePayVO orderOnlinePayVO = new OrderOnlinePayVO(); orderOnlinePayVO.setOrderId(Long.valueOf(payment.getOrderId())); orderOnlinePayVO.setPaymentId(payment.getId()); orderOnlinePayVO.setPayTime(payTime); orderOnlinePayVO.setExternalId(payment.getExternalId()); ThirdPartyPaySet thirdPartyPaySet = thirdPartyConfigUtil.getPlatform(); if (thirdPartyPaySet == null \|\| StringUtils.isBlank(thirdPartyPaySet.getServiceUrl())) { log.error("预存款支付回调失败：未配置第三方请求地址"); return false; } JSONObject result = HttpClientUtil.getInstance().sendPost(thirdPartyPaySet.getServiceUrl() + RouteUtil.ROUTE_RECEIPT_ONLINE_PAY, orderOnlinePayVO); if (!"200".equals(result.get("code").toString())) { log.error("预存款支付回调失败：请求收款失败"); return false; } } return true; } else { log.error("担保下单回调状态异常"); return false; } // 担保未确认退款 case 62: // 若断是否完成时间是否已超过30秒，若是则处理数据 LocalDateTime refundTime = DateTimeUtils.getLocalDateTimeByRFC3339(tradeResultDTO.getFinishedAt()); Duration duration = Duration.between(refundTime, LocalDateTime.now()); if (duration.toMillis() < 30000) { return false; } // 根据平台订单号获取银联退款单 ChinaumsRefund chinaumsRefund = chinaumsRefundRepository.findFirstByOutOrderNo(tradeResultDTO.getOutOrderNo()); if (chinaumsRefund == null) { log.error("未查询到银联退款单"); return false; } Refund refund = refundRepository.findById(chinaumsRefund.getPlatformRefundId()).orElse(null); if (refund == null) { log.error("未查询到退款单"); return false; } if ("failed".equals(tradeResultDTO.getStatus())) { chinaumsRefund.setStatus(tradeResultDTO.getStatus()); chinaumsRefundRepository.save(chinaumsRefund); return true; } else if ("succeeded".equals(tradeResultDTO.getStatus())) { // 当银联退款单状态为空或者处理中的时候，手动回写数据 if (StringUtils.isBlank(chinaumsRefund.getStatus()) \|\| "processing".equals(chinaumsRefund.getStatus())) { // 注意：这里可能因为退款单存在多个银联退款单而导致同时更新同一个退库单而导致报错，故这里直接捕捉异常并抛出异常回滚 try { // 回写银联退款单 chinaumsRefund.setRefundId(tradeResultDTO.getTradeId()); chinaumsRefund.setStatus(tradeResultDTO.getStatus()); chinaumsRefundRepository.save(chinaumsRefund); // 获取退款单对应退款退款单 List<ChinaumsRefund> chinaumsRefundList = chinaumsRefundRepository.findAllByPlatformRefundIdAndStatus(refund.getId(), "succeeded"); // 回写退款单 refund.setActualAmount(chinaumsRefundList.stream().map(ChinaumsRefund::getAmount).reduce(BigDecimal.ZERO, BigDecimal::add)); refund.setRefundStatus(refund.getActualAmount().compareTo(refund.getAmount()) == 0 ? RefundStatus.REFUNDED : RefundStatus.PARTIAL_REFUNDED); refund.setRefundTime(DateTimeUtils.getLocalDateTimeByRFC3339(tradeResultDTO.getFinishedAt())); // 获取退款单号 String unionpayRefundSn = StringUtils.join(chinaumsRefundList.stream().map(ChinaumsRefund::getRefundId).collect(Collectors.toList()), ","); refund.setUnionpayRefundSn(unionpayRefundSn); refund.setThirdPartyAccount(unionpayRefundSn); refundRepository.save(refund); } catch (Exception exception) { log.error("处理银联退款单异常：" + exception.getMessage()); throw new YnceErrorException(YnceError.YNCE_000000); } } return true; } else { log.error("担保未确认退款回调状态异常"); return false; } default: throw new YnceErrorException("暂时不支持此交易类型"); } return true; } / * POS充值后续处理 * * @param topUpOrder * @param accountPaymentsVO * @return / private boolean rechargeHandle(TopUpOrder topUpOrder, AccountPaymentsVO accountPaymentsVO) { topUpOrder.setSyncState(SyncState.SYNCED); topUpOrder.setUnionpaySn(accountPaymentsVO.getPaymentId()); topUpOrderRepository.save(topUpOrder); AccountChangeList accountChangeList = accountChangeListRepository.findFirstBySourceNo(accountPaymentsVO.getPaymentId()); if (accountChangeList != null) { log.warn("{}充值转账入金已生成异动记录！！！", topUpOrder.getOrderType().getName()); return true; } RechargeDTO rechargeDTO = new RechargeDTO(); rechargeDTO.setCompanyId(topUpOrder.getTopUpCompany().getId()); rechargeDTO.setRechargeAmount(topUpOrder.getAmount()); rechargeDTO.setRemarks(topUpOrder.getOrderType().getName() + "充值"); rechargeDTO.setPaymentMethod(topUpOrder.getOrderType().getName() + "支付"); rechargeDTO.setFinishedDate(DateTimeUtils.getLocalDateTimeByRFC3339(accountPaymentsVO.getFinishedAt())); rechargeDTO.setSourceNo(accountPaymentsVO.getPaymentId()); return unionpayAccountService.rechargeMoney(rechargeDTO); } /* * <p>这里要根据根据订单区分计算分账金额</p> * <p>1.普通销售订单：货款、品牌公司、策划公司、服务费</p> * <p>2.OEM销售订单：货款、品牌公司、策划公司、服务费、品牌授权费</p> * * @param order 订单 * @return 银联担保支付参数DTO数组 * @description * @author huabiao * @create 2022/12/12 16:41 / private List<ChinaumsGuaranteePayParamsDTO> getChinaumsGuaranteePayParamsDTO(Order order) { List<ChinaumsGuaranteePayParamsDTO> chinaumsGuaranteePayParamsDTOList = new ArrayList<>(); // 获取订单费用比例 OrderFeeRatio orderFeeRatio = orderFeeRatioRepository.findByOrdersId(order.getId()); // 平台服务费 BigDecimal platformServiceFee = BigDecimal.ZERO; // 品牌授权费数组 List<ChinaumsGuaranteePayParamsDTO> brandAuthFeeChinaumsGuaranteePayParamsDTOList = new ArrayList<>(); // 计算货款 ChinaumsGuaranteePayParamsDTO goodsCost = new ChinaumsGuaranteePayParamsDTO(); if (order.getGoodsPayment().compareTo(BigDecimal.ZERO) == 1) { if (StringUtils.isBlank(order.getSellerCompany().getWalletId())) { log.error(order.getSn() + "货款公司暂未认证银联"); throw new YnceErrorException(YnceError.YNCE_218006); } // 剩余货款 BigDecimal residueGoodsPayment = order.getGoodsPayment(); // 计算货款平台服务费 BigDecimal goodsCostPlatformServiceFee = BigDecimal.ZERO; if (orderFeeRatio.getSellerServiceCostRatio().compareTo(BigDecimal.ZERO) == 1) { goodsCostPlatformServiceFee = order.getGoodsPayment().multiply(orderFeeRatio.getSellerServiceCostRatio()).setScale(2, BigDecimal.ROUND_UP); platformServiceFee = platformServiceFee.add(goodsCostPlatformServiceFee); residueGoodsPayment = residueGoodsPayment.subtract(goodsCostPlatformServiceFee); } // 计算品牌授权费（只有当剩余货款大于0的时候才计算品牌授权费） BigDecimal totalBrandAuthCost = BigDecimal.ZERO; if (residueGoodsPayment.compareTo(BigDecimal.ZERO) == 1 && CollectionUtils.isNotEmpty(orderFeeRatio.getOrderItemFeeRatio())) { // 通过订单项中的品牌ID分组 Map<Long, List<OrderItemFeeRatio>> brandIdOrderItemFeeRatioListMap = orderFeeRatio.getOrderItemFeeRatio().stream() .collect(Collectors.groupingBy(orderItemFeeRatio -> orderItemFeeRatio.getOrderItem().getBrandId())); int i = 1; for (Map.Entry<Long, List<OrderItemFeeRatio>> brandIdOrderItemFeeRatioListEntry : brandIdOrderItemFeeRatioListMap.entrySet()) { Long brandId = brandIdOrderItemFeeRatioListEntry.getKey(); List<OrderItemFeeRatio> orderItemFeeRatioList = brandIdOrderItemFeeRatioListEntry.getValue(); Brand brand = brandRepository.findById(brandId).orElse(null); if (brand == null \|\| StringUtils.isBlank(brand.getCompany().getWalletId())) { continue; } // 获取订单项 List<OrderItem> orderItemList = orderItemFeeRatioList.stream().map(orderItemFeeRatio -> orderItemFeeRatio.getOrderItem()).collect(Collectors.toList()); BigDecimal orderAmount = orderItemList.stream().map(OrderItem::getAmount).reduce(BigDecimal.ZERO, BigDecimal::add); // 品牌授权费比例 BigDecimal brandAuthCostRatio = orderItemFeeRatioList.get(0).getBrandAuthCostRatio(); // 计算货款 BigDecimal brandGoodsPayment = orderItemList.stream().map(OrderItem::getGoodsPayment).reduce(BigDecimal.ZERO, BigDecimal::add); // 品牌授权费（采取四舍五入的计算方式） BigDecimal brandAuthCost = brandGoodsPayment.multiply(brandAuthCostRatio).setScale(2, BigDecimal.ROUND_HALF_UP); // 品牌授权费服务费比例 BigDecimal brandAuthCostServiceCostRatio = orderItemFeeRatioList.get(0).getBrandAuthCostServiceCostRatio(); // 计算平台服务费 BigDecimal brandAuthCostServiceFee = BigDecimal.ZERO; if (brandAuthCostServiceCostRatio.compareTo(BigDecimal.ZERO) == 1) { brandAuthCostServiceFee = brandAuthCost.multiply(brandAuthCostServiceCostRatio).setScale(2, BigDecimal.ROUND_UP); platformServiceFee = platformServiceFee.add(brandAuthCostServiceFee); brandAuthCost = brandAuthCost.subtract(brandAuthCostServiceFee); } // 品牌授权费 if (brandAuthCost.compareTo(BigDecimal.ZERO) == 1) { ChinaumsGuaranteePayParamsDTO brandAuthFee = new ChinaumsGuaranteePayParamsDTO(); brandAuthFee.setAmount(brandAuthCost.multiply(new BigDecimal(100)).intValue()); brandAuthFee.setRecvBalanceAcctId(brand.getCompany().getWalletId()); brandAuthFee.setOutOrderNo(order.getSn() + "-" + SubaccountType.BRAND_AUTH_FEE.getValue() + "-" + i); // 拼接扩展商品信息 ChinaumsGuaranteePayExtraDTO brandAuthExtraDTO = new ChinaumsGuaranteePayExtraDTO(); brandAuthExtraDTO.setProductInfos(this.handleProductInfo(orderItemList, order.getSn(), orderAmount, brandAuthCost)); brandAuthFee.setExtra(brandAuthExtraDTO); List<GuaranteePayMetaDataBrandDTO> brandList = Arrays.asList(GuaranteePayMetaDataBrandDTO.builder().brandId(brandId.toString()).brandAuthFee(brandAuthFee.getAmount()).build()); brandAuthFee.setMetadata(ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.BRAND_AUTH_FEE.getValue()).brandList(brandList).build()); brandAuthFeeChinaumsGuaranteePayParamsDTOList.add(brandAuthFee); i++; totalBrandAuthCost = totalBrandAuthCost.add(brandAuthCost).add(brandAuthCostServiceFee); } } } // 货款 = 初始货款 - 平台服务费 - 品牌授权费 BigDecimal goodsPayment = order.getGoodsPayment().subtract(goodsCostPlatformServiceFee).subtract(totalBrandAuthCost); if (goodsPayment.compareTo(BigDecimal.ZERO) == 1) { goodsCost.setAmount(goodsPayment.multiply(new BigDecimal(100)).intValue()); goodsCost.setRecvBalanceAcctId(order.getSellerCompany().getWalletId()); goodsCost.setOutOrderNo(order.getSn() + "-" + SubaccountType.GOODS_COST.getValue()); // 拼接扩展商品信息 ChinaumsGuaranteePayExtraDTO chinaumsGuaranteePayExtraDTO = new ChinaumsGuaranteePayExtraDTO(); chinaumsGuaranteePayExtraDTO.setProductInfos(this.handleProductInfo(order.getOrderItems(), order.getSn(), order.getAmount(), goodsPayment)); goodsCost.setExtra(chinaumsGuaranteePayExtraDTO); goodsCost.setMetadata(ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.GOODS_COST.getValue()).build()); chinaumsGuaranteePayParamsDTOList.add(goodsCost); } } // 计算品牌费 ChinaumsGuaranteePayParamsDTO brandFee = new ChinaumsGuaranteePayParamsDTO(); if (order.getBrandCost().compareTo(BigDecimal.ZERO) == 1) { if (StringUtils.isBlank(order.getBrandCompany().getWalletId())) { log.error(order.getSn() + "品牌公司暂未认证银联"); throw new YnceErrorException(YnceError.YNCE_218006); } // 计算货款平台服务费 BigDecimal brandFeePlatformServiceFee = BigDecimal.ZERO; if (orderFeeRatio.getBrandServiceCostRatio().compareTo(BigDecimal.ZERO) == 1) { brandFeePlatformServiceFee = order.getBrandCost().multiply(orderFeeRatio.getBrandServiceCostRatio()).setScale(2, BigDecimal.ROUND_UP); platformServiceFee = platformServiceFee.add(brandFeePlatformServiceFee); } brandFee.setRecvBalanceAcctId(order.getBrandCompany().getWalletId()); brandFee.setOutOrderNo(order.getSn() + "-" + SubaccountType.BRAND_FEE.getValue()); // 品牌费 BigDecimal brandCost = order.getBrandCost().subtract(brandFeePlatformServiceFee); // 自定义参数 ChinaumsGuaranteePayMetaDataDTO metadata; if (CollectionUtils.isNotEmpty(brandAuthFeeChinaumsGuaranteePayParamsDTOList)) { BigDecimal originalBrandCost = brandCost; List<GuaranteePayMetaDataBrandDTO> brandList = new ArrayList<>(); for (ChinaumsGuaranteePayParamsDTO chinaumsGuaranteePayParamsDTO : brandAuthFeeChinaumsGuaranteePayParamsDTOList) { // 判断品牌授权费和品牌是否为同一家公司 if (!brandFee.getRecvBalanceAcctId().equals(chinaumsGuaranteePayParamsDTO.getRecvBalanceAcctId())) { log.error("品牌授权费和品牌费的所属公司不是一家"); throw new YnceErrorException(YnceError.YNCE_218006); } brandCost = brandCost.add(new BigDecimal(chinaumsGuaranteePayParamsDTO.getAmount()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); brandList.addAll(chinaumsGuaranteePayParamsDTO.getMetadata().getBrandList()); } if (originalBrandCost.compareTo(BigDecimal.ZERO) == 1) { metadata = ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.BRAND_FEE.getValue()).brandFee(originalBrandCost.multiply(new BigDecimal(100)).intValue()).brandList(brandList).build(); } else { metadata = ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.BRAND_FEE.getValue()).brandList(brandList).build(); } } else { metadata = ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.BRAND_FEE.getValue()).brandFee(brandCost.multiply(new BigDecimal(100)).intValue()).build(); } if (brandCost.compareTo(BigDecimal.ZERO) == 1) { brandFee.setAmount(brandCost.multiply(new BigDecimal(100)).intValue()); // 拼接扩展商品信息 ChinaumsGuaranteePayExtraDTO chinaumsGuaranteePayExtraDTO = new ChinaumsGuaranteePayExtraDTO(); List<JSONObject> productInfos = this.handleProductInfo(order.getOrderItems(), order.getSn(), order.getAmount(), brandCost); chinaumsGuaranteePayExtraDTO.setProductInfos(productInfos); brandFee.setExtra(chinaumsGuaranteePayExtraDTO); // 拼接自定义参数 brandFee.setMetadata(metadata); chinaumsGuaranteePayParamsDTOList.add(brandFee); } } else { // 不存在品牌费但是存在品牌授权费 if (CollectionUtils.isNotEmpty(brandAuthFeeChinaumsGuaranteePayParamsDTOList)) { brandFee.setRecvBalanceAcctId(brandAuthFeeChinaumsGuaranteePayParamsDTOList.get(0).getRecvBalanceAcctId()); brandFee.setOutOrderNo(order.getSn() + "-" + SubaccountType.BRAND_FEE.getValue()); BigDecimal brandAuthCost = BigDecimal.ZERO; ChinaumsGuaranteePayMetaDataDTO metadata; List<GuaranteePayMetaDataBrandDTO> brandList = new ArrayList<>(); for (ChinaumsGuaranteePayParamsDTO chinaumsGuaranteePayParamsDTO : brandAuthFeeChinaumsGuaranteePayParamsDTOList) { if (!brandFee.getRecvBalanceAcctId().equals(chinaumsGuaranteePayParamsDTO.getRecvBalanceAcctId())) { log.error("品牌授权费所属公司不是一家"); throw new YnceErrorException(YnceError.YNCE_218006); } brandAuthCost = brandAuthCost.add(new BigDecimal(chinaumsGuaranteePayParamsDTO.getAmount()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); brandList.addAll(chinaumsGuaranteePayParamsDTO.getMetadata().getBrandList()); } brandFee.setAmount(brandAuthCost.multiply(new BigDecimal(100)).intValue()); metadata = ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.BRAND_FEE.getValue()).brandList(brandList).build(); // 拼接扩展商品信息 ChinaumsGuaranteePayExtraDTO chinaumsGuaranteePayExtraDTO = new ChinaumsGuaranteePayExtraDTO(); List<JSONObject> productInfos = this.handleProductInfo(order.getOrderItems(), order.getSn(), order.getAmount(), brandAuthCost); chinaumsGuaranteePayExtraDTO.setProductInfos(productInfos); brandFee.setExtra(chinaumsGuaranteePayExtraDTO); // 拼接自定义参数 brandFee.setMetadata(metadata); chinaumsGuaranteePayParamsDTOList.add(brandFee); } } // 计算策划费 ChinaumsGuaranteePayParamsDTO deviseFee = new ChinaumsGuaranteePayParamsDTO(); if (order.getDeviseCost().compareTo(BigDecimal.ZERO) == 1) { if (StringUtils.isBlank(order.getDeviseCompany().getWalletId())) { log.error(order.getSn() + "策划公司暂未认证银联"); throw new YnceErrorException(YnceError.YNCE_218006); } // 计算货款平台服务费 BigDecimal deviseFeePlatformServiceFee = BigDecimal.ZERO; if (orderFeeRatio.getDeviseServiceCostRatio().compareTo(BigDecimal.ZERO) == 1) { deviseFeePlatformServiceFee = order.getDeviseCost().multiply(orderFeeRatio.getDeviseServiceCostRatio()).setScale(2, BigDecimal.ROUND_UP); platformServiceFee = platformServiceFee.add(deviseFeePlatformServiceFee); } // 实际分账的策划费 BigDecimal deviseCost = order.getDeviseCost().subtract(deviseFeePlatformServiceFee); if (deviseCost.compareTo(BigDecimal.ZERO) == 1) { deviseFee.setAmount(deviseCost.multiply(new BigDecimal(100)).intValue()); deviseFee.setRecvBalanceAcctId(order.getDeviseCompany().getWalletId()); deviseFee.setOutOrderNo(order.getSn() + "-" + SubaccountType.DEVISE_FEE.getValue()); // 拼接扩展商品信息 ChinaumsGuaranteePayExtraDTO chinaumsGuaranteePayExtraDTO = new ChinaumsGuaranteePayExtraDTO(); chinaumsGuaranteePayExtraDTO.setProductInfos(this.handleProductInfo(order.getOrderItems(), order.getSn(), order.getAmount(), deviseCost)); deviseFee.setExtra(chinaumsGuaranteePayExtraDTO); deviseFee.setMetadata(ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.DEVISE_FEE.getValue()).build()); chinaumsGuaranteePayParamsDTOList.add(deviseFee); } } // 平台服务费 if (platformServiceFee.compareTo(BigDecimal.ZERO) == 1) { String balanceAcctId = chinaumsUtil.getFeeBalanceAcctId(); if (StringUtils.isBlank(balanceAcctId)) { log.error(order.getSn() + "平台公司暂未认证银联"); throw new YnceErrorException(YnceError.YNCE_218006); } ChinaumsGuaranteePayParamsDTO platformServiceFeeDTO = new ChinaumsGuaranteePayParamsDTO(); platformServiceFeeDTO.setAmount(platformServiceFee.multiply(new BigDecimal(100)).intValue()); platformServiceFeeDTO.setRecvBalanceAcctId(balanceAcctId); platformServiceFeeDTO.setOutOrderNo(order.getSn() + "-" + SubaccountType.SERVICE_FEE.getValue()); // 拼接扩展商品信息 ChinaumsGuaranteePayExtraDTO chinaumsGuaranteePayExtraDTO = new ChinaumsGuaranteePayExtraDTO(); chinaumsGuaranteePayExtraDTO.setProductInfos(this.handleProductInfo(order.getOrderItems(), order.getSn(), order.getAmount(), platformServiceFee)); platformServiceFeeDTO.setExtra(chinaumsGuaranteePayExtraDTO); platformServiceFeeDTO.setMetadata(ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.SERVICE_FEE.getValue()).build()); chinaumsGuaranteePayParamsDTOList.add(platformServiceFeeDTO); } return chinaumsGuaranteePayParamsDTOList; } /* * 处理商品数据 * * @param orderItemList:订单项 * @param sn:订单号 * @param orderAmount:订单金额 * @param amount:分摊金额 * @return 处理完的银联JSON数据 * @author huabiao * @create 2022/12/15 14:08 / private List<JSONObject> handleProductInfo(List<OrderItem> orderItemList, String sn, BigDecimal orderAmount, BigDecimal amount) { // 循环订单项 List<JSONObject> productInfos = new ArrayList<>(); BigDecimal allocatedAmount = BigDecimal.ZERO; for (int i = 0; i < orderItemList.size(); i++) { OrderItem orderItem = orderItemList.get(i); JSONObject jsonObject = new JSONObject(); jsonObject.put("orderNo", sn + "-" + orderItem.getId()); // 按比例计算,最后一项直接减完 if (i == (orderItemList.size() - 1)) { jsonObject.put("orderAmount", amount.subtract(allocatedAmount).multiply(new BigDecimal(100)).intValue()); } else { BigDecimal orderItemPlatformServiceFee = amount.multiply(orderItem.getAmount()).divide(orderAmount, 2, BigDecimal.ROUND_DOWN); // 当计算结果不大于0时，赋值0.01 if (orderItemPlatformServiceFee.compareTo(BigDecimal.ZERO) != 1) { orderItemPlatformServiceFee = new BigDecimal("0.01"); } jsonObject.put("orderAmount", orderItemPlatformServiceFee.multiply(new BigDecimal(100)).intValue()); allocatedAmount = allocatedAmount.add(orderItemPlatformServiceFee); } jsonObject.put("productName", orderItem.getGoodsName() + orderItem.getSkuName()); jsonObject.put("productCount", orderItem.getQuantity()); productInfos.add(jsonObject); } return productInfos; } @Transactional(propagation = Propagation.NOT_SUPPORTED) @Override public ChinaumsGuaranteePayConfirmsVO paySettlement(ChinaumsGuaranteePayConfirmsDTO chinaumsGuaranteePayConfirmsDTO) { ChinaumsGuaranteePayConfirmsVO chinaumsGuaranteePayConfirmsVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_COMBINED_GUARANTEE_PAYMENTS_CONFIRMS, (JSONObject) JSONObject.toJSON(chinaumsGuaranteePayConfirmsDTO), ChinaumsGuaranteePayConfirmsVO.class); return chinaumsGuaranteePayConfirmsVO; } @Override @Transactional(rollbackFor = Exception.class) public List<ChinaumsPayment> handleChinaumsPayment(Order order) { List<ChinaumsPayment> chinaumsPaymentList = new ArrayList<>(); // 获取支付单 List<Payment> paymentList = paymentRepository.findAllByOrderId(order.getId().toString()); if (CollectionUtils.isEmpty(paymentList)) { return chinaumsPaymentList; } Payment payment = paymentList.get(0); // 通过系统订单号查询合并消费担保下单数据 JSONObject jsonObject = new JSONObject(); jsonObject.put("combinedGuaranteePaymentId", payment.getExternalId()); ChinaumsGuaranteePayVO chinaumsGuaranteePayVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_COMBINED_GUARANTEE_PAYMENTS_BY_SYS_NO, jsonObject, ChinaumsGuaranteePayVO.class); // 保存担保消费子订单信息 for (ChinaumsGuaranteePayResultVO guaranteePaymentResult : chinaumsGuaranteePayVO.getGuaranteePaymentResults()) { if (guaranteePaymentResult.getMetadata() != null) { // 没有合并数据的子订单 if (guaranteePaymentResult.getMetadata().getBrandFee() == null && CollectionUtils.isEmpty(guaranteePaymentResult.getMetadata().getBrandList())) { ChinaumsPayment chinaumsPayment = new ChinaumsPayment(); BeanUtils.copyProperties(guaranteePaymentResult, chinaumsPayment, "amount"); chinaumsPayment.setAmount(new BigDecimal(guaranteePaymentResult.getAmount()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); chinaumsPayment.setOrders(order); chinaumsPayment.setSubaccountType(SubaccountType.valueOf(guaranteePaymentResult.getMetadata().getSubaccountType())); chinaumsPaymentRepository.save(chinaumsPayment); chinaumsPaymentList.add(chinaumsPayment); } else { // 品牌费处理 if (guaranteePaymentResult.getMetadata().getBrandFee() != null && guaranteePaymentResult.getMetadata().getBrandFee() > 0) { ChinaumsPayment chinaumsPayment = new ChinaumsPayment(); BeanUtils.copyProperties(guaranteePaymentResult, chinaumsPayment, "amount"); chinaumsPayment.setAmount(new BigDecimal(guaranteePaymentResult.getMetadata().getBrandFee()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); chinaumsPayment.setOrders(order); chinaumsPayment.setSubaccountType(SubaccountType.BRAND_FEE); chinaumsPaymentRepository.save(chinaumsPayment); chinaumsPaymentList.add(chinaumsPayment); } // 品牌授权费处理 if (CollectionUtils.isNotEmpty(guaranteePaymentResult.getMetadata().getBrandList())) { for (GuaranteePayMetaDataBrandVO guaranteePayMetaDataBrandVO : guaranteePaymentResult.getMetadata().getBrandList()) { ChinaumsPayment chinaumsPayment = new ChinaumsPayment(); BeanUtils.copyProperties(guaranteePaymentResult, chinaumsPayment, "amount"); chinaumsPayment.setAmount(new BigDecimal(guaranteePayMetaDataBrandVO.getBrandAuthFee()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); chinaumsPayment.setOrders(order); chinaumsPayment.setSubaccountType(SubaccountType.BRAND_AUTH_FEE); chinaumsPayment.setBrandId(Long.valueOf(guaranteePayMetaDataBrandVO.getBrandId())); chinaumsPaymentRepository.save(chinaumsPayment); chinaumsPaymentList.add(chinaumsPayment); } } } } else { ChinaumsPayment chinaumsPayment = new ChinaumsPayment(); BeanUtils.copyProperties(guaranteePaymentResult, chinaumsPayment, "amount"); chinaumsPayment.setAmount(new BigDecimal(guaranteePaymentResult.getAmount()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); chinaumsPayment.setOrders(order); chinaumsPaymentRepository.save(chinaumsPayment); chinaumsPaymentList.add(chinaumsPayment); } } return chinaumsPaymentList; } @Transactional(rollbackFor = Exception.class) @Override public Boolean transferDeposit(ExternalIncomeDTO externalIncomeDTO) { / * 10: 母户入金 * 11: 转账入金 * 13: 大额订单入金 * 33: 提现退汇 * 37: 虚户入金退回退汇 * 39: 大额订单入金退回退汇 * 79: 资金划扣退汇 * 84: 收单通道验证打款退汇 / switch (externalIncomeDTO.getTradeType()) { // 母户入金 case "10": log.info("母户入金【{}】：{}", externalIncomeDTO.getBalanceAcctId(), externalIncomeDTO.getAmount()); break; case "94": // 在途金额已生成流水，所以这里在途金额到账不处理 log.info("在途金额到账【{}】：{}", externalIncomeDTO.getBalanceAcctId(), externalIncomeDTO.getAmount()); break; // 转账入金（用户通过手机银行充值） case "11": case "93": ChinaumsAuthInfo chinaumsAuthInfo = chinaumsAuthInfoRepository .findFirstByRelAcctNoOrSettleAcctBankAcctNo(externalIncomeDTO.getBalanceAcctNo(), externalIncomeDTO.getBalanceAcctNo()); if (chinaumsAuthInfo == null) { throw new YnceErrorException("未查询到银联认证信息"); } AccountChangeList accountChangeList = accountChangeListRepository.findFirstBySourceNo(externalIncomeDTO.getTradeId()); if (accountChangeList != null) { log.warn("该入金已生成异动记录！！！"); return true; } Company company = chinaumsAuthInfo.getCompany(); // Account account = accountRepository.findDepositAccount(company.getId()); // TopUpList topUpList = topUpListRepository.findTopByAccountAndStateOrderByCreatedOnDesc(account, TopUpState.PAID); DateTimeFormatter dateTimeFormatter = DateTimeFormatter.ofPattern("yyyy-MM-dd'T'HH:mm:ss+08:00") .withZone(ZoneId.of("Asia/Shanghai")); // 可查90个自然日的交易，单次查询开始和结束时间间隔不大于7天 LocalDateTime dateTime = LocalDateTime.now().minusDays(6L); BalanceTransactionsPageVO balanceTransactionsPageVO = this.balanceTransactions(company.getWalletId(), dateTimeFormatter.format(dateTime), null); if (balanceTransactionsPageVO.getTotal() <= 0) { log.warn("未查询到流水记录！！！"); return false; } // 标记查询的流水中是否有当前入金的回调 boolean flag = false; List<BalanceTransactionsPageVO.BalanceTransactionsVO> data = balanceTransactionsPageVO.getData(); for (BalanceTransactionsPageVO.BalanceTransactionsVO d : data) { // 只处理交易类型为入金的流水 if (d.getTradeType() != 11 && d.getTradeType() != 93) { continue; } if (externalIncomeDTO.getTradeId().equals(d.getTradeId())) { flag = true; RechargeDTO rechargeDTO = new RechargeDTO(); rechargeDTO.setCompanyId(company.getId()); BigDecimal rechargeAmount; if (d.getSettledAmount() > 0) { rechargeAmount = new BigDecimal(d.getSettledAmount()).divide(BigDecimal.valueOf(100), 2, RoundingMode.HALF_UP); } else { rechargeAmount = new BigDecimal(d.getPendingAmount()).divide(BigDecimal.valueOf(100), 2, RoundingMode.HALF_UP); } rechargeDTO.setRechargeAmount(rechargeAmount); if (StringUtils.isNotEmpty(d.getRemark())) { rechargeDTO.setRemarks(d.getRemark()); } else { rechargeDTO.setRemarks("银联钱包充值"); } rechargeDTO.setPaymentMethod("银联支付"); // rechargeDTO.setFinishedDate(LocalDateTime.parse(d.getSucceededAt(), DateTimeFormatter.ofPattern("yyyy-MM-dd'T'HH:mm:ss.SSSzzz"))); rechargeDTO.setFinishedDate(DateTimeUtils.getLocalDateTimeByRFC3339(d.getSucceededAt())); rechargeDTO.setSourceNo(d.getTradeId()); unionpayAccountService.rechargeMoney(rechargeDTO); break; } } return flag; default: throw new YnceErrorException("暂不支持此交易类型：{}", externalIncomeDTO.getTradeType()); } return true; } @Override public RefundVO refund(WalletRefundDTO walletRefundDTO) { Payment payment = paymentRepository.findFirstBySnOrderByIdDesc(walletRefundDTO.getPaymentNo()); if (payment == null) { throw new YnceErrorException(YnceError.YNCE_205007); } if (!payment.getPayStatus().equals(PayStatus.SUCC)) { throw new YnceErrorException(YnceError.YNCE_218013); } Order order = orderRepository.findById(walletRefundDTO.getOrderId()).orElse(null); if (order == null) { throw new YnceErrorException(YnceError.YNCE_211004); } // 获取退款单已请求的所有银联退款单 List<ChinaumsRefund> chinaumsRefundList = chinaumsRefundRepository.findAllByPlatformRefundId(walletRefundDTO.getRefundId()); // 获取银联支付单 List<ChinaumsPayment> chinaumsPaymentList = chinaumsPaymentRepository.findAllByOrdersId(walletRefundDTO.getOrderId()); if (CollectionUtils.isNotEmpty(chinaumsPaymentList)) { // 计算总银联支付金额 BigDecimal totalAmount = chinaumsPaymentList.stream().map(chinaumsPayment -> chinaumsPayment.getAmount()).reduce(BigDecimal.ZERO, BigDecimal::add); // 订单银联退款单(该订单下的所有银联退款单，不包含当前退款单) List<ChinaumsRefund> orderChinaumsRefundList = new ArrayList<>(); // 查询银联该合并消费担保订单的总退款金额 BigDecimal totalRefundAmount = BigDecimal.ZERO; // 查询所有银联退款单的总金额（不包含当前退款单） List<Long> orderRefundIdList = order.getRefunds().stream().filter(refund -> !refund.getId().equals(walletRefundDTO.getRefundId())).map(Refund::getId).collect(Collectors.toList()); if (CollectionUtils.isNotEmpty(orderRefundIdList)) { orderChinaumsRefundList = chinaumsRefundRepository.findAllByPlatformRefundIdIn(orderRefundIdList); // TODO 这里是否需要考虑退款成功与否 totalRefundAmount = orderChinaumsRefundList.stream().map(ChinaumsRefund::getAmount).reduce(BigDecimal.ZERO, BigDecimal::add); } // 判断是否最后一次退款【订单支付金额-总退款金额 = 本次退款金额】 Boolean isFinallyRefund = order.getPayAmount().subtract(totalRefundAmount).compareTo(walletRefundDTO.getAmount()) == 0; // 已处理退款金额 BigDecimal handleAmount = BigDecimal.ZERO; for (int i = 0; i < chinaumsPaymentList.size(); i++) { Boolean isRequestRefund = false; ChinaumsPayment chinaumsPayment = chinaumsPaymentList.get(i); // 根据平台退款ID和原始系统订单号以及分账类型查询是否存在银联退款单（因为品牌费和品牌授权费是同一家公司收取，所以这里需要通过分账类型区分） ChinaumsRefund chinaumsRefund = chinaumsRefundList.stream().filter(filterChinaumsRefund -> filterChinaumsRefund.getPlatformRefundId().equals(walletRefundDTO.getRefundId()) && filterChinaumsRefund.getOrigTradeId().equals(chinaumsPayment.getGuaranteePaymentId()) && filterChinaumsRefund.getSubaccountType().equals(chinaumsPayment.getSubaccountType())).findFirst().orElse(null); if (chinaumsRefund != null) { handleAmount = handleAmount.add(chinaumsRefund.getAmount()); // 若状态为空则主动查询 if (StringUtils.isBlank(chinaumsRefund.getStatus())) { try { // 调用查询接口 JSONObject jsonObject = new JSONObject(); jsonObject.put("outOrderNo", chinaumsRefund.getOutOrderNo()); ChinaumsRefundVO chinaumsRefundVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_REFUND_BY_OUT_ORDER_NO, (JSONObject) JSONObject.toJSON(jsonObject), ChinaumsRefundVO.class); chinaumsRefund.setRefundId(chinaumsRefundVO.getRefundId()); chinaumsRefund.setStatus(chinaumsRefundVO.getStatus()); chinaumsRefund.setReason(chinaumsRefundVO.getReason()); chinaumsRefund.setRemark(chinaumsRefundVO.getRemark()); chinaumsRefundRepository.save(chinaumsRefund); } catch (Exception exception) { log.error("{}请求查询银联退款单失败：{}", chinaumsRefund.getOutOrderNo(), exception.getMessage()); if (StringUtils.isNotBlank(exception.getMessage()) && exception.getMessage().contains("请求的资源不存在")) { isRequestRefund = true; } else { continue; } } } } else { BigDecimal refundAmount; // 当为最后一次退款时，需要将子订单剩余金额退完 if (isFinallyRefund) { // 获取已退款金额 BigDecimal refundedAmount = BigDecimal.ZERO; if (CollectionUtils.isNotEmpty(orderChinaumsRefundList)) { // 根据原始系统订单号以及分账类型查询已退款金额（因为品牌费和品牌授权费是同一家公司收取，所以这里需要通过分账类型区分） refundedAmount = orderChinaumsRefundList.stream().filter(orderChinaumsRefund -> orderChinaumsRefund.getOrigTradeId().equals(chinaumsPayment.getGuaranteePaymentId()) && orderChinaumsRefund.getSubaccountType().equals(chinaumsPayment.getSubaccountType())) .collect(Collectors.toList()).stream().map(ChinaumsRefund::getAmount).reduce(BigDecimal.ZERO, BigDecimal::add); } refundAmount = chinaumsPayment.getAmount().subtract(refundedAmount); } else { // 最后一个单时直接用剩余的金额计算 if (i == (chinaumsPaymentList.size() - 1)) { refundAmount = walletRefundDTO.getAmount().subtract(handleAmount); } else { refundAmount = walletRefundDTO.getAmount().multiply(chinaumsPayment.getAmount()).divide(totalAmount, 2, RoundingMode.DOWN); } } String outOrderNo = walletRefundDTO.getRefundNo() + chinaumsPayment.getId(); // 先保存银联退款单 chinaumsRefund = new ChinaumsRefund(); chinaumsRefund.setOutOrderNo(outOrderNo); chinaumsRefund.setAmount(refundAmount); chinaumsRefund.setOrigTradeId(chinaumsPayment.getGuaranteePaymentId()); chinaumsRefund.setOrigOutOrderNo(chinaumsPayment.getOutOrderNo()); chinaumsRefund.setOrigPayBalanceAcctId(chinaumsPayment.getPayBalanceAcctId()); chinaumsRefund.setOrigRecvBalanceAcctId(chinaumsPayment.getRecvBalanceAcctId()); chinaumsRefund.setPlatformRefundId(walletRefundDTO.getRefundId()); chinaumsRefund.setSubaccountType(chinaumsPayment.getSubaccountType()); chinaumsRefundRepository.save(chinaumsRefund); chinaumsRefundList.add(chinaumsRefund); handleAmount = handleAmount.add(chinaumsRefund.getAmount()); isRequestRefund = true; } // 请求银联退款 if (isRequestRefund) { ChinaumsRefundDTO chinaumsRefundDTO = ChinaumsRefundDTO .builder() .outOrderNo(chinaumsRefund.getOutOrderNo()) .sentAt(new SimpleDateFormat("yyyy-MM-dd'T'HH:mm:ssXXX").format(new Date())) .amount(chinaumsRefund.getAmount().multiply(new BigDecimal(100)).intValue()) .origTradeId(chinaumsPayment.getGuaranteePaymentId()) .build(); try { // 发起退款请求 ChinaumsRefundVO chinaumsRefundVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_REFUND, (JSONObject) JSONObject.toJSON(chinaumsRefundDTO), ChinaumsRefundVO.class); // 获取请求结果 chinaumsRefund.setRefundId(chinaumsRefundVO.getRefundId()); chinaumsRefund.setStatus(chinaumsRefundVO.getStatus()); chinaumsRefund.setReason(chinaumsRefundVO.getReason()); chinaumsRefund.setRemark(chinaumsRefundVO.getRemark()); chinaumsRefundRepository.save(chinaumsRefund); } catch (Exception exception) { log.error("{}请求银联退款失败：{}", chinaumsRefundDTO.getOutOrderNo(), exception.getMessage()); } } // 如果退款状态是处理中，则循环查询，时间不超过5秒 if ("processing".equals(chinaumsRefund.getStatus())) { try { long currentTimeMillis = System.currentTimeMillis(); while (true) { // 调用查询接口 JSONObject jsonObject = new JSONObject(); jsonObject.put("refundId", chinaumsRefund.getRefundId()); ChinaumsRefundVO chinaumsRefundVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_REFUND_BY_SYS_NO, (JSONObject) JSONObject.toJSON(jsonObject), ChinaumsRefundVO.class); // 当请求成功或者时间超时时，结束循环 if (!"processing".equals(chinaumsRefundVO.getStatus()) \|\| System.currentTimeMillis() - currentTimeMillis > 5000) { chinaumsRefund.setStatus(chinaumsRefundVO.getStatus()); chinaumsRefund.setReason(chinaumsRefundVO.getReason()); chinaumsRefund.setRemark(chinaumsRefundVO.getRemark()); chinaumsRefundRepository.save(chinaumsRefund); break; } } } catch (Exception exception) { log.error("{}请求银联退款状态失败：{}", chinaumsRefund.getOutOrderNo(), exception.getMessage()); } } } } RefundVO refundVO = new RefundVO(); if (CollectionUtils.isNotEmpty(chinaumsRefundList)) { // 获取成功退款的单号 List<ChinaumsRefund> succeededChinaumsRefundList = chinaumsRefundList.stream().filter(chinaumsRefund -> "succeeded".equals(chinaumsRefund.getStatus())).collect(Collectors.toList()); refundVO.setRefundAmount(succeededChinaumsRefundList.stream().map(ChinaumsRefund::getAmount).reduce(BigDecimal.ZERO, BigDecimal::add)); refundVO.setRefundStatus(refundVO.getRefundAmount().compareTo(walletRefundDTO.getAmount()) == 0 ? RefundStatus.REFUNDED : RefundStatus.PARTIAL_REFUNDED); refundVO.setRefundTime(LocalDateTime.now()); // 获取退款单号 List<String> refundIdList = succeededChinaumsRefundList.stream().map(chinaumsRefund -> chinaumsRefund.getRefundId()).collect(Collectors.toList()); refundVO.setExternalId(StringUtils.join(refundIdList, ",")); } else { refundVO.setRefundStatus(RefundStatus.UN_REFUND); } return refundVO; } @Transactional(propagation = Propagation.NOT_SUPPORTED) @Override public ChinaumsAllocationsVO createSubaccount(ChinaumsAllocationsDTO chinaumsAllocationsDTO) { ChinaumsAllocationsVO chinaumsAllocationsVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_UPAPI_ALLOCATIONS, (JSONObject) JSONObject.toJSON(chinaumsAllocationsDTO), ChinaumsAllocationsVO.class); return chinaumsAllocationsVO; } @Override public void posTransfer() { List<TopUpOrder> topUpOrders = topUpOrderRepository.findByOrderTypeAndPaymentStatusAndSyncStateInAndPayTimeLessThanAndRefundedIsFalseOrderByPayTime( TopUpOrderType.POS, PayStatus.SUCC, Arrays.asList(SyncState.SYNCEDERROR, SyncState.UNSYNCED), LocalDateTime.of(LocalDate.now(), LocalTime.MIN)); if (CollectionUtils.isEmpty(topUpOrders)) { log.warn("POS充值转账 - 待转账记录为空！"); return; } // 根据所属企业分组 Map<Company, List<TopUpOrder>> companyTopUpOrderList = topUpOrders.stream().collect(Collectors.groupingBy(TopUpOrder::getCompany)); // 循环分组数据 for (Map.Entry<Company, List<TopUpOrder>> companyTopUpOrderListEntry : companyTopUpOrderList.entrySet()) { // 所属企业id Long companyId = companyTopUpOrderListEntry.getKey().getId(); // 所属企业充值订单 List<TopUpOrder> topUpOrderList = companyTopUpOrderListEntry.getValue(); // 获取第三方企业配置 ThirdPartyPaySet thirdPartyPaySet = thirdPartyConfigUtil.getCompany(companyId); if (thirdPartyPaySet == null \|\| StringUtils.isEmpty(thirdPartyPaySet.getPosRechargeBalanceAcctId())) { loggerService.rechargeTransfer("POS充值收款电子账簿ID为空", null, WalletServiceImpl.class.getName(), "posTransfer", "verifyParam", companyRepository.findById(companyId).orElse(null)); continue; } // 加锁，避免并发请求 String balanceAcctIdLockKey = this.getBalanceAcctIdLockKey(thirdPartyPaySet.getPosRechargeBalanceAcctId()); Boolean balanceAcctIdLock = stringRedisTemplate.opsForValue().setIfAbsent(balanceAcctIdLockKey, balanceAcctIdLockKey); if (!balanceAcctIdLock) { throw new YnceErrorException(YnceError.YNCE_000000); } stringRedisTemplate.expire(balanceAcctIdLockKey, 3, TimeUnit.MINUTES); for (TopUpOrder topUpOrder : topUpOrderList) { Company inputCompany = companyRepository.findById(topUpOrder.getTopUpCompany().getId()).orElse(null); if (inputCompany == null \|\| StringUtils.isEmpty(inputCompany.getWalletId())) { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入企业未认证", null, WalletServiceImpl.class.getName(), "posTransfer", "verifyParam", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); continue; } Account inputAccount = accountRepository.findDepositAccount(inputCompany.getId()); if (inputAccount == null) { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入账户不存在", null, WalletServiceImpl.class.getName(), "posTransfer", "verifyParam", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); continue; } if (!inputAccount.getState().equals(AccountState.ENABLED)) { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入账户非启用状态", null, WalletServiceImpl.class.getName(), "posTransfer", "verifyParam", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); continue; } // 如果充值订单已有转账订单号，但却是未同步状态，则尝试更新 if (StringUtils.isNotBlank(topUpOrder.getTransferSn())) { AccountPaymentsVO accountPaymentsVO = null; try { accountPaymentsVO = walletService.paymentsByOutOrderNo(topUpOrder.getTransferSn()); if (accountPaymentsVO == null) { log.warn("POS充值转账同步 -【消费订单查询（平台订单号）:{}】在银联未查询到记录!!!", topUpOrder.getTransferSn()); // 说明在发起转账时银联那边并未接收到，清掉单号重新走转账流程 topUpOrder.setTransferSn(null); } else { if ("succeeded".equals(accountPaymentsVO.getStatus())) { this.rechargeHandle(topUpOrder, accountPaymentsVO); continue; } else if ("failed".equals(accountPaymentsVO.getStatus())) { // 转账失败，清掉单号重新走转账流程 topUpOrder.setTransferSn(null); } else { continue; } } } catch (Exception e) { if (e.getMessage().contains("请求的资源不存在")) { // 说明在发起转账时银联那边并未接收到，清掉单号重新走转账流程 topUpOrder.setTransferSn(null); } else { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，查询转账记录失败", accountPaymentsVO, WalletServiceImpl.class.getName(), "posTransfer", "queryTransferRecord", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); continue; } } } try { // 判断余额是否足够 Long amountPenny = topUpOrder.getAmount().multiply(new BigDecimal("100")).longValue(); BalanceAcctsVO balanceAcctsVO = this.balanceAcctsQryByAcctId(thirdPartyPaySet.getPosRechargeBalanceAcctId()); if (balanceAcctsVO.getSettledAmount() < amountPenny) { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转出账簿id" + thirdPartyPaySet.getPosRechargeBalanceAcctId() + "余额不足，余额为" + balanceAcctsVO.getSettledAmount(), null, WalletServiceImpl.class.getName(), "posTransfer", "verifyParam", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); break; } // 记录转账单号，后续成功再生成充值记录 String zz = sequenceUtil.getNextSequenceNumber("ZZ"); topUpOrder.setTransferSn(zz); topUpOrderRepository.saveAndFlush(topUpOrder); AccountPaymentsDTO accountTransfer = null; try { // 请求银联【电子账簿消费（转账）】 accountTransfer = new AccountPaymentsDTO(); accountTransfer.setAmount(amountPenny) .setPayBalanceAcctId(thirdPartyPaySet.getPosRechargeBalanceAcctId()) .setRecvBalanceAcctId(inputCompany.getWalletId()) // .setPassword(RSAEncryptorUtil.encryptByPublicKey(dto.getEncryptPwd(), thirdPartyPaySet.getChinaumsPublicKey())) .setOutOrderNo(zz) .setRemark(topUpOrder.getRemark()); Map<String, Object> productInfos = new HashMap<String, Object>() {{ put("orderNo", zz); put("orderAmount", amountPenny); put("productName", "POS充值转账"); put("productCount", 1); }}; Map<String, Object> extra = new HashMap<String, Object>() {{ put("productInfos", Collections.singletonList(productInfos)); }}; accountTransfer.setExtra(extra); this.payments(accountTransfer); } catch (Exception e) { log.error("转账出现异常 - ", e); loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转账出现异常：" + e.getMessage(), accountTransfer, WalletServiceImpl.class.getName(), "posTransfer", "transfer", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); } } catch (Exception e) { log.error("POS充值转账 - ", e); loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，" + e.getMessage(), null, WalletServiceImpl.class.getName(), "posTransfer", "transfer", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); } } } } @Override public void scanTransfer() { List<TopUpOrder> topUpOrders = topUpOrderRepository.findByOrderTypeAndPaymentStatusAndSyncStateInAndPayTimeLessThanAndRefundedIsFalseOrderByPayTime( TopUpOrderType.SCAN, PayStatus.SUCC, Arrays.asList(SyncState.SYNCEDERROR, SyncState.UNSYNCED), LocalDateTime.of(LocalDate.now(), LocalTime.MIN)); if (CollectionUtils.isEmpty(topUpOrders)) { log.warn("扫码充值转账 - 待转账记录为空！"); return; } // 根据所属企业分组 Map<Company, List<TopUpOrder>> companyTopUpOrderList = topUpOrders.stream().collect(Collectors.groupingBy(TopUpOrder::getCompany)); // 循环分组数据 for (Map.Entry<Company, List<TopUpOrder>> companyTopUpOrderListEntry : companyTopUpOrderList.entrySet()) { // 所属企业Id Long companyId = companyTopUpOrderListEntry.getKey().getId(); // 所属企业充值订单 List<TopUpOrder> topUpOrderList = companyTopUpOrderListEntry.getValue(); // 获取第三方企业配置 ThirdPartyPaySet thirdPartyPaySet = thirdPartyConfigUtil.getCompany(companyId); if (thirdPartyPaySet == null \|\| StringUtils.isEmpty(thirdPartyPaySet.getScanRechargeBalanceAcctId())) { loggerService.rechargeTransfer("扫码充值收款电子账簿ID为空", null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam", companyRepository.findById(companyId).orElse(null)); continue; } // 加锁，避免并发请求 String balanceAcctIdLockKey = this.getBalanceAcctIdLockKey(thirdPartyPaySet.getScanRechargeBalanceAcctId()); Boolean balanceAcctIdLock = stringRedisTemplate.opsForValue().setIfAbsent(balanceAcctIdLockKey, balanceAcctIdLockKey); if (!balanceAcctIdLock) { throw new YnceErrorException(YnceError.YNCE_000000); } stringRedisTemplate.expire(balanceAcctIdLockKey, 3, TimeUnit.MINUTES); for (TopUpOrder topUpOrder : topUpOrderList) { Company inputCompany = companyRepository.findById(topUpOrder.getTopUpCompany().getId()).orElse(null); if (inputCompany == null \|\| StringUtils.isEmpty(inputCompany.getWalletId())) { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入企业未认证", null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); continue; } Account inputAccount = accountRepository.findDepositAccount(inputCompany.getId()); if (inputAccount == null) { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入账户不存在", null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); continue; } if (!inputAccount.getState().equals(AccountState.ENABLED)) { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入账户非启用状态", null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); continue; } // 如果充值订单已有转账订单号，但却是未同步状态，则尝试更新 if (StringUtils.isNotBlank(topUpOrder.getTransferSn())) { AccountPaymentsVO accountPaymentsVO = null; try { accountPaymentsVO = walletService.paymentsByOutOrderNo(topUpOrder.getTransferSn()); if (accountPaymentsVO == null) { log.warn("扫码充值转账同步 -【消费订单查询（平台订单号）:{}】在银联未查询到记录!!!", topUpOrder.getTransferSn()); // 说明在发起转账时银联那边并未接收到，清掉单号重新走转账流程 topUpOrder.setTransferSn(null); } else { if ("succeeded".equals(accountPaymentsVO.getStatus())) { this.rechargeHandle(topUpOrder, accountPaymentsVO); continue; } else if ("failed".equals(accountPaymentsVO.getStatus())) { // 转账失败，清掉单号重新走转账流程 topUpOrder.setTransferSn(null); } else { continue; } } } catch (Exception e) { if (e.getMessage().contains("请求的资源不存在")) { // 说明在发起转账时银联那边并未接收到，清掉单号重新走转账流程 topUpOrder.setTransferSn(null); } else { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，查询转账记录失败", accountPaymentsVO, WalletServiceImpl.class.getName(), "scanTransfer", "queryTransferRecord", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); continue; } } } try { // 判断余额是否足够 Long amountPenny = topUpOrder.getAmount().multiply(new BigDecimal("100")).longValue(); BalanceAcctsVO balanceAcctsVO = this.balanceAcctsQryByAcctId(thirdPartyPaySet.getScanRechargeBalanceAcctId()); if (balanceAcctsVO.getSettledAmount() < amountPenny) { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转出账簿id" + thirdPartyPaySet.getScanRechargeBalanceAcctId() + "余额不足，余额为" + balanceAcctsVO.getSettledAmount(), null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); break; } // 记录转账单号，后续成功再生成充值记录 String zz = sequenceUtil.getNextSequenceNumber("ZZ"); topUpOrder.setTransferSn(zz); topUpOrderRepository.saveAndFlush(topUpOrder); AccountPaymentsDTO accountTransfer = null; try { // 请求银联【电子账簿消费（转账）】 accountTransfer = new AccountPaymentsDTO(); accountTransfer.setAmount(amountPenny) .setPayBalanceAcctId(thirdPartyPaySet.getScanRechargeBalanceAcctId()) .setRecvBalanceAcctId(inputCompany.getWalletId()) // .setPassword(RSAEncryptorUtil.encryptByPublicKey(dto.getEncryptPwd(), thirdPartyPaySet.getChinaumsPublicKey())) .setOutOrderNo(zz) .setRemark(topUpOrder.getRemark()); Map<String, Object> productInfos = new HashMap<String, Object>() {{ put("orderNo", zz); put("orderAmount", amountPenny); put("productName", "扫码充值转账"); put("productCount", 1); }}; Map<String, Object> extra = new HashMap<String, Object>() {{ put("productInfos", Collections.singletonList(productInfos)); }}; accountTransfer.setExtra(extra); this.payments(accountTransfer); } catch (Exception e) { log.error("转账出现异常 - ", e); loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转账出现异常：" + e.getMessage(), accountTransfer, WalletServiceImpl.class.getName(), "scanTransfer", "transfer", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); } } catch (Exception e) { log.error("扫码充值转账 - ", e); loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，" + e.getMessage(), null, WalletServiceImpl.class.getName(), "scanTransfer", "transfer", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); } } } } @Override @Transactional(rollbackFor = Exception.class) public SubaccountRefundVO subaccountRefund(SubaccountRefundDTO subaccountRefundDTO) { Order order = orderRepository.findById(subaccountRefundDTO.getOrderId()).orElse(null); if (order == null) { throw new YnceErrorException(YnceError.YNCE_206012); } if (StringUtils.isBlank(order.getBuyerCompany().getWalletId())) { throw new YnceErrorException(YnceError.YNCE_204095, YnceError.YNCE_218009.getMsg()); } OrderFeeRatio orderFeeRatio = orderFeeRatioRepository.findByOrdersId(subaccountRefundDTO.getOrderId()); if (orderFeeRatio == null) { throw new YnceErrorException(YnceError.YNCE_204095, "订单费用比例不存在"); } // 分账退款单列表 List<SubaccountRefund> subaccountRefundList = new ArrayList<>(); // 计算品牌退款费用 BigDecimal brandCost = BigDecimal.ZERO; if (orderFeeRatio.getBrandCostRatio().compareTo(BigDecimal.ZERO) == 1) { // 判断是否已生成分账退款单 SubaccountRefund subaccountRefund = subaccountRefundRepository.findFirstByRefundSnAndSubaccountType(subaccountRefundDTO.getRefundNo(), SubaccountType.BRAND_FEE); // 转账结果 AccountPaymentsVO accountPaymentsVO = new AccountPaymentsVO(); brandCost = subaccountRefundDTO.getAmount().multiply(orderFeeRatio.getBrandCostRatio()).setScale(2, BigDecimal.ROUND_HALF_UP); if (subaccountRefund == null) { String sn = sequenceUtil.getNextSequenceNumber("FZTK"); // 定义自定义信息 Map<Object, Object> metadata = new HashMap<Object, Object>() {{ put("refundNo", subaccountRefundDTO.getRefundNo()); put("subaccountType", SubaccountType.BRAND_FEE); }}; // 拼接扩展字段 JSONObject jsonObject = new JSONObject(); jsonObject.put("orderNo", sn); jsonObject.put("orderAmount", brandCost.multiply(BigDecimal.valueOf(100)).longValue()); jsonObject.put("productName", "分账退款"); jsonObject.put("productCount", 1); // 拼接转账申请 AccountPaymentsDTO accountPaymentsDTO = new AccountPaymentsDTO(); accountPaymentsDTO.setAmount(brandCost.multiply(BigDecimal.valueOf(100)).longValue()) .setPayBalanceAcctId(order.getBrandCompany().getWalletId()) .setRecvBalanceAcctId(order.getBuyerCompany().getWalletId()) .setOutOrderNo(sn) .setExtra(new HashMap<String, Object>() {{ put("productInfos", Collections.singletonList(jsonObject)); }}) .setMetadata(metadata); try { accountPaymentsVO = this.payments(accountPaymentsDTO); } catch (Exception exception) { log.error(subaccountRefundDTO.getRefundNo() + "请求分账退款失败：" + exception.getMessage()); } // 保存分账退款单 subaccountRefund = new SubaccountRefund(); subaccountRefund.setSn(accountPaymentsDTO.getOutOrderNo()); subaccountRefund.setAmount(brandCost); subaccountRefund.setRefundCompany(order.getBrandCompany()); subaccountRefund.setReceiptCompany(order.getBuyerCompany()); // subaccountRefund.setOrders(order); subaccountRefund.setExternalId(accountPaymentsVO.getPaymentId()); subaccountRefund.setSubaccountType(SubaccountType.BRAND_FEE); subaccountRefund.setSubaccountCostRatio(orderFeeRatio.getBrandCostRatio()); subaccountRefund.setSubaccountState(SubaccountState.SEPARATE_NOT); subaccountRefund.setRefundSn(subaccountRefundDTO.getRefundNo()); } // 若是未分账成功并且转账状态不等于成功则主动查询 /if (subaccountRefund.getSubaccountState().equals(SubaccountState.SEPARATE_NOT) && !"succeeded".equals(accountPaymentsVO.getStatus())) { try { accountPaymentsVO = walletService.paymentsByOutOrderNo(subaccountRefund.getSn()); } catch (Exception exception) { log.error(subaccountRefund.getSn() + "查询分账退款失败：" + exception.getMessage()); } } if ("succeeded".equals(accountPaymentsVO.getStatus())) { // 处理流水时若出现异常则跳过 try { subaccountService.generateRefundSubaccount(subaccountRefund); subaccountRefund.setExternalId(accountPaymentsVO.getPaymentId()); subaccountRefund.setRefundTime(DateTimeUtils.getLocalDateTimeByRFC3339(accountPaymentsVO.getFinishedAt())); subaccountRefund.setSubaccountState(SubaccountState.SEPARATE_SUCC); } catch (Exception exception) { log.error(subaccountRefundDTO.getRefundNo() + "处理流水失败：" + exception.getMessage()); } }/ subaccountRefundRepository.saveAndFlush(subaccountRefund); subaccountRefundList.add(subaccountRefund); } // 计算策划退款费用 BigDecimal deviseCost = BigDecimal.ZERO; if (orderFeeRatio.getDeviseCostRatio().compareTo(BigDecimal.ZERO) != 0) { // 判断是否已生成分账退款单 SubaccountRefund subaccountRefund = subaccountRefundRepository.findFirstByRefundSnAndSubaccountType(subaccountRefundDTO.getRefundNo(), SubaccountType.DEVISE_FEE); // 转账结果 AccountPaymentsVO accountPaymentsVO = new AccountPaymentsVO(); deviseCost = subaccountRefundDTO.getAmount().multiply(orderFeeRatio.getDeviseCostRatio()).setScale(2, BigDecimal.ROUND_HALF_UP); if (subaccountRefund == null) { String sn = sequenceUtil.getNextSequenceNumber("FZTK"); // 定义自定义信息 Map<Object, Object> metadata = new HashMap<Object, Object>() {{ put("refundNo", subaccountRefundDTO.getRefundNo()); put("subaccountType", SubaccountType.DEVISE_FEE); }}; // 拼接扩展字段 JSONObject jsonObject = new JSONObject(); jsonObject.put("orderNo", sn); jsonObject.put("orderAmount", deviseCost.multiply(BigDecimal.valueOf(100)).longValue()); jsonObject.put("productName", "分账退款"); jsonObject.put("productCount", 1); // 拼接转账申请 AccountPaymentsDTO accountPaymentsDTO = new AccountPaymentsDTO(); accountPaymentsDTO.setAmount(deviseCost.multiply(BigDecimal.valueOf(100)).longValue()) .setPayBalanceAcctId(order.getDeviseCompany().getWalletId()) .setRecvBalanceAcctId(order.getBuyerCompany().getWalletId()) .setOutOrderNo(sn) .setExtra(new HashMap<String, Object>() {{ put("productInfos", Collections.singletonList(jsonObject)); }}) .setMetadata(metadata); try { accountPaymentsVO = this.payments(accountPaymentsDTO); } catch (Exception exception) { log.error(subaccountRefundDTO.getRefundNo() + "请求分账退款失败：" + exception.getMessage()); } // 保存分账退款单 subaccountRefund = new SubaccountRefund(); subaccountRefund.setSn(accountPaymentsDTO.getOutOrderNo()); subaccountRefund.setAmount(deviseCost); subaccountRefund.setRefundCompany(order.getDeviseCompany()); subaccountRefund.setReceiptCompany(order.getBuyerCompany()); // subaccountRefund.setOrders(order); subaccountRefund.setExternalId(accountPaymentsVO.getPaymentId()); subaccountRefund.setSubaccountType(SubaccountType.DEVISE_FEE); subaccountRefund.setSubaccountCostRatio(orderFeeRatio.getDeviseCostRatio()); subaccountRefund.setSubaccountState(SubaccountState.SEPARATE_NOT); subaccountRefund.setRefundSn(subaccountRefundDTO.getRefundNo()); } // 若是未分账成功并且转账状态不等于成功则主动查询 /if (subaccountRefund.getSubaccountState().equals(SubaccountState.SEPARATE_NOT) && !"succeeded".equals(accountPaymentsVO.getStatus())) { try { accountPaymentsVO = walletService.paymentsByOutOrderNo(subaccountRefund.getSn()); } catch (Exception exception) { log.error(subaccountRefund.getSn() + "查询分账退款失败：" + exception.getMessage()); } } if ("succeeded".equals(accountPaymentsVO.getStatus())) { // 处理流水时若出现异常则跳过 try { subaccountService.generateRefundSubaccount(subaccountRefund); subaccountRefund.setExternalId(accountPaymentsVO.getPaymentId()); subaccountRefund.setRefundTime(DateTimeUtils.getLocalDateTimeByRFC3339(accountPaymentsVO.getFinishedAt())); subaccountRefund.setSubaccountState(SubaccountState.SEPARATE_SUCC); } catch (Exception exception) { log.error(subaccountRefundDTO.getRefundNo() + "处理流水失败：" + exception.getMessage()); } }/ subaccountRefundRepository.saveAndFlush(subaccountRefund); subaccountRefundList.add(subaccountRefund); } // 计算货款退款费用 BigDecimal goodsPayment = subaccountRefundDTO.getAmount().subtract(brandCost).subtract(deviseCost); if (goodsPayment.compareTo(BigDecimal.ZERO) > 0) { // 判断是否已生成分账退款单 SubaccountRefund subaccountRefund = subaccountRefundRepository.findFirstByRefundSnAndSubaccountType(subaccountRefundDTO.getRefundNo(), SubaccountType.GOODS_COST); // 转账结果 AccountPaymentsVO accountPaymentsVO = new AccountPaymentsVO(); if (subaccountRefund == null) { String sn = sequenceUtil.getNextSequenceNumber("FZTK"); // 定义自定义信息 Map<Object, Object> metadata = new HashMap<Object, Object>() {{ put("refundNo", subaccountRefundDTO.getRefundNo()); put("subaccountType", SubaccountType.GOODS_COST); }}; // 拼接扩展字段 JSONObject jsonObject = new JSONObject(); jsonObject.put("orderNo", sn); jsonObject.put("orderAmount", goodsPayment.multiply(BigDecimal.valueOf(100)).longValue()); jsonObject.put("productName", "分账退款"); jsonObject.put("productCount", 1); // 拼接转账申请 AccountPaymentsDTO accountPaymentsDTO = new AccountPaymentsDTO(); accountPaymentsDTO.setAmount(goodsPayment.multiply(BigDecimal.valueOf(100)).longValue()) .setPayBalanceAcctId(order.getSellerCompany().getWalletId()) .setRecvBalanceAcctId(order.getBuyerCompany().getWalletId()) .setOutOrderNo(sn) .setExtra(new HashMap<String, Object>() {{ put("productInfos", Collections.singletonList(jsonObject)); }}) .setMetadata(metadata); try { accountPaymentsVO = this.payments(accountPaymentsDTO); } catch (Exception exception) { log.error(subaccountRefundDTO.getRefundNo() + "请求分账退款失败：" + exception.getMessage()); } // 保存分账退款单 subaccountRefund = new SubaccountRefund(); subaccountRefund.setSn(accountPaymentsDTO.getOutOrderNo()); subaccountRefund.setAmount(goodsPayment); subaccountRefund.setRefundCompany(order.getSellerCompany()); subaccountRefund.setReceiptCompany(order.getBuyerCompany()); // subaccountRefund.setOrders(order); subaccountRefund.setExternalId(accountPaymentsVO.getPaymentId()); subaccountRefund.setSubaccountType(SubaccountType.GOODS_COST); subaccountRefund.setSubaccountCostRatio(BigDecimal.ONE.subtract(orderFeeRatio.getBrandCostRatio()).subtract(orderFeeRatio.getDeviseCostRatio())); subaccountRefund.setSubaccountState(SubaccountState.SEPARATE_NOT); subaccountRefund.setRefundSn(subaccountRefundDTO.getRefundNo()); } // 若是未分账成功并且转账状态不等于成功则主动查询 / if (subaccountRefund.getSubaccountState().equals(SubaccountState.SEPARATE_NOT) && !"succeeded".equals(accountPaymentsVO.getStatus())) { try { accountPaymentsVO = walletService.paymentsByOutOrderNo(subaccountRefund.getSn()); } catch (Exception exception) { log.error(subaccountRefund.getSn() + "查询分账退款失败：" + exception.getMessage()); } } if ("succeeded".equals(accountPaymentsVO.getStatus())) { // 处理流水时若出现异常则跳过 try { subaccountService.generateRefundSubaccount(subaccountRefund); subaccountRefund.setExternalId(accountPaymentsVO.getPaymentId()); subaccountRefund.setRefundTime(DateTimeUtils.getLocalDateTimeByRFC3339(accountPaymentsVO.getFinishedAt())); subaccountRefund.setSubaccountState(SubaccountState.SEPARATE_SUCC); } catch (Exception exception) { log.error(subaccountRefundDTO.getRefundNo() + "处理流水失败：" + exception.getMessage()); } }/ subaccountRefundRepository.saveAndFlush(subaccountRefund); subaccountRefundList.add(subaccountRefund); } SubaccountRefundVO subaccountRefundVO = new SubaccountRefundVO(); if (CollectionUtils.isNotEmpty(subaccountRefundList)) { BigDecimal refundAmount = BigDecimal.ZERO; List<String> externalIdList = new ArrayList<>(); for (SubaccountRefund subaccountRefund : subaccountRefundList) { if (subaccountRefund.getSubaccountState().equals(SubaccountState.SEPARATE_SUCC)) { refundAmount = refundAmount.add(subaccountRefund.getAmount()); externalIdList.add(subaccountRefund.getExternalId()); } } if (refundAmount.compareTo(BigDecimal.ZERO) == 0) { subaccountRefundVO.setRefundStatus(RefundStatus.UN_REFUND); subaccountRefundVO.setRefundAmount(BigDecimal.ZERO); } else { if (refundAmount.compareTo(subaccountRefundDTO.getAmount()) == 0) { subaccountRefundVO.setRefundStatus(RefundStatus.REFUNDED); } else { subaccountRefundVO.setRefundStatus(RefundStatus.PARTIAL_REFUNDED); } subaccountRefundVO.setExternalId(StringUtils.join(externalIdList, ",")); subaccountRefundVO.setRefundTime(LocalDateTime.now()); subaccountRefundVO.setRefundAmount(refundAmount); } } else { subaccountRefundVO.setRefundStatus(RefundStatus.UN_REFUND); subaccountRefundVO.setRefundAmount(BigDecimal.ZERO); } return subaccountRefundVO; } @Override public ElectronicReceiptVO electronicReceipts(String tradeId) { Map<String, String> map = new HashMap<String, String>() {{ put("tradeId", tradeId); }}; return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_ELECTRONIC_RECEIPTS_BY_TRADE_ID, (JSONObject) JSONObject.toJSON(map), ElectronicReceiptVO.class); } @Override @Transactional(rollbackFor = Exception.class) public void createWalletByCompany(WalletCreateByCompanyDTO walletCreateByCompanyDTO) { Company company = companyRepository.findById(walletCreateByCompanyDTO.getCompanyId()).orElse(null); if (company == null) { throw new YnceErrorException(YnceError.YNCE_218031, "企业不存在"); } if (StringUtils.isBlank(company.getWalletId())) { throw new YnceErrorException(YnceError.YNCE_218031, "企业暂未认证"); } if (!ApplicationStatus.SUCCEEDED.equals(company.getChinaumsAuthInfo().getApplicationStatus())) { throw new YnceErrorException(YnceError.YNCE_218031, "企业认证修改中"); } Company walletCompany = companyRepository.findById(walletCreateByCompanyDTO.getWalletCompanyId()).orElse(null); if (walletCompany == null) { throw new YnceErrorException(YnceError.YNCE_218031, "新电子账簿所属企业不存在"); } if (StringUtils.isNotBlank(walletCompany.getWalletId())) { throw new YnceErrorException(YnceError.YNCE_218031, "新电子账簿所属企业已认证"); } if (walletCompany.getChinaumsAuthInfo() != null && !ApplicationStatus.SUCCEEDED.equals(walletCompany.getChinaumsAuthInfo().getApplicationStatus())) { throw new YnceErrorException(YnceError.YNCE_218031, "新电子账簿所属企业认证修改中"); } // 拼接请求参数 ChinaumsCreateWalletDTO chinaumsCreateWalletDTO = ChinaumsCreateWalletDTO.builder() .cusId(company.getChinaumsAuthInfo().getCusId()) .mchId(company.getChinaumsAuthInfo().getMchId()) .password(chinaumsUtil.getDefaultPassword()) .build(); // 调用创建服务 ChinaumsCreateWalletVO chinaumsCreateWalletVO; try { chinaumsCreateWalletVO = this.createWallet(chinaumsCreateWalletDTO); } catch (Exception exception) { throw new YnceErrorException(YnceError.YNCE_218031, exception.getMessage()); } // 保存企业的电子账簿ID walletCompany.setWalletId(chinaumsCreateWalletVO.getBalanceAcctId()); companyRepository.saveAndFlush(walletCompany); // 生成新的银联认证信息 ChinaumsAuthInfo chinaumsAuthInfo = new ChinaumsAuthInfo(); BeanUtils.copyProperties(company.getChinaumsAuthInfo(), chinaumsAuthInfo, "id", "chinaumsBankCard"); chinaumsAuthInfo.setOutRequestNo(chinaumsCreateWalletVO.getOutRequestNo()); chinaumsAuthInfo.setPassword(chinaumsUtil.getDefaultPassword()); chinaumsAuthInfo.setCompany(walletCompany); chinaumsAuthInfo.setRelAcctNo(chinaumsCreateWalletVO.getRelAcctNo()); chinaumsAuthInfo.setBankCardNo(chinaumsCreateWalletVO.getBankCardNo()); chinaumsAuthInfo.setBalanceAcctId(chinaumsCreateWalletVO.getBalanceAcctId()); chinaumsAuthInfoRepository.save(chinaumsAuthInfo); } @Transactional(rollbackFor = Exception.class) @Override public void createWalletCreditRefund() { Company company = getUser().getCompany(); ChinaumsAuthInfo dbChinaumsAuthInfo = company.getChinaumsAuthInfo(); if (StringUtils.isBlank(company.getWalletId()) \|\| dbChinaumsAuthInfo == null) { throw new YnceErrorException(YnceError.YNCE_218031, "企业暂未认证"); } ThirdPartyPaySet thirdPartyPaySet = thirdPartyConfigUtil.getCompany(company.getId()); if (thirdPartyPaySet == null) { throw new YnceErrorException("第三方企业配置不存在"); } if (StringUtils.isNotBlank(thirdPartyPaySet.getChinaumsCreditBalanceAcctId())) { throw new YnceErrorException("授信资金池账户已存在"); } // 拼接请求参数 ChinaumsCreateWalletDTO chinaumsCreateWalletDTO = ChinaumsCreateWalletDTO.builder() .cusId(dbChinaumsAuthInfo.getCusId()) .mchId(dbChinaumsAuthInfo.getMchId()) .password(chinaumsUtil.getDefaultPassword()) .build(); // 调用创建服务 ChinaumsCreateWalletVO chinaumsCreateWalletVO; try { chinaumsCreateWalletVO = this.createWallet(chinaumsCreateWalletDTO); } catch (Exception exception) { throw new YnceErrorException(YnceError.YNCE_218031, exception.getMessage()); } // 保存电子账簿ID thirdPartyPaySet.setChinaumsCreditBalanceAcctId(chinaumsCreateWalletVO.getBalanceAcctId()); thirdPartyPaySetRepository.saveAndFlush(thirdPartyPaySet); } private ChinaumsCreateWalletVO createWallet(ChinaumsCreateWalletDTO chinaumsCreateWalletDTO) { chinaumsCreateWalletDTO.setOutRequestNo(sequenceUtil.getNextSequenceNumber("YLRZ")); try { // 密码加密 chinaumsCreateWalletDTO.setPassword(RSAEncryptorUtil.encryptByPublicKey(chinaumsCreateWalletDTO.getPassword(), chinaumsUtil.getPublicKey())); } catch (Exception exception) { throw new YnceErrorException(YnceError.YNCE_218014); } return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_UPAPI_BALANCE_ACCTS, (JSONObject) JSONObject.toJSON(chinaumsCreateWalletDTO), ChinaumsCreateWalletVO.class); } /* * 获取银联电子账簿id锁 * * @param balanceAcctId * @return / private String getBalanceAcctIdLockKey(String balanceAcctId) { return balanceAcctId + ":BALANCE_ACCT_ID"; } } package com.yn.bftl.thirdparty.modules.chinaums.service.impl; import cn.hutool.core.convert.Convert; import com.alibaba.fastjson.JSONObject; import com.yn.bftl.common.common.exception.YnceError; import com.yn.bftl.common.common.util.ByxRouteUtil; import com.yn.bftl.common.common.util.RSAEncryptorUtil; import com.yn.bftl.common.common.util.RouteUtil; import com.yn.bftl.common.modules.account.dto.; import com.yn.bftl.common.modules.account.entity.; import com.yn.bftl.common.modules.account.enums.AccountState; import com.yn.bftl.common.modules.account.enums.TransferState; import com.yn.bftl.common.modules.account.vo.AccountPaymentsVO; import com.yn.bftl.common.modules.account.vo.BalanceAcctsVO; import com.yn.bftl.common.modules.account.vo.BalanceTransactionsPageVO; import com.yn.bftl.common.modules.account.vo.WithdrawalsVO; import com.yn.bftl.common.modules.company.entity.Brand; import com.yn.bftl.common.modules.company.entity.ChinaumsAuthInfo; import com.yn.bftl.common.modules.company.entity.Company; import com.yn.bftl.common.modules.company.enums.ApplicationStatus; import com.yn.bftl.common.modules.configuration.entity.ThirdPartyPaySet; import com.yn.bftl.common.modules.order.dto.SubaccountRefundDTO; import com.yn.bftl.common.modules.order.dto.WalletRefundDTO; import com.yn.bftl.common.modules.order.entity.; import com.yn.bftl.common.modules.order.enums.; import com.yn.bftl.common.modules.order.vo.OrderOnlinePayVO; import com.yn.bftl.common.modules.order.vo.RefundVO; import com.yn.bftl.common.modules.order.vo.SubaccountRefundVO; import com.yn.bftl.common.modules.subaccount.entity.AllinpayMutual; import com.yn.bftl.common.modules.subaccount.entity.ChinaumsPayment; import com.yn.bftl.common.modules.subaccount.entity.ChinaumsRefund; import com.yn.bftl.common.modules.subaccount.entity.SubaccountRefund; import com.yn.bftl.common.modules.subaccount.enums.DealStatus; import com.yn.bftl.common.modules.subaccount.enums.SubaccountState; import com.yn.bftl.common.modules.subaccount.enums.SubaccountType; import com.yn.bftl.thirdparty.common.constants.Constant; import com.yn.bftl.thirdparty.common.exception.YnceErrorException; import com.yn.bftl.thirdparty.common.repository.; import com.yn.bftl.thirdparty.common.service.BaseMemberService; import com.yn.bftl.thirdparty.common.util.DateTimeUtils; import com.yn.bftl.thirdparty.common.util.HttpClientUtil; import com.yn.bftl.thirdparty.common.util.SequenceUtil; import com.yn.bftl.thirdparty.common.repository.RefundRepository; import com.yn.bftl.thirdparty.modules.business.dto.RefundSubaccountDTO; import com.yn.bftl.thirdparty.modules.business.repository.ChinaumsPaymentRepository; import com.yn.bftl.thirdparty.modules.business.repository.ChinaumsRefundRepository; import com.yn.bftl.thirdparty.modules.business.repository.SubaccountRefundRepository; import com.yn.bftl.thirdparty.modules.business.service.RefundService; import com.yn.bftl.thirdparty.modules.business.service.SubaccountService; import com.yn.bftl.thirdparty.modules.business.util.ThirdPartyConfigUtil; import com.yn.bftl.thirdparty.modules.chinaums.dto.TradeResultDTO; import com.yn.bftl.thirdparty.modules.chinaums.dto.WalletCreateByCompanyDTO; import com.yn.bftl.thirdparty.modules.chinaums.dto.WalletOrderPayDTO; import com.yn.bftl.thirdparty.modules.chinaums.dto.byx.ByxQueryAcctBalDTO; import com.yn.bftl.thirdparty.modules.chinaums.dto.byx.ByxQueryAcctInfoDTO; import com.yn.bftl.thirdparty.modules.chinaums.dto.chinaums.; import com.yn.bftl.thirdparty.modules.chinaums.repository.ChinaumsAuthInfoRepository; import com.yn.bftl.thirdparty.modules.chinaums.service.AuthService; import com.yn.bftl.thirdparty.modules.chinaums.service.WalletService; import com.yn.bftl.thirdparty.modules.chinaums.util.ByxChinaumsUtil; import com.yn.bftl.thirdparty.modules.chinaums.util.ChinaumsUtil; import com.yn.bftl.thirdparty.modules.chinaums.vo.ChinaumsRechargeAccountVO; import com.yn.bftl.thirdparty.modules.chinaums.vo.ElectronicReceiptVO; import com.yn.bftl.thirdparty.modules.chinaums.vo.byx.ByxQueryAcctBalVO; import com.yn.bftl.thirdparty.modules.chinaums.vo.byx.ByxQueryAcctInfoVO; import com.yn.bftl.thirdparty.modules.chinaums.vo.chinaums.; import com.yn.bftl.thirdparty.modules.log.service.LoggerService; import com.yn.bftl.thirdparty.modules.unionpay.enums.UnionpayAppOrderType; import com.yn.bftl.thirdparty.modules.unionpay.repository.OrderFeeRatioRepository; import com.yn.bftl.thirdparty.modules.unionpay.repository.TopUpOrderRepository; import com.yn.bftl.thirdparty.modules.unionpay.service.UnionpayAccountService; import lombok.extern.slf4j.Slf4j; import org.apache.commons.collections.CollectionUtils; import org.apache.commons.lang3.StringUtils; import org.springframework.beans.BeanUtils; import org.springframework.data.redis.core.StringRedisTemplate; import org.springframework.stereotype.Service; import org.springframework.transaction.annotation.Propagation; import org.springframework.transaction.annotation.Transactional; import javax.annotation.Resource; import java.math.BigDecimal; import java.math.RoundingMode; import java.text.SimpleDateFormat; import java.time.; import java.time.format.DateTimeFormatter; import java.util.; import java.util.concurrent.TimeUnit; import java.util.stream.Collectors; /** * @author huabiao * @create 2022/12/5 20:25 / @Slf4j @Service public class WalletServiceImpl extends BaseMemberService implements WalletService { @Resource private ChinaumsUtil chinaumsUtil; @Resource private ChinaumsAuthInfoRepository chinaumsAuthInfoRepository; @Resource private OrderRepository orderRepository; @Resource private SubaccountService subaccountService; @Resource private PaymentRepository paymentRepository; @Resource private BrandRepository brandRepository; @Resource private ChinaumsPaymentRepository chinaumsPaymentRepository; @Resource private OrderFeeRatioRepository orderFeeRatioRepository; @Resource private AccountChangeListRepository accountChangeListRepository; @Resource private AccountRepository accountRepository; @Resource private UnionpayAccountService unionpayAccountService; @Resource private WalletService walletService; @Resource private AllinpayMutualRepository allinpayMutualRepository; @Resource private TransferListRepository transferListRepository; @Resource private ChinaumsRefundRepository chinaumsRefundRepository; @Resource private TopUpOrderRepository topUpOrderRepository; @Resource private ThirdPartyConfigUtil thirdPartyConfigUtil; @Resource private StringRedisTemplate stringRedisTemplate; @Resource private SequenceUtil sequenceUtil; @Resource private LoggerService loggerService; @Resource private CompanyRepository companyRepository; @Resource private ReimbursementRecordRepository reimbursementRecordRepository; @Resource private SubaccountRefundRepository subaccountRefundRepository; @Resource private RefundService refundService; @Resource private RefundRepository refundRepository; @Resource private ThirdPartyPaySetRepository thirdPartyPaySetRepository; @Resource private ByxChinaumsUtil byxChinaumsUtil; @Resource private AuthService authService; @Override public BalanceAcctsVO balanceAcctsQryByAcctId(String balanceAcctId) { if (StringUtils.isBlank(balanceAcctId)) { balanceAcctId = getUser().getCompany().getWalletId(); } ChinaumsAuthInfo chinaumsAuthInfo = chinaumsAuthInfoRepository.findFirstByBalanceAcctId(balanceAcctId); // Map<String, String> map = new HashMap<>(); // map.put("balanceAcctId", balanceAcctId); // return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_BALANCE_ACCTS_QRY, (JSONObject) JSONObject.toJSON(map), BalanceAcctsVO.class); BalanceAcctsVO balanceAcctsVO = new BalanceAcctsVO(); ByxQueryAcctBalDTO byxQueryAcctBalDTO = new ByxQueryAcctBalDTO(); byxQueryAcctBalDTO.setWalletId(balanceAcctId); ByxQueryAcctBalVO byxQueryAcctBalVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_BALANCE_ACCTS_QRY,(JSONObject) JSONObject.toJSON(byxQueryAcctBalDTO),ByxQueryAcctBalVO.class); if(Constant.RETURN_SUCCESS_CODE.equals(byxQueryAcctBalVO.getRspCode())){ balanceAcctsVO.setBalanceAcctId(byxQueryAcctBalVO.getWalletId()); balanceAcctsVO.setRelAcctNo(chinaumsAuthInfo.getRelAcctNo()); balanceAcctsVO.setSettledAmount(Convert.toLong( byxQueryAcctBalVO.getAvlblAmt())); balanceAcctsVO.setFrozenSettledAmount(Convert.toLong(byxQueryAcctBalVO.getFrznAmt())); ByxQueryAcctInfoDTO byxQueryAcctInfoDTO = new ByxQueryAcctInfoDTO(); byxQueryAcctInfoDTO.setWalletId(byxQueryAcctBalVO.getWalletId()); ByxQueryAcctInfoVO byxQueryAcctInfoVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_QUERY_ACCOUNT_INFORMATION,(JSONObject) JSONObject.toJSON(byxQueryAcctInfoDTO),ByxQueryAcctInfoVO.class); if(Constant.RETURN_SUCCESS_CODE.equals(byxQueryAcctInfoVO.getRspCode())){ if("2".equals(byxQueryAcctInfoVO.getAcctStatus())){ balanceAcctsVO.setIsFrozen(true); } else { balanceAcctsVO.setIsFrozen(false); } } } return balanceAcctsVO; } @Override public BalanceTransactionsPageVO balanceTransactions(String balanceAcctId, String startAt, String endAt) { if (StringUtils.isBlank(balanceAcctId)) { balanceAcctId = getUser().getCompany().getWalletId(); } Map<String, Object> map = new HashMap<>(); map.put("balanceAcctId", balanceAcctId); // 必须小于等于100 map.put("size", 100); if (StringUtils.isNotBlank(startAt)) { map.put("startAt", startAt.replace(" ", "+")); } if (StringUtils.isNotBlank(endAt)) { map.put("endAt", endAt.replace(" ", "+")); } return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_BALANCE_TRANSACTIONS, (JSONObject) JSONObject.toJSON(map), BalanceTransactionsPageVO.class); } @Override public ChinaumsRechargeAccountVO getWalletRechargeAccount() { Company company = getUser().getCompany(); ChinaumsAuthInfo chinaumsAuthInfo = chinaumsAuthInfoRepository.findFirstByCompanyId(company.getId()); if (chinaumsAuthInfo == null) { throw new YnceErrorException(YnceError.YNCE_218009); } ChinaumsRechargeAccountVO chinaumsRechargeAccountVO = new ChinaumsRechargeAccountVO(); chinaumsRechargeAccountVO.setAccountName(chinaumsAuthInfo.getBindAcctName()); chinaumsRechargeAccountVO.setAccountNumber(chinaumsAuthInfo.getRelAcctNo()); return chinaumsRechargeAccountVO; } @Override public String orderPay(WalletOrderPayDTO walletOrderPayDTO) { Order order = orderRepository.findById(walletOrderPayDTO.getOrderId()).orElse(null); if (order == null) { throw new YnceErrorException(YnceError.YNCE_204003); } if (!order.getApprovalStatus().equals(ApprovalStatus.APPROVE)) { throw new YnceErrorException(YnceError.YNCE_204016); } if (!order.getPaymentStatus().equals(PaymentStatus.UN_PAID)) { throw new YnceErrorException(YnceError.YNCE_204015); } // 是否请求银联 Boolean isRequest = false; // 支付单号 String paymentSn = null; // 合并消费担保下单VO ChinaumsGuaranteePayVO chinaumsGuaranteePayVO = new ChinaumsGuaranteePayVO(); // 获取支付中/已支付的支付单 Payment payment = paymentRepository.findFirstByOrderIdAndPayStatusAndPaymentMethod(order.getId().toString(), PayStatus.PROGRESS, PaymentMethod.DEPOSIT); if (payment == null) { payment = paymentRepository.findFirstByOrderIdAndPayStatusAndPaymentMethod(order.getId().toString(), PayStatus.SUCC, PaymentMethod.DEPOSIT); } if (payment != null) { // 查询是否已支付 chinaumsGuaranteePayVO = walletService.orderPaymentsByOutOrderNo(payment.getSn()); if (StringUtils.isNotBlank(chinaumsGuaranteePayVO.getExceptionMessage())) { if (chinaumsGuaranteePayVO.getExceptionMessage().contains("请求的资源不存在")) { isRequest = true; } } paymentSn = payment.getSn(); } else { isRequest = true; } if (isRequest) { // 获取电子账户余额 BigDecimal balance; try { BalanceAcctsVO balanceAcctsVO = this.balanceAcctsQryByAcctId(null); balance = new BigDecimal(balanceAcctsVO.getSettledAmount() + balanceAcctsVO.getPendingAmount()).divide(BigDecimal.valueOf(100), 2, RoundingMode.HALF_UP); } catch (Exception exception) { throw new YnceErrorException(YnceError.YNCE_205010); } // 跟平台预存款余额比较，若不一致则抛出异常 Account depositAccount = accountRepository.findDepositAccount(order.getBuyerCompany().getId()); if (depositAccount.getBalance().compareTo(balance) != 0) { throw new YnceErrorException(YnceError.YNCE_205010); } // 判断余额是否充足 if (balance.compareTo(BigDecimal.ZERO) < 1 \|\| balance.compareTo(order.getAmount()) == -1) { throw new YnceErrorException(YnceError.YNCE_205001); } // 获取处理中的预存款支付订单金额 BigDecimal progressPaymentAmount = paymentRepository.getProgressPaymentAmount(order.getBuyerCompany().getId()); if (progressPaymentAmount.compareTo(BigDecimal.ZERO) == 1) { // 若存在支付单，则预存款支付订单金额需减去该支付单金额 if (payment != null) { progressPaymentAmount = progressPaymentAmount.subtract(payment.getAmount()); } // 若存在处理中的，则判断余额是否足够 balance = balance.subtract(progressPaymentAmount); if (balance.compareTo(BigDecimal.ZERO) < 1 \|\| balance.compareTo(order.getAmount()) == -1) { throw new YnceErrorException(YnceError.YNCE_205011); } } // 创建支付单 if (payment == null) { paymentSn = subaccountService.createPayment(order, null, UnionpayAppOrderType.DEPOSIT, null, null, null); } // 拼接银联请求参数 List<ChinaumsGuaranteePayParamsDTO> chinaumsGuaranteePayParamsDTOList = this.getChinaumsGuaranteePayParamsDTO(order); // 判断金额是否一致 BigDecimal totalAmount = new BigDecimal(chinaumsGuaranteePayParamsDTOList.stream().mapToInt(ChinaumsGuaranteePayParamsDTO::getAmount).sum()); if (totalAmount.compareTo(order.getAmount().multiply(new BigDecimal(100))) != 0) { log.error("银联请求参数总金额" + totalAmount + "与订单支付金额" + order.getAmount() + "不一致"); throw new YnceErrorException(YnceError.YNCE_218006); } ChinaumsGuaranteePayDTO chinaumsGuaranteePayDTO = ChinaumsGuaranteePayDTO .builder() .combinedOutOrderNo(paymentSn) .sentAt(new SimpleDateFormat("yyyy-MM-dd'T'HH:mm:ssXXX").format(new Date())) .payBalanceAcctId(order.getBuyerCompany().getWalletId()) // .password(walletOrderPayDTO.getPassword()) .guaranteePaymentParams(chinaumsGuaranteePayParamsDTOList) .remark("") .build(); JSONObject requestJsonObject = (JSONObject) JSONObject.toJSON(chinaumsGuaranteePayDTO); // log.debug("银联合并消费担保下单参数：" + requestJsonObject.toJSONString()); try { chinaumsGuaranteePayVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_COMBINED_GUARANTEE_PAYMENTS, requestJsonObject, ChinaumsGuaranteePayVO.class); } catch (Exception exception) { log.error("银联请求合并消费担保下单失败：" + exception.getMessage()); chinaumsGuaranteePayVO.setCombinedOutOrderNo(paymentSn); } } // 当下单状态为空或者等于处理中则循环查询 if (StringUtils.isBlank(chinaumsGuaranteePayVO.getStatus()) \|\| "processing".equals(chinaumsGuaranteePayVO.getStatus())) { // 循环查询合并消费担保下单状态，时间不超过5s long currentTimeMillis = System.currentTimeMillis(); while (true) { chinaumsGuaranteePayVO = walletService.orderPaymentsByOutOrderNo(chinaumsGuaranteePayVO.getCombinedOutOrderNo()); // 请求异常则结束循环 if (StringUtils.isNotBlank(chinaumsGuaranteePayVO.getExceptionMessage())) { log.error("循环查询合并消费担保下单状态失败：" + chinaumsGuaranteePayVO.getExceptionMessage()); break; } // 当请求成功或者时间超时时，结束循环 if (!"processing".equals(chinaumsGuaranteePayVO.getStatus()) \|\| System.currentTimeMillis() - currentTimeMillis > 5000) { break; } } } // 当下单成功时，修改支付单状态 payment = paymentRepository.findFirstBySnOrderByIdDesc(paymentSn); if ("succeeded".equals(chinaumsGuaranteePayVO.getStatus())) { if (!PayStatus.SUCC.equals(payment.getPayStatus())) { // 修改支付单状态 payment.setExternalId(chinaumsGuaranteePayVO.getCombinedGuaranteePaymentId()); payment.setPayStatus(PayStatus.SUCC); payment.setPaymentTime(LocalDateTime.now()); payment.setUnionpaySn(chinaumsGuaranteePayVO.getCombinedGuaranteePaymentId()); paymentRepository.saveAndFlush(payment); // 保存担保消费子订单信息 for (ChinaumsGuaranteePayResultVO guaranteePaymentResult : chinaumsGuaranteePayVO.getGuaranteePaymentResults()) { if (guaranteePaymentResult.getMetadata() != null) { // 没有合并数据的子订单 if (guaranteePaymentResult.getMetadata().getBrandFee() == null && CollectionUtils.isEmpty(guaranteePaymentResult.getMetadata().getBrandList())) { ChinaumsPayment chinaumsPayment = new ChinaumsPayment(); BeanUtils.copyProperties(guaranteePaymentResult, chinaumsPayment, "amount"); chinaumsPayment.setAmount(new BigDecimal(guaranteePaymentResult.getAmount()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); chinaumsPayment.setOrders(order); chinaumsPayment.setSubaccountType(SubaccountType.valueOf(guaranteePaymentResult.getMetadata().getSubaccountType())); chinaumsPaymentRepository.save(chinaumsPayment); } else { // 品牌费处理 if (guaranteePaymentResult.getMetadata().getBrandFee() != null) { ChinaumsPayment chinaumsPayment = new ChinaumsPayment(); BeanUtils.copyProperties(guaranteePaymentResult, chinaumsPayment, "amount"); chinaumsPayment.setAmount(new BigDecimal(guaranteePaymentResult.getMetadata().getBrandFee()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); chinaumsPayment.setOrders(order); chinaumsPayment.setSubaccountType(SubaccountType.BRAND_FEE); chinaumsPaymentRepository.save(chinaumsPayment); } // 品牌授权费处理 if (CollectionUtils.isNotEmpty(guaranteePaymentResult.getMetadata().getBrandList())) { for (GuaranteePayMetaDataBrandVO guaranteePayMetaDataBrandVO : guaranteePaymentResult.getMetadata().getBrandList()) { ChinaumsPayment chinaumsPayment = new ChinaumsPayment(); BeanUtils.copyProperties(guaranteePaymentResult, chinaumsPayment, "amount"); chinaumsPayment.setAmount(new BigDecimal(guaranteePayMetaDataBrandVO.getBrandAuthFee()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); chinaumsPayment.setOrders(order); chinaumsPayment.setSubaccountType(SubaccountType.BRAND_AUTH_FEE); chinaumsPayment.setBrandId(Long.valueOf(guaranteePayMetaDataBrandVO.getBrandId())); chinaumsPaymentRepository.save(chinaumsPayment); } } } } else { ChinaumsPayment chinaumsPayment = new ChinaumsPayment(); BeanUtils.copyProperties(guaranteePaymentResult, chinaumsPayment, "amount"); chinaumsPayment.setAmount(new BigDecimal(guaranteePaymentResult.getAmount()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); chinaumsPayment.setOrders(order); chinaumsPaymentRepository.save(chinaumsPayment); } } } } else if ("failed".equals(chinaumsGuaranteePayVO.getStatus())) { // 当下单失败时，抛出异常 payment.setExternalId(chinaumsGuaranteePayVO.getCombinedGuaranteePaymentId()); payment.setPayStatus(PayStatus.FAILED); paymentRepository.saveAndFlush(payment); throw new YnceErrorException(YnceError.YNCE_218033); } else if ("processing".equals(chinaumsGuaranteePayVO.getStatus())) { // 当下单处理中时，抛出异常 payment.setExternalId(chinaumsGuaranteePayVO.getCombinedGuaranteePaymentId()); payment.setPayStatus(PayStatus.PROGRESS); paymentRepository.saveAndFlush(payment); throw new YnceErrorException(YnceError.YNCE_218032); } else if ("partially_succeeded".equals(chinaumsGuaranteePayVO.getStatus())) { // TODO 银联说明只要金额足够就不会出现部分成功的情况 payment.setExternalId(chinaumsGuaranteePayVO.getCombinedGuaranteePaymentId()); payment.setPayStatus(PayStatus.PROGRESS); paymentRepository.saveAndFlush(payment); log.error("银联合并消费下单部分成功：" + paymentSn); throw new YnceErrorException(YnceError.YNCE_218036); } else { // 状态为空的情况下，将支付单状态改为支付中 payment.setPayStatus(PayStatus.PROGRESS); paymentRepository.saveAndFlush(payment); throw new YnceErrorException(YnceError.YNCE_218035); } return payment.getExternalId(); } / * 银联支付查询-通过平台单号 * * @param paymentSn 支付单号 * @return 银联合并消费担保下单VO * @author huabiao * @create 2023/10/17 15:07 / @Transactional(rollbackFor = Exception.class, propagation = Propagation.REQUIRES_NEW) @Override public ChinaumsGuaranteePayVO orderPaymentsByOutOrderNo(String paymentSn) { ChinaumsGuaranteePayVO chinaumsGuaranteePayVO = new ChinaumsGuaranteePayVO(); try { JSONObject jsonObject = new JSONObject(); jsonObject.put("combinedOutOrderNo", paymentSn); chinaumsGuaranteePayVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_COMBINED_GUARANTEE_PAYMENTS_BY_OUT_ORDER_NO, jsonObject, ChinaumsGuaranteePayVO.class); } catch (Exception exception) { chinaumsGuaranteePayVO.setExceptionMessage(exception.getMessage()); } return chinaumsGuaranteePayVO; } @Override public AccountPaymentsVO payments(AccountPaymentsDTO accountPaymentsDTO) { if (StringUtils.isBlank(accountPaymentsDTO.getPayBalanceAcctId())) { Company company = getUser().getCompany(); accountPaymentsDTO.setPayBalanceAcctId(company.getWalletId()); } return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_PAYMENTS, (JSONObject) JSONObject.toJSON(accountPaymentsDTO), AccountPaymentsVO.class); } @Override public AccountPaymentsVO paymentsByOutOrderNo(String outOrderNo) { Map<String, String> map = new HashMap<String, String>() {{ put("outOrderNo", outOrderNo); }}; return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_PAYMENTS_BY_OUT_ORDER_NO, (JSONObject) JSONObject.toJSON(map), AccountPaymentsVO.class); } @Override public WithdrawalsVO withdrawals(WithdrawalsDTO withdrawalsDTO) { Company company = getUser().getCompany(); if (StringUtils.isBlank(withdrawalsDTO.getBalanceAcctId())) { withdrawalsDTO.setBalanceAcctId(company.getWalletId()); } withdrawalsDTO.setBusinessType("1"); if (StringUtils.isBlank(withdrawalsDTO.getBankAcctNo())) { ChinaumsAuthInfo chinaumsAuthInfo = chinaumsAuthInfoRepository.findFirstByCompanyId(company.getId()); if (chinaumsAuthInfo == null) { throw new YnceErrorException("获取银联认证信息失败"); } String publicKey = chinaumsUtil.getPublicKey(); try { withdrawalsDTO.setBankAcctNo(RSAEncryptorUtil.encryptByPublicKey(chinaumsAuthInfo.getSettleAcctBankAcctNo(), publicKey)); } catch (Exception e) { throw new RuntimeException(e); } } return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_WITHDRAWALS, (JSONObject) JSONObject.toJSON(withdrawalsDTO), WithdrawalsVO.class); } @Override public WithdrawalsVO withdrawalsByOutOrderNo(String outOrderNo) { Map<String, String> map = new HashMap<String, String>() {{ put("outOrderNo", outOrderNo); }}; return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_WITHDRAWALS_BY_OUT_ORDER_NO, (JSONObject) JSONObject.toJSON(map), WithdrawalsVO.class); } @Transactional(rollbackFor = Exception.class) @Override public boolean tradeResult(TradeResultDTO tradeResultDTO) { / * 20: 支付充值; * 21: 充值退款; * 25: 可提现支付充值; * 30: 单笔提现/批量提现申请; * 40: 消费; * 41: 消费退款; * 51: 分账; * 52: 合并支付充值; * 53: 批量提现确认; * 60: 担保下单; * 62: 担保未确认退款; * 63: 担保已确认退款; * 64: 担保支付; * 66: 担保支付退款; * 67: 担保支付确认退款; * 73: 资金调拨; * 74: 提前入账 * 81: 收单通道验证打款 / Integer tradeType = tradeResultDTO.getTradeType(); switch (tradeType) { // 支付充值 case 20: break; // 单笔提现/批量提现申请 case 30: AllinpayMutual allinpayMutual = allinpayMutualRepository.findFirstByBizOrderNo(tradeResultDTO.getOutOrderNo()); if (allinpayMutual == null) { log.error("未查询到提现记录!!!"); return false; } if (DealStatus.DEALSTATUS_SUCC.equals(allinpayMutual.getDealStatus())) { log.warn("提现状态已更新！！！"); return true; } WithdrawalsVO withdrawalsVO = walletService.withdrawalsByOutOrderNo(tradeResultDTO.getOutOrderNo()); if (withdrawalsVO == null) { log.error("【提现订单查询（平台订单号）】在银联未查询到记录!!!"); return false; } if (!"processing".equals(withdrawalsVO.getStatus())) { Long companyId = allinpayMutual.getCompany().getId(); Account account = accountRepository.findDepositAccount(companyId); if (account == null) { throw new YnceErrorException("账户不存在"); } unionpayAccountService.withdrawalsHandle(account, withdrawalsVO); } return true; // 消费（转账） case 40: //** 分账退款转账 start *// if (tradeResultDTO.getOutOrderNo().startsWith("FZTK-")) { // 查询分账退款单 SubaccountRefund subaccountRefund = subaccountRefundRepository.findFirstBySn(tradeResultDTO.getOutOrderNo()); if (subaccountRefund == null) { log.error("未查询到分账退款单"); return false; } if (subaccountRefund.getSubaccountState().equals(SubaccountState.SEPARATE_SUCC)) { log.info("分账退款单状态已更新"); return true; } // 通过退款单号查询订单 Refund refund = refundRepository.findFirstByRefundSn(subaccountRefund.getRefundSn()); if (refund == null) { log.error("未查询到退款单"); return false; } // 调用流水处理 subaccountRefund.setExternalId(tradeResultDTO.getTradeId()); subaccountRefund.setRefundTime(DateTimeUtils.getLocalDateTimeByRFC3339(tradeResultDTO.getFinishedAt())); subaccountRefund.setSubaccountState(SubaccountState.SEPARATE_SUCC); subaccountRefund.setOrders(refund.getOrders()); // 查询订单 subaccountRefundRepository.save(subaccountRefund); subaccountService.generateRefundSubaccount(subaccountRefund); // 处理退款单 RefundSubaccountDTO subaccountRefundDTO = RefundSubaccountDTO .builder() .refundAmount(subaccountRefund.getAmount()) .refundTime(subaccountRefund.getRefundTime()) .refundSn(subaccountRefund.getRefundSn()) .externalId(subaccountRefund.getExternalId()) .build(); refundService.handleSubaccountRefund(subaccountRefundDTO); return true; } //* 分账退款转账 end *// //* 授信还款转账 start *// if (tradeResultDTO.getOutOrderNo().startsWith("HK-")) { ReimbursementRecord record = reimbursementRecordRepository.findByOrderNo(tradeResultDTO.getOutOrderNo()); if (record != null) { if (TransferState.SUCCESS.equals(record.getState())) { log.warn("转账状态已更新！！！"); return true; } AccountPaymentsVO accountPaymentsVO = walletService.paymentsByOutOrderNo(tradeResultDTO.getOutOrderNo()); if (accountPaymentsVO == null) { log.error("【消费订单查询（平台订单号）】在银联未查询到记录!!!"); return false; } if (!"processing".equals(accountPaymentsVO.getStatus())) { PaymentDTO paymentDTO = new PaymentDTO(); paymentDTO.setId(record.getAccounts().getId()); paymentDTO.setPaymentAmount(record.getAmount()); paymentDTO.setRemarks(accountPaymentsVO.getRemark()); unionpayAccountService.unionpayCreditRefundHandle(paymentDTO, record.getReceiptCompany().getId(), accountPaymentsVO); } return true; } } //* 授信还款转账 end *// TransferList transferList = transferListRepository.findByTransOrderNo(tradeResultDTO.getOutOrderNo()); //* 充值转账 start *// if (transferList == null) { TopUpOrder topUpOrder = topUpOrderRepository.findByTransferSn(tradeResultDTO.getOutOrderNo()); if (topUpOrder == null) { log.error("未查询到转账记录!!!"); return false; } else { if (SyncState.SYNCED.equals(topUpOrder.getSyncState())) { log.warn("转账状态已更新！！！"); return true; } AccountPaymentsVO accountPaymentsVO = walletService.paymentsByOutOrderNo(tradeResultDTO.getOutOrderNo()); if (accountPaymentsVO == null) { log.error("【消费订单查询（平台订单号）】在银联未查询到记录!!!"); return false; } if ("succeeded".equals(accountPaymentsVO.getStatus())) { this.rechargeHandle(topUpOrder, accountPaymentsVO); } else if ("failed".equals(accountPaymentsVO.getStatus())) { // 转账失败，清掉单号重新走转账流程 topUpOrder.setTransferSn(null); topUpOrderRepository.save(topUpOrder); } return true; } } //* 充值转账 end *// //* 正常转账 start *// if (TransferState.SUCCESS.equals(transferList.getState())) { log.warn("转账状态已更新！！！"); return true; } AccountPaymentsVO accountPaymentsVO = walletService.paymentsByOutOrderNo(tradeResultDTO.getOutOrderNo()); if (accountPaymentsVO == null) { log.error("【消费订单查询（平台订单号）】在银联未查询到记录!!!"); return false; } if (!"processing".equals(accountPaymentsVO.getStatus())) { Account outputAccount = accountRepository.findDepositAccount(transferList.getOutputCompany().getId()); Account inputAccount = accountRepository.findDepositAccount(transferList.getInputCompany().getId()); unionpayAccountService.transferHandle(transferList.getAmount(), inputAccount, outputAccount, accountPaymentsVO); } return true; //* 正常转账 end *// // 担保下单 case 60: // 获取支付单 Payment payment = paymentRepository.findFirstBySnOrderByIdDesc(tradeResultDTO.getOutOrderNo()); if (payment == null) { log.error("未查询到支付单"); return false; } // 支付失败 if ("failed".equals(tradeResultDTO.getStatus())) { payment.setExternalId(tradeResultDTO.getTradeId()); payment.setPayStatus(PayStatus.FAILED); paymentRepository.saveAndFlush(payment); return true; } else if ("succeeded".equals(tradeResultDTO.getStatus())) { // 获取订单 Order order = orderRepository.findById(Long.valueOf(payment.getOrderId())).orElse(null); // 若订单未支付进行回调处理 if (PaymentStatus.UN_PAID.equals(order.getPaymentStatus())) { // 若订单未支付则判断是否支付时间已超过30秒，若是则手动回调 LocalDateTime payTime = DateTimeUtils.getLocalDateTimeByRFC3339(tradeResultDTO.getFinishedAt()); Duration duration = Duration.between(payTime, LocalDateTime.now()); if (duration.toMillis() < 30000) { return false; } payment.setExternalId(tradeResultDTO.getTradeId()); payment.setPayStatus(PayStatus.SUCC); payment.setPaymentTime(payTime); payment.setUnionpaySn(tradeResultDTO.getTradeId()); paymentRepository.saveAndFlush(payment); // 如果不存在银联支付单则生成 if (!chinaumsPaymentRepository.existsByOrdersId(order.getId())) { handleChinaumsPayment(order); } // 生成收款单以及后续业务操作 OrderOnlinePayVO orderOnlinePayVO = new OrderOnlinePayVO(); orderOnlinePayVO.setOrderId(Long.valueOf(payment.getOrderId())); orderOnlinePayVO.setPaymentId(payment.getId()); orderOnlinePayVO.setPayTime(payTime); orderOnlinePayVO.setExternalId(payment.getExternalId()); ThirdPartyPaySet thirdPartyPaySet = thirdPartyConfigUtil.getPlatform(); if (thirdPartyPaySet == null \|\| StringUtils.isBlank(thirdPartyPaySet.getServiceUrl())) { log.error("预存款支付回调失败：未配置第三方请求地址"); return false; } JSONObject result = HttpClientUtil.getInstance().sendPost(thirdPartyPaySet.getServiceUrl() + RouteUtil.ROUTE_RECEIPT_ONLINE_PAY, orderOnlinePayVO); if (!"200".equals(result.get("code").toString())) { log.error("预存款支付回调失败：请求收款失败"); return false; } } return true; } else { log.error("担保下单回调状态异常"); return false; } // 担保未确认退款 case 62: // 若断是否完成时间是否已超过30秒，若是则处理数据 LocalDateTime refundTime = DateTimeUtils.getLocalDateTimeByRFC3339(tradeResultDTO.getFinishedAt()); Duration duration = Duration.between(refundTime, LocalDateTime.now()); if (duration.toMillis() < 30000) { return false; } // 根据平台订单号获取银联退款单 ChinaumsRefund chinaumsRefund = chinaumsRefundRepository.findFirstByOutOrderNo(tradeResultDTO.getOutOrderNo()); if (chinaumsRefund == null) { log.error("未查询到银联退款单"); return false; } Refund refund = refundRepository.findById(chinaumsRefund.getPlatformRefundId()).orElse(null); if (refund == null) { log.error("未查询到退款单"); return false; } if ("failed".equals(tradeResultDTO.getStatus())) { chinaumsRefund.setStatus(tradeResultDTO.getStatus()); chinaumsRefundRepository.save(chinaumsRefund); return true; } else if ("succeeded".equals(tradeResultDTO.getStatus())) { // 当银联退款单状态为空或者处理中的时候，手动回写数据 if (StringUtils.isBlank(chinaumsRefund.getStatus()) \|\| "processing".equals(chinaumsRefund.getStatus())) { // 注意：这里可能因为退款单存在多个银联退款单而导致同时更新同一个退库单而导致报错，故这里直接捕捉异常并抛出异常回滚 try { // 回写银联退款单 chinaumsRefund.setRefundId(tradeResultDTO.getTradeId()); chinaumsRefund.setStatus(tradeResultDTO.getStatus()); chinaumsRefundRepository.save(chinaumsRefund); // 获取退款单对应退款退款单 List<ChinaumsRefund> chinaumsRefundList = chinaumsRefundRepository.findAllByPlatformRefundIdAndStatus(refund.getId(), "succeeded"); // 回写退款单 refund.setActualAmount(chinaumsRefundList.stream().map(ChinaumsRefund::getAmount).reduce(BigDecimal.ZERO, BigDecimal::add)); refund.setRefundStatus(refund.getActualAmount().compareTo(refund.getAmount()) == 0 ? RefundStatus.REFUNDED : RefundStatus.PARTIAL_REFUNDED); refund.setRefundTime(DateTimeUtils.getLocalDateTimeByRFC3339(tradeResultDTO.getFinishedAt())); // 获取退款单号 String unionpayRefundSn = StringUtils.join(chinaumsRefundList.stream().map(ChinaumsRefund::getRefundId).collect(Collectors.toList()), ","); refund.setUnionpayRefundSn(unionpayRefundSn); refund.setThirdPartyAccount(unionpayRefundSn); refundRepository.save(refund); } catch (Exception exception) { log.error("处理银联退款单异常：" + exception.getMessage()); throw new YnceErrorException(YnceError.YNCE_000000); } } return true; } else { log.error("担保未确认退款回调状态异常"); return false; } default: throw new YnceErrorException("暂时不支持此交易类型"); } return true; } / * POS充值后续处理 * * @param topUpOrder * @param accountPaymentsVO * @return / private boolean rechargeHandle(TopUpOrder topUpOrder, AccountPaymentsVO accountPaymentsVO) { topUpOrder.setSyncState(SyncState.SYNCED); topUpOrder.setUnionpaySn(accountPaymentsVO.getPaymentId()); topUpOrderRepository.save(topUpOrder); AccountChangeList accountChangeList = accountChangeListRepository.findFirstBySourceNo(accountPaymentsVO.getPaymentId()); if (accountChangeList != null) { log.warn("{}充值转账入金已生成异动记录！！！", topUpOrder.getOrderType().getName()); return true; } RechargeDTO rechargeDTO = new RechargeDTO(); rechargeDTO.setCompanyId(topUpOrder.getTopUpCompany().getId()); rechargeDTO.setRechargeAmount(topUpOrder.getAmount()); rechargeDTO.setRemarks(topUpOrder.getOrderType().getName() + "充值"); rechargeDTO.setPaymentMethod(topUpOrder.getOrderType().getName() + "支付"); rechargeDTO.setFinishedDate(DateTimeUtils.getLocalDateTimeByRFC3339(accountPaymentsVO.getFinishedAt())); rechargeDTO.setSourceNo(accountPaymentsVO.getPaymentId()); return unionpayAccountService.rechargeMoney(rechargeDTO); } /* * <p>这里要根据根据订单区分计算分账金额</p> * <p>1.