电子账簿-消费（转账）、电子账簿流水查询、提现创建、提现查询

yn-bftl-byx / thirdparty

Browse code 电子账簿-消费（转账）、电子账簿流水查询、提现创建、提现查询 master
1 parent 78f5d95 commit 885c542369b35d3bf7d1fb0182e29f1df0d30ab5 Jing authored on 11 Sep

Patch

Showing 14 changed files

Ignore Space Show notes View src/main/java/com/yn/bftl/thirdparty/common/util/DateTimeUtils.java
package com.yn.bftl.thirdparty.common.util; import cn.hutool.core.convert.Convert; import cn.hutool.core.date.DateUtil; import org.joda.time.DateTime; import java.time.Instant; import java.time.LocalDateTime; import java.time.ZoneId; import java.util.Locale; /** * @Author：Vance * @Description： * @Date：2023/3/2 13:34 / public class DateTimeUtils { /* * 时间转化 * * @param dateStr RFC3339格式时间 * @return LocalDateTime * @description * @author huabiao * @create 2022/12/28 11:24 / public static LocalDateTime getLocalDateTimeByRFC3339(String dateStr) { DateTime dateTime = new DateTime(dateStr); long timeInMillis = dateTime.toCalendar(Locale.getDefault()).getTimeInMillis(); ZoneId zoneId = ZoneId.systemDefault(); return Instant.ofEpochMilli(timeInMillis).atZone(zoneId).toLocalDateTime(); } public static String setDateTimeToRFC3339(String dateStr) { return DateUtil.format(Convert.toLocalDateTime(dateStr) ,"yyyy-MM-dd'T'HH:mm:ssXXX"); } } package com.yn.bftl.thirdparty.common.util; import org.joda.time.DateTime; import java.time.Instant; import java.time.LocalDateTime; import java.time.ZoneId; import java.util.Locale; /* * @Author：Vance * @Description： * @Date：2023/3/2 13:34 / public class DateTimeUtils { /* * 时间转化 * * @param dateStr RFC3339格式时间 * @return LocalDateTime * @description * @author huabiao * @create 2022/12/28 11:24 */ public static LocalDateTime getLocalDateTimeByRFC3339(String dateStr) { DateTime dateTime = new DateTime(dateStr); long timeInMillis = dateTime.toCalendar(Locale.getDefault()).getTimeInMillis(); ZoneId zoneId = ZoneId.systemDefault(); return Instant.ofEpochMilli(timeInMillis).atZone(zoneId).toLocalDateTime(); } }

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src/main/java/com/yn/bftl/thirdparty/common/util/DateTimeUtils.java

package com.yn.bftl.thirdparty.common.util;

import cn.hutool.core.convert.Convert;
import cn.hutool.core.date.DateUtil;
import org.joda.time.DateTime;

import java.time.Instant;
import java.time.LocalDateTime;
import java.time.ZoneId;
import java.util.Locale;

/**
 * @Author：Vance
 * @Description：
 * @Date：2023/3/2 13:34
 */
public class DateTimeUtils {

/**
     * 时间转化
     *
     * @param dateStr RFC3339格式时间
     * @return LocalDateTime
     * @description
     * @author huabiao
     * @create 2022/12/28  11:24
     */
    public static LocalDateTime getLocalDateTimeByRFC3339(String dateStr) {
        DateTime dateTime = new DateTime(dateStr);
        long timeInMillis = dateTime.toCalendar(Locale.getDefault()).getTimeInMillis();
        ZoneId zoneId = ZoneId.systemDefault();
        return Instant.ofEpochMilli(timeInMillis).atZone(zoneId).toLocalDateTime();
    }

public static String setDateTimeToRFC3339(String dateStr) {
        return DateUtil.format(Convert.toLocalDateTime(dateStr) ,"yyyy-MM-dd'T'HH:mm:ssXXX");
    }
}

Ignore Space Show notes View src/main/java/com/yn/bftl/thirdparty/modules/chinaums/dto/byx/ByxAsyncWithdrawDTO.java 0 → 100644
package com.yn.bftl.thirdparty.modules.chinaums.dto.byx; import com.yn.bftl.thirdparty.common.dto.BaseSecretDTO; import io.swagger.annotations.ApiModel; import io.swagger.annotations.ApiModelProperty; import lombok.Data; import lombok.EqualsAndHashCode; import javax.validation.constraints.NotBlank; @Data @EqualsAndHashCode(callSuper = false) @ApiModel(value = "ByxAsyncWithdrawDTO", description = "异步提现DTO") public class ByxAsyncWithdrawDTO extends BaseSecretDTO { @ApiModelProperty(value = "商户订单号") private String mctOrderNo; @ApiModelProperty(value = "电子账户 ID") @NotBlank private String walletId; @ApiModelProperty(value = "提现金额单位（分）") @NotBlank private String amount; @ApiModelProperty(value = "手续费单位（分）") private String feeAmt; @ApiModelProperty(value = "手续费收入电子账户ID (存放手续费收入的电子账户 ID)") private String feeIntoWalletId; @ApiModelProperty(value = "提现类型 T0：快捷提现") @NotBlank private String withdrawType = "T0"; @ApiModelProperty(value = "验证方式") private String tradeWayCode; @ApiModelProperty(value = "验证域") private String tradeWayFeilds; @ApiModelProperty(value = "提现银行账号（已绑定的银行账号。不填则提现到绑定的默认银行卡）") private String bankAcctNo; @ApiModelProperty(value = "备注") private String remark; @ApiModelProperty(value = "摘要") private String abst; @ApiModelProperty(value = "附言") private String postscript; }

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src/main/java/com/yn/bftl/thirdparty/modules/chinaums/dto/byx/ByxAsyncWithdrawDTO.java 0 → 100644

package com.yn.bftl.thirdparty.modules.chinaums.dto.byx;

import com.yn.bftl.thirdparty.common.dto.BaseSecretDTO;
import io.swagger.annotations.ApiModel;
import io.swagger.annotations.ApiModelProperty;
import lombok.Data;
import lombok.EqualsAndHashCode;

import javax.validation.constraints.NotBlank;

@Data
@EqualsAndHashCode(callSuper = false)
@ApiModel(value = "ByxAsyncWithdrawDTO", description = "异步提现DTO")
public class ByxAsyncWithdrawDTO extends BaseSecretDTO {

@ApiModelProperty(value = "商户订单号")
    private String mctOrderNo;

@ApiModelProperty(value = "电子账户 ID")
    @NotBlank
    private String walletId;

@ApiModelProperty(value = "提现金额 单位（分）")
    @NotBlank
    private String amount;

@ApiModelProperty(value = "手续费 单位（分）")
    private String feeAmt;

@ApiModelProperty(value = "手续费收入电子账户ID (存放手续费收入的电子账户 ID)")
    private String feeIntoWalletId;

@ApiModelProperty(value = "提现类型 T0：快捷提现")
    @NotBlank
    private String withdrawType = "T0";

@ApiModelProperty(value = "验证方式")
    private String tradeWayCode;

@ApiModelProperty(value = "验证域")
    private String tradeWayFeilds;

@ApiModelProperty(value = "提现银行账号（已绑定的银行账号。 不填则提现到绑定的默认银行卡）")
    private String bankAcctNo;

@ApiModelProperty(value = "备注")
    private String remark;

@ApiModelProperty(value = "摘要")
    private String abst;

@ApiModelProperty(value = "附言")
    private String postscript;
}

Ignore Space Show notes View src/main/java/com/yn/bftl/thirdparty/modules/chinaums/dto/byx/ByxQueryTransListDTO.java 0 → 100644
package com.yn.bftl.thirdparty.modules.chinaums.dto.byx; import com.yn.bftl.thirdparty.common.dto.BaseSecretDTO; import io.swagger.annotations.ApiModel; import io.swagger.annotations.ApiModelProperty; import lombok.Data; import lombok.EqualsAndHashCode; import javax.validation.constraints.NotBlank; @Data @EqualsAndHashCode(callSuper = false) @ApiModel(value = "ByxQueryTransListDTO", description = "查询交易明细DTO") public class ByxQueryTransListDTO extends BaseSecretDTO { @ApiModelProperty(value = "页面大小单页面大小。最大限制 50。") @NotBlank private String pageSize; @ApiModelProperty(value = "页数页数。从 1 开始。") @NotBlank private String pageNo; @ApiModelProperty(value = "电子账户 ID") @NotBlank private String walletId; @ApiModelProperty(value = "是否输入密码 0：不需要密码 1：需要密码") @NotBlank private String isNeedPwd = "0"; @ApiModelProperty(value = "开始日期交易日期 yyyyMMdd") private String startDate; @ApiModelProperty(value = "结束日期交易日期 yyyyMMdd") private String endDate; @ApiModelProperty(value = "起始清算日期清算日期 yyyyMMdd") private String startSettDate; @ApiModelProperty(value = " 结束清算日期清算日期 yyyyMMdd") private String endSettDate; @ApiModelProperty(value = "交易类型") private String transType; @ApiModelProperty(value = "交易类型集合用英文逗号分隔的字符串。例如：wallbc010001, wallbc010002") private String transTypes; @ApiModelProperty(value = "处理状态 0：已接收 1：成功 2：失败 3：已冲正 4：已撤销 5：处理中") private String procStatus; @ApiModelProperty(value = "处理状态集合用英文逗号分隔的字符串。例如：0, 1") private String procStatuss; @ApiModelProperty(value = "是否超时退汇 0-否1-是") private String isTimeoutReexchang; @ApiModelProperty(value = "商户订单号") private String mctOrderNo; @ApiModelProperty(value = "交易订单号") private String transOrderNo; @ApiModelProperty(value = "资金计划项目 ID") private String cptlPlnPrjctId; }

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src/main/java/com/yn/bftl/thirdparty/modules/chinaums/dto/byx/ByxQueryTransListDTO.java 0 → 100644

package com.yn.bftl.thirdparty.modules.chinaums.dto.byx;

import com.yn.bftl.thirdparty.common.dto.BaseSecretDTO;
import io.swagger.annotations.ApiModel;
import io.swagger.annotations.ApiModelProperty;
import lombok.Data;
import lombok.EqualsAndHashCode;

import javax.validation.constraints.NotBlank;

@Data
@EqualsAndHashCode(callSuper = false)
@ApiModel(value = "ByxQueryTransListDTO", description = "查询交易明细DTO")
public class ByxQueryTransListDTO extends BaseSecretDTO {

@ApiModelProperty(value = "页面大小 单页面大小。最大限制 50。")
    @NotBlank
    private String pageSize;

@ApiModelProperty(value = "页数 页数。从 1 开始。")
    @NotBlank
    private String pageNo;

@ApiModelProperty(value = "电子账户 ID")
    @NotBlank
    private String walletId;

@ApiModelProperty(value = "是否输入密码 0：不需要密码 1：需要密码")
    @NotBlank
    private String isNeedPwd = "0";

@ApiModelProperty(value = "开始日期 交易日期 yyyyMMdd")
    private String startDate;

@ApiModelProperty(value = "结束日期 交易日期 yyyyMMdd")
    private String endDate;

@ApiModelProperty(value = "起始清算日期 清算日期 yyyyMMdd")
    private String startSettDate;

@ApiModelProperty(value = " 结束清算日期 清算日期 yyyyMMdd")
    private String endSettDate;

@ApiModelProperty(value = "交易类型")
    private String transType;

@ApiModelProperty(value = "交易类型集合 用英文逗号分隔的字符串。 例如：wallbc010001, wallbc010002")
    private String transTypes;

@ApiModelProperty(value = "处理状态 0：已接收 1：成功 2：失败 3：已冲正 4：已撤销 5：处理中")
    private String procStatus;

@ApiModelProperty(value = "处理状态集合 用英文逗号分隔的字符串。 例如：0, 1")
    private String procStatuss;

@ApiModelProperty(value = "是否超时退汇 0-否1-是")
    private String isTimeoutReexchang;

@ApiModelProperty(value = "商户订单号")
    private String mctOrderNo;

@ApiModelProperty(value = "交易订单号")
    private String transOrderNo;

@ApiModelProperty(value = "资金计划项目 ID")
    private String cptlPlnPrjctId;
}

Ignore Space Show notes View src/main/java/com/yn/bftl/thirdparty/modules/chinaums/dto/byx/ByxQueryTransResultDTO.java 0 → 100644
package com.yn.bftl.thirdparty.modules.chinaums.dto.byx; import com.yn.bftl.thirdparty.common.dto.BaseSecretDTO; import io.swagger.annotations.ApiModel; import io.swagger.annotations.ApiModelProperty; import lombok.Data; import lombok.EqualsAndHashCode; import javax.validation.constraints.NotBlank; @Data @EqualsAndHashCode(callSuper = false) @ApiModel(value = "ByxQueryTransResultDTO", description = "查询交易结果DTO") public class ByxQueryTransResultDTO extends BaseSecretDTO { @ApiModelProperty(value = "商户订单号") private String mctOrderNo; @ApiModelProperty(value = "电子账户 ID") @NotBlank private String walletId; @ApiModelProperty(value = "发起方标志") private String issrId; @ApiModelProperty(value = "请求流水") private String reqSn; @ApiModelProperty(value = "发起日期时间") private String sndDt; @ApiModelProperty(value = "付款码") private String payCode; }

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src/main/java/com/yn/bftl/thirdparty/modules/chinaums/dto/byx/ByxQueryTransResultDTO.java 0 → 100644

Ignore Space Show notes View src/main/java/com/yn/bftl/thirdparty/modules/chinaums/dto/byx/ByxTransferDTO.java 0 → 100644
package com.yn.bftl.thirdparty.modules.chinaums.dto.byx; import com.yn.bftl.thirdparty.common.dto.BaseSecretDTO; import io.swagger.annotations.ApiModel; import io.swagger.annotations.ApiModelProperty; import lombok.Data; import lombok.EqualsAndHashCode; import javax.validation.constraints.NotBlank; @Data @EqualsAndHashCode(callSuper = false) @ApiModel(value = "ByxTransferDTO", description = "转账DTO") public class ByxTransferDTO extends BaseSecretDTO { @ApiModelProperty(value = "商户订单号") private String mctOrderNo; @ApiModelProperty(value = "转出电子账户 ID") @NotBlank private String fromWalletId; @ApiModelProperty(value = "转出电子账户名称") private String fromWalletName; @ApiModelProperty(value = "转账金额单位（分）") @NotBlank private String transferAmt; @ApiModelProperty(value = "转入电子账户 ID") @NotBlank private String intoWalletId; @ApiModelProperty(value = "交易类型 wallbc020006：转账（默认） wallbc020052：C 扫 C 付款 wallbc020053：授信支付转账 wallbc020054：授信还款转账 wallbc020055：授信利息转账 wallbc020056：授信逾期转让转账 wallbc020057：授信保理手续费转账 wallbc020077：好订单退货") private String transType; @ApiModelProperty(value = "付款类型 00：账户余额/付款码（默认） 01：银行卡") private String payType; @ApiModelProperty(value = "付款银行卡付款类型为银行卡时必填") private String payBankAcctNo; @ApiModelProperty(value = "转入电子账户名称") private String intoWalletName; @ApiModelProperty(value = "手续费单位（分）") private String feeAmt; @ApiModelProperty(value = "手续费收入电子账户ID") private String feeIntoWalletId; // 在BaseSecretDTO类里继承 // @ApiModelProperty(value = "验证方式") // private String tradeWayCode = "b_pass"; // // @ApiModelProperty(value = "验证域") // private String tradeWayFeilds; @ApiModelProperty(value = "业务类型") private String bizType; @ApiModelProperty(value = "备注") private String remark; @ApiModelProperty(value = "摘要") private String abst; @ApiModelProperty(value = "资金计划项目 ID") private String cptlPlnPrjctId; @ApiModelProperty(value = "资金计划项目编号") private String cptlPlnPrjctCode; @ApiModelProperty(value = "资金计划项目名称") private String cptlPlnPrjctName; }

Ignore Space Show notes View

src/main/java/com/yn/bftl/thirdparty/modules/chinaums/dto/byx/ByxTransferDTO.java 0 → 100644

package com.yn.bftl.thirdparty.modules.chinaums.dto.byx;

import com.yn.bftl.thirdparty.common.dto.BaseSecretDTO;
import io.swagger.annotations.ApiModel;
import io.swagger.annotations.ApiModelProperty;
import lombok.Data;
import lombok.EqualsAndHashCode;

import javax.validation.constraints.NotBlank;

@Data
@EqualsAndHashCode(callSuper = false)
@ApiModel(value = "ByxTransferDTO", description = "转账DTO")
public class ByxTransferDTO extends BaseSecretDTO {

@ApiModelProperty(value = "商户订单号")
    private String mctOrderNo;

@ApiModelProperty(value = "转出电子账户 ID")
    @NotBlank
    private String fromWalletId;

@ApiModelProperty(value = "转出电子账户名称")
    private String fromWalletName;

@ApiModelProperty(value = "转账金额 单位（分）")
    @NotBlank
    private String transferAmt;

@ApiModelProperty(value = "转入电子账户 ID")
    @NotBlank
    private String intoWalletId;

@ApiModelProperty(value = "交易类型 wallbc020006：转账（默认） wallbc020052：C 扫 C 付款 wallbc020053：授信支付转账 wallbc020054：授信还款转账 wallbc020055：授信利息转账 wallbc020056：授信逾期转让转账 wallbc020057：授信保理手续费转账 wallbc020077：好订单退货")
    private String transType;

@ApiModelProperty(value = "付款类型 00：账户余额/付款码（默认） 01：银行卡")
    private String payType;

@ApiModelProperty(value = "付款银行卡 付款类型为银行卡时必填")
    private String payBankAcctNo;

@ApiModelProperty(value = "转入电子账户名称")
    private String intoWalletName;

@ApiModelProperty(value = "手续费 单位（分）")
    private String feeAmt;

@ApiModelProperty(value = "手续费收入电子账户ID")
    private String feeIntoWalletId;

// 在BaseSecretDTO类里继承
//    @ApiModelProperty(value = "验证方式")
//    private String tradeWayCode = "b_pass";
//
//    @ApiModelProperty(value = "验证域")
//    private String tradeWayFeilds;

@ApiModelProperty(value = "业务类型")
    private String bizType;

@ApiModelProperty(value = "备注")
    private String remark;

@ApiModelProperty(value = "摘要")
    private String abst;

@ApiModelProperty(value = "资金计划项目 ID")
    private String cptlPlnPrjctId;

@ApiModelProperty(value = "资金计划项目编号")
    private String cptlPlnPrjctCode;

@ApiModelProperty(value = "资金计划项目名称")
    private String cptlPlnPrjctName;
}

Ignore Space Show notes View src/main/java/com/yn/bftl/thirdparty/modules/chinaums/enums/TransactionCodeEnum.java 0 → 100644
package com.yn.bftl.thirdparty.modules.chinaums.enums; import lombok.AllArgsConstructor; /** * @program: yn-byx-thirdparty * @description: 交易代码枚举 * @author: Jing * @create: 2024-08-27 17:04 **/ public enum TransactionCodeEnum { ACCTSC010001("开户"), ACCTSC010002("账户激活"), ACCTSC010003("账户锁定"), ACCTSC010004("账户解锁"), ACCTSC010005("账户注销"), ACCTSC010006("修改密码"), ACCTSC010007("重置密码"), ACCTSC010008("验证密码"), ACCTSC010009("修改账户信息"), ACCTSC010010("绑定银行卡"), ACCTSC010011("解绑银行卡"), ACCTSC010012("设置默认银行卡"), ACCTSC010013("账户银行卡关系授权"), ACCTSC010014("账户银行卡关系取消授权"), ACCTSC010015("关联理财银行账户"), ACCTSC010016("取消关联理财银行账户"), ACCTSC010017("设置授信额度"), ACCTSC010018("启用授信账户"), ACCTSC010019("停用授信账户"), ACCTSC020001("代收付入账充值"), ACCTSC020002("消费"), ACCTSC020003("消费冲正"), ACCTSC020004("消费撤销"), ACCTSC020005("消费退货"), ACCTSC020006("转账"), ACCTSC020007("提现"), ACCTSC029007("提现反交易"), ACCTSC020008("汇款"), ACCTSC029008("汇款反交易"), ACCTSC020009("冻结"), ACCTSC020010("解冻"), ACCTSC020011("手续费"), ACCTSC020012("收款"), ACCTSC020013("付款"), ACCTSC020014("退款扣款"), ACCTSC020015("清算入账充值"), ACCTSC020016("汇款入账充值"), ACCTSC020017("手工充值"), ACCTSC020018("退款入账充值"), ACCTSC020019("代扣充值"), ACCTSC020020("异常差错充值"), ACCTSC020021("异常差错扣款"), ACCTSC020022("基金赎回充值"), ACCTSC020023("基金申购扣款"), ACCTSC020024("基金赎回款清算入账"), ACCTSC020025("基金申购款清算划付"), ACCTSC020026("基金申购款资金调拨"), ACCTSC020027("商户清算入账"), ACCTSC020028("商户清算出账"), ACCTSC020029("消费退款入账"), ACCTSC020030("消费支付出账"), ACCTSC020031("基金赎回款资金调拨"), ACCTSC020032("缴费单支付"), ACCTSC020033("网联 C 扫 B 支付"), ACCTSC020034("网联 B 扫 C 支付"), ACCTSC020035("网联退款"), ACCTSC020036("信用卡还款"), ACCTSC020037("超级捷算申购"), ACCTSC020038("超级捷算赎回"), ACCTSC020039("银行卡转账入账"), ACCTSC020040("银行卡转账出账"), ACCTSC020041("追加冻结金额"), ACCTSC020042("额度业务扣款"), ACCTSC020043("额度消费"), ACCTSC020044("额度使用还款"), ACCTSC020045("额度使用计息"), ACCTSC020046("额度使用还息"), ACCTSC020047("资金结算户手续费"), ACCTSC020048("结算结转好支付分帐后的分账方入账"), ACCTSC020049("支付结转好订单核销后的供应商入账"), ACCTSC020050("担保支付"), ACCTSC020051("渠道转入充值"), ACCTSC030001("调账"), ACCTSC040001("电子券扣款"), ACCTSC040002("电子券充值"), ACCTSC040003("电子券消费支付出账"), ACCTSC040004("电子券消费退款入账"), ACCTSC050001("授信使用"), ACCTSC050002("授信还款"), ACCTSC050003("授信记息"), ACCTSC050004("授信还息"), ACCTSC060001("结算划付"), ACCTSC060002("结算充值"), ACCTSC060003("通用扣款"), ACCTSC060004("通用扣款冲正"), ACCTSC070001("提现冲正"), ACCTSC070002("汇款冲正"), ACCTSC070003("超级捷算申购冲正"), ACCTSC070004("结算划付冲正"), ACCTSC070005("信用卡还款冲正"), ACCTSC080001("虚拟账户充值"), ACCTSC080002("虚拟账户消费转账"), ACCTSC080003("虚拟账户结转出金"), ACCTSC080004("虚拟账户消费出金"), ACCTSC080005("虚拟账户消费入金"), ACCTSC080006("虚拟账户充值撤销"), ACCTSC080007("虚拟账户异常差错充值"), ACCTSC080008("渠道来款"); private final String description; TransactionCodeEnum(String description) { this.description = description; } public String getDescription() { return description; } public static TransactionCodeEnum fromCode(String code) { for (TransactionCodeEnum transactionCode : values()) { if (transactionCode.name().equals(code)) { return transactionCode; } } throw new IllegalArgumentException("Invalid transaction code: " + code); } }

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src/main/java/com/yn/bftl/thirdparty/modules/chinaums/enums/TransactionCodeEnum.java 0 → 100644

package com.yn.bftl.thirdparty.modules.chinaums.enums;

import lombok.AllArgsConstructor;

/**
 * @program: yn-byx-thirdparty
 * @description: 交易代码 枚举
 * @author: Jing
 * @create: 2024-08-27 17:04
 **/
public enum TransactionCodeEnum {
    ACCTSC010001("开户"),
    ACCTSC010002("账户激活"),
    ACCTSC010003("账户锁定"),
    ACCTSC010004("账户解锁"),
    ACCTSC010005("账户注销"),
    ACCTSC010006("修改密码"),
    ACCTSC010007("重置密码"),
    ACCTSC010008("验证密码"),
    ACCTSC010009("修改账户信息"),
    ACCTSC010010("绑定银行卡"),
    ACCTSC010011("解绑银行卡"),
    ACCTSC010012("设置默认银行卡"),
    ACCTSC010013("账户银行卡关系授权"),
    ACCTSC010014("账户银行卡关系取消授权"),
    ACCTSC010015("关联理财银行账户"),
    ACCTSC010016("取消关联理财银行账户"),
    ACCTSC010017("设置授信额度"),
    ACCTSC010018("启用授信账户"),
    ACCTSC010019("停用授信账户"),
    ACCTSC020001("代收付入账充值"),
    ACCTSC020002("消费"),
    ACCTSC020003("消费冲正"),
    ACCTSC020004("消费撤销"),
    ACCTSC020005("消费退货"),
    ACCTSC020006("转账"),
    ACCTSC020007("提现"),
    ACCTSC029007("提现反交易"),
    ACCTSC020008("汇款"),
    ACCTSC029008("汇款反交易"),
    ACCTSC020009("冻结"),
    ACCTSC020010("解冻"),
    ACCTSC020011("手续费"),
    ACCTSC020012("收款"),
    ACCTSC020013("付款"),
    ACCTSC020014("退款扣款"),
    ACCTSC020015("清算入账充值"),
    ACCTSC020016("汇款入账充值"),
    ACCTSC020017("手工充值"),
    ACCTSC020018("退款入账充值"),
    ACCTSC020019("代扣充值"),
    ACCTSC020020("异常差错充值"),
    ACCTSC020021("异常差错扣款"),
    ACCTSC020022("基金赎回充值"),
    ACCTSC020023("基金申购扣款"),
    ACCTSC020024("基金赎回款清算入账"),
    ACCTSC020025("基金申购款清算划付"),
    ACCTSC020026("基金申购款资金调拨"),
    ACCTSC020027("商户清算入账"),
    ACCTSC020028("商户清算出账"),
    ACCTSC020029("消费退款入账"),
    ACCTSC020030("消费支付出账"),
    ACCTSC020031("基金赎回款资金调拨"),
    ACCTSC020032("缴费单支付"),
    ACCTSC020033("网联 C 扫 B 支付"),
    ACCTSC020034("网联 B 扫 C 支付"),
    ACCTSC020035("网联退款"),
    ACCTSC020036("信用卡还款"),
    ACCTSC020037("超级捷算申购"),
    ACCTSC020038("超级捷算赎回"),
    ACCTSC020039("银行卡转账入账"),
    ACCTSC020040("银行卡转账出账"),
    ACCTSC020041("追加冻结金额"),
    ACCTSC020042("额度业务扣款"),
    ACCTSC020043("额度消费"),
    ACCTSC020044("额度使用还款"),
    ACCTSC020045("额度使用计息"),
    ACCTSC020046("额度使用还息"),
    ACCTSC020047("资金结算户手续费"),
    ACCTSC020048("结算结转 好支付分帐后的分账方入账"),
    ACCTSC020049("支付结转 好订单核销后的供应商入账"),
    ACCTSC020050("担保支付"),
    ACCTSC020051("渠道转入充值"),
    ACCTSC030001("调账"),
    ACCTSC040001("电子券扣款"),
    ACCTSC040002("电子券充值"),
    ACCTSC040003("电子券消费支付出账"),
    ACCTSC040004("电子券消费退款入账"),
    ACCTSC050001("授信使用"),
    ACCTSC050002("授信还款"),
    ACCTSC050003("授信记息"),
    ACCTSC050004("授信还息"),
    ACCTSC060001("结算划付"),
    ACCTSC060002("结算充值"),
    ACCTSC060003("通用扣款"),
    ACCTSC060004("通用扣款冲正"),
    ACCTSC070001("提现冲正"),
    ACCTSC070002("汇款冲正"),
    ACCTSC070003("超级捷算申购冲正"),
    ACCTSC070004("结算划付冲正"),
    ACCTSC070005("信用卡还款冲正"),
    ACCTSC080001("虚拟账户充值"),
    ACCTSC080002("虚拟账户消费转账"),
    ACCTSC080003("虚拟账户结转出金"),
    ACCTSC080004("虚拟账户消费出金"),
    ACCTSC080005("虚拟账户消费入金"),
    ACCTSC080006("虚拟账户充值撤销"),
    ACCTSC080007("虚拟账户异常差错充值"),
    ACCTSC080008("渠道来款");

private final String description;

TransactionCodeEnum(String description) {
        this.description = description;
    }

public String getDescription() {
        return description;
    }

public static TransactionCodeEnum fromCode(String code) {
        for (TransactionCodeEnum transactionCode : values()) {
            if (transactionCode.name().equals(code)) {
                return transactionCode;
            }
        }
        throw new IllegalArgumentException("Invalid transaction code: " + code);
    }
}