普通销售订单：货款、品牌公司、策划公司、服务费</p> * <p>2.OEM销售订单：货款、品牌公司、策划公司、服务费、品牌授权费</p> * * @param order 订单 * @return 银联担保支付参数DTO数组 * @description * @author huabiao * @create 2022/12/12 16:41 / private List<ChinaumsGuaranteePayParamsDTO> getChinaumsGuaranteePayParamsDTO(Order order) { List<ChinaumsGuaranteePayParamsDTO> chinaumsGuaranteePayParamsDTOList = new ArrayList<>(); // 获取订单费用比例 OrderFeeRatio orderFeeRatio = orderFeeRatioRepository.findByOrdersId(order.getId()); // 平台服务费 BigDecimal platformServiceFee = BigDecimal.ZERO; // 品牌授权费数组 List<ChinaumsGuaranteePayParamsDTO> brandAuthFeeChinaumsGuaranteePayParamsDTOList = new ArrayList<>(); // 计算货款 ChinaumsGuaranteePayParamsDTO goodsCost = new ChinaumsGuaranteePayParamsDTO(); if (order.getGoodsPayment().compareTo(BigDecimal.ZERO) == 1) { if (StringUtils.isBlank(order.getSellerCompany().getWalletId())) { log.error(order.getSn() + "货款公司暂未认证银联"); throw new YnceErrorException(YnceError.YNCE_218006); } // 剩余货款 BigDecimal residueGoodsPayment = order.getGoodsPayment(); // 计算货款平台服务费 BigDecimal goodsCostPlatformServiceFee = BigDecimal.ZERO; if (orderFeeRatio.getSellerServiceCostRatio().compareTo(BigDecimal.ZERO) == 1) { goodsCostPlatformServiceFee = order.getGoodsPayment().multiply(orderFeeRatio.getSellerServiceCostRatio()).setScale(2, BigDecimal.ROUND_UP); platformServiceFee = platformServiceFee.add(goodsCostPlatformServiceFee); residueGoodsPayment = residueGoodsPayment.subtract(goodsCostPlatformServiceFee); } // 计算品牌授权费（只有当剩余货款大于0的时候才计算品牌授权费） BigDecimal totalBrandAuthCost = BigDecimal.ZERO; if (residueGoodsPayment.compareTo(BigDecimal.ZERO) == 1 && CollectionUtils.isNotEmpty(orderFeeRatio.getOrderItemFeeRatio())) { // 通过订单项中的品牌ID分组 Map<Long, List<OrderItemFeeRatio>> brandIdOrderItemFeeRatioListMap = orderFeeRatio.getOrderItemFeeRatio().stream() .collect(Collectors.groupingBy(orderItemFeeRatio -> orderItemFeeRatio.getOrderItem().getBrandId())); int i = 1; for (Map.Entry<Long, List<OrderItemFeeRatio>> brandIdOrderItemFeeRatioListEntry : brandIdOrderItemFeeRatioListMap.entrySet()) { Long brandId = brandIdOrderItemFeeRatioListEntry.getKey(); List<OrderItemFeeRatio> orderItemFeeRatioList = brandIdOrderItemFeeRatioListEntry.getValue(); Brand brand = brandRepository.findById(brandId).orElse(null); if (brand == null \|\| StringUtils.isBlank(brand.getCompany().getWalletId())) { continue; } // 获取订单项 List<OrderItem> orderItemList = orderItemFeeRatioList.stream().map(orderItemFeeRatio -> orderItemFeeRatio.getOrderItem()).collect(Collectors.toList()); BigDecimal orderAmount = orderItemList.stream().map(OrderItem::getAmount).reduce(BigDecimal.ZERO, BigDecimal::add); // 品牌授权费比例 BigDecimal brandAuthCostRatio = orderItemFeeRatioList.get(0).getBrandAuthCostRatio(); // 计算货款 BigDecimal brandGoodsPayment = orderItemList.stream().map(OrderItem::getGoodsPayment).reduce(BigDecimal.ZERO, BigDecimal::add); // 品牌授权费（采取四舍五入的计算方式） BigDecimal brandAuthCost = brandGoodsPayment.multiply(brandAuthCostRatio).setScale(2, BigDecimal.ROUND_HALF_UP); // 品牌授权费服务费比例 BigDecimal brandAuthCostServiceCostRatio = orderItemFeeRatioList.get(0).getBrandAuthCostServiceCostRatio(); // 计算平台服务费 BigDecimal brandAuthCostServiceFee = BigDecimal.ZERO; if (brandAuthCostServiceCostRatio.compareTo(BigDecimal.ZERO) == 1) { brandAuthCostServiceFee = brandAuthCost.multiply(brandAuthCostServiceCostRatio).setScale(2, BigDecimal.ROUND_UP); platformServiceFee = platformServiceFee.add(brandAuthCostServiceFee); brandAuthCost = brandAuthCost.subtract(brandAuthCostServiceFee); } // 品牌授权费 if (brandAuthCost.compareTo(BigDecimal.ZERO) == 1) { ChinaumsGuaranteePayParamsDTO brandAuthFee = new ChinaumsGuaranteePayParamsDTO(); brandAuthFee.setAmount(brandAuthCost.multiply(new BigDecimal(100)).intValue()); brandAuthFee.setRecvBalanceAcctId(brand.getCompany().getWalletId()); brandAuthFee.setOutOrderNo(order.getSn() + "-" + SubaccountType.BRAND_AUTH_FEE.getValue() + "-" + i); // 拼接扩展商品信息 ChinaumsGuaranteePayExtraDTO brandAuthExtraDTO = new ChinaumsGuaranteePayExtraDTO(); brandAuthExtraDTO.setProductInfos(this.handleProductInfo(orderItemList, order.getSn(), orderAmount, brandAuthCost)); brandAuthFee.setExtra(brandAuthExtraDTO); List<GuaranteePayMetaDataBrandDTO> brandList = Arrays.asList(GuaranteePayMetaDataBrandDTO.builder().brandId(brandId.toString()).brandAuthFee(brandAuthFee.getAmount()).build()); brandAuthFee.setMetadata(ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.BRAND_AUTH_FEE.getValue()).brandList(brandList).build()); brandAuthFeeChinaumsGuaranteePayParamsDTOList.add(brandAuthFee); i++; totalBrandAuthCost = totalBrandAuthCost.add(brandAuthCost).add(brandAuthCostServiceFee); } } } // 货款 = 初始货款 - 平台服务费 - 品牌授权费 BigDecimal goodsPayment = order.getGoodsPayment().subtract(goodsCostPlatformServiceFee).subtract(totalBrandAuthCost); if (goodsPayment.compareTo(BigDecimal.ZERO) == 1) { goodsCost.setAmount(goodsPayment.multiply(new BigDecimal(100)).intValue()); goodsCost.setRecvBalanceAcctId(order.getSellerCompany().getWalletId()); goodsCost.setOutOrderNo(order.getSn() + "-" + SubaccountType.GOODS_COST.getValue()); // 拼接扩展商品信息 ChinaumsGuaranteePayExtraDTO chinaumsGuaranteePayExtraDTO = new ChinaumsGuaranteePayExtraDTO(); chinaumsGuaranteePayExtraDTO.setProductInfos(this.handleProductInfo(order.getOrderItems(), order.getSn(), order.getAmount(), goodsPayment)); goodsCost.setExtra(chinaumsGuaranteePayExtraDTO); goodsCost.setMetadata(ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.GOODS_COST.getValue()).build()); chinaumsGuaranteePayParamsDTOList.add(goodsCost); } } // 计算品牌费 ChinaumsGuaranteePayParamsDTO brandFee = new ChinaumsGuaranteePayParamsDTO(); if (order.getBrandCost().compareTo(BigDecimal.ZERO) == 1) { if (StringUtils.isBlank(order.getBrandCompany().getWalletId())) { log.error(order.getSn() + "品牌公司暂未认证银联"); throw new YnceErrorException(YnceError.YNCE_218006); } // 计算货款平台服务费 BigDecimal brandFeePlatformServiceFee = BigDecimal.ZERO; if (orderFeeRatio.getBrandServiceCostRatio().compareTo(BigDecimal.ZERO) == 1) { brandFeePlatformServiceFee = order.getBrandCost().multiply(orderFeeRatio.getBrandServiceCostRatio()).setScale(2, BigDecimal.ROUND_UP); platformServiceFee = platformServiceFee.add(brandFeePlatformServiceFee); } brandFee.setRecvBalanceAcctId(order.getBrandCompany().getWalletId()); brandFee.setOutOrderNo(order.getSn() + "-" + SubaccountType.BRAND_FEE.getValue()); // 品牌费 BigDecimal brandCost = order.getBrandCost().subtract(brandFeePlatformServiceFee); // 自定义参数 ChinaumsGuaranteePayMetaDataDTO metadata; if (CollectionUtils.isNotEmpty(brandAuthFeeChinaumsGuaranteePayParamsDTOList)) { BigDecimal originalBrandCost = brandCost; List<GuaranteePayMetaDataBrandDTO> brandList = new ArrayList<>(); for (ChinaumsGuaranteePayParamsDTO chinaumsGuaranteePayParamsDTO : brandAuthFeeChinaumsGuaranteePayParamsDTOList) { // 判断品牌授权费和品牌是否为同一家公司 if (!brandFee.getRecvBalanceAcctId().equals(chinaumsGuaranteePayParamsDTO.getRecvBalanceAcctId())) { log.error("品牌授权费和品牌费的所属公司不是一家"); throw new YnceErrorException(YnceError.YNCE_218006); } brandCost = brandCost.add(new BigDecimal(chinaumsGuaranteePayParamsDTO.getAmount()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); brandList.addAll(chinaumsGuaranteePayParamsDTO.getMetadata().getBrandList()); } if (originalBrandCost.compareTo(BigDecimal.ZERO) == 1) { metadata = ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.BRAND_FEE.getValue()).brandFee(originalBrandCost.multiply(new BigDecimal(100)).intValue()).brandList(brandList).build(); } else { metadata = ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.BRAND_FEE.getValue()).brandList(brandList).build(); } } else { metadata = ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.BRAND_FEE.getValue()).brandFee(brandCost.multiply(new BigDecimal(100)).intValue()).build(); } if (brandCost.compareTo(BigDecimal.ZERO) == 1) { brandFee.setAmount(brandCost.multiply(new BigDecimal(100)).intValue()); // 拼接扩展商品信息 ChinaumsGuaranteePayExtraDTO chinaumsGuaranteePayExtraDTO = new ChinaumsGuaranteePayExtraDTO(); List<JSONObject> productInfos = this.handleProductInfo(order.getOrderItems(), order.getSn(), order.getAmount(), brandCost); chinaumsGuaranteePayExtraDTO.setProductInfos(productInfos); brandFee.setExtra(chinaumsGuaranteePayExtraDTO); // 拼接自定义参数 brandFee.setMetadata(metadata); chinaumsGuaranteePayParamsDTOList.add(brandFee); } } else { // 不存在品牌费但是存在品牌授权费 if (CollectionUtils.isNotEmpty(brandAuthFeeChinaumsGuaranteePayParamsDTOList)) { brandFee.setRecvBalanceAcctId(brandAuthFeeChinaumsGuaranteePayParamsDTOList.get(0).getRecvBalanceAcctId()); brandFee.setOutOrderNo(order.getSn() + "-" + SubaccountType.BRAND_FEE.getValue()); BigDecimal brandAuthCost = BigDecimal.ZERO; ChinaumsGuaranteePayMetaDataDTO metadata; List<GuaranteePayMetaDataBrandDTO> brandList = new ArrayList<>(); for (ChinaumsGuaranteePayParamsDTO chinaumsGuaranteePayParamsDTO : brandAuthFeeChinaumsGuaranteePayParamsDTOList) { if (!brandFee.getRecvBalanceAcctId().equals(chinaumsGuaranteePayParamsDTO.getRecvBalanceAcctId())) { log.error("品牌授权费所属公司不是一家"); throw new YnceErrorException(YnceError.YNCE_218006); } brandAuthCost = brandAuthCost.add(new BigDecimal(chinaumsGuaranteePayParamsDTO.getAmount()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); brandList.addAll(chinaumsGuaranteePayParamsDTO.getMetadata().getBrandList()); } brandFee.setAmount(brandAuthCost.multiply(new BigDecimal(100)).intValue()); metadata = ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.BRAND_FEE.getValue()).brandList(brandList).build(); // 拼接扩展商品信息 ChinaumsGuaranteePayExtraDTO chinaumsGuaranteePayExtraDTO = new ChinaumsGuaranteePayExtraDTO(); List<JSONObject> productInfos = this.handleProductInfo(order.getOrderItems(), order.getSn(), order.getAmount(), brandAuthCost); chinaumsGuaranteePayExtraDTO.setProductInfos(productInfos); brandFee.setExtra(chinaumsGuaranteePayExtraDTO); // 拼接自定义参数 brandFee.setMetadata(metadata); chinaumsGuaranteePayParamsDTOList.add(brandFee); } } // 计算策划费 ChinaumsGuaranteePayParamsDTO deviseFee = new ChinaumsGuaranteePayParamsDTO(); if (order.getDeviseCost().compareTo(BigDecimal.ZERO) == 1) { if (StringUtils.isBlank(order.getDeviseCompany().getWalletId())) { log.error(order.getSn() + "策划公司暂未认证银联"); throw new YnceErrorException(YnceError.YNCE_218006); } // 计算货款平台服务费 BigDecimal deviseFeePlatformServiceFee = BigDecimal.ZERO; if (orderFeeRatio.getDeviseServiceCostRatio().compareTo(BigDecimal.ZERO) == 1) { deviseFeePlatformServiceFee = order.getDeviseCost().multiply(orderFeeRatio.getDeviseServiceCostRatio()).setScale(2, BigDecimal.ROUND_UP); platformServiceFee = platformServiceFee.add(deviseFeePlatformServiceFee); } // 实际分账的策划费 BigDecimal deviseCost = order.getDeviseCost().subtract(deviseFeePlatformServiceFee); if (deviseCost.compareTo(BigDecimal.ZERO) == 1) { deviseFee.setAmount(deviseCost.multiply(new BigDecimal(100)).intValue()); deviseFee.setRecvBalanceAcctId(order.getDeviseCompany().getWalletId()); deviseFee.setOutOrderNo(order.getSn() + "-" + SubaccountType.DEVISE_FEE.getValue()); // 拼接扩展商品信息 ChinaumsGuaranteePayExtraDTO chinaumsGuaranteePayExtraDTO = new ChinaumsGuaranteePayExtraDTO(); chinaumsGuaranteePayExtraDTO.setProductInfos(this.handleProductInfo(order.getOrderItems(), order.getSn(), order.getAmount(), deviseCost)); deviseFee.setExtra(chinaumsGuaranteePayExtraDTO); deviseFee.setMetadata(ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.DEVISE_FEE.getValue()).build()); chinaumsGuaranteePayParamsDTOList.add(deviseFee); } } // 平台服务费 if (platformServiceFee.compareTo(BigDecimal.ZERO) == 1) { String balanceAcctId = chinaumsUtil.getFeeBalanceAcctId(); if (StringUtils.isBlank(balanceAcctId)) { log.error(order.getSn() + "平台公司暂未认证银联"); throw new YnceErrorException(YnceError.YNCE_218006); } ChinaumsGuaranteePayParamsDTO platformServiceFeeDTO = new ChinaumsGuaranteePayParamsDTO(); platformServiceFeeDTO.setAmount(platformServiceFee.multiply(new BigDecimal(100)).intValue()); platformServiceFeeDTO.setRecvBalanceAcctId(balanceAcctId); platformServiceFeeDTO.setOutOrderNo(order.getSn() + "-" + SubaccountType.SERVICE_FEE.getValue()); // 拼接扩展商品信息 ChinaumsGuaranteePayExtraDTO chinaumsGuaranteePayExtraDTO = new ChinaumsGuaranteePayExtraDTO(); chinaumsGuaranteePayExtraDTO.setProductInfos(this.handleProductInfo(order.getOrderItems(), order.getSn(), order.getAmount(), platformServiceFee)); platformServiceFeeDTO.setExtra(chinaumsGuaranteePayExtraDTO); platformServiceFeeDTO.setMetadata(ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.SERVICE_FEE.getValue()).build()); chinaumsGuaranteePayParamsDTOList.add(platformServiceFeeDTO); } return chinaumsGuaranteePayParamsDTOList; } /* * 处理商品数据 * * @param orderItemList:订单项 * @param sn:订单号 * @param orderAmount:订单金额 * @param amount:分摊金额 * @return 处理完的银联JSON数据 * @author huabiao * @create 2022/12/15 14:08 / private List<JSONObject> handleProductInfo(List<OrderItem> orderItemList, String sn, BigDecimal orderAmount, BigDecimal amount) { // 循环订单项 List<JSONObject> productInfos = new ArrayList<>(); BigDecimal allocatedAmount = BigDecimal.ZERO; for (int i = 0; i < orderItemList.size(); i++) { OrderItem orderItem = orderItemList.get(i); JSONObject jsonObject = new JSONObject(); jsonObject.put("orderNo", sn + "-" + orderItem.getId()); // 按比例计算,最后一项直接减完 if (i == (orderItemList.size() - 1)) { jsonObject.put("orderAmount", amount.subtract(allocatedAmount).multiply(new BigDecimal(100)).intValue()); } else { BigDecimal orderItemPlatformServiceFee = amount.multiply(orderItem.getAmount()).divide(orderAmount, 2, BigDecimal.ROUND_DOWN); // 当计算结果不大于0时，赋值0.01 if (orderItemPlatformServiceFee.compareTo(BigDecimal.ZERO) != 1) { orderItemPlatformServiceFee = new BigDecimal("0.01"); } jsonObject.put("orderAmount", orderItemPlatformServiceFee.multiply(new BigDecimal(100)).intValue()); allocatedAmount = allocatedAmount.add(orderItemPlatformServiceFee); } jsonObject.put("productName", orderItem.getGoodsName() + orderItem.getSkuName()); jsonObject.put("productCount", orderItem.getQuantity()); productInfos.add(jsonObject); } return productInfos; } @Transactional(propagation = Propagation.NOT_SUPPORTED) @Override public ChinaumsGuaranteePayConfirmsVO paySettlement(ChinaumsGuaranteePayConfirmsDTO chinaumsGuaranteePayConfirmsDTO) { ChinaumsGuaranteePayConfirmsVO chinaumsGuaranteePayConfirmsVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_COMBINED_GUARANTEE_PAYMENTS_CONFIRMS, (JSONObject) JSONObject.toJSON(chinaumsGuaranteePayConfirmsDTO), ChinaumsGuaranteePayConfirmsVO.class); return chinaumsGuaranteePayConfirmsVO; } @Override @Transactional(rollbackFor = Exception.class) public List<ChinaumsPayment> handleChinaumsPayment(Order order) { List<ChinaumsPayment> chinaumsPaymentList = new ArrayList<>(); // 获取支付单 List<Payment> paymentList = paymentRepository.findAllByOrderId(order.getId().toString()); if (CollectionUtils.isEmpty(paymentList)) { return chinaumsPaymentList; } Payment payment = paymentList.get(0); // 通过系统订单号查询合并消费担保下单数据 JSONObject jsonObject = new JSONObject(); jsonObject.put("combinedGuaranteePaymentId", payment.getExternalId()); ChinaumsGuaranteePayVO chinaumsGuaranteePayVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_COMBINED_GUARANTEE_PAYMENTS_BY_SYS_NO, jsonObject, ChinaumsGuaranteePayVO.class); // 保存担保消费子订单信息 for (ChinaumsGuaranteePayResultVO guaranteePaymentResult : chinaumsGuaranteePayVO.getGuaranteePaymentResults()) { if (guaranteePaymentResult.getMetadata() != null) { // 没有合并数据的子订单 if (guaranteePaymentResult.getMetadata().getBrandFee() == null && CollectionUtils.isEmpty(guaranteePaymentResult.getMetadata().getBrandList())) { ChinaumsPayment chinaumsPayment = new ChinaumsPayment(); BeanUtils.copyProperties(guaranteePaymentResult, chinaumsPayment, "amount"); chinaumsPayment.setAmount(new BigDecimal(guaranteePaymentResult.getAmount()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); chinaumsPayment.setOrders(order); chinaumsPayment.setSubaccountType(SubaccountType.valueOf(guaranteePaymentResult.getMetadata().getSubaccountType())); chinaumsPaymentRepository.save(chinaumsPayment); chinaumsPaymentList.add(chinaumsPayment); } else { // 品牌费处理 if (guaranteePaymentResult.getMetadata().getBrandFee() != null && guaranteePaymentResult.getMetadata().getBrandFee() > 0) { ChinaumsPayment chinaumsPayment = new ChinaumsPayment(); BeanUtils.copyProperties(guaranteePaymentResult, chinaumsPayment, "amount"); chinaumsPayment.setAmount(new BigDecimal(guaranteePaymentResult.getMetadata().getBrandFee()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); chinaumsPayment.setOrders(order); chinaumsPayment.setSubaccountType(SubaccountType.BRAND_FEE); chinaumsPaymentRepository.save(chinaumsPayment); chinaumsPaymentList.add(chinaumsPayment); } // 品牌授权费处理 if (CollectionUtils.isNotEmpty(guaranteePaymentResult.getMetadata().getBrandList())) { for (GuaranteePayMetaDataBrandVO guaranteePayMetaDataBrandVO : guaranteePaymentResult.getMetadata().getBrandList()) { ChinaumsPayment chinaumsPayment = new ChinaumsPayment(); BeanUtils.copyProperties(guaranteePaymentResult, chinaumsPayment, "amount"); chinaumsPayment.setAmount(new BigDecimal(guaranteePayMetaDataBrandVO.getBrandAuthFee()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); chinaumsPayment.setOrders(order); chinaumsPayment.setSubaccountType(SubaccountType.BRAND_AUTH_FEE); chinaumsPayment.setBrandId(Long.valueOf(guaranteePayMetaDataBrandVO.getBrandId())); chinaumsPaymentRepository.save(chinaumsPayment); chinaumsPaymentList.add(chinaumsPayment); } } } } else { ChinaumsPayment chinaumsPayment = new ChinaumsPayment(); BeanUtils.copyProperties(guaranteePaymentResult, chinaumsPayment, "amount"); chinaumsPayment.setAmount(new BigDecimal(guaranteePaymentResult.getAmount()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); chinaumsPayment.setOrders(order); chinaumsPaymentRepository.save(chinaumsPayment); chinaumsPaymentList.add(chinaumsPayment); } } return chinaumsPaymentList; } @Transactional(rollbackFor = Exception.class) @Override public Boolean transferDeposit(ExternalIncomeDTO externalIncomeDTO) { / * 10: 母户入金 * 11: 转账入金 * 13: 大额订单入金 * 33: 提现退汇 * 37: 虚户入金退回退汇 * 39: 大额订单入金退回退汇 * 79: 资金划扣退汇 * 84: 收单通道验证打款退汇 / switch (externalIncomeDTO.getTradeType()) { // 母户入金 case "10": log.info("母户入金【{}】：{}", externalIncomeDTO.getBalanceAcctId(), externalIncomeDTO.getAmount()); break; case "94": // 在途金额已生成流水，所以这里在途金额到账不处理 log.info("在途金额到账【{}】：{}", externalIncomeDTO.getBalanceAcctId(), externalIncomeDTO.getAmount()); break; // 转账入金（用户通过手机银行充值） case "11": case "93": ChinaumsAuthInfo chinaumsAuthInfo = chinaumsAuthInfoRepository .findFirstByRelAcctNoOrSettleAcctBankAcctNo(externalIncomeDTO.getBalanceAcctNo(), externalIncomeDTO.getBalanceAcctNo()); if (chinaumsAuthInfo == null) { throw new YnceErrorException("未查询到银联认证信息"); } AccountChangeList accountChangeList = accountChangeListRepository.findFirstBySourceNo(externalIncomeDTO.getTradeId()); if (accountChangeList != null) { log.warn("该入金已生成异动记录！！！"); return true; } Company company = chinaumsAuthInfo.getCompany(); // Account account = accountRepository.findDepositAccount(company.getId()); // TopUpList topUpList = topUpListRepository.findTopByAccountAndStateOrderByCreatedOnDesc(account, TopUpState.PAID); DateTimeFormatter dateTimeFormatter = DateTimeFormatter.ofPattern("yyyy-MM-dd'T'HH:mm:ss+08:00") .withZone(ZoneId.of("Asia/Shanghai")); // 可查90个自然日的交易，单次查询开始和结束时间间隔不大于7天 LocalDateTime dateTime = LocalDateTime.now().minusDays(6L); BalanceTransactionsPageVO balanceTransactionsPageVO = this.balanceTransactions(company.getWalletId(), dateTimeFormatter.format(dateTime), null); if (balanceTransactionsPageVO.getTotal() <= 0) { log.warn("未查询到流水记录！！！"); return false; } // 标记查询的流水中是否有当前入金的回调 boolean flag = false; List<BalanceTransactionsPageVO.BalanceTransactionsVO> data = balanceTransactionsPageVO.getData(); for (BalanceTransactionsPageVO.BalanceTransactionsVO d : data) { // 只处理交易类型为入金的流水 if (d.getTradeType() != 11 && d.getTradeType() != 93) { continue; } if (externalIncomeDTO.getTradeId().equals(d.getTradeId())) { flag = true; RechargeDTO rechargeDTO = new RechargeDTO(); rechargeDTO.setCompanyId(company.getId()); BigDecimal rechargeAmount; if (d.getSettledAmount() > 0) { rechargeAmount = new BigDecimal(d.getSettledAmount()).divide(BigDecimal.valueOf(100), 2, RoundingMode.HALF_UP); } else { rechargeAmount = new BigDecimal(d.getPendingAmount()).divide(BigDecimal.valueOf(100), 2, RoundingMode.HALF_UP); } rechargeDTO.setRechargeAmount(rechargeAmount); if (StringUtils.isNotEmpty(d.getRemark())) { rechargeDTO.setRemarks(d.getRemark()); } else { rechargeDTO.setRemarks("银联钱包充值"); } rechargeDTO.setPaymentMethod("银联支付"); // rechargeDTO.setFinishedDate(LocalDateTime.parse(d.getSucceededAt(), DateTimeFormatter.ofPattern("yyyy-MM-dd'T'HH:mm:ss.SSSzzz"))); rechargeDTO.setFinishedDate(DateTimeUtils.getLocalDateTimeByRFC3339(d.getSucceededAt())); rechargeDTO.setSourceNo(d.getTradeId()); unionpayAccountService.rechargeMoney(rechargeDTO); break; } } return flag; default: throw new YnceErrorException("暂不支持此交易类型：{}", externalIncomeDTO.getTradeType()); } return true; } @Override public RefundVO refund(WalletRefundDTO walletRefundDTO) { Payment payment = paymentRepository.findFirstBySnOrderByIdDesc(walletRefundDTO.getPaymentNo()); if (payment == null) { throw new YnceErrorException(YnceError.YNCE_205007); } if (!payment.getPayStatus().equals(PayStatus.SUCC)) { throw new YnceErrorException(YnceError.YNCE_218013); } Order order = orderRepository.findById(walletRefundDTO.getOrderId()).orElse(null); if (order == null) { throw new YnceErrorException(YnceError.YNCE_211004); } // 获取退款单已请求的所有银联退款单 List<ChinaumsRefund> chinaumsRefundList = chinaumsRefundRepository.findAllByPlatformRefundId(walletRefundDTO.getRefundId()); // 获取银联支付单 List<ChinaumsPayment> chinaumsPaymentList = chinaumsPaymentRepository.findAllByOrdersId(walletRefundDTO.getOrderId()); if (CollectionUtils.isNotEmpty(chinaumsPaymentList)) { // 计算总银联支付金额 BigDecimal totalAmount = chinaumsPaymentList.stream().map(chinaumsPayment -> chinaumsPayment.getAmount()).reduce(BigDecimal.ZERO, BigDecimal::add); // 订单银联退款单(该订单下的所有银联退款单，不包含当前退款单) List<ChinaumsRefund> orderChinaumsRefundList = new ArrayList<>(); // 查询银联该合并消费担保订单的总退款金额 BigDecimal totalRefundAmount = BigDecimal.ZERO; // 查询所有银联退款单的总金额（不包含当前退款单） List<Long> orderRefundIdList = order.getRefunds().stream().filter(refund -> !refund.getId().equals(walletRefundDTO.getRefundId())).map(Refund::getId).collect(Collectors.toList()); if (CollectionUtils.isNotEmpty(orderRefundIdList)) { orderChinaumsRefundList = chinaumsRefundRepository.findAllByPlatformRefundIdIn(orderRefundIdList); // TODO 这里是否需要考虑退款成功与否 totalRefundAmount = orderChinaumsRefundList.stream().map(ChinaumsRefund::getAmount).reduce(BigDecimal.ZERO, BigDecimal::add); } // 判断是否最后一次退款【订单支付金额-总退款金额 = 本次退款金额】 Boolean isFinallyRefund = order.getPayAmount().subtract(totalRefundAmount).compareTo(walletRefundDTO.getAmount()) == 0; // 已处理退款金额 BigDecimal handleAmount = BigDecimal.ZERO; for (int i = 0; i < chinaumsPaymentList.size(); i++) { Boolean isRequestRefund = false; ChinaumsPayment chinaumsPayment = chinaumsPaymentList.get(i); // 根据平台退款ID和原始系统订单号以及分账类型查询是否存在银联退款单（因为品牌费和品牌授权费是同一家公司收取，所以这里需要通过分账类型区分） ChinaumsRefund chinaumsRefund = chinaumsRefundList.stream().filter(filterChinaumsRefund -> filterChinaumsRefund.getPlatformRefundId().equals(walletRefundDTO.getRefundId()) && filterChinaumsRefund.getOrigTradeId().equals(chinaumsPayment.getGuaranteePaymentId()) && filterChinaumsRefund.getSubaccountType().equals(chinaumsPayment.getSubaccountType())).findFirst().orElse(null); if (chinaumsRefund != null) { handleAmount = handleAmount.add(chinaumsRefund.getAmount()); // 若状态为空则主动查询 if (StringUtils.isBlank(chinaumsRefund.getStatus())) { try { // 调用查询接口 JSONObject jsonObject = new JSONObject(); jsonObject.put("outOrderNo", chinaumsRefund.getOutOrderNo()); ChinaumsRefundVO chinaumsRefundVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_REFUND_BY_OUT_ORDER_NO, (JSONObject) JSONObject.toJSON(jsonObject), ChinaumsRefundVO.class); chinaumsRefund.setRefundId(chinaumsRefundVO.getRefundId()); chinaumsRefund.setStatus(chinaumsRefundVO.getStatus()); chinaumsRefund.setReason(chinaumsRefundVO.getReason()); chinaumsRefund.setRemark(chinaumsRefundVO.getRemark()); chinaumsRefundRepository.save(chinaumsRefund); } catch (Exception exception) { log.error("{}请求查询银联退款单失败：{}", chinaumsRefund.getOutOrderNo(), exception.getMessage()); if (StringUtils.isNotBlank(exception.getMessage()) && exception.getMessage().contains("请求的资源不存在")) { isRequestRefund = true; } else { continue; } } } } else { BigDecimal refundAmount; // 当为最后一次退款时，需要将子订单剩余金额退完 if (isFinallyRefund) { // 获取已退款金额 BigDecimal refundedAmount = BigDecimal.ZERO; if (CollectionUtils.isNotEmpty(orderChinaumsRefundList)) { // 根据原始系统订单号以及分账类型查询已退款金额（因为品牌费和品牌授权费是同一家公司收取，所以这里需要通过分账类型区分） refundedAmount = orderChinaumsRefundList.stream().filter(orderChinaumsRefund -> orderChinaumsRefund.getOrigTradeId().equals(chinaumsPayment.getGuaranteePaymentId()) && orderChinaumsRefund.getSubaccountType().equals(chinaumsPayment.getSubaccountType())) .collect(Collectors.toList()).stream().map(ChinaumsRefund::getAmount).reduce(BigDecimal.ZERO, BigDecimal::add); } refundAmount = chinaumsPayment.getAmount().subtract(refundedAmount); } else { // 最后一个单时直接用剩余的金额计算 if (i == (chinaumsPaymentList.size() - 1)) { refundAmount = walletRefundDTO.getAmount().subtract(handleAmount); } else { refundAmount = walletRefundDTO.getAmount().multiply(chinaumsPayment.getAmount()).divide(totalAmount, 2, RoundingMode.DOWN); } } String outOrderNo = walletRefundDTO.getRefundNo() + chinaumsPayment.getId(); // 先保存银联退款单 chinaumsRefund = new ChinaumsRefund(); chinaumsRefund.setOutOrderNo(outOrderNo); chinaumsRefund.setAmount(refundAmount); chinaumsRefund.setOrigTradeId(chinaumsPayment.getGuaranteePaymentId()); chinaumsRefund.setOrigOutOrderNo(chinaumsPayment.getOutOrderNo()); chinaumsRefund.setOrigPayBalanceAcctId(chinaumsPayment.getPayBalanceAcctId()); chinaumsRefund.setOrigRecvBalanceAcctId(chinaumsPayment.getRecvBalanceAcctId()); chinaumsRefund.setPlatformRefundId(walletRefundDTO.getRefundId()); chinaumsRefund.setSubaccountType(chinaumsPayment.getSubaccountType()); chinaumsRefundRepository.save(chinaumsRefund); chinaumsRefundList.add(chinaumsRefund); handleAmount = handleAmount.add(chinaumsRefund.getAmount()); isRequestRefund = true; } // 请求银联退款 if (isRequestRefund) { ChinaumsRefundDTO chinaumsRefundDTO = ChinaumsRefundDTO .builder() .outOrderNo(chinaumsRefund.getOutOrderNo()) .sentAt(new SimpleDateFormat("yyyy-MM-dd'T'HH:mm:ssXXX").format(new Date())) .amount(chinaumsRefund.getAmount().multiply(new BigDecimal(100)).intValue()) .origTradeId(chinaumsPayment.getGuaranteePaymentId()) .build(); try { // 发起退款请求 ChinaumsRefundVO chinaumsRefundVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_REFUND, (JSONObject) JSONObject.toJSON(chinaumsRefundDTO), ChinaumsRefundVO.class); // 获取请求结果 chinaumsRefund.setRefundId(chinaumsRefundVO.getRefundId()); chinaumsRefund.setStatus(chinaumsRefundVO.getStatus()); chinaumsRefund.setReason(chinaumsRefundVO.getReason()); chinaumsRefund.setRemark(chinaumsRefundVO.getRemark()); chinaumsRefundRepository.save(chinaumsRefund); } catch (Exception exception) { log.error("{}请求银联退款失败：{}", chinaumsRefundDTO.getOutOrderNo(), exception.getMessage()); } } // 如果退款状态是处理中，则循环查询，时间不超过5秒 if ("processing".equals(chinaumsRefund.getStatus())) { try { long currentTimeMillis = System.currentTimeMillis(); while (true) { // 调用查询接口 JSONObject jsonObject = new JSONObject(); jsonObject.put("refundId", chinaumsRefund.getRefundId()); ChinaumsRefundVO chinaumsRefundVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_REFUND_BY_SYS_NO, (JSONObject) JSONObject.toJSON(jsonObject), ChinaumsRefundVO.class); // 当请求成功或者时间超时时，结束循环 if (!"processing".equals(chinaumsRefundVO.getStatus()) \|\| System.currentTimeMillis() - currentTimeMillis > 5000) { chinaumsRefund.setStatus(chinaumsRefundVO.getStatus()); chinaumsRefund.setReason(chinaumsRefundVO.getReason()); chinaumsRefund.setRemark(chinaumsRefundVO.getRemark()); chinaumsRefundRepository.save(chinaumsRefund); break; } } } catch (Exception exception) { log.error("{}请求银联退款状态失败：{}", chinaumsRefund.getOutOrderNo(), exception.getMessage()); } } } } RefundVO refundVO = new RefundVO(); if (CollectionUtils.isNotEmpty(chinaumsRefundList)) { // 获取成功退款的单号 List<ChinaumsRefund> succeededChinaumsRefundList = chinaumsRefundList.stream().filter(chinaumsRefund -> "succeeded".equals(chinaumsRefund.getStatus())).collect(Collectors.toList()); refundVO.setRefundAmount(succeededChinaumsRefundList.stream().map(ChinaumsRefund::getAmount).reduce(BigDecimal.ZERO, BigDecimal::add)); refundVO.setRefundStatus(refundVO.getRefundAmount().compareTo(walletRefundDTO.getAmount()) == 0 ? RefundStatus.REFUNDED : RefundStatus.PARTIAL_REFUNDED); refundVO.setRefundTime(LocalDateTime.now()); // 获取退款单号 List<String> refundIdList = succeededChinaumsRefundList.stream().map(chinaumsRefund -> chinaumsRefund.getRefundId()).collect(Collectors.toList()); refundVO.setExternalId(StringUtils.join(refundIdList, ",")); } else { refundVO.setRefundStatus(RefundStatus.UN_REFUND); } return refundVO; } @Transactional(propagation = Propagation.NOT_SUPPORTED) @Override public ChinaumsAllocationsVO createSubaccount(ChinaumsAllocationsDTO chinaumsAllocationsDTO) { ChinaumsAllocationsVO chinaumsAllocationsVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_UPAPI_ALLOCATIONS, (JSONObject) JSONObject.toJSON(chinaumsAllocationsDTO), ChinaumsAllocationsVO.class); return chinaumsAllocationsVO; } @Override public void posTransfer() { List<TopUpOrder> topUpOrders = topUpOrderRepository.findByOrderTypeAndPaymentStatusAndSyncStateInAndPayTimeLessThanAndRefundedIsFalseOrderByPayTime( TopUpOrderType.POS, PayStatus.SUCC, Arrays.asList(SyncState.SYNCEDERROR, SyncState.UNSYNCED), LocalDateTime.of(LocalDate.now(), LocalTime.MIN)); if (CollectionUtils.isEmpty(topUpOrders)) { log.warn("POS充值转账 - 待转账记录为空！"); return; } // 根据所属企业分组 Map<Company, List<TopUpOrder>> companyTopUpOrderList = topUpOrders.stream().collect(Collectors.groupingBy(TopUpOrder::getCompany)); // 循环分组数据 for (Map.Entry<Company, List<TopUpOrder>> companyTopUpOrderListEntry : companyTopUpOrderList.entrySet()) { // 所属企业id Long companyId = companyTopUpOrderListEntry.getKey().getId(); // 所属企业充值订单 List<TopUpOrder> topUpOrderList = companyTopUpOrderListEntry.getValue(); // 获取第三方企业配置 ThirdPartyPaySet thirdPartyPaySet = thirdPartyConfigUtil.getCompany(companyId); if (thirdPartyPaySet == null \|\| StringUtils.isEmpty(thirdPartyPaySet.getPosRechargeBalanceAcctId())) { loggerService.rechargeTransfer("POS充值收款电子账簿ID为空", null, WalletServiceImpl.class.getName(), "posTransfer", "verifyParam", companyRepository.findById(companyId).orElse(null)); continue; } // 加锁，避免并发请求 String balanceAcctIdLockKey = this.getBalanceAcctIdLockKey(thirdPartyPaySet.getPosRechargeBalanceAcctId()); Boolean balanceAcctIdLock = stringRedisTemplate.opsForValue().setIfAbsent(balanceAcctIdLockKey, balanceAcctIdLockKey); if (!balanceAcctIdLock) { throw new YnceErrorException(YnceError.YNCE_000000); } stringRedisTemplate.expire(balanceAcctIdLockKey, 3, TimeUnit.MINUTES); for (TopUpOrder topUpOrder : topUpOrderList) { Company inputCompany = companyRepository.findById(topUpOrder.getTopUpCompany().getId()).orElse(null); if (inputCompany == null \|\| StringUtils.isEmpty(inputCompany.getWalletId())) { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入企业未认证", null, WalletServiceImpl.class.getName(), "posTransfer", "verifyParam", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); continue; } Account inputAccount = accountRepository.findDepositAccount(inputCompany.getId()); if (inputAccount == null) { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入账户不存在", null, WalletServiceImpl.class.getName(), "posTransfer", "verifyParam", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); continue; } if (!inputAccount.getState().equals(AccountState.ENABLED)) { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入账户非启用状态", null, WalletServiceImpl.class.getName(), "posTransfer", "verifyParam", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); continue; } // 如果充值订单已有转账订单号，但却是未同步状态，则尝试更新 if (StringUtils.isNotBlank(topUpOrder.getTransferSn())) { AccountPaymentsVO accountPaymentsVO = null; try { accountPaymentsVO = walletService.paymentsByOutOrderNo(topUpOrder.getTransferSn()); if (accountPaymentsVO == null) { log.warn("POS充值转账同步 -【消费订单查询（平台订单号）:{}】在银联未查询到记录!!!", topUpOrder.getTransferSn()); // 说明在发起转账时银联那边并未接收到，清掉单号重新走转账流程 topUpOrder.setTransferSn(null); } else { if ("succeeded".equals(accountPaymentsVO.getStatus())) { this.rechargeHandle(topUpOrder, accountPaymentsVO); continue; } else if ("failed".equals(accountPaymentsVO.getStatus())) { // 转账失败，清掉单号重新走转账流程 topUpOrder.setTransferSn(null); } else { continue; } } } catch (Exception e) { if (e.getMessage().contains("请求的资源不存在")) { // 说明在发起转账时银联那边并未接收到，清掉单号重新走转账流程 topUpOrder.setTransferSn(null); } else { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，查询转账记录失败", accountPaymentsVO, WalletServiceImpl.class.getName(), "posTransfer", "queryTransferRecord", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); continue; } } } try { // 判断余额是否足够 Long amountPenny = topUpOrder.getAmount().multiply(new BigDecimal("100")).longValue(); BalanceAcctsVO balanceAcctsVO = this.balanceAcctsQryByAcctId(thirdPartyPaySet.getPosRechargeBalanceAcctId()); if (balanceAcctsVO.getSettledAmount() < amountPenny) { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转出账簿id" + thirdPartyPaySet.getPosRechargeBalanceAcctId() + "余额不足，余额为" + balanceAcctsVO.getSettledAmount(), null, WalletServiceImpl.class.getName(), "posTransfer", "verifyParam", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); break; } // 记录转账单号，后续成功再生成充值记录 String zz = sequenceUtil.getNextSequenceNumber("ZZ"); topUpOrder.setTransferSn(zz); topUpOrderRepository.saveAndFlush(topUpOrder); AccountPaymentsDTO accountTransfer = null; try { // 请求银联【电子账簿消费（转账）】 accountTransfer = new AccountPaymentsDTO(); accountTransfer.setAmount(amountPenny) .setPayBalanceAcctId(thirdPartyPaySet.getPosRechargeBalanceAcctId()) .setRecvBalanceAcctId(inputCompany.getWalletId()) // .setPassword(RSAEncryptorUtil.encryptByPublicKey(dto.getEncryptPwd(), thirdPartyPaySet.getChinaumsPublicKey())) .setOutOrderNo(zz) .setRemark(topUpOrder.getRemark()); Map<String, Object> productInfos = new HashMap<String, Object>() {{ put("orderNo", zz); put("orderAmount", amountPenny); put("productName", "POS充值转账"); put("productCount", 1); }}; Map<String, Object> extra = new HashMap<String, Object>() {{ put("productInfos", Collections.singletonList(productInfos)); }}; accountTransfer.setExtra(extra); this.payments(accountTransfer); } catch (Exception e) { log.error("转账出现异常 - ", e); loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转账出现异常：" + e.getMessage(), accountTransfer, WalletServiceImpl.class.getName(), "posTransfer", "transfer", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); } } catch (Exception e) { log.error("POS充值转账 - ", e); loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，" + e.getMessage(), null, WalletServiceImpl.class.getName(), "posTransfer", "transfer", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); } } } } @Override public void scanTransfer() { List<TopUpOrder> topUpOrders = topUpOrderRepository.findByOrderTypeAndPaymentStatusAndSyncStateInAndPayTimeLessThanAndRefundedIsFalseOrderByPayTime( TopUpOrderType.SCAN, PayStatus.SUCC, Arrays.asList(SyncState.SYNCEDERROR, SyncState.UNSYNCED), LocalDateTime.of(LocalDate.now(), LocalTime.MIN)); if (CollectionUtils.isEmpty(topUpOrders)) { log.warn("扫码充值转账 - 待转账记录为空！"); return; } // 根据所属企业分组 Map<Company, List<TopUpOrder>> companyTopUpOrderList = topUpOrders.stream().collect(Collectors.groupingBy(TopUpOrder::getCompany)); // 循环分组数据 for (Map.Entry<Company, List<TopUpOrder>> companyTopUpOrderListEntry : companyTopUpOrderList.entrySet()) { // 所属企业Id Long companyId = companyTopUpOrderListEntry.getKey().getId(); // 所属企业充值订单 List<TopUpOrder> topUpOrderList = companyTopUpOrderListEntry.getValue(); // 获取第三方企业配置 ThirdPartyPaySet thirdPartyPaySet = thirdPartyConfigUtil.getCompany(companyId); if (thirdPartyPaySet == null \|\| StringUtils.isEmpty(thirdPartyPaySet.getScanRechargeBalanceAcctId())) { loggerService.rechargeTransfer("扫码充值收款电子账簿ID为空", null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam", companyRepository.findById(companyId).orElse(null)); continue; } // 加锁，避免并发请求 String balanceAcctIdLockKey = this.getBalanceAcctIdLockKey(thirdPartyPaySet.getScanRechargeBalanceAcctId()); Boolean balanceAcctIdLock = stringRedisTemplate.opsForValue().setIfAbsent(balanceAcctIdLockKey, balanceAcctIdLockKey); if (!balanceAcctIdLock) { throw new YnceErrorException(YnceError.YNCE_000000); } stringRedisTemplate.expire(balanceAcctIdLockKey, 3, TimeUnit.MINUTES); for (TopUpOrder topUpOrder : topUpOrderList) { Company inputCompany = companyRepository.findById(topUpOrder.getTopUpCompany().getId()).orElse(null); if (inputCompany == null \|\| StringUtils.isEmpty(inputCompany.getWalletId())) { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入企业未认证", null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); continue; } Account inputAccount = accountRepository.findDepositAccount(inputCompany.getId()); if (inputAccount == null) { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入账户不存在", null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); continue; } if (!inputAccount.getState().equals(AccountState.ENABLED)) { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入账户非启用状态", null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); continue; } // 如果充值订单已有转账订单号，但却是未同步状态，则尝试更新 if (StringUtils.isNotBlank(topUpOrder.getTransferSn())) { AccountPaymentsVO accountPaymentsVO = null; try { accountPaymentsVO = walletService.paymentsByOutOrderNo(topUpOrder.getTransferSn()); if (accountPaymentsVO == null) { log.warn("扫码充值转账同步 -【消费订单查询（平台订单号）:{}】在银联未查询到记录!!!", topUpOrder.getTransferSn()); // 说明在发起转账时银联那边并未接收到，清掉单号重新走转账流程 topUpOrder.setTransferSn(null); } else { if ("succeeded".equals(accountPaymentsVO.getStatus())) { this.rechargeHandle(topUpOrder, accountPaymentsVO); continue; } else if ("failed".equals(accountPaymentsVO.getStatus())) { // 转账失败，清掉单号重新走转账流程 topUpOrder.setTransferSn(null); } else { continue; } } } catch (Exception e) { if (e.getMessage().contains("请求的资源不存在")) { // 说明在发起转账时银联那边并未接收到，清掉单号重新走转账流程 topUpOrder.setTransferSn(null); } else { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，查询转账记录失败", accountPaymentsVO, WalletServiceImpl.class.getName(), "scanTransfer", "queryTransferRecord", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); continue; } } } try { // 判断余额是否足够 Long amountPenny = topUpOrder.getAmount().multiply(new BigDecimal("100")).longValue(); BalanceAcctsVO balanceAcctsVO = this.balanceAcctsQryByAcctId(thirdPartyPaySet.getScanRechargeBalanceAcctId()); if (balanceAcctsVO.getSettledAmount() < amountPenny) { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转出账簿id" + thirdPartyPaySet.getScanRechargeBalanceAcctId() + "余额不足，余额为" + balanceAcctsVO.getSettledAmount(), null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); break; } // 记录转账单号，后续成功再生成充值记录 String zz = sequenceUtil.getNextSequenceNumber("ZZ"); topUpOrder.setTransferSn(zz); topUpOrderRepository.saveAndFlush(topUpOrder); AccountPaymentsDTO accountTransfer = null; try { // 请求银联【电子账簿消费（转账）】 accountTransfer = new AccountPaymentsDTO(); accountTransfer.setAmount(amountPenny) .setPayBalanceAcctId(thirdPartyPaySet.getScanRechargeBalanceAcctId()) .setRecvBalanceAcctId(inputCompany.getWalletId()) // .setPassword(RSAEncryptorUtil.encryptByPublicKey(dto.getEncryptPwd(), thirdPartyPaySet.getChinaumsPublicKey())) .setOutOrderNo(zz) .setRemark(topUpOrder.getRemark()); Map<String, Object> productInfos = new HashMap<String, Object>() {{ put("orderNo", zz); put("orderAmount", amountPenny); put("productName", "扫码充值转账"); put("productCount", 1); }}; Map<String, Object> extra = new HashMap<String, Object>() {{ put("productInfos", Collections.singletonList(productInfos)); }}; accountTransfer.setExtra(extra); this.payments(accountTransfer); } catch (Exception e) { log.error("转账出现异常 - ", e); loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转账出现异常：" + e.getMessage(), accountTransfer, WalletServiceImpl.class.getName(), "scanTransfer", "transfer", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); } } catch (Exception e) { log.error("扫码充值转账 - ", e); loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，" + e.getMessage(), null, WalletServiceImpl.class.getName(), "scanTransfer", "transfer", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); } } } } @Override @Transactional(rollbackFor = Exception.class) public SubaccountRefundVO subaccountRefund(SubaccountRefundDTO subaccountRefundDTO) { Order order = orderRepository.findById(subaccountRefundDTO.getOrderId()).orElse(null); if (order == null) { throw new YnceErrorException(YnceError.YNCE_206012); } if (StringUtils.isBlank(order.getBuyerCompany().getWalletId())) { throw new YnceErrorException(YnceError.YNCE_204095, YnceError.YNCE_218009.getMsg()); } OrderFeeRatio orderFeeRatio = orderFeeRatioRepository.findByOrdersId(subaccountRefundDTO.getOrderId()); if (orderFeeRatio == null) { throw new YnceErrorException(YnceError.YNCE_204095, "订单费用比例不存在"); } // 分账退款单列表 List<SubaccountRefund> subaccountRefundList = new ArrayList<>(); // 计算品牌退款费用 BigDecimal brandCost = BigDecimal.ZERO; if (orderFeeRatio.getBrandCostRatio().compareTo(BigDecimal.ZERO) == 1) { // 判断是否已生成分账退款单 SubaccountRefund subaccountRefund = subaccountRefundRepository.findFirstByRefundSnAndSubaccountType(subaccountRefundDTO.getRefundNo(), SubaccountType.BRAND_FEE); // 转账结果 AccountPaymentsVO accountPaymentsVO = new AccountPaymentsVO(); brandCost = subaccountRefundDTO.getAmount().multiply(orderFeeRatio.getBrandCostRatio()).setScale(2, BigDecimal.ROUND_HALF_UP); if (subaccountRefund == null) { String sn = sequenceUtil.getNextSequenceNumber("FZTK"); // 定义自定义信息 Map<Object, Object> metadata = new HashMap<Object, Object>() {{ put("refundNo", subaccountRefundDTO.getRefundNo()); put("subaccountType", SubaccountType.BRAND_FEE); }}; // 拼接扩展字段 JSONObject jsonObject = new JSONObject(); jsonObject.put("orderNo", sn); jsonObject.put("orderAmount", brandCost.multiply(BigDecimal.valueOf(100)).longValue()); jsonObject.put("productName", "分账退款"); jsonObject.put("productCount", 1); // 拼接转账申请 AccountPaymentsDTO accountPaymentsDTO = new AccountPaymentsDTO(); accountPaymentsDTO.setAmount(brandCost.multiply(BigDecimal.valueOf(100)).longValue()) .setPayBalanceAcctId(order.getBrandCompany().getWalletId()) .setRecvBalanceAcctId(order.getBuyerCompany().getWalletId()) .setOutOrderNo(sn) .setExtra(new HashMap<String, Object>() {{ put("productInfos", Collections.singletonList(jsonObject)); }}) .setMetadata(metadata); try { accountPaymentsVO = this.payments(accountPaymentsDTO); } catch (Exception exception) { log.error(subaccountRefundDTO.getRefundNo() + "请求分账退款失败：" + exception.getMessage()); } // 保存分账退款单 subaccountRefund = new SubaccountRefund(); subaccountRefund.setSn(accountPaymentsDTO.getOutOrderNo()); subaccountRefund.setAmount(brandCost); subaccountRefund.setRefundCompany(order.getBrandCompany()); subaccountRefund.setReceiptCompany(order.getBuyerCompany()); // subaccountRefund.setOrders(order); subaccountRefund.setExternalId(accountPaymentsVO.getPaymentId()); subaccountRefund.setSubaccountType(SubaccountType.BRAND_FEE); subaccountRefund.setSubaccountCostRatio(orderFeeRatio.getBrandCostRatio()); subaccountRefund.setSubaccountState(SubaccountState.SEPARATE_NOT); subaccountRefund.setRefundSn(subaccountRefundDTO.getRefundNo()); } // 若是未分账成功并且转账状态不等于成功则主动查询 /if (subaccountRefund.getSubaccountState().equals(SubaccountState.SEPARATE_NOT) && !"succeeded".equals(accountPaymentsVO.getStatus())) { try { accountPaymentsVO = walletService.paymentsByOutOrderNo(subaccountRefund.getSn()); } catch (Exception exception) { log.error(subaccountRefund.getSn() + "查询分账退款失败：" + exception.getMessage()); } } if ("succeeded".equals(accountPaymentsVO.getStatus())) { // 处理流水时若出现异常则跳过 try { subaccountService.generateRefundSubaccount(subaccountRefund); subaccountRefund.setExternalId(accountPaymentsVO.getPaymentId()); subaccountRefund.setRefundTime(DateTimeUtils.getLocalDateTimeByRFC3339(accountPaymentsVO.getFinishedAt())); subaccountRefund.setSubaccountState(SubaccountState.SEPARATE_SUCC); } catch (Exception exception) { log.error(subaccountRefundDTO.getRefundNo() + "处理流水失败：" + exception.getMessage()); } }/ subaccountRefundRepository.saveAndFlush(subaccountRefund); subaccountRefundList.add(subaccountRefund); } // 计算策划退款费用 BigDecimal deviseCost = BigDecimal.ZERO; if (orderFeeRatio.getDeviseCostRatio().compareTo(BigDecimal.ZERO) != 0) { // 判断是否已生成分账退款单 SubaccountRefund subaccountRefund = subaccountRefundRepository.findFirstByRefundSnAndSubaccountType(subaccountRefundDTO.getRefundNo(), SubaccountType.DEVISE_FEE); // 转账结果 AccountPaymentsVO accountPaymentsVO = new AccountPaymentsVO(); deviseCost = subaccountRefundDTO.getAmount().multiply(orderFeeRatio.getDeviseCostRatio()).setScale(2, BigDecimal.ROUND_HALF_UP); if (subaccountRefund == null) { String sn = sequenceUtil.getNextSequenceNumber("FZTK"); // 定义自定义信息 Map<Object, Object> metadata = new HashMap<Object, Object>() {{ put("refundNo", subaccountRefundDTO.getRefundNo()); put("subaccountType", SubaccountType.DEVISE_FEE); }}; // 拼接扩展字段 JSONObject jsonObject = new JSONObject(); jsonObject.put("orderNo", sn); jsonObject.put("orderAmount", deviseCost.multiply(BigDecimal.valueOf(100)).longValue()); jsonObject.put("productName", "分账退款"); jsonObject.put("productCount", 1); // 拼接转账申请 AccountPaymentsDTO accountPaymentsDTO = new AccountPaymentsDTO(); accountPaymentsDTO.setAmount(deviseCost.multiply(BigDecimal.valueOf(100)).longValue()) .setPayBalanceAcctId(order.getDeviseCompany().getWalletId()) .setRecvBalanceAcctId(order.getBuyerCompany().getWalletId()) .setOutOrderNo(sn) .setExtra(new HashMap<String, Object>() {{ put("productInfos", Collections.singletonList(jsonObject)); }}) .setMetadata(metadata); try { accountPaymentsVO = this.payments(accountPaymentsDTO); } catch (Exception exception) { log.error(subaccountRefundDTO.getRefundNo() + "请求分账退款失败：" + exception.getMessage()); } // 保存分账退款单 subaccountRefund = new SubaccountRefund(); subaccountRefund.setSn(accountPaymentsDTO.getOutOrderNo()); subaccountRefund.setAmount(deviseCost); subaccountRefund.setRefundCompany(order.getDeviseCompany()); subaccountRefund.setReceiptCompany(order.getBuyerCompany()); // subaccountRefund.setOrders(order); subaccountRefund.setExternalId(accountPaymentsVO.getPaymentId()); subaccountRefund.setSubaccountType(SubaccountType.DEVISE_FEE); subaccountRefund.setSubaccountCostRatio(orderFeeRatio.getDeviseCostRatio()); subaccountRefund.setSubaccountState(SubaccountState.SEPARATE_NOT); subaccountRefund.setRefundSn(subaccountRefundDTO.getRefundNo()); } // 若是未分账成功并且转账状态不等于成功则主动查询 /if (subaccountRefund.getSubaccountState().equals(SubaccountState.SEPARATE_NOT) && !"succeeded".equals(accountPaymentsVO.getStatus())) { try { accountPaymentsVO = walletService.paymentsByOutOrderNo(subaccountRefund.getSn()); } catch (Exception exception) { log.error(subaccountRefund.getSn() + "查询分账退款失败：" + exception.getMessage()); } } if ("succeeded".equals(accountPaymentsVO.getStatus())) { // 处理流水时若出现异常则跳过 try { subaccountService.generateRefundSubaccount(subaccountRefund); subaccountRefund.setExternalId(accountPaymentsVO.getPaymentId()); subaccountRefund.setRefundTime(DateTimeUtils.getLocalDateTimeByRFC3339(accountPaymentsVO.getFinishedAt())); subaccountRefund.setSubaccountState(SubaccountState.SEPARATE_SUCC); } catch (Exception exception) { log.error(subaccountRefundDTO.getRefundNo() + "处理流水失败：" + exception.getMessage()); } }/ subaccountRefundRepository.saveAndFlush(subaccountRefund); subaccountRefundList.add(subaccountRefund); } // 计算货款退款费用 BigDecimal goodsPayment = subaccountRefundDTO.getAmount().subtract(brandCost).subtract(deviseCost); if (goodsPayment.compareTo(BigDecimal.ZERO) > 0) { // 判断是否已生成分账退款单 SubaccountRefund subaccountRefund = subaccountRefundRepository.findFirstByRefundSnAndSubaccountType(subaccountRefundDTO.getRefundNo(), SubaccountType.GOODS_COST); // 转账结果 AccountPaymentsVO accountPaymentsVO = new AccountPaymentsVO(); if (subaccountRefund == null) { String sn = sequenceUtil.getNextSequenceNumber("FZTK"); // 定义自定义信息 Map<Object, Object> metadata = new HashMap<Object, Object>() {{ put("refundNo", subaccountRefundDTO.getRefundNo()); put("subaccountType", SubaccountType.GOODS_COST); }}; // 拼接扩展字段 JSONObject jsonObject = new JSONObject(); jsonObject.put("orderNo", sn); jsonObject.put("orderAmount", goodsPayment.multiply(BigDecimal.valueOf(100)).longValue()); jsonObject.put("productName", "分账退款"); jsonObject.put("productCount", 1); // 拼接转账申请 AccountPaymentsDTO accountPaymentsDTO = new AccountPaymentsDTO(); accountPaymentsDTO.setAmount(goodsPayment.multiply(BigDecimal.valueOf(100)).longValue()) .setPayBalanceAcctId(order.getSellerCompany().getWalletId()) .setRecvBalanceAcctId(order.getBuyerCompany().getWalletId()) .setOutOrderNo(sn) .setExtra(new HashMap<String, Object>() {{ put("productInfos", Collections.singletonList(jsonObject)); }}) .setMetadata(metadata); try { accountPaymentsVO = this.payments(accountPaymentsDTO); } catch (Exception exception) { log.error(subaccountRefundDTO.getRefundNo() + "请求分账退款失败：" + exception.getMessage()); } // 保存分账退款单 subaccountRefund = new SubaccountRefund(); subaccountRefund.setSn(accountPaymentsDTO.getOutOrderNo()); subaccountRefund.setAmount(goodsPayment); subaccountRefund.setRefundCompany(order.getSellerCompany()); subaccountRefund.setReceiptCompany(order.getBuyerCompany()); // subaccountRefund.setOrders(order); subaccountRefund.setExternalId(accountPaymentsVO.getPaymentId()); subaccountRefund.setSubaccountType(SubaccountType.GOODS_COST); subaccountRefund.setSubaccountCostRatio(BigDecimal.ONE.subtract(orderFeeRatio.getBrandCostRatio()).subtract(orderFeeRatio.getDeviseCostRatio())); subaccountRefund.setSubaccountState(SubaccountState.SEPARATE_NOT); subaccountRefund.setRefundSn(subaccountRefundDTO.getRefundNo()); } // 若是未分账成功并且转账状态不等于成功则主动查询 / if (subaccountRefund.getSubaccountState().equals(SubaccountState.SEPARATE_NOT) && !"succeeded".equals(accountPaymentsVO.getStatus())) { try { accountPaymentsVO = walletService.paymentsByOutOrderNo(subaccountRefund.getSn()); } catch (Exception exception) { log.error(subaccountRefund.getSn() + "查询分账退款失败：" + exception.getMessage()); } } if ("succeeded".equals(accountPaymentsVO.getStatus())) { // 处理流水时若出现异常则跳过 try { subaccountService.generateRefundSubaccount(subaccountRefund); subaccountRefund.setExternalId(accountPaymentsVO.getPaymentId()); subaccountRefund.setRefundTime(DateTimeUtils.getLocalDateTimeByRFC3339(accountPaymentsVO.getFinishedAt())); subaccountRefund.setSubaccountState(SubaccountState.SEPARATE_SUCC); } catch (Exception exception) { log.error(subaccountRefundDTO.getRefundNo() + "处理流水失败：" + exception.getMessage()); } }/ subaccountRefundRepository.saveAndFlush(subaccountRefund); subaccountRefundList.add(subaccountRefund); } SubaccountRefundVO subaccountRefundVO = new SubaccountRefundVO(); if (CollectionUtils.isNotEmpty(subaccountRefundList)) { BigDecimal refundAmount = BigDecimal.ZERO; List<String> externalIdList = new ArrayList<>(); for (SubaccountRefund subaccountRefund : subaccountRefundList) { if (subaccountRefund.getSubaccountState().equals(SubaccountState.SEPARATE_SUCC)) { refundAmount = refundAmount.add(subaccountRefund.getAmount()); externalIdList.add(subaccountRefund.getExternalId()); } } if (refundAmount.compareTo(BigDecimal.ZERO) == 0) { subaccountRefundVO.setRefundStatus(RefundStatus.UN_REFUND); subaccountRefundVO.setRefundAmount(BigDecimal.ZERO); } else { if (refundAmount.compareTo(subaccountRefundDTO.getAmount()) == 0) { subaccountRefundVO.setRefundStatus(RefundStatus.REFUNDED); } else { subaccountRefundVO.setRefundStatus(RefundStatus.PARTIAL_REFUNDED); } subaccountRefundVO.setExternalId(StringUtils.join(externalIdList, ",")); subaccountRefundVO.setRefundTime(LocalDateTime.now()); subaccountRefundVO.setRefundAmount(refundAmount); } } else { subaccountRefundVO.setRefundStatus(RefundStatus.UN_REFUND); subaccountRefundVO.setRefundAmount(BigDecimal.ZERO); } return subaccountRefundVO; } @Override public ElectronicReceiptVO electronicReceipts(String tradeId) { Map<String, String> map = new HashMap<String, String>() {{ put("tradeId", tradeId); }}; return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_ELECTRONIC_RECEIPTS_BY_TRADE_ID, (JSONObject) JSONObject.toJSON(map), ElectronicReceiptVO.class); } @Override @Transactional(rollbackFor = Exception.class) public void createWalletByCompany(WalletCreateByCompanyDTO walletCreateByCompanyDTO) { Company company = companyRepository.findById(walletCreateByCompanyDTO.getCompanyId()).orElse(null); if (company == null) { throw new YnceErrorException(YnceError.YNCE_218031, "企业不存在"); } if (StringUtils.isBlank(company.getWalletId())) { throw new YnceErrorException(YnceError.YNCE_218031, "企业暂未认证"); } if (!ApplicationStatus.SUCCEEDED.equals(company.getChinaumsAuthInfo().getApplicationStatus())) { throw new YnceErrorException(YnceError.YNCE_218031, "企业认证修改中"); } Company walletCompany = companyRepository.findById(walletCreateByCompanyDTO.getWalletCompanyId()).orElse(null); if (walletCompany == null) { throw new YnceErrorException(YnceError.YNCE_218031, "新电子账簿所属企业不存在"); } if (StringUtils.isNotBlank(walletCompany.getWalletId())) { throw new YnceErrorException(YnceError.YNCE_218031, "新电子账簿所属企业已认证"); } if (walletCompany.getChinaumsAuthInfo() != null && !ApplicationStatus.SUCCEEDED.equals(walletCompany.getChinaumsAuthInfo().getApplicationStatus())) { throw new YnceErrorException(YnceError.YNCE_218031, "新电子账簿所属企业认证修改中"); } // 拼接请求参数 ChinaumsCreateWalletDTO chinaumsCreateWalletDTO = ChinaumsCreateWalletDTO.builder() .cusId(company.getChinaumsAuthInfo().getCusId()) .mchId(company.getChinaumsAuthInfo().getMchId()) .password(chinaumsUtil.getDefaultPassword()) .build(); // 调用创建服务 ChinaumsCreateWalletVO chinaumsCreateWalletVO; try { chinaumsCreateWalletVO = this.createWallet(chinaumsCreateWalletDTO); } catch (Exception exception) { throw new YnceErrorException(YnceError.YNCE_218031, exception.getMessage()); } // 保存企业的电子账簿ID walletCompany.setWalletId(chinaumsCreateWalletVO.getBalanceAcctId()); companyRepository.saveAndFlush(walletCompany); // 生成新的银联认证信息 ChinaumsAuthInfo chinaumsAuthInfo = new ChinaumsAuthInfo(); BeanUtils.copyProperties(company.getChinaumsAuthInfo(), chinaumsAuthInfo, "id", "chinaumsBankCard"); chinaumsAuthInfo.setOutRequestNo(chinaumsCreateWalletVO.getOutRequestNo()); chinaumsAuthInfo.setPassword(chinaumsUtil.getDefaultPassword()); chinaumsAuthInfo.setCompany(walletCompany); chinaumsAuthInfo.setRelAcctNo(chinaumsCreateWalletVO.getRelAcctNo()); chinaumsAuthInfo.setBankCardNo(chinaumsCreateWalletVO.getBankCardNo()); chinaumsAuthInfo.setBalanceAcctId(chinaumsCreateWalletVO.getBalanceAcctId()); chinaumsAuthInfoRepository.save(chinaumsAuthInfo); } @Transactional(rollbackFor = Exception.class) @Override public void createWalletCreditRefund() { Company company = getUser().getCompany(); ChinaumsAuthInfo dbChinaumsAuthInfo = company.getChinaumsAuthInfo(); if (StringUtils.isBlank(company.getWalletId()) \|\| dbChinaumsAuthInfo == null) { throw new YnceErrorException(YnceError.YNCE_218031, "企业暂未认证"); } ThirdPartyPaySet thirdPartyPaySet = thirdPartyConfigUtil.getCompany(company.getId()); if (thirdPartyPaySet == null) { throw new YnceErrorException("第三方企业配置不存在"); } if (StringUtils.isNotBlank(thirdPartyPaySet.getChinaumsCreditBalanceAcctId())) { throw new YnceErrorException("授信资金池账户已存在"); } // 拼接请求参数 ChinaumsCreateWalletDTO chinaumsCreateWalletDTO = ChinaumsCreateWalletDTO.builder() .cusId(dbChinaumsAuthInfo.getCusId()) .mchId(dbChinaumsAuthInfo.getMchId()) .password(chinaumsUtil.getDefaultPassword()) .build(); // 调用创建服务 ChinaumsCreateWalletVO chinaumsCreateWalletVO; try { chinaumsCreateWalletVO = this.createWallet(chinaumsCreateWalletDTO); } catch (Exception exception) { throw new YnceErrorException(YnceError.YNCE_218031, exception.getMessage()); } // 保存电子账簿ID thirdPartyPaySet.setChinaumsCreditBalanceAcctId(chinaumsCreateWalletVO.getBalanceAcctId()); thirdPartyPaySetRepository.saveAndFlush(thirdPartyPaySet); } private ChinaumsCreateWalletVO createWallet(ChinaumsCreateWalletDTO chinaumsCreateWalletDTO) { chinaumsCreateWalletDTO.setOutRequestNo(sequenceUtil.getNextSequenceNumber("YLRZ")); try { // 密码加密 chinaumsCreateWalletDTO.setPassword(RSAEncryptorUtil.encryptByPublicKey(chinaumsCreateWalletDTO.getPassword(), chinaumsUtil.getPublicKey())); } catch (Exception exception) { throw new YnceErrorException(YnceError.YNCE_218014); } return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_UPAPI_BALANCE_ACCTS, (JSONObject) JSONObject.toJSON(chinaumsCreateWalletDTO), ChinaumsCreateWalletVO.class); } /* * 获取银联电子账簿id锁 * * @param balanceAcctId * @return */ private String getBalanceAcctIdLockKey(String balanceAcctId) { return balanceAcctId + ":BALANCE_ACCT_ID"; } }

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src/main/java/com/yn/bftl/thirdparty/modules/chinaums/service/impl/WalletServiceImpl.java

package com.yn.bftl.thirdparty.modules.chinaums.service.impl;

import cn.hutool.core.convert.Convert;
import cn.hutool.core.date.DateUtil;
import cn.hutool.core.util.ObjectUtil;
import com.alibaba.fastjson.JSONObject;
import com.yn.bftl.common.common.exception.YnceError;
import com.yn.bftl.common.common.util.ByxRouteUtil;
import com.yn.bftl.common.common.util.RSAEncryptorUtil;
import com.yn.bftl.common.common.util.RouteUtil;
import com.yn.bftl.common.modules.account.dto.*;
import com.yn.bftl.common.modules.account.entity.*;
import com.yn.bftl.common.modules.account.enums.AccountState;
import com.yn.bftl.common.modules.account.enums.TransferState;
import com.yn.bftl.common.modules.account.vo.AccountPaymentsVO;
import com.yn.bftl.common.modules.account.vo.BalanceAcctsVO;
import com.yn.bftl.common.modules.account.vo.BalanceTransactionsPageVO;
import com.yn.bftl.common.modules.account.vo.WithdrawalsVO;
import com.yn.bftl.common.modules.company.entity.Brand;
import com.yn.bftl.common.modules.company.entity.ChinaumsAuthInfo;
import com.yn.bftl.common.modules.company.entity.Company;
import com.yn.bftl.common.modules.company.enums.ApplicationStatus;
import com.yn.bftl.common.modules.configuration.entity.ThirdPartyPaySet;
import com.yn.bftl.common.modules.order.dto.SubaccountRefundDTO;
import com.yn.bftl.common.modules.order.dto.WalletRefundDTO;
import com.yn.bftl.common.modules.order.entity.*;
import com.yn.bftl.common.modules.order.enums.*;
import com.yn.bftl.common.modules.order.vo.OrderOnlinePayVO;
import com.yn.bftl.common.modules.order.vo.RefundVO;
import com.yn.bftl.common.modules.order.vo.SubaccountRefundVO;
import com.yn.bftl.common.modules.subaccount.entity.AllinpayMutual;
import com.yn.bftl.common.modules.subaccount.entity.ChinaumsPayment;
import com.yn.bftl.common.modules.subaccount.entity.ChinaumsRefund;
import com.yn.bftl.common.modules.subaccount.entity.SubaccountRefund;
import com.yn.bftl.common.modules.subaccount.enums.DealStatus;
import com.yn.bftl.common.modules.subaccount.enums.SubaccountState;
import com.yn.bftl.common.modules.subaccount.enums.SubaccountType;
import com.yn.bftl.thirdparty.common.constants.Constant;
import com.yn.bftl.thirdparty.common.exception.YnceErrorException;
import com.yn.bftl.thirdparty.common.repository.*;
import com.yn.bftl.thirdparty.common.service.BaseMemberService;
import com.yn.bftl.thirdparty.common.util.DateTimeUtils;
import com.yn.bftl.thirdparty.common.util.HttpClientUtil;
import com.yn.bftl.thirdparty.common.util.SequenceUtil;
import com.yn.bftl.thirdparty.common.repository.RefundRepository;
import com.yn.bftl.thirdparty.modules.business.dto.RefundSubaccountDTO;
import com.yn.bftl.thirdparty.modules.business.repository.ChinaumsPaymentRepository;
import com.yn.bftl.thirdparty.modules.business.repository.ChinaumsRefundRepository;
import com.yn.bftl.thirdparty.modules.business.repository.SubaccountRefundRepository;
import com.yn.bftl.thirdparty.modules.business.service.RefundService;
import com.yn.bftl.thirdparty.modules.business.service.SubaccountService;
import com.yn.bftl.thirdparty.modules.business.util.ThirdPartyConfigUtil;
import com.yn.bftl.thirdparty.modules.chinaums.dto.TradeResultDTO;
import com.yn.bftl.thirdparty.modules.chinaums.dto.WalletCreateByCompanyDTO;
import com.yn.bftl.thirdparty.modules.chinaums.dto.WalletOrderPayDTO;
import com.yn.bftl.thirdparty.modules.chinaums.dto.byx.ByxQueryAcctBalDTO;
import com.yn.bftl.thirdparty.modules.chinaums.dto.byx.ByxQueryAcctInfoDTO;
import com.yn.bftl.thirdparty.modules.chinaums.dto.byx.ByxQueryConsumePayOrderInfoDTO;
import com.yn.bftl.thirdparty.modules.chinaums.dto.chinaums.*;
import com.yn.bftl.thirdparty.modules.chinaums.enums.OrderPayStatusEnum;
import com.yn.bftl.thirdparty.modules.chinaums.enums.OrderPaymentStatusEnum;
import com.yn.bftl.thirdparty.modules.chinaums.enums.OrderStatusEnum;
import com.yn.bftl.thirdparty.modules.chinaums.repository.ChinaumsAuthInfoRepository;
import com.yn.bftl.thirdparty.modules.chinaums.service.AuthService;
import com.yn.bftl.thirdparty.modules.chinaums.service.WalletService;
import com.yn.bftl.thirdparty.modules.chinaums.util.ByxChinaumsUtil;
import com.yn.bftl.thirdparty.modules.chinaums.util.ChinaumsUtil;
import com.yn.bftl.thirdparty.modules.chinaums.vo.ChinaumsRechargeAccountVO;
import com.yn.bftl.thirdparty.modules.chinaums.vo.ElectronicReceiptVO;
import com.yn.bftl.thirdparty.modules.chinaums.vo.byx.ByxQueryAcctBalVO;
import com.yn.bftl.thirdparty.modules.chinaums.vo.byx.ByxQueryAcctInfoVO;
import com.yn.bftl.thirdparty.modules.chinaums.vo.byx.ByxQueryConsumePayOrderInfoVO;
import com.yn.bftl.thirdparty.modules.chinaums.vo.byx.ByxQueryOrderDetailPayRowVO;
import com.yn.bftl.thirdparty.modules.chinaums.vo.chinaums.*;
import com.yn.bftl.thirdparty.modules.log.service.LoggerService;
import com.yn.bftl.thirdparty.modules.unionpay.enums.UnionpayAppOrderType;
import com.yn.bftl.thirdparty.modules.unionpay.repository.OrderFeeRatioRepository;
import com.yn.bftl.thirdparty.modules.unionpay.repository.TopUpOrderRepository;
import com.yn.bftl.thirdparty.modules.unionpay.service.UnionpayAccountService;
import lombok.extern.slf4j.Slf4j;
import org.apache.commons.collections.CollectionUtils;
import org.apache.commons.lang3.StringUtils;
import org.springframework.beans.BeanUtils;
import org.springframework.data.redis.core.StringRedisTemplate;
import org.springframework.stereotype.Service;
import org.springframework.transaction.annotation.Propagation;
import org.springframework.transaction.annotation.Transactional;