Ignore Space Show notes View src/main/java/com/yn/bftl/thirdparty/modules/chinaums/service/impl/BankCardServiceImpl.java
package com.yn.bftl.thirdparty.modules.chinaums.service.impl; import cn.hutool.core.util.ObjectUtil; import com.alibaba.fastjson.JSONObject; import com.yn.bftl.common.common.exception.YnceError; import com.yn.bftl.common.common.util.ByxRouteUtil; import com.yn.bftl.common.common.util.RouteUtil; import com.yn.bftl.common.modules.company.entity.ChinaumsAuthInfo; import com.yn.bftl.common.modules.company.entity.ChinaumsBankCard; import com.yn.bftl.common.modules.company.entity.Company; import com.yn.bftl.common.modules.company.enums.ChinaumsBankCardStatus; import com.yn.bftl.thirdparty.common.constants.Constant; import com.yn.bftl.thirdparty.common.vo.BaseResponseVO; import com.yn.bftl.thirdparty.common.exception.YnceErrorException; import com.yn.bftl.thirdparty.common.service.BaseMemberService; import com.yn.bftl.thirdparty.common.util.SequenceUtil; import com.yn.bftl.thirdparty.modules.chinaums.dto.BankCardAmountValidateDTO; import com.yn.bftl.thirdparty.modules.chinaums.dto.byx.ByxChinaumsAcctBindBankCardDTO; import com.yn.bftl.thirdparty.modules.chinaums.dto.byx.ByxChinaumsQueryBindBankCardDTO; import com.yn.bftl.thirdparty.modules.chinaums.dto.chinaums.ChinaumsAmountValidate; import com.yn.bftl.thirdparty.modules.chinaums.enums.OprtTypeEnum; import com.yn.bftl.thirdparty.modules.chinaums.repository.ChinaumsAuthInfoRepository; import com.yn.bftl.thirdparty.modules.chinaums.repository.ChinaumsBankCardRepository; import com.yn.bftl.thirdparty.modules.chinaums.service.BankCardService; import com.yn.bftl.thirdparty.modules.chinaums.util.ByxChinaumsUtil; import com.yn.bftl.thirdparty.modules.chinaums.util.ChinaumsUtil; import com.yn.bftl.thirdparty.modules.chinaums.vo.ChinaumsBankCardDetailVO; import com.yn.bftl.thirdparty.modules.chinaums.vo.ChinaumsBankCardVO; import com.yn.bftl.thirdparty.modules.chinaums.vo.chinaums.ChinaumsAddBankCardVO; import com.yn.bftl.thirdparty.modules.chinaums.vo.byx.ByxChinaumsQueryBindBankCardVO; import com.yn.bftl.thirdparty.modules.chinaums.vo.byx.ByxQueryBindBankRow; import org.apache.commons.collections.CollectionUtils; import org.springframework.beans.BeanUtils; import org.springframework.stereotype.Service; import org.springframework.transaction.annotation.Transactional; import javax.annotation.Resource; import javax.validation.constraints.NotNull; import java.math.BigDecimal; import java.util.ArrayList; import java.util.List; /** * 银行卡服务实现类 * * @author huabiao * @create 2023/2/15 14:59 / @Service public class BankCardServiceImpl extends BaseMemberService implements BankCardService { @Resource private ChinaumsBankCardRepository chinaumsBankCardRepository; @Resource private ChinaumsAuthInfoRepository chinaumsAuthInfoRepository; @Resource private ChinaumsUtil chinaumsUtil; @Resource private ByxChinaumsUtil byxChinaumsUtil; @Resource private SequenceUtil sequenceUtil; @Override public List<ChinaumsBankCardVO> bankCardList(ChinaumsBankCardStatus status) { List<ChinaumsBankCardVO> chinaumsBankCardVOList = new ArrayList<>(); Company company = getUser().getCompany(); if (company != null && company.getChinaumsAuthInfo() != null) { ChinaumsAuthInfo chinaumsAuthInfo = company.getChinaumsAuthInfo(); if (CollectionUtils.isNotEmpty(chinaumsAuthInfo.getChinaumsBankCard())) { // List<Long> chinaumsBankCardIdList = chinaumsAuthInfo.getChinaumsBankCard().stream().filter(chinaumsBankCard -> chinaumsBankCard.getStatus().equals(ChinaumsBankCardStatus.PROCESSING)).map(ChinaumsBankCard::getId).collect(Collectors.toList()); // if (CollectionUtils.isNotEmpty(chinaumsBankCardIdList)) { // for (Long chinaumsBankCardId : chinaumsBankCardIdList) { // handleBankCardStatus(chinaumsBankCardRepository.findById(chinaumsBankCardId).orElse(null)); // } // } // 获取银联的已绑定银行卡列表 List<String> bankAcctNoList = queryBindBankCard(chinaumsAuthInfo.getBalanceAcctId()); for (ChinaumsBankCard chinaumsBankCard : chinaumsAuthInfo.getChinaumsBankCard()) { // 不在银联接口返回的银行卡不显示 if ((status == null \|\| chinaumsBankCard.getStatus().equals(status) && bankAcctNoList.contains(chinaumsBankCard.getBankAcctNo()))) { ChinaumsBankCardVO chinaumsBankCardVO = new ChinaumsBankCardVO(); chinaumsBankCardVO.setId(chinaumsBankCard.getId()); chinaumsBankCardVO.setBankName(chinaumsBankCard.getBankName()); chinaumsBankCardVO.setBankAcctNo(chinaumsBankCard.getBankAcctNo()); chinaumsBankCardVO.setStatus(chinaumsBankCard.getStatus()); chinaumsBankCardVO.setFailureMsg(chinaumsBankCard.getAcctValidationFailureMsg()); chinaumsBankCardVOList.add(chinaumsBankCardVO); } } } } return chinaumsBankCardVOList; } / * 查询账户银行卡列表 * @param balanceAcctId * @return / private List<String> queryBindBankCard(String balanceAcctId) { List<String> bankAcctNoList = new ArrayList<>(); if (ObjectUtil.isEmpty(balanceAcctId)) { return bankAcctNoList; } ByxChinaumsQueryBindBankCardDTO byxChinaumsQueryBindBankCardDTO = new ByxChinaumsQueryBindBankCardDTO(); byxChinaumsQueryBindBankCardDTO.setWalletId(balanceAcctId); ByxChinaumsQueryBindBankCardVO chinaumsQueryBindBankCardVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_UPAPI_SETTLE_ACCTS_BY_ACCT_NO, (JSONObject) JSONObject.toJSON(byxChinaumsQueryBindBankCardDTO), ByxChinaumsQueryBindBankCardVO.class); if(ObjectUtil.isNotNull(chinaumsQueryBindBankCardVO)&&ObjectUtil.isNotEmpty(chinaumsQueryBindBankCardVO.getRowList())){ for (ByxQueryBindBankRow byxQueryBindBankRow :chinaumsQueryBindBankCardVO.getRowList()){ bankAcctNoList.add(byxQueryBindBankRow.getBankAcctNo()); } } return bankAcctNoList; } @Override @Transactional(rollbackFor = Exception.class) public void addBankCard(ByxChinaumsAcctBindBankCardDTO byxChinaumsAcctBindBankCardDTO) { Company company = getUser().getCompany(); if (company == null) { throw new YnceErrorException(YnceError.YNCE_201009); } ChinaumsAuthInfo chinaumsAuthInfo = chinaumsAuthInfoRepository.findFirstByCompanyId(company.getId()); if (chinaumsAuthInfo == null) { throw new YnceErrorException(YnceError.YNCE_218009); } if (CollectionUtils.isNotEmpty(chinaumsAuthInfo.getChinaumsBankCard()) && chinaumsAuthInfo.getChinaumsBankCard().size() >= 10) { throw new YnceErrorException(YnceError.YNCE_218027); } // 赋值银行卡 ChinaumsBankCard chinaumsBankCard = new ChinaumsBankCard(); if (byxChinaumsAcctBindBankCardDTO.getId() != null) { chinaumsBankCard = chinaumsBankCardRepository.findById(byxChinaumsAcctBindBankCardDTO.getId()).orElse(null); if (chinaumsBankCard == null) { throw new YnceErrorException(YnceError.YNCE_218023); } // byxChinaumsAcctBindBankCardDTO.setOutRequestNo(chinaumsBankCard.getOutRequestNo()); } else { // 判断该银行卡号是否存在当前用户列表中 if(CollectionUtils.isNotEmpty(chinaumsAuthInfo.getChinaumsBankCard()) && chinaumsAuthInfo.getChinaumsBankCard().stream().anyMatch(filterChinaumsBankCard -> filterChinaumsBankCard.getBankAcctNo().equals(byxChinaumsAcctBindBankCardDTO.getBankAcctNo()))){ throw new YnceErrorException(YnceError.YNCE_218029); } if(CollectionUtils.isNotEmpty(chinaumsAuthInfo.getChinaumsBankCard()) && chinaumsAuthInfo.getChinaumsBankCard().stream().noneMatch(item -> item.getBankAcctNo().equals(chinaumsAuthInfo.getSettleAcctBankAcctNo()))) { chinaumsBankCard.setChinaumsAuthInfo(chinaumsAuthInfo); chinaumsBankCard.setBankCode(chinaumsAuthInfo.getSettleAcctBankCode()); chinaumsBankCard.setBankBranchCode(chinaumsAuthInfo.getSettleAcctBankBranchCode()); chinaumsBankCard.setBankAcctNo(chinaumsAuthInfo.getSettleAcctBankAcctNo()); chinaumsBankCard.setMobileNumber(chinaumsAuthInfo.getMobileNumber()); chinaumsBankCard.setChinaumsAuthInfo(chinaumsAuthInfo); chinaumsBankCard.setOutRequestNo(chinaumsAuthInfo.getOutRequestNo()); chinaumsBankCard.setBankAcctType(chinaumsAuthInfo.getSettleAcctType()); chinaumsBankCard.setBankName(chinaumsAuthInfo.getSettleAcctBankName()); chinaumsBankCard.setSettleAcctId(chinaumsAuthInfo.getSettleAcctId()); } // byxChinaumsAcctBindBankCardDTO.setOutRequestNo(sequenceUtil.getNextSequenceNumber("YHK")); // byxChinaumsAcctBindBankCardDTO.setProfession("40100"); } BeanUtils.copyProperties(byxChinaumsAcctBindBankCardDTO, chinaumsBankCard); byxChinaumsAcctBindBankCardDTO.setCusId(chinaumsAuthInfo.getCusId()); byxChinaumsAcctBindBankCardDTO.setMchId(chinaumsAuthInfo.getMchId()); byxChinaumsAcctBindBankCardDTO.setElecBankNo(chinaumsAuthInfo.getElecBankNo()); byxChinaumsAcctBindBankCardDTO.setIdCard(chinaumsAuthInfo.getIdCardNumber()); try { // 银行账户 byxChinaumsAcctBindBankCardDTO.setBankAcctNo(chinaumsBankCard.getBankAcctNo()); // 手机号 byxChinaumsAcctBindBankCardDTO.setMobileNo(chinaumsBankCard.getMobileNumber()); } catch (Exception exception) { throw new YnceErrorException(YnceError.YNCE_218014); } BaseResponseVO baseResponseVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_UPAPI_ACCT_BIND_BANK_CARD, (JSONObject) JSONObject.toJSON(byxChinaumsAcctBindBankCardDTO), BaseResponseVO.class); // 绑定后根据返回的状态码更新状态 if(Constant.RETURN_SUCCESS_CODE.equals(baseResponseVO.getRspCode())){ chinaumsBankCard.setStatus(ChinaumsBankCardStatus.SUCCEEDED); chinaumsAuthInfo.setBankCardNo(byxChinaumsAcctBindBankCardDTO.getBankAcctNo()); chinaumsAuthInfo.setBindAcctName(byxChinaumsAcctBindBankCardDTO.getBankAcctName()); chinaumsAuthInfoRepository.save(chinaumsAuthInfo); } else { chinaumsBankCard.setStatus(ChinaumsBankCardStatus.FAILED); chinaumsBankCard.setAcctValidationFailureMsg(baseResponseVO.getRspResult()); } chinaumsBankCardRepository.save(chinaumsBankCard); // chinaumsBankCard.setOutRequestNo(chinaumsAddBankCardVO.getOutRequestNo()); // chinaumsBankCard.setSettleAcctId(chinaumsAddBankCardVO.getSettleAcctId()); // handleBankCardStatus(chinaumsBankCard); } @Override @Transactional(rollbackFor = Exception.class) public Boolean deleteBankCard(@NotNull Long id) { ChinaumsBankCard chinaumsBankCard = chinaumsBankCardRepository.findById(id).orElse(null); if (chinaumsBankCard == null) { throw new YnceErrorException(YnceError.YNCE_218023); } List<ChinaumsBankCardVO> chinaumsBankCardVOList = this.bankCardList(null); if (CollectionUtils.isNotEmpty(chinaumsBankCardVOList) && chinaumsBankCardVOList.stream().filter(chinaumsBankCardVO -> chinaumsBankCardVO.getStatus().equals(ChinaumsBankCardStatus.SUCCEEDED)).count() == 1) { throw new YnceErrorException(YnceError.YNCE_218024); } if (!chinaumsBankCard.getStatus().equals(ChinaumsBankCardStatus.SUCCEEDED)) { throw new YnceErrorException(YnceError.YNCE_218025); } if(chinaumsBankCard.getBankAcctNo().equals(chinaumsBankCard.getChinaumsAuthInfo().getSettleAcctBankAcctNo())){ throw new YnceErrorException(YnceError.YNCE_218025.getStatus(),YnceError.YNCE_218025.getMsg() + "认证绑定的卡不允许解绑"); } // ChinaumsDeleteBankCardDTO chinaumsDeleteBankCardDTO = ChinaumsDeleteBankCardDTO.builder().settleAcctId(chinaumsBankCard.getSettleAcctId()).build(); ByxChinaumsAcctBindBankCardDTO byxChinaumsAcctBindBankCardDTO = new ByxChinaumsAcctBindBankCardDTO(); byxChinaumsAcctBindBankCardDTO.setWalletId(chinaumsBankCard.getChinaumsAuthInfo().getBalanceAcctId()); byxChinaumsAcctBindBankCardDTO.setOprtType(OprtTypeEnum.UNBIND.getValue()); BaseResponseVO baseResponseVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_UPAPI_ACCT_BIND_BANK_CARD, (JSONObject) JSONObject.toJSON(byxChinaumsAcctBindBankCardDTO), BaseResponseVO.class); if (Constant.RETURN_SUCCESS_CODE.equals(baseResponseVO.getRspCode()) ) { List<ChinaumsBankCard> chinaumsBankCardList = chinaumsBankCard.getChinaumsAuthInfo().getChinaumsBankCard(); chinaumsBankCardList.removeIf(deleteChinaumsBankCard -> deleteChinaumsBankCard.getId().equals(id)); chinaumsBankCard.setChinaumsAuthInfo(null); chinaumsBankCardRepository.delete(chinaumsBankCard); return true; } else { return false; } } @Override @Transactional(rollbackFor = Exception.class) public Boolean amountValidate(BankCardAmountValidateDTO bankCardAmountValidateDTO) { ChinaumsBankCard chinaumsBankCard = chinaumsBankCardRepository.findById(bankCardAmountValidateDTO.getId()).orElse(null); if (chinaumsBankCard == null) { throw new YnceErrorException(YnceError.YNCE_218023); } if (chinaumsBankCard.getBankAcctType().equals("1")) { throw new YnceErrorException(YnceError.YNCE_218026); } ChinaumsAmountValidate chinaumsAmountValidate = ChinaumsAmountValidate .builder() .settleAcctId(chinaumsBankCard.getSettleAcctId()) .payAmount(bankCardAmountValidateDTO.getAmount().multiply(new BigDecimal(100)).intValue()) .build(); chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_ACCTS_VALIDATE, (JSONObject) JSONObject.toJSON(chinaumsAmountValidate), null); return true; } @Override public ChinaumsBankCardDetailVO getBankCardDetail(Long id) { ChinaumsBankCard chinaumsBankCard = chinaumsBankCardRepository.findById(id).orElse(null); if (chinaumsBankCard == null) { throw new YnceErrorException(YnceError.YNCE_218023); } ChinaumsBankCardDetailVO chinaumsBankCardDetailVO = new ChinaumsBankCardDetailVO(); BeanUtils.copyProperties(chinaumsBankCard, chinaumsBankCardDetailVO); return chinaumsBankCardDetailVO; } /* * 处理银联银行卡状态 * * @param chinaumsBankCard 银联银行卡 * @author huabiao * @create 2023/2/20 16:12 / private void handleBankCardStatus(ChinaumsBankCard chinaumsBankCard) { if (chinaumsBankCard == null) { return; } JSONObject jsonObject = new JSONObject(); jsonObject.put("settleAcctId", chinaumsBankCard.getSettleAcctId()); ChinaumsAddBankCardVO chinaumsAddBankCardVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_UPAPI_SETTLE_ACCTS_BY_ACCT_NO, (JSONObject) JSONObject.toJSON(jsonObject), ChinaumsAddBankCardVO.class); // 查询完状态后需要将银联银行卡信息中的状态更新 switch (chinaumsAddBankCardVO.getVerifyStatus()) { case "processing": chinaumsBankCard.setStatus(ChinaumsBankCardStatus.PROCESSING); break; case "needless": chinaumsBankCard.setStatus(ChinaumsBankCardStatus.NEEDLESS); break; case "blocked": chinaumsBankCard.setStatus(ChinaumsBankCardStatus.BLOCKED); break; case "succeeded": chinaumsBankCard.setStatus(ChinaumsBankCardStatus.SUCCEEDED); break; case "failed": chinaumsBankCard.setAcctValidationFailureMsg(chinaumsAddBankCardVO.getAcctValidationFailureMsg()); chinaumsBankCard.setStatus(ChinaumsBankCardStatus.FAILED); break; } chinaumsBankCardRepository.save(chinaumsBankCard); } } package com.yn.bftl.thirdparty.modules.chinaums.service.impl; import cn.hutool.core.util.ObjectUtil; import com.alibaba.fastjson.JSONObject; import com.yn.bftl.common.common.exception.YnceError; import com.yn.bftl.common.common.util.ByxRouteUtil; import com.yn.bftl.common.common.util.RouteUtil; import com.yn.bftl.common.modules.company.entity.ChinaumsAuthInfo; import com.yn.bftl.common.modules.company.entity.ChinaumsBankCard; import com.yn.bftl.common.modules.company.entity.Company; import com.yn.bftl.common.modules.company.enums.ChinaumsBankCardStatus; import com.yn.bftl.thirdparty.common.constants.Constant; import com.yn.bftl.thirdparty.common.vo.BaseResponseVO; import com.yn.bftl.thirdparty.common.exception.YnceErrorException; import com.yn.bftl.thirdparty.common.service.BaseMemberService; import com.yn.bftl.thirdparty.common.util.SequenceUtil; import com.yn.bftl.thirdparty.modules.chinaums.dto.BankCardAmountValidateDTO; import com.yn.bftl.thirdparty.modules.chinaums.dto.byx.ByxChinaumsAcctBindBankCardDTO; import com.yn.bftl.thirdparty.modules.chinaums.dto.byx.ByxChinaumsQueryBindBankCardDTO; import com.yn.bftl.thirdparty.modules.chinaums.dto.chinaums.ChinaumsAmountValidate; import com.yn.bftl.thirdparty.modules.chinaums.enums.OprtTypeEnum; import com.yn.bftl.thirdparty.modules.chinaums.repository.ChinaumsAuthInfoRepository; import com.yn.bftl.thirdparty.modules.chinaums.repository.ChinaumsBankCardRepository; import com.yn.bftl.thirdparty.modules.chinaums.service.BankCardService; import com.yn.bftl.thirdparty.modules.chinaums.util.ByxChinaumsUtil; import com.yn.bftl.thirdparty.modules.chinaums.util.ChinaumsUtil; import com.yn.bftl.thirdparty.modules.chinaums.vo.ChinaumsBankCardDetailVO; import com.yn.bftl.thirdparty.modules.chinaums.vo.ChinaumsBankCardVO; import com.yn.bftl.thirdparty.modules.chinaums.vo.chinaums.ChinaumsAddBankCardVO; import com.yn.bftl.thirdparty.modules.chinaums.vo.byx.ByxChinaumsQueryBindBankCardVO; import com.yn.bftl.thirdparty.modules.chinaums.vo.byx.ByxQueryBindBankRow; import org.apache.commons.collections.CollectionUtils; import org.springframework.beans.BeanUtils; import org.springframework.stereotype.Service; import org.springframework.transaction.annotation.Transactional; import javax.annotation.Resource; import javax.validation.constraints.NotNull; import java.math.BigDecimal; import java.util.ArrayList; import java.util.List; /* * 银行卡服务实现类 * * @author huabiao * @create 2023/2/15 14:59 / @Service public class BankCardServiceImpl extends BaseMemberService implements BankCardService { @Resource private ChinaumsBankCardRepository chinaumsBankCardRepository; @Resource private ChinaumsAuthInfoRepository chinaumsAuthInfoRepository; @Resource private ChinaumsUtil chinaumsUtil; @Resource private ByxChinaumsUtil byxChinaumsUtil; @Resource private SequenceUtil sequenceUtil; @Override public List<ChinaumsBankCardVO> bankCardList(ChinaumsBankCardStatus status) { List<ChinaumsBankCardVO> chinaumsBankCardVOList = new ArrayList<>(); Company company = getUser().getCompany(); if (company != null && company.getChinaumsAuthInfo() != null) { ChinaumsAuthInfo chinaumsAuthInfo = company.getChinaumsAuthInfo(); if (CollectionUtils.isNotEmpty(chinaumsAuthInfo.getChinaumsBankCard())) { // List<Long> chinaumsBankCardIdList = chinaumsAuthInfo.getChinaumsBankCard().stream().filter(chinaumsBankCard -> chinaumsBankCard.getStatus().equals(ChinaumsBankCardStatus.PROCESSING)).map(ChinaumsBankCard::getId).collect(Collectors.toList()); // if (CollectionUtils.isNotEmpty(chinaumsBankCardIdList)) { // for (Long chinaumsBankCardId : chinaumsBankCardIdList) { // handleBankCardStatus(chinaumsBankCardRepository.findById(chinaumsBankCardId).orElse(null)); // } // } // 获取银联的已绑定银行卡列表 List<String> bankAcctNoList = queryBindBankCard(chinaumsAuthInfo.getBalanceAcctId()); for (ChinaumsBankCard chinaumsBankCard : chinaumsAuthInfo.getChinaumsBankCard()) { // 不在银联接口返回的银行卡不显示 if ((status == null \|\| chinaumsBankCard.getStatus().equals(status) && bankAcctNoList.contains(chinaumsBankCard.getBankAcctNo()))) { ChinaumsBankCardVO chinaumsBankCardVO = new ChinaumsBankCardVO(); chinaumsBankCardVO.setId(chinaumsBankCard.getId()); chinaumsBankCardVO.setBankName(chinaumsBankCard.getBankName()); chinaumsBankCardVO.setBankAcctNo(chinaumsBankCard.getBankAcctNo()); chinaumsBankCardVO.setStatus(chinaumsBankCard.getStatus()); chinaumsBankCardVO.setFailureMsg(chinaumsBankCard.getAcctValidationFailureMsg()); chinaumsBankCardVOList.add(chinaumsBankCardVO); } } } } return chinaumsBankCardVOList; } / * 查询账户银行卡列表 * @param balanceAcctId * @return / private List<String> queryBindBankCard(String balanceAcctId) { List<String> bankAcctNoList = new ArrayList<>(); if (ObjectUtil.isEmpty(balanceAcctId)) { return bankAcctNoList; } ByxChinaumsQueryBindBankCardDTO byxChinaumsQueryBindBankCardDTO = new ByxChinaumsQueryBindBankCardDTO(); byxChinaumsQueryBindBankCardDTO.setWalletId(balanceAcctId); ByxChinaumsQueryBindBankCardVO chinaumsQueryBindBankCardVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_UPAPI_SETTLE_ACCTS_BY_ACCT_NO, (JSONObject) JSONObject.toJSON(byxChinaumsQueryBindBankCardDTO), ByxChinaumsQueryBindBankCardVO.class); if(ObjectUtil.isNotNull(chinaumsQueryBindBankCardVO)&&ObjectUtil.isNotEmpty(chinaumsQueryBindBankCardVO.getRowList())){ for (ByxQueryBindBankRow byxQueryBindBankRow :chinaumsQueryBindBankCardVO.getRowList()){ bankAcctNoList.add(byxQueryBindBankRow.getBankAcctNo()); } } return bankAcctNoList; } @Override @Transactional(rollbackFor = Exception.class) public void addBankCard(ByxChinaumsAcctBindBankCardDTO byxChinaumsAcctBindBankCardDTO) { Company company = getUser().getCompany(); if (company == null) { throw new YnceErrorException(YnceError.YNCE_201009); } ChinaumsAuthInfo chinaumsAuthInfo = chinaumsAuthInfoRepository.findFirstByCompanyId(company.getId()); if (chinaumsAuthInfo == null) { throw new YnceErrorException(YnceError.YNCE_218009); } if (CollectionUtils.isNotEmpty(chinaumsAuthInfo.getChinaumsBankCard()) && chinaumsAuthInfo.getChinaumsBankCard().size() >= 10) { throw new YnceErrorException(YnceError.YNCE_218027); } // 赋值银行卡 ChinaumsBankCard chinaumsBankCard = new ChinaumsBankCard(); if (byxChinaumsAcctBindBankCardDTO.getId() != null) { chinaumsBankCard = chinaumsBankCardRepository.findById(byxChinaumsAcctBindBankCardDTO.getId()).orElse(null); if (chinaumsBankCard == null) { throw new YnceErrorException(YnceError.YNCE_218023); } // byxChinaumsAcctBindBankCardDTO.setOutRequestNo(chinaumsBankCard.getOutRequestNo()); } else { // 判断该银行卡号是否存在当前用户列表中 if(CollectionUtils.isNotEmpty(chinaumsAuthInfo.getChinaumsBankCard()) && chinaumsAuthInfo.getChinaumsBankCard().stream().anyMatch(filterChinaumsBankCard -> filterChinaumsBankCard.getBankAcctNo().equals(byxChinaumsAcctBindBankCardDTO.getBankAcctNo()))){ throw new YnceErrorException(YnceError.YNCE_218029); } if(CollectionUtils.isNotEmpty(chinaumsAuthInfo.getChinaumsBankCard()) && chinaumsAuthInfo.getChinaumsBankCard().stream().noneMatch(item -> item.getBankAcctNo().equals(chinaumsAuthInfo.getSettleAcctBankAcctNo()))) { chinaumsBankCard.setChinaumsAuthInfo(chinaumsAuthInfo); chinaumsBankCard.setBankCode(chinaumsAuthInfo.getSettleAcctBankCode()); chinaumsBankCard.setBankBranchCode(chinaumsAuthInfo.getSettleAcctBankBranchCode()); chinaumsBankCard.setBankAcctNo(chinaumsAuthInfo.getSettleAcctBankAcctNo()); chinaumsBankCard.setMobileNumber(chinaumsAuthInfo.getMobileNumber()); chinaumsBankCard.setChinaumsAuthInfo(chinaumsAuthInfo); chinaumsBankCard.setOutRequestNo(chinaumsAuthInfo.getOutRequestNo()); chinaumsBankCard.setBankAcctType(chinaumsAuthInfo.getSettleAcctType()); chinaumsBankCard.setBankName(chinaumsAuthInfo.getSettleAcctBankName()); chinaumsBankCard.setSettleAcctId(chinaumsAuthInfo.getSettleAcctId()); } // byxChinaumsAcctBindBankCardDTO.setOutRequestNo(sequenceUtil.getNextSequenceNumber("YHK")); // byxChinaumsAcctBindBankCardDTO.setProfession("40100"); } BeanUtils.copyProperties(byxChinaumsAcctBindBankCardDTO, chinaumsBankCard); byxChinaumsAcctBindBankCardDTO.setCusId(chinaumsAuthInfo.getCusId()); byxChinaumsAcctBindBankCardDTO.setMchId(chinaumsAuthInfo.getMchId()); try { // 银行账户 byxChinaumsAcctBindBankCardDTO.setBankAcctNo(chinaumsBankCard.getBankAcctNo()); // 手机号 byxChinaumsAcctBindBankCardDTO.setMobileNo(chinaumsBankCard.getMobileNumber()); } catch (Exception exception) { throw new YnceErrorException(YnceError.YNCE_218014); } BaseResponseVO baseResponseVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_UPAPI_ACCT_BIND_BANK_CARD, (JSONObject) JSONObject.toJSON(byxChinaumsAcctBindBankCardDTO), BaseResponseVO.class); // 绑定后根据返回的状态码更新状态 if(Constant.RETURN_SUCCESS_CODE.equals(baseResponseVO.getRspCode())){ chinaumsBankCard.setStatus(ChinaumsBankCardStatus.SUCCEEDED); chinaumsAuthInfo.setBankCardNo(byxChinaumsAcctBindBankCardDTO.getBankAcctNo()); chinaumsAuthInfo.setBindAcctName(byxChinaumsAcctBindBankCardDTO.getBankAcctName()); chinaumsAuthInfoRepository.save(chinaumsAuthInfo); } else { chinaumsBankCard.setStatus(ChinaumsBankCardStatus.FAILED); chinaumsBankCard.setAcctValidationFailureMsg(baseResponseVO.getRspResult()); } chinaumsBankCardRepository.save(chinaumsBankCard); // chinaumsBankCard.setOutRequestNo(chinaumsAddBankCardVO.getOutRequestNo()); // chinaumsBankCard.setSettleAcctId(chinaumsAddBankCardVO.getSettleAcctId()); // handleBankCardStatus(chinaumsBankCard); } @Override @Transactional(rollbackFor = Exception.class) public Boolean deleteBankCard(@NotNull Long id) { ChinaumsBankCard chinaumsBankCard = chinaumsBankCardRepository.findById(id).orElse(null); if (chinaumsBankCard == null) { throw new YnceErrorException(YnceError.YNCE_218023); } List<ChinaumsBankCardVO> chinaumsBankCardVOList = this.bankCardList(null); if (CollectionUtils.isNotEmpty(chinaumsBankCardVOList) && chinaumsBankCardVOList.stream().filter(chinaumsBankCardVO -> chinaumsBankCardVO.getStatus().equals(ChinaumsBankCardStatus.SUCCEEDED)).count() == 1) { throw new YnceErrorException(YnceError.YNCE_218024); } if (!chinaumsBankCard.getStatus().equals(ChinaumsBankCardStatus.SUCCEEDED)) { throw new YnceErrorException(YnceError.YNCE_218025); } if(chinaumsBankCard.getBankAcctNo().equals(chinaumsBankCard.getChinaumsAuthInfo().getSettleAcctBankAcctNo())){ throw new YnceErrorException(YnceError.YNCE_218025.getStatus(),YnceError.YNCE_218025.getMsg() + "认证绑定的卡不允许解绑"); } // ChinaumsDeleteBankCardDTO chinaumsDeleteBankCardDTO = ChinaumsDeleteBankCardDTO.builder().settleAcctId(chinaumsBankCard.getSettleAcctId()).build(); ByxChinaumsAcctBindBankCardDTO byxChinaumsAcctBindBankCardDTO = new ByxChinaumsAcctBindBankCardDTO(); byxChinaumsAcctBindBankCardDTO.setWalletId(chinaumsBankCard.getChinaumsAuthInfo().getBalanceAcctId()); byxChinaumsAcctBindBankCardDTO.setOprtType(OprtTypeEnum.UNBIND.getValue()); BaseResponseVO baseResponseVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_UPAPI_ACCT_BIND_BANK_CARD, (JSONObject) JSONObject.toJSON(byxChinaumsAcctBindBankCardDTO), BaseResponseVO.class); if (Constant.RETURN_SUCCESS_CODE.equals(baseResponseVO.getRspCode()) ) { List<ChinaumsBankCard> chinaumsBankCardList = chinaumsBankCard.getChinaumsAuthInfo().getChinaumsBankCard(); chinaumsBankCardList.removeIf(deleteChinaumsBankCard -> deleteChinaumsBankCard.getId().equals(id)); chinaumsBankCard.setChinaumsAuthInfo(null); chinaumsBankCardRepository.delete(chinaumsBankCard); return true; } else { return false; } } @Override @Transactional(rollbackFor = Exception.class) public Boolean amountValidate(BankCardAmountValidateDTO bankCardAmountValidateDTO) { ChinaumsBankCard chinaumsBankCard = chinaumsBankCardRepository.findById(bankCardAmountValidateDTO.getId()).orElse(null); if (chinaumsBankCard == null) { throw new YnceErrorException(YnceError.YNCE_218023); } if (chinaumsBankCard.getBankAcctType().equals("1")) { throw new YnceErrorException(YnceError.YNCE_218026); } ChinaumsAmountValidate chinaumsAmountValidate = ChinaumsAmountValidate .builder() .settleAcctId(chinaumsBankCard.getSettleAcctId()) .payAmount(bankCardAmountValidateDTO.getAmount().multiply(new BigDecimal(100)).intValue()) .build(); chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_ACCTS_VALIDATE, (JSONObject) JSONObject.toJSON(chinaumsAmountValidate), null); return true; } @Override public ChinaumsBankCardDetailVO getBankCardDetail(Long id) { ChinaumsBankCard chinaumsBankCard = chinaumsBankCardRepository.findById(id).orElse(null); if (chinaumsBankCard == null) { throw new YnceErrorException(YnceError.YNCE_218023); } ChinaumsBankCardDetailVO chinaumsBankCardDetailVO = new ChinaumsBankCardDetailVO(); BeanUtils.copyProperties(chinaumsBankCard, chinaumsBankCardDetailVO); return chinaumsBankCardDetailVO; } /* * 处理银联银行卡状态 * * @param chinaumsBankCard 银联银行卡 * @author huabiao * @create 2023/2/20 16:12 */ private void handleBankCardStatus(ChinaumsBankCard chinaumsBankCard) { if (chinaumsBankCard == null) { return; } JSONObject jsonObject = new JSONObject(); jsonObject.put("settleAcctId", chinaumsBankCard.getSettleAcctId()); ChinaumsAddBankCardVO chinaumsAddBankCardVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_UPAPI_SETTLE_ACCTS_BY_ACCT_NO, (JSONObject) JSONObject.toJSON(jsonObject), ChinaumsAddBankCardVO.class); // 查询完状态后需要将银联银行卡信息中的状态更新 switch (chinaumsAddBankCardVO.getVerifyStatus()) { case "processing": chinaumsBankCard.setStatus(ChinaumsBankCardStatus.PROCESSING); break; case "needless": chinaumsBankCard.setStatus(ChinaumsBankCardStatus.NEEDLESS); break; case "blocked": chinaumsBankCard.setStatus(ChinaumsBankCardStatus.BLOCKED); break; case "succeeded": chinaumsBankCard.setStatus(ChinaumsBankCardStatus.SUCCEEDED); break; case "failed": chinaumsBankCard.setAcctValidationFailureMsg(chinaumsAddBankCardVO.getAcctValidationFailureMsg()); chinaumsBankCard.setStatus(ChinaumsBankCardStatus.FAILED); break; } chinaumsBankCardRepository.save(chinaumsBankCard); } }

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src/main/java/com/yn/bftl/thirdparty/modules/chinaums/service/impl/BankCardServiceImpl.java

package com.yn.bftl.thirdparty.modules.chinaums.service.impl;

import cn.hutool.core.util.ObjectUtil;
import com.alibaba.fastjson.JSONObject;
import com.yn.bftl.common.common.exception.YnceError;
import com.yn.bftl.common.common.util.ByxRouteUtil;
import com.yn.bftl.common.common.util.RouteUtil;
import com.yn.bftl.common.modules.company.entity.ChinaumsAuthInfo;
import com.yn.bftl.common.modules.company.entity.ChinaumsBankCard;
import com.yn.bftl.common.modules.company.entity.Company;
import com.yn.bftl.common.modules.company.enums.ChinaumsBankCardStatus;
import com.yn.bftl.thirdparty.common.constants.Constant;
import com.yn.bftl.thirdparty.common.vo.BaseResponseVO;
import com.yn.bftl.thirdparty.common.exception.YnceErrorException;
import com.yn.bftl.thirdparty.common.service.BaseMemberService;
import com.yn.bftl.thirdparty.common.util.SequenceUtil;
import com.yn.bftl.thirdparty.modules.chinaums.dto.BankCardAmountValidateDTO;
import com.yn.bftl.thirdparty.modules.chinaums.dto.byx.ByxChinaumsAcctBindBankCardDTO;
import com.yn.bftl.thirdparty.modules.chinaums.dto.byx.ByxChinaumsQueryBindBankCardDTO;
import com.yn.bftl.thirdparty.modules.chinaums.dto.chinaums.ChinaumsAmountValidate;
import com.yn.bftl.thirdparty.modules.chinaums.enums.OprtTypeEnum;
import com.yn.bftl.thirdparty.modules.chinaums.repository.ChinaumsAuthInfoRepository;
import com.yn.bftl.thirdparty.modules.chinaums.repository.ChinaumsBankCardRepository;
import com.yn.bftl.thirdparty.modules.chinaums.service.BankCardService;
import com.yn.bftl.thirdparty.modules.chinaums.util.ByxChinaumsUtil;
import com.yn.bftl.thirdparty.modules.chinaums.util.ChinaumsUtil;
import com.yn.bftl.thirdparty.modules.chinaums.vo.ChinaumsBankCardDetailVO;
import com.yn.bftl.thirdparty.modules.chinaums.vo.ChinaumsBankCardVO;
import com.yn.bftl.thirdparty.modules.chinaums.vo.chinaums.ChinaumsAddBankCardVO;
import com.yn.bftl.thirdparty.modules.chinaums.vo.byx.ByxChinaumsQueryBindBankCardVO;
import com.yn.bftl.thirdparty.modules.chinaums.vo.byx.ByxQueryBindBankRow;
import org.apache.commons.collections.CollectionUtils;
import org.springframework.beans.BeanUtils;
import org.springframework.stereotype.Service;
import org.springframework.transaction.annotation.Transactional;

import javax.annotation.Resource;
import javax.validation.constraints.NotNull;
import java.math.BigDecimal;
import java.util.ArrayList;
import java.util.List;

/**
 * 银行卡服务实现类
 *
 * @author huabiao
 * @create 2023/2/15  14:59
 **/
@Service
public class BankCardServiceImpl extends BaseMemberService implements BankCardService {

@Resource
    private ChinaumsBankCardRepository chinaumsBankCardRepository;
    @Resource
    private ChinaumsAuthInfoRepository chinaumsAuthInfoRepository;
    @Resource
    private ChinaumsUtil chinaumsUtil;
    @Resource
    private ByxChinaumsUtil byxChinaumsUtil;
    @Resource
    private SequenceUtil sequenceUtil;

@Override
 public List<ChinaumsBankCardVO> bankCardList(ChinaumsBankCardStatus status) {
 List<ChinaumsBankCardVO> chinaumsBankCardVOList = new ArrayList<>();
 Company company = getUser().getCompany();
 if (company != null && company.getChinaumsAuthInfo() != null) {
 ChinaumsAuthInfo chinaumsAuthInfo = company.getChinaumsAuthInfo();
 if (CollectionUtils.isNotEmpty(chinaumsAuthInfo.getChinaumsBankCard())) {
// List<Long> chinaumsBankCardIdList = chinaumsAuthInfo.getChinaumsBankCard().stream().filter(chinaumsBankCard -> chinaumsBankCard.getStatus().equals(ChinaumsBankCardStatus.PROCESSING)).map(ChinaumsBankCard::getId).collect(Collectors.toList());
// if (CollectionUtils.isNotEmpty(chinaumsBankCardIdList)) {
// for (Long chinaumsBankCardId : chinaumsBankCardIdList) {
// handleBankCardStatus(chinaumsBankCardRepository.findById(chinaumsBankCardId).orElse(null));
// }
// }
 // 获取银联的已绑定银行卡列表
 List<String> bankAcctNoList = queryBindBankCard(chinaumsAuthInfo.getBalanceAcctId());
 for (ChinaumsBankCard chinaumsBankCard : chinaumsAuthInfo.getChinaumsBankCard()) {
 // 不在银联接口返回的银行卡不显示
 if ((status == null || chinaumsBankCard.getStatus().equals(status) && bankAcctNoList.contains(chinaumsBankCard.getBankAcctNo()))) {
 ChinaumsBankCardVO chinaumsBankCardVO = new ChinaumsBankCardVO();
 chinaumsBankCardVO.setId(chinaumsBankCard.getId());
 chinaumsBankCardVO.setBankName(chinaumsBankCard.getBankName());
 chinaumsBankCardVO.setBankAcctNo(chinaumsBankCard.getBankAcctNo());
 chinaumsBankCardVO.setStatus(chinaumsBankCard.getStatus());
 chinaumsBankCardVO.setFailureMsg(chinaumsBankCard.getAcctValidationFailureMsg());
 chinaumsBankCardVOList.add(chinaumsBankCardVO);
 }
 }
 }
 }
 return chinaumsBankCardVOList;
 }

/**
 * 查询账户银行卡列表
 * @param balanceAcctId
 * @return
 */
 private List<String> queryBindBankCard(String balanceAcctId) {
 List<String> bankAcctNoList = new ArrayList<>();
 if (ObjectUtil.isEmpty(balanceAcctId)) {
 return bankAcctNoList;
 }
 ByxChinaumsQueryBindBankCardDTO byxChinaumsQueryBindBankCardDTO = new ByxChinaumsQueryBindBankCardDTO();
 byxChinaumsQueryBindBankCardDTO.setWalletId(balanceAcctId);

ByxChinaumsQueryBindBankCardVO chinaumsQueryBindBankCardVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_UPAPI_SETTLE_ACCTS_BY_ACCT_NO, (JSONObject) JSONObject.toJSON(byxChinaumsQueryBindBankCardDTO), ByxChinaumsQueryBindBankCardVO.class);

if(ObjectUtil.isNotNull(chinaumsQueryBindBankCardVO)&&ObjectUtil.isNotEmpty(chinaumsQueryBindBankCardVO.getRowList())){
            for (ByxQueryBindBankRow byxQueryBindBankRow :chinaumsQueryBindBankCardVO.getRowList()){
                bankAcctNoList.add(byxQueryBindBankRow.getBankAcctNo());
            }
        }
        return bankAcctNoList;
    }

@Override
    @Transactional(rollbackFor = Exception.class)
    public void addBankCard(ByxChinaumsAcctBindBankCardDTO byxChinaumsAcctBindBankCardDTO) {
        Company company = getUser().getCompany();
        if (company == null) {
            throw new YnceErrorException(YnceError.YNCE_201009);
        }
        ChinaumsAuthInfo chinaumsAuthInfo = chinaumsAuthInfoRepository.findFirstByCompanyId(company.getId());
        if (chinaumsAuthInfo == null) {
            throw new YnceErrorException(YnceError.YNCE_218009);
        }
        if (CollectionUtils.isNotEmpty(chinaumsAuthInfo.getChinaumsBankCard()) && chinaumsAuthInfo.getChinaumsBankCard().size() >= 10) {
            throw new YnceErrorException(YnceError.YNCE_218027);
        }
        // 赋值银行卡
        ChinaumsBankCard chinaumsBankCard = new ChinaumsBankCard();
        if (byxChinaumsAcctBindBankCardDTO.getId() != null) {
            chinaumsBankCard = chinaumsBankCardRepository.findById(byxChinaumsAcctBindBankCardDTO.getId()).orElse(null);
            if (chinaumsBankCard == null) {
                throw new YnceErrorException(YnceError.YNCE_218023);
            }
//            byxChinaumsAcctBindBankCardDTO.setOutRequestNo(chinaumsBankCard.getOutRequestNo());
        } else {
            // 判断该银行卡号是否存在当前用户列表中
            if(CollectionUtils.isNotEmpty(chinaumsAuthInfo.getChinaumsBankCard()) && chinaumsAuthInfo.getChinaumsBankCard().stream().anyMatch(filterChinaumsBankCard -> filterChinaumsBankCard.getBankAcctNo().equals(byxChinaumsAcctBindBankCardDTO.getBankAcctNo()))){
                throw new YnceErrorException(YnceError.YNCE_218029);
            }
            if(CollectionUtils.isNotEmpty(chinaumsAuthInfo.getChinaumsBankCard())
                    && chinaumsAuthInfo.getChinaumsBankCard().stream().noneMatch(item -> item.getBankAcctNo().equals(chinaumsAuthInfo.getSettleAcctBankAcctNo()))) {
                chinaumsBankCard.setChinaumsAuthInfo(chinaumsAuthInfo);
                chinaumsBankCard.setBankCode(chinaumsAuthInfo.getSettleAcctBankCode());
                chinaumsBankCard.setBankBranchCode(chinaumsAuthInfo.getSettleAcctBankBranchCode());
                chinaumsBankCard.setBankAcctNo(chinaumsAuthInfo.getSettleAcctBankAcctNo());
                chinaumsBankCard.setMobileNumber(chinaumsAuthInfo.getMobileNumber());
                chinaumsBankCard.setChinaumsAuthInfo(chinaumsAuthInfo);
                chinaumsBankCard.setOutRequestNo(chinaumsAuthInfo.getOutRequestNo());
                chinaumsBankCard.setBankAcctType(chinaumsAuthInfo.getSettleAcctType());
                chinaumsBankCard.setBankName(chinaumsAuthInfo.getSettleAcctBankName());
                chinaumsBankCard.setSettleAcctId(chinaumsAuthInfo.getSettleAcctId());
            }
//            byxChinaumsAcctBindBankCardDTO.setOutRequestNo(sequenceUtil.getNextSequenceNumber("YHK"));
//            byxChinaumsAcctBindBankCardDTO.setProfession("40100");
        }
        BeanUtils.copyProperties(byxChinaumsAcctBindBankCardDTO, chinaumsBankCard);
        byxChinaumsAcctBindBankCardDTO.setCusId(chinaumsAuthInfo.getCusId());
        byxChinaumsAcctBindBankCardDTO.setMchId(chinaumsAuthInfo.getMchId());
        byxChinaumsAcctBindBankCardDTO.setElecBankNo(chinaumsAuthInfo.getElecBankNo());
        byxChinaumsAcctBindBankCardDTO.setIdCard(chinaumsAuthInfo.getIdCardNumber());

try {
            // 银行账户
            byxChinaumsAcctBindBankCardDTO.setBankAcctNo(chinaumsBankCard.getBankAcctNo());
            // 手机号
            byxChinaumsAcctBindBankCardDTO.setMobileNo(chinaumsBankCard.getMobileNumber());
        } catch (Exception exception) {
            throw new YnceErrorException(YnceError.YNCE_218014);
        }
        BaseResponseVO baseResponseVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_UPAPI_ACCT_BIND_BANK_CARD, (JSONObject) JSONObject.toJSON(byxChinaumsAcctBindBankCardDTO), BaseResponseVO.class);
        // 绑定后根据返回的状态码更新状态
        if(Constant.RETURN_SUCCESS_CODE.equals(baseResponseVO.getRspCode())){
            chinaumsBankCard.setStatus(ChinaumsBankCardStatus.SUCCEEDED);

chinaumsAuthInfo.setBankCardNo(byxChinaumsAcctBindBankCardDTO.getBankAcctNo());
            chinaumsAuthInfo.setBindAcctName(byxChinaumsAcctBindBankCardDTO.getBankAcctName());
            chinaumsAuthInfoRepository.save(chinaumsAuthInfo);
        }
        else {
            chinaumsBankCard.setStatus(ChinaumsBankCardStatus.FAILED);
            chinaumsBankCard.setAcctValidationFailureMsg(baseResponseVO.getRspResult());
        }
        chinaumsBankCardRepository.save(chinaumsBankCard);
//        chinaumsBankCard.setOutRequestNo(chinaumsAddBankCardVO.getOutRequestNo());
//        chinaumsBankCard.setSettleAcctId(chinaumsAddBankCardVO.getSettleAcctId());
//        handleBankCardStatus(chinaumsBankCard);
    }