import javax.annotation.Resource;
import java.math.BigDecimal;
import java.math.RoundingMode;
import java.text.SimpleDateFormat;
import java.time.*;
import java.time.format.DateTimeFormatter;
import java.util.*;
import java.util.concurrent.TimeUnit;
import java.util.stream.Collectors;

/**
 * @author huabiao
 * @create 2022/12/5  20:25
 **/
@Slf4j
@Service
public class WalletServiceImpl extends BaseMemberService implements WalletService {

@Resource
    private ChinaumsUtil chinaumsUtil;
    @Resource
    private ChinaumsAuthInfoRepository chinaumsAuthInfoRepository;
    @Resource
    private OrderRepository orderRepository;
    @Resource
    private SubaccountService subaccountService;
    @Resource
    private PaymentRepository paymentRepository;
    @Resource
    private BrandRepository brandRepository;
    @Resource
    private ChinaumsPaymentRepository chinaumsPaymentRepository;
    @Resource
    private OrderFeeRatioRepository orderFeeRatioRepository;
    @Resource
    private AccountChangeListRepository accountChangeListRepository;
    @Resource
    private AccountRepository accountRepository;
    @Resource
    private UnionpayAccountService unionpayAccountService;
    @Resource
    private WalletService walletService;
    @Resource
    private AllinpayMutualRepository allinpayMutualRepository;
    @Resource
    private TransferListRepository transferListRepository;
    @Resource
    private ChinaumsRefundRepository chinaumsRefundRepository;
    @Resource
    private TopUpOrderRepository topUpOrderRepository;
    @Resource
    private ThirdPartyConfigUtil thirdPartyConfigUtil;
    @Resource
    private StringRedisTemplate stringRedisTemplate;
    @Resource
    private SequenceUtil sequenceUtil;
    @Resource
    private LoggerService loggerService;
    @Resource
    private CompanyRepository companyRepository;
    @Resource
    private ReimbursementRecordRepository reimbursementRecordRepository;
    @Resource
    private SubaccountRefundRepository subaccountRefundRepository;
    @Resource
    private RefundService refundService;
    @Resource
    private RefundRepository refundRepository;
    @Resource
    private ThirdPartyPaySetRepository thirdPartyPaySetRepository;
    @Resource
    private ByxChinaumsUtil byxChinaumsUtil;
    @Resource
    private AuthService authService;

@Override
 public BalanceAcctsVO balanceAcctsQryByAcctId(String balanceAcctId) {
 if (StringUtils.isBlank(balanceAcctId)) {
 balanceAcctId = getUser().getCompany().getWalletId();
 }
 ChinaumsAuthInfo chinaumsAuthInfo = chinaumsAuthInfoRepository.findFirstByBalanceAcctId(balanceAcctId);
// Map<String, String> map = new HashMap<>();
// map.put("balanceAcctId", balanceAcctId);
// return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_BALANCE_ACCTS_QRY, (JSONObject) JSONObject.toJSON(map), BalanceAcctsVO.class);
 BalanceAcctsVO balanceAcctsVO = new BalanceAcctsVO();
 ByxQueryAcctBalDTO byxQueryAcctBalDTO = new ByxQueryAcctBalDTO();
 byxQueryAcctBalDTO.setWalletId(balanceAcctId);
 ByxQueryAcctBalVO byxQueryAcctBalVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_BALANCE_ACCTS_QRY,(JSONObject) JSONObject.toJSON(byxQueryAcctBalDTO),ByxQueryAcctBalVO.class);
 if(Constant.RETURN_SUCCESS_CODE.equals(byxQueryAcctBalVO.getRspCode())){
 balanceAcctsVO.setBalanceAcctId(byxQueryAcctBalVO.getWalletId());
 balanceAcctsVO.setRelAcctNo(chinaumsAuthInfo.getRelAcctNo());
 balanceAcctsVO.setSettledAmount(Convert.toLong( byxQueryAcctBalVO.getAvlblAmt()));
 balanceAcctsVO.setFrozenSettledAmount(Convert.toLong(byxQueryAcctBalVO.getFrznAmt()));

ByxQueryAcctInfoDTO byxQueryAcctInfoDTO = new ByxQueryAcctInfoDTO();
            byxQueryAcctInfoDTO.setWalletId(byxQueryAcctBalVO.getWalletId());
            ByxQueryAcctInfoVO byxQueryAcctInfoVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_QUERY_ACCOUNT_INFORMATION,(JSONObject) JSONObject.toJSON(byxQueryAcctInfoDTO),ByxQueryAcctInfoVO.class);
            if(Constant.RETURN_SUCCESS_CODE.equals(byxQueryAcctInfoVO.getRspCode())){
                if("2".equals(byxQueryAcctInfoVO.getAcctStatus())){
                    balanceAcctsVO.setIsFrozen(true);
                }
                else {
                    balanceAcctsVO.setIsFrozen(false);
                }
            }
        }

return balanceAcctsVO;
    }

@Override
 public BalanceTransactionsPageVO balanceTransactions(String balanceAcctId, String startAt, String endAt) {
 if (StringUtils.isBlank(balanceAcctId)) {
 balanceAcctId = getUser().getCompany().getWalletId();
 }
 Map<String, Object> map = new HashMap<>();
 map.put("balanceAcctId", balanceAcctId);
 // 必须小于等于100
 map.put("size", 100);
 if (StringUtils.isNotBlank(startAt)) {
 map.put("startAt", startAt.replace(" ", "+"));
 }
 if (StringUtils.isNotBlank(endAt)) {
 map.put("endAt", endAt.replace(" ", "+"));
 }
 return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_BALANCE_TRANSACTIONS, (JSONObject) JSONObject.toJSON(map), BalanceTransactionsPageVO.class);
 }

@Override
    public ChinaumsRechargeAccountVO getWalletRechargeAccount() {
        Company company = getUser().getCompany();
        ChinaumsAuthInfo chinaumsAuthInfo = chinaumsAuthInfoRepository.findFirstByCompanyId(company.getId());
        if (chinaumsAuthInfo == null) {
            throw new YnceErrorException(YnceError.YNCE_218009);
        }
        ChinaumsRechargeAccountVO chinaumsRechargeAccountVO = new ChinaumsRechargeAccountVO();
        chinaumsRechargeAccountVO.setAccountName(chinaumsAuthInfo.getBindAcctName());
        chinaumsRechargeAccountVO.setAccountNumber(chinaumsAuthInfo.getRelAcctNo());
        return chinaumsRechargeAccountVO;
    }

@Override
 public String orderPay(WalletOrderPayDTO walletOrderPayDTO) {
 Order order = orderRepository.findById(walletOrderPayDTO.getOrderId()).orElse(null);
 if (order == null) {
 throw new YnceErrorException(YnceError.YNCE_204003);
 }
 if (!order.getApprovalStatus().equals(ApprovalStatus.APPROVE)) {
 throw new YnceErrorException(YnceError.YNCE_204016);
 }
 if (!order.getPaymentStatus().equals(PaymentStatus.UN_PAID)) {
 throw new YnceErrorException(YnceError.YNCE_204015);
 }
 // 是否请求银联
 Boolean isRequest = false;
 // 支付单号
 String paymentSn = null;
 // 合并消费担保下单VO
 ChinaumsGuaranteePayVO chinaumsGuaranteePayVO = new ChinaumsGuaranteePayVO();
 // 获取支付中/已支付的支付单
 Payment payment = paymentRepository.findFirstByOrderIdAndPayStatusAndPaymentMethod(order.getId().toString(), PayStatus.PROGRESS, PaymentMethod.DEPOSIT);
 if (payment == null) {
 payment = paymentRepository.findFirstByOrderIdAndPayStatusAndPaymentMethod(order.getId().toString(), PayStatus.SUCC, PaymentMethod.DEPOSIT);
 }
 if (payment != null) {
 // 查询是否已支付
 chinaumsGuaranteePayVO = walletService.orderPaymentsByOutOrderNo(payment.getSn());
 if (StringUtils.isNotBlank(chinaumsGuaranteePayVO.getExceptionMessage())) {
 if (chinaumsGuaranteePayVO.getExceptionMessage().contains("请求的资源不存在")) {
 isRequest = true;
 }
 }
 paymentSn = payment.getSn();
 } else {
 isRequest = true;
 }
 if (isRequest) {
 // 获取电子账户余额
 BigDecimal balance;
 try {
 BalanceAcctsVO balanceAcctsVO = this.balanceAcctsQryByAcctId(null);
 balance = new BigDecimal(balanceAcctsVO.getSettledAmount() + balanceAcctsVO.getPendingAmount()).divide(BigDecimal.valueOf(100), 2, RoundingMode.HALF_UP);
 } catch (Exception exception) {
 throw new YnceErrorException(YnceError.YNCE_205010);
 }
 // 跟平台预存款余额比较，若不一致则抛出异常
 Account depositAccount = accountRepository.findDepositAccount(order.getBuyerCompany().getId());
 if (depositAccount.getBalance().compareTo(balance) != 0) {
 throw new YnceErrorException(YnceError.YNCE_205010);
 }
 // 判断余额是否充足
 if (balance.compareTo(BigDecimal.ZERO) < 1 || balance.compareTo(order.getAmount()) == -1) {
 throw new YnceErrorException(YnceError.YNCE_205001);
 }
 // 获取处理中的预存款支付订单金额
 BigDecimal progressPaymentAmount = paymentRepository.getProgressPaymentAmount(order.getBuyerCompany().getId());
 if (progressPaymentAmount.compareTo(BigDecimal.ZERO) == 1) {
 // 若存在支付单，则预存款支付订单金额需减去该支付单金额
 if (payment != null) {
 progressPaymentAmount = progressPaymentAmount.subtract(payment.getAmount());
 }
 // 若存在处理中的，则判断余额是否足够
 balance = balance.subtract(progressPaymentAmount);
 if (balance.compareTo(BigDecimal.ZERO) < 1 || balance.compareTo(order.getAmount()) == -1) {
 throw new YnceErrorException(YnceError.YNCE_205011);
 }
 }
 // 创建支付单
 if (payment == null) {
 paymentSn = subaccountService.createPayment(order, null, UnionpayAppOrderType.DEPOSIT, null, null, null);
 }
 // 拼接银联请求参数
 List<ChinaumsGuaranteePayParamsDTO> chinaumsGuaranteePayParamsDTOList = this.getChinaumsGuaranteePayParamsDTO(order);
 // 判断金额是否一致
 BigDecimal totalAmount = new BigDecimal(chinaumsGuaranteePayParamsDTOList.stream().mapToInt(ChinaumsGuaranteePayParamsDTO::getAmount).sum());
 if (totalAmount.compareTo(order.getAmount().multiply(new BigDecimal(100))) != 0) {
 log.error("银联请求参数总金额" + totalAmount + "与订单支付金额" + order.getAmount() + "不一致");
 throw new YnceErrorException(YnceError.YNCE_218006);
 }
 ChinaumsGuaranteePayDTO chinaumsGuaranteePayDTO = ChinaumsGuaranteePayDTO
 .builder()
 .combinedOutOrderNo(paymentSn)
 .sentAt(new SimpleDateFormat("yyyy-MM-dd'T'HH:mm:ssXXX").format(new Date()))
 .payBalanceAcctId(order.getBuyerCompany().getWalletId())
// .password(walletOrderPayDTO.getPassword())
 .guaranteePaymentParams(chinaumsGuaranteePayParamsDTOList)
 .remark("")
 .build();
 JSONObject requestJsonObject = (JSONObject) JSONObject.toJSON(chinaumsGuaranteePayDTO);
// log.debug("银联合并消费担保下单参数：" + requestJsonObject.toJSONString());
 try {
 chinaumsGuaranteePayVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_COMBINED_GUARANTEE_PAYMENTS, requestJsonObject, ChinaumsGuaranteePayVO.class);
 } catch (Exception exception) {
 log.error("银联请求合并消费担保下单失败：" + exception.getMessage());
 chinaumsGuaranteePayVO.setCombinedOutOrderNo(paymentSn);
 }
 }
 // 当下单状态为空或者等于处理中则循环查询
 if (StringUtils.isBlank(chinaumsGuaranteePayVO.getStatus()) || "processing".equals(chinaumsGuaranteePayVO.getStatus())) {
 // 循环查询合并消费担保下单状态，时间不超过5s
 long currentTimeMillis = System.currentTimeMillis();
 while (true) {
 chinaumsGuaranteePayVO = walletService.orderPaymentsByOutOrderNo(chinaumsGuaranteePayVO.getCombinedOutOrderNo());
 // 请求异常则结束循环
 if (StringUtils.isNotBlank(chinaumsGuaranteePayVO.getExceptionMessage())) {
 log.error("循环查询合并消费担保下单状态失败：" + chinaumsGuaranteePayVO.getExceptionMessage());
 break;
 }
 // 当请求成功或者时间超时时，结束循环
 if (!"processing".equals(chinaumsGuaranteePayVO.getStatus()) || System.currentTimeMillis() - currentTimeMillis > 5000) {
 break;
 }
 }
 }
 // 当下单成功时，修改支付单状态
 payment = paymentRepository.findFirstBySnOrderByIdDesc(paymentSn);
 if ("succeeded".equals(chinaumsGuaranteePayVO.getStatus())) {
 if (!PayStatus.SUCC.equals(payment.getPayStatus())) {
 // 修改支付单状态
 payment.setExternalId(chinaumsGuaranteePayVO.getCombinedGuaranteePaymentId());
 payment.setPayStatus(PayStatus.SUCC);
 payment.setPaymentTime(LocalDateTime.now());
 payment.setUnionpaySn(chinaumsGuaranteePayVO.getCombinedGuaranteePaymentId());
 paymentRepository.saveAndFlush(payment);
 // 保存担保消费子订单信息
 for (ChinaumsGuaranteePayResultVO guaranteePaymentResult : chinaumsGuaranteePayVO.getGuaranteePaymentResults()) {
 if (guaranteePaymentResult.getMetadata() != null) {
 // 没有合并数据的子订单
 if (guaranteePaymentResult.getMetadata().getBrandFee() == null && CollectionUtils.isEmpty(guaranteePaymentResult.getMetadata().getBrandList())) {
 ChinaumsPayment chinaumsPayment = new ChinaumsPayment();
 BeanUtils.copyProperties(guaranteePaymentResult, chinaumsPayment, "amount");
 chinaumsPayment.setAmount(new BigDecimal(guaranteePaymentResult.getAmount()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP));
 chinaumsPayment.setOrders(order);
 chinaumsPayment.setSubaccountType(SubaccountType.valueOf(guaranteePaymentResult.getMetadata().getSubaccountType()));
 chinaumsPaymentRepository.save(chinaumsPayment);
 } else {
 // 品牌费处理
 if (guaranteePaymentResult.getMetadata().getBrandFee() != null) {
 ChinaumsPayment chinaumsPayment = new ChinaumsPayment();
 BeanUtils.copyProperties(guaranteePaymentResult, chinaumsPayment, "amount");
 chinaumsPayment.setAmount(new BigDecimal(guaranteePaymentResult.getMetadata().getBrandFee()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP));
 chinaumsPayment.setOrders(order);
 chinaumsPayment.setSubaccountType(SubaccountType.BRAND_FEE);
 chinaumsPaymentRepository.save(chinaumsPayment);
 }
 // 品牌授权费处理
 if (CollectionUtils.isNotEmpty(guaranteePaymentResult.getMetadata().getBrandList())) {
 for (GuaranteePayMetaDataBrandVO guaranteePayMetaDataBrandVO : guaranteePaymentResult.getMetadata().getBrandList()) {
 ChinaumsPayment chinaumsPayment = new ChinaumsPayment();
 BeanUtils.copyProperties(guaranteePaymentResult, chinaumsPayment, "amount");
 chinaumsPayment.setAmount(new BigDecimal(guaranteePayMetaDataBrandVO.getBrandAuthFee()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP));
 chinaumsPayment.setOrders(order);
 chinaumsPayment.setSubaccountType(SubaccountType.BRAND_AUTH_FEE);
 chinaumsPayment.setBrandId(Long.valueOf(guaranteePayMetaDataBrandVO.getBrandId()));
 chinaumsPaymentRepository.save(chinaumsPayment);
 }
 }
 }
 } else {
 ChinaumsPayment chinaumsPayment = new ChinaumsPayment();
 BeanUtils.copyProperties(guaranteePaymentResult, chinaumsPayment, "amount");
 chinaumsPayment.setAmount(new BigDecimal(guaranteePaymentResult.getAmount()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP));
 chinaumsPayment.setOrders(order);
 chinaumsPaymentRepository.save(chinaumsPayment);
 }
 }
 }
 } else if ("failed".equals(chinaumsGuaranteePayVO.getStatus())) {
 // 当下单失败时，抛出异常
 payment.setExternalId(chinaumsGuaranteePayVO.getCombinedGuaranteePaymentId());
 payment.setPayStatus(PayStatus.FAILED);
 paymentRepository.saveAndFlush(payment);
 throw new YnceErrorException(YnceError.YNCE_218033);
 } else if ("processing".equals(chinaumsGuaranteePayVO.getStatus())) {
 // 当下单处理中时，抛出异常
 payment.setExternalId(chinaumsGuaranteePayVO.getCombinedGuaranteePaymentId());
 payment.setPayStatus(PayStatus.PROGRESS);
 paymentRepository.saveAndFlush(payment);
 throw new YnceErrorException(YnceError.YNCE_218032);
 } else if ("partially_succeeded".equals(chinaumsGuaranteePayVO.getStatus())) {
 // TODO 银联说明只要金额足够就不会出现部分成功的情况
 payment.setExternalId(chinaumsGuaranteePayVO.getCombinedGuaranteePaymentId());
 payment.setPayStatus(PayStatus.PROGRESS);
 paymentRepository.saveAndFlush(payment);
 log.error("银联合并消费下单部分成功：" + paymentSn);
 throw new YnceErrorException(YnceError.YNCE_218036);
 } else {
 // 状态为空的情况下，将支付单状态改为支付中
 payment.setPayStatus(PayStatus.PROGRESS);
 paymentRepository.saveAndFlush(payment);
 throw new YnceErrorException(YnceError.YNCE_218035);
 }
 return payment.getExternalId();
 }

/**
     * 银联支付查询-通过平台单号
     *
     * @param paymentSn 支付单号
     * @return 银联合并消费担保下单VO
     * @author huabiao
     * @create 2023/10/17  15:07
     */
    @Transactional(rollbackFor = Exception.class, propagation = Propagation.REQUIRES_NEW)
    @Override
    public ChinaumsGuaranteePayVO orderPaymentsByOutOrderNo(String paymentSn) {
        ChinaumsGuaranteePayVO chinaumsGuaranteePayVO = new ChinaumsGuaranteePayVO();
        try {
            JSONObject jsonObject = new JSONObject();
            jsonObject.put("combinedOutOrderNo", paymentSn);
            chinaumsGuaranteePayVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_COMBINED_GUARANTEE_PAYMENTS_BY_OUT_ORDER_NO, jsonObject, ChinaumsGuaranteePayVO.class);
        } catch (Exception exception) {
            chinaumsGuaranteePayVO.setExceptionMessage(exception.getMessage());
        }
        return chinaumsGuaranteePayVO;
    }

@Override
    public AccountPaymentsVO payments(AccountPaymentsDTO accountPaymentsDTO) {
        if (StringUtils.isBlank(accountPaymentsDTO.getPayBalanceAcctId())) {
            Company company = getUser().getCompany();
            accountPaymentsDTO.setPayBalanceAcctId(company.getWalletId());
        }
        return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_PAYMENTS, (JSONObject) JSONObject.toJSON(accountPaymentsDTO), AccountPaymentsVO.class);
    }

@Override
 public AccountPaymentsVO paymentsByOutOrderNo(String outOrderNo) {
// Map<String, String> map = new HashMap<String, String>() {{
// put("outOrderNo", outOrderNo);
// }};
// return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_PAYMENTS_BY_OUT_ORDER_NO, (JSONObject) JSONObject.toJSON(byxQueryConsumePayOrderInfoDTO), AccountPaymentsVO.class);
 AccountPaymentsVO accountPaymentsVO = new AccountPaymentsVO();
 ByxQueryConsumePayOrderInfoDTO byxQueryConsumePayOrderInfoDTO = new ByxQueryConsumePayOrderInfoDTO();
 byxQueryConsumePayOrderInfoDTO.setMctOrderNo(outOrderNo);

ByxQueryConsumePayOrderInfoVO byxQueryConsumePayOrderInfoVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_PAYMENTS_BY_OUT_ORDER_NO, (JSONObject) JSONObject.toJSON(byxQueryConsumePayOrderInfoDTO), ByxQueryConsumePayOrderInfoVO.class);

if(Constant.RETURN_SUCCESS_CODE.equals(byxQueryConsumePayOrderInfoVO.getRspCode())){
            accountPaymentsVO.setPaymentId(byxQueryConsumePayOrderInfoVO.getMctOrderNo());
            accountPaymentsVO.setOutOrderNo(byxQueryConsumePayOrderInfoVO.getGuaranteedOrderNo());
            accountPaymentsVO.setAmount(Convert.toLong(byxQueryConsumePayOrderInfoVO.getActPayedAmt()) );
            accountPaymentsVO.setTotalAmount(Convert.toLong(byxQueryConsumePayOrderInfoVO.getOrderAmt()) );
            accountPaymentsVO.setRefundedAmount(Convert.toLong(byxQueryConsumePayOrderInfoVO.getRefundedAmt()) );

if(ObjectUtil.isNotEmpty(byxQueryConsumePayOrderInfoVO.getByxQueryOrderDetailPayRowVOList())){
                ByxQueryOrderDetailPayRowVO byxQueryOrderDetailPayRowVO = byxQueryConsumePayOrderInfoVO.getByxQueryOrderDetailPayRowVOList().get(0);
                if(OrderPayStatusEnum.PAYMENT_SUCCESSFUL.getValue().equals(byxQueryOrderDetailPayRowVO.getPayStatus())){
                    accountPaymentsVO.setStatus(OrderPaymentStatusEnum.SUCCEEDED.getValue());
                }
                else if(OrderPayStatusEnum.SUBMITTED_PAYMENT.getValue().equals(byxQueryOrderDetailPayRowVO.getPayStatus())){
                    accountPaymentsVO.setStatus(OrderPaymentStatusEnum.PROCESSING.getValue());
                }
                else if(OrderPayStatusEnum.PAYMENT_FAILED.getValue().equals(byxQueryOrderDetailPayRowVO.getPayStatus())){
                    accountPaymentsVO.setStatus(OrderPaymentStatusEnum.FAILED.getValue());
                }
                // 类型为普通订单支付和合并支付时，返回订单金额。 类型为补充支付时，返回交易金额
                if("02".equals(byxQueryOrderDetailPayRowVO.getType()) ){
                    accountPaymentsVO.setAmount(Convert.toLong(byxQueryOrderDetailPayRowVO.getPayAmt()));
                }
                else {
                    accountPaymentsVO.setTotalAmount(Convert.toLong(byxQueryOrderDetailPayRowVO.getPayAmt()));
                }

accountPaymentsVO.setFinishedAt(DateUtil.format(Convert.toLocalDateTime(byxQueryOrderDetailPayRowVO.getPayTime()) ,"yyyy-MM-dd'T'HH:mm:ssXXX"));
            }
        }
        else {
            accountPaymentsVO.setStatus(OrderPaymentStatusEnum.FAILED.getValue());
            accountPaymentsVO.setReason(byxQueryConsumePayOrderInfoVO.getRspResult());
        }

return accountPaymentsVO;
    }

@Override
    public WithdrawalsVO withdrawals(WithdrawalsDTO withdrawalsDTO) {
        Company company = getUser().getCompany();
        if (StringUtils.isBlank(withdrawalsDTO.getBalanceAcctId())) {
            withdrawalsDTO.setBalanceAcctId(company.getWalletId());
        }
        withdrawalsDTO.setBusinessType("1");
        if (StringUtils.isBlank(withdrawalsDTO.getBankAcctNo())) {
            ChinaumsAuthInfo chinaumsAuthInfo = chinaumsAuthInfoRepository.findFirstByCompanyId(company.getId());
            if (chinaumsAuthInfo == null) {
                throw new YnceErrorException("获取银联认证信息失败");
            }
            String publicKey = chinaumsUtil.getPublicKey();
            try {
                withdrawalsDTO.setBankAcctNo(RSAEncryptorUtil.encryptByPublicKey(chinaumsAuthInfo.getSettleAcctBankAcctNo(), publicKey));
            } catch (Exception e) {
                throw new RuntimeException(e);
            }
        }
        return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_WITHDRAWALS, (JSONObject) JSONObject.toJSON(withdrawalsDTO), WithdrawalsVO.class);
    }

@Override
 public WithdrawalsVO withdrawalsByOutOrderNo(String outOrderNo) {
 Map<String, String> map = new HashMap<String, String>() {{
 put("outOrderNo", outOrderNo);
 }};
 return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_WITHDRAWALS_BY_OUT_ORDER_NO, (JSONObject) JSONObject.toJSON(map), WithdrawalsVO.class);
 }

@Transactional(rollbackFor = Exception.class)
    @Override
    public boolean tradeResult(TradeResultDTO tradeResultDTO) {
        /*
         *  20: 支付充值;
         *  21: 充值退款;
         *  25: 可提现支付充值;
         *  30: 单笔提现/批量提现申请;
         *  40: 消费;
         *  41: 消费退款;
         *  51: 分账;
         *  52: 合并支付充值;
         *  53: 批量提现确认;
         *  60: 担保下单;
         *  62: 担保未确认退款;
         *  63: 担保已确认退款;
         *  64: 担保支付;
         *  66: 担保支付退款;
         *  67: 担保支付确认退款;
         *  73: 资金调拨;
         *  74: 提前入账
         *  81: 收单通道验证打款
         */
        Integer tradeType = tradeResultDTO.getTradeType();
        switch (tradeType) {
            // 支付充值
            case 20:
                break;
            // 单笔提现/批量提现申请
            case 30:
                AllinpayMutual allinpayMutual = allinpayMutualRepository.findFirstByBizOrderNo(tradeResultDTO.getOutOrderNo());
                if (allinpayMutual == null) {
                    log.error("未查询到提现记录!!!");
                    return false;
                }
                if (DealStatus.DEALSTATUS_SUCC.equals(allinpayMutual.getDealStatus())) {
                    log.warn("提现状态已更新！！！");
                    return true;
                }
                WithdrawalsVO withdrawalsVO = walletService.withdrawalsByOutOrderNo(tradeResultDTO.getOutOrderNo());
                if (withdrawalsVO == null) {
                    log.error("【提现订单查询（平台订单号）】在银联未查询到记录!!!");
                    return false;
                }
                if (!"processing".equals(withdrawalsVO.getStatus())) {
                    Long companyId = allinpayMutual.getCompany().getId();
                    Account account = accountRepository.findDepositAccount(companyId);
                    if (account == null) {
                        throw new YnceErrorException("账户不存在");
                    }
                    unionpayAccountService.withdrawalsHandle(account, withdrawalsVO);
                }
                return true;
            // 消费（转账）
            case 40:
                //***** 分账退款转账 start *****//
                if (tradeResultDTO.getOutOrderNo().startsWith("FZTK-")) {
                    // 查询分账退款单
                    SubaccountRefund subaccountRefund = subaccountRefundRepository.findFirstBySn(tradeResultDTO.getOutOrderNo());
                    if (subaccountRefund == null) {
                        log.error("未查询到分账退款单");
                        return false;
                    }
                    if (subaccountRefund.getSubaccountState().equals(SubaccountState.SEPARATE_SUCC)) {
                        log.info("分账退款单状态已更新");
                        return true;
                    }
                    // 通过退款单号查询订单
                    Refund refund = refundRepository.findFirstByRefundSn(subaccountRefund.getRefundSn());
                    if (refund == null) {
                        log.error("未查询到退款单");
                        return false;
                    }
                    // 调用流水处理
                    subaccountRefund.setExternalId(tradeResultDTO.getTradeId());
                    subaccountRefund.setRefundTime(DateTimeUtils.getLocalDateTimeByRFC3339(tradeResultDTO.getFinishedAt()));
                    subaccountRefund.setSubaccountState(SubaccountState.SEPARATE_SUCC);
                    subaccountRefund.setOrders(refund.getOrders());
                    // 查询订单
                    subaccountRefundRepository.save(subaccountRefund);
                    subaccountService.generateRefundSubaccount(subaccountRefund);
                    // 处理退款单
                    RefundSubaccountDTO subaccountRefundDTO = RefundSubaccountDTO
                            .builder()
                            .refundAmount(subaccountRefund.getAmount())
                            .refundTime(subaccountRefund.getRefundTime())
                            .refundSn(subaccountRefund.getRefundSn())
                            .externalId(subaccountRefund.getExternalId())
                            .build();
                    refundService.handleSubaccountRefund(subaccountRefundDTO);
                    return true;
                }
                //***** 分账退款转账 end *****//

//***** 授信还款转账 start *****//
                if (tradeResultDTO.getOutOrderNo().startsWith("HK-")) {
                    ReimbursementRecord record = reimbursementRecordRepository.findByOrderNo(tradeResultDTO.getOutOrderNo());
                    if (record != null) {
                        if (TransferState.SUCCESS.equals(record.getState())) {
                            log.warn("转账状态已更新！！！");
                            return true;
                        }
                        AccountPaymentsVO accountPaymentsVO = walletService.paymentsByOutOrderNo(tradeResultDTO.getOutOrderNo());
                        if (accountPaymentsVO == null) {
                            log.error("【消费订单查询（平台订单号）】在银联未查询到记录!!!");
                            return false;
                        }
                        if (!"processing".equals(accountPaymentsVO.getStatus())) {
                            PaymentDTO paymentDTO = new PaymentDTO();
                            paymentDTO.setId(record.getAccounts().getId());
                            paymentDTO.setPaymentAmount(record.getAmount());
                            paymentDTO.setRemarks(accountPaymentsVO.getRemark());
                            unionpayAccountService.unionpayCreditRefundHandle(paymentDTO, record.getReceiptCompany().getId(), accountPaymentsVO);
                        }
                        return true;
                    }
                }
                //***** 授信还款转账 end *****//

TransferList transferList = transferListRepository.findByTransOrderNo(tradeResultDTO.getOutOrderNo());
                //***** 充值转账 start *****//
                if (transferList == null) {
                    TopUpOrder topUpOrder = topUpOrderRepository.findByTransferSn(tradeResultDTO.getOutOrderNo());
                    if (topUpOrder == null) {
                        log.error("未查询到转账记录!!!");
                        return false;
                    } else {
                        if (SyncState.SYNCED.equals(topUpOrder.getSyncState())) {
                            log.warn("转账状态已更新！！！");
                            return true;
                        }
                        AccountPaymentsVO accountPaymentsVO = walletService.paymentsByOutOrderNo(tradeResultDTO.getOutOrderNo());
                        if (accountPaymentsVO == null) {
                            log.error("【消费订单查询（平台订单号）】在银联未查询到记录!!!");
                            return false;
                        }
                        if ("succeeded".equals(accountPaymentsVO.getStatus())) {
                            this.rechargeHandle(topUpOrder, accountPaymentsVO);
                        } else if ("failed".equals(accountPaymentsVO.getStatus())) {
                            // 转账失败，清掉单号重新走转账流程
                            topUpOrder.setTransferSn(null);
                            topUpOrderRepository.save(topUpOrder);
                        }
                        return true;
                    }
                }
                //***** 充值转账 end *****//

//***** 正常转账 start *****//
 if (TransferState.SUCCESS.equals(transferList.getState())) {
 log.warn("转账状态已更新！！！");
 return true;
 }
 AccountPaymentsVO accountPaymentsVO = walletService.paymentsByOutOrderNo(tradeResultDTO.getOutOrderNo());
 if (accountPaymentsVO == null) {
 log.error("【消费订单查询（平台订单号）】在银联未查询到记录!!!");
 return false;
 }
 if (!"processing".equals(accountPaymentsVO.getStatus())) {
 Account outputAccount = accountRepository.findDepositAccount(transferList.getOutputCompany().getId());
 Account inputAccount = accountRepository.findDepositAccount(transferList.getInputCompany().getId());
 unionpayAccountService.transferHandle(transferList.getAmount(), inputAccount, outputAccount, accountPaymentsVO);
 }
 return true;
 //***** 正常转账 end *****//
 // 担保下单
 case 60:
 // 获取支付单
 Payment payment = paymentRepository.findFirstBySnOrderByIdDesc(tradeResultDTO.getOutOrderNo());
 if (payment == null) {
 log.error("未查询到支付单");
 return false;
 }
 // 支付失败
 if ("failed".equals(tradeResultDTO.getStatus())) {
 payment.setExternalId(tradeResultDTO.getTradeId());
 payment.setPayStatus(PayStatus.FAILED);
 paymentRepository.saveAndFlush(payment);
 return true;
 } else if ("succeeded".equals(tradeResultDTO.getStatus())) {
 // 获取订单
 Order order = orderRepository.findById(Long.valueOf(payment.getOrderId())).orElse(null);
 // 若订单未支付进行回调处理
 if (PaymentStatus.UN_PAID.equals(order.getPaymentStatus())) {
 // 若订单未支付则判断是否支付时间已超过30秒，若是则手动回调
 LocalDateTime payTime = DateTimeUtils.getLocalDateTimeByRFC3339(tradeResultDTO.getFinishedAt());
 Duration duration = Duration.between(payTime, LocalDateTime.now());
 if (duration.toMillis() < 30000) {
 return false;
 }
 payment.setExternalId(tradeResultDTO.getTradeId());
 payment.setPayStatus(PayStatus.SUCC);
 payment.setPaymentTime(payTime);
 payment.setUnionpaySn(tradeResultDTO.getTradeId());
 paymentRepository.saveAndFlush(payment);
 // 如果不存在银联支付单则生成
 if (!chinaumsPaymentRepository.existsByOrdersId(order.getId())) {
 handleChinaumsPayment(order);
 }
 // 生成收款单以及后续业务操作
 OrderOnlinePayVO orderOnlinePayVO = new OrderOnlinePayVO();
 orderOnlinePayVO.setOrderId(Long.valueOf(payment.getOrderId()));
 orderOnlinePayVO.setPaymentId(payment.getId());
 orderOnlinePayVO.setPayTime(payTime);
 orderOnlinePayVO.setExternalId(payment.getExternalId());
 ThirdPartyPaySet thirdPartyPaySet = thirdPartyConfigUtil.getPlatform();
 if (thirdPartyPaySet == null || StringUtils.isBlank(thirdPartyPaySet.getServiceUrl())) {
 log.error("预存款支付回调失败：未配置第三方请求地址");
 return false;
 }
 JSONObject result = HttpClientUtil.getInstance().sendPost(thirdPartyPaySet.getServiceUrl() + RouteUtil.ROUTE_RECEIPT_ONLINE_PAY, orderOnlinePayVO);
 if (!"200".equals(result.get("code").toString())) {
 log.error("预存款支付回调失败：请求收款失败");
 return false;
 }
 }
 return true;
 } else {
 log.error("担保下单回调状态异常");
 return false;
 }
 // 担保未确认退款
 case 62:
 // 若断是否完成时间是否已超过30秒，若是则处理数据
 LocalDateTime refundTime = DateTimeUtils.getLocalDateTimeByRFC3339(tradeResultDTO.getFinishedAt());
 Duration duration = Duration.between(refundTime, LocalDateTime.now());
 if (duration.toMillis() < 30000) {
 return false;
 }
 // 根据平台订单号获取银联退款单
 ChinaumsRefund chinaumsRefund = chinaumsRefundRepository.findFirstByOutOrderNo(tradeResultDTO.getOutOrderNo());
 if (chinaumsRefund == null) {
 log.error("未查询到银联退款单");
 return false;
 }
 Refund refund = refundRepository.findById(chinaumsRefund.getPlatformRefundId()).orElse(null);
 if (refund == null) {
 log.error("未查询到退款单");
 return false;
 }
 if ("failed".equals(tradeResultDTO.getStatus())) {
 chinaumsRefund.setStatus(tradeResultDTO.getStatus());
 chinaumsRefundRepository.save(chinaumsRefund);
 return true;
 } else if ("succeeded".equals(tradeResultDTO.getStatus())) {
 // 当银联退款单状态为空或者处理中的时候，手动回写数据
 if (StringUtils.isBlank(chinaumsRefund.getStatus()) || "processing".equals(chinaumsRefund.getStatus())) {
 // 注意：这里可能因为退款单存在多个银联退款单而导致同时更新同一个退库单而导致报错，故这里直接捕捉异常并抛出异常回滚
 try {
 // 回写银联退款单
 chinaumsRefund.setRefundId(tradeResultDTO.getTradeId());
 chinaumsRefund.setStatus(tradeResultDTO.getStatus());
 chinaumsRefundRepository.save(chinaumsRefund);
 // 获取退款单对应退款退款单
 List<ChinaumsRefund> chinaumsRefundList = chinaumsRefundRepository.findAllByPlatformRefundIdAndStatus(refund.getId(), "succeeded");
 // 回写退款单
 refund.setActualAmount(chinaumsRefundList.stream().map(ChinaumsRefund::getAmount).reduce(BigDecimal.ZERO, BigDecimal::add));
 refund.setRefundStatus(refund.getActualAmount().compareTo(refund.getAmount()) == 0 ? RefundStatus.REFUNDED : RefundStatus.PARTIAL_REFUNDED);
 refund.setRefundTime(DateTimeUtils.getLocalDateTimeByRFC3339(tradeResultDTO.getFinishedAt()));
 // 获取退款单号
 String unionpayRefundSn = StringUtils.join(chinaumsRefundList.stream().map(ChinaumsRefund::getRefundId).collect(Collectors.toList()), ",");
 refund.setUnionpayRefundSn(unionpayRefundSn);
 refund.setThirdPartyAccount(unionpayRefundSn);
 refundRepository.save(refund);
 } catch (Exception exception) {
 log.error("处理银联退款单异常：" + exception.getMessage());
 throw new YnceErrorException(YnceError.YNCE_000000);
 }
 }
 return true;
 } else {
 log.error("担保未确认退款回调状态异常");
 return false;
 }
 default:
 throw new YnceErrorException("暂时不支持此交易类型");
 }
 return true;
 }

/**
     * POS充值后续处理
     *
     * @param topUpOrder
     * @param accountPaymentsVO
     * @return
     */
    private boolean rechargeHandle(TopUpOrder topUpOrder, AccountPaymentsVO accountPaymentsVO) {
        topUpOrder.setSyncState(SyncState.SYNCED);
        topUpOrder.setUnionpaySn(accountPaymentsVO.getPaymentId());
        topUpOrderRepository.save(topUpOrder);
        AccountChangeList accountChangeList = accountChangeListRepository.findFirstBySourceNo(accountPaymentsVO.getPaymentId());
        if (accountChangeList != null) {
            log.warn("{}充值转账入金已生成异动记录！！！", topUpOrder.getOrderType().getName());
            return true;
        }
        RechargeDTO rechargeDTO = new RechargeDTO();
        rechargeDTO.setCompanyId(topUpOrder.getTopUpCompany().getId());
        rechargeDTO.setRechargeAmount(topUpOrder.getAmount());
        rechargeDTO.setRemarks(topUpOrder.getOrderType().getName() + "充值");
        rechargeDTO.setPaymentMethod(topUpOrder.getOrderType().getName() + "支付");
        rechargeDTO.setFinishedDate(DateTimeUtils.getLocalDateTimeByRFC3339(accountPaymentsVO.getFinishedAt()));
        rechargeDTO.setSourceNo(accountPaymentsVO.getPaymentId());
        return unionpayAccountService.rechargeMoney(rechargeDTO);
    }

/**
 * 这里要根据根据订单区分计算分账金额
 * 1.普通销售订单：货款、品牌公司、策划公司、服务费
 * 2.OEM销售订单：货款、品牌公司、策划公司、服务费、品牌授权费
 *
 * @param order 订单
 * @return 银联担保支付参数DTO数组
 * @description
 * @author huabiao
 * @create 2022/12/12 16:41
 */
 private List<ChinaumsGuaranteePayParamsDTO> getChinaumsGuaranteePayParamsDTO(Order order) {
 List<ChinaumsGuaranteePayParamsDTO> chinaumsGuaranteePayParamsDTOList = new ArrayList<>();
 // 获取订单费用比例
 OrderFeeRatio orderFeeRatio = orderFeeRatioRepository.findByOrdersId(order.getId());
 // 平台服务费
 BigDecimal platformServiceFee = BigDecimal.ZERO;
 // 品牌授权费数组
 List<ChinaumsGuaranteePayParamsDTO> brandAuthFeeChinaumsGuaranteePayParamsDTOList = new ArrayList<>();
 // 计算货款
 ChinaumsGuaranteePayParamsDTO goodsCost = new ChinaumsGuaranteePayParamsDTO();
 if (order.getGoodsPayment().compareTo(BigDecimal.ZERO) == 1) {
 if (StringUtils.isBlank(order.getSellerCompany().getWalletId())) {
 log.error(order.getSn() + "货款公司暂未认证银联");
 throw new YnceErrorException(YnceError.YNCE_218006);
 }
 // 剩余货款
 BigDecimal residueGoodsPayment = order.getGoodsPayment();
 // 计算货款平台服务费
 BigDecimal goodsCostPlatformServiceFee = BigDecimal.ZERO;
 if (orderFeeRatio.getSellerServiceCostRatio().compareTo(BigDecimal.ZERO) == 1) {
 goodsCostPlatformServiceFee = order.getGoodsPayment().multiply(orderFeeRatio.getSellerServiceCostRatio()).setScale(2, BigDecimal.ROUND_UP);
 platformServiceFee = platformServiceFee.add(goodsCostPlatformServiceFee);
 residueGoodsPayment = residueGoodsPayment.subtract(goodsCostPlatformServiceFee);
 }
 // 计算品牌授权费（只有当剩余货款大于0的时候才计算品牌授权费）
 BigDecimal totalBrandAuthCost = BigDecimal.ZERO;
 if (residueGoodsPayment.compareTo(BigDecimal.ZERO) == 1 && CollectionUtils.isNotEmpty(orderFeeRatio.getOrderItemFeeRatio())) {
 // 通过订单项中的品牌ID分组
 Map<Long, List<OrderItemFeeRatio>> brandIdOrderItemFeeRatioListMap = orderFeeRatio.getOrderItemFeeRatio().stream()
 .collect(Collectors.groupingBy(orderItemFeeRatio -> orderItemFeeRatio.getOrderItem().getBrandId()));
 int i = 1;
 for (Map.Entry<Long, List<OrderItemFeeRatio>> brandIdOrderItemFeeRatioListEntry : brandIdOrderItemFeeRatioListMap.entrySet()) {
 Long brandId = brandIdOrderItemFeeRatioListEntry.getKey();
 List<OrderItemFeeRatio> orderItemFeeRatioList = brandIdOrderItemFeeRatioListEntry.getValue();
 Brand brand = brandRepository.findById(brandId).orElse(null);
 if (brand == null || StringUtils.isBlank(brand.getCompany().getWalletId())) {
 continue;
 }
 // 获取订单项
 List<OrderItem> orderItemList = orderItemFeeRatioList.stream().map(orderItemFeeRatio -> orderItemFeeRatio.getOrderItem()).collect(Collectors.toList());
 BigDecimal orderAmount = orderItemList.stream().map(OrderItem::getAmount).reduce(BigDecimal.ZERO, BigDecimal::add);
 // 品牌授权费比例
 BigDecimal brandAuthCostRatio = orderItemFeeRatioList.get(0).getBrandAuthCostRatio();
 // 计算货款
 BigDecimal brandGoodsPayment = orderItemList.stream().map(OrderItem::getGoodsPayment).reduce(BigDecimal.ZERO, BigDecimal::add);
 // 品牌授权费（采取四舍五入的计算方式）
 BigDecimal brandAuthCost = brandGoodsPayment.multiply(brandAuthCostRatio).setScale(2, BigDecimal.ROUND_HALF_UP);
 // 品牌授权费服务费比例
 BigDecimal brandAuthCostServiceCostRatio = orderItemFeeRatioList.get(0).getBrandAuthCostServiceCostRatio();
 // 计算平台服务费
 BigDecimal brandAuthCostServiceFee = BigDecimal.ZERO;
 if (brandAuthCostServiceCostRatio.compareTo(BigDecimal.ZERO) == 1) {
 brandAuthCostServiceFee = brandAuthCost.multiply(brandAuthCostServiceCostRatio).setScale(2, BigDecimal.ROUND_UP);
 platformServiceFee = platformServiceFee.add(brandAuthCostServiceFee);
 brandAuthCost = brandAuthCost.subtract(brandAuthCostServiceFee);
 }
 // 品牌授权费
 if (brandAuthCost.compareTo(BigDecimal.ZERO) == 1) {
 ChinaumsGuaranteePayParamsDTO brandAuthFee = new ChinaumsGuaranteePayParamsDTO();
 brandAuthFee.setAmount(brandAuthCost.multiply(new BigDecimal(100)).intValue());
 brandAuthFee.setRecvBalanceAcctId(brand.getCompany().getWalletId());
 brandAuthFee.setOutOrderNo(order.getSn() + "-" + SubaccountType.BRAND_AUTH_FEE.getValue() + "-" + i);
 // 拼接扩展商品信息
 ChinaumsGuaranteePayExtraDTO brandAuthExtraDTO = new ChinaumsGuaranteePayExtraDTO();
 brandAuthExtraDTO.setProductInfos(this.handleProductInfo(orderItemList, order.getSn(), orderAmount, brandAuthCost));
 brandAuthFee.setExtra(brandAuthExtraDTO);
 List<GuaranteePayMetaDataBrandDTO> brandList = Arrays.asList(GuaranteePayMetaDataBrandDTO.builder().brandId(brandId.toString()).brandAuthFee(brandAuthFee.getAmount()).build());
 brandAuthFee.setMetadata(ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.BRAND_AUTH_FEE.getValue()).brandList(brandList).build());
 brandAuthFeeChinaumsGuaranteePayParamsDTOList.add(brandAuthFee);
 i++;
 totalBrandAuthCost = totalBrandAuthCost.add(brandAuthCost).add(brandAuthCostServiceFee);
 }
 }
 }
 // 货款 = 初始货款 - 平台服务费 - 品牌授权费
 BigDecimal goodsPayment = order.getGoodsPayment().subtract(goodsCostPlatformServiceFee).subtract(totalBrandAuthCost);
 if (goodsPayment.compareTo(BigDecimal.ZERO) == 1) {
 goodsCost.setAmount(goodsPayment.multiply(new BigDecimal(100)).intValue());
 goodsCost.setRecvBalanceAcctId(order.getSellerCompany().getWalletId());
 goodsCost.setOutOrderNo(order.getSn() + "-" + SubaccountType.GOODS_COST.getValue());
 // 拼接扩展商品信息
 ChinaumsGuaranteePayExtraDTO chinaumsGuaranteePayExtraDTO = new ChinaumsGuaranteePayExtraDTO();
 chinaumsGuaranteePayExtraDTO.setProductInfos(this.handleProductInfo(order.getOrderItems(), order.getSn(), order.getAmount(), goodsPayment));
 goodsCost.setExtra(chinaumsGuaranteePayExtraDTO);
 goodsCost.setMetadata(ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.GOODS_COST.getValue()).build());
 chinaumsGuaranteePayParamsDTOList.add(goodsCost);
 }
 }
 // 计算品牌费
 ChinaumsGuaranteePayParamsDTO brandFee = new ChinaumsGuaranteePayParamsDTO();
 if (order.getBrandCost().compareTo(BigDecimal.ZERO) == 1) {
 if (StringUtils.isBlank(order.getBrandCompany().getWalletId())) {
 log.error(order.getSn() + "品牌公司暂未认证银联");
 throw new YnceErrorException(YnceError.YNCE_218006);
 }
 // 计算货款平台服务费
 BigDecimal brandFeePlatformServiceFee = BigDecimal.ZERO;
 if (orderFeeRatio.getBrandServiceCostRatio().compareTo(BigDecimal.ZERO) == 1) {
 brandFeePlatformServiceFee = order.getBrandCost().multiply(orderFeeRatio.getBrandServiceCostRatio()).setScale(2, BigDecimal.ROUND_UP);
 platformServiceFee = platformServiceFee.add(brandFeePlatformServiceFee);
 }
 brandFee.setRecvBalanceAcctId(order.getBrandCompany().getWalletId());
 brandFee.setOutOrderNo(order.getSn() + "-" + SubaccountType.BRAND_FEE.getValue());
 // 品牌费
 BigDecimal brandCost = order.getBrandCost().subtract(brandFeePlatformServiceFee);
 // 自定义参数
 ChinaumsGuaranteePayMetaDataDTO metadata;
 if (CollectionUtils.isNotEmpty(brandAuthFeeChinaumsGuaranteePayParamsDTOList)) {
 BigDecimal originalBrandCost = brandCost;
 List<GuaranteePayMetaDataBrandDTO> brandList = new ArrayList<>();
 for (ChinaumsGuaranteePayParamsDTO chinaumsGuaranteePayParamsDTO : brandAuthFeeChinaumsGuaranteePayParamsDTOList) {
 // 判断品牌授权费和品牌是否为同一家公司
 if (!brandFee.getRecvBalanceAcctId().equals(chinaumsGuaranteePayParamsDTO.getRecvBalanceAcctId())) {
 log.error("品牌授权费和品牌费的所属公司不是一家");
 throw new YnceErrorException(YnceError.YNCE_218006);
 }
 brandCost = brandCost.add(new BigDecimal(chinaumsGuaranteePayParamsDTO.getAmount()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP));
 brandList.addAll(chinaumsGuaranteePayParamsDTO.getMetadata().getBrandList());
 }
 if (originalBrandCost.compareTo(BigDecimal.ZERO) == 1) {
 metadata = ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.BRAND_FEE.getValue()).brandFee(originalBrandCost.multiply(new BigDecimal(100)).intValue()).brandList(brandList).build();
 } else {
 metadata = ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.BRAND_FEE.getValue()).brandList(brandList).build();
 }
 } else {
 metadata = ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.BRAND_FEE.getValue()).brandFee(brandCost.multiply(new BigDecimal(100)).intValue()).build();
 }
 if (brandCost.compareTo(BigDecimal.ZERO) == 1) {
 brandFee.setAmount(brandCost.multiply(new BigDecimal(100)).intValue());
 // 拼接扩展商品信息
 ChinaumsGuaranteePayExtraDTO chinaumsGuaranteePayExtraDTO = new ChinaumsGuaranteePayExtraDTO();
 List<JSONObject> productInfos = this.handleProductInfo(order.getOrderItems(), order.getSn(), order.getAmount(), brandCost);
 chinaumsGuaranteePayExtraDTO.setProductInfos(productInfos);
 brandFee.setExtra(chinaumsGuaranteePayExtraDTO);
 // 拼接自定义参数
 brandFee.setMetadata(metadata);
 chinaumsGuaranteePayParamsDTOList.add(brandFee);
 }
 } else {
 // 不存在品牌费但是存在品牌授权费
 if (CollectionUtils.isNotEmpty(brandAuthFeeChinaumsGuaranteePayParamsDTOList)) {
 brandFee.setRecvBalanceAcctId(brandAuthFeeChinaumsGuaranteePayParamsDTOList.get(0).getRecvBalanceAcctId());
 brandFee.setOutOrderNo(order.getSn() + "-" + SubaccountType.BRAND_FEE.getValue());
 BigDecimal brandAuthCost = BigDecimal.ZERO;
 ChinaumsGuaranteePayMetaDataDTO metadata;
 List<GuaranteePayMetaDataBrandDTO> brandList = new ArrayList<>();
 for (ChinaumsGuaranteePayParamsDTO chinaumsGuaranteePayParamsDTO : brandAuthFeeChinaumsGuaranteePayParamsDTOList) {
 if (!brandFee.getRecvBalanceAcctId().equals(chinaumsGuaranteePayParamsDTO.getRecvBalanceAcctId())) {
 log.error("品牌授权费所属公司不是一家");
 throw new YnceErrorException(YnceError.YNCE_218006);
 }
 brandAuthCost = brandAuthCost.add(new BigDecimal(chinaumsGuaranteePayParamsDTO.getAmount()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP));
 brandList.addAll(chinaumsGuaranteePayParamsDTO.getMetadata().getBrandList());
 }
 brandFee.setAmount(brandAuthCost.multiply(new BigDecimal(100)).intValue());
 metadata = ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.BRAND_FEE.getValue()).brandList(brandList).build();
 // 拼接扩展商品信息
 ChinaumsGuaranteePayExtraDTO chinaumsGuaranteePayExtraDTO = new ChinaumsGuaranteePayExtraDTO();
 List<JSONObject> productInfos = this.handleProductInfo(order.getOrderItems(), order.getSn(), order.getAmount(), brandAuthCost);
 chinaumsGuaranteePayExtraDTO.setProductInfos(productInfos);
 brandFee.setExtra(chinaumsGuaranteePayExtraDTO);
 // 拼接自定义参数
 brandFee.setMetadata(metadata);
 chinaumsGuaranteePayParamsDTOList.add(brandFee);
 }
 }
 // 计算策划费
 ChinaumsGuaranteePayParamsDTO deviseFee = new ChinaumsGuaranteePayParamsDTO();
 if (order.getDeviseCost().compareTo(BigDecimal.ZERO) == 1) {
 if (StringUtils.isBlank(order.getDeviseCompany().getWalletId())) {
 log.error(order.getSn() + "策划公司暂未认证银联");
 throw new YnceErrorException(YnceError.YNCE_218006);
 }
 // 计算货款平台服务费
 BigDecimal deviseFeePlatformServiceFee = BigDecimal.ZERO;
 if (orderFeeRatio.getDeviseServiceCostRatio().compareTo(BigDecimal.ZERO) == 1) {
 deviseFeePlatformServiceFee = order.getDeviseCost().multiply(orderFeeRatio.getDeviseServiceCostRatio()).setScale(2, BigDecimal.ROUND_UP);
 platformServiceFee = platformServiceFee.add(deviseFeePlatformServiceFee);
 }
 // 实际分账的策划费
 BigDecimal deviseCost = order.getDeviseCost().subtract(deviseFeePlatformServiceFee);
 if (deviseCost.compareTo(BigDecimal.ZERO) == 1) {
 deviseFee.setAmount(deviseCost.multiply(new BigDecimal(100)).intValue());
 deviseFee.setRecvBalanceAcctId(order.getDeviseCompany().getWalletId());
 deviseFee.setOutOrderNo(order.getSn() + "-" + SubaccountType.DEVISE_FEE.getValue());
 // 拼接扩展商品信息
 ChinaumsGuaranteePayExtraDTO chinaumsGuaranteePayExtraDTO = new ChinaumsGuaranteePayExtraDTO();
 chinaumsGuaranteePayExtraDTO.setProductInfos(this.handleProductInfo(order.getOrderItems(), order.getSn(), order.getAmount(), deviseCost));
 deviseFee.setExtra(chinaumsGuaranteePayExtraDTO);
 deviseFee.setMetadata(ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.DEVISE_FEE.getValue()).build());
 chinaumsGuaranteePayParamsDTOList.add(deviseFee);
 }
 }
 // 平台服务费
 if (platformServiceFee.compareTo(BigDecimal.ZERO) == 1) {
 String balanceAcctId = chinaumsUtil.getFeeBalanceAcctId();
 if (StringUtils.isBlank(balanceAcctId)) {
 log.error(order.getSn() + "平台公司暂未认证银联");
 throw new YnceErrorException(YnceError.YNCE_218006);
 }
 ChinaumsGuaranteePayParamsDTO platformServiceFeeDTO = new ChinaumsGuaranteePayParamsDTO();
 platformServiceFeeDTO.setAmount(platformServiceFee.multiply(new BigDecimal(100)).intValue());
 platformServiceFeeDTO.setRecvBalanceAcctId(balanceAcctId);
 platformServiceFeeDTO.setOutOrderNo(order.getSn() + "-" + SubaccountType.SERVICE_FEE.getValue());
 // 拼接扩展商品信息
 ChinaumsGuaranteePayExtraDTO chinaumsGuaranteePayExtraDTO = new ChinaumsGuaranteePayExtraDTO();
 chinaumsGuaranteePayExtraDTO.setProductInfos(this.handleProductInfo(order.getOrderItems(), order.getSn(), order.getAmount(), platformServiceFee));
 platformServiceFeeDTO.setExtra(chinaumsGuaranteePayExtraDTO);
 platformServiceFeeDTO.setMetadata(ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.SERVICE_FEE.getValue()).build());
 chinaumsGuaranteePayParamsDTOList.add(platformServiceFeeDTO);
 }
 return chinaumsGuaranteePayParamsDTOList;
 }

/**
 * 处理商品数据
 *
 * @param orderItemList:订单项
 * @param sn:订单号
 * @param orderAmount:订单金额
 * @param amount:分摊金额
 * @return 处理完的银联JSON数据
 * @author huabiao
 * @create 2022/12/15 14:08
 */
 private List<JSONObject> handleProductInfo(List<OrderItem> orderItemList, String sn, BigDecimal orderAmount, BigDecimal amount) {
 // 循环订单项
 List<JSONObject> productInfos = new ArrayList<>();
 BigDecimal allocatedAmount = BigDecimal.ZERO;
 for (int i = 0; i < orderItemList.size(); i++) {
 OrderItem orderItem = orderItemList.get(i);
 JSONObject jsonObject = new JSONObject();
 jsonObject.put("orderNo", sn + "-" + orderItem.getId());
 // 按比例计算,最后一项直接减完
 if (i == (orderItemList.size() - 1)) {
 jsonObject.put("orderAmount", amount.subtract(allocatedAmount).multiply(new BigDecimal(100)).intValue());
 } else {
 BigDecimal orderItemPlatformServiceFee = amount.multiply(orderItem.getAmount()).divide(orderAmount, 2, BigDecimal.ROUND_DOWN);
 // 当计算结果不大于0时，赋值0.01
 if (orderItemPlatformServiceFee.compareTo(BigDecimal.ZERO) != 1) {
 orderItemPlatformServiceFee = new BigDecimal("0.01");
 }
 jsonObject.put("orderAmount", orderItemPlatformServiceFee.multiply(new BigDecimal(100)).intValue());
 allocatedAmount = allocatedAmount.add(orderItemPlatformServiceFee);
 }
 jsonObject.put("productName", orderItem.getGoodsName() + orderItem.getSkuName());
 jsonObject.put("productCount", orderItem.getQuantity());
 productInfos.add(jsonObject);
 }
 return productInfos;
 }

@Transactional(propagation = Propagation.NOT_SUPPORTED)
    @Override
    public ChinaumsGuaranteePayConfirmsVO paySettlement(ChinaumsGuaranteePayConfirmsDTO chinaumsGuaranteePayConfirmsDTO) {
        ChinaumsGuaranteePayConfirmsVO chinaumsGuaranteePayConfirmsVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_COMBINED_GUARANTEE_PAYMENTS_CONFIRMS, (JSONObject) JSONObject.toJSON(chinaumsGuaranteePayConfirmsDTO), ChinaumsGuaranteePayConfirmsVO.class);
        return chinaumsGuaranteePayConfirmsVO;
    }