@Override
 @Transactional(rollbackFor = Exception.class)
 public Boolean deleteBankCard(@NotNull Long id) {
 ChinaumsBankCard chinaumsBankCard = chinaumsBankCardRepository.findById(id).orElse(null);
 if (chinaumsBankCard == null) {
 throw new YnceErrorException(YnceError.YNCE_218023);
 }
 List<ChinaumsBankCardVO> chinaumsBankCardVOList = this.bankCardList(null);
 if (CollectionUtils.isNotEmpty(chinaumsBankCardVOList) && chinaumsBankCardVOList.stream().filter(chinaumsBankCardVO -> chinaumsBankCardVO.getStatus().equals(ChinaumsBankCardStatus.SUCCEEDED)).count() == 1) {
 throw new YnceErrorException(YnceError.YNCE_218024);
 }
 if (!chinaumsBankCard.getStatus().equals(ChinaumsBankCardStatus.SUCCEEDED)) {
 throw new YnceErrorException(YnceError.YNCE_218025);
 }
 if(chinaumsBankCard.getBankAcctNo().equals(chinaumsBankCard.getChinaumsAuthInfo().getSettleAcctBankAcctNo())){
 throw new YnceErrorException(YnceError.YNCE_218025.getStatus(),YnceError.YNCE_218025.getMsg() + "认证绑定的卡不允许解绑");
 }
// ChinaumsDeleteBankCardDTO chinaumsDeleteBankCardDTO = ChinaumsDeleteBankCardDTO.builder().settleAcctId(chinaumsBankCard.getSettleAcctId()).build();
 ByxChinaumsAcctBindBankCardDTO byxChinaumsAcctBindBankCardDTO = new ByxChinaumsAcctBindBankCardDTO();
 byxChinaumsAcctBindBankCardDTO.setWalletId(chinaumsBankCard.getChinaumsAuthInfo().getBalanceAcctId());
 byxChinaumsAcctBindBankCardDTO.setOprtType(OprtTypeEnum.UNBIND.getValue());

BaseResponseVO baseResponseVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_UPAPI_ACCT_BIND_BANK_CARD, (JSONObject) JSONObject.toJSON(byxChinaumsAcctBindBankCardDTO), BaseResponseVO.class);
 if (Constant.RETURN_SUCCESS_CODE.equals(baseResponseVO.getRspCode()) ) {
 List<ChinaumsBankCard> chinaumsBankCardList = chinaumsBankCard.getChinaumsAuthInfo().getChinaumsBankCard();
 chinaumsBankCardList.removeIf(deleteChinaumsBankCard -> deleteChinaumsBankCard.getId().equals(id));
 chinaumsBankCard.setChinaumsAuthInfo(null);
 chinaumsBankCardRepository.delete(chinaumsBankCard);
 return true;
 } else {
 return false;
 }
 }

@Override
    @Transactional(rollbackFor = Exception.class)
    public Boolean amountValidate(BankCardAmountValidateDTO bankCardAmountValidateDTO) {
        ChinaumsBankCard chinaumsBankCard = chinaumsBankCardRepository.findById(bankCardAmountValidateDTO.getId()).orElse(null);
        if (chinaumsBankCard == null) {
            throw new YnceErrorException(YnceError.YNCE_218023);
        }
        if (chinaumsBankCard.getBankAcctType().equals("1")) {
            throw new YnceErrorException(YnceError.YNCE_218026);
        }
        ChinaumsAmountValidate chinaumsAmountValidate = ChinaumsAmountValidate
                .builder()
                .settleAcctId(chinaumsBankCard.getSettleAcctId())
                .payAmount(bankCardAmountValidateDTO.getAmount().multiply(new BigDecimal(100)).intValue())
                .build();
        chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_ACCTS_VALIDATE, (JSONObject) JSONObject.toJSON(chinaumsAmountValidate), null);
        return true;
    }

@Override
    public ChinaumsBankCardDetailVO getBankCardDetail(Long id) {
        ChinaumsBankCard chinaumsBankCard = chinaumsBankCardRepository.findById(id).orElse(null);
        if (chinaumsBankCard == null) {
            throw new YnceErrorException(YnceError.YNCE_218023);
        }
        ChinaumsBankCardDetailVO chinaumsBankCardDetailVO = new ChinaumsBankCardDetailVO();
        BeanUtils.copyProperties(chinaumsBankCard, chinaumsBankCardDetailVO);
        return chinaumsBankCardDetailVO;
    }

/**
     * 处理银联银行卡状态
     *
     * @param chinaumsBankCard 银联银行卡
     * @author huabiao
     * @create 2023/2/20  16:12
     */
    private void handleBankCardStatus(ChinaumsBankCard chinaumsBankCard) {
        if (chinaumsBankCard == null) {
            return;
        }
        JSONObject jsonObject = new JSONObject();
        jsonObject.put("settleAcctId", chinaumsBankCard.getSettleAcctId());
        ChinaumsAddBankCardVO chinaumsAddBankCardVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_UPAPI_SETTLE_ACCTS_BY_ACCT_NO, (JSONObject) JSONObject.toJSON(jsonObject), ChinaumsAddBankCardVO.class);
        // 查询完状态后需要将银联银行卡信息中的状态更新
        switch (chinaumsAddBankCardVO.getVerifyStatus()) {
            case "processing":
                chinaumsBankCard.setStatus(ChinaumsBankCardStatus.PROCESSING);
                break;
            case "needless":
                chinaumsBankCard.setStatus(ChinaumsBankCardStatus.NEEDLESS);
                break;
            case "blocked":
                chinaumsBankCard.setStatus(ChinaumsBankCardStatus.BLOCKED);
                break;
            case "succeeded":
                chinaumsBankCard.setStatus(ChinaumsBankCardStatus.SUCCEEDED);
                break;
            case "failed":
                chinaumsBankCard.setAcctValidationFailureMsg(chinaumsAddBankCardVO.getAcctValidationFailureMsg());
                chinaumsBankCard.setStatus(ChinaumsBankCardStatus.FAILED);
                break;
        }
        chinaumsBankCardRepository.save(chinaumsBankCard);
    }
}

package com.yn.bftl.thirdparty.modules.chinaums.service.impl;

import javax.annotation.Resource;
import javax.validation.constraints.NotNull;
import java.math.BigDecimal;
import java.util.ArrayList;
import java.util.List;

/**
 * 银行卡服务实现类
 *
 * @author huabiao
 * @create 2023/2/15  14:59
 **/
@Service
public class BankCardServiceImpl extends BaseMemberService implements BankCardService {

Ignore Space Show notes View src/main/java/com/yn/bftl/thirdparty/modules/chinaums/service/impl/WalletServiceImpl.java
package com.yn.bftl.thirdparty.modules.chinaums.service.impl; import cn.hutool.core.convert.Convert; import cn.hutool.core.date.DateUtil; import cn.hutool.core.util.ObjectUtil; import cn.hutool.core.util.StrUtil; import com.alibaba.fastjson.JSONObject; import com.yn.bftl.common.common.exception.YnceError; import com.yn.bftl.common.common.util.ByxRouteUtil; import com.yn.bftl.common.common.util.RSAEncryptorUtil; import com.yn.bftl.common.common.util.RouteUtil; import com.yn.bftl.common.modules.account.dto.; import com.yn.bftl.common.modules.account.entity.; import com.yn.bftl.common.modules.account.enums.AccountState; import com.yn.bftl.common.modules.account.enums.TransferState; import com.yn.bftl.common.modules.account.vo.AccountPaymentsVO; import com.yn.bftl.common.modules.account.vo.BalanceAcctsVO; import com.yn.bftl.common.modules.account.vo.BalanceTransactionsPageVO; import com.yn.bftl.common.modules.account.vo.WithdrawalsVO; import com.yn.bftl.common.modules.company.entity.Brand; import com.yn.bftl.common.modules.company.entity.ChinaumsAuthInfo; import com.yn.bftl.common.modules.company.entity.Company; import com.yn.bftl.common.modules.company.enums.ApplicationStatus; import com.yn.bftl.common.modules.configuration.entity.ThirdPartyPaySet; import com.yn.bftl.common.modules.order.dto.SubaccountRefundDTO; import com.yn.bftl.common.modules.order.dto.WalletRefundDTO; import com.yn.bftl.common.modules.order.entity.; import com.yn.bftl.common.modules.order.enums.; import com.yn.bftl.common.modules.order.vo.OrderOnlinePayVO; import com.yn.bftl.common.modules.order.vo.RefundVO; import com.yn.bftl.common.modules.order.vo.SubaccountRefundVO; import com.yn.bftl.common.modules.subaccount.entity.AllinpayMutual; import com.yn.bftl.common.modules.subaccount.entity.ChinaumsPayment; import com.yn.bftl.common.modules.subaccount.entity.ChinaumsRefund; import com.yn.bftl.common.modules.subaccount.entity.SubaccountRefund; import com.yn.bftl.common.modules.subaccount.enums.DealStatus; import com.yn.bftl.common.modules.subaccount.enums.SubaccountState; import com.yn.bftl.common.modules.subaccount.enums.SubaccountType; import com.yn.bftl.thirdparty.common.constants.Constant; import com.yn.bftl.thirdparty.common.exception.YnceErrorException; import com.yn.bftl.thirdparty.common.repository.; import com.yn.bftl.thirdparty.common.service.BaseMemberService; import com.yn.bftl.thirdparty.common.service.ByxTradeWayService; import com.yn.bftl.thirdparty.common.util.DateTimeUtils; import com.yn.bftl.thirdparty.common.util.HttpClientUtil; import com.yn.bftl.thirdparty.common.util.SequenceUtil; import com.yn.bftl.thirdparty.common.repository.RefundRepository; import com.yn.bftl.thirdparty.modules.business.dto.RefundSubaccountDTO; import com.yn.bftl.thirdparty.modules.business.repository.ChinaumsPaymentRepository; import com.yn.bftl.thirdparty.modules.business.repository.ChinaumsRefundRepository; import com.yn.bftl.thirdparty.modules.business.repository.SubaccountRefundRepository; import com.yn.bftl.thirdparty.modules.business.service.RefundService; import com.yn.bftl.thirdparty.modules.business.service.SubaccountService; import com.yn.bftl.thirdparty.modules.business.util.ThirdPartyConfigUtil; import com.yn.bftl.thirdparty.modules.chinaums.dto.TradeResultDTO; import com.yn.bftl.thirdparty.modules.chinaums.dto.WalletCreateByCompanyDTO; import com.yn.bftl.thirdparty.modules.chinaums.dto.WalletOrderPayDTO; import com.yn.bftl.thirdparty.modules.chinaums.dto.byx.; import com.yn.bftl.thirdparty.modules.chinaums.dto.chinaums.; import com.yn.bftl.thirdparty.modules.chinaums.enums.OrderPayStatusEnum; import com.yn.bftl.thirdparty.modules.chinaums.enums.OrderPaymentStatusEnum; import com.yn.bftl.thirdparty.modules.chinaums.enums.TransactionCodeEnum; import com.yn.bftl.thirdparty.modules.chinaums.repository.ChinaumsAuthInfoRepository; import com.yn.bftl.thirdparty.modules.chinaums.service.AuthService; import com.yn.bftl.thirdparty.modules.chinaums.service.WalletService; import com.yn.bftl.thirdparty.modules.chinaums.util.ByxChinaumsUtil; import com.yn.bftl.thirdparty.modules.chinaums.util.ChinaumsUtil; import com.yn.bftl.thirdparty.modules.chinaums.vo.ChinaumsRechargeAccountVO; import com.yn.bftl.thirdparty.modules.chinaums.vo.ElectronicReceiptVO; import com.yn.bftl.thirdparty.modules.chinaums.vo.byx.; import com.yn.bftl.thirdparty.modules.chinaums.vo.chinaums.; import com.yn.bftl.thirdparty.modules.log.service.LoggerService; import com.yn.bftl.thirdparty.modules.secret.service.RandomKeyService; import com.yn.bftl.thirdparty.modules.unionpay.enums.UnionpayAppOrderType; import com.yn.bftl.thirdparty.modules.unionpay.repository.OrderFeeRatioRepository; import com.yn.bftl.thirdparty.modules.unionpay.repository.TopUpOrderRepository; import com.yn.bftl.thirdparty.modules.unionpay.service.UnionpayAccountService; import lombok.extern.slf4j.Slf4j; import org.apache.commons.collections.CollectionUtils; import org.apache.commons.lang3.StringUtils; import org.springframework.beans.BeanUtils; import org.springframework.data.redis.core.StringRedisTemplate; import org.springframework.stereotype.Service; import org.springframework.transaction.annotation.Propagation; import org.springframework.transaction.annotation.Transactional; import javax.annotation.Resource; import java.math.BigDecimal; import java.math.RoundingMode; import java.text.SimpleDateFormat; import java.time.; import java.time.format.DateTimeFormatter; import java.util.; import java.util.concurrent.TimeUnit; import java.util.stream.Collectors; /* * @author huabiao * @create 2022/12/5 20:25 / @Slf4j @Service public class WalletServiceImpl extends BaseMemberService implements WalletService { @Resource private ByxChinaumsUtil byxChinaumsUtil; @Resource private ChinaumsUtil chinaumsUtil; @Resource private ChinaumsAuthInfoRepository chinaumsAuthInfoRepository; @Resource private OrderRepository orderRepository; @Resource private SubaccountService subaccountService; @Resource private PaymentRepository paymentRepository; @Resource private BrandRepository brandRepository; @Resource private ChinaumsPaymentRepository chinaumsPaymentRepository; @Resource private OrderFeeRatioRepository orderFeeRatioRepository; @Resource private AccountChangeListRepository accountChangeListRepository; @Resource private AccountRepository accountRepository; @Resource private UnionpayAccountService unionpayAccountService; @Resource private WalletService walletService; @Resource private AllinpayMutualRepository allinpayMutualRepository; @Resource private TransferListRepository transferListRepository; @Resource private ChinaumsRefundRepository chinaumsRefundRepository; @Resource private TopUpOrderRepository topUpOrderRepository; @Resource private ThirdPartyConfigUtil thirdPartyConfigUtil; @Resource private StringRedisTemplate stringRedisTemplate; @Resource private SequenceUtil sequenceUtil; @Resource private LoggerService loggerService; @Resource private CompanyRepository companyRepository; @Resource private ReimbursementRecordRepository reimbursementRecordRepository; @Resource private SubaccountRefundRepository subaccountRefundRepository; @Resource private RefundService refundService; @Resource private RefundRepository refundRepository; @Resource private ThirdPartyPaySetRepository thirdPartyPaySetRepository; @Resource private AuthService authService; @Resource private RandomKeyService randomKeyService; @Resource private ByxTradeWayService byxTradeWayService; @Override public BalanceAcctsVO balanceAcctsQryByAcctId(String balanceAcctId) { ChinaumsAuthInfo chinaumsAuthInfo = getUser().getCompany().getChinaumsAuthInfo(); if (StringUtils.isBlank(balanceAcctId)) { balanceAcctId = chinaumsAuthInfo.getBalanceAcctId(); } // Map<String, String> map = new HashMap<>(); // map.put("balanceAcctId", balanceAcctId); // return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_BALANCE_ACCTS_QRY, (JSONObject) JSONObject.toJSON(map), BalanceAcctsVO.class); BalanceAcctsVO balanceAcctsVO = new BalanceAcctsVO(); ByxQueryAcctBalDTO byxQueryAcctBalDTO = new ByxQueryAcctBalDTO(); byxQueryAcctBalDTO.setWalletId(balanceAcctId); ByxQueryAcctBalVO byxQueryAcctBalVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_BALANCE_ACCTS_QRY,(JSONObject) JSONObject.toJSON(byxQueryAcctBalDTO),ByxQueryAcctBalVO.class); if(Constant.RETURN_SUCCESS_CODE.equals(byxQueryAcctBalVO.getRspCode())){ balanceAcctsVO.setBalanceAcctId(byxQueryAcctBalVO.getWalletId()); balanceAcctsVO.setRelAcctNo(chinaumsAuthInfo.getRelAcctNo()); balanceAcctsVO.setSettledAmount(Convert.toLong( byxQueryAcctBalVO.getAvlblAmt())); balanceAcctsVO.setFrozenSettledAmount(Convert.toLong(byxQueryAcctBalVO.getFrznAmt())); ByxQueryAcctInfoDTO byxQueryAcctInfoDTO = new ByxQueryAcctInfoDTO(); byxQueryAcctInfoDTO.setWalletId(byxQueryAcctBalVO.getWalletId()); ByxQueryAcctInfoVO byxQueryAcctInfoVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_QUERY_ACCOUNT_INFORMATION,(JSONObject) JSONObject.toJSON(byxQueryAcctInfoDTO),ByxQueryAcctInfoVO.class); if(Constant.RETURN_SUCCESS_CODE.equals(byxQueryAcctInfoVO.getRspCode())){ if("2".equals(byxQueryAcctInfoVO.getAcctStatus())){ balanceAcctsVO.setIsFrozen(true); } else { balanceAcctsVO.setIsFrozen(false); } } } return balanceAcctsVO; } @Override public BalanceTransactionsPageVO balanceTransactions(String balanceAcctId, String startAt, String endAt) { // if (StringUtils.isBlank(balanceAcctId)) { // balanceAcctId = getUser().getCompany().getWalletId(); // } // Map<String, Object> map = new HashMap<>(); // map.put("balanceAcctId", balanceAcctId); // // 必须小于等于100 // map.put("size", 100); // if (StringUtils.isNotBlank(startAt)) { // map.put("startAt", startAt.replace(" ", "+")); // } // if (StringUtils.isNotBlank(endAt)) { // map.put("endAt", endAt.replace(" ", "+")); // } // return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_BALANCE_TRANSACTIONS, (JSONObject) JSONObject.toJSON(map), BalanceTransactionsPageVO.class); BalanceTransactionsPageVO balanceTransactionsPageVO = new BalanceTransactionsPageVO(); ByxQueryTransListDTO byxQueryTransListDTO = new ByxQueryTransListDTO(); if (StringUtils.isBlank(balanceAcctId)) { balanceAcctId = getUser().getCompany().getWalletId(); } byxQueryTransListDTO.setWalletId(balanceAcctId); // 必须小于等于50 byxQueryTransListDTO.setPageSize("50"); byxQueryTransListDTO.setPageNo("1"); if (StrUtil.isNotBlank(startAt)) { byxQueryTransListDTO.setStartDate(DateUtil.format(Convert.toLocalDateTime(startAt), "yyyyMMdd") ); } if (StrUtil.isNotBlank(endAt)) { byxQueryTransListDTO.setStartDate(DateUtil.format(Convert.toLocalDateTime(endAt), "yyyyMMdd") ); } ByxQueryTransListVO byxQueryTransListVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_BALANCE_TRANSACTIONS, (JSONObject) JSONObject.toJSON(byxQueryTransListDTO), ByxQueryTransListVO.class); if(Constant.RETURN_SUCCESS_CODE.equals(byxQueryTransListVO.getRspCode())){ balanceTransactionsPageVO.setSize(Convert.toInt(byxQueryTransListVO.getPageSize()) ); balanceTransactionsPageVO.setPage(Convert.toInt(byxQueryTransListVO.getPageNo()) ); balanceTransactionsPageVO.setTotal(Convert.toInt(byxQueryTransListVO.getTotal()) ); List<BalanceTransactionsPageVO.BalanceTransactionsVO> data = new ArrayList<>(); if(ObjectUtil.isNotEmpty(byxQueryTransListVO.getRowList())){ for (ByxQueryTransListVO.ByxQueryTransListRowVO byxQueryTransListRowVO : byxQueryTransListVO.getRowList()) { BalanceTransactionsPageVO.BalanceTransactionsVO balanceTransactionsVO = new BalanceTransactionsPageVO.BalanceTransactionsVO(); balanceTransactionsVO.setBalanceAcctId(byxQueryTransListRowVO.getWalletId()); balanceTransactionsVO.setTradeId(byxQueryTransListRowVO.getTransOrderNo()); balanceTransactionsVO.setOutOrderNo(byxQueryTransListRowVO.getMctOrderNo()); if("+".equals(byxQueryTransListRowVO.getAmtSymbol())){ // amtSymbol+表示入金，-表示出金 // tradeType 11 --> 转账入金 balanceTransactionsVO.setTradeType(11); } balanceTransactionsVO.setSettledAmount(Convert.toLong(byxQueryTransListRowVO.getAvlblAmt()) ); balanceTransactionsVO.setRemark(byxQueryTransListRowVO.getRemark()); balanceTransactionsVO.setSucceededAt(DateTimeUtils.setDateTimeToRFC3339(byxQueryTransListRowVO.getProcTime())); data.add(balanceTransactionsVO); } } balanceTransactionsPageVO.setData(data); } return balanceTransactionsPageVO; } @Override public ChinaumsRechargeAccountVO getWalletRechargeAccount() { Company company = getUser().getCompany(); ChinaumsAuthInfo chinaumsAuthInfo = chinaumsAuthInfoRepository.findFirstByCompanyId(company.getId()); if (chinaumsAuthInfo == null) { throw new YnceErrorException(YnceError.YNCE_218009); } ChinaumsRechargeAccountVO chinaumsRechargeAccountVO = new ChinaumsRechargeAccountVO(); chinaumsRechargeAccountVO.setAccountName(chinaumsAuthInfo.getBindAcctName()); chinaumsRechargeAccountVO.setAccountNumber(chinaumsAuthInfo.getRelAcctNo()); return chinaumsRechargeAccountVO; } private Order getOrderAndCheck(WalletOrderPayDTO walletOrderPayDTO) { Order order = orderRepository.findById(walletOrderPayDTO.getOrderId()).orElse(null); if (order == null) { throw new YnceErrorException(YnceError.YNCE_204003); } if (!order.getApprovalStatus().equals(ApprovalStatus.APPROVE)) { throw new YnceErrorException(YnceError.YNCE_204016); } if (!order.getPaymentStatus().equals(PaymentStatus.UN_PAID)) { throw new YnceErrorException(YnceError.YNCE_204015); } return order; } / * 电子账本订单支付 * @Description step 1.根据订单ID查询预存款的支付单 * step 2.如果支付单不存在，则创建支付单号及费用明细，否则直接返回支付单的银联支付号 * step 3.调用银行下单及支付接口---调用下单返回银行订单号，通过银行订单号调用支付接口，返回银行交易单号 * step 4.如果支付成功则保存银行交易单号并更新支付状态, 否则保存失败状态 * step 5.根据订单对应的所有明细支付信息创建对应的银联支付单号并保存入库 * @param walletOrderPayDTO:订单支付DTO * @return String----银联支付单号 / @Override public String orderPay(WalletOrderPayDTO walletOrderPayDTO) { Order order = getOrderAndCheck(walletOrderPayDTO); // 获取预存款的支付单，订单和支付单是1:1关系 Payment payment = paymentRepository.findFirstByOrderIdAndPaymentMethod(order.getId().toString(), PaymentMethod.DEPOSIT); if (payment != null && PayStatus.SUCC.equals(payment.getPayStatus())) { return payment.getExternalId(); } // 银联钱包的支付和下单是实时的，返回数据要么成功要么失败 // 校验 this.checkBalance(order, payment); // 平台支付单号 String paymentSn = ""; // 创建支付单 if (payment == null) { paymentSn = subaccountService.createPayment(order, null, UnionpayAppOrderType.DEPOSIT, null, null, null); } // 处理费用等 List<ChinaumsGuaranteePayParamsDTO> chinaumsGuaranteePayParamsDTOList = this.getChinaumsGuaranteePayParamsDTO(order); // 判断金额是否一致 BigDecimal totalAmount = new BigDecimal(chinaumsGuaranteePayParamsDTOList.stream().mapToInt(ChinaumsGuaranteePayParamsDTO::getAmount).sum()); if (totalAmount.compareTo(order.getAmount().multiply(new BigDecimal(100))) != 0) { log.error("银联请求参数总金额" + totalAmount + "与订单支付金额" + order.getAmount() + "不一致"); throw new YnceErrorException(YnceError.YNCE_218006); } // 发送下单 String guaranteedOrderNo = this.sendChinaumsOrder(order); if (StringUtils.isEmpty(guaranteedOrderNo)) { throw new YnceErrorException("系统异常，支付失败"); } // 发送支付-------支付接口是实时返回成功或失败，判断条件是rspCode为00000 JSONObject jsonObject = this.sendChinaumsPay(walletOrderPayDTO.getPassword(), order, paymentSn, guaranteedOrderNo); if (jsonObject == null \|\| jsonObject.get("rspCode") == null \|\| jsonObject.get("transOrderNo") == null) { throw new YnceErrorException("系统异常，支付失败"); } payment = paymentRepository.findFirstBySnOrderByIdDesc(paymentSn); String transOrderNo = jsonObject.get("transOrderNo").toString(); // 支付成功 if (jsonObject.get("rspCode").equals("00000")) { // 修改支付单状态 payment.setPayStatus(PayStatus.SUCC); payment.setPaymentTime(LocalDateTime.now()); payment.setExternalId(transOrderNo); payment.setUnionpaySn(transOrderNo); paymentRepository.saveAndFlush(payment); this.handlePayStateSuccess(order, chinaumsGuaranteePayParamsDTOList); return payment.getExternalId(); } // 当支付失败时，抛出异常 payment.setPayStatus(PayStatus.FAILED); payment.setExternalId(transOrderNo); paymentRepository.saveAndFlush(payment); throw new YnceErrorException(YnceError.YNCE_218033); } private void checkBalance(Order order, Payment payment) { // 获取电子账户余额 BigDecimal balance; try { BalanceAcctsVO balanceAcctsVO = this.balanceAcctsQryByAcctId(null); balance = new BigDecimal(balanceAcctsVO.getSettledAmount() + balanceAcctsVO.getPendingAmount()).divide(BigDecimal.valueOf(100), 2, RoundingMode.HALF_UP); } catch (Exception exception) { throw new YnceErrorException(YnceError.YNCE_205010); } // 校验 this.checkCondition(order, payment, balance); } private String sendChinaumsOrder(Order order) { ThirdPartyPaySet thirdPartyPaySet = thirdPartyConfigUtil.getPlatform(); String subject = order.getOrderItems().get(0).getGoodsName(); if (StringUtils.isNotEmpty(order.getInvoiceContent())) { subject = order.getRemark(); } else if (StringUtils.isNotEmpty(order.getRemark())) { subject = order.getRemark(); } ByxChinaumsGuaranteeOrderParamsDTO byxChinaumsGuaranteeOrderParamsDTO = ByxChinaumsGuaranteeOrderParamsDTO .builder() .mctOrderNo(order.getId()) .oprType(1) .buyerWalletId(order.getBuyerCompany().getWalletId()) .platformWalletId(order.getSellerCompany().getWalletId()) .merWalletId(order.getSellerCompany().getWalletId()) .merName(order.getSellerCompany().getName()) .orderAmt(order.getAmount().multiply(new BigDecimal(100)).longValue()) .subject(subject) .payTimeoutExpress("1h") .notifyUrl(thirdPartyPaySet.getThirdPartyUrl() + "/chinaums/call_back/result") .remark(order.getRemark()) .build(); JSONObject requestJsonObject = (JSONObject) JSONObject.toJSON(byxChinaumsGuaranteeOrderParamsDTO); try { JSONObject jsonObject = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLECT_COMBINED_GUARANTEE_ORDER, requestJsonObject, JSONObject.class); return jsonObject.get("guaranteedOrderNo").toString(); } catch (Exception exception) { log.error("银联请求合并消费担保下单失败：" + exception.getMessage()); } return null; } private JSONObject sendChinaumsPay(String password, Order order, String paymentSn, String guaranteedOrderNo) { // 参数准备 ByxChinaumsGuaranteePayParamsDTO byxChinaumsGuaranteePayParamsDTO = getByxChinaumsGuaranteePayParamsDTO(order, paymentSn, guaranteedOrderNo, password); JSONObject requestJsonObject = (JSONObject) JSONObject.toJSON(byxChinaumsGuaranteePayParamsDTO); try { return byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_COMBINED_GUARANTEE_PAYMENTS, requestJsonObject, JSONObject.class); } catch (Exception exception) { log.error("银联请求合并消费担保下单失败：" + exception.getMessage()); } return null; } private void handlePayStateSuccess(Order order, List<ChinaumsGuaranteePayParamsDTO> chinaumsGuaranteePayParamsDTOList) { // 保存担保消费子订单信息 for (ChinaumsGuaranteePayParamsDTO chinaumsGuaranteePayParamsDTO : chinaumsGuaranteePayParamsDTOList) { if (chinaumsGuaranteePayParamsDTO.getMetadata() != null) { // 没有合并数据的子订单 if (chinaumsGuaranteePayParamsDTO.getMetadata().getBrandFee() == null && CollectionUtils.isEmpty(chinaumsGuaranteePayParamsDTO.getMetadata().getBrandList())) { ChinaumsPayment chinaumsPayment = new ChinaumsPayment(); BeanUtils.copyProperties(chinaumsGuaranteePayParamsDTO, chinaumsPayment, "amount"); chinaumsPayment.setAmount(new BigDecimal(chinaumsGuaranteePayParamsDTO.getAmount()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); chinaumsPayment.setOrders(order); chinaumsPayment.setSubaccountType(SubaccountType.valueOf(chinaumsGuaranteePayParamsDTO.getMetadata().getSubaccountType())); chinaumsPaymentRepository.save(chinaumsPayment); } else { // 品牌费处理 if (chinaumsGuaranteePayParamsDTO.getMetadata().getBrandFee() != null) { ChinaumsPayment chinaumsPayment = new ChinaumsPayment(); BeanUtils.copyProperties(chinaumsGuaranteePayParamsDTO, chinaumsPayment, "amount"); chinaumsPayment.setAmount(new BigDecimal(chinaumsGuaranteePayParamsDTO.getMetadata().getBrandFee()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); chinaumsPayment.setOrders(order); chinaumsPayment.setSubaccountType(SubaccountType.BRAND_FEE); chinaumsPaymentRepository.save(chinaumsPayment); } // 品牌授权费处理 if (CollectionUtils.isNotEmpty(chinaumsGuaranteePayParamsDTO.getMetadata().getBrandList())) { for (GuaranteePayMetaDataBrandDTO guaranteePayMetaDataBrand : chinaumsGuaranteePayParamsDTO.getMetadata().getBrandList()) { ChinaumsPayment chinaumsPayment = new ChinaumsPayment(); BeanUtils.copyProperties(chinaumsGuaranteePayParamsDTO, chinaumsPayment, "amount"); chinaumsPayment.setAmount(new BigDecimal(guaranteePayMetaDataBrand.getBrandAuthFee()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); chinaumsPayment.setOrders(order); chinaumsPayment.setSubaccountType(SubaccountType.BRAND_AUTH_FEE); chinaumsPayment.setBrandId(Long.valueOf(guaranteePayMetaDataBrand.getBrandId())); chinaumsPaymentRepository.save(chinaumsPayment); } } } } else { ChinaumsPayment chinaumsPayment = new ChinaumsPayment(); chinaumsPayment.setRecvBalanceAcctId(chinaumsGuaranteePayParamsDTO.getRecvBalanceAcctId()); chinaumsPayment.setRemark(chinaumsGuaranteePayParamsDTO.getRemark()); chinaumsPayment.setOutOrderNo(chinaumsGuaranteePayParamsDTO.getOutOrderNo()); chinaumsPayment.setAmount(new BigDecimal(chinaumsGuaranteePayParamsDTO.getAmount()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); chinaumsPayment.setOrders(order); chinaumsPaymentRepository.save(chinaumsPayment); } } } private void checkCondition(Order order, Payment payment, BigDecimal balance) { // 跟平台预存款余额比较，若不一致则抛出异常 Account depositAccount = accountRepository.findDepositAccount(order.getBuyerCompany().getId()); if (depositAccount.getBalance().compareTo(balance) != 0) { throw new YnceErrorException(YnceError.YNCE_205010); } // 判断余额是否充足 if (balance.compareTo(BigDecimal.ZERO) < 1 \|\| balance.compareTo(order.getAmount()) == -1) { throw new YnceErrorException(YnceError.YNCE_205001); } // 获取处理中的预存款支付订单金额 BigDecimal progressPaymentAmount = paymentRepository.getProgressPaymentAmount(order.getBuyerCompany().getId()); if (progressPaymentAmount.compareTo(BigDecimal.ZERO) == 1) { // 若存在支付单，则预存款支付订单金额需减去该支付单金额 if (payment != null) { progressPaymentAmount = progressPaymentAmount.subtract(payment.getAmount()); } // 若存在处理中的，则判断余额是否足够 balance = balance.subtract(progressPaymentAmount); if (balance.compareTo(BigDecimal.ZERO) < 1 \|\| balance.compareTo(order.getAmount()) == -1) { throw new YnceErrorException(YnceError.YNCE_205011); } } } private ByxChinaumsGuaranteePayParamsDTO getByxChinaumsGuaranteePayParamsDTO(Order order, String paymentSn, String guaranteedOrderNo, String password) { ThirdPartyPaySet thirdPartyPaySet = thirdPartyConfigUtil.getPlatform(); String subject = order.getOrderItems().get(0).getGoodsName(); if (StringUtils.isNotEmpty(order.getInvoiceContent())) { subject = order.getRemark(); } else if (StringUtils.isNotEmpty(order.getRemark())) { subject = order.getRemark(); } ByxChinaumsGuaranteePayParamsDTO byxChinaumsGuaranteePayParamsDTO = ByxChinaumsGuaranteePayParamsDTO .builder() .mctOrderNo(paymentSn) .guaranteedOrderNo(guaranteedOrderNo) .oprType(1) .payType("00") .buyerWalletId(order.getBuyerCompany().getWalletId()) .platformWalletId(order.getSellerCompany().getWalletId()) .merWalletId(order.getSellerCompany().getWalletId()) .merName(order.getSellerCompany().getName()) .orderAmt(order.getAmount().multiply(new BigDecimal(100)).longValue()) .subject(subject) .payTimeoutExpress("1h") .notifyUrl(thirdPartyPaySet.getThirdPartyUrl() + "/chinaums/call_back/result") .remark(order.getRemark()) .build(); byxChinaumsGuaranteePayParamsDTO.setEncryptPwd(password); byxChinaumsGuaranteePayParamsDTO.setPlugRandomKey(randomKeyService.getOneKey()); byxTradeWayService.setTradeWayInPassword(byxChinaumsGuaranteePayParamsDTO); return byxChinaumsGuaranteePayParamsDTO; } /* * 银联支付查询-通过平台单号 * * @param paymentSn 支付单号 * @return 银联合并消费担保下单VO * @author huabiao * @create 2023/10/17 15:07 / @Transactional(rollbackFor = Exception.class, propagation = Propagation.REQUIRES_NEW) @Override public ByxChinaumsGuaranteePayVO orderPaymentsByOutOrderNo(String paymentSn) { ByxChinaumsGuaranteePayVO byxChinaumsGuaranteePayVO = new ByxChinaumsGuaranteePayVO(); try { JSONObject jsonObject = new JSONObject(); jsonObject.put("guaranteedOrderNo", paymentSn); byxChinaumsGuaranteePayVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_COMBINED_GUARANTEE_PAYMENTS_QUERY_INFO, jsonObject, ByxChinaumsGuaranteePayVO.class); } catch (Exception exception) { byxChinaumsGuaranteePayVO.setRspMsg(exception.getMessage()); } return byxChinaumsGuaranteePayVO; } @Override public AccountPaymentsVO payments(AccountPaymentsDTO accountPaymentsDTO) { ByxTransferDTO byxTransferDTO = new ByxTransferDTO(); AccountPaymentsVO accountPaymentsVO = new AccountPaymentsVO(); if (StringUtils.isBlank(accountPaymentsDTO.getPayBalanceAcctId())) { Company company = getUser().getCompany(); accountPaymentsDTO.setPayBalanceAcctId(company.getWalletId()); } byxTransferDTO.setMctOrderNo(accountPaymentsDTO.getOutOrderNo()); byxTransferDTO.setFromWalletId(accountPaymentsDTO.getPayBalanceAcctId()); byxTransferDTO.setIntoWalletId(accountPaymentsDTO.getRecvBalanceAcctId()); byxTransferDTO.setTransferAmt(Convert.toStr(accountPaymentsDTO.getAmount()) ); // return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_PAYMENTS, (JSONObject) JSONObject.toJSON(accountPaymentsDTO), AccountPaymentsVO.class); ByxTransferVO byxTransferVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_PAYMENTS, (JSONObject) JSONObject.toJSON(byxTransferDTO), ByxTransferVO.class); if(Constant.RETURN_SUCCESS_CODE.equals(byxTransferVO.getRspCode())){ accountPaymentsVO.setStatus("succeeded"); } else { accountPaymentsVO.setStatus("failed"); accountPaymentsVO.setReason(byxTransferVO.getRspResult()); } accountPaymentsVO.setPaymentId(byxTransferVO.getTransOrderNo()); accountPaymentsVO.setOutOrderNo(byxTransferVO.getTransOrderNo()); accountPaymentsVO.setTotalAmount(accountPaymentsDTO.getTotalAmount() ); accountPaymentsVO.setAmount(accountPaymentsDTO.getAmount() ); accountPaymentsVO.setDiscountAmount(accountPaymentsDTO.getDiscountAmount() ); accountPaymentsVO.setCreatedAt(accountPaymentsDTO.getSentAt() ); accountPaymentsVO.setFinishedAt(DateTimeUtils.setDateTimeToRFC3339(DateUtil.now()) ); accountPaymentsVO.setPayBalanceAcctId(accountPaymentsDTO.getPayBalanceAcctId()); accountPaymentsVO.setRecvBalanceAcctId(accountPaymentsDTO.getRecvBalanceAcctId()); return accountPaymentsVO; } /* * 分账退款 * @param byxChinaumsRefundDTO----byxChinaumsRefundDTO * @return ByxChinaumsRefundVO / public ByxChinaumsRefundVO refundForProfitSharing(ByxChinaumsRefundDTO byxChinaumsRefundDTO) { if (StringUtils.isBlank(byxChinaumsRefundDTO.getPlatformWalletId())) { Company company = getUser().getCompany(); byxChinaumsRefundDTO.setPlatformWalletId(company.getWalletId()); } ByxChinaumsRefundVO byxChinaumsRefundVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_REFUND, (JSONObject) JSONObject.toJSON(byxChinaumsRefundDTO), ByxChinaumsRefundVO.class); if (byxChinaumsRefundVO == null) { log.error("系统异常，退款失败: ROUTE_WALLET_REFUND接口返回为空"); throw new YnceErrorException("系统异常，退款失败"); } return byxChinaumsRefundVO; } @Override public AccountPaymentsVO paymentsByOutOrderNo(String outOrderNo) { // Map<String, String> map = new HashMap<String, String>() {{ // put("outOrderNo", outOrderNo); // }}; // return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_PAYMENTS_BY_OUT_ORDER_NO, (JSONObject) JSONObject.toJSON(byxQueryConsumePayOrderInfoDTO), AccountPaymentsVO.class); AccountPaymentsVO accountPaymentsVO = new AccountPaymentsVO(); ByxQueryConsumePayOrderInfoDTO byxQueryConsumePayOrderInfoDTO = new ByxQueryConsumePayOrderInfoDTO(); byxQueryConsumePayOrderInfoDTO.setMctOrderNo(outOrderNo); ByxQueryConsumePayOrderInfoVO byxQueryConsumePayOrderInfoVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_PAYMENTS_BY_OUT_ORDER_NO, (JSONObject) JSONObject.toJSON(byxQueryConsumePayOrderInfoDTO), ByxQueryConsumePayOrderInfoVO.class); if(Constant.RETURN_SUCCESS_CODE.equals(byxQueryConsumePayOrderInfoVO.getRspCode())){ accountPaymentsVO.setPaymentId(byxQueryConsumePayOrderInfoVO.getMctOrderNo()); accountPaymentsVO.setOutOrderNo(byxQueryConsumePayOrderInfoVO.getGuaranteedOrderNo()); accountPaymentsVO.setAmount(Convert.toLong(byxQueryConsumePayOrderInfoVO.getActPayedAmt()) ); accountPaymentsVO.setTotalAmount(Convert.toLong(byxQueryConsumePayOrderInfoVO.getOrderAmt()) ); accountPaymentsVO.setRefundedAmount(Convert.toLong(byxQueryConsumePayOrderInfoVO.getRefundedAmt()) ); if(ObjectUtil.isNotEmpty(byxQueryConsumePayOrderInfoVO.getByxQueryOrderDetailPayRowVOList())){ ByxQueryOrderDetailPayRowVO byxQueryOrderDetailPayRowVO = byxQueryConsumePayOrderInfoVO.getByxQueryOrderDetailPayRowVOList().get(0); ByxQueryOrderDetailSettRowVO byxQueryOrderDetailSettRowVO = byxQueryConsumePayOrderInfoVO.getByxQueryOrderDetailSettRowVOList().get(0); if(OrderPayStatusEnum.PAYMENT_SUCCESSFUL.getValue().equals(byxQueryOrderDetailPayRowVO.getPayStatus())){ accountPaymentsVO.setStatus(OrderPaymentStatusEnum.SUCCEEDED.getValue()); } else if(OrderPayStatusEnum.SUBMITTED_PAYMENT.getValue().equals(byxQueryOrderDetailPayRowVO.getPayStatus())){ accountPaymentsVO.setStatus(OrderPaymentStatusEnum.PROCESSING.getValue()); } else if(OrderPayStatusEnum.PAYMENT_FAILED.getValue().equals(byxQueryOrderDetailPayRowVO.getPayStatus())){ accountPaymentsVO.setStatus(OrderPaymentStatusEnum.FAILED.getValue()); } // 类型为普通订单支付和合并支付时，返回订单金额。类型为补充支付时，返回交易金额 if("02".equals(byxQueryOrderDetailPayRowVO.getType()) ){ accountPaymentsVO.setAmount(Convert.toLong(byxQueryOrderDetailPayRowVO.getPayAmt())); } else { accountPaymentsVO.setTotalAmount(Convert.toLong(byxQueryOrderDetailPayRowVO.getPayAmt())); } accountPaymentsVO.setFinishedAt(DateTimeUtils.setDateTimeToRFC3339(byxQueryOrderDetailSettRowVO.getSettTime())); } } else { accountPaymentsVO.setStatus(OrderPaymentStatusEnum.FAILED.getValue()); accountPaymentsVO.setReason(byxQueryConsumePayOrderInfoVO.getRspResult()); } return accountPaymentsVO; } @Override public WithdrawalsVO withdrawals(WithdrawalsDTO withdrawalsDTO) { // Company company = getUser().getCompany(); // ByxAsyncWithdrawDTO byxAsyncWithdrawDTO = new ByxAsyncWithdrawDTO(); // if (StringUtils.isBlank(withdrawalsDTO.getBalanceAcctId())) { // withdrawalsDTO.setBalanceAcctId(company.getWalletId()); // } // withdrawalsDTO.setBusinessType("1"); // if (StringUtils.isBlank(withdrawalsDTO.getBankAcctNo())) { // ChinaumsAuthInfo chinaumsAuthInfo = chinaumsAuthInfoRepository.findFirstByCompanyId(company.getId()); // if (chinaumsAuthInfo == null) { // throw new YnceErrorException("获取银联认证信息失败"); // } // String publicKey = chinaumsUtil.getPublicKey(); // try { // withdrawalsDTO.setBankAcctNo(RSAEncryptorUtil.encryptByPublicKey(chinaumsAuthInfo.getSettleAcctBankAcctNo(), publicKey)); // } catch (Exception e) { // throw new RuntimeException(e); // } // } // return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_WITHDRAWALS, (JSONObject) JSONObject.toJSON(withdrawalsDTO), WithdrawalsVO.class); WithdrawalsVO withdrawalsVO = new WithdrawalsVO(); Company company = getUser().getCompany(); ByxAsyncWithdrawDTO byxAsyncWithdrawDTO = new ByxAsyncWithdrawDTO(); if (StringUtils.isBlank(withdrawalsDTO.getBalanceAcctId())) { byxAsyncWithdrawDTO.setWalletId(company.getWalletId()); } else { byxAsyncWithdrawDTO.setWalletId(withdrawalsDTO.getBalanceAcctId()); } if (StringUtils.isBlank(withdrawalsDTO.getBankAcctNo())) { ChinaumsAuthInfo chinaumsAuthInfo = chinaumsAuthInfoRepository.findFirstByCompanyId(company.getId()); if (chinaumsAuthInfo == null) { throw new YnceErrorException("获取银联认证信息失败"); } } withdrawalsVO.setBusinessType("1"); withdrawalsVO.setBalanceAcctId(company.getWalletId()); withdrawalsVO.setAmount(Convert.toStr(withdrawalsDTO.getAmount()) ); withdrawalsVO.setOutOrderNo(withdrawalsDTO.getOutOrderNo()); withdrawalsVO.setCreatedAt(withdrawalsDTO.getSentAt()); withdrawalsVO.setServiceFee(Convert.toInt(withdrawalsDTO.getServiceFee()) ); ByxAsyncWithdrawVO byxAsyncWithdrawVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_WITHDRAWALS, (JSONObject) JSONObject.toJSON(byxAsyncWithdrawDTO), ByxAsyncWithdrawVO.class); // 20000：表示处理中。通过调用查询交易结果查询最终交易状态。 