@Override
 @Transactional(rollbackFor = Exception.class)
 public List<ChinaumsPayment> handleChinaumsPayment(Order order) {
 List<ChinaumsPayment> chinaumsPaymentList = new ArrayList<>();
 // 获取支付单
 List<Payment> paymentList = paymentRepository.findAllByOrderId(order.getId().toString());
 if (CollectionUtils.isEmpty(paymentList)) {
 return chinaumsPaymentList;
 }
 Payment payment = paymentList.get(0);
 // 通过系统订单号查询合并消费担保下单数据
 JSONObject jsonObject = new JSONObject();
 jsonObject.put("combinedGuaranteePaymentId", payment.getExternalId());
 ChinaumsGuaranteePayVO chinaumsGuaranteePayVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_COMBINED_GUARANTEE_PAYMENTS_BY_SYS_NO, jsonObject, ChinaumsGuaranteePayVO.class);
 // 保存担保消费子订单信息
 for (ChinaumsGuaranteePayResultVO guaranteePaymentResult : chinaumsGuaranteePayVO.getGuaranteePaymentResults()) {
 if (guaranteePaymentResult.getMetadata() != null) {
 // 没有合并数据的子订单
 if (guaranteePaymentResult.getMetadata().getBrandFee() == null && CollectionUtils.isEmpty(guaranteePaymentResult.getMetadata().getBrandList())) {
 ChinaumsPayment chinaumsPayment = new ChinaumsPayment();
 BeanUtils.copyProperties(guaranteePaymentResult, chinaumsPayment, "amount");
 chinaumsPayment.setAmount(new BigDecimal(guaranteePaymentResult.getAmount()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP));
 chinaumsPayment.setOrders(order);
 chinaumsPayment.setSubaccountType(SubaccountType.valueOf(guaranteePaymentResult.getMetadata().getSubaccountType()));
 chinaumsPaymentRepository.save(chinaumsPayment);
 chinaumsPaymentList.add(chinaumsPayment);
 } else {
 // 品牌费处理
 if (guaranteePaymentResult.getMetadata().getBrandFee() != null && guaranteePaymentResult.getMetadata().getBrandFee() > 0) {
 ChinaumsPayment chinaumsPayment = new ChinaumsPayment();
 BeanUtils.copyProperties(guaranteePaymentResult, chinaumsPayment, "amount");
 chinaumsPayment.setAmount(new BigDecimal(guaranteePaymentResult.getMetadata().getBrandFee()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP));
 chinaumsPayment.setOrders(order);
 chinaumsPayment.setSubaccountType(SubaccountType.BRAND_FEE);
 chinaumsPaymentRepository.save(chinaumsPayment);
 chinaumsPaymentList.add(chinaumsPayment);
 }
 // 品牌授权费处理
 if (CollectionUtils.isNotEmpty(guaranteePaymentResult.getMetadata().getBrandList())) {
 for (GuaranteePayMetaDataBrandVO guaranteePayMetaDataBrandVO : guaranteePaymentResult.getMetadata().getBrandList()) {
 ChinaumsPayment chinaumsPayment = new ChinaumsPayment();
 BeanUtils.copyProperties(guaranteePaymentResult, chinaumsPayment, "amount");
 chinaumsPayment.setAmount(new BigDecimal(guaranteePayMetaDataBrandVO.getBrandAuthFee()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP));
 chinaumsPayment.setOrders(order);
 chinaumsPayment.setSubaccountType(SubaccountType.BRAND_AUTH_FEE);
 chinaumsPayment.setBrandId(Long.valueOf(guaranteePayMetaDataBrandVO.getBrandId()));
 chinaumsPaymentRepository.save(chinaumsPayment);
 chinaumsPaymentList.add(chinaumsPayment);
 }
 }
 }
 } else {
 ChinaumsPayment chinaumsPayment = new ChinaumsPayment();
 BeanUtils.copyProperties(guaranteePaymentResult, chinaumsPayment, "amount");
 chinaumsPayment.setAmount(new BigDecimal(guaranteePaymentResult.getAmount()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP));
 chinaumsPayment.setOrders(order);
 chinaumsPaymentRepository.save(chinaumsPayment);
 chinaumsPaymentList.add(chinaumsPayment);
 }

}
        return chinaumsPaymentList;
    }

@Transactional(rollbackFor = Exception.class)
 @Override
 public Boolean transferDeposit(ExternalIncomeDTO externalIncomeDTO) {
 /*
 * 10: 母户入金
 * 11: 转账入金
 * 13: 大额订单入金
 * 33: 提现退汇
 * 37: 虚户入金退回退汇
 * 39: 大额订单入金退回退汇
 * 79: 资金划扣退汇
 * 84: 收单通道验证打款退汇
 */
 switch (externalIncomeDTO.getTradeType()) {
 // 母户入金
 case "10":
 log.info("母户入金【{}】：{}", externalIncomeDTO.getBalanceAcctId(), externalIncomeDTO.getAmount());
 break;
 case "94":
 // 在途金额已生成流水，所以这里在途金额到账不处理
 log.info("在途金额到账【{}】：{}", externalIncomeDTO.getBalanceAcctId(), externalIncomeDTO.getAmount());
 break;
 // 转账入金（用户通过手机银行充值）
 case "11":
 case "93":
 ChinaumsAuthInfo chinaumsAuthInfo = chinaumsAuthInfoRepository
 .findFirstByRelAcctNoOrSettleAcctBankAcctNo(externalIncomeDTO.getBalanceAcctNo(), externalIncomeDTO.getBalanceAcctNo());
 if (chinaumsAuthInfo == null) {
 throw new YnceErrorException("未查询到银联认证信息");
 }
 AccountChangeList accountChangeList = accountChangeListRepository.findFirstBySourceNo(externalIncomeDTO.getTradeId());
 if (accountChangeList != null) {
 log.warn("该入金已生成异动记录！！！");
 return true;
 }
 Company company = chinaumsAuthInfo.getCompany();
 // Account account = accountRepository.findDepositAccount(company.getId());
 // TopUpList topUpList = topUpListRepository.findTopByAccountAndStateOrderByCreatedOnDesc(account, TopUpState.PAID);
 DateTimeFormatter dateTimeFormatter = DateTimeFormatter.ofPattern("yyyy-MM-dd'T'HH:mm:ss+08:00")
 .withZone(ZoneId.of("Asia/Shanghai"));
 // 可查90个自然日的交易，单次查询开始和结束时间间隔不大于7天
 LocalDateTime dateTime = LocalDateTime.now().minusDays(6L);
 BalanceTransactionsPageVO balanceTransactionsPageVO = this.balanceTransactions(company.getWalletId(), dateTimeFormatter.format(dateTime), null);
 if (balanceTransactionsPageVO.getTotal() <= 0) {
 log.warn("未查询到流水记录！！！");
 return false;
 }
 // 标记查询的流水中是否有当前入金的回调
 boolean flag = false;
 List<BalanceTransactionsPageVO.BalanceTransactionsVO> data = balanceTransactionsPageVO.getData();
 for (BalanceTransactionsPageVO.BalanceTransactionsVO d : data) {
 // 只处理交易类型为入金的流水
 if (d.getTradeType() != 11 && d.getTradeType() != 93) {
 continue;
 }
 if (externalIncomeDTO.getTradeId().equals(d.getTradeId())) {
 flag = true;
 RechargeDTO rechargeDTO = new RechargeDTO();
 rechargeDTO.setCompanyId(company.getId());
 BigDecimal rechargeAmount;
 if (d.getSettledAmount() > 0) {
 rechargeAmount = new BigDecimal(d.getSettledAmount()).divide(BigDecimal.valueOf(100), 2, RoundingMode.HALF_UP);
 } else {
 rechargeAmount = new BigDecimal(d.getPendingAmount()).divide(BigDecimal.valueOf(100), 2, RoundingMode.HALF_UP);
 }
 rechargeDTO.setRechargeAmount(rechargeAmount);
 if (StringUtils.isNotEmpty(d.getRemark())) {
 rechargeDTO.setRemarks(d.getRemark());
 } else {
 rechargeDTO.setRemarks("银联钱包充值");
 }
 rechargeDTO.setPaymentMethod("银联支付");
 // rechargeDTO.setFinishedDate(LocalDateTime.parse(d.getSucceededAt(), DateTimeFormatter.ofPattern("yyyy-MM-dd'T'HH:mm:ss.SSSzzz")));
 rechargeDTO.setFinishedDate(DateTimeUtils.getLocalDateTimeByRFC3339(d.getSucceededAt()));
 rechargeDTO.setSourceNo(d.getTradeId());
 unionpayAccountService.rechargeMoney(rechargeDTO);
 break;
 }
 }
 return flag;
 default:
 throw new YnceErrorException("暂不支持此交易类型：{}", externalIncomeDTO.getTradeType());
 }
 return true;
 }

@Override
 public RefundVO refund(WalletRefundDTO walletRefundDTO) {
 Payment payment = paymentRepository.findFirstBySnOrderByIdDesc(walletRefundDTO.getPaymentNo());
 if (payment == null) {
 throw new YnceErrorException(YnceError.YNCE_205007);
 }
 if (!payment.getPayStatus().equals(PayStatus.SUCC)) {
 throw new YnceErrorException(YnceError.YNCE_218013);
 }
 Order order = orderRepository.findById(walletRefundDTO.getOrderId()).orElse(null);
 if (order == null) {
 throw new YnceErrorException(YnceError.YNCE_211004);
 }
 // 获取退款单已请求的所有银联退款单
 List<ChinaumsRefund> chinaumsRefundList = chinaumsRefundRepository.findAllByPlatformRefundId(walletRefundDTO.getRefundId());
 // 获取银联支付单
 List<ChinaumsPayment> chinaumsPaymentList = chinaumsPaymentRepository.findAllByOrdersId(walletRefundDTO.getOrderId());
 if (CollectionUtils.isNotEmpty(chinaumsPaymentList)) {
 // 计算总银联支付金额
 BigDecimal totalAmount = chinaumsPaymentList.stream().map(chinaumsPayment -> chinaumsPayment.getAmount()).reduce(BigDecimal.ZERO, BigDecimal::add);
 // 订单银联退款单(该订单下的所有银联退款单，不包含当前退款单)
 List<ChinaumsRefund> orderChinaumsRefundList = new ArrayList<>();
 // 查询银联该合并消费担保订单的总退款金额
 BigDecimal totalRefundAmount = BigDecimal.ZERO;
 // 查询所有银联退款单的总金额（不包含当前退款单）
 List<Long> orderRefundIdList = order.getRefunds().stream().filter(refund -> !refund.getId().equals(walletRefundDTO.getRefundId())).map(Refund::getId).collect(Collectors.toList());
 if (CollectionUtils.isNotEmpty(orderRefundIdList)) {
 orderChinaumsRefundList = chinaumsRefundRepository.findAllByPlatformRefundIdIn(orderRefundIdList);
 // TODO 这里是否需要考虑退款成功与否
 totalRefundAmount = orderChinaumsRefundList.stream().map(ChinaumsRefund::getAmount).reduce(BigDecimal.ZERO, BigDecimal::add);
 }
 // 判断是否最后一次退款【订单支付金额-总退款金额 = 本次退款金额】
 Boolean isFinallyRefund = order.getPayAmount().subtract(totalRefundAmount).compareTo(walletRefundDTO.getAmount()) == 0;
 // 已处理退款金额
 BigDecimal handleAmount = BigDecimal.ZERO;
 for (int i = 0; i < chinaumsPaymentList.size(); i++) {
 Boolean isRequestRefund = false;
 ChinaumsPayment chinaumsPayment = chinaumsPaymentList.get(i);
 // 根据平台退款ID和原始系统订单号以及分账类型查询是否存在银联退款单（因为品牌费和品牌授权费是同一家公司收取，所以这里需要通过分账类型区分）
 ChinaumsRefund chinaumsRefund = chinaumsRefundList.stream().filter(filterChinaumsRefund -> filterChinaumsRefund.getPlatformRefundId().equals(walletRefundDTO.getRefundId())
 && filterChinaumsRefund.getOrigTradeId().equals(chinaumsPayment.getGuaranteePaymentId())
 && filterChinaumsRefund.getSubaccountType().equals(chinaumsPayment.getSubaccountType())).findFirst().orElse(null);
 if (chinaumsRefund != null) {
 handleAmount = handleAmount.add(chinaumsRefund.getAmount());
 // 若状态为空则主动查询
 if (StringUtils.isBlank(chinaumsRefund.getStatus())) {
 try {
 // 调用查询接口
 JSONObject jsonObject = new JSONObject();
 jsonObject.put("outOrderNo", chinaumsRefund.getOutOrderNo());
 ChinaumsRefundVO chinaumsRefundVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_REFUND_BY_OUT_ORDER_NO, (JSONObject) JSONObject.toJSON(jsonObject), ChinaumsRefundVO.class);
 chinaumsRefund.setRefundId(chinaumsRefundVO.getRefundId());
 chinaumsRefund.setStatus(chinaumsRefundVO.getStatus());
 chinaumsRefund.setReason(chinaumsRefundVO.getReason());
 chinaumsRefund.setRemark(chinaumsRefundVO.getRemark());
 chinaumsRefundRepository.save(chinaumsRefund);
 } catch (Exception exception) {
 log.error("{}请求查询银联退款单失败：{}", chinaumsRefund.getOutOrderNo(), exception.getMessage());
 if (StringUtils.isNotBlank(exception.getMessage()) && exception.getMessage().contains("请求的资源不存在")) {
 isRequestRefund = true;
 } else {
 continue;
 }
 }
 }
 } else {
 BigDecimal refundAmount;
 // 当为最后一次退款时，需要将子订单剩余金额退完
 if (isFinallyRefund) {
 // 获取已退款金额
 BigDecimal refundedAmount = BigDecimal.ZERO;
 if (CollectionUtils.isNotEmpty(orderChinaumsRefundList)) {
 // 根据原始系统订单号以及分账类型查询已退款金额（因为品牌费和品牌授权费是同一家公司收取，所以这里需要通过分账类型区分）
 refundedAmount = orderChinaumsRefundList.stream().filter(orderChinaumsRefund -> orderChinaumsRefund.getOrigTradeId().equals(chinaumsPayment.getGuaranteePaymentId())
 && orderChinaumsRefund.getSubaccountType().equals(chinaumsPayment.getSubaccountType()))
 .collect(Collectors.toList()).stream().map(ChinaumsRefund::getAmount).reduce(BigDecimal.ZERO, BigDecimal::add);
 }
 refundAmount = chinaumsPayment.getAmount().subtract(refundedAmount);
 } else {
 // 最后一个单时直接用剩余的金额计算
 if (i == (chinaumsPaymentList.size() - 1)) {
 refundAmount = walletRefundDTO.getAmount().subtract(handleAmount);
 } else {
 refundAmount = walletRefundDTO.getAmount().multiply(chinaumsPayment.getAmount()).divide(totalAmount, 2, RoundingMode.DOWN);
 }
 }
 String outOrderNo = walletRefundDTO.getRefundNo() + chinaumsPayment.getId();
 // 先保存银联退款单
 chinaumsRefund = new ChinaumsRefund();
 chinaumsRefund.setOutOrderNo(outOrderNo);
 chinaumsRefund.setAmount(refundAmount);
 chinaumsRefund.setOrigTradeId(chinaumsPayment.getGuaranteePaymentId());
 chinaumsRefund.setOrigOutOrderNo(chinaumsPayment.getOutOrderNo());
 chinaumsRefund.setOrigPayBalanceAcctId(chinaumsPayment.getPayBalanceAcctId());
 chinaumsRefund.setOrigRecvBalanceAcctId(chinaumsPayment.getRecvBalanceAcctId());
 chinaumsRefund.setPlatformRefundId(walletRefundDTO.getRefundId());
 chinaumsRefund.setSubaccountType(chinaumsPayment.getSubaccountType());
 chinaumsRefundRepository.save(chinaumsRefund);
 chinaumsRefundList.add(chinaumsRefund);
 handleAmount = handleAmount.add(chinaumsRefund.getAmount());
 isRequestRefund = true;
 }

// 请求银联退款
 if (isRequestRefund) {
 ChinaumsRefundDTO chinaumsRefundDTO = ChinaumsRefundDTO
 .builder()
 .outOrderNo(chinaumsRefund.getOutOrderNo())
 .sentAt(new SimpleDateFormat("yyyy-MM-dd'T'HH:mm:ssXXX").format(new Date()))
 .amount(chinaumsRefund.getAmount().multiply(new BigDecimal(100)).intValue())
 .origTradeId(chinaumsPayment.getGuaranteePaymentId())
 .build();
 try {
 // 发起退款请求
 ChinaumsRefundVO chinaumsRefundVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_REFUND, (JSONObject) JSONObject.toJSON(chinaumsRefundDTO), ChinaumsRefundVO.class);
 // 获取请求结果
 chinaumsRefund.setRefundId(chinaumsRefundVO.getRefundId());
 chinaumsRefund.setStatus(chinaumsRefundVO.getStatus());
 chinaumsRefund.setReason(chinaumsRefundVO.getReason());
 chinaumsRefund.setRemark(chinaumsRefundVO.getRemark());
 chinaumsRefundRepository.save(chinaumsRefund);
 } catch (Exception exception) {
 log.error("{}请求银联退款失败：{}", chinaumsRefundDTO.getOutOrderNo(), exception.getMessage());
 }
 }
 // 如果退款状态是处理中，则循环查询，时间不超过5秒
 if ("processing".equals(chinaumsRefund.getStatus())) {
 try {
 long currentTimeMillis = System.currentTimeMillis();
 while (true) {
 // 调用查询接口
 JSONObject jsonObject = new JSONObject();
 jsonObject.put("refundId", chinaumsRefund.getRefundId());
 ChinaumsRefundVO chinaumsRefundVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_REFUND_BY_SYS_NO, (JSONObject) JSONObject.toJSON(jsonObject), ChinaumsRefundVO.class);
 // 当请求成功或者时间超时时，结束循环
 if (!"processing".equals(chinaumsRefundVO.getStatus()) || System.currentTimeMillis() - currentTimeMillis > 5000) {
 chinaumsRefund.setStatus(chinaumsRefundVO.getStatus());
 chinaumsRefund.setReason(chinaumsRefundVO.getReason());
 chinaumsRefund.setRemark(chinaumsRefundVO.getRemark());
 chinaumsRefundRepository.save(chinaumsRefund);
 break;
 }
 }
 } catch (Exception exception) {
 log.error("{}请求银联退款状态失败：{}", chinaumsRefund.getOutOrderNo(), exception.getMessage());
 }
 }
 }
 }
 RefundVO refundVO = new RefundVO();
 if (CollectionUtils.isNotEmpty(chinaumsRefundList)) {
 // 获取成功退款的单号
 List<ChinaumsRefund> succeededChinaumsRefundList = chinaumsRefundList.stream().filter(chinaumsRefund -> "succeeded".equals(chinaumsRefund.getStatus())).collect(Collectors.toList());
 refundVO.setRefundAmount(succeededChinaumsRefundList.stream().map(ChinaumsRefund::getAmount).reduce(BigDecimal.ZERO, BigDecimal::add));
 refundVO.setRefundStatus(refundVO.getRefundAmount().compareTo(walletRefundDTO.getAmount()) == 0 ? RefundStatus.REFUNDED : RefundStatus.PARTIAL_REFUNDED);
 refundVO.setRefundTime(LocalDateTime.now());
 // 获取退款单号
 List<String> refundIdList = succeededChinaumsRefundList.stream().map(chinaumsRefund -> chinaumsRefund.getRefundId()).collect(Collectors.toList());
 refundVO.setExternalId(StringUtils.join(refundIdList, ","));
 } else {
 refundVO.setRefundStatus(RefundStatus.UN_REFUND);
 }
 return refundVO;
 }

@Transactional(propagation = Propagation.NOT_SUPPORTED)
    @Override
    public ChinaumsAllocationsVO createSubaccount(ChinaumsAllocationsDTO chinaumsAllocationsDTO) {
        ChinaumsAllocationsVO chinaumsAllocationsVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_UPAPI_ALLOCATIONS, (JSONObject) JSONObject.toJSON(chinaumsAllocationsDTO), ChinaumsAllocationsVO.class);
        return chinaumsAllocationsVO;
    }

@Override
 public void posTransfer() {
 List<TopUpOrder> topUpOrders = topUpOrderRepository.findByOrderTypeAndPaymentStatusAndSyncStateInAndPayTimeLessThanAndRefundedIsFalseOrderByPayTime(
 TopUpOrderType.POS, PayStatus.SUCC, Arrays.asList(SyncState.SYNCEDERROR, SyncState.UNSYNCED), LocalDateTime.of(LocalDate.now(), LocalTime.MIN));
 if (CollectionUtils.isEmpty(topUpOrders)) {
 log.warn("POS充值转账 - 待转账记录为空！");
 return;
 }

// 根据所属企业分组
 Map<Company, List<TopUpOrder>> companyTopUpOrderList = topUpOrders.stream().collect(Collectors.groupingBy(TopUpOrder::getCompany));
 // 循环分组数据
 for (Map.Entry<Company, List<TopUpOrder>> companyTopUpOrderListEntry : companyTopUpOrderList.entrySet()) {
 // 所属企业id
 Long companyId = companyTopUpOrderListEntry.getKey().getId();
 // 所属企业充值订单
 List<TopUpOrder> topUpOrderList = companyTopUpOrderListEntry.getValue();
 // 获取第三方企业配置
 ThirdPartyPaySet thirdPartyPaySet = thirdPartyConfigUtil.getCompany(companyId);
 if (thirdPartyPaySet == null || StringUtils.isEmpty(thirdPartyPaySet.getPosRechargeBalanceAcctId())) {
 loggerService.rechargeTransfer("POS充值收款电子账簿ID为空",
 null, WalletServiceImpl.class.getName(), "posTransfer", "verifyParam",
 companyRepository.findById(companyId).orElse(null));
 continue;
 }
 // 加锁，避免并发请求
 String balanceAcctIdLockKey = this.getBalanceAcctIdLockKey(thirdPartyPaySet.getPosRechargeBalanceAcctId());
 Boolean balanceAcctIdLock = stringRedisTemplate.opsForValue().setIfAbsent(balanceAcctIdLockKey, balanceAcctIdLockKey);
 if (!balanceAcctIdLock) {
 throw new YnceErrorException(YnceError.YNCE_000000);
 }
 stringRedisTemplate.expire(balanceAcctIdLockKey, 3, TimeUnit.MINUTES);
 for (TopUpOrder topUpOrder : topUpOrderList) {
 Company inputCompany = companyRepository.findById(topUpOrder.getTopUpCompany().getId()).orElse(null);
 if (inputCompany == null || StringUtils.isEmpty(inputCompany.getWalletId())) {
 loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入企业未认证",
 null, WalletServiceImpl.class.getName(), "posTransfer", "verifyParam",
 companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
 continue;
 }
 Account inputAccount = accountRepository.findDepositAccount(inputCompany.getId());
 if (inputAccount == null) {
 loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入账户不存在",
 null, WalletServiceImpl.class.getName(), "posTransfer", "verifyParam",
 companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
 continue;
 }
 if (!inputAccount.getState().equals(AccountState.ENABLED)) {
 loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入账户非启用状态",
 null, WalletServiceImpl.class.getName(), "posTransfer", "verifyParam",
 companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
 continue;
 }

// 如果充值订单已有转账订单号，但却是未同步状态，则尝试更新
                if (StringUtils.isNotBlank(topUpOrder.getTransferSn())) {
                    AccountPaymentsVO accountPaymentsVO = null;
                    try {
                        accountPaymentsVO = walletService.paymentsByOutOrderNo(topUpOrder.getTransferSn());
                        if (accountPaymentsVO == null) {
                            log.warn("POS充值转账同步 -【消费订单查询（平台订单号）:{}】在银联未查询到记录!!!", topUpOrder.getTransferSn());
                            // 说明在发起转账时银联那边并未接收到，清掉单号重新走转账流程
                            topUpOrder.setTransferSn(null);
                        } else {
                            if ("succeeded".equals(accountPaymentsVO.getStatus())) {
                                this.rechargeHandle(topUpOrder, accountPaymentsVO);
                                continue;
                            } else if ("failed".equals(accountPaymentsVO.getStatus())) {
                                // 转账失败，清掉单号重新走转账流程
                                topUpOrder.setTransferSn(null);
                            } else {
                                continue;
                            }
                        }
                    } catch (Exception e) {
                        if (e.getMessage().contains("请求的资源不存在")) {
                            // 说明在发起转账时银联那边并未接收到，清掉单号重新走转账流程
                            topUpOrder.setTransferSn(null);
                        } else {
                            loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，查询转账记录失败",
                                    accountPaymentsVO, WalletServiceImpl.class.getName(), "posTransfer", "queryTransferRecord",
                                    companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
                            continue;
                        }
                    }
                }

try {
 // 判断余额是否足够
 Long amountPenny = topUpOrder.getAmount().multiply(new BigDecimal("100")).longValue();
 BalanceAcctsVO balanceAcctsVO = this.balanceAcctsQryByAcctId(thirdPartyPaySet.getPosRechargeBalanceAcctId());
 if (balanceAcctsVO.getSettledAmount() < amountPenny) {
 loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转出账簿id" + thirdPartyPaySet.getPosRechargeBalanceAcctId() + "余额不足，余额为" + balanceAcctsVO.getSettledAmount(),
 null, WalletServiceImpl.class.getName(), "posTransfer", "verifyParam",
 companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
 break;
 }
 // 记录转账单号，后续成功再生成充值记录
 String zz = sequenceUtil.getNextSequenceNumber("ZZ");
 topUpOrder.setTransferSn(zz);
 topUpOrderRepository.saveAndFlush(topUpOrder);

AccountPaymentsDTO accountTransfer = null;
 try {
 // 请求银联【电子账簿消费（转账）】
 accountTransfer = new AccountPaymentsDTO();
 accountTransfer.setAmount(amountPenny)
 .setPayBalanceAcctId(thirdPartyPaySet.getPosRechargeBalanceAcctId())
 .setRecvBalanceAcctId(inputCompany.getWalletId())
 // .setPassword(RSAEncryptorUtil.encryptByPublicKey(dto.getEncryptPwd(), thirdPartyPaySet.getChinaumsPublicKey()))
 .setOutOrderNo(zz)
 .setRemark(topUpOrder.getRemark());
 Map<String, Object> productInfos = new HashMap<String, Object>() {{
 put("orderNo", zz);
 put("orderAmount", amountPenny);
 put("productName", "POS充值转账");
 put("productCount", 1);
 }};
 Map<String, Object> extra = new HashMap<String, Object>() {{
 put("productInfos", Collections.singletonList(productInfos));
 }};
 accountTransfer.setExtra(extra);
 this.payments(accountTransfer);
 } catch (Exception e) {
 log.error("转账出现异常 - ", e);
 loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转账出现异常：" + e.getMessage(),
 accountTransfer, WalletServiceImpl.class.getName(), "posTransfer", "transfer",
 companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
 }
 } catch (Exception e) {
 log.error("POS充值转账 - ", e);
 loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，" + e.getMessage(),
 null, WalletServiceImpl.class.getName(), "posTransfer", "transfer",
 companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
 }
 }
 }
 }

@Override
 public void scanTransfer() {
 List<TopUpOrder> topUpOrders = topUpOrderRepository.findByOrderTypeAndPaymentStatusAndSyncStateInAndPayTimeLessThanAndRefundedIsFalseOrderByPayTime(
 TopUpOrderType.SCAN, PayStatus.SUCC, Arrays.asList(SyncState.SYNCEDERROR, SyncState.UNSYNCED), LocalDateTime.of(LocalDate.now(), LocalTime.MIN));
 if (CollectionUtils.isEmpty(topUpOrders)) {
 log.warn("扫码充值转账 - 待转账记录为空！");
 return;
 }

// 根据所属企业分组
 Map<Company, List<TopUpOrder>> companyTopUpOrderList = topUpOrders.stream().collect(Collectors.groupingBy(TopUpOrder::getCompany));
 // 循环分组数据
 for (Map.Entry<Company, List<TopUpOrder>> companyTopUpOrderListEntry : companyTopUpOrderList.entrySet()) {
 // 所属企业Id
 Long companyId = companyTopUpOrderListEntry.getKey().getId();
 // 所属企业充值订单
 List<TopUpOrder> topUpOrderList = companyTopUpOrderListEntry.getValue();
 // 获取第三方企业配置
 ThirdPartyPaySet thirdPartyPaySet = thirdPartyConfigUtil.getCompany(companyId);
 if (thirdPartyPaySet == null || StringUtils.isEmpty(thirdPartyPaySet.getScanRechargeBalanceAcctId())) {
 loggerService.rechargeTransfer("扫码充值收款电子账簿ID为空",
 null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam",
 companyRepository.findById(companyId).orElse(null));
 continue;
 }
 // 加锁，避免并发请求
 String balanceAcctIdLockKey = this.getBalanceAcctIdLockKey(thirdPartyPaySet.getScanRechargeBalanceAcctId());
 Boolean balanceAcctIdLock = stringRedisTemplate.opsForValue().setIfAbsent(balanceAcctIdLockKey, balanceAcctIdLockKey);
 if (!balanceAcctIdLock) {
 throw new YnceErrorException(YnceError.YNCE_000000);
 }
 stringRedisTemplate.expire(balanceAcctIdLockKey, 3, TimeUnit.MINUTES);
 for (TopUpOrder topUpOrder : topUpOrderList) {
 Company inputCompany = companyRepository.findById(topUpOrder.getTopUpCompany().getId()).orElse(null);
 if (inputCompany == null || StringUtils.isEmpty(inputCompany.getWalletId())) {
 loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入企业未认证",
 null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam",
 companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
 continue;
 }
 Account inputAccount = accountRepository.findDepositAccount(inputCompany.getId());
 if (inputAccount == null) {
 loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入账户不存在",
 null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam",
 companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
 continue;
 }
 if (!inputAccount.getState().equals(AccountState.ENABLED)) {
 loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入账户非启用状态",
 null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam",
 companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
 continue;
 }

// 如果充值订单已有转账订单号，但却是未同步状态，则尝试更新
                if (StringUtils.isNotBlank(topUpOrder.getTransferSn())) {
                    AccountPaymentsVO accountPaymentsVO = null;
                    try {
                        accountPaymentsVO = walletService.paymentsByOutOrderNo(topUpOrder.getTransferSn());
                        if (accountPaymentsVO == null) {
                            log.warn("扫码充值转账同步 -【消费订单查询（平台订单号）:{}】在银联未查询到记录!!!", topUpOrder.getTransferSn());
                            // 说明在发起转账时银联那边并未接收到，清掉单号重新走转账流程
                            topUpOrder.setTransferSn(null);
                        } else {
                            if ("succeeded".equals(accountPaymentsVO.getStatus())) {
                                this.rechargeHandle(topUpOrder, accountPaymentsVO);
                                continue;
                            } else if ("failed".equals(accountPaymentsVO.getStatus())) {
                                // 转账失败，清掉单号重新走转账流程
                                topUpOrder.setTransferSn(null);
                            } else {
                                continue;
                            }
                        }
                    } catch (Exception e) {
                        if (e.getMessage().contains("请求的资源不存在")) {
                            // 说明在发起转账时银联那边并未接收到，清掉单号重新走转账流程
                            topUpOrder.setTransferSn(null);
                        } else {
                            loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，查询转账记录失败",
                                    accountPaymentsVO, WalletServiceImpl.class.getName(), "scanTransfer", "queryTransferRecord",
                                    companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
                            continue;
                        }
                    }
                }

try {
 // 判断余额是否足够
 Long amountPenny = topUpOrder.getAmount().multiply(new BigDecimal("100")).longValue();
 BalanceAcctsVO balanceAcctsVO = this.balanceAcctsQryByAcctId(thirdPartyPaySet.getScanRechargeBalanceAcctId());
 if (balanceAcctsVO.getSettledAmount() < amountPenny) {
 loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转出账簿id" + thirdPartyPaySet.getScanRechargeBalanceAcctId() + "余额不足，余额为" + balanceAcctsVO.getSettledAmount(),
 null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam",
 companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
 break;
 }
 // 记录转账单号，后续成功再生成充值记录
 String zz = sequenceUtil.getNextSequenceNumber("ZZ");
 topUpOrder.setTransferSn(zz);
 topUpOrderRepository.saveAndFlush(topUpOrder);

AccountPaymentsDTO accountTransfer = null;
 try {
 // 请求银联【电子账簿消费（转账）】
 accountTransfer = new AccountPaymentsDTO();
 accountTransfer.setAmount(amountPenny)
 .setPayBalanceAcctId(thirdPartyPaySet.getScanRechargeBalanceAcctId())
 .setRecvBalanceAcctId(inputCompany.getWalletId())
 // .setPassword(RSAEncryptorUtil.encryptByPublicKey(dto.getEncryptPwd(), thirdPartyPaySet.getChinaumsPublicKey()))
 .setOutOrderNo(zz)
 .setRemark(topUpOrder.getRemark());
 Map<String, Object> productInfos = new HashMap<String, Object>() {{
 put("orderNo", zz);
 put("orderAmount", amountPenny);
 put("productName", "扫码充值转账");
 put("productCount", 1);
 }};
 Map<String, Object> extra = new HashMap<String, Object>() {{
 put("productInfos", Collections.singletonList(productInfos));
 }};
 accountTransfer.setExtra(extra);
 this.payments(accountTransfer);
 } catch (Exception e) {
 log.error("转账出现异常 - ", e);
 loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转账出现异常：" + e.getMessage(),
 accountTransfer, WalletServiceImpl.class.getName(), "scanTransfer", "transfer",
 companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
 }
 } catch (Exception e) {
 log.error("扫码充值转账 - ", e);
 loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，" + e.getMessage(),
 null, WalletServiceImpl.class.getName(), "scanTransfer", "transfer",
 companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
 }
 }
 }
 }

@Override
 @Transactional(rollbackFor = Exception.class)
 public SubaccountRefundVO subaccountRefund(SubaccountRefundDTO subaccountRefundDTO) {
 Order order = orderRepository.findById(subaccountRefundDTO.getOrderId()).orElse(null);
 if (order == null) {
 throw new YnceErrorException(YnceError.YNCE_206012);
 }
 if (StringUtils.isBlank(order.getBuyerCompany().getWalletId())) {
 throw new YnceErrorException(YnceError.YNCE_204095, YnceError.YNCE_218009.getMsg());
 }
 OrderFeeRatio orderFeeRatio = orderFeeRatioRepository.findByOrdersId(subaccountRefundDTO.getOrderId());
 if (orderFeeRatio == null) {
 throw new YnceErrorException(YnceError.YNCE_204095, "订单费用比例不存在");
 }
 // 分账退款单列表
 List<SubaccountRefund> subaccountRefundList = new ArrayList<>();
 // 计算品牌退款费用
 BigDecimal brandCost = BigDecimal.ZERO;
 if (orderFeeRatio.getBrandCostRatio().compareTo(BigDecimal.ZERO) == 1) {
 // 判断是否已生成分账退款单
 SubaccountRefund subaccountRefund = subaccountRefundRepository.findFirstByRefundSnAndSubaccountType(subaccountRefundDTO.getRefundNo(), SubaccountType.BRAND_FEE);
 // 转账结果
 AccountPaymentsVO accountPaymentsVO = new AccountPaymentsVO();
 brandCost = subaccountRefundDTO.getAmount().multiply(orderFeeRatio.getBrandCostRatio()).setScale(2, BigDecimal.ROUND_HALF_UP);
 if (subaccountRefund == null) {
 String sn = sequenceUtil.getNextSequenceNumber("FZTK");
 // 定义自定义信息
 Map<Object, Object> metadata = new HashMap<Object, Object>() {{
 put("refundNo", subaccountRefundDTO.getRefundNo());
 put("subaccountType", SubaccountType.BRAND_FEE);
 }};
 // 拼接扩展字段
 JSONObject jsonObject = new JSONObject();
 jsonObject.put("orderNo", sn);
 jsonObject.put("orderAmount", brandCost.multiply(BigDecimal.valueOf(100)).longValue());
 jsonObject.put("productName", "分账退款");
 jsonObject.put("productCount", 1);
 // 拼接转账申请
 AccountPaymentsDTO accountPaymentsDTO = new AccountPaymentsDTO();
 accountPaymentsDTO.setAmount(brandCost.multiply(BigDecimal.valueOf(100)).longValue())
 .setPayBalanceAcctId(order.getBrandCompany().getWalletId())
 .setRecvBalanceAcctId(order.getBuyerCompany().getWalletId())
 .setOutOrderNo(sn)
 .setExtra(new HashMap<String, Object>() {{
 put("productInfos", Collections.singletonList(jsonObject));
 }})
 .setMetadata(metadata);
 try {
 accountPaymentsVO = this.payments(accountPaymentsDTO);
 } catch (Exception exception) {
 log.error(subaccountRefundDTO.getRefundNo() + "请求分账退款失败：" + exception.getMessage());
 }
 // 保存分账退款单
 subaccountRefund = new SubaccountRefund();
 subaccountRefund.setSn(accountPaymentsDTO.getOutOrderNo());
 subaccountRefund.setAmount(brandCost);
 subaccountRefund.setRefundCompany(order.getBrandCompany());
 subaccountRefund.setReceiptCompany(order.getBuyerCompany());
// subaccountRefund.setOrders(order);
 subaccountRefund.setExternalId(accountPaymentsVO.getPaymentId());
 subaccountRefund.setSubaccountType(SubaccountType.BRAND_FEE);
 subaccountRefund.setSubaccountCostRatio(orderFeeRatio.getBrandCostRatio());
 subaccountRefund.setSubaccountState(SubaccountState.SEPARATE_NOT);
 subaccountRefund.setRefundSn(subaccountRefundDTO.getRefundNo());
 }
 // 若是未分账成功并且转账状态不等于成功则主动查询
 /*if (subaccountRefund.getSubaccountState().equals(SubaccountState.SEPARATE_NOT) && !"succeeded".equals(accountPaymentsVO.getStatus())) {
 try {
 accountPaymentsVO = walletService.paymentsByOutOrderNo(subaccountRefund.getSn());
 } catch (Exception exception) {
 log.error(subaccountRefund.getSn() + "查询分账退款失败：" + exception.getMessage());
 }
 }
 if ("succeeded".equals(accountPaymentsVO.getStatus())) {
 // 处理流水时若出现异常则跳过
 try {
 subaccountService.generateRefundSubaccount(subaccountRefund);
 subaccountRefund.setExternalId(accountPaymentsVO.getPaymentId());
 subaccountRefund.setRefundTime(DateTimeUtils.getLocalDateTimeByRFC3339(accountPaymentsVO.getFinishedAt()));
 subaccountRefund.setSubaccountState(SubaccountState.SEPARATE_SUCC);
 } catch (Exception exception) {
 log.error(subaccountRefundDTO.getRefundNo() + "处理流水失败：" + exception.getMessage());
 }
 }*/
 subaccountRefundRepository.saveAndFlush(subaccountRefund);
 subaccountRefundList.add(subaccountRefund);
 }
 // 计算策划退款费用
 BigDecimal deviseCost = BigDecimal.ZERO;
 if (orderFeeRatio.getDeviseCostRatio().compareTo(BigDecimal.ZERO) != 0) {
 // 判断是否已生成分账退款单
 SubaccountRefund subaccountRefund = subaccountRefundRepository.findFirstByRefundSnAndSubaccountType(subaccountRefundDTO.getRefundNo(), SubaccountType.DEVISE_FEE);
 // 转账结果
 AccountPaymentsVO accountPaymentsVO = new AccountPaymentsVO();
 deviseCost = subaccountRefundDTO.getAmount().multiply(orderFeeRatio.getDeviseCostRatio()).setScale(2, BigDecimal.ROUND_HALF_UP);
 if (subaccountRefund == null) {
 String sn = sequenceUtil.getNextSequenceNumber("FZTK");
 // 定义自定义信息
 Map<Object, Object> metadata = new HashMap<Object, Object>() {{
 put("refundNo", subaccountRefundDTO.getRefundNo());
 put("subaccountType", SubaccountType.DEVISE_FEE);
 }};
 // 拼接扩展字段
 JSONObject jsonObject = new JSONObject();
 jsonObject.put("orderNo", sn);
 jsonObject.put("orderAmount", deviseCost.multiply(BigDecimal.valueOf(100)).longValue());
 jsonObject.put("productName", "分账退款");
 jsonObject.put("productCount", 1);
 // 拼接转账申请
 AccountPaymentsDTO accountPaymentsDTO = new AccountPaymentsDTO();
 accountPaymentsDTO.setAmount(deviseCost.multiply(BigDecimal.valueOf(100)).longValue())
 .setPayBalanceAcctId(order.getDeviseCompany().getWalletId())
 .setRecvBalanceAcctId(order.getBuyerCompany().getWalletId())
 .setOutOrderNo(sn)
 .setExtra(new HashMap<String, Object>() {{
 put("productInfos", Collections.singletonList(jsonObject));
 }})
 .setMetadata(metadata);
 try {
 accountPaymentsVO = this.payments(accountPaymentsDTO);
 } catch (Exception exception) {
 log.error(subaccountRefundDTO.getRefundNo() + "请求分账退款失败：" + exception.getMessage());
 }
 // 保存分账退款单
 subaccountRefund = new SubaccountRefund();
 subaccountRefund.setSn(accountPaymentsDTO.getOutOrderNo());
 subaccountRefund.setAmount(deviseCost);
 subaccountRefund.setRefundCompany(order.getDeviseCompany());
 subaccountRefund.setReceiptCompany(order.getBuyerCompany());
// subaccountRefund.setOrders(order);
 subaccountRefund.setExternalId(accountPaymentsVO.getPaymentId());
 subaccountRefund.setSubaccountType(SubaccountType.DEVISE_FEE);
 subaccountRefund.setSubaccountCostRatio(orderFeeRatio.getDeviseCostRatio());
 subaccountRefund.setSubaccountState(SubaccountState.SEPARATE_NOT);
 subaccountRefund.setRefundSn(subaccountRefundDTO.getRefundNo());
 }
 // 若是未分账成功并且转账状态不等于成功则主动查询
 /*if (subaccountRefund.getSubaccountState().equals(SubaccountState.SEPARATE_NOT) && !"succeeded".equals(accountPaymentsVO.getStatus())) {
 try {
 accountPaymentsVO = walletService.paymentsByOutOrderNo(subaccountRefund.getSn());
 } catch (Exception exception) {
 log.error(subaccountRefund.getSn() + "查询分账退款失败：" + exception.getMessage());
 }
 }
 if ("succeeded".equals(accountPaymentsVO.getStatus())) {
 // 处理流水时若出现异常则跳过
 try {
 subaccountService.generateRefundSubaccount(subaccountRefund);
 subaccountRefund.setExternalId(accountPaymentsVO.getPaymentId());
 subaccountRefund.setRefundTime(DateTimeUtils.getLocalDateTimeByRFC3339(accountPaymentsVO.getFinishedAt()));
 subaccountRefund.setSubaccountState(SubaccountState.SEPARATE_SUCC);
 } catch (Exception exception) {
 log.error(subaccountRefundDTO.getRefundNo() + "处理流水失败：" + exception.getMessage());
 }
 }*/
 subaccountRefundRepository.saveAndFlush(subaccountRefund);
 subaccountRefundList.add(subaccountRefund);
 }
 // 计算货款退款费用
 BigDecimal goodsPayment = subaccountRefundDTO.getAmount().subtract(brandCost).subtract(deviseCost);
 if (goodsPayment.compareTo(BigDecimal.ZERO) > 0) {
 // 判断是否已生成分账退款单
 SubaccountRefund subaccountRefund = subaccountRefundRepository.findFirstByRefundSnAndSubaccountType(subaccountRefundDTO.getRefundNo(), SubaccountType.GOODS_COST);
 // 转账结果
 AccountPaymentsVO accountPaymentsVO = new AccountPaymentsVO();
 if (subaccountRefund == null) {
 String sn = sequenceUtil.getNextSequenceNumber("FZTK");
 // 定义自定义信息
 Map<Object, Object> metadata = new HashMap<Object, Object>() {{
 put("refundNo", subaccountRefundDTO.getRefundNo());
 put("subaccountType", SubaccountType.GOODS_COST);
 }};
 // 拼接扩展字段
 JSONObject jsonObject = new JSONObject();
 jsonObject.put("orderNo", sn);
 jsonObject.put("orderAmount", goodsPayment.multiply(BigDecimal.valueOf(100)).longValue());
 jsonObject.put("productName", "分账退款");
 jsonObject.put("productCount", 1);
 // 拼接转账申请
 AccountPaymentsDTO accountPaymentsDTO = new AccountPaymentsDTO();
 accountPaymentsDTO.setAmount(goodsPayment.multiply(BigDecimal.valueOf(100)).longValue())
 .setPayBalanceAcctId(order.getSellerCompany().getWalletId())
 .setRecvBalanceAcctId(order.getBuyerCompany().getWalletId())
 .setOutOrderNo(sn)
 .setExtra(new HashMap<String, Object>() {{
 put("productInfos", Collections.singletonList(jsonObject));
 }})
 .setMetadata(metadata);
 try {
 accountPaymentsVO = this.payments(accountPaymentsDTO);
 } catch (Exception exception) {
 log.error(subaccountRefundDTO.getRefundNo() + "请求分账退款失败：" + exception.getMessage());
 }
 // 保存分账退款单
 subaccountRefund = new SubaccountRefund();
 subaccountRefund.setSn(accountPaymentsDTO.getOutOrderNo());
 subaccountRefund.setAmount(goodsPayment);
 subaccountRefund.setRefundCompany(order.getSellerCompany());
 subaccountRefund.setReceiptCompany(order.getBuyerCompany());
// subaccountRefund.setOrders(order);
 subaccountRefund.setExternalId(accountPaymentsVO.getPaymentId());
 subaccountRefund.setSubaccountType(SubaccountType.GOODS_COST);
 subaccountRefund.setSubaccountCostRatio(BigDecimal.ONE.subtract(orderFeeRatio.getBrandCostRatio()).subtract(orderFeeRatio.getDeviseCostRatio()));
 subaccountRefund.setSubaccountState(SubaccountState.SEPARATE_NOT);
 subaccountRefund.setRefundSn(subaccountRefundDTO.getRefundNo());
 }
 // 若是未分账成功并且转账状态不等于成功则主动查询
 /* if (subaccountRefund.getSubaccountState().equals(SubaccountState.SEPARATE_NOT) && !"succeeded".equals(accountPaymentsVO.getStatus())) {
 try {
 accountPaymentsVO = walletService.paymentsByOutOrderNo(subaccountRefund.getSn());
 } catch (Exception exception) {
 log.error(subaccountRefund.getSn() + "查询分账退款失败：" + exception.getMessage());
 }
 }
 if ("succeeded".equals(accountPaymentsVO.getStatus())) {
 // 处理流水时若出现异常则跳过
 try {
 subaccountService.generateRefundSubaccount(subaccountRefund);
 subaccountRefund.setExternalId(accountPaymentsVO.getPaymentId());
 subaccountRefund.setRefundTime(DateTimeUtils.getLocalDateTimeByRFC3339(accountPaymentsVO.getFinishedAt()));
 subaccountRefund.setSubaccountState(SubaccountState.SEPARATE_SUCC);
 } catch (Exception exception) {
 log.error(subaccountRefundDTO.getRefundNo() + "处理流水失败：" + exception.getMessage());
 }
 }*/
 subaccountRefundRepository.saveAndFlush(subaccountRefund);
 subaccountRefundList.add(subaccountRefund);
 }
 SubaccountRefundVO subaccountRefundVO = new SubaccountRefundVO();
 if (CollectionUtils.isNotEmpty(subaccountRefundList)) {
 BigDecimal refundAmount = BigDecimal.ZERO;
 List<String> externalIdList = new ArrayList<>();
 for (SubaccountRefund subaccountRefund : subaccountRefundList) {
 if (subaccountRefund.getSubaccountState().equals(SubaccountState.SEPARATE_SUCC)) {
 refundAmount = refundAmount.add(subaccountRefund.getAmount());
 externalIdList.add(subaccountRefund.getExternalId());
 }
 }
 if (refundAmount.compareTo(BigDecimal.ZERO) == 0) {
 subaccountRefundVO.setRefundStatus(RefundStatus.UN_REFUND);
 subaccountRefundVO.setRefundAmount(BigDecimal.ZERO);
 } else {
 if (refundAmount.compareTo(subaccountRefundDTO.getAmount()) == 0) {
 subaccountRefundVO.setRefundStatus(RefundStatus.REFUNDED);
 } else {
 subaccountRefundVO.setRefundStatus(RefundStatus.PARTIAL_REFUNDED);
 }
 subaccountRefundVO.setExternalId(StringUtils.join(externalIdList, ","));
 subaccountRefundVO.setRefundTime(LocalDateTime.now());
 subaccountRefundVO.setRefundAmount(refundAmount);
 }
 } else {
 subaccountRefundVO.setRefundStatus(RefundStatus.UN_REFUND);
 subaccountRefundVO.setRefundAmount(BigDecimal.ZERO);
 }
 return subaccountRefundVO;
 }