if("20000".equals(byxAsyncWithdrawVO.getRspCode())){ withdrawalsVO.setStatus("processing"); withdrawalsVO.setWithdrawalId(byxAsyncWithdrawVO.getTransOrderNo()); } else { withdrawalsVO.setStatus("failed"); withdrawalsVO.setReason(byxAsyncWithdrawVO.getRspResult()); } return withdrawalsVO; } @Override public WithdrawalsVO withdrawalsByOutOrderNo(String outOrderNo) { // Map<String, String> map = new HashMap<String, String>() {{ // put("outOrderNo", outOrderNo); // }}; // return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_WITHDRAWALS_BY_OUT_ORDER_NO, (JSONObject) JSONObject.toJSON(map), WithdrawalsVO.class); WithdrawalsVO withdrawalsVO = new WithdrawalsVO(); AllinpayMutual allinpayMutual = allinpayMutualRepository.findFirstByBizOrderNo(outOrderNo); if(ObjectUtil.isNull(allinpayMutual)){ throw new YnceErrorException("未查询到提现记录!!!"); } Company company = getUser().getCompany(); if(ObjectUtil.isNull(company)){ throw new YnceErrorException(YnceError.YNCE_201009); } ChinaumsAuthInfo chinaumsAuthInfo = company.getChinaumsAuthInfo(); if( ObjectUtil.isNull(chinaumsAuthInfo)){ throw new YnceErrorException(YnceError.YNCE_218009); } ByxQueryTransResultDTO byxQueryTransResultDTO = new ByxQueryTransResultDTO(); byxQueryTransResultDTO.setWalletId(chinaumsAuthInfo.getBalanceAcctId()); byxQueryTransResultDTO.setMctOrderNo(allinpayMutual.getOriBizOrderNo()); ByxQueryTransResultVO byxQueryTransResultVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_WITHDRAWALS_BY_OUT_ORDER_NO, (JSONObject) JSONObject.toJSON(byxQueryTransResultDTO), ByxQueryTransResultVO.class); if(Constant.RETURN_SUCCESS_CODE.equals(byxQueryTransResultVO.getRspCode())){ if(ObjectUtil.isNotEmpty(byxQueryTransResultVO.getRowList())){ ByxQueryTransResultRowVO byxQueryTransResultRowVO = byxQueryTransResultVO.getRowList().get(0); withdrawalsVO.setWithdrawalId(allinpayMutual.getOriBizOrderNo()); withdrawalsVO.setOutOrderNo(outOrderNo); withdrawalsVO.setReason(byxQueryTransResultRowVO.getProcResultDscrb()); withdrawalsVO.setFinishedAt(DateTimeUtils.setDateTimeToRFC3339(byxQueryTransResultRowVO.getSettDate()) ); withdrawalsVO.setAmount(byxQueryTransResultRowVO.getSettAmt()); if("0".equals(byxQueryTransResultRowVO.getProcStatus()) \|\| "5".equals(byxQueryTransResultRowVO.getProcStatus())){ withdrawalsVO.setStatus("processing"); } else if("1".equals(byxQueryTransResultRowVO.getProcStatus())){ withdrawalsVO.setStatus("succeeded"); } else { withdrawalsVO.setStatus("failed"); } } } return withdrawalsVO; } @Transactional(rollbackFor = Exception.class) @Override public boolean tradeResult(TradeResultDTO tradeResultDTO) { / * 20: 支付充值; * 21: 充值退款; * 25: 可提现支付充值; * 30: 单笔提现/批量提现申请; * 40: 消费; * 41: 消费退款; * 51: 分账; * 52: 合并支付充值; * 53: 批量提现确认; * 60: 担保下单; * 62: 担保未确认退款; * 63: 担保已确认退款; * 64: 担保支付; * 66: 担保支付退款; * 67: 担保支付确认退款; * 73: 资金调拨; * 74: 提前入账 * 81: 收单通道验证打款 / Integer tradeType = tradeResultDTO.getTradeType(); switch (tradeType) { // 支付充值 case 20: break; // 单笔提现/批量提现申请 case 30: AllinpayMutual allinpayMutual = allinpayMutualRepository.findFirstByBizOrderNo(tradeResultDTO.getOutOrderNo()); if (allinpayMutual == null) { log.error("未查询到提现记录!!!"); return false; } if (DealStatus.DEALSTATUS_SUCC.equals(allinpayMutual.getDealStatus())) { log.warn("提现状态已更新！！！"); return true; } WithdrawalsVO withdrawalsVO = walletService.withdrawalsByOutOrderNo(tradeResultDTO.getOutOrderNo()); if (withdrawalsVO == null) { log.error("【提现订单查询（平台订单号）】在银联未查询到记录!!!"); return false; } if (!"processing".equals(withdrawalsVO.getStatus())) { Long companyId = allinpayMutual.getCompany().getId(); Account account = accountRepository.findDepositAccount(companyId); if (account == null) { throw new YnceErrorException("账户不存在"); } unionpayAccountService.withdrawalsHandle(account, withdrawalsVO); } return true; // 消费（转账） case 40: //** 分账退款转账 start *// if (tradeResultDTO.getOutOrderNo().startsWith("FZTK-")) { // 查询分账退款单 SubaccountRefund subaccountRefund = subaccountRefundRepository.findFirstBySn(tradeResultDTO.getOutOrderNo()); if (subaccountRefund == null) { log.error("未查询到分账退款单"); return false; } if (subaccountRefund.getSubaccountState().equals(SubaccountState.SEPARATE_SUCC)) { log.info("分账退款单状态已更新"); return true; } // 通过退款单号查询订单 Refund refund = refundRepository.findFirstByRefundSn(subaccountRefund.getRefundSn()); if (refund == null) { log.error("未查询到退款单"); return false; } // 调用流水处理 subaccountRefund.setExternalId(tradeResultDTO.getTradeId()); subaccountRefund.setRefundTime(DateTimeUtils.getLocalDateTimeByRFC3339(tradeResultDTO.getFinishedAt())); subaccountRefund.setSubaccountState(SubaccountState.SEPARATE_SUCC); subaccountRefund.setOrders(refund.getOrders()); // 查询订单 subaccountRefundRepository.save(subaccountRefund); subaccountService.generateRefundSubaccount(subaccountRefund); // 处理退款单 RefundSubaccountDTO subaccountRefundDTO = RefundSubaccountDTO .builder() .refundAmount(subaccountRefund.getAmount()) .refundTime(subaccountRefund.getRefundTime()) .refundSn(subaccountRefund.getRefundSn()) .externalId(subaccountRefund.getExternalId()) .build(); refundService.handleSubaccountRefund(subaccountRefundDTO); return true; } //* 分账退款转账 end *// //* 授信还款转账 start *// if (tradeResultDTO.getOutOrderNo().startsWith("HK-")) { ReimbursementRecord record = reimbursementRecordRepository.findByOrderNo(tradeResultDTO.getOutOrderNo()); if (record != null) { if (TransferState.SUCCESS.equals(record.getState())) { log.warn("转账状态已更新！！！"); return true; } AccountPaymentsVO accountPaymentsVO = walletService.paymentsByOutOrderNo(tradeResultDTO.getOutOrderNo()); if (accountPaymentsVO == null) { log.error("【消费订单查询（平台订单号）】在银联未查询到记录!!!"); return false; } if (!"processing".equals(accountPaymentsVO.getStatus())) { PaymentDTO paymentDTO = new PaymentDTO(); paymentDTO.setId(record.getAccounts().getId()); paymentDTO.setPaymentAmount(record.getAmount()); paymentDTO.setRemarks(accountPaymentsVO.getRemark()); unionpayAccountService.unionpayCreditRefundHandle(paymentDTO, record.getReceiptCompany().getId(), accountPaymentsVO); } return true; } } //* 授信还款转账 end *// TransferList transferList = transferListRepository.findByTransOrderNo(tradeResultDTO.getOutOrderNo()); //* 充值转账 start *// if (transferList == null) { TopUpOrder topUpOrder = topUpOrderRepository.findByTransferSn(tradeResultDTO.getOutOrderNo()); if (topUpOrder == null) { log.error("未查询到转账记录!!!"); return false; } else { if (SyncState.SYNCED.equals(topUpOrder.getSyncState())) { log.warn("转账状态已更新！！！"); return true; } AccountPaymentsVO accountPaymentsVO = walletService.paymentsByOutOrderNo(tradeResultDTO.getOutOrderNo()); if (accountPaymentsVO == null) { log.error("【消费订单查询（平台订单号）】在银联未查询到记录!!!"); return false; } if ("succeeded".equals(accountPaymentsVO.getStatus())) { this.rechargeHandle(topUpOrder, accountPaymentsVO); } else if ("failed".equals(accountPaymentsVO.getStatus())) { // 转账失败，清掉单号重新走转账流程 topUpOrder.setTransferSn(null); topUpOrderRepository.save(topUpOrder); } return true; } } //* 充值转账 end *// //* 正常转账 start *// if (TransferState.SUCCESS.equals(transferList.getState())) { log.warn("转账状态已更新！！！"); return true; } AccountPaymentsVO accountPaymentsVO = walletService.paymentsByOutOrderNo(tradeResultDTO.getOutOrderNo()); if (accountPaymentsVO == null) { log.error("【消费订单查询（平台订单号）】在银联未查询到记录!!!"); return false; } if (!"processing".equals(accountPaymentsVO.getStatus())) { Account outputAccount = accountRepository.findDepositAccount(transferList.getOutputCompany().getId()); Account inputAccount = accountRepository.findDepositAccount(transferList.getInputCompany().getId()); unionpayAccountService.transferHandle(transferList.getAmount(), inputAccount, outputAccount, accountPaymentsVO); } return true; //* 正常转账 end *// // 担保下单 case 60: return payCallback(tradeResultDTO); // 担保未确认退款 case 62: // 若断是否完成时间是否已超过30秒，若是则处理数据 LocalDateTime refundTime = DateTimeUtils.getLocalDateTimeByRFC3339(tradeResultDTO.getFinishedAt()); Duration duration = Duration.between(refundTime, LocalDateTime.now()); if (duration.toMillis() < 30000) { return false; } // 根据平台订单号获取银联退款单 ChinaumsRefund chinaumsRefund = chinaumsRefundRepository.findFirstByOutOrderNo(tradeResultDTO.getOutOrderNo()); if (chinaumsRefund == null) { log.error("未查询到银联退款单"); return false; } Refund refund = refundRepository.findById(chinaumsRefund.getPlatformRefundId()).orElse(null); if (refund == null) { log.error("未查询到退款单"); return false; } if ("failed".equals(tradeResultDTO.getStatus())) { chinaumsRefund.setStatus(tradeResultDTO.getStatus()); chinaumsRefundRepository.save(chinaumsRefund); return true; } else if ("succeeded".equals(tradeResultDTO.getStatus())) { // 当银联退款单状态为空或者处理中的时候，手动回写数据 if (StringUtils.isBlank(chinaumsRefund.getStatus()) \|\| "processing".equals(chinaumsRefund.getStatus())) { // 注意：这里可能因为退款单存在多个银联退款单而导致同时更新同一个退库单而导致报错，故这里直接捕捉异常并抛出异常回滚 try { // 回写银联退款单 chinaumsRefund.setRefundId(tradeResultDTO.getTradeId()); chinaumsRefund.setStatus(tradeResultDTO.getStatus()); chinaumsRefundRepository.save(chinaumsRefund); // 获取退款单对应退款退款单 List<ChinaumsRefund> chinaumsRefundList = chinaumsRefundRepository.findAllByPlatformRefundIdAndStatus(refund.getId(), "succeeded"); // 回写退款单 refund.setActualAmount(chinaumsRefundList.stream().map(ChinaumsRefund::getAmount).reduce(BigDecimal.ZERO, BigDecimal::add)); refund.setRefundStatus(refund.getActualAmount().compareTo(refund.getAmount()) == 0 ? RefundStatus.REFUNDED : RefundStatus.PARTIAL_REFUNDED); refund.setRefundTime(DateTimeUtils.getLocalDateTimeByRFC3339(tradeResultDTO.getFinishedAt())); // 获取退款单号 String unionpayRefundSn = StringUtils.join(chinaumsRefundList.stream().map(ChinaumsRefund::getRefundId).collect(Collectors.toList()), ","); refund.setUnionpayRefundSn(unionpayRefundSn); refund.setThirdPartyAccount(unionpayRefundSn); refundRepository.save(refund); } catch (Exception exception) { log.error("处理银联退款单异常：" + exception.getMessage()); throw new YnceErrorException(YnceError.YNCE_000000); } } return true; } else { log.error("担保未确认退款回调状态异常"); return false; } default: throw new YnceErrorException("暂时不支持此交易类型"); } return true; } public boolean payCallback(TradeResultDTO tradeResultDTO) { // 获取支付单 Payment payment = paymentRepository.findFirstBySnOrderByIdDesc(tradeResultDTO.getOutOrderNo()); if (payment == null) { log.error("未查询到支付单"); return false; } // 支付失败 if ("03".equals(tradeResultDTO.getStatus())) { payment.setExternalId(tradeResultDTO.getTradeId()); payment.setPayStatus(PayStatus.FAILED); paymentRepository.saveAndFlush(payment); return true; } else if ("06".equals(tradeResultDTO.getStatus())) { // 获取订单 Order order = orderRepository.findById(Long.valueOf(payment.getOrderId())).orElse(null); if (order == null) { log.error("支付回调（MERGE_GUARANTEED_PAY）异常，订单不存在"); return false; } // 若订单未支付进行回调处理 if (PaymentStatus.UN_PAID.equals(order.getPaymentStatus())) { // 若订单未支付则判断是否支付时间已超过30秒，若是则手动回调 // LocalDateTime payTime = DateTimeUtils.getLocalDateTimeByRFC3339(tradeResultDTO.getFinishedAt()); // Duration duration = Duration.between(payTime, LocalDateTime.now()); // if (duration.toMillis() < 30000) { // return false; // } payment.setExternalId(tradeResultDTO.getTradeId()); payment.setPayStatus(PayStatus.SUCC); // payment.setPaymentTime(payTime); payment.setUnionpaySn(tradeResultDTO.getTradeId()); paymentRepository.saveAndFlush(payment); // 如果不存在银联支付单则生成 ---//TODO: 注释以下代码，未测试 // if (!chinaumsPaymentRepository.existsByOrdersId(order.getId())) { // handleChinaumsPayment(order); // } // 生成收款单以及后续业务操作 OrderOnlinePayVO orderOnlinePayVO = new OrderOnlinePayVO(); orderOnlinePayVO.setOrderId(Long.valueOf(payment.getOrderId())); orderOnlinePayVO.setPaymentId(payment.getId()); // orderOnlinePayVO.setPayTime(payTime); orderOnlinePayVO.setExternalId(payment.getExternalId()); ThirdPartyPaySet thirdPartyPaySet = thirdPartyConfigUtil.getPlatform(); if (thirdPartyPaySet == null \|\| StringUtils.isBlank(thirdPartyPaySet.getServiceUrl())) { log.error("预存款支付回调失败：未配置第三方请求地址"); return false; } JSONObject result = HttpClientUtil.getInstance().sendPost(thirdPartyPaySet.getServiceUrl() + RouteUtil.ROUTE_RECEIPT_ONLINE_PAY, orderOnlinePayVO); if (!"200".equals(result.get("code").toString())) { log.error("预存款支付回调失败：请求收款失败"); return false; } } return true; } else { log.error("担保下单回调状态异常"); return false; } } / * POS充值后续处理 * * @param topUpOrder * @param accountPaymentsVO * @return / private boolean rechargeHandle(TopUpOrder topUpOrder, AccountPaymentsVO accountPaymentsVO) { topUpOrder.setSyncState(SyncState.SYNCED); topUpOrder.setUnionpaySn(accountPaymentsVO.getPaymentId()); topUpOrderRepository.save(topUpOrder); AccountChangeList accountChangeList = accountChangeListRepository.findFirstBySourceNo(accountPaymentsVO.getPaymentId()); if (accountChangeList != null) { log.warn("{}充值转账入金已生成异动记录！！！", topUpOrder.getOrderType().getName()); return true; } RechargeDTO rechargeDTO = new RechargeDTO(); rechargeDTO.setCompanyId(topUpOrder.getTopUpCompany().getId()); rechargeDTO.setRechargeAmount(topUpOrder.getAmount()); rechargeDTO.setRemarks(topUpOrder.getOrderType().getName() + "充值"); rechargeDTO.setPaymentMethod(topUpOrder.getOrderType().getName() + "支付"); rechargeDTO.setFinishedDate(DateTimeUtils.getLocalDateTimeByRFC3339(accountPaymentsVO.getFinishedAt())); rechargeDTO.setSourceNo(accountPaymentsVO.getPaymentId()); return unionpayAccountService.rechargeMoney(rechargeDTO); } /* * <p>这里要根据根据订单区分计算分账金额</p> * <p>1.普通销售订单：货款、品牌公司、策划公司、服务费</p> * <p>2.OEM销售订单：货款、品牌公司、策划公司、服务费、品牌授权费</p> * * @param order 订单 * @return 银联担保支付参数DTO数组 * @description * @author huabiao * @create 2022/12/12 16:41 / private List<ChinaumsGuaranteePayParamsDTO> getChinaumsGuaranteePayParamsDTO(Order order) { List<ChinaumsGuaranteePayParamsDTO> chinaumsGuaranteePayParamsDTOList = new ArrayList<>(); // 获取订单费用比例 OrderFeeRatio orderFeeRatio = orderFeeRatioRepository.findByOrdersId(order.getId()); // 平台服务费 BigDecimal platformServiceFee = BigDecimal.ZERO; // 品牌授权费数组 List<ChinaumsGuaranteePayParamsDTO> brandAuthFeeChinaumsGuaranteePayParamsDTOList = new ArrayList<>(); // 计算货款 ChinaumsGuaranteePayParamsDTO goodsCost = new ChinaumsGuaranteePayParamsDTO(); if (order.getGoodsPayment().compareTo(BigDecimal.ZERO) == 1) { if (StringUtils.isBlank(order.getSellerCompany().getWalletId())) { log.error(order.getSn() + "货款公司暂未认证银联"); throw new YnceErrorException(YnceError.YNCE_218006); } // 剩余货款 BigDecimal residueGoodsPayment = order.getGoodsPayment(); // 计算货款平台服务费 BigDecimal goodsCostPlatformServiceFee = BigDecimal.ZERO; if (orderFeeRatio.getSellerServiceCostRatio().compareTo(BigDecimal.ZERO) == 1) { goodsCostPlatformServiceFee = order.getGoodsPayment().multiply(orderFeeRatio.getSellerServiceCostRatio()).setScale(2, BigDecimal.ROUND_UP); platformServiceFee = platformServiceFee.add(goodsCostPlatformServiceFee); residueGoodsPayment = residueGoodsPayment.subtract(goodsCostPlatformServiceFee); } // 计算品牌授权费（只有当剩余货款大于0的时候才计算品牌授权费） BigDecimal totalBrandAuthCost = BigDecimal.ZERO; if (residueGoodsPayment.compareTo(BigDecimal.ZERO) == 1 && CollectionUtils.isNotEmpty(orderFeeRatio.getOrderItemFeeRatio())) { // 通过订单项中的品牌ID分组 Map<Long, List<OrderItemFeeRatio>> brandIdOrderItemFeeRatioListMap = orderFeeRatio.getOrderItemFeeRatio().stream() .collect(Collectors.groupingBy(orderItemFeeRatio -> orderItemFeeRatio.getOrderItem().getBrandId())); int i = 1; for (Map.Entry<Long, List<OrderItemFeeRatio>> brandIdOrderItemFeeRatioListEntry : brandIdOrderItemFeeRatioListMap.entrySet()) { Long brandId = brandIdOrderItemFeeRatioListEntry.getKey(); List<OrderItemFeeRatio> orderItemFeeRatioList = brandIdOrderItemFeeRatioListEntry.getValue(); Brand brand = brandRepository.findById(brandId).orElse(null); if (brand == null \|\| StringUtils.isBlank(brand.getCompany().getWalletId())) { continue; } // 获取订单项 List<OrderItem> orderItemList = orderItemFeeRatioList.stream().map(orderItemFeeRatio -> orderItemFeeRatio.getOrderItem()).collect(Collectors.toList()); BigDecimal orderAmount = orderItemList.stream().map(OrderItem::getAmount).reduce(BigDecimal.ZERO, BigDecimal::add); // 品牌授权费比例 BigDecimal brandAuthCostRatio = orderItemFeeRatioList.get(0).getBrandAuthCostRatio(); // 计算货款 BigDecimal brandGoodsPayment = orderItemList.stream().map(OrderItem::getGoodsPayment).reduce(BigDecimal.ZERO, BigDecimal::add); // 品牌授权费（采取四舍五入的计算方式） BigDecimal brandAuthCost = brandGoodsPayment.multiply(brandAuthCostRatio).setScale(2, BigDecimal.ROUND_HALF_UP); // 品牌授权费服务费比例 BigDecimal brandAuthCostServiceCostRatio = orderItemFeeRatioList.get(0).getBrandAuthCostServiceCostRatio(); // 计算平台服务费 BigDecimal brandAuthCostServiceFee = BigDecimal.ZERO; if (brandAuthCostServiceCostRatio.compareTo(BigDecimal.ZERO) == 1) { brandAuthCostServiceFee = brandAuthCost.multiply(brandAuthCostServiceCostRatio).setScale(2, BigDecimal.ROUND_UP); platformServiceFee = platformServiceFee.add(brandAuthCostServiceFee); brandAuthCost = brandAuthCost.subtract(brandAuthCostServiceFee); } // 品牌授权费 if (brandAuthCost.compareTo(BigDecimal.ZERO) == 1) { ChinaumsGuaranteePayParamsDTO brandAuthFee = new ChinaumsGuaranteePayParamsDTO(); brandAuthFee.setAmount(brandAuthCost.multiply(new BigDecimal(100)).intValue()); brandAuthFee.setRecvBalanceAcctId(brand.getCompany().getWalletId()); brandAuthFee.setOutOrderNo(order.getSn() + "-" + SubaccountType.BRAND_AUTH_FEE.getValue() + "-" + i); // 拼接扩展商品信息 ChinaumsGuaranteePayExtraDTO brandAuthExtraDTO = new ChinaumsGuaranteePayExtraDTO(); brandAuthExtraDTO.setProductInfos(this.handleProductInfo(orderItemList, order.getSn(), orderAmount, brandAuthCost)); brandAuthFee.setExtra(brandAuthExtraDTO); List<GuaranteePayMetaDataBrandDTO> brandList = Arrays.asList(GuaranteePayMetaDataBrandDTO.builder().brandId(brandId.toString()).brandAuthFee(brandAuthFee.getAmount()).build()); brandAuthFee.setMetadata(ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.BRAND_AUTH_FEE.getValue()).brandList(brandList).build()); brandAuthFeeChinaumsGuaranteePayParamsDTOList.add(brandAuthFee); i++; totalBrandAuthCost = totalBrandAuthCost.add(brandAuthCost).add(brandAuthCostServiceFee); } } } // 货款 = 初始货款 - 平台服务费 - 品牌授权费 BigDecimal goodsPayment = order.getGoodsPayment().subtract(goodsCostPlatformServiceFee).subtract(totalBrandAuthCost); if (goodsPayment.compareTo(BigDecimal.ZERO) == 1) { goodsCost.setAmount(goodsPayment.multiply(new BigDecimal(100)).intValue()); goodsCost.setRecvBalanceAcctId(order.getSellerCompany().getWalletId()); goodsCost.setOutOrderNo(order.getSn() + "-" + SubaccountType.GOODS_COST.getValue()); // 拼接扩展商品信息 ChinaumsGuaranteePayExtraDTO chinaumsGuaranteePayExtraDTO = new ChinaumsGuaranteePayExtraDTO(); chinaumsGuaranteePayExtraDTO.setProductInfos(this.handleProductInfo(order.getOrderItems(), order.getSn(), order.getAmount(), goodsPayment)); goodsCost.setExtra(chinaumsGuaranteePayExtraDTO); goodsCost.setMetadata(ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.GOODS_COST.getValue()).build()); chinaumsGuaranteePayParamsDTOList.add(goodsCost); } } // 计算品牌费 ChinaumsGuaranteePayParamsDTO brandFee = new ChinaumsGuaranteePayParamsDTO(); if (order.getBrandCost().compareTo(BigDecimal.ZERO) == 1) { if (StringUtils.isBlank(order.getBrandCompany().getWalletId())) { log.error(order.getSn() + "品牌公司暂未认证银联"); throw new YnceErrorException(YnceError.YNCE_218006); } // 计算货款平台服务费 BigDecimal brandFeePlatformServiceFee = BigDecimal.ZERO; if (orderFeeRatio.getBrandServiceCostRatio().compareTo(BigDecimal.ZERO) == 1) { brandFeePlatformServiceFee = order.getBrandCost().multiply(orderFeeRatio.getBrandServiceCostRatio()).setScale(2, BigDecimal.ROUND_UP); platformServiceFee = platformServiceFee.add(brandFeePlatformServiceFee); } brandFee.setRecvBalanceAcctId(order.getBrandCompany().getWalletId()); brandFee.setOutOrderNo(order.getSn() + "-" + SubaccountType.BRAND_FEE.getValue()); // 品牌费 BigDecimal brandCost = order.getBrandCost().subtract(brandFeePlatformServiceFee); // 自定义参数 ChinaumsGuaranteePayMetaDataDTO metadata; if (CollectionUtils.isNotEmpty(brandAuthFeeChinaumsGuaranteePayParamsDTOList)) { BigDecimal originalBrandCost = brandCost; List<GuaranteePayMetaDataBrandDTO> brandList = new ArrayList<>(); for (ChinaumsGuaranteePayParamsDTO chinaumsGuaranteePayParamsDTO : brandAuthFeeChinaumsGuaranteePayParamsDTOList) { // 判断品牌授权费和品牌是否为同一家公司 if (!brandFee.getRecvBalanceAcctId().equals(chinaumsGuaranteePayParamsDTO.getRecvBalanceAcctId())) { log.error("品牌授权费和品牌费的所属公司不是一家"); throw new YnceErrorException(YnceError.YNCE_218006); } brandCost = brandCost.add(new BigDecimal(chinaumsGuaranteePayParamsDTO.getAmount()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); brandList.addAll(chinaumsGuaranteePayParamsDTO.getMetadata().getBrandList()); } if (originalBrandCost.compareTo(BigDecimal.ZERO) == 1) { metadata = ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.BRAND_FEE.getValue()).brandFee(originalBrandCost.multiply(new BigDecimal(100)).intValue()).brandList(brandList).build(); } else { metadata = ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.BRAND_FEE.getValue()).brandList(brandList).build(); } } else { metadata = ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.BRAND_FEE.getValue()).brandFee(brandCost.multiply(new BigDecimal(100)).intValue()).build(); } if (brandCost.compareTo(BigDecimal.ZERO) == 1) { brandFee.setAmount(brandCost.multiply(new BigDecimal(100)).intValue()); // 拼接扩展商品信息 ChinaumsGuaranteePayExtraDTO chinaumsGuaranteePayExtraDTO = new ChinaumsGuaranteePayExtraDTO(); List<JSONObject> productInfos = this.handleProductInfo(order.getOrderItems(), order.getSn(), order.getAmount(), brandCost); chinaumsGuaranteePayExtraDTO.setProductInfos(productInfos); brandFee.setExtra(chinaumsGuaranteePayExtraDTO); // 拼接自定义参数 brandFee.setMetadata(metadata); chinaumsGuaranteePayParamsDTOList.add(brandFee); } } else { // 不存在品牌费但是存在品牌授权费 if (CollectionUtils.isNotEmpty(brandAuthFeeChinaumsGuaranteePayParamsDTOList)) { brandFee.setRecvBalanceAcctId(brandAuthFeeChinaumsGuaranteePayParamsDTOList.get(0).getRecvBalanceAcctId()); brandFee.setOutOrderNo(order.getSn() + "-" + SubaccountType.BRAND_FEE.getValue()); BigDecimal brandAuthCost = BigDecimal.ZERO; ChinaumsGuaranteePayMetaDataDTO metadata; List<GuaranteePayMetaDataBrandDTO> brandList = new ArrayList<>(); for (ChinaumsGuaranteePayParamsDTO chinaumsGuaranteePayParamsDTO : brandAuthFeeChinaumsGuaranteePayParamsDTOList) { if (!brandFee.getRecvBalanceAcctId().equals(chinaumsGuaranteePayParamsDTO.getRecvBalanceAcctId())) { log.error("品牌授权费所属公司不是一家"); throw new YnceErrorException(YnceError.YNCE_218006); } brandAuthCost = brandAuthCost.add(new BigDecimal(chinaumsGuaranteePayParamsDTO.getAmount()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); brandList.addAll(chinaumsGuaranteePayParamsDTO.getMetadata().getBrandList()); } brandFee.setAmount(brandAuthCost.multiply(new BigDecimal(100)).intValue()); metadata = ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.BRAND_FEE.getValue()).brandList(brandList).build(); // 拼接扩展商品信息 ChinaumsGuaranteePayExtraDTO chinaumsGuaranteePayExtraDTO = new ChinaumsGuaranteePayExtraDTO(); List<JSONObject> productInfos = this.handleProductInfo(order.getOrderItems(), order.getSn(), order.getAmount(), brandAuthCost); chinaumsGuaranteePayExtraDTO.setProductInfos(productInfos); brandFee.setExtra(chinaumsGuaranteePayExtraDTO); // 拼接自定义参数 brandFee.setMetadata(metadata); chinaumsGuaranteePayParamsDTOList.add(brandFee); } } // 计算策划费 ChinaumsGuaranteePayParamsDTO deviseFee = new ChinaumsGuaranteePayParamsDTO(); if (order.getDeviseCost().compareTo(BigDecimal.ZERO) == 1) { if (StringUtils.isBlank(order.getDeviseCompany().getWalletId())) { log.error(order.getSn() + "策划公司暂未认证银联"); throw new YnceErrorException(YnceError.YNCE_218006); } // 计算货款平台服务费 BigDecimal deviseFeePlatformServiceFee = BigDecimal.ZERO; if (orderFeeRatio.getDeviseServiceCostRatio().compareTo(BigDecimal.ZERO) == 1) { deviseFeePlatformServiceFee = order.getDeviseCost().multiply(orderFeeRatio.getDeviseServiceCostRatio()).setScale(2, BigDecimal.ROUND_UP); platformServiceFee = platformServiceFee.add(deviseFeePlatformServiceFee); } // 实际分账的策划费 BigDecimal deviseCost = order.getDeviseCost().subtract(deviseFeePlatformServiceFee); if (deviseCost.compareTo(BigDecimal.ZERO) == 1) { deviseFee.setAmount(deviseCost.multiply(new BigDecimal(100)).intValue()); deviseFee.setRecvBalanceAcctId(order.getDeviseCompany().getWalletId()); deviseFee.setOutOrderNo(order.getSn() + "-" + SubaccountType.DEVISE_FEE.getValue()); // 拼接扩展商品信息 ChinaumsGuaranteePayExtraDTO chinaumsGuaranteePayExtraDTO = new ChinaumsGuaranteePayExtraDTO(); chinaumsGuaranteePayExtraDTO.setProductInfos(this.handleProductInfo(order.getOrderItems(), order.getSn(), order.getAmount(), deviseCost)); deviseFee.setExtra(chinaumsGuaranteePayExtraDTO); deviseFee.setMetadata(ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.DEVISE_FEE.getValue()).build()); chinaumsGuaranteePayParamsDTOList.add(deviseFee); } } // 平台服务费 if (platformServiceFee.compareTo(BigDecimal.ZERO) == 1) { String balanceAcctId = chinaumsUtil.getFeeBalanceAcctId(); if (StringUtils.isBlank(balanceAcctId)) { log.error(order.getSn() + "平台公司暂未认证银联"); throw new YnceErrorException(YnceError.YNCE_218006); } ChinaumsGuaranteePayParamsDTO platformServiceFeeDTO = new ChinaumsGuaranteePayParamsDTO(); platformServiceFeeDTO.setAmount(platformServiceFee.multiply(new BigDecimal(100)).intValue()); platformServiceFeeDTO.setRecvBalanceAcctId(balanceAcctId); platformServiceFeeDTO.setOutOrderNo(order.getSn() + "-" + SubaccountType.SERVICE_FEE.getValue()); // 拼接扩展商品信息 ChinaumsGuaranteePayExtraDTO chinaumsGuaranteePayExtraDTO = new ChinaumsGuaranteePayExtraDTO(); chinaumsGuaranteePayExtraDTO.setProductInfos(this.handleProductInfo(order.getOrderItems(), order.getSn(), order.getAmount(), platformServiceFee)); platformServiceFeeDTO.setExtra(chinaumsGuaranteePayExtraDTO); platformServiceFeeDTO.setMetadata(ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.SERVICE_FEE.getValue()).build()); chinaumsGuaranteePayParamsDTOList.add(platformServiceFeeDTO); } return chinaumsGuaranteePayParamsDTOList; } /* * 处理商品数据 * * @param orderItemList:订单项 * @param sn:订单号 * @param orderAmount:订单金额 * @param amount:分摊金额 * @return 处理完的银联JSON数据 * @author huabiao * @create 2022/12/15 14:08 / private List<JSONObject> handleProductInfo(List<OrderItem> orderItemList, String sn, BigDecimal orderAmount, BigDecimal amount) { // 循环订单项 List<JSONObject> productInfos = new ArrayList<>(); BigDecimal allocatedAmount = BigDecimal.ZERO; for (int i = 0; i < orderItemList.size(); i++) { OrderItem orderItem = orderItemList.get(i); JSONObject jsonObject = new JSONObject(); jsonObject.put("orderNo", sn + "-" + orderItem.getId()); // 按比例计算,最后一项直接减完 if (i == (orderItemList.size() - 1)) { jsonObject.put("orderAmount", amount.subtract(allocatedAmount).multiply(new BigDecimal(100)).intValue()); } else { BigDecimal orderItemPlatformServiceFee = amount.multiply(orderItem.getAmount()).divide(orderAmount, 2, BigDecimal.ROUND_DOWN); // 当计算结果不大于0时，赋值0.01 if (orderItemPlatformServiceFee.compareTo(BigDecimal.ZERO) != 1) { orderItemPlatformServiceFee = new BigDecimal("0.01"); } jsonObject.put("orderAmount", orderItemPlatformServiceFee.multiply(new BigDecimal(100)).intValue()); allocatedAmount = allocatedAmount.add(orderItemPlatformServiceFee); } jsonObject.put("productName", orderItem.getGoodsName() + orderItem.getSkuName()); jsonObject.put("productCount", orderItem.getQuantity()); productInfos.add(jsonObject); } return productInfos; } @Transactional(propagation = Propagation.NOT_SUPPORTED) @Override public ChinaumsGuaranteePayConfirmsVO paySettlement(ChinaumsGuaranteePayConfirmsDTO chinaumsGuaranteePayConfirmsDTO) { ChinaumsGuaranteePayConfirmsVO chinaumsGuaranteePayConfirmsVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_COMBINED_GUARANTEE_PAYMENTS_CONFIRMS, (JSONObject) JSONObject.toJSON(chinaumsGuaranteePayConfirmsDTO), ChinaumsGuaranteePayConfirmsVO.class); return chinaumsGuaranteePayConfirmsVO; } @Override @Transactional(propagation = Propagation.NOT_SUPPORTED) public String paySettlementConfirms(ByxChinaumsGuaranteePayConfirmsDTO byxChinaumsGuaranteePayConfirmsDTO) { JSONObject result = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_COMBINED_GUARANTEE_PAYMENTS_CONFIRMS, (JSONObject) JSONObject.toJSON(byxChinaumsGuaranteePayConfirmsDTO), JSONObject.class); if (result == null \|\| result.get("settOrderNo") == null) { return null; } return result.get("settOrderNo").toString(); } @Override @Transactional(rollbackFor = Exception.class) public List<ChinaumsPayment> handleChinaumsPayment(Order order) { List<ChinaumsPayment> chinaumsPaymentList = new ArrayList<>(); // 获取支付单 List<Payment> paymentList = paymentRepository.findAllByOrderId(order.getId().toString()); if (CollectionUtils.isEmpty(paymentList)) { return chinaumsPaymentList; } Payment payment = paymentList.get(0); // 通过系统订单号查询合并消费担保下单数据 ByxChinaumsGuaranteePayVO byxChinaumsGuaranteePayVO = walletService.orderPaymentsByOutOrderNo(payment.getExternalId()); List<ChinaumsGuaranteePayParamsDTO> chinaumsGuaranteePayParamsDTOList = this.getChinaumsGuaranteePayParamsDTO(order); // JSONObject jsonObject = new JSONObject(); // jsonObject.put("combinedGuaranteePaymentId", payment.getExternalId()); // ChinaumsGuaranteePayVO chinaumsGuaranteePayVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_COMBINED_GUARANTEE_PAYMENTS_BY_SYS_NO, jsonObject, ChinaumsGuaranteePayVO.class); // 保存担保消费子订单信息 for (ChinaumsGuaranteePayParamsDTO guaranteePaymentResult : chinaumsGuaranteePayParamsDTOList) { if (guaranteePaymentResult.getMetadata() != null) { // 没有合并数据的子订单 if (guaranteePaymentResult.getMetadata().getBrandFee() == null && CollectionUtils.isEmpty(guaranteePaymentResult.getMetadata().getBrandList())) { ChinaumsPayment chinaumsPayment = new ChinaumsPayment(); BeanUtils.copyProperties(guaranteePaymentResult, chinaumsPayment, "amount"); chinaumsPayment.setAmount(new BigDecimal(guaranteePaymentResult.getAmount()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); chinaumsPayment.setOrders(order); chinaumsPayment.setSubaccountType(SubaccountType.valueOf(guaranteePaymentResult.getMetadata().getSubaccountType())); chinaumsPaymentRepository.save(chinaumsPayment); chinaumsPaymentList.add(chinaumsPayment); } else { // 品牌费处理 if (guaranteePaymentResult.getMetadata().getBrandFee() != null && guaranteePaymentResult.getMetadata().getBrandFee() > 0) { ChinaumsPayment chinaumsPayment = new ChinaumsPayment(); BeanUtils.copyProperties(guaranteePaymentResult, chinaumsPayment, "amount"); chinaumsPayment.setAmount(new BigDecimal(guaranteePaymentResult.getMetadata().getBrandFee()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); chinaumsPayment.setOrders(order); chinaumsPayment.setSubaccountType(SubaccountType.BRAND_FEE); chinaumsPaymentRepository.save(chinaumsPayment); chinaumsPaymentList.add(chinaumsPayment); } // 品牌授权费处理 if (CollectionUtils.isNotEmpty(guaranteePaymentResult.getMetadata().getBrandList())) { for (GuaranteePayMetaDataBrandDTO guaranteePayMetaDataBrand : guaranteePaymentResult.getMetadata().getBrandList()) { ChinaumsPayment chinaumsPayment = new ChinaumsPayment(); BeanUtils.copyProperties(guaranteePaymentResult, chinaumsPayment, "amount"); chinaumsPayment.setAmount(new BigDecimal(guaranteePayMetaDataBrand.getBrandAuthFee()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); chinaumsPayment.setOrders(order); chinaumsPayment.setSubaccountType(SubaccountType.BRAND_AUTH_FEE); chinaumsPayment.setBrandId(Long.valueOf(guaranteePayMetaDataBrand.getBrandId())); chinaumsPaymentRepository.save(chinaumsPayment); chinaumsPaymentList.add(chinaumsPayment); } } } } else { ChinaumsPayment chinaumsPayment = new ChinaumsPayment(); BeanUtils.copyProperties(guaranteePaymentResult, chinaumsPayment, "amount"); chinaumsPayment.setAmount(new BigDecimal(guaranteePaymentResult.getAmount()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); chinaumsPayment.setOrders(order); chinaumsPaymentRepository.save(chinaumsPayment); chinaumsPaymentList.add(chinaumsPayment); } } return chinaumsPaymentList; } @Transactional(rollbackFor = Exception.class) @Override public Boolean transferDeposit(ExternalIncomeDTO externalIncomeDTO) { / * 10: 母户入金 * 11: 转账入金 * 13: 大额订单入金 * 33: 提现退汇 * 37: 虚户入金退回退汇 * 39: 大额订单入金退回退汇 * 79: 资金划扣退汇 * 84: 收单通道验证打款退汇 / switch (externalIncomeDTO.getTradeType()) { // 母户入金 case "10": log.info("母户入金【{}】：{}", externalIncomeDTO.getBalanceAcctId(), externalIncomeDTO.getAmount()); break; case "94": // 在途金额已生成流水，所以这里在途金额到账不处理 log.info("在途金额到账【{}】：{}", externalIncomeDTO.getBalanceAcctId(), externalIncomeDTO.getAmount()); break; // 转账入金（用户通过手机银行充值） case "11": case "93": ChinaumsAuthInfo chinaumsAuthInfo = chinaumsAuthInfoRepository .findFirstByRelAcctNoOrSettleAcctBankAcctNo(externalIncomeDTO.getBalanceAcctNo(), externalIncomeDTO.getBalanceAcctNo()); if (chinaumsAuthInfo == null) { throw new YnceErrorException("未查询到银联认证信息"); } AccountChangeList accountChangeList = accountChangeListRepository.findFirstBySourceNo(externalIncomeDTO.getTradeId()); if (accountChangeList != null) { log.warn("该入金已生成异动记录！！！"); return true; } Company company = chinaumsAuthInfo.getCompany(); // Account account = accountRepository.findDepositAccount(company.getId()); // TopUpList topUpList = topUpListRepository.findTopByAccountAndStateOrderByCreatedOnDesc(account, TopUpState.PAID); DateTimeFormatter dateTimeFormatter = DateTimeFormatter.ofPattern("yyyy-MM-dd'T'HH:mm:ss+08:00") .withZone(ZoneId.of("Asia/Shanghai")); // 可查90个自然日的交易，单次查询开始和结束时间间隔不大于7天 LocalDateTime dateTime = LocalDateTime.now().minusDays(6L); BalanceTransactionsPageVO balanceTransactionsPageVO = this.balanceTransactions(company.getWalletId(), dateTimeFormatter.format(dateTime), null); if (balanceTransactionsPageVO.getTotal() <= 0) { log.warn("未查询到流水记录！！！"); return false; } // 标记查询的流水中是否有当前入金的回调 boolean flag = false; List<BalanceTransactionsPageVO.BalanceTransactionsVO> data = balanceTransactionsPageVO.getData(); for (BalanceTransactionsPageVO.BalanceTransactionsVO d : data) { // 只处理交易类型为入金的流水 if (d.getTradeType() != 11 && d.getTradeType() != 93) { continue; } if (externalIncomeDTO.getTradeId().equals(d.getTradeId())) { flag = true; RechargeDTO rechargeDTO = new RechargeDTO(); rechargeDTO.setCompanyId(company.getId()); BigDecimal rechargeAmount; if (d.getSettledAmount() > 0) { rechargeAmount = new BigDecimal(d.getSettledAmount()).divide(BigDecimal.valueOf(100), 2, RoundingMode.HALF_UP); } else { rechargeAmount = new BigDecimal(d.getPendingAmount()).divide(BigDecimal.valueOf(100), 2, RoundingMode.HALF_UP); } rechargeDTO.setRechargeAmount(rechargeAmount); if (StringUtils.isNotEmpty(d.getRemark())) { rechargeDTO.setRemarks(d.getRemark()); } else { rechargeDTO.setRemarks("银联钱包充值"); } rechargeDTO.setPaymentMethod("银联支付"); // rechargeDTO.setFinishedDate(LocalDateTime.parse(d.getSucceededAt(), DateTimeFormatter.ofPattern("yyyy-MM-dd'T'HH:mm:ss.SSSzzz"))); rechargeDTO.setFinishedDate(DateTimeUtils.getLocalDateTimeByRFC3339(d.getSucceededAt())); rechargeDTO.setSourceNo(d.getTradeId()); unionpayAccountService.rechargeMoney(rechargeDTO); break; } } return flag; default: throw new YnceErrorException("暂不支持此交易类型：{}", externalIncomeDTO.getTradeType()); } return true; } @Override public RefundVO refund(WalletRefundDTO walletRefundDTO) { Payment payment = paymentRepository.findFirstBySnOrderByIdDesc(walletRefundDTO.getPaymentNo()); if (payment == null) { throw new YnceErrorException(YnceError.YNCE_205007); } if (!payment.getPayStatus().equals(PayStatus.SUCC)) { throw new YnceErrorException(YnceError.YNCE_218013); } Order order = orderRepository.findById(walletRefundDTO.getOrderId()).orElse(null); if (order == null) { throw new YnceErrorException(YnceError.YNCE_211004); } // 获取退款单已请求的所有银联退款单 List<ChinaumsRefund> chinaumsRefundList = chinaumsRefundRepository.findAllByPlatformRefundId(walletRefundDTO.getRefundId()); // 获取银联支付单 List<ChinaumsPayment> chinaumsPaymentList = chinaumsPaymentRepository.findAllByOrdersId(walletRefundDTO.getOrderId()); if (CollectionUtils.isNotEmpty(chinaumsPaymentList)) { // 计算总银联支付金额 BigDecimal totalAmount = chinaumsPaymentList.stream().map(chinaumsPayment -> chinaumsPayment.getAmount()).reduce(BigDecimal.ZERO, BigDecimal::add); // 订单银联退款单(该订单下的所有银联退款单，不包含当前退款单) List<ChinaumsRefund> orderChinaumsRefundList = new ArrayList<>(); // 查询银联该合并消费担保订单的总退款金额 BigDecimal totalRefundAmount = BigDecimal.ZERO; // 查询所有银联退款单的总金额（不包含当前退款单） List<Long> orderRefundIdList = order.getRefunds().stream().filter(refund -> !refund.getId().equals(walletRefundDTO.getRefundId())).map(Refund::getId).collect(Collectors.toList()); if (CollectionUtils.isNotEmpty(orderRefundIdList)) { orderChinaumsRefundList = chinaumsRefundRepository.findAllByPlatformRefundIdIn(orderRefundIdList); // TODO 这里是否需要考虑退款成功与否 totalRefundAmount = orderChinaumsRefundList.stream().map(ChinaumsRefund::getAmount).reduce(BigDecimal.ZERO, BigDecimal::add); } // 判断是否最后一次退款【订单支付金额-总退款金额 = 本次退款金额】 Boolean isFinallyRefund = order.getPayAmount().subtract(totalRefundAmount).compareTo(walletRefundDTO.getAmount()) == 0; // 已处理退款金额 BigDecimal handleAmount = BigDecimal.ZERO; for (int i = 0; i < chinaumsPaymentList.size(); i++) { Boolean isRequestRefund = false; ChinaumsPayment chinaumsPayment = chinaumsPaymentList.get(i); // 根据平台退款ID和原始系统订单号以及分账类型查询是否存在银联退款单（因为品牌费和品牌授权费是同一家公司收取，所以这里需要通过分账类型区分） ChinaumsRefund chinaumsRefund = chinaumsRefundList.stream().filter(filterChinaumsRefund -> filterChinaumsRefund.getPlatformRefundId().equals(walletRefundDTO.getRefundId()) && filterChinaumsRefund.getOrigTradeId().equals(chinaumsPayment.getGuaranteePaymentId()) && filterChinaumsRefund.getSubaccountType().equals(chinaumsPayment.getSubaccountType())).findFirst().orElse(null); if (chinaumsRefund != null) { handleAmount = handleAmount.add(chinaumsRefund.getAmount()); // 若状态为空则主动查询 if (StringUtils.isBlank(chinaumsRefund.getStatus())) { try { // 调用查询接口 JSONObject jsonObject = new JSONObject(); // jsonObject.put("outOrderNo", chinaumsRefund.getOutOrderNo()); jsonObject.put("transOrderNo", walletRefundDTO.getPaymentNo()); jsonObject.put("platformWalletId", order.getBuyerCompany().getWalletId()); ByxChinaumsRefundVO chinaumsRefundVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_REFUND_QUERY, (JSONObject) JSONObject.toJSON(jsonObject), ByxChinaumsRefundVO.class); chinaumsRefund.setRefundId(chinaumsRefundVO.getMctOrderNo()); chinaumsRefund.setStatus(chinaumsRefundVO.getRefundStatus()); chinaumsRefund.setReason(chinaumsRefundVO.getAbst()); chinaumsRefund.setRemark(chinaumsRefundVO.getRemark()); chinaumsRefundRepository.save(chinaumsRefund); } catch (Exception exception) { log.error("{}请求查询银联退款单失败：{}", chinaumsRefund.getOutOrderNo(), exception.getMessage()); if (StringUtils.isNotBlank(exception.getMessage()) && exception.getMessage().contains("请求的资源不存在")) { isRequestRefund = true; } else { continue; } } } } else { BigDecimal refundAmount; // 当为最后一次退款时，需要将子订单剩余金额退完 if (isFinallyRefund) { // 获取已退款金额 BigDecimal refundedAmount = BigDecimal.ZERO; if (CollectionUtils.isNotEmpty(orderChinaumsRefundList)) { // 根据原始系统订单号以及分账类型查询已退款金额（因为品牌费和品牌授权费是同一家公司收取，所以这里需要通过分账类型区分） refundedAmount = orderChinaumsRefundList.stream().filter(orderChinaumsRefund -> orderChinaumsRefund.getOrigTradeId().equals(chinaumsPayment.getGuaranteePaymentId()) && orderChinaumsRefund.getSubaccountType().equals(chinaumsPayment.getSubaccountType())) .collect(Collectors.toList()).stream().map(ChinaumsRefund::getAmount).reduce(BigDecimal.ZERO, BigDecimal::add); } refundAmount = chinaumsPayment.getAmount().subtract(refundedAmount); } else { // 最后一个单时直接用剩余的金额计算 if (i == (chinaumsPaymentList.size() - 1)) { refundAmount = walletRefundDTO.getAmount().subtract(handleAmount); } else { refundAmount = walletRefundDTO.getAmount().multiply(chinaumsPayment.getAmount()).divide(totalAmount, 2, RoundingMode.DOWN); } } String outOrderNo = walletRefundDTO.getRefundNo() + chinaumsPayment.getId(); // 先保存银联退款单 chinaumsRefund = new ChinaumsRefund(); chinaumsRefund.setOutOrderNo(outOrderNo); chinaumsRefund.setAmount(refundAmount); chinaumsRefund.setOrigTradeId(chinaumsPayment.getGuaranteePaymentId()); chinaumsRefund.setOrigOutOrderNo(chinaumsPayment.getOutOrderNo()); chinaumsRefund.setOrigPayBalanceAcctId(chinaumsPayment.getPayBalanceAcctId()); chinaumsRefund.setOrigRecvBalanceAcctId(chinaumsPayment.getRecvBalanceAcctId()); chinaumsRefund.setPlatformRefundId(walletRefundDTO.getRefundId()); chinaumsRefund.setSubaccountType(chinaumsPayment.getSubaccountType()); chinaumsRefundRepository.save(chinaumsRefund); chinaumsRefundList.add(chinaumsRefund); handleAmount = handleAmount.add(chinaumsRefund.getAmount()); isRequestRefund = true; } // 请求银联退款 if (isRequestRefund) { // ChinaumsRefundDTO chinaumsRefundDTO = ChinaumsRefundDTO // .builder() // .outOrderNo(chinaumsRefund.getOutOrderNo()) // .sentAt(new SimpleDateFormat("yyyy-MM-dd'T'HH:mm:ssXXX").format(new Date())) // .amount(chinaumsRefund.getAmount().multiply(new BigDecimal(100)).intValue()) // .origTradeId(chinaumsPayment.getGuaranteePaymentId()) // .build(); ByxChinaumsRefundDTO byxChinaumsRefundDTO = ByxChinaumsRefundDTO .builder() .mctOrderNo(chinaumsRefund.getOutOrderNo()) .refundAmt(chinaumsRefund.getAmount().multiply(new BigDecimal(100)).longValue()) .guaranteedOrderNo(chinaumsPayment.getGuaranteePaymentId()) .platformWalletId(order.getBuyerCompany().getWalletId()) .build(); try { // 发起退款请求-----实时 ByxChinaumsRefundVO byxChinaumsRefundVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_REFUND, (JSONObject) JSONObject.toJSON(byxChinaumsRefundDTO), ByxChinaumsRefundVO.class); // // processing：处理中 // succeeded：成功 // failed：失败 // chinaumsRefund.setStatus("succeeded"); if (!"00000".equals(byxChinaumsRefundVO.getRspCode())) { log.error("{}请求银联退款失败：{}", byxChinaumsRefundVO.getMctOrderNo(), byxChinaumsRefundVO.getRspResult()); chinaumsRefund.setStatus("failed"); } // 获取请求结果 chinaumsRefund.setRefundId(byxChinaumsRefundVO.getTransOrderNo()); chinaumsRefund.setReason(byxChinaumsRefundVO.getAbst()); chinaumsRefund.setRemark(byxChinaumsRefundVO.getRemark()); chinaumsRefundRepository.save(chinaumsRefund); } catch (Exception exception) { log.error("{}请求银联退款失败：{}", byxChinaumsRefundDTO.getMctOrderNo(), exception.getMessage()); } } // 如果退款状态是处理中，则循环查询，时间不超过5秒 // if ("processing".equals(chinaumsRefund.getStatus())) { // try { // long currentTimeMillis = System.currentTimeMillis(); // while (true) { // // 调用查询接口 // JSONObject jsonObject = new JSONObject(); // jsonObject.put("refundId", chinaumsRefund.getRefundId()); // ChinaumsRefundVO chinaumsRefundVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_REFUND_BY_SYS_NO, (JSONObject) JSONObject.toJSON(jsonObject), ChinaumsRefundVO.class); // // 当请求成功或者时间超时时，结束循环 // if (!"processing".equals(chinaumsRefundVO.getStatus()) \|\| System.currentTimeMillis() - currentTimeMillis > 5000) { // chinaumsRefund.setStatus(chinaumsRefundVO.getStatus()); // chinaumsRefund.setReason(chinaumsRefundVO.getReason()); // chinaumsRefund.setRemark(chinaumsRefundVO.getRemark()); // chinaumsRefundRepository.save(chinaumsRefund); // break; // } // } // } catch (Exception exception) { // log.error("{}请求银联退款状态失败：{}", chinaumsRefund.getOutOrderNo(), exception.getMessage()); // } // } } } RefundVO refundVO = new RefundVO(); if (CollectionUtils.isNotEmpty(chinaumsRefundList)) { // 获取成功退款的单号 List<ChinaumsRefund> succeededChinaumsRefundList = chinaumsRefundList.stream().filter(chinaumsRefund -> "succeeded".equals(chinaumsRefund.getStatus())).collect(Collectors.toList()); refundVO.setRefundAmount(succeededChinaumsRefundList.stream().map(ChinaumsRefund::getAmount).reduce(BigDecimal.ZERO, BigDecimal::add)); refundVO.setRefundStatus(refundVO.getRefundAmount().compareTo(walletRefundDTO.getAmount()) == 0 ? RefundStatus.REFUNDED : RefundStatus.PARTIAL_REFUNDED); refundVO.setRefundTime(LocalDateTime.now()); // 获取退款单号 List<String> refundIdList = succeededChinaumsRefundList.stream().map(chinaumsRefund -> chinaumsRefund.getRefundId()).collect(Collectors.toList()); refundVO.setExternalId(StringUtils.join(refundIdList, ",")); } else { refundVO.setRefundStatus(RefundStatus.UN_REFUND); } return refundVO; } @Transactional(propagation = Propagation.NOT_SUPPORTED) @Override public ChinaumsAllocationsVO createSubaccount(ChinaumsAllocationsDTO chinaumsAllocationsDTO) { ChinaumsAllocationsVO chinaumsAllocationsVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_UPAPI_ALLOCATIONS, (JSONObject) JSONObject.toJSON(chinaumsAllocationsDTO), ChinaumsAllocationsVO.class); return chinaumsAllocationsVO; } @Override public void posTransfer() { List<TopUpOrder> topUpOrders = topUpOrderRepository.findByOrderTypeAndPaymentStatusAndSyncStateInAndPayTimeLessThanAndRefundedIsFalseOrderByPayTime( TopUpOrderType.POS, PayStatus.SUCC, Arrays.asList(SyncState.SYNCEDERROR, SyncState.UNSYNCED), LocalDateTime.of(LocalDate.now(), LocalTime.MIN)); if (CollectionUtils.isEmpty(topUpOrders)) { log.warn("POS充值转账 - 待转账记录为空！"); return; } // 根据所属企业分组 Map<Company, List<TopUpOrder>> companyTopUpOrderList = topUpOrders.stream().collect(Collectors.groupingBy(TopUpOrder::getCompany)); // 循环分组数据 for (Map.Entry<Company, List<TopUpOrder>> companyTopUpOrderListEntry : companyTopUpOrderList.entrySet()) { // 所属企业id Long companyId = companyTopUpOrderListEntry.getKey().getId(); // 所属企业充值订单 List<TopUpOrder> topUpOrderList = companyTopUpOrderListEntry.getValue(); // 获取第三方企业配置 ThirdPartyPaySet thirdPartyPaySet = thirdPartyConfigUtil.getCompany(companyId); if (thirdPartyPaySet == null \|\| StringUtils.isEmpty(thirdPartyPaySet.getPosRechargeBalanceAcctId())) { loggerService.rechargeTransfer("POS充值收款电子账簿ID为空", null, WalletServiceImpl.class.getName(), "posTransfer", "verifyParam", companyRepository.findById(companyId).orElse(null)); continue; } // 加锁，避免并发请求 String balanceAcctIdLockKey = this.getBalanceAcctIdLockKey(thirdPartyPaySet.getPosRechargeBalanceAcctId()); Boolean balanceAcctIdLock = stringRedisTemplate.opsForValue().setIfAbsent(balanceAcctIdLockKey, balanceAcctIdLockKey); if (!balanceAcctIdLock) { throw new YnceErrorException(YnceError.YNCE_000000); } stringRedisTemplate.expire(balanceAcctIdLockKey, 3, TimeUnit.MINUTES); for (TopUpOrder topUpOrder : topUpOrderList) { Company inputCompany = companyRepository.findById(topUpOrder.getTopUpCompany().getId()).orElse(null); if (inputCompany == null \|\| StringUtils.isEmpty(inputCompany.getWalletId())) { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入企业未认证", null, WalletServiceImpl.class.getName(), "posTransfer", "verifyParam", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); continue; } Account inputAccount = accountRepository.findDepositAccount(inputCompany.getId()); if (inputAccount == null) { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入账户不存在", null, WalletServiceImpl.class.getName(), "posTransfer", "verifyParam", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); continue; } if (!inputAccount.getState().equals(AccountState.ENABLED)) { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入账户非启用状态", null, WalletServiceImpl.class.getName(), "posTransfer", "verifyParam", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); continue; } // 如果充值订单已有转账订单号，但却是未同步状态，则尝试更新 if (StringUtils.isNotBlank(topUpOrder.getTransferSn())) { AccountPaymentsVO accountPaymentsVO = null; try { accountPaymentsVO = walletService.paymentsByOutOrderNo(topUpOrder.getTransferSn()); if (accountPaymentsVO == null) { log.warn("POS充值转账同步 -【消费订单查询（平台订单号）:{}】在银联未查询到记录!!!", topUpOrder.getTransferSn()); // 说明在发起转账时银联那边并未接收到，清掉单号重新走转账流程 topUpOrder.setTransferSn(null); } else { if ("succeeded".equals(accountPaymentsVO.getStatus())) { this.rechargeHandle(topUpOrder, accountPaymentsVO); continue; } else if ("failed".equals(accountPaymentsVO.getStatus())) { // 转账失败，清掉单号重新走转账流程 topUpOrder.setTransferSn(null); } else { continue; } } } catch (Exception e) { if (e.getMessage().contains("请求的资源不存在")) { // 说明在发起转账时银联那边并未接收到，清掉单号重新走转账流程 topUpOrder.setTransferSn(null); } else { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，查询转账记录失败", accountPaymentsVO, WalletServiceImpl.class.getName(), "posTransfer", "queryTransferRecord", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); continue; } } } try { // 判断余额是否足够 Long amountPenny = topUpOrder.getAmount().multiply(new BigDecimal("100")).longValue(); BalanceAcctsVO balanceAcctsVO = this.balanceAcctsQryByAcctId(thirdPartyPaySet.getPosRechargeBalanceAcctId()); if (balanceAcctsVO.getSettledAmount() < amountPenny) { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转出账簿id" + thirdPartyPaySet.getPosRechargeBalanceAcctId() + "余额不足，余额为" + balanceAcctsVO.getSettledAmount(), null, WalletServiceImpl.class.getName(), "posTransfer", "verifyParam", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); break; } // 记录转账单号，后续成功再生成充值记录 String zz = sequenceUtil.getNextSequenceNumber("ZZ"); topUpOrder.setTransferSn(zz); topUpOrderRepository.saveAndFlush(topUpOrder); AccountPaymentsDTO accountTransfer = null; try { // 请求银联【电子账簿消费（转账）】 accountTransfer = new AccountPaymentsDTO(); accountTransfer.setAmount(amountPenny) .setPayBalanceAcctId(thirdPartyPaySet.getPosRechargeBalanceAcctId()) .setRecvBalanceAcctId(inputCompany.getWalletId()) // .setPassword(RSAEncryptorUtil.encryptByPublicKey(dto.getEncryptPwd(), thirdPartyPaySet.getChinaumsPublicKey())) .setOutOrderNo(zz) .setRemark(topUpOrder.getRemark()); Map<String, Object> productInfos = new HashMap<String, Object>() {{ put("orderNo", zz); put("orderAmount", amountPenny); put("productName", "POS充值转账"); put("productCount", 1); }}; Map<String, Object> extra = new HashMap<String, Object>() {{ put("productInfos", Collections.singletonList(productInfos)); }}; accountTransfer.setExtra(extra); this.payments(accountTransfer); } catch (Exception e) { log.error("转账出现异常 - ", e); loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转账出现异常：" + e.getMessage(), accountTransfer, WalletServiceImpl.class.getName(), "posTransfer", "transfer", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); } } catch (Exception e) { log.error("POS充值转账 - ", e); loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，" + e.getMessage(), null, WalletServiceImpl.class.getName(), "posTransfer", "transfer", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); } } } } @Override public void scanTransfer() { List<TopUpOrder> topUpOrders = topUpOrderRepository.findByOrderTypeAndPaymentStatusAndSyncStateInAndPayTimeLessThanAndRefundedIsFalseOrderByPayTime( TopUpOrderType.SCAN, PayStatus.SUCC, Arrays.asList(SyncState.SYNCEDERROR, SyncState.UNSYNCED), LocalDateTime.of(LocalDate.now(), LocalTime.MIN)); if (CollectionUtils.isEmpty(topUpOrders)) { log.warn("扫码充值转账 - 待转账记录为空！"); return; } // 根据所属企业分组 Map<Company, List<TopUpOrder>> companyTopUpOrderList = topUpOrders.stream().collect(Collectors.groupingBy(TopUpOrder::getCompany)); // 循环分组数据 for (Map.Entry<Company, List<TopUpOrder>> companyTopUpOrderListEntry : companyTopUpOrderList.entrySet()) { // 所属企业Id Long companyId = companyTopUpOrderListEntry.getKey().getId(); // 所属企业充值订单 List<TopUpOrder> topUpOrderList = companyTopUpOrderListEntry.getValue(); // 获取第三方企业配置 ThirdPartyPaySet thirdPartyPaySet = thirdPartyConfigUtil.getCompany(companyId); if (thirdPartyPaySet == null \|\| StringUtils.isEmpty(thirdPartyPaySet.getScanRechargeBalanceAcctId())) { loggerService.rechargeTransfer("扫码充值收款电子账簿ID为空", null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam", companyRepository.findById(companyId).orElse(null)); continue; } // 加锁，避免并发请求 String balanceAcctIdLockKey = this.getBalanceAcctIdLockKey(thirdPartyPaySet.getScanRechargeBalanceAcctId()); Boolean balanceAcctIdLock = stringRedisTemplate.opsForValue().setIfAbsent(balanceAcctIdLockKey, balanceAcctIdLockKey); if (!balanceAcctIdLock) { throw new YnceErrorException(YnceError.YNCE_000000); } stringRedisTemplate.expire(balanceAcctIdLockKey, 3, TimeUnit.MINUTES); for (TopUpOrder topUpOrder : topUpOrderList) { Company inputCompany = companyRepository.findById(topUpOrder.getTopUpCompany().getId()).orElse(null); if (inputCompany == null \|\| StringUtils.isEmpty(inputCompany.getWalletId())) { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入企业未认证", null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); continue; } Account inputAccount = accountRepository.findDepositAccount(inputCompany.getId()); if (inputAccount == null) { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入账户不存在", null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); continue; } if (!inputAccount.getState().equals(AccountState.ENABLED)) { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入账户非启用状态", null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); continue; } // 如果充值订单已有转账订单号，但却是未同步状态，则尝试更新 if (StringUtils.isNotBlank(topUpOrder.getTransferSn())) { AccountPaymentsVO accountPaymentsVO = null; try { accountPaymentsVO = walletService.paymentsByOutOrderNo(topUpOrder.getTransferSn()); if (accountPaymentsVO == null) { log.warn("扫码充值转账同步 -【消费订单查询（平台订单号）:{}】在银联未查询到记录!!!", topUpOrder.getTransferSn()); // 说明在发起转账时银联那边并未接收到，清掉单号重新走转账流程 topUpOrder.setTransferSn(null); } else { if ("succeeded".equals(accountPaymentsVO.getStatus())) { this.rechargeHandle(topUpOrder, accountPaymentsVO); continue; } else if ("failed".equals(accountPaymentsVO.getStatus())) { // 转账失败，清掉单号重新走转账流程 topUpOrder.setTransferSn(null); } else { continue; } } } catch (Exception e) { if (e.getMessage().contains("请求的资源不存在")) { // 说明在发起转账时银联那边并未接收到，清掉单号重新走转账流程 topUpOrder.setTransferSn(null); } else { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，查询转账记录失败", accountPaymentsVO, WalletServiceImpl.class.getName(), "scanTransfer", "queryTransferRecord", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); continue; } } } try { // 判断余额是否足够 Long amountPenny = topUpOrder.getAmount().multiply(new BigDecimal("100")).longValue(); BalanceAcctsVO balanceAcctsVO = this.balanceAcctsQryByAcctId(thirdPartyPaySet.getScanRechargeBalanceAcctId()); if (balanceAcctsVO.getSettledAmount() < amountPenny) { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转出账簿id" + thirdPartyPaySet.getScanRechargeBalanceAcctId() + "余额不足，余额为" + balanceAcctsVO.getSettledAmount(), null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); break; } // 记录转账单号，后续成功再生成充值记录 String zz = sequenceUtil.getNextSequenceNumber("ZZ"); topUpOrder.setTransferSn(zz); topUpOrderRepository.saveAndFlush(topUpOrder); AccountPaymentsDTO accountTransfer = null; try { // 请求银联【电子账簿消费（转账）】 accountTransfer = new AccountPaymentsDTO(); accountTransfer.setAmount(amountPenny) .setPayBalanceAcctId(thirdPartyPaySet.getScanRechargeBalanceAcctId()) .setRecvBalanceAcctId(inputCompany.getWalletId()) // .setPassword(RSAEncryptorUtil.encryptByPublicKey(dto.getEncryptPwd(), thirdPartyPaySet.getChinaumsPublicKey())) .setOutOrderNo(zz) .setRemark(topUpOrder.getRemark()); Map<String, Object> productInfos = new HashMap<String, Object>() {{ put("orderNo", zz); put("orderAmount", amountPenny); put("productName", "扫码充值转账"); put("productCount", 1); }}; Map<String, Object> extra = new HashMap<String, Object>() {{ put("productInfos", Collections.singletonList(productInfos)); }}; accountTransfer.setExtra(extra); this.payments(accountTransfer); } catch (Exception e) { log.error("转账出现异常 - ", e); loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转账出现异常：" + e.getMessage(), accountTransfer, WalletServiceImpl.class.getName(), "scanTransfer", "transfer", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); } } catch (Exception e) { log.error("扫码充值转账 - ", e); loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，" + e.getMessage(), null, WalletServiceImpl.class.getName(), "scanTransfer", "transfer", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); } } } } @Override @Transactional(rollbackFor = Exception.class) public SubaccountRefundVO subaccountRefund(SubaccountRefundDTO subaccountRefundDTO) { Order order = orderRepository.findById(subaccountRefundDTO.getOrderId()).orElse(null); if (order == null) { throw new YnceErrorException(YnceError.YNCE_206012); } if (StringUtils.isBlank(order.getBuyerCompany().getWalletId())) { throw new YnceErrorException(YnceError.YNCE_204095, YnceError.YNCE_218009.getMsg()); } OrderFeeRatio orderFeeRatio = orderFeeRatioRepository.findByOrdersId(subaccountRefundDTO.getOrderId()); if (orderFeeRatio == null) { throw new YnceErrorException(YnceError.YNCE_204095, "订单费用比例不存在"); } Refund refund = refundRepository.findFirstByRefundSn(subaccountRefundDTO.getRefundNo()); if (refund == null) { throw new YnceErrorException(YnceError.YNCE_204028); } // 分账退款单列表 List<SubaccountRefund> subaccountRefundList = new ArrayList<>(); // 计算品牌退款费用 BigDecimal brandCost = calBrandRefundCost(refund, subaccountRefundDTO, order, orderFeeRatio, subaccountRefundList); // 计算策划退款费用 BigDecimal deviseCost = calPlanningRefundCost(refund, subaccountRefundDTO, order, orderFeeRatio, subaccountRefundList); // 计算货款退款费用 calGoodsRefundCost(refund, subaccountRefundDTO, order, orderFeeRatio, subaccountRefundList, brandCost, deviseCost); return getSubaccountRefundVO(subaccountRefundDTO, subaccountRefundList); } private void calGoodsRefundCost(Refund refund, SubaccountRefundDTO subaccountRefundDTO, Order order, OrderFeeRatio orderFeeRatio, List<SubaccountRefund> subaccountRefundList, BigDecimal brandCost, BigDecimal deviseCost) { BigDecimal goodsPayment = subaccountRefundDTO.getAmount().subtract(brandCost).subtract(deviseCost); if (goodsPayment.compareTo(BigDecimal.ZERO) > 0) { // 判断是否已生成分账退款单 SubaccountRefund subaccountRefund = subaccountRefundRepository.findFirstByRefundSnAndSubaccountType(subaccountRefundDTO.getRefundNo(), SubaccountType.GOODS_COST); // 转账结果 AccountPaymentsVO accountPaymentsVO = new AccountPaymentsVO(); if (subaccountRefund == null) { String sn = sequenceUtil.getNextSequenceNumber("FZTK"); // 拼接转账申请 ByxChinaumsRefundDTO byxChinaumsRefundDTO = ByxChinaumsRefundDTO.builder() .platformWalletId(order.getSellerCompany().getWalletId()) .refundAmt(goodsPayment.multiply(BigDecimal.valueOf(100)).longValue()) .guaranteedOrderNo(refund.getThirdPartyAccount()) .build(); // 转账结果 ByxChinaumsRefundVO byxChinaumsRefundVO = null; try { byxChinaumsRefundVO = this.refundForProfitSharing(byxChinaumsRefundDTO); } catch (Exception exception) { log.error(subaccountRefundDTO.getRefundNo() + "请求分账退款失败：" + exception.getMessage()); } if (byxChinaumsRefundVO == null) { throw new YnceErrorException("系统异常，退款失败"); } // 保存分账退款单 subaccountRefund = new SubaccountRefund(); subaccountRefund.setSn(sn); subaccountRefund.setAmount(goodsPayment); subaccountRefund.setRefundCompany(order.getSellerCompany()); subaccountRefund.setReceiptCompany(order.getBuyerCompany()); subaccountRefund.setExternalId(byxChinaumsRefundVO.getTransOrderNo()); subaccountRefund.setSubaccountType(SubaccountType.GOODS_COST); subaccountRefund.setSubaccountCostRatio(BigDecimal.ONE.subtract(orderFeeRatio.getBrandCostRatio()).subtract(orderFeeRatio.getDeviseCostRatio())); subaccountRefund.setSubaccountState(SubaccountState.SEPARATE_NOT); subaccountRefund.setRefundSn(subaccountRefundDTO.getRefundNo()); } subaccountRefundRepository.saveAndFlush(subaccountRefund); subaccountRefundList.add(subaccountRefund); } } private BigDecimal calPlanningRefundCost(Refund refund, SubaccountRefundDTO subaccountRefundDTO, Order order, OrderFeeRatio orderFeeRatio, List<SubaccountRefund> subaccountRefundList) { BigDecimal deviseCost = BigDecimal.ZERO; if (orderFeeRatio.getDeviseCostRatio().compareTo(BigDecimal.ZERO) != 0) { // 判断是否已生成分账退款单 SubaccountRefund subaccountRefund = subaccountRefundRepository.findFirstByRefundSnAndSubaccountType(subaccountRefundDTO.getRefundNo(), SubaccountType.DEVISE_FEE); deviseCost = subaccountRefundDTO.getAmount().multiply(orderFeeRatio.getDeviseCostRatio()).setScale(2, BigDecimal.ROUND_HALF_UP); if (subaccountRefund == null) { String sn = sequenceUtil.getNextSequenceNumber("FZTK"); // 拼接转账申请 ByxChinaumsRefundDTO byxChinaumsRefundDTO = ByxChinaumsRefundDTO.builder() .platformWalletId(order.getDeviseCompany().getWalletId()) .refundAmt(deviseCost.multiply(BigDecimal.valueOf(100)).longValue()) .guaranteedOrderNo(refund.getThirdPartyAccount()) .build(); // 转账结果 ByxChinaumsRefundVO byxChinaumsRefundVO = null; try { byxChinaumsRefundVO = this.refundForProfitSharing(byxChinaumsRefundDTO); } catch (Exception exception) { log.error(subaccountRefundDTO.getRefundNo() + "请求分账退款失败：" + exception.getMessage()); } if (byxChinaumsRefundVO == null) { throw new YnceErrorException("系统异常，退款失败"); } // 保存分账退款单 subaccountRefund = new SubaccountRefund(); subaccountRefund.setSn(sn); subaccountRefund.setAmount(deviseCost); subaccountRefund.setRefundCompany(order.getDeviseCompany()); subaccountRefund.setReceiptCompany(order.getBuyerCompany()); // subaccountRefund.setOrders(order); subaccountRefund.setExternalId(byxChinaumsRefundVO.getTransOrderNo()); subaccountRefund.setSubaccountType(SubaccountType.DEVISE_FEE); subaccountRefund.setSubaccountCostRatio(orderFeeRatio.getDeviseCostRatio()); subaccountRefund.setSubaccountState(SubaccountState.SEPARATE_NOT); subaccountRefund.setRefundSn(subaccountRefundDTO.getRefundNo()); } subaccountRefundRepository.saveAndFlush(subaccountRefund); subaccountRefundList.add(subaccountRefund); } return deviseCost; } private BigDecimal calBrandRefundCost(Refund refund, SubaccountRefundDTO subaccountRefundDTO, Order order, OrderFeeRatio orderFeeRatio, List<SubaccountRefund> subaccountRefundList) { BigDecimal brandCost = BigDecimal.ZERO; if (orderFeeRatio.getBrandCostRatio().compareTo(BigDecimal.ZERO) == 1) { // 判断是否已生成分账退款单 SubaccountRefund subaccountRefund = subaccountRefundRepository.findFirstByRefundSnAndSubaccountType(subaccountRefundDTO.getRefundNo(), SubaccountType.BRAND_FEE); brandCost = subaccountRefundDTO.getAmount().multiply(orderFeeRatio.getBrandCostRatio()).setScale(2, BigDecimal.ROUND_HALF_UP); if (subaccountRefund == null) { String sn = sequenceUtil.getNextSequenceNumber("FZTK"); // 拼接转账申请 ByxChinaumsRefundDTO byxChinaumsRefundDTO = ByxChinaumsRefundDTO.builder() .platformWalletId(order.getBrandCompany().getWalletId()) .refundAmt(brandCost.multiply(BigDecimal.valueOf(100)).longValue()) .guaranteedOrderNo(refund.getThirdPartyAccount()) .build(); // 转账结果 ByxChinaumsRefundVO byxChinaumsRefundVO = null; try { byxChinaumsRefundVO = this.refundForProfitSharing(byxChinaumsRefundDTO); } catch (Exception exception) { log.error(subaccountRefundDTO.getRefundNo() + "请求分账退款失败：" + exception.getMessage()); } if (byxChinaumsRefundVO == null) { throw new YnceErrorException("系统异常，退款失败"); } // 保存分账退款单 subaccountRefund = new SubaccountRefund(); subaccountRefund.setSn(sn); subaccountRefund.setAmount(brandCost); subaccountRefund.setRefundCompany(order.getBrandCompany()); subaccountRefund.setReceiptCompany(order.getBuyerCompany()); subaccountRefund.setExternalId(byxChinaumsRefundVO.getTransOrderNo()); subaccountRefund.setSubaccountType(SubaccountType.BRAND_FEE); subaccountRefund.setSubaccountCostRatio(orderFeeRatio.getBrandCostRatio()); subaccountRefund.setSubaccountState(SubaccountState.SEPARATE_NOT); subaccountRefund.setRefundSn(subaccountRefundDTO.getRefundNo()); } subaccountRefundRepository.saveAndFlush(subaccountRefund); subaccountRefundList.add(subaccountRefund); } return brandCost; } private static SubaccountRefundVO getSubaccountRefundVO(SubaccountRefundDTO subaccountRefundDTO, List<SubaccountRefund> subaccountRefundList) { SubaccountRefundVO subaccountRefundVO = new SubaccountRefundVO(); if (CollectionUtils.isNotEmpty(subaccountRefundList)) { BigDecimal refundAmount = BigDecimal.ZERO; List<String> externalIdList = new ArrayList<>(); for (SubaccountRefund subaccountRefund : subaccountRefundList) { if (subaccountRefund.getSubaccountState().equals(SubaccountState.SEPARATE_SUCC)) { refundAmount = refundAmount.add(subaccountRefund.getAmount()); externalIdList.add(subaccountRefund.getExternalId()); } } if (refundAmount.compareTo(BigDecimal.ZERO) == 0) { subaccountRefundVO.setRefundStatus(RefundStatus.UN_REFUND); subaccountRefundVO.setRefundAmount(BigDecimal.ZERO); } else { if (refundAmount.compareTo(subaccountRefundDTO.getAmount()) == 0) { subaccountRefundVO.setRefundStatus(RefundStatus.REFUNDED); } else { subaccountRefundVO.setRefundStatus(RefundStatus.PARTIAL_REFUNDED); } subaccountRefundVO.setExternalId(StringUtils.join(externalIdList, ",")); subaccountRefundVO.setRefundTime(LocalDateTime.now()); subaccountRefundVO.setRefundAmount(refundAmount); } } else { subaccountRefundVO.setRefundStatus(RefundStatus.UN_REFUND); subaccountRefundVO.setRefundAmount(BigDecimal.ZERO); } return subaccountRefundVO; } @Override public ElectronicReceiptVO electronicReceipts(String tradeId) { Map<String, Object> map = new HashMap<>(); List<String> list = new ArrayList<>(); list.add(tradeId); map.put("list", list); JSONObject result = chinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_ELECTRONIC_RECEIPTS, (JSONObject) JSONObject.toJSON(map), JSONObject.class); if (result == null \|\| result.get("downloadUrl") == null) { throw new YnceErrorException("查询电子回单失败"); } ElectronicReceiptVO vo = new ElectronicReceiptVO(); vo.setTradeId(tradeId); vo.setFileUrl(result.get("downloadUrl").toString()); vo.setOutOrderNo(result.get("mctOrderNo") == null ? null : result.get("mctOrderNo").toString()); return vo; } @Override @Transactional(rollbackFor = Exception.class) public void createWalletByCompany(WalletCreateByCompanyDTO walletCreateByCompanyDTO) { Company company = companyRepository.findById(walletCreateByCompanyDTO.getCompanyId()).orElse(null); if (company == null) { throw new YnceErrorException(YnceError.YNCE_218031, "企业不存在"); } if (StringUtils.isBlank(company.getWalletId())) { throw new YnceErrorException(YnceError.YNCE_218031, "企业暂未认证"); } if (!ApplicationStatus.SUCCEEDED.equals(company.getChinaumsAuthInfo().getApplicationStatus())) { throw new YnceErrorException(YnceError.YNCE_218031, "企业认证修改中"); } Company walletCompany = companyRepository.findById(walletCreateByCompanyDTO.getWalletCompanyId()).orElse(null); if (walletCompany == null) { throw new YnceErrorException(YnceError.YNCE_218031, "新电子账簿所属企业不存在"); } if (StringUtils.isNotBlank(walletCompany.getWalletId())) { throw new YnceErrorException(YnceError.YNCE_218031, "新电子账簿所属企业已认证"); } if (walletCompany.getChinaumsAuthInfo() != null && !ApplicationStatus.SUCCEEDED.equals(walletCompany.getChinaumsAuthInfo().getApplicationStatus())) { throw new YnceErrorException(YnceError.YNCE_218031, "新电子账簿所属企业认证修改中"); } // 拼接请求参数 ChinaumsCreateWalletDTO chinaumsCreateWalletDTO = ChinaumsCreateWalletDTO.builder() .cusId(company.getChinaumsAuthInfo().getCusId()) .mchId(company.getChinaumsAuthInfo().getMchId()) .password(chinaumsUtil.getDefaultPassword()) .build(); // 调用创建服务 ChinaumsCreateWalletVO chinaumsCreateWalletVO; try { chinaumsCreateWalletVO = this.createWallet(chinaumsCreateWalletDTO); } catch (Exception exception) { throw new YnceErrorException(YnceError.YNCE_218031, exception.getMessage()); } // 保存企业的电子账簿ID walletCompany.setWalletId(chinaumsCreateWalletVO.getBalanceAcctId()); companyRepository.saveAndFlush(walletCompany); // 生成新的银联认证信息 ChinaumsAuthInfo chinaumsAuthInfo = new ChinaumsAuthInfo(); BeanUtils.copyProperties(company.getChinaumsAuthInfo(), chinaumsAuthInfo, "id", "chinaumsBankCard"); chinaumsAuthInfo.setOutRequestNo(chinaumsCreateWalletVO.getOutRequestNo()); chinaumsAuthInfo.setPassword(chinaumsUtil.getDefaultPassword()); chinaumsAuthInfo.setCompany(walletCompany); chinaumsAuthInfo.setRelAcctNo(chinaumsCreateWalletVO.getRelAcctNo()); chinaumsAuthInfo.setBankCardNo(chinaumsCreateWalletVO.getBankCardNo()); chinaumsAuthInfo.setBalanceAcctId(chinaumsCreateWalletVO.getBalanceAcctId()); chinaumsAuthInfoRepository.save(chinaumsAuthInfo); } @Transactional(rollbackFor = Exception.class) @Override public void createWalletCreditRefund() { Company company = getUser().getCompany(); ChinaumsAuthInfo dbChinaumsAuthInfo = company.getChinaumsAuthInfo(); if (StringUtils.isBlank(company.getWalletId()) \|\| dbChinaumsAuthInfo == null) { throw new YnceErrorException(YnceError.YNCE_218031, "企业暂未认证"); } ThirdPartyPaySet thirdPartyPaySet = thirdPartyConfigUtil.getCompany(company.getId()); if (thirdPartyPaySet == null) { throw new YnceErrorException("第三方企业配置不存在"); } if (StringUtils.isNotBlank(thirdPartyPaySet.getChinaumsCreditBalanceAcctId())) { throw new YnceErrorException("授信资金池账户已存在"); } // 拼接请求参数 ChinaumsCreateWalletDTO chinaumsCreateWalletDTO = ChinaumsCreateWalletDTO.builder() .cusId(dbChinaumsAuthInfo.getCusId()) .mchId(dbChinaumsAuthInfo.getMchId()) .password(chinaumsUtil.getDefaultPassword()) .build(); // 调用创建服务 ChinaumsCreateWalletVO chinaumsCreateWalletVO; try { chinaumsCreateWalletVO = this.createWallet(chinaumsCreateWalletDTO); } catch (Exception exception) { throw new YnceErrorException(YnceError.YNCE_218031, exception.getMessage()); } // 保存电子账簿ID thirdPartyPaySet.setChinaumsCreditBalanceAcctId(chinaumsCreateWalletVO.getBalanceAcctId()); thirdPartyPaySetRepository.saveAndFlush(thirdPartyPaySet); } private ChinaumsCreateWalletVO createWallet(ChinaumsCreateWalletDTO chinaumsCreateWalletDTO) { chinaumsCreateWalletDTO.setOutRequestNo(sequenceUtil.getNextSequenceNumber("YLRZ")); try { // 密码加密 chinaumsCreateWalletDTO.setPassword(RSAEncryptorUtil.encryptByPublicKey(chinaumsCreateWalletDTO.getPassword(), chinaumsUtil.getPublicKey())); } catch (Exception exception) { throw new YnceErrorException(YnceError.YNCE_218014); } return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_UPAPI_BALANCE_ACCTS, (JSONObject) JSONObject.toJSON(chinaumsCreateWalletDTO), ChinaumsCreateWalletVO.class); } /* * 获取银联电子账簿id锁 * * @param balanceAcctId * @return / private String getBalanceAcctIdLockKey(String balanceAcctId) { return balanceAcctId + ":BALANCE_ACCT_ID"; } } package com.yn.bftl.thirdparty.modules.chinaums.service.impl; import cn.hutool.core.convert.Convert; import cn.hutool.core.date.DateUtil; import cn.hutool.core.util.ObjectUtil; import com.alibaba.fastjson.JSONObject; import com.yn.bftl.common.common.exception.YnceError; import com.yn.bftl.common.common.util.ByxRouteUtil; import com.yn.bftl.common.common.util.RSAEncryptorUtil; import com.yn.bftl.common.common.util.RouteUtil; import com.yn.bftl.common.modules.account.dto.; import com.yn.bftl.common.modules.account.entity.; import com.yn.bftl.common.modules.account.enums.AccountState; import com.yn.bftl.common.modules.account.enums.TransferState; import com.yn.bftl.common.modules.account.vo.AccountPaymentsVO; import com.yn.bftl.common.modules.account.vo.BalanceAcctsVO; import com.yn.bftl.common.modules.account.vo.BalanceTransactionsPageVO; import com.yn.bftl.common.modules.account.vo.WithdrawalsVO; import com.yn.bftl.common.modules.company.entity.Brand; import com.yn.bftl.common.modules.company.entity.ChinaumsAuthInfo; import com.yn.bftl.common.modules.company.entity.Company; import com.yn.bftl.common.modules.company.enums.ApplicationStatus; import com.yn.bftl.common.modules.configuration.entity.ThirdPartyPaySet; import com.yn.bftl.common.modules.order.dto.SubaccountRefundDTO; import com.yn.bftl.common.modules.order.dto.WalletRefundDTO; import com.yn.bftl.common.modules.order.entity.; import com.yn.bftl.common.modules.order.enums.; import com.yn.bftl.common.modules.order.vo.OrderOnlinePayVO; import com.yn.bftl.common.modules.order.vo.RefundVO; import com.yn.bftl.common.modules.order.vo.SubaccountRefundVO; import com.yn.bftl.common.modules.subaccount.entity.AllinpayMutual; import com.yn.bftl.common.modules.subaccount.entity.ChinaumsPayment; import com.yn.bftl.common.modules.subaccount.entity.ChinaumsRefund; import com.yn.bftl.common.modules.subaccount.entity.SubaccountRefund; import com.yn.bftl.common.modules.subaccount.enums.DealStatus; import com.yn.bftl.common.modules.subaccount.enums.SubaccountState; import com.yn.bftl.common.modules.subaccount.enums.SubaccountType; import com.yn.bftl.thirdparty.common.constants.Constant; import com.yn.bftl.thirdparty.common.exception.YnceErrorException; import com.yn.bftl.thirdparty.common.repository.; import com.yn.bftl.thirdparty.common.service.BaseMemberService; import com.yn.bftl.thirdparty.common.service.ByxTradeWayService; import com.yn.bftl.thirdparty.common.util.DateTimeUtils; import com.yn.bftl.thirdparty.common.util.HttpClientUtil; import com.yn.bftl.thirdparty.common.util.SequenceUtil; import com.yn.bftl.thirdparty.modules.business.dto.RefundSubaccountDTO; import com.yn.bftl.thirdparty.modules.business.repository.ChinaumsPaymentRepository; import com.yn.bftl.thirdparty.modules.business.repository.ChinaumsRefundRepository; import com.yn.bftl.thirdparty.modules.business.repository.SubaccountRefundRepository; import com.yn.bftl.thirdparty.modules.business.service.RefundService; import com.yn.bftl.thirdparty.modules.business.service.SubaccountService; import com.yn.bftl.thirdparty.modules.business.util.ThirdPartyConfigUtil; import com.yn.bftl.thirdparty.modules.chinaums.dto.TradeResultDTO; import com.yn.bftl.thirdparty.modules.chinaums.dto.WalletCreateByCompanyDTO; import com.yn.bftl.thirdparty.modules.chinaums.dto.WalletOrderPayDTO; import com.yn.bftl.thirdparty.modules.chinaums.dto.byx.; import com.yn.bftl.thirdparty.modules.chinaums.dto.chinaums.; import com.yn.bftl.thirdparty.modules.chinaums.enums.OrderPayStatusEnum; import com.yn.bftl.thirdparty.modules.chinaums.enums.OrderPaymentStatusEnum; import com.yn.bftl.thirdparty.modules.chinaums.repository.ChinaumsAuthInfoRepository; import com.yn.bftl.thirdparty.modules.chinaums.service.AuthService; import com.yn.bftl.thirdparty.modules.chinaums.service.WalletService; import com.yn.bftl.thirdparty.modules.chinaums.util.ByxChinaumsUtil; import com.yn.bftl.thirdparty.modules.chinaums.util.ChinaumsUtil; import com.yn.bftl.thirdparty.modules.chinaums.vo.ChinaumsRechargeAccountVO; import com.yn.bftl.thirdparty.modules.chinaums.vo.ElectronicReceiptVO; import com.yn.bftl.thirdparty.modules.chinaums.vo.byx.; import com.yn.bftl.thirdparty.modules.chinaums.vo.chinaums.; import com.yn.bftl.thirdparty.modules.log.service.LoggerService; import com.yn.bftl.thirdparty.modules.secret.service.RandomKeyService; import com.yn.bftl.thirdparty.modules.unionpay.enums.UnionpayAppOrderType; import com.yn.bftl.thirdparty.modules.unionpay.repository.OrderFeeRatioRepository; import com.yn.bftl.thirdparty.modules.unionpay.repository.TopUpOrderRepository; import com.yn.bftl.thirdparty.modules.unionpay.service.UnionpayAccountService; import lombok.extern.slf4j.Slf4j; import org.apache.commons.collections.CollectionUtils; import org.apache.commons.lang3.StringUtils; import org.springframework.beans.BeanUtils; import org.springframework.data.redis.core.StringRedisTemplate; import org.springframework.stereotype.Service; import org.springframework.transaction.annotation.Propagation; import org.springframework.transaction.annotation.Transactional; import javax.annotation.Resource; import java.math.BigDecimal; import java.math.RoundingMode; import java.text.SimpleDateFormat; import java.time.; import java.time.format.DateTimeFormatter; import java.util.; import java.util.concurrent.TimeUnit; import java.util.stream.Collectors; /** * @author huabiao * @create 2022/12/5 20:25 / @Slf4j @Service public class WalletServiceImpl extends BaseMemberService implements WalletService { @Resource private ByxChinaumsUtil byxChinaumsUtil; @Resource private ChinaumsUtil chinaumsUtil; @Resource private ChinaumsAuthInfoRepository chinaumsAuthInfoRepository; @Resource private OrderRepository orderRepository; @Resource private SubaccountService subaccountService; @Resource private PaymentRepository paymentRepository; @Resource private BrandRepository brandRepository; @Resource private ChinaumsPaymentRepository chinaumsPaymentRepository; @Resource private OrderFeeRatioRepository orderFeeRatioRepository; @Resource private AccountChangeListRepository accountChangeListRepository; @Resource private AccountRepository accountRepository; @Resource private UnionpayAccountService unionpayAccountService; @Resource private WalletService walletService; @Resource private AllinpayMutualRepository allinpayMutualRepository; @Resource private TransferListRepository transferListRepository; @Resource private ChinaumsRefundRepository chinaumsRefundRepository; @Resource private TopUpOrderRepository topUpOrderRepository; @Resource private ThirdPartyConfigUtil thirdPartyConfigUtil; @Resource private StringRedisTemplate stringRedisTemplate; @Resource private SequenceUtil sequenceUtil; @Resource private LoggerService loggerService; @Resource private CompanyRepository companyRepository; @Resource private ReimbursementRecordRepository reimbursementRecordRepository; @Resource private SubaccountRefundRepository subaccountRefundRepository; @Resource private RefundService refundService; @Resource private RefundRepository refundRepository; @Resource private ThirdPartyPaySetRepository thirdPartyPaySetRepository; @Resource private AuthService authService; @Resource private RandomKeyService randomKeyService; @Resource private ByxTradeWayService byxTradeWayService; @Override public BalanceAcctsVO balanceAcctsQryByAcctId(String balanceAcctId) { if (StringUtils.isBlank(balanceAcctId)) { balanceAcctId = getUser().getCompany().getWalletId(); } ChinaumsAuthInfo chinaumsAuthInfo = chinaumsAuthInfoRepository.findFirstByBalanceAcctId(balanceAcctId); // Map<String, String> map = new HashMap<>(); // map.put("balanceAcctId", balanceAcctId); // return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_BALANCE_ACCTS_QRY, (JSONObject) JSONObject.toJSON(map), BalanceAcctsVO.class); BalanceAcctsVO balanceAcctsVO = new BalanceAcctsVO(); ByxQueryAcctBalDTO byxQueryAcctBalDTO = new ByxQueryAcctBalDTO(); byxQueryAcctBalDTO.setWalletId(balanceAcctId); ByxQueryAcctBalVO byxQueryAcctBalVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_BALANCE_ACCTS_QRY,(JSONObject) JSONObject.toJSON(byxQueryAcctBalDTO),ByxQueryAcctBalVO.class); if(Constant.RETURN_SUCCESS_CODE.equals(byxQueryAcctBalVO.getRspCode())){ balanceAcctsVO.setBalanceAcctId(byxQueryAcctBalVO.getWalletId()); balanceAcctsVO.setRelAcctNo(chinaumsAuthInfo.getRelAcctNo()); balanceAcctsVO.setSettledAmount(Convert.toLong( byxQueryAcctBalVO.getAvlblAmt())); balanceAcctsVO.setFrozenSettledAmount(Convert.toLong(byxQueryAcctBalVO.getFrznAmt())); ByxQueryAcctInfoDTO byxQueryAcctInfoDTO = new ByxQueryAcctInfoDTO(); byxQueryAcctInfoDTO.setWalletId(byxQueryAcctBalVO.getWalletId()); ByxQueryAcctInfoVO byxQueryAcctInfoVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_QUERY_ACCOUNT_INFORMATION,(JSONObject) JSONObject.toJSON(byxQueryAcctInfoDTO),ByxQueryAcctInfoVO.class); if(Constant.RETURN_SUCCESS_CODE.equals(byxQueryAcctInfoVO.getRspCode())){ if("2".equals(byxQueryAcctInfoVO.getAcctStatus())){ balanceAcctsVO.setIsFrozen(true); } else { balanceAcctsVO.setIsFrozen(false); } } } return balanceAcctsVO; } @Override public BalanceTransactionsPageVO balanceTransactions(String balanceAcctId, String startAt, String endAt) { if (StringUtils.isBlank(balanceAcctId)) { balanceAcctId = getUser().getCompany().getWalletId(); } Map<String, Object> map = new HashMap<>(); map.put("balanceAcctId", balanceAcctId); // 必须小于等于100 map.put("size", 100); if (StringUtils.isNotBlank(startAt)) { map.put("startAt", startAt.replace(" ", "+")); } if (StringUtils.isNotBlank(endAt)) { map.put("endAt", endAt.replace(" ", "+")); } return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_BALANCE_TRANSACTIONS, (JSONObject) JSONObject.toJSON(map), BalanceTransactionsPageVO.class); } @Override public ChinaumsRechargeAccountVO getWalletRechargeAccount() { Company company = getUser().getCompany(); ChinaumsAuthInfo chinaumsAuthInfo = chinaumsAuthInfoRepository.findFirstByCompanyId(company.getId()); if (chinaumsAuthInfo == null) { throw new YnceErrorException(YnceError.YNCE_218009); } ChinaumsRechargeAccountVO chinaumsRechargeAccountVO = new ChinaumsRechargeAccountVO(); chinaumsRechargeAccountVO.setAccountName(chinaumsAuthInfo.getBindAcctName()); chinaumsRechargeAccountVO.setAccountNumber(chinaumsAuthInfo.getRelAcctNo()); return chinaumsRechargeAccountVO; } private Order getOrderAndCheck(WalletOrderPayDTO walletOrderPayDTO) { Order order = orderRepository.findById(walletOrderPayDTO.getOrderId()).orElse(null); if (order == null) { throw new YnceErrorException(YnceError.YNCE_204003); } if (!order.getApprovalStatus().equals(ApprovalStatus.APPROVE)) { throw new YnceErrorException(YnceError.YNCE_204016); } if (!order.getPaymentStatus().equals(PaymentStatus.UN_PAID)) { throw new YnceErrorException(YnceError.YNCE_204015); } return order; } / * 电子账本订单支付 * @Description step 1.根据订单ID查询预存款的支付单 * step 2.如果支付单不存在，则创建支付单号及费用明细，否则直接返回支付单的银联支付号 * step 3.调用银行下单及支付接口---调用下单返回银行订单号，通过银行订单号调用支付接口，返回银行交易单号 * step 4.如果支付成功则保存银行交易单号并更新支付状态, 否则保存失败状态 * step 5.根据订单对应的所有明细支付信息创建对应的银联支付单号并保存入库 * @param walletOrderPayDTO:订单支付DTO * @return String----银联支付单号 / @Override public String orderPay(WalletOrderPayDTO walletOrderPayDTO) { Order order = getOrderAndCheck(walletOrderPayDTO); // 获取预存款的支付单，订单和支付单是1:1关系 Payment payment = paymentRepository.findFirstByOrderIdAndPaymentMethod(order.getId().toString(), PaymentMethod.DEPOSIT); if (payment != null && PayStatus.SUCC.equals(payment.getPayStatus())) { return payment.getExternalId(); } // 银联钱包的支付和下单是实时的，返回数据要么成功要么失败 // 校验 this.checkBalance(order, payment); // 平台支付单号 String paymentSn = ""; // 创建支付单 if (payment == null) { paymentSn = subaccountService.createPayment(order, null, UnionpayAppOrderType.DEPOSIT, null, null, null); } // 处理费用等 List<ChinaumsGuaranteePayParamsDTO> chinaumsGuaranteePayParamsDTOList = this.getChinaumsGuaranteePayParamsDTO(order); // 判断金额是否一致 BigDecimal totalAmount = new BigDecimal(chinaumsGuaranteePayParamsDTOList.stream().mapToInt(ChinaumsGuaranteePayParamsDTO::getAmount).sum()); if (totalAmount.compareTo(order.getAmount().multiply(new BigDecimal(100))) != 0) { log.error("银联请求参数总金额" + totalAmount + "与订单支付金额" + order.getAmount() + "不一致"); throw new YnceErrorException(YnceError.YNCE_218006); } // 发送下单 String guaranteedOrderNo = this.sendChinaumsOrder(order); if (StringUtils.isEmpty(guaranteedOrderNo)) { throw new YnceErrorException("系统异常，支付失败"); } // 发送支付-------支付接口是实时返回成功或失败，判断条件是rspCode为00000 JSONObject jsonObject = this.sendChinaumsPay(walletOrderPayDTO.getPassword(), order, paymentSn, guaranteedOrderNo); if (jsonObject == null \|\| jsonObject.get("rspCode") == null \|\| jsonObject.get("transOrderNo") == null) { throw new YnceErrorException("系统异常，支付失败"); } payment = paymentRepository.findFirstBySnOrderByIdDesc(paymentSn); String transOrderNo = jsonObject.get("transOrderNo").toString(); // 支付成功 if (jsonObject.get("rspCode").equals("00000")) { // 修改支付单状态 payment.setPayStatus(PayStatus.SUCC); payment.setPaymentTime(LocalDateTime.now()); payment.setExternalId(transOrderNo); payment.setUnionpaySn(transOrderNo); paymentRepository.saveAndFlush(payment); this.handlePayStateSuccess(order, chinaumsGuaranteePayParamsDTOList); return payment.getExternalId(); } // 当支付失败时，抛出异常 payment.setPayStatus(PayStatus.FAILED); payment.setExternalId(transOrderNo); paymentRepository.saveAndFlush(payment); throw new YnceErrorException(YnceError.YNCE_218033); } private void checkBalance(Order order, Payment payment) { // 获取电子账户余额 BigDecimal balance; try { BalanceAcctsVO balanceAcctsVO = this.balanceAcctsQryByAcctId(null); balance = new BigDecimal(balanceAcctsVO.getSettledAmount() + balanceAcctsVO.getPendingAmount()).divide(BigDecimal.valueOf(100), 2, RoundingMode.HALF_UP); } catch (Exception exception) { throw new YnceErrorException(YnceError.YNCE_205010); } // 校验 this.checkCondition(order, payment, balance); } private String sendChinaumsOrder(Order order) { ThirdPartyPaySet thirdPartyPaySet = thirdPartyConfigUtil.getPlatform(); String subject = order.getOrderItems().get(0).getGoodsName(); if (StringUtils.isNotEmpty(order.getInvoiceContent())) { subject = order.getRemark(); } else if (StringUtils.isNotEmpty(order.getRemark())) { subject = order.getRemark(); } ByxChinaumsGuaranteeOrderParamsDTO byxChinaumsGuaranteeOrderParamsDTO = ByxChinaumsGuaranteeOrderParamsDTO .builder() .mctOrderNo(order.getId()) .oprType(1) .buyerWalletId(order.getBuyerCompany().getWalletId()) .platformWalletId(order.getSellerCompany().getWalletId()) .merWalletId(order.getSellerCompany().getWalletId()) .merName(order.getSellerCompany().getName()) .orderAmt(order.getAmount().multiply(new BigDecimal(100)).longValue()) .subject(subject) .payTimeoutExpress("1h") .notifyUrl(thirdPartyPaySet.getThirdPartyUrl() + "/chinaums/call_back/result") .remark(order.getRemark()) .build(); JSONObject requestJsonObject = (JSONObject) JSONObject.toJSON(byxChinaumsGuaranteeOrderParamsDTO); try { JSONObject jsonObject = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLECT_COMBINED_GUARANTEE_ORDER, requestJsonObject, JSONObject.class); return jsonObject.get("guaranteedOrderNo").toString(); } catch (Exception exception) { log.error("银联请求合并消费担保下单失败：" + exception.getMessage()); } return null; } private JSONObject sendChinaumsPay(String password, Order order, String paymentSn, String guaranteedOrderNo) { // 参数准备 ByxChinaumsGuaranteePayParamsDTO byxChinaumsGuaranteePayParamsDTO = getByxChinaumsGuaranteePayParamsDTO(order, paymentSn, guaranteedOrderNo, password); JSONObject requestJsonObject = (JSONObject) JSONObject.toJSON(byxChinaumsGuaranteePayParamsDTO); try { return byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_COMBINED_GUARANTEE_PAYMENTS, requestJsonObject, JSONObject.class); } catch (Exception exception) { log.error("银联请求合并消费担保下单失败：" + exception.getMessage()); } return null; } private void handlePayStateSuccess(Order order, List<ChinaumsGuaranteePayParamsDTO> chinaumsGuaranteePayParamsDTOList) { // 保存担保消费子订单信息 for (ChinaumsGuaranteePayParamsDTO chinaumsGuaranteePayParamsDTO : chinaumsGuaranteePayParamsDTOList) { if (chinaumsGuaranteePayParamsDTO.getMetadata() != null) { // 没有合并数据的子订单 if (chinaumsGuaranteePayParamsDTO.getMetadata().getBrandFee() == null && CollectionUtils.isEmpty(chinaumsGuaranteePayParamsDTO.getMetadata().getBrandList())) { ChinaumsPayment chinaumsPayment = new ChinaumsPayment(); BeanUtils.copyProperties(chinaumsGuaranteePayParamsDTO, chinaumsPayment, "amount"); chinaumsPayment.setAmount(new BigDecimal(chinaumsGuaranteePayParamsDTO.getAmount()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); chinaumsPayment.setOrders(order); chinaumsPayment.setSubaccountType(SubaccountType.valueOf(chinaumsGuaranteePayParamsDTO.getMetadata().getSubaccountType())); chinaumsPaymentRepository.save(chinaumsPayment); } else { // 品牌费处理 if (chinaumsGuaranteePayParamsDTO.getMetadata().getBrandFee() != null) { ChinaumsPayment chinaumsPayment = new ChinaumsPayment(); BeanUtils.copyProperties(chinaumsGuaranteePayParamsDTO, chinaumsPayment, "amount"); chinaumsPayment.setAmount(new BigDecimal(chinaumsGuaranteePayParamsDTO.getMetadata().getBrandFee()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); chinaumsPayment.setOrders(order); chinaumsPayment.setSubaccountType(SubaccountType.BRAND_FEE); chinaumsPaymentRepository.save(chinaumsPayment); } // 品牌授权费处理 if (CollectionUtils.isNotEmpty(chinaumsGuaranteePayParamsDTO.getMetadata().getBrandList())) { for (GuaranteePayMetaDataBrandDTO guaranteePayMetaDataBrand : chinaumsGuaranteePayParamsDTO.getMetadata().getBrandList()) { ChinaumsPayment chinaumsPayment = new ChinaumsPayment(); BeanUtils.copyProperties(chinaumsGuaranteePayParamsDTO, chinaumsPayment, "amount"); chinaumsPayment.setAmount(new BigDecimal(guaranteePayMetaDataBrand.getBrandAuthFee()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); chinaumsPayment.setOrders(order); chinaumsPayment.setSubaccountType(SubaccountType.BRAND_AUTH_FEE); chinaumsPayment.setBrandId(Long.valueOf(guaranteePayMetaDataBrand.getBrandId())); chinaumsPaymentRepository.save(chinaumsPayment); } } } } else { ChinaumsPayment chinaumsPayment = new ChinaumsPayment(); chinaumsPayment.setRecvBalanceAcctId(chinaumsGuaranteePayParamsDTO.getRecvBalanceAcctId()); chinaumsPayment.setRemark(chinaumsGuaranteePayParamsDTO.getRemark()); chinaumsPayment.setOutOrderNo(chinaumsGuaranteePayParamsDTO.getOutOrderNo()); chinaumsPayment.setAmount(new BigDecimal(chinaumsGuaranteePayParamsDTO.getAmount()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); chinaumsPayment.setOrders(order); chinaumsPaymentRepository.save(chinaumsPayment); } } } private void checkCondition(Order order, Payment payment, BigDecimal balance) { // 跟平台预存款余额比较，若不一致则抛出异常 Account depositAccount = accountRepository.findDepositAccount(order.getBuyerCompany().getId()); if (depositAccount.getBalance().compareTo(balance) != 0) { throw new YnceErrorException(YnceError.YNCE_205010); } // 判断余额是否充足 if (balance.compareTo(BigDecimal.ZERO) < 1 \|\| balance.compareTo(order.getAmount()) == -1) { throw new YnceErrorException(YnceError.YNCE_205001); } // 获取处理中的预存款支付订单金额 BigDecimal progressPaymentAmount = paymentRepository.getProgressPaymentAmount(order.getBuyerCompany().getId()); if (progressPaymentAmount.compareTo(BigDecimal.ZERO) == 1) { // 若存在支付单，则预存款支付订单金额需减去该支付单金额 if (payment != null) { progressPaymentAmount = progressPaymentAmount.subtract(payment.getAmount()); } // 若存在处理中的，则判断余额是否足够 balance = balance.subtract(progressPaymentAmount); if (balance.compareTo(BigDecimal.ZERO) < 1 \|\| balance.compareTo(order.getAmount()) == -1) { throw new YnceErrorException(YnceError.YNCE_205011); } } } private ByxChinaumsGuaranteePayParamsDTO getByxChinaumsGuaranteePayParamsDTO(Order order, String paymentSn, String guaranteedOrderNo, String password) { ThirdPartyPaySet thirdPartyPaySet = thirdPartyConfigUtil.getPlatform(); String subject = order.getOrderItems().get(0).getGoodsName(); if (StringUtils.isNotEmpty(order.getInvoiceContent())) { subject = order.getRemark(); } else if (StringUtils.isNotEmpty(order.getRemark())) { subject = order.getRemark(); } ByxChinaumsGuaranteePayParamsDTO byxChinaumsGuaranteePayParamsDTO = ByxChinaumsGuaranteePayParamsDTO .builder() .mctOrderNo(paymentSn) .guaranteedOrderNo(guaranteedOrderNo) .oprType(1) .payType("00") .buyerWalletId(order.getBuyerCompany().getWalletId()) .platformWalletId(order.getSellerCompany().getWalletId()) .merWalletId(order.getSellerCompany().getWalletId()) .merName(order.getSellerCompany().getName()) .orderAmt(order.getAmount().multiply(new BigDecimal(100)).longValue()) .subject(subject) .payTimeoutExpress("1h") .notifyUrl(thirdPartyPaySet.getThirdPartyUrl() + "/chinaums/call_back/result") .remark(order.getRemark()) .build(); byxChinaumsGuaranteePayParamsDTO.setEncryptPwd(password); byxChinaumsGuaranteePayParamsDTO.setPlugRandomKey(randomKeyService.getOneKey()); byxTradeWayService.setTradeWayInPassword(byxChinaumsGuaranteePayParamsDTO); return byxChinaumsGuaranteePayParamsDTO; } /* * 银联支付查询-通过平台单号 * * @param paymentSn 支付单号 * @return 银联合并消费担保下单VO * @author huabiao * @create 2023/10/17 15:07 / @Transactional(rollbackFor = Exception.class, propagation = Propagation.REQUIRES_NEW) @Override public ByxChinaumsGuaranteePayVO orderPaymentsByOutOrderNo(String paymentSn) { ByxChinaumsGuaranteePayVO byxChinaumsGuaranteePayVO = new ByxChinaumsGuaranteePayVO(); try { JSONObject jsonObject = new JSONObject(); jsonObject.put("guaranteedOrderNo", paymentSn); byxChinaumsGuaranteePayVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_COMBINED_GUARANTEE_PAYMENTS_QUERY_INFO, jsonObject, ByxChinaumsGuaranteePayVO.class); } catch (Exception exception) { byxChinaumsGuaranteePayVO.setRspMsg(exception.getMessage()); } return byxChinaumsGuaranteePayVO; } @Override public AccountPaymentsVO payments(AccountPaymentsDTO accountPaymentsDTO) { if (StringUtils.isBlank(accountPaymentsDTO.getPayBalanceAcctId())) { Company company = getUser().getCompany(); accountPaymentsDTO.setPayBalanceAcctId(company.getWalletId()); } return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_PAYMENTS, (JSONObject) JSONObject.toJSON(accountPaymentsDTO), AccountPaymentsVO.class); } /* * 分账退款 * @param byxChinaumsRefundDTO----byxChinaumsRefundDTO * @return ByxChinaumsRefundVO / public ByxChinaumsRefundVO refundForProfitSharing(ByxChinaumsRefundDTO byxChinaumsRefundDTO) { if (StringUtils.isBlank(byxChinaumsRefundDTO.getPlatformWalletId())) { Company company = getUser().getCompany(); byxChinaumsRefundDTO.setPlatformWalletId(company.getWalletId()); } ByxChinaumsRefundVO byxChinaumsRefundVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_REFUND, (JSONObject) JSONObject.toJSON(byxChinaumsRefundDTO), ByxChinaumsRefundVO.class); if (byxChinaumsRefundVO == null) { log.error("系统异常，退款失败: ROUTE_WALLET_REFUND接口返回为空"); throw new YnceErrorException("系统异常，退款失败"); } return byxChinaumsRefundVO; } @Override public AccountPaymentsVO paymentsByOutOrderNo(String outOrderNo) { // Map<String, String> map = new HashMap<String, String>() {{ // put("outOrderNo", outOrderNo); // }}; // return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_PAYMENTS_BY_OUT_ORDER_NO, (JSONObject) JSONObject.toJSON(byxQueryConsumePayOrderInfoDTO), AccountPaymentsVO.class); AccountPaymentsVO accountPaymentsVO = new AccountPaymentsVO(); ByxQueryConsumePayOrderInfoDTO byxQueryConsumePayOrderInfoDTO = new ByxQueryConsumePayOrderInfoDTO(); byxQueryConsumePayOrderInfoDTO.setMctOrderNo(outOrderNo); ByxQueryConsumePayOrderInfoVO byxQueryConsumePayOrderInfoVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_PAYMENTS_BY_OUT_ORDER_NO, (JSONObject) JSONObject.toJSON(byxQueryConsumePayOrderInfoDTO), ByxQueryConsumePayOrderInfoVO.class); if(Constant.RETURN_SUCCESS_CODE.equals(byxQueryConsumePayOrderInfoVO.getRspCode())){ accountPaymentsVO.setPaymentId(byxQueryConsumePayOrderInfoVO.getMctOrderNo()); accountPaymentsVO.setOutOrderNo(byxQueryConsumePayOrderInfoVO.getGuaranteedOrderNo()); accountPaymentsVO.setAmount(Convert.toLong(byxQueryConsumePayOrderInfoVO.getActPayedAmt()) ); accountPaymentsVO.setTotalAmount(Convert.toLong(byxQueryConsumePayOrderInfoVO.getOrderAmt()) ); accountPaymentsVO.setRefundedAmount(Convert.toLong(byxQueryConsumePayOrderInfoVO.getRefundedAmt()) ); if(ObjectUtil.isNotEmpty(byxQueryConsumePayOrderInfoVO.getByxQueryOrderDetailPayRowVOList())){ ByxQueryOrderDetailPayRowVO byxQueryOrderDetailPayRowVO = byxQueryConsumePayOrderInfoVO.getByxQueryOrderDetailPayRowVOList().get(0); if(OrderPayStatusEnum.PAYMENT_SUCCESSFUL.getValue().equals(byxQueryOrderDetailPayRowVO.getPayStatus())){ accountPaymentsVO.setStatus(OrderPaymentStatusEnum.SUCCEEDED.getValue()); } else if(OrderPayStatusEnum.SUBMITTED_PAYMENT.getValue().equals(byxQueryOrderDetailPayRowVO.getPayStatus())){ accountPaymentsVO.setStatus(OrderPaymentStatusEnum.PROCESSING.getValue()); } else if(OrderPayStatusEnum.PAYMENT_FAILED.getValue().equals(byxQueryOrderDetailPayRowVO.getPayStatus())){ accountPaymentsVO.setStatus(OrderPaymentStatusEnum.FAILED.getValue()); } // 类型为普通订单支付和合并支付时，返回订单金额。类型为补充支付时，返回交易金额 if("02".equals(byxQueryOrderDetailPayRowVO.getType()) ){ accountPaymentsVO.setAmount(Convert.toLong(byxQueryOrderDetailPayRowVO.getPayAmt())); } else { accountPaymentsVO.setTotalAmount(Convert.toLong(byxQueryOrderDetailPayRowVO.getPayAmt())); } accountPaymentsVO.setFinishedAt(DateUtil.format(Convert.toLocalDateTime(byxQueryOrderDetailPayRowVO.getPayTime()) ,"yyyy-MM-dd'T'HH:mm:ssXXX")); } } else { accountPaymentsVO.setStatus(OrderPaymentStatusEnum.FAILED.getValue()); accountPaymentsVO.setReason(byxQueryConsumePayOrderInfoVO.getRspResult()); } return accountPaymentsVO; } @Override public WithdrawalsVO withdrawals(WithdrawalsDTO withdrawalsDTO) { Company company = getUser().getCompany(); if (StringUtils.isBlank(withdrawalsDTO.getBalanceAcctId())) { withdrawalsDTO.setBalanceAcctId(company.getWalletId()); } withdrawalsDTO.setBusinessType("1"); if (StringUtils.isBlank(withdrawalsDTO.getBankAcctNo())) { ChinaumsAuthInfo chinaumsAuthInfo = chinaumsAuthInfoRepository.findFirstByCompanyId(company.getId()); if (chinaumsAuthInfo == null) { throw new YnceErrorException("获取银联认证信息失败"); } String publicKey = chinaumsUtil.getPublicKey(); try { withdrawalsDTO.setBankAcctNo(RSAEncryptorUtil.encryptByPublicKey(chinaumsAuthInfo.getSettleAcctBankAcctNo(), publicKey)); } catch (Exception e) { throw new RuntimeException(e); } } return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_WITHDRAWALS, (JSONObject) JSONObject.toJSON(withdrawalsDTO), WithdrawalsVO.class); } @Override public WithdrawalsVO withdrawalsByOutOrderNo(String outOrderNo) { Map<String, String> map = new HashMap<String, String>() {{ put("outOrderNo", outOrderNo); }}; return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_WITHDRAWALS_BY_OUT_ORDER_NO, (JSONObject) JSONObject.toJSON(map), WithdrawalsVO.class); } @Transactional(rollbackFor = Exception.class) @Override public boolean tradeResult(TradeResultDTO tradeResultDTO) { / * 20: 支付充值; * 21: 充值退款; * 25: 可提现支付充值; * 30: 单笔提现/批量提现申请; * 40: 消费; * 41: 消费退款; * 51: 分账; * 52: 合并支付充值; * 53: 批量提现确认; * 60: 担保下单; * 62: 担保未确认退款; * 63: 担保已确认退款; * 64: 担保支付; * 66: 担保支付退款; * 67: 担保支付确认退款; * 73: 资金调拨; * 74: 提前入账 * 81: 收单通道验证打款 / Integer tradeType = tradeResultDTO.getTradeType(); switch (tradeType) { // 支付充值 case 20: break; // 单笔提现/批量提现申请 case 30: AllinpayMutual allinpayMutual = allinpayMutualRepository.findFirstByBizOrderNo(tradeResultDTO.getOutOrderNo()); if (allinpayMutual == null) { log.error("未查询到提现记录!!!"); return false; } if (DealStatus.DEALSTATUS_SUCC.equals(allinpayMutual.getDealStatus())) { log.warn("提现状态已更新！！！"); return true; } WithdrawalsVO withdrawalsVO = walletService.withdrawalsByOutOrderNo(tradeResultDTO.getOutOrderNo()); if (withdrawalsVO == null) { log.error("【提现订单查询（平台订单号）】在银联未查询到记录!!!"); return false; } if (!"processing".equals(withdrawalsVO.getStatus())) { Long companyId = allinpayMutual.getCompany().getId(); Account account = accountRepository.findDepositAccount(companyId); if (account == null) { throw new YnceErrorException("账户不存在"); } unionpayAccountService.withdrawalsHandle(account, withdrawalsVO); } return true; // 消费（转账） case 40: //** 分账退款转账 start *// if (tradeResultDTO.getOutOrderNo().startsWith("FZTK-")) { // 查询分账退款单 SubaccountRefund subaccountRefund = subaccountRefundRepository.findFirstBySn(tradeResultDTO.getOutOrderNo()); if (subaccountRefund == null) { log.error("未查询到分账退款单"); return false; } if (subaccountRefund.getSubaccountState().equals(SubaccountState.SEPARATE_SUCC)) { log.info("分账退款单状态已更新"); return true; } // 通过退款单号查询订单 Refund refund = refundRepository.findFirstByRefundSn(subaccountRefund.getRefundSn()); if (refund == null) { log.error("未查询到退款单"); return false; } // 调用流水处理 subaccountRefund.setExternalId(tradeResultDTO.getTradeId()); subaccountRefund.setRefundTime(DateTimeUtils.getLocalDateTimeByRFC3339(tradeResultDTO.getFinishedAt())); subaccountRefund.setSubaccountState(SubaccountState.SEPARATE_SUCC); subaccountRefund.setOrders(refund.getOrders()); // 查询订单 subaccountRefundRepository.save(subaccountRefund); subaccountService.generateRefundSubaccount(subaccountRefund); // 处理退款单 RefundSubaccountDTO subaccountRefundDTO = RefundSubaccountDTO .builder() .refundAmount(subaccountRefund.getAmount()) .refundTime(subaccountRefund.getRefundTime()) .refundSn(subaccountRefund.getRefundSn()) .externalId(subaccountRefund.getExternalId()) .build(); refundService.handleSubaccountRefund(subaccountRefundDTO); return true; } //* 分账退款转账 end *// //* 授信还款转账 start *// if (tradeResultDTO.getOutOrderNo().startsWith("HK-")) { ReimbursementRecord record = reimbursementRecordRepository.findByOrderNo(tradeResultDTO.getOutOrderNo()); if (record != null) { if (TransferState.SUCCESS.equals(record.getState())) { log.warn("转账状态已更新！！！"); return true; } AccountPaymentsVO accountPaymentsVO = walletService.paymentsByOutOrderNo(tradeResultDTO.getOutOrderNo()); if (accountPaymentsVO == null) { log.error("【消费订单查询（平台订单号）】在银联未查询到记录!!!"); return false; } if (!"processing".equals(accountPaymentsVO.getStatus())) { PaymentDTO paymentDTO = new PaymentDTO(); paymentDTO.setId(record.getAccounts().getId()); paymentDTO.setPaymentAmount(record.getAmount()); paymentDTO.setRemarks(accountPaymentsVO.getRemark()); unionpayAccountService.unionpayCreditRefundHandle(paymentDTO, record.getReceiptCompany().getId(), accountPaymentsVO); } return true; } } //* 授信还款转账 end *// TransferList transferList = transferListRepository.findByTransOrderNo(tradeResultDTO.getOutOrderNo()); //* 充值转账 start *// if (transferList == null) { TopUpOrder topUpOrder = topUpOrderRepository.findByTransferSn(tradeResultDTO.getOutOrderNo()); if (topUpOrder == null) { log.error("未查询到转账记录!!!"); return false; } else { if (SyncState.SYNCED.equals(topUpOrder.getSyncState())) { log.warn("转账状态已更新！！！"); return true; } AccountPaymentsVO accountPaymentsVO = walletService.paymentsByOutOrderNo(tradeResultDTO.getOutOrderNo()); if (accountPaymentsVO == null) { log.error("【消费订单查询（平台订单号）】在银联未查询到记录!!!"); return false; } if ("succeeded".equals(accountPaymentsVO.getStatus())) { this.rechargeHandle(topUpOrder, accountPaymentsVO); } else if ("failed".equals(accountPaymentsVO.getStatus())) { // 转账失败，清掉单号重新走转账流程 topUpOrder.setTransferSn(null); topUpOrderRepository.save(topUpOrder); } return true; } } //* 充值转账 end *// //* 正常转账 start *// if (TransferState.SUCCESS.equals(transferList.getState())) { log.warn("转账状态已更新！！！"); return true; } AccountPaymentsVO accountPaymentsVO = walletService.paymentsByOutOrderNo(tradeResultDTO.getOutOrderNo()); if (accountPaymentsVO == null) { log.error("【消费订单查询（平台订单号）】在银联未查询到记录!!!"); return false; } if (!"processing".equals(accountPaymentsVO.getStatus())) { Account outputAccount = accountRepository.findDepositAccount(transferList.getOutputCompany().getId()); Account inputAccount = accountRepository.findDepositAccount(transferList.getInputCompany().getId()); unionpayAccountService.transferHandle(transferList.getAmount(), inputAccount, outputAccount, accountPaymentsVO); } return true; //* 正常转账 end *// // 担保下单 case 60: return payCallback(tradeResultDTO); // 担保未确认退款 case 62: // 若断是否完成时间是否已超过30秒，若是则处理数据 LocalDateTime refundTime = DateTimeUtils.getLocalDateTimeByRFC3339(tradeResultDTO.getFinishedAt()); Duration duration = Duration.between(refundTime, LocalDateTime.now()); if (duration.toMillis() < 30000) { return false; } // 根据平台订单号获取银联退款单 ChinaumsRefund chinaumsRefund = chinaumsRefundRepository.findFirstByOutOrderNo(tradeResultDTO.getOutOrderNo()); if (chinaumsRefund == null) { log.error("未查询到银联退款单"); return false; } Refund refund = refundRepository.findById(chinaumsRefund.getPlatformRefundId()).orElse(null); if (refund == null) { log.error("未查询到退款单"); return false; } if ("failed".equals(tradeResultDTO.getStatus())) { chinaumsRefund.setStatus(tradeResultDTO.getStatus()); chinaumsRefundRepository.save(chinaumsRefund); return true; } else if ("succeeded".equals(tradeResultDTO.getStatus())) { // 当银联退款单状态为空或者处理中的时候，手动回写数据 if (StringUtils.isBlank(chinaumsRefund.getStatus()) \|\| "processing".equals(chinaumsRefund.getStatus())) { // 注意：这里可能因为退款单存在多个银联退款单而导致同时更新同一个退库单而导致报错，故这里直接捕捉异常并抛出异常回滚 try { // 回写银联退款单 chinaumsRefund.setRefundId(tradeResultDTO.getTradeId()); chinaumsRefund.setStatus(tradeResultDTO.getStatus()); chinaumsRefundRepository.save(chinaumsRefund); // 获取退款单对应退款退款单 List<ChinaumsRefund> chinaumsRefundList = chinaumsRefundRepository.findAllByPlatformRefundIdAndStatus(refund.getId(), "succeeded"); // 回写退款单 refund.setActualAmount(chinaumsRefundList.stream().map(ChinaumsRefund::getAmount).reduce(BigDecimal.ZERO, BigDecimal::add)); refund.setRefundStatus(refund.getActualAmount().compareTo(refund.getAmount()) == 0 ? RefundStatus.REFUNDED : RefundStatus.PARTIAL_REFUNDED); refund.setRefundTime(DateTimeUtils.getLocalDateTimeByRFC3339(tradeResultDTO.getFinishedAt())); // 获取退款单号 String unionpayRefundSn = StringUtils.join(chinaumsRefundList.stream().map(ChinaumsRefund::getRefundId).collect(Collectors.toList()), ","); refund.setUnionpayRefundSn(unionpayRefundSn); refund.setThirdPartyAccount(unionpayRefundSn); refundRepository.save(refund); } catch (Exception exception) { log.error("处理银联退款单异常：" + exception.getMessage()); throw new YnceErrorException(YnceError.YNCE_000000); } } return true; } else { log.error("担保未确认退款回调状态异常"); return false; } default: throw new YnceErrorException("暂时不支持此交易类型"); } return true; } public boolean payCallback(TradeResultDTO tradeResultDTO) { // 获取支付单 Payment payment = paymentRepository.findFirstBySnOrderByIdDesc(tradeResultDTO.getOutOrderNo()); if (payment == null) { log.error("未查询到支付单"); return false; } // 支付失败 if ("03".equals(tradeResultDTO.getStatus())) { payment.setExternalId(tradeResultDTO.getTradeId()); payment.setPayStatus(PayStatus.FAILED); paymentRepository.saveAndFlush(payment); return true; } else if ("06".equals(tradeResultDTO.getStatus())) { // 获取订单 Order order = orderRepository.findById(Long.valueOf(payment.getOrderId())).orElse(null); if (order == null) { log.error("支付回调（MERGE_GUARANTEED_PAY）异常，订单不存在"); return false; } // 若订单未支付进行回调处理 if (PaymentStatus.UN_PAID.equals(order.getPaymentStatus())) { // 若订单未支付则判断是否支付时间已超过30秒，若是则手动回调 // LocalDateTime payTime = DateTimeUtils.getLocalDateTimeByRFC3339(tradeResultDTO.getFinishedAt()); // Duration duration = Duration.between(payTime, LocalDateTime.now()); // if (duration.toMillis() < 30000) { // return false; // } payment.setExternalId(tradeResultDTO.getTradeId()); payment.setPayStatus(PayStatus.SUCC); // payment.setPaymentTime(payTime); payment.setUnionpaySn(tradeResultDTO.getTradeId()); paymentRepository.saveAndFlush(payment); // 如果不存在银联支付单则生成 ---//TODO: 注释以下代码，未测试 // if (!chinaumsPaymentRepository.existsByOrdersId(order.getId())) { // handleChinaumsPayment(order); // } // 生成收款单以及后续业务操作 OrderOnlinePayVO orderOnlinePayVO = new OrderOnlinePayVO(); orderOnlinePayVO.setOrderId(Long.valueOf(payment.getOrderId())); orderOnlinePayVO.setPaymentId(payment.getId()); // orderOnlinePayVO.setPayTime(payTime); orderOnlinePayVO.setExternalId(payment.getExternalId()); ThirdPartyPaySet thirdPartyPaySet = thirdPartyConfigUtil.getPlatform(); if (thirdPartyPaySet == null \|\| StringUtils.isBlank(thirdPartyPaySet.getServiceUrl())) { log.error("预存款支付回调失败：未配置第三方请求地址"); return false; } JSONObject result = HttpClientUtil.getInstance().sendPost(thirdPartyPaySet.getServiceUrl() + RouteUtil.ROUTE_RECEIPT_ONLINE_PAY, orderOnlinePayVO); if (!"200".equals(result.get("code").toString())) { log.error("预存款支付回调失败：请求收款失败"); return false; } } return true; } else { log.error("担保下单回调状态异常"); return false; } } / * POS充值后续处理 * * @param topUpOrder * @param accountPaymentsVO * @return / private boolean rechargeHandle(TopUpOrder topUpOrder, AccountPaymentsVO accountPaymentsVO) { topUpOrder.setSyncState(SyncState.SYNCED); topUpOrder.setUnionpaySn(accountPaymentsVO.getPaymentId()); topUpOrderRepository.save(topUpOrder); AccountChangeList accountChangeList = accountChangeListRepository.findFirstBySourceNo(accountPaymentsVO.getPaymentId()); if (accountChangeList != null) { log.warn("{}充值转账入金已生成异动记录！！！", topUpOrder.getOrderType().getName()); return true; } RechargeDTO rechargeDTO = new RechargeDTO(); rechargeDTO.setCompanyId(topUpOrder.getTopUpCompany().getId()); rechargeDTO.setRechargeAmount(topUpOrder.getAmount()); rechargeDTO.setRemarks(topUpOrder.getOrderType().getName() + "充值"); rechargeDTO.setPaymentMethod(topUpOrder.getOrderType().getName() + "支付"); rechargeDTO.setFinishedDate(DateTimeUtils.getLocalDateTimeByRFC3339(accountPaymentsVO.getFinishedAt())); rechargeDTO.setSourceNo(accountPaymentsVO.getPaymentId()); return unionpayAccountService.rechargeMoney(rechargeDTO); } /* * <p>这里要根据根据订单区分计算分账金额</p> * <p>1.普通销售订单：货款、品牌公司、策划公司、服务费</p> * <p>2.OEM销售订单：货款、品牌公司、策划公司、服务费、品牌授权费</p> * * @param order 订单 * @return 银联担保支付参数DTO数组 * @description * @author huabiao * @create 2022/12/12 16:41 / private List<ChinaumsGuaranteePayParamsDTO> getChinaumsGuaranteePayParamsDTO(Order order) { List<ChinaumsGuaranteePayParamsDTO> chinaumsGuaranteePayParamsDTOList = new ArrayList<>(); // 获取订单费用比例 OrderFeeRatio orderFeeRatio = orderFeeRatioRepository.findByOrdersId(order.getId()); // 平台服务费 BigDecimal platformServiceFee = BigDecimal.ZERO; // 品牌授权费数组 List<ChinaumsGuaranteePayParamsDTO> brandAuthFeeChinaumsGuaranteePayParamsDTOList = new ArrayList<>(); // 计算货款 ChinaumsGuaranteePayParamsDTO goodsCost = new ChinaumsGuaranteePayParamsDTO(); if (order.getGoodsPayment().compareTo(BigDecimal.ZERO) == 1) { if (StringUtils.isBlank(order.getSellerCompany().getWalletId())) { log.error(order.getSn() + "货款公司暂未认证银联"); throw new YnceErrorException(YnceError.YNCE_218006); } // 剩余货款 BigDecimal residueGoodsPayment = order.getGoodsPayment(); // 计算货款平台服务费 BigDecimal goodsCostPlatformServiceFee = BigDecimal.ZERO; if (orderFeeRatio.getSellerServiceCostRatio().compareTo(BigDecimal.ZERO) == 1) { goodsCostPlatformServiceFee = order.getGoodsPayment().multiply(orderFeeRatio.getSellerServiceCostRatio()).setScale(2, BigDecimal.ROUND_UP); platformServiceFee = platformServiceFee.add(goodsCostPlatformServiceFee); residueGoodsPayment = residueGoodsPayment.subtract(goodsCostPlatformServiceFee); } // 计算品牌授权费（只有当剩余货款大于0的时候才计算品牌授权费） BigDecimal totalBrandAuthCost = BigDecimal.ZERO; if (residueGoodsPayment.compareTo(BigDecimal.ZERO) == 1 && CollectionUtils.isNotEmpty(orderFeeRatio.getOrderItemFeeRatio())) { // 通过订单项中的品牌ID分组 Map<Long, List<OrderItemFeeRatio>> brandIdOrderItemFeeRatioListMap = orderFeeRatio.getOrderItemFeeRatio().stream() .collect(Collectors.groupingBy(orderItemFeeRatio -> orderItemFeeRatio.getOrderItem().getBrandId())); int i = 1; for (Map.Entry<Long, List<OrderItemFeeRatio>> brandIdOrderItemFeeRatioListEntry : brandIdOrderItemFeeRatioListMap.entrySet()) { Long brandId = brandIdOrderItemFeeRatioListEntry.getKey(); List<OrderItemFeeRatio> orderItemFeeRatioList = brandIdOrderItemFeeRatioListEntry.getValue(); Brand brand = brandRepository.findById(brandId).orElse(null); if (brand == null \|\| StringUtils.isBlank(brand.getCompany().getWalletId())) { continue; } // 获取订单项 List<OrderItem> orderItemList = orderItemFeeRatioList.stream().map(orderItemFeeRatio -> orderItemFeeRatio.getOrderItem()).collect(Collectors.toList()); // 订单明细总金额 BigDecimal orderAmount = orderItemList.stream().map(OrderItem::getAmount).reduce(BigDecimal.ZERO, BigDecimal::add); // 品牌授权费比例 BigDecimal brandAuthCostRatio = orderItemFeeRatioList.get(0).getBrandAuthCostRatio(); // 计算货款 BigDecimal brandGoodsPayment = orderItemList.stream().map(OrderItem::getGoodsPayment).reduce(BigDecimal.ZERO, BigDecimal::add); // 品牌授权费（采取四舍五入的计算方式） BigDecimal brandAuthCost = brandGoodsPayment.multiply(brandAuthCostRatio).setScale(2, BigDecimal.ROUND_HALF_UP); // 品牌授权费服务费比例 BigDecimal brandAuthCostServiceCostRatio = orderItemFeeRatioList.get(0).getBrandAuthCostServiceCostRatio(); // 计算平台服务费 BigDecimal brandAuthCostServiceFee = BigDecimal.ZERO; if (brandAuthCostServiceCostRatio.compareTo(BigDecimal.ZERO) == 1) { brandAuthCostServiceFee = brandAuthCost.multiply(brandAuthCostServiceCostRatio).setScale(2, BigDecimal.ROUND_UP); platformServiceFee = platformServiceFee.add(brandAuthCostServiceFee); brandAuthCost = brandAuthCost.subtract(brandAuthCostServiceFee); } // 品牌授权费 if (brandAuthCost.compareTo(BigDecimal.ZERO) == 1) { ChinaumsGuaranteePayParamsDTO brandAuthFee = new ChinaumsGuaranteePayParamsDTO(); brandAuthFee.setAmount(brandAuthCost.multiply(new BigDecimal(100)).intValue()); brandAuthFee.setRecvBalanceAcctId(brand.getCompany().getWalletId()); brandAuthFee.setOutOrderNo(order.getSn() + "-" + SubaccountType.BRAND_AUTH_FEE.getValue() + "-" + i); // 拼接扩展商品信息 ChinaumsGuaranteePayExtraDTO brandAuthExtraDTO = new ChinaumsGuaranteePayExtraDTO(); brandAuthExtraDTO.setProductInfos(this.handleProductInfo(orderItemList, order.getSn(), orderAmount, brandAuthCost)); brandAuthFee.setExtra(brandAuthExtraDTO); List<GuaranteePayMetaDataBrandDTO> brandList = Arrays.asList(GuaranteePayMetaDataBrandDTO.builder().brandId(brandId.toString()).brandAuthFee(brandAuthFee.getAmount()).build()); brandAuthFee.setMetadata(ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.BRAND_AUTH_FEE.getValue()).brandList(brandList).build()); brandAuthFeeChinaumsGuaranteePayParamsDTOList.add(brandAuthFee); i++; totalBrandAuthCost = totalBrandAuthCost.add(brandAuthCost).add(brandAuthCostServiceFee); } } } // 货款 = 初始货款 - 平台服务费 - 品牌授权费 BigDecimal goodsPayment = order.getGoodsPayment().subtract(goodsCostPlatformServiceFee).subtract(totalBrandAuthCost); if (goodsPayment.compareTo(BigDecimal.ZERO) == 1) { goodsCost.setAmount(goodsPayment.multiply(new BigDecimal(100)).intValue()); goodsCost.setRecvBalanceAcctId(order.getSellerCompany().getWalletId()); goodsCost.setOutOrderNo(order.getSn() + "-" + SubaccountType.GOODS_COST.getValue()); // 拼接扩展商品信息 ChinaumsGuaranteePayExtraDTO chinaumsGuaranteePayExtraDTO = new ChinaumsGuaranteePayExtraDTO(); chinaumsGuaranteePayExtraDTO.setProductInfos(this.handleProductInfo(order.getOrderItems(), order.getSn(), order.getAmount(), goodsPayment)); goodsCost.setExtra(chinaumsGuaranteePayExtraDTO); goodsCost.setMetadata(ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.GOODS_COST.getValue()).build()); chinaumsGuaranteePayParamsDTOList.add(goodsCost); } } // 计算品牌费 ChinaumsGuaranteePayParamsDTO brandFee = new ChinaumsGuaranteePayParamsDTO(); if (order.getBrandCost().compareTo(BigDecimal.ZERO) == 1) { if (StringUtils.isBlank(order.getBrandCompany().getWalletId())) { log.error(order.getSn() + "品牌公司暂未认证银联"); throw new YnceErrorException(YnceError.YNCE_218006); } // 计算货款平台服务费 BigDecimal brandFeePlatformServiceFee = BigDecimal.ZERO; if (orderFeeRatio.getBrandServiceCostRatio().compareTo(BigDecimal.ZERO) == 1) { brandFeePlatformServiceFee = order.getBrandCost().multiply(orderFeeRatio.getBrandServiceCostRatio()).setScale(2, BigDecimal.ROUND_UP); platformServiceFee = platformServiceFee.add(brandFeePlatformServiceFee); } brandFee.setRecvBalanceAcctId(order.getBrandCompany().getWalletId()); brandFee.setOutOrderNo(order.getSn() + "-" + SubaccountType.BRAND_FEE.getValue()); // 品牌费 BigDecimal brandCost = order.getBrandCost().subtract(brandFeePlatformServiceFee); // 自定义参数 ChinaumsGuaranteePayMetaDataDTO metadata; if (CollectionUtils.isNotEmpty(brandAuthFeeChinaumsGuaranteePayParamsDTOList)) { BigDecimal originalBrandCost = brandCost; List<GuaranteePayMetaDataBrandDTO> brandList = new ArrayList<>(); for (ChinaumsGuaranteePayParamsDTO chinaumsGuaranteePayParamsDTO : brandAuthFeeChinaumsGuaranteePayParamsDTOList) { // 判断品牌授权费和品牌是否为同一家公司 if (!brandFee.getRecvBalanceAcctId().equals(chinaumsGuaranteePayParamsDTO.getRecvBalanceAcctId())) { log.error("品牌授权费和品牌费的所属公司不是一家"); throw new YnceErrorException(YnceError.YNCE_218006); } brandCost = brandCost.add(new BigDecimal(chinaumsGuaranteePayParamsDTO.getAmount()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); brandList.addAll(chinaumsGuaranteePayParamsDTO.getMetadata().getBrandList()); } if (originalBrandCost.compareTo(BigDecimal.ZERO) == 1) { metadata = ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.BRAND_FEE.getValue()).brandFee(originalBrandCost.multiply(new BigDecimal(100)).intValue()).brandList(brandList).build(); } else { metadata = ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.BRAND_FEE.getValue()).brandList(brandList).build(); } } else { metadata = ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.BRAND_FEE.getValue()).brandFee(brandCost.multiply(new BigDecimal(100)).intValue()).build(); } if (brandCost.compareTo(BigDecimal.ZERO) == 1) { brandFee.setAmount(brandCost.multiply(new BigDecimal(100)).intValue()); // 拼接扩展商品信息 ChinaumsGuaranteePayExtraDTO chinaumsGuaranteePayExtraDTO = new ChinaumsGuaranteePayExtraDTO(); List<JSONObject> productInfos = this.handleProductInfo(order.getOrderItems(), order.getSn(), order.getAmount(), brandCost); chinaumsGuaranteePayExtraDTO.setProductInfos(productInfos); brandFee.setExtra(chinaumsGuaranteePayExtraDTO); // 拼接自定义参数 brandFee.setMetadata(metadata); chinaumsGuaranteePayParamsDTOList.add(brandFee); } } else { // 不存在品牌费但是存在品牌授权费 if (CollectionUtils.isNotEmpty(brandAuthFeeChinaumsGuaranteePayParamsDTOList)) { brandFee.setRecvBalanceAcctId(brandAuthFeeChinaumsGuaranteePayParamsDTOList.get(0).getRecvBalanceAcctId()); brandFee.setOutOrderNo(order.getSn() + "-" + SubaccountType.BRAND_FEE.getValue()); BigDecimal brandAuthCost = BigDecimal.ZERO; ChinaumsGuaranteePayMetaDataDTO metadata; List<GuaranteePayMetaDataBrandDTO> brandList = new ArrayList<>(); for (ChinaumsGuaranteePayParamsDTO chinaumsGuaranteePayParamsDTO : brandAuthFeeChinaumsGuaranteePayParamsDTOList) { if (!brandFee.getRecvBalanceAcctId().equals(chinaumsGuaranteePayParamsDTO.getRecvBalanceAcctId())) { log.error("品牌授权费所属公司不是一家"); throw new YnceErrorException(YnceError.YNCE_218006); } brandAuthCost = brandAuthCost.add(new BigDecimal(chinaumsGuaranteePayParamsDTO.getAmount()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); brandList.addAll(chinaumsGuaranteePayParamsDTO.getMetadata().getBrandList()); } brandFee.setAmount(brandAuthCost.multiply(new BigDecimal(100)).intValue()); metadata = ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.BRAND_FEE.getValue()).brandList(brandList).build(); // 拼接扩展商品信息 ChinaumsGuaranteePayExtraDTO chinaumsGuaranteePayExtraDTO = new ChinaumsGuaranteePayExtraDTO(); List<JSONObject> productInfos = this.handleProductInfo(order.getOrderItems(), order.getSn(), order.getAmount(), brandAuthCost); chinaumsGuaranteePayExtraDTO.setProductInfos(productInfos); brandFee.setExtra(chinaumsGuaranteePayExtraDTO); // 拼接自定义参数 brandFee.setMetadata(metadata); chinaumsGuaranteePayParamsDTOList.add(brandFee); } } // 计算策划费 ChinaumsGuaranteePayParamsDTO deviseFee = new ChinaumsGuaranteePayParamsDTO(); if (order.getDeviseCost().compareTo(BigDecimal.ZERO) == 1) { if (StringUtils.isBlank(order.getDeviseCompany().getWalletId())) { log.error(order.getSn() + "策划公司暂未认证银联"); throw new YnceErrorException(YnceError.YNCE_218006); } // 计算货款平台服务费 BigDecimal deviseFeePlatformServiceFee = BigDecimal.ZERO; if (orderFeeRatio.getDeviseServiceCostRatio().compareTo(BigDecimal.ZERO) == 1) { deviseFeePlatformServiceFee = order.getDeviseCost().multiply(orderFeeRatio.getDeviseServiceCostRatio()).setScale(2, BigDecimal.ROUND_UP); platformServiceFee = platformServiceFee.add(deviseFeePlatformServiceFee); } // 实际分账的策划费 BigDecimal deviseCost = order.getDeviseCost().subtract(deviseFeePlatformServiceFee); if (deviseCost.compareTo(BigDecimal.ZERO) == 1) { deviseFee.setAmount(deviseCost.multiply(new BigDecimal(100)).intValue()); deviseFee.setRecvBalanceAcctId(order.getDeviseCompany().getWalletId()); deviseFee.setOutOrderNo(order.getSn() + "-" + SubaccountType.DEVISE_FEE.getValue()); // 拼接扩展商品信息 ChinaumsGuaranteePayExtraDTO chinaumsGuaranteePayExtraDTO = new ChinaumsGuaranteePayExtraDTO(); chinaumsGuaranteePayExtraDTO.setProductInfos(this.handleProductInfo(order.getOrderItems(), order.getSn(), order.getAmount(), deviseCost)); deviseFee.setExtra(chinaumsGuaranteePayExtraDTO); deviseFee.setMetadata(ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.DEVISE_FEE.getValue()).build()); chinaumsGuaranteePayParamsDTOList.add(deviseFee); } } // 平台服务费 if (platformServiceFee.compareTo(BigDecimal.ZERO) == 1) { String balanceAcctId = chinaumsUtil.getFeeBalanceAcctId(); if (StringUtils.isBlank(balanceAcctId)) { log.error(order.getSn() + "平台公司暂未认证银联"); throw new YnceErrorException(YnceError.YNCE_218006); } ChinaumsGuaranteePayParamsDTO platformServiceFeeDTO = new ChinaumsGuaranteePayParamsDTO(); platformServiceFeeDTO.setAmount(platformServiceFee.multiply(new BigDecimal(100)).intValue()); platformServiceFeeDTO.setRecvBalanceAcctId(balanceAcctId); platformServiceFeeDTO.setOutOrderNo(order.getSn() + "-" + SubaccountType.SERVICE_FEE.getValue()); // 拼接扩展商品信息 ChinaumsGuaranteePayExtraDTO chinaumsGuaranteePayExtraDTO = new ChinaumsGuaranteePayExtraDTO(); chinaumsGuaranteePayExtraDTO.setProductInfos(this.handleProductInfo(order.getOrderItems(), order.getSn(), order.getAmount(), platformServiceFee)); platformServiceFeeDTO.setExtra(chinaumsGuaranteePayExtraDTO); platformServiceFeeDTO.setMetadata(ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.SERVICE_FEE.getValue()).build()); chinaumsGuaranteePayParamsDTOList.add(platformServiceFeeDTO); } return chinaumsGuaranteePayParamsDTOList; } /* * 处理商品数据 * * @param orderItemList:订单项 * @param sn:订单号 * @param orderAmount:订单金额 * @param amount:分摊金额 * @return 处理完的银联JSON数据 * @author huabiao * @create 2022/12/15 14:08 / private List<JSONObject> handleProductInfo(List<OrderItem> orderItemList, String sn, BigDecimal orderAmount, BigDecimal amount) { // 循环订单项 List<JSONObject> productInfos = new ArrayList<>(); BigDecimal allocatedAmount = BigDecimal.ZERO; for (int i = 0; i < orderItemList.size(); i++) { OrderItem orderItem = orderItemList.get(i); JSONObject jsonObject = new JSONObject(); jsonObject.put("orderNo", sn + "-" + orderItem.getId()); // 按比例计算,最后一项直接减完 if (i == (orderItemList.size() - 1)) { jsonObject.put("orderAmount", amount.subtract(allocatedAmount).multiply(new BigDecimal(100)).intValue()); } else { BigDecimal orderItemPlatformServiceFee = amount.multiply(orderItem.getAmount()).divide(orderAmount, 2, BigDecimal.ROUND_DOWN); // 当计算结果不大于0时，赋值0.01 if (orderItemPlatformServiceFee.compareTo(BigDecimal.ZERO) != 1) { orderItemPlatformServiceFee = new BigDecimal("0.01"); } jsonObject.put("orderAmount", orderItemPlatformServiceFee.multiply(new BigDecimal(100)).intValue()); allocatedAmount = allocatedAmount.add(orderItemPlatformServiceFee); } jsonObject.put("productName", orderItem.getGoodsName() + orderItem.getSkuName()); jsonObject.put("productCount", orderItem.getQuantity()); productInfos.add(jsonObject); } return productInfos; } @Transactional(propagation = Propagation.NOT_SUPPORTED) @Override public ChinaumsGuaranteePayConfirmsVO paySettlement(ChinaumsGuaranteePayConfirmsDTO chinaumsGuaranteePayConfirmsDTO) { ChinaumsGuaranteePayConfirmsVO chinaumsGuaranteePayConfirmsVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_COMBINED_GUARANTEE_PAYMENTS_CONFIRMS, (JSONObject) JSONObject.toJSON(chinaumsGuaranteePayConfirmsDTO), ChinaumsGuaranteePayConfirmsVO.class); return chinaumsGuaranteePayConfirmsVO; } @Override @Transactional(propagation = Propagation.NOT_SUPPORTED) public String paySettlementConfirms(ByxChinaumsGuaranteePayConfirmsDTO byxChinaumsGuaranteePayConfirmsDTO) { JSONObject result = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_COMBINED_GUARANTEE_PAYMENTS_CONFIRMS, (JSONObject) JSONObject.toJSON(byxChinaumsGuaranteePayConfirmsDTO), JSONObject.class); if (result == null \|\| result.get("settOrderNo") == null) { return null; } return result.get("settOrderNo").toString(); } @Override @Transactional(rollbackFor = Exception.class) public List<ChinaumsPayment> handleChinaumsPayment(Order order) { List<ChinaumsPayment> chinaumsPaymentList = new ArrayList<>(); // 获取支付单 List<Payment> paymentList = paymentRepository.findAllByOrderId(order.getId().toString()); if (CollectionUtils.isEmpty(paymentList)) { return chinaumsPaymentList; } Payment payment = paymentList.get(0); // 通过系统订单号查询合并消费担保下单数据 ByxChinaumsGuaranteePayVO byxChinaumsGuaranteePayVO = walletService.orderPaymentsByOutOrderNo(payment.getExternalId()); List<ChinaumsGuaranteePayParamsDTO> chinaumsGuaranteePayParamsDTOList = this.getChinaumsGuaranteePayParamsDTO(order); // JSONObject jsonObject = new JSONObject(); // jsonObject.put("combinedGuaranteePaymentId", payment.getExternalId()); // ChinaumsGuaranteePayVO chinaumsGuaranteePayVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_COMBINED_GUARANTEE_PAYMENTS_BY_SYS_NO, jsonObject, ChinaumsGuaranteePayVO.class); // 保存担保消费子订单信息 for (ChinaumsGuaranteePayParamsDTO guaranteePaymentResult : chinaumsGuaranteePayParamsDTOList) { if (guaranteePaymentResult.getMetadata() != null) { // 没有合并数据的子订单 if (guaranteePaymentResult.getMetadata().getBrandFee() == null && CollectionUtils.isEmpty(guaranteePaymentResult.getMetadata().getBrandList())) { ChinaumsPayment chinaumsPayment = new ChinaumsPayment(); BeanUtils.copyProperties(guaranteePaymentResult, chinaumsPayment, "amount"); chinaumsPayment.setAmount(new BigDecimal(guaranteePaymentResult.getAmount()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); chinaumsPayment.setOrders(order); chinaumsPayment.setSubaccountType(SubaccountType.valueOf(guaranteePaymentResult.getMetadata().getSubaccountType())); chinaumsPaymentRepository.save(chinaumsPayment); chinaumsPaymentList.add(chinaumsPayment); } else { // 品牌费处理 if (guaranteePaymentResult.getMetadata().getBrandFee() != null && guaranteePaymentResult.getMetadata().getBrandFee() > 0) { ChinaumsPayment chinaumsPayment = new ChinaumsPayment(); BeanUtils.copyProperties(guaranteePaymentResult, chinaumsPayment, "amount"); chinaumsPayment.setAmount(new BigDecimal(guaranteePaymentResult.getMetadata().getBrandFee()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); chinaumsPayment.setOrders(order); chinaumsPayment.setSubaccountType(SubaccountType.BRAND_FEE); chinaumsPaymentRepository.save(chinaumsPayment); chinaumsPaymentList.add(chinaumsPayment); } // 品牌授权费处理 if (CollectionUtils.isNotEmpty(guaranteePaymentResult.getMetadata().getBrandList())) { for (GuaranteePayMetaDataBrandDTO guaranteePayMetaDataBrand : guaranteePaymentResult.getMetadata().getBrandList()) { ChinaumsPayment chinaumsPayment = new ChinaumsPayment(); BeanUtils.copyProperties(guaranteePaymentResult, chinaumsPayment, "amount"); chinaumsPayment.setAmount(new BigDecimal(guaranteePayMetaDataBrand.getBrandAuthFee()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); chinaumsPayment.setOrders(order); chinaumsPayment.setSubaccountType(SubaccountType.BRAND_AUTH_FEE); chinaumsPayment.setBrandId(Long.valueOf(guaranteePayMetaDataBrand.getBrandId())); chinaumsPaymentRepository.save(chinaumsPayment); chinaumsPaymentList.add(chinaumsPayment); } } } } else { ChinaumsPayment chinaumsPayment = new ChinaumsPayment(); BeanUtils.copyProperties(guaranteePaymentResult, chinaumsPayment, "amount"); chinaumsPayment.setAmount(new BigDecimal(guaranteePaymentResult.getAmount()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP)); chinaumsPayment.setOrders(order); chinaumsPaymentRepository.save(chinaumsPayment); chinaumsPaymentList.add(chinaumsPayment); } } return chinaumsPaymentList; } @Transactional(rollbackFor = Exception.class) @Override public Boolean transferDeposit(ExternalIncomeDTO externalIncomeDTO) { / * 10: 母户入金 * 11: 转账入金 * 13: 大额订单入金 * 33: 提现退汇 * 37: 虚户入金退回退汇 * 39: 大额订单入金退回退汇 * 79: 资金划扣退汇 * 84: 收单通道验证打款退汇 / switch (externalIncomeDTO.getTradeType()) { // 母户入金 case "10": log.info("母户入金【{}】：{}", externalIncomeDTO.getBalanceAcctId(), externalIncomeDTO.getAmount()); break; case "94": // 在途金额已生成流水，所以这里在途金额到账不处理 log.info("在途金额到账【{}】：{}", externalIncomeDTO.getBalanceAcctId(), externalIncomeDTO.getAmount()); break; // 转账入金（用户通过手机银行充值） case "11": case "93": ChinaumsAuthInfo chinaumsAuthInfo = chinaumsAuthInfoRepository .findFirstByRelAcctNoOrSettleAcctBankAcctNo(externalIncomeDTO.getBalanceAcctNo(), externalIncomeDTO.getBalanceAcctNo()); if (chinaumsAuthInfo == null) { throw new YnceErrorException("未查询到银联认证信息"); } AccountChangeList accountChangeList = accountChangeListRepository.findFirstBySourceNo(externalIncomeDTO.getTradeId()); if (accountChangeList != null) { log.warn("该入金已生成异动记录！！！"); return true; } Company company = chinaumsAuthInfo.getCompany(); // Account account = accountRepository.findDepositAccount(company.getId()); // TopUpList topUpList = topUpListRepository.findTopByAccountAndStateOrderByCreatedOnDesc(account, TopUpState.PAID); DateTimeFormatter dateTimeFormatter = DateTimeFormatter.ofPattern("yyyy-MM-dd'T'HH:mm:ss+08:00") .withZone(ZoneId.of("Asia/Shanghai")); // 可查90个自然日的交易，单次查询开始和结束时间间隔不大于7天 LocalDateTime dateTime = LocalDateTime.now().minusDays(6L); BalanceTransactionsPageVO balanceTransactionsPageVO = this.balanceTransactions(company.getWalletId(), dateTimeFormatter.format(dateTime), null); if (balanceTransactionsPageVO.getTotal() <= 0) { log.warn("未查询到流水记录！！！"); return false; } // 标记查询的流水中是否有当前入金的回调 boolean flag = false; List<BalanceTransactionsPageVO.BalanceTransactionsVO> data = balanceTransactionsPageVO.getData(); for (BalanceTransactionsPageVO.BalanceTransactionsVO d : data) { // 只处理交易类型为入金的流水 if (d.getTradeType() != 11 && d.getTradeType() != 93) { continue; } if (externalIncomeDTO.getTradeId().equals(d.getTradeId())) { flag = true; RechargeDTO rechargeDTO = new RechargeDTO(); rechargeDTO.setCompanyId(company.getId()); BigDecimal rechargeAmount; if (d.getSettledAmount() > 0) { rechargeAmount = new BigDecimal(d.getSettledAmount()).divide(BigDecimal.valueOf(100), 2, RoundingMode.HALF_UP); } else { rechargeAmount = new BigDecimal(d.getPendingAmount()).divide(BigDecimal.valueOf(100), 2, RoundingMode.HALF_UP); } rechargeDTO.setRechargeAmount(rechargeAmount); if (StringUtils.isNotEmpty(d.getRemark())) { rechargeDTO.setRemarks(d.getRemark()); } else { rechargeDTO.setRemarks("银联钱包充值"); } rechargeDTO.setPaymentMethod("银联支付"); // rechargeDTO.setFinishedDate(LocalDateTime.parse(d.getSucceededAt(), DateTimeFormatter.ofPattern("yyyy-MM-dd'T'HH:mm:ss.SSSzzz"))); rechargeDTO.setFinishedDate(DateTimeUtils.getLocalDateTimeByRFC3339(d.getSucceededAt())); rechargeDTO.setSourceNo(d.getTradeId()); unionpayAccountService.rechargeMoney(rechargeDTO); break; } } return flag; default: throw new YnceErrorException("暂不支持此交易类型：{}", externalIncomeDTO.getTradeType()); } return true; } @Override public RefundVO refund(WalletRefundDTO walletRefundDTO) { Payment payment = paymentRepository.findFirstBySnOrderByIdDesc(walletRefundDTO.getPaymentNo()); if (payment == null) { throw new YnceErrorException(YnceError.YNCE_205007); } if (!payment.getPayStatus().equals(PayStatus.SUCC)) { throw new YnceErrorException(YnceError.YNCE_218013); } Order order = orderRepository.findById(walletRefundDTO.getOrderId()).orElse(null); if (order == null) { throw new YnceErrorException(YnceError.YNCE_211004); } // 获取退款单已请求的所有银联退款单 List<ChinaumsRefund> chinaumsRefundList = chinaumsRefundRepository.findAllByPlatformRefundId(walletRefundDTO.getRefundId()); // 获取银联支付单 List<ChinaumsPayment> chinaumsPaymentList = chinaumsPaymentRepository.findAllByOrdersId(walletRefundDTO.getOrderId()); if (CollectionUtils.isNotEmpty(chinaumsPaymentList)) { // 计算总银联支付金额 BigDecimal totalAmount = chinaumsPaymentList.stream().map(chinaumsPayment -> chinaumsPayment.getAmount()).reduce(BigDecimal.ZERO, BigDecimal::add); // 订单银联退款单(该订单下的所有银联退款单，不包含当前退款单) List<ChinaumsRefund> orderChinaumsRefundList = new ArrayList<>(); // 查询银联该合并消费担保订单的总退款金额 BigDecimal totalRefundAmount = BigDecimal.ZERO; // 查询所有银联退款单的总金额（不包含当前退款单） List<Long> orderRefundIdList = order.getRefunds().stream().filter(refund -> !refund.getId().equals(walletRefundDTO.getRefundId())).map(Refund::getId).collect(Collectors.toList()); if (CollectionUtils.isNotEmpty(orderRefundIdList)) { orderChinaumsRefundList = chinaumsRefundRepository.findAllByPlatformRefundIdIn(orderRefundIdList); // TODO 这里是否需要考虑退款成功与否 totalRefundAmount = orderChinaumsRefundList.stream().map(ChinaumsRefund::getAmount).reduce(BigDecimal.ZERO, BigDecimal::add); } // 判断是否最后一次退款【订单支付金额-总退款金额 = 本次退款金额】 Boolean isFinallyRefund = order.getPayAmount().subtract(totalRefundAmount).compareTo(walletRefundDTO.getAmount()) == 0; // 已处理退款金额 BigDecimal handleAmount = BigDecimal.ZERO; for (int i = 0; i < chinaumsPaymentList.size(); i++) { Boolean isRequestRefund = false; ChinaumsPayment chinaumsPayment = chinaumsPaymentList.get(i); // 根据平台退款ID和原始系统订单号以及分账类型查询是否存在银联退款单（因为品牌费和品牌授权费是同一家公司收取，所以这里需要通过分账类型区分） ChinaumsRefund chinaumsRefund = chinaumsRefundList.stream().filter(filterChinaumsRefund -> filterChinaumsRefund.getPlatformRefundId().equals(walletRefundDTO.getRefundId()) && filterChinaumsRefund.getOrigTradeId().equals(chinaumsPayment.getGuaranteePaymentId()) && filterChinaumsRefund.getSubaccountType().equals(chinaumsPayment.getSubaccountType())).findFirst().orElse(null); if (chinaumsRefund != null) { handleAmount = handleAmount.add(chinaumsRefund.getAmount()); // 若状态为空则主动查询 if (StringUtils.isBlank(chinaumsRefund.getStatus())) { try { // 调用查询接口 JSONObject jsonObject = new JSONObject(); // jsonObject.put("outOrderNo", chinaumsRefund.getOutOrderNo()); jsonObject.put("transOrderNo", walletRefundDTO.getPaymentNo()); jsonObject.put("platformWalletId", order.getBuyerCompany().getWalletId()); ByxChinaumsRefundVO chinaumsRefundVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_REFUND_QUERY, (JSONObject) JSONObject.toJSON(jsonObject), ByxChinaumsRefundVO.class); chinaumsRefund.setRefundId(chinaumsRefundVO.getMctOrderNo()); chinaumsRefund.setStatus(chinaumsRefundVO.getRefundStatus()); chinaumsRefund.setReason(chinaumsRefundVO.getAbst()); chinaumsRefund.setRemark(chinaumsRefundVO.getRemark()); chinaumsRefundRepository.save(chinaumsRefund); } catch (Exception exception) { log.error("{}请求查询银联退款单失败：{}", chinaumsRefund.getOutOrderNo(), exception.getMessage()); if (StringUtils.isNotBlank(exception.getMessage()) && exception.getMessage().contains("请求的资源不存在")) { isRequestRefund = true; } else { continue; } } } } else { BigDecimal refundAmount; // 当为最后一次退款时，需要将子订单剩余金额退完 if (isFinallyRefund) { // 获取已退款金额 BigDecimal refundedAmount = BigDecimal.ZERO; if (CollectionUtils.isNotEmpty(orderChinaumsRefundList)) { // 根据原始系统订单号以及分账类型查询已退款金额（因为品牌费和品牌授权费是同一家公司收取，所以这里需要通过分账类型区分） refundedAmount = orderChinaumsRefundList.stream().filter(orderChinaumsRefund -> orderChinaumsRefund.getOrigTradeId().equals(chinaumsPayment.getGuaranteePaymentId()) && orderChinaumsRefund.getSubaccountType().equals(chinaumsPayment.getSubaccountType())) .collect(Collectors.toList()).stream().map(ChinaumsRefund::getAmount).reduce(BigDecimal.ZERO, BigDecimal::add); } refundAmount = chinaumsPayment.getAmount().subtract(refundedAmount); } else { // 最后一个单时直接用剩余的金额计算 if (i == (chinaumsPaymentList.size() - 1)) { refundAmount = walletRefundDTO.getAmount().subtract(handleAmount); } else { refundAmount = walletRefundDTO.getAmount().multiply(chinaumsPayment.getAmount()).divide(totalAmount, 2, RoundingMode.DOWN); } } String outOrderNo = walletRefundDTO.getRefundNo() + chinaumsPayment.getId(); // 先保存银联退款单 chinaumsRefund = new ChinaumsRefund(); chinaumsRefund.setOutOrderNo(outOrderNo); chinaumsRefund.setAmount(refundAmount); chinaumsRefund.setOrigTradeId(chinaumsPayment.getGuaranteePaymentId()); chinaumsRefund.setOrigOutOrderNo(chinaumsPayment.getOutOrderNo()); chinaumsRefund.setOrigPayBalanceAcctId(chinaumsPayment.getPayBalanceAcctId()); chinaumsRefund.setOrigRecvBalanceAcctId(chinaumsPayment.getRecvBalanceAcctId()); chinaumsRefund.setPlatformRefundId(walletRefundDTO.getRefundId()); chinaumsRefund.setSubaccountType(chinaumsPayment.getSubaccountType()); chinaumsRefundRepository.save(chinaumsRefund); chinaumsRefundList.add(chinaumsRefund); handleAmount = handleAmount.add(chinaumsRefund.getAmount()); isRequestRefund = true; } // 请求银联退款 if (isRequestRefund) { // ChinaumsRefundDTO chinaumsRefundDTO = ChinaumsRefundDTO // .builder() // .outOrderNo(chinaumsRefund.getOutOrderNo()) // .sentAt(new SimpleDateFormat("yyyy-MM-dd'T'HH:mm:ssXXX").format(new Date())) // .amount(chinaumsRefund.getAmount().multiply(new BigDecimal(100)).intValue()) // .origTradeId(chinaumsPayment.getGuaranteePaymentId()) // .build(); ByxChinaumsRefundDTO byxChinaumsRefundDTO = ByxChinaumsRefundDTO .builder() .mctOrderNo(chinaumsRefund.getOutOrderNo()) .refundAmt(chinaumsRefund.getAmount().multiply(new BigDecimal(100)).longValue()) .guaranteedOrderNo(chinaumsPayment.getGuaranteePaymentId()) .platformWalletId(order.getBuyerCompany().getWalletId()) .build(); try { // 发起退款请求-----实时 ByxChinaumsRefundVO byxChinaumsRefundVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_REFUND, (JSONObject) JSONObject.toJSON(byxChinaumsRefundDTO), ByxChinaumsRefundVO.class); // // processing：处理中 // succeeded：成功 // failed：失败 // chinaumsRefund.setStatus("succeeded"); if (!"00000".equals(byxChinaumsRefundVO.getRspCode())) { log.error("{}请求银联退款失败：{}", byxChinaumsRefundVO.getMctOrderNo(), byxChinaumsRefundVO.getRspResult()); chinaumsRefund.setStatus("failed"); } // 获取请求结果 chinaumsRefund.setRefundId(byxChinaumsRefundVO.getTransOrderNo()); chinaumsRefund.setReason(byxChinaumsRefundVO.getAbst()); chinaumsRefund.setRemark(byxChinaumsRefundVO.getRemark()); chinaumsRefundRepository.save(chinaumsRefund); } catch (Exception exception) { log.error("{}请求银联退款失败：{}", byxChinaumsRefundDTO.getMctOrderNo(), exception.getMessage()); } } // 如果退款状态是处理中，则循环查询，时间不超过5秒 // if ("processing".equals(chinaumsRefund.getStatus())) { // try { // long currentTimeMillis = System.currentTimeMillis(); // while (true) { // // 调用查询接口 // JSONObject jsonObject = new JSONObject(); // jsonObject.put("refundId", chinaumsRefund.getRefundId()); // ChinaumsRefundVO chinaumsRefundVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_REFUND_BY_SYS_NO, (JSONObject) JSONObject.toJSON(jsonObject), ChinaumsRefundVO.class); // // 当请求成功或者时间超时时，结束循环 // if (!"processing".equals(chinaumsRefundVO.getStatus()) \|\| System.currentTimeMillis() - currentTimeMillis > 5000) { // chinaumsRefund.setStatus(chinaumsRefundVO.getStatus()); // chinaumsRefund.setReason(chinaumsRefundVO.getReason()); // chinaumsRefund.setRemark(chinaumsRefundVO.getRemark()); // chinaumsRefundRepository.save(chinaumsRefund); // break; // } // } // } catch (Exception exception) { // log.error("{}请求银联退款状态失败：{}", chinaumsRefund.getOutOrderNo(), exception.getMessage()); // } // } } } RefundVO refundVO = new RefundVO(); if (CollectionUtils.isNotEmpty(chinaumsRefundList)) { // 获取成功退款的单号 List<ChinaumsRefund> succeededChinaumsRefundList = chinaumsRefundList.stream().filter(chinaumsRefund -> "succeeded".equals(chinaumsRefund.getStatus())).collect(Collectors.toList()); refundVO.setRefundAmount(succeededChinaumsRefundList.stream().map(ChinaumsRefund::getAmount).reduce(BigDecimal.ZERO, BigDecimal::add)); refundVO.setRefundStatus(refundVO.getRefundAmount().compareTo(walletRefundDTO.getAmount()) == 0 ? RefundStatus.REFUNDED : RefundStatus.PARTIAL_REFUNDED); refundVO.setRefundTime(LocalDateTime.now()); // 获取退款单号 List<String> refundIdList = succeededChinaumsRefundList.stream().map(chinaumsRefund -> chinaumsRefund.getRefundId()).collect(Collectors.toList()); refundVO.setExternalId(StringUtils.join(refundIdList, ",")); } else { refundVO.setRefundStatus(RefundStatus.UN_REFUND); } return refundVO; } @Transactional(propagation = Propagation.NOT_SUPPORTED) @Override public ChinaumsAllocationsVO createSubaccount(ChinaumsAllocationsDTO chinaumsAllocationsDTO) { ChinaumsAllocationsVO chinaumsAllocationsVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_UPAPI_ALLOCATIONS, (JSONObject) JSONObject.toJSON(chinaumsAllocationsDTO), ChinaumsAllocationsVO.class); return chinaumsAllocationsVO; } @Override public void posTransfer() { List<TopUpOrder> topUpOrders = topUpOrderRepository.findByOrderTypeAndPaymentStatusAndSyncStateInAndPayTimeLessThanAndRefundedIsFalseOrderByPayTime( TopUpOrderType.POS, PayStatus.SUCC, Arrays.asList(SyncState.SYNCEDERROR, SyncState.UNSYNCED), LocalDateTime.of(LocalDate.now(), LocalTime.MIN)); if (CollectionUtils.isEmpty(topUpOrders)) { log.warn("POS充值转账 - 待转账记录为空！"); return; } // 根据所属企业分组 Map<Company, List<TopUpOrder>> companyTopUpOrderList = topUpOrders.stream().collect(Collectors.groupingBy(TopUpOrder::getCompany)); // 循环分组数据 for (Map.Entry<Company, List<TopUpOrder>> companyTopUpOrderListEntry : companyTopUpOrderList.entrySet()) { // 所属企业id Long companyId = companyTopUpOrderListEntry.getKey().getId(); // 所属企业充值订单 List<TopUpOrder> topUpOrderList = companyTopUpOrderListEntry.getValue(); // 获取第三方企业配置 ThirdPartyPaySet thirdPartyPaySet = thirdPartyConfigUtil.getCompany(companyId); if (thirdPartyPaySet == null \|\| StringUtils.isEmpty(thirdPartyPaySet.getPosRechargeBalanceAcctId())) { loggerService.rechargeTransfer("POS充值收款电子账簿ID为空", null, WalletServiceImpl.class.getName(), "posTransfer", "verifyParam", companyRepository.findById(companyId).orElse(null)); continue; } // 加锁，避免并发请求 String balanceAcctIdLockKey = this.getBalanceAcctIdLockKey(thirdPartyPaySet.getPosRechargeBalanceAcctId()); Boolean balanceAcctIdLock = stringRedisTemplate.opsForValue().setIfAbsent(balanceAcctIdLockKey, balanceAcctIdLockKey); if (!balanceAcctIdLock) { throw new YnceErrorException(YnceError.YNCE_000000); } stringRedisTemplate.expire(balanceAcctIdLockKey, 3, TimeUnit.MINUTES); for (TopUpOrder topUpOrder : topUpOrderList) { Company inputCompany = companyRepository.findById(topUpOrder.getTopUpCompany().getId()).orElse(null); if (inputCompany == null \|\| StringUtils.isEmpty(inputCompany.getWalletId())) { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入企业未认证", null, WalletServiceImpl.class.getName(), "posTransfer", "verifyParam", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); continue; } Account inputAccount = accountRepository.findDepositAccount(inputCompany.getId()); if (inputAccount == null) { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入账户不存在", null, WalletServiceImpl.class.getName(), "posTransfer", "verifyParam", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); continue; } if (!inputAccount.getState().equals(AccountState.ENABLED)) { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入账户非启用状态", null, WalletServiceImpl.class.getName(), "posTransfer", "verifyParam", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); continue; } // 如果充值订单已有转账订单号，但却是未同步状态，则尝试更新 if (StringUtils.isNotBlank(topUpOrder.getTransferSn())) { AccountPaymentsVO accountPaymentsVO = null; try { accountPaymentsVO = walletService.paymentsByOutOrderNo(topUpOrder.getTransferSn()); if (accountPaymentsVO == null) { log.warn("POS充值转账同步 -【消费订单查询（平台订单号）:{}】在银联未查询到记录!!!", topUpOrder.getTransferSn()); // 说明在发起转账时银联那边并未接收到，清掉单号重新走转账流程 topUpOrder.setTransferSn(null); } else { if ("succeeded".equals(accountPaymentsVO.getStatus())) { this.rechargeHandle(topUpOrder, accountPaymentsVO); continue; } else if ("failed".equals(accountPaymentsVO.getStatus())) { // 转账失败，清掉单号重新走转账流程 topUpOrder.setTransferSn(null); } else { continue; } } } catch (Exception e) { if (e.getMessage().contains("请求的资源不存在")) { // 说明在发起转账时银联那边并未接收到，清掉单号重新走转账流程 topUpOrder.setTransferSn(null); } else { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，查询转账记录失败", accountPaymentsVO, WalletServiceImpl.class.getName(), "posTransfer", "queryTransferRecord", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); continue; } } } try { // 判断余额是否足够 Long amountPenny = topUpOrder.getAmount().multiply(new BigDecimal("100")).longValue(); BalanceAcctsVO balanceAcctsVO = this.balanceAcctsQryByAcctId(thirdPartyPaySet.getPosRechargeBalanceAcctId()); if (balanceAcctsVO.getSettledAmount() < amountPenny) { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转出账簿id" + thirdPartyPaySet.getPosRechargeBalanceAcctId() + "余额不足，余额为" + balanceAcctsVO.getSettledAmount(), null, WalletServiceImpl.class.getName(), "posTransfer", "verifyParam", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); break; } // 记录转账单号，后续成功再生成充值记录 String zz = sequenceUtil.getNextSequenceNumber("ZZ"); topUpOrder.setTransferSn(zz); topUpOrderRepository.saveAndFlush(topUpOrder); AccountPaymentsDTO accountTransfer = null; try { // 请求银联【电子账簿消费（转账）】 accountTransfer = new AccountPaymentsDTO(); accountTransfer.setAmount(amountPenny) .setPayBalanceAcctId(thirdPartyPaySet.getPosRechargeBalanceAcctId()) .setRecvBalanceAcctId(inputCompany.getWalletId()) // .setPassword(RSAEncryptorUtil.encryptByPublicKey(dto.getEncryptPwd(), thirdPartyPaySet.getChinaumsPublicKey())) .setOutOrderNo(zz) .setRemark(topUpOrder.getRemark()); Map<String, Object> productInfos = new HashMap<String, Object>() {{ put("orderNo", zz); put("orderAmount", amountPenny); put("productName", "POS充值转账"); put("productCount", 1); }}; Map<String, Object> extra = new HashMap