@Override
 public ElectronicReceiptVO electronicReceipts(String tradeId) {
 Map<String, String> map = new HashMap<String, String>() {{
 put("tradeId", tradeId);
 }};
 return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_ELECTRONIC_RECEIPTS_BY_TRADE_ID, (JSONObject) JSONObject.toJSON(map), ElectronicReceiptVO.class);
 }

@Override
    @Transactional(rollbackFor = Exception.class)
    public void createWalletByCompany(WalletCreateByCompanyDTO walletCreateByCompanyDTO) {
        Company company = companyRepository.findById(walletCreateByCompanyDTO.getCompanyId()).orElse(null);
        if (company == null) {
            throw new YnceErrorException(YnceError.YNCE_218031, "企业不存在");
        }
        if (StringUtils.isBlank(company.getWalletId())) {
            throw new YnceErrorException(YnceError.YNCE_218031, "企业暂未认证");
        }
        if (!ApplicationStatus.SUCCEEDED.equals(company.getChinaumsAuthInfo().getApplicationStatus())) {
            throw new YnceErrorException(YnceError.YNCE_218031, "企业认证修改中");
        }
        Company walletCompany = companyRepository.findById(walletCreateByCompanyDTO.getWalletCompanyId()).orElse(null);
        if (walletCompany == null) {
            throw new YnceErrorException(YnceError.YNCE_218031, "新电子账簿所属企业不存在");
        }
        if (StringUtils.isNotBlank(walletCompany.getWalletId())) {
            throw new YnceErrorException(YnceError.YNCE_218031, "新电子账簿所属企业已认证");
        }
        if (walletCompany.getChinaumsAuthInfo() != null && !ApplicationStatus.SUCCEEDED.equals(walletCompany.getChinaumsAuthInfo().getApplicationStatus())) {
            throw new YnceErrorException(YnceError.YNCE_218031, "新电子账簿所属企业认证修改中");
        }

// 拼接请求参数
        ChinaumsCreateWalletDTO chinaumsCreateWalletDTO = ChinaumsCreateWalletDTO.builder()
                .cusId(company.getChinaumsAuthInfo().getCusId())
                .mchId(company.getChinaumsAuthInfo().getMchId())
                .password(chinaumsUtil.getDefaultPassword())
                .build();
        // 调用创建服务
        ChinaumsCreateWalletVO chinaumsCreateWalletVO;
        try {
            chinaumsCreateWalletVO = this.createWallet(chinaumsCreateWalletDTO);
        } catch (Exception exception) {
            throw new YnceErrorException(YnceError.YNCE_218031, exception.getMessage());
        }
        // 保存企业的电子账簿ID
        walletCompany.setWalletId(chinaumsCreateWalletVO.getBalanceAcctId());
        companyRepository.saveAndFlush(walletCompany);
        // 生成新的银联认证信息
        ChinaumsAuthInfo chinaumsAuthInfo = new ChinaumsAuthInfo();
        BeanUtils.copyProperties(company.getChinaumsAuthInfo(), chinaumsAuthInfo, "id", "chinaumsBankCard");
        chinaumsAuthInfo.setOutRequestNo(chinaumsCreateWalletVO.getOutRequestNo());
        chinaumsAuthInfo.setPassword(chinaumsUtil.getDefaultPassword());
        chinaumsAuthInfo.setCompany(walletCompany);
        chinaumsAuthInfo.setRelAcctNo(chinaumsCreateWalletVO.getRelAcctNo());
        chinaumsAuthInfo.setBankCardNo(chinaumsCreateWalletVO.getBankCardNo());
        chinaumsAuthInfo.setBalanceAcctId(chinaumsCreateWalletVO.getBalanceAcctId());
        chinaumsAuthInfoRepository.save(chinaumsAuthInfo);
    }

@Transactional(rollbackFor = Exception.class)
    @Override
    public void createWalletCreditRefund() {
        Company company = getUser().getCompany();
        ChinaumsAuthInfo dbChinaumsAuthInfo = company.getChinaumsAuthInfo();
        if (StringUtils.isBlank(company.getWalletId()) || dbChinaumsAuthInfo == null) {
            throw new YnceErrorException(YnceError.YNCE_218031, "企业暂未认证");
        }

ThirdPartyPaySet thirdPartyPaySet = thirdPartyConfigUtil.getCompany(company.getId());
        if (thirdPartyPaySet == null) {
            throw new YnceErrorException("第三方企业配置不存在");
        }
        if (StringUtils.isNotBlank(thirdPartyPaySet.getChinaumsCreditBalanceAcctId())) {
            throw new YnceErrorException("授信资金池账户已存在");
        }

// 拼接请求参数
        ChinaumsCreateWalletDTO chinaumsCreateWalletDTO = ChinaumsCreateWalletDTO.builder()
                .cusId(dbChinaumsAuthInfo.getCusId())
                .mchId(dbChinaumsAuthInfo.getMchId())
                .password(chinaumsUtil.getDefaultPassword())
                .build();
        // 调用创建服务
        ChinaumsCreateWalletVO chinaumsCreateWalletVO;
        try {
            chinaumsCreateWalletVO = this.createWallet(chinaumsCreateWalletDTO);
        } catch (Exception exception) {
            throw new YnceErrorException(YnceError.YNCE_218031, exception.getMessage());
        }

// 保存电子账簿ID
        thirdPartyPaySet.setChinaumsCreditBalanceAcctId(chinaumsCreateWalletVO.getBalanceAcctId());
        thirdPartyPaySetRepository.saveAndFlush(thirdPartyPaySet);
    }

private ChinaumsCreateWalletVO createWallet(ChinaumsCreateWalletDTO chinaumsCreateWalletDTO) {
        chinaumsCreateWalletDTO.setOutRequestNo(sequenceUtil.getNextSequenceNumber("YLRZ"));
        try {
            // 密码加密
            chinaumsCreateWalletDTO.setPassword(RSAEncryptorUtil.encryptByPublicKey(chinaumsCreateWalletDTO.getPassword(), chinaumsUtil.getPublicKey()));
        } catch (Exception exception) {
            throw new YnceErrorException(YnceError.YNCE_218014);
        }
        return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_UPAPI_BALANCE_ACCTS, (JSONObject) JSONObject.toJSON(chinaumsCreateWalletDTO), ChinaumsCreateWalletVO.class);
    }

/**
     * 获取银联电子账簿id锁
     *
     * @param balanceAcctId
     * @return
     */
    private String getBalanceAcctIdLockKey(String balanceAcctId) {
        return balanceAcctId + ":BALANCE_ACCT_ID";
    }
}

package com.yn.bftl.thirdparty.modules.chinaums.service.impl;

import cn.hutool.core.convert.Convert;
import com.alibaba.fastjson.JSONObject;
import com.yn.bftl.common.common.exception.YnceError;
import com.yn.bftl.common.common.util.ByxRouteUtil;
import com.yn.bftl.common.common.util.RSAEncryptorUtil;
import com.yn.bftl.common.common.util.RouteUtil;
import com.yn.bftl.common.modules.account.dto.*;
import com.yn.bftl.common.modules.account.entity.*;
import com.yn.bftl.common.modules.account.enums.AccountState;
import com.yn.bftl.common.modules.account.enums.TransferState;
import com.yn.bftl.common.modules.account.vo.AccountPaymentsVO;
import com.yn.bftl.common.modules.account.vo.BalanceAcctsVO;
import com.yn.bftl.common.modules.account.vo.BalanceTransactionsPageVO;
import com.yn.bftl.common.modules.account.vo.WithdrawalsVO;
import com.yn.bftl.common.modules.company.entity.Brand;
import com.yn.bftl.common.modules.company.entity.ChinaumsAuthInfo;
import com.yn.bftl.common.modules.company.entity.Company;
import com.yn.bftl.common.modules.company.enums.ApplicationStatus;
import com.yn.bftl.common.modules.configuration.entity.ThirdPartyPaySet;
import com.yn.bftl.common.modules.order.dto.SubaccountRefundDTO;
import com.yn.bftl.common.modules.order.dto.WalletRefundDTO;
import com.yn.bftl.common.modules.order.entity.*;
import com.yn.bftl.common.modules.order.enums.*;
import com.yn.bftl.common.modules.order.vo.OrderOnlinePayVO;
import com.yn.bftl.common.modules.order.vo.RefundVO;
import com.yn.bftl.common.modules.order.vo.SubaccountRefundVO;
import com.yn.bftl.common.modules.subaccount.entity.AllinpayMutual;
import com.yn.bftl.common.modules.subaccount.entity.ChinaumsPayment;
import com.yn.bftl.common.modules.subaccount.entity.ChinaumsRefund;
import com.yn.bftl.common.modules.subaccount.entity.SubaccountRefund;
import com.yn.bftl.common.modules.subaccount.enums.DealStatus;
import com.yn.bftl.common.modules.subaccount.enums.SubaccountState;
import com.yn.bftl.common.modules.subaccount.enums.SubaccountType;
import com.yn.bftl.thirdparty.common.constants.Constant;
import com.yn.bftl.thirdparty.common.exception.YnceErrorException;
import com.yn.bftl.thirdparty.common.repository.*;
import com.yn.bftl.thirdparty.common.service.BaseMemberService;
import com.yn.bftl.thirdparty.common.util.DateTimeUtils;
import com.yn.bftl.thirdparty.common.util.HttpClientUtil;
import com.yn.bftl.thirdparty.common.util.SequenceUtil;
import com.yn.bftl.thirdparty.common.repository.RefundRepository;
import com.yn.bftl.thirdparty.modules.business.dto.RefundSubaccountDTO;
import com.yn.bftl.thirdparty.modules.business.repository.ChinaumsPaymentRepository;
import com.yn.bftl.thirdparty.modules.business.repository.ChinaumsRefundRepository;
import com.yn.bftl.thirdparty.modules.business.repository.SubaccountRefundRepository;
import com.yn.bftl.thirdparty.modules.business.service.RefundService;
import com.yn.bftl.thirdparty.modules.business.service.SubaccountService;
import com.yn.bftl.thirdparty.modules.business.util.ThirdPartyConfigUtil;
import com.yn.bftl.thirdparty.modules.chinaums.dto.TradeResultDTO;
import com.yn.bftl.thirdparty.modules.chinaums.dto.WalletCreateByCompanyDTO;
import com.yn.bftl.thirdparty.modules.chinaums.dto.WalletOrderPayDTO;
import com.yn.bftl.thirdparty.modules.chinaums.dto.byx.ByxQueryAcctBalDTO;
import com.yn.bftl.thirdparty.modules.chinaums.dto.byx.ByxQueryAcctInfoDTO;
import com.yn.bftl.thirdparty.modules.chinaums.dto.chinaums.*;
import com.yn.bftl.thirdparty.modules.chinaums.repository.ChinaumsAuthInfoRepository;
import com.yn.bftl.thirdparty.modules.chinaums.service.AuthService;
import com.yn.bftl.thirdparty.modules.chinaums.service.WalletService;
import com.yn.bftl.thirdparty.modules.chinaums.util.ByxChinaumsUtil;
import com.yn.bftl.thirdparty.modules.chinaums.util.ChinaumsUtil;
import com.yn.bftl.thirdparty.modules.chinaums.vo.ChinaumsRechargeAccountVO;
import com.yn.bftl.thirdparty.modules.chinaums.vo.ElectronicReceiptVO;
import com.yn.bftl.thirdparty.modules.chinaums.vo.byx.ByxQueryAcctBalVO;
import com.yn.bftl.thirdparty.modules.chinaums.vo.byx.ByxQueryAcctInfoVO;
import com.yn.bftl.thirdparty.modules.chinaums.vo.chinaums.*;
import com.yn.bftl.thirdparty.modules.log.service.LoggerService;
import com.yn.bftl.thirdparty.modules.unionpay.enums.UnionpayAppOrderType;
import com.yn.bftl.thirdparty.modules.unionpay.repository.OrderFeeRatioRepository;
import com.yn.bftl.thirdparty.modules.unionpay.repository.TopUpOrderRepository;
import com.yn.bftl.thirdparty.modules.unionpay.service.UnionpayAccountService;
import lombok.extern.slf4j.Slf4j;
import org.apache.commons.collections.CollectionUtils;
import org.apache.commons.lang3.StringUtils;
import org.springframework.beans.BeanUtils;
import org.springframework.data.redis.core.StringRedisTemplate;
import org.springframework.stereotype.Service;
import org.springframework.transaction.annotation.Propagation;
import org.springframework.transaction.annotation.Transactional;

/**
 * @author huabiao
 * @create 2022/12/5  20:25
 **/
@Slf4j
@Service
public class WalletServiceImpl extends BaseMemberService implements WalletService {

return balanceAcctsVO;
    }

@Override
 public AccountPaymentsVO paymentsByOutOrderNo(String outOrderNo) {
 Map<String, String> map = new HashMap<String, String>() {{
 put("outOrderNo", outOrderNo);
 }};
 return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_PAYMENTS_BY_OUT_ORDER_NO, (JSONObject) JSONObject.toJSON(map), AccountPaymentsVO.class);
 }

}
        return chinaumsPaymentList;
    }

// 根据所属企业分组
 Map<Company, List<TopUpOrder>> companyTopUpOrderList = topUpOrders.stream().collect(Collectors.groupingBy(TopUpOrder::getCompany));
 // 循环分组数据
 for (Map.Entry<Company, List<TopUpOrder>> companyTopUpOrderListEntry : companyTopUpOrderList.entrySet()) {
 // 所属企业Id
 Long companyId = companyTopUpOrderListEntry.getKey().getId();
 // 所属企业充值订单
 List<TopUpOrder> topUpOrderList = companyTopUpOrderListEntry.getValue();
 // 获取第三方企业配置
 ThirdPartyPaySet thirdPartyPaySet = thirdPartyConfigUtil.getCompany(companyId);
 if (thirdPartyPaySet == null || StringUtils.isEmpty(thirdPartyPaySet.getScanRechargeBalanceAcctId())) {
 loggerService.rechargeTransfer("扫码充值收款电子账簿ID为空",
 null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam",
 companyRepository.findById(companyId).orElse(null));
 continue;
 }
 // 加锁，避免并发请求
 String balanceAcctIdLockKey = this.getBalanceAcctIdLockKey(thirdPartyPaySet.getScanRechargeBalanceAcctId());
 Boolean balanceAcctIdLock = stringRedisTemplate.opsForValue().setIfAbsent(balanceAcctIdLockKey, balanceAcctIdLockKey);
 if (!balanceAcctIdLock) {
 throw new YnceErrorException(YnceError.YNCE_000000);
 }
 stringRedisTemplate.expire(balanceAcctIdLockKey, 3, TimeUnit.MINUTES);
 for (TopUpOrder topUpOrder : topUpOrderList) {
 Company inputCompany = companyRepository.findById(topUpOrder.getTopUpCompany().getId()).orElse(null);
 if (inputCompany == null || StringUtils.isEmpty(inputCompany.getWalletId())) {
 loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入企业未认证",
 null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam",
 companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
 continue;
 }
 Account inputAccount = accountRepository.findDepositAccount(inputCompany.getId());
 if (inputAccount == null) {
 loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入账户不存在",
 null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam",
 companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
 continue;
 }
 if (!inputAccount.getState().equals(AccountState.ENABLED)) {
 loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入账户非启用状态",
 null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam",
 companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
 continue;
 }

// 如果充值订单已有转账订单号，但却是未同步状态，则尝试更新
                if (StringUtils.isNotBlank(topUpOrder.getTransferSn())) {
                    AccountPaymentsVO accountPaymentsVO = null;
                    try {
                        accountPaymentsVO = walletService.paymentsByOutOrderNo(topUpOrder.getTransferSn());
                        if (accountPaymentsVO == null) {
                            log.warn("扫码充值转账同步 -【消费订单查询（平台订单号）:{}】在银联未查询到记录!!!", topUpOrder.getTransferSn());
                            // 说明在发起转账时银联那边并未接收到，清掉单号重新走转账流程
                            topUpOrder.setTransferSn(null);
                        } else {
                            if ("succeeded".equals(accountPaymentsVO.getStatus())) {
                                this.rechargeHandle(topUpOrder, accountPaymentsVO);
                                continue;
                            } else if ("failed".equals(accountPaymentsVO.getStatus())) {
                                // 转账失败，清掉单号重新走转账流程
                                topUpOrder.setTransferSn(null);
                            } else {
                                continue;
                            }
                        }
                    } catch (Exception e) {
                        if (e.getMessage().contains("请求的资源不存在")) {
                            // 说明在发起转账时银联那边并未接收到，清掉单号重新走转账流程
                            topUpOrder.setTransferSn(null);
                        } else {
                            loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，查询转账记录失败",
                                    accountPaymentsVO, WalletServiceImpl.class.getName(), "scanTransfer", "queryTransferRecord",
                                    companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
                            continue;
                        }
                    }
                }

try {
 // 判断余额是否足够
 Long amountPenny = topUpOrder.getAmount().multiply(new BigDecimal("100")).longValue();
 BalanceAcctsVO balanceAcctsVO = this.balanceAcctsQryByAcctId(thirdPartyPaySet.getScanRechargeBalanceAcctId());
 if (balanceAcctsVO.getSettledAmount() < amountPenny) {
 loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转出账簿id" + thirdPartyPaySet.getScanRechargeBalanceAcctId() + "余额不足，余额为" + balanceAcctsVO.getSettledAmount(),
 null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam",
 companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
 break;
 }
 // 记录转账单号，后续成功再生成充值记录
 String zz = sequenceUtil.getNextSequenceNumber("ZZ");
 topUpOrder.setTransferSn(zz);
 topUpOrderRepository.saveAndFlush(topUpOrder);

AccountPaymentsDTO accountTransfer = null;
 try {
 // 请求银联【电子账簿消费（转账）】
 accountTransfer = new AccountPaymentsDTO();
 accountTransfer.setAmount(amountPenny)
 .setPayBalanceAcctId(thirdPartyPaySet.getScanRechargeBalanceAcctId())
 .setRecvBalanceAcctId(inputCompany.getWalletId())
 // .setPassword(RSAEncryptorUtil.encryptByPublicKey(dto.getEncryptPwd(), thirdPartyPaySet.getChinaumsPublicKey()))
 .setOutOrderNo(zz)
 .setRemark(topUpOrder.getRemark());
 Map<String, Object> productInfos = new HashMap<String, Object>() {{
 put("orderNo", zz);
 put("orderAmount", amountPenny);
 put("productName", "扫码充值转账");
 put("productCount", 1);
 }};
 Map<String, Object> extra = new HashMap<String, Object>() {{
 put("productInfos", Collections.singletonList(productInfos));
 }};
 accountTransfer.setExtra(extra);
 this.payments(accountTransfer);
 } catch (Exception e) {
 log.error("转账出现异常 - ", e);
 loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转账出现异常：" + e.getMessage(),
 accountTransfer, WalletServiceImpl.class.getName(), "scanTransfer", "transfer",
 companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
 }
 } catch (Exception e) {
 log.error("扫码充值转账 - ", e);
 loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，" + e.getMessage(),
 null, WalletServiceImpl.class.getName(), "scanTransfer", "transfer",
 companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
 }
 }
 }
 }

// 保存电子账簿ID
        thirdPartyPaySet.setChinaumsCreditBalanceAcctId(chinaumsCreateWalletVO.getBalanceAcctId());
        thirdPartyPaySetRepository.saveAndFlush(thirdPartyPaySet);
    }

Ignore Space Show notes View src/main/java/com/yn/bftl/thirdparty/modules/chinaums/vo/byx/ByxQueryAcctInfoVO.java
package com.yn.bftl.thirdparty.modules.chinaums.vo.byx; import com.yn.bftl.thirdparty.common.vo.BaseResponseVO; import io.swagger.annotations.ApiModel; import io.swagger.annotations.ApiModelProperty; import lombok.Data; import lombok.EqualsAndHashCode; import java.util.List; @Data @EqualsAndHashCode(callSuper = false) @ApiModel(value = "ByxQueryAcctInfoVO", description = "查询账户信息vo") public class ByxQueryAcctInfoVO extends BaseResponseVO { @ApiModelProperty("电子账户 ID") private String walletId; @ApiModelProperty("电子账户名称") private String walletName; @ApiModelProperty("账户状态码 0：未激活 1：正常 2：锁定") private String acctStatus; @ApiModelProperty("账户状态描述") private String acctStatusDscrb; @ApiModelProperty("影像资料状态查询 C 端账户时必返回。 00：正常 01：审核中 02：审核失败 03：资料待提交") private String IDImgesStatus; @ApiModelProperty("影像资料审核说明") private String checkIDImagesDesc; @ApiModelProperty("验证渠道类型具体的验证渠道 5 位：每一位的“0”表示未验证，“1”-表示已经验证；第一位表示\"公安渠道\"、第二位表示\"银行卡渠道\"、第三位表示\"运营商渠道") private String verifyChannelType; @ApiModelProperty("账户等级账户等级：1-一类户；2-2 类户；3-三类户") private String acctLevel; @ApiModelProperty("账户登记已降级 00-未降级； 01-已降级") private String acctLevelReduce; @ApiModelProperty("账户属性 0 和 1 组成的标识字符串。左起第 N 位：含义如下：第 1 位：是否可充值第 2 位：是否可消费第 3 位：是否可转账第 4 位：是否可提现第 5 位：是否可汇款第 6 位：是否可冻结第 7 位：是否可解冻 ……例如 1110011：表示该账户可充值、可消费、可转账、不可提现、不可汇款、可冻结、不可解冻") private String acctAttribute; @ApiModelProperty("当传 isReturnHzfMerList 上送 1.钱包开通了好支付业务，自助签约入网成功。返回好支付商户号和终端号") private List<ByxQueryAcctInfokRow> hzfMerList; } package com.yn.bftl.thirdparty.modules.chinaums.vo.byx; import com.yn.bftl.thirdparty.common.vo.BaseResponseVO; import io.swagger.annotations.ApiModel; import io.swagger.annotations.ApiModelProperty; import lombok.Data; import lombok.EqualsAndHashCode; import java.util.List; @Data @EqualsAndHashCode(callSuper = false) @ApiModel(value = "ByxQueryAcctBalVO", description = "查询账户余额vo") public class ByxQueryAcctInfoVO extends BaseResponseVO { @ApiModelProperty("电子账户 ID") private String walletId; @ApiModelProperty("电子账户名称") private String walletName; @ApiModelProperty("账户状态码 0：未激活 1：正常 2：锁定") private String acctStatus; @ApiModelProperty("账户状态描述") private String acctStatusDscrb; @ApiModelProperty("影像资料状态查询 C 端账户时必返回。 00：正常 01：审核中 02：审核失败 03：资料待提交") private String IDImgesStatus; @ApiModelProperty("影像资料审核说明") private String checkIDImagesDesc; @ApiModelProperty("验证渠道类型具体的验证渠道 5 位：每一位的“0”表示未验证，“1”-表示已经验证；第一位表示\"公安渠道\"、第二位表示\"银行卡渠道\"、第三位表示\"运营商渠道") private String verifyChannelType; @ApiModelProperty("账户等级账户等级：1-一类户；2-2 类户；3-三类户") private String acctLevel; @ApiModelProperty("账户登记已降级 00-未降级； 01-已降级") private String acctLevelReduce; @ApiModelProperty("账户属性 0 和 1 组成的标识字符串。左起第 N 位：含义如下：第 1 位：是否可充值第 2 位：是否可消费第 3 位：是否可转账第 4 位：是否可提现第 5 位：是否可汇款第 6 位：是否可冻结第 7 位：是否可解冻 ……例如 1110011：表示该账户可充值、可消费、可转账、不可提现、不可汇款、可冻结、不可解冻") private String acctAttribute; @ApiModelProperty("当传 isReturnHzfMerList 上送 1.钱包开通了好支付业务，自助签约入网成功。返回好支付商户号和终端号") private List<ByxQueryAcctInfokRow> hzfMerList; }

Ignore Space Show notes View

src/main/java/com/yn/bftl/thirdparty/modules/chinaums/vo/byx/ByxQueryAcctInfoVO.java

package com.yn.bftl.thirdparty.modules.chinaums.vo.byx;

import com.yn.bftl.thirdparty.common.vo.BaseResponseVO;
import io.swagger.annotations.ApiModel;
import io.swagger.annotations.ApiModelProperty;
import lombok.Data;
import lombok.EqualsAndHashCode;

import java.util.List;

@Data
@EqualsAndHashCode(callSuper = false)
@ApiModel(value = "ByxQueryAcctInfoVO", description = "查询账户信息vo")
public class ByxQueryAcctInfoVO extends BaseResponseVO {

@ApiModelProperty("电子账户 ID")
    private String walletId;
    @ApiModelProperty("电子账户名称")
    private String walletName;
    @ApiModelProperty("账户状态码 0：未激活 1：正常 2：锁定")
    private String acctStatus;
    @ApiModelProperty("账户状态描述")
    private String acctStatusDscrb;
    @ApiModelProperty("影像资料状态 查询 C 端账户时必返回。 00：正常 01：审核中 02：审核失败 03：资料待提交")
    private String IDImgesStatus;
    @ApiModelProperty("影像资料审核说明")
    private String checkIDImagesDesc;
    @ApiModelProperty("验证渠道类型 具体的验证渠道 5 位：每一位的“0”表示未验证，“1”-表 示已经验证；第一位表示\"公安渠道\"、第二位表示\"银行 卡渠道\"、第三位表示\"运营商渠道")
    private String verifyChannelType;
    @ApiModelProperty("账户等级 账户等级：1-一类户 ；2-2 类户 ；3-三类户")
    private String acctLevel;
    @ApiModelProperty("账户登记已降级 00-未降级； 01-已降级")
    private String acctLevelReduce;
    @ApiModelProperty("账户属性 0 和 1 组成的标识字符串。 左起第 N 位：含义如下：第 1 位：是否可充值 第 2 位：是否可消费 第 3 位：是否可转账 第 4 位：是否可提现 第 5 位：是否可汇款 第 6 位：是否可冻结 第 7 位：是否可解冻 ……例如 1110011：表示该账户可充值、可消费、可转账、 不可提现、不可汇款、可冻结、不可解冻")
    private String acctAttribute;

@ApiModelProperty("当传 isReturnHzfMerList 上送 1.钱包开通了好支付业务， 自助签约入网成功。返回好支付商户号和终端号")
 private List<ByxQueryAcctInfokRow> hzfMerList;

}

package com.yn.bftl.thirdparty.modules.chinaums.vo.byx;

import com.yn.bftl.thirdparty.common.vo.BaseResponseVO;
import io.swagger.annotations.ApiModel;
import io.swagger.annotations.ApiModelProperty;
import lombok.Data;
import lombok.EqualsAndHashCode;

import java.util.List;

@Data
@EqualsAndHashCode(callSuper = false)
@ApiModel(value = "ByxQueryAcctBalVO", description = "查询账户余额vo")
public class ByxQueryAcctInfoVO extends BaseResponseVO {

}

Ignore Space Show notes View src/main/java/com/yn/bftl/thirdparty/modules/chinaums/vo/byx/ByxQueryConsumePayOrderInfoVO.java 0 → 100644
package com.yn.bftl.thirdparty.modules.chinaums.vo.byx; import com.yn.bftl.thirdparty.common.vo.BaseResponseVO; import io.swagger.annotations.ApiModel; import io.swagger.annotations.ApiModelProperty; import lombok.Data; import lombok.EqualsAndHashCode; import java.util.List; @Data @EqualsAndHashCode(callSuper = false) @ApiModel(value = "ByxQueryConsumePayOrderInfoVO", description = "查询消费类订单详情vo") public class ByxQueryConsumePayOrderInfoVO extends BaseResponseVO { @ApiModelProperty("买家电子账户 ID") private String buyerWalletId; @ApiModelProperty("商户订单号（银联的）") private String mctOrderNo; @ApiModelProperty("担保支付订单号") private String guaranteedOrderNo; @ApiModelProperty("平台电子账户 ID") private String platformWalletId; @ApiModelProperty("商户电子账户 ID") private String merWalletId; @ApiModelProperty("商品摘要") private String subject; @ApiModelProperty("补充支付金额（单位：分。最近一次补充支付金额）") private String latestSupPayAmt; @ApiModelProperty("订单金额单位（分）") private String orderAmt; @ApiModelProperty("实付金额单位（分）") private String actPayedAmt; @ApiModelProperty("已结算金额单位（分）") private String settledAmt; @ApiModelProperty("结算中金额单位（分）") private String settlingAmt; @ApiModelProperty("待结算金额单位（分）") private String toSettleAmt; @ApiModelProperty("已退款金额单位（分）（分账前资金退回）") private String refundedAmt; @ApiModelProperty("退款中金额单位（分）") private String refundingAmt; @ApiModelProperty("分账退款金额单位（分）（分账后资金退回）") private String refundedGoodsAmt; @ApiModelProperty("分账退款中金额单位（分）") private String refundingGoodsAmt; @ApiModelProperty("是否完成 Y：是（完成后不允许再调用支付交易确认结算接口）N：否") private String isFinished; @ApiModelProperty("订单状态 00：未支付 01：支付处理中 02：待结算 03：支付失败 04：长时间未支付置为交易失败 05：部分结算 06：订单完成 07：订单撤销(全额退款) 08：订单已完成且部分退款") private String orderStatus; @ApiModelProperty("支付失效时间 yyyy-MM-dd HH:mm:ss 超过系统此时间，不能支付") private String payInvalidTime; @ApiModelProperty("订单结算失效日期 yyyyMMdd") private String settInvalidDate; @ApiModelProperty("支付明细循环域") private List<ByxQueryOrderDetailPayRowVO> byxQueryOrderDetailPayRowVOList; @ApiModelProperty("结算单信息循环域") private List<ByxQueryOrderDetailSettRowVO> byxQueryOrderDetailSettRowVOList; }

Ignore Space Show notes View

src/main/java/com/yn/bftl/thirdparty/modules/chinaums/vo/byx/ByxQueryConsumePayOrderInfoVO.java 0 → 100644

package com.yn.bftl.thirdparty.modules.chinaums.vo.byx;

import com.yn.bftl.thirdparty.common.vo.BaseResponseVO;
import io.swagger.annotations.ApiModel;
import io.swagger.annotations.ApiModelProperty;
import lombok.Data;
import lombok.EqualsAndHashCode;

import java.util.List;

@Data
@EqualsAndHashCode(callSuper = false)
@ApiModel(value = "ByxQueryConsumePayOrderInfoVO", description = "查询消费类订单详情vo")
public class ByxQueryConsumePayOrderInfoVO extends BaseResponseVO {

@ApiModelProperty("买家电子账户 ID")
    private String buyerWalletId;
    @ApiModelProperty("商户订单号（银联的）")
    private String mctOrderNo;
    @ApiModelProperty("担保支付订单号")
    private String guaranteedOrderNo;
    @ApiModelProperty("平台电子账户 ID")
    private String platformWalletId;
    @ApiModelProperty("商户电子账户 ID")
    private String merWalletId;
    @ApiModelProperty("商品摘要")
    private String subject;
    @ApiModelProperty("补充支付金额（单位：分。最近一次补充支付金额）")
    private String latestSupPayAmt;
    @ApiModelProperty("订单金额 单位（分）")
    private String orderAmt;
    @ApiModelProperty("实付金额 单位（分）")
    private String actPayedAmt;
    @ApiModelProperty("已结算金额 单位（分）")
    private String settledAmt;
    @ApiModelProperty("结算中金额 单位（分）")
    private String settlingAmt;
    @ApiModelProperty("待结算金额 单位（分）")
    private String toSettleAmt;
    @ApiModelProperty("已退款金额 单位（分）（分账前资金退回）")
    private String refundedAmt;
    @ApiModelProperty("退款中金额 单位（分）")
    private String refundingAmt;
    @ApiModelProperty("分账退款金额 单位（分）（分账后资金退回）")
    private String refundedGoodsAmt;
    @ApiModelProperty("分账退款中金额 单位（分）")
    private String refundingGoodsAmt;
    @ApiModelProperty("是否完成 Y：是（完成后不允许再调用支付交易确认结算接口）N：否")
    private String isFinished;
    @ApiModelProperty("订单状态 00：未支付 01：支付处理中 02：待结算 03：支付失败 04：长时间未支付置为交易失败 05：部分结算 06：订单完成 07：订单撤销(全额退款) 08：订单已完成且部分退款")
    private String orderStatus;
    @ApiModelProperty("支付失效时间 yyyy-MM-dd HH:mm:ss 超过系统此时间，不能支付")
    private String payInvalidTime;
    @ApiModelProperty("订单结算失效日期 yyyyMMdd")
    private String settInvalidDate;

@ApiModelProperty("支付明细循环域")
 private List<ByxQueryOrderDetailPayRowVO> byxQueryOrderDetailPayRowVOList;
 @ApiModelProperty("结算单信息循环域")
 private List<ByxQueryOrderDetailSettRowVO> byxQueryOrderDetailSettRowVOList;

}

Ignore Space Show notes View src/main/java/com/yn/bftl/thirdparty/modules/chinaums/vo/byx/ByxQueryOrderDetailPayRowVO.java 0 → 100644
package com.yn.bftl.thirdparty.modules.chinaums.vo.byx; import com.yn.bftl.thirdparty.common.vo.BaseResponseVO; import io.swagger.annotations.ApiModel; import io.swagger.annotations.ApiModelProperty; import lombok.Data; import lombok.EqualsAndHashCode; @Data @EqualsAndHashCode(callSuper = false) @ApiModel(value = "ByxQueryOrderDetailPayRowVO", description = "支付明细循环域vo") public class ByxQueryOrderDetailPayRowVO extends BaseResponseVO { @ApiModelProperty("支付交易订单号") private String payTransOrderNo; @ApiModelProperty("支付金额单位（分）类型为普通订单支付和合并支付时，返回订单金额。类型为补充支付时，返回交易金额。") private String payAmt; @ApiModelProperty("类型单位（分）00：普通订单支付 01：合并订单支付 02：补充支付") private String type; @ApiModelProperty("支付状态 01：支付处理中 02：支付成功 03：支付失败") private String payStatus; @ApiModelProperty("待结算金额 yyyy-mm-dd hh:mm:ss") private String payTime; }

Ignore Space Show notes View

src/main/java/com/yn/bftl/thirdparty/modules/chinaums/vo/byx/ByxQueryOrderDetailPayRowVO.java 0 → 100644

Ignore Space Show notes View src/main/java/com/yn/bftl/thirdparty/modules/chinaums/vo/byx/ByxQueryOrderDetailSettRowVO.java 0 → 100644
package com.yn.bftl.thirdparty.modules.chinaums.vo.byx; import com.yn.bftl.thirdparty.common.vo.BaseResponseVO; import io.swagger.annotations.ApiModel; import io.swagger.annotations.ApiModelProperty; import lombok.Data; import lombok.EqualsAndHashCode; @Data @EqualsAndHashCode(callSuper = false) @ApiModel(value = "ByxQueryOrderDetailSettRowVO", description = "结算单信息循环域vo") public class ByxQueryOrderDetailSettRowVO extends BaseResponseVO { @ApiModelProperty("结算单号") private String settOrderNo; @ApiModelProperty("结算金额单位（分）") private String settAmt; @ApiModelProperty("成功金额单位（分）分账成功的金额。") private String successAmt; @ApiModelProperty("失败金额单位（分）。分账失败的金额。") private String failAmt; @ApiModelProperty("处理中金额单位（分）。分账中的金额。") private String dealingAmt; @ApiModelProperty("结算状态 00：未处理 01：处理中 02：结算成功 03：部分结算成功 04：结算失败") private String settStatus; @ApiModelProperty("结算时间 yyyy-mm-dd hh:mm:ss") private String settTime; }

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src/main/java/com/yn/bftl/thirdparty/modules/chinaums/vo/byx/ByxQueryOrderDetailSettRowVO.java 0 → 100644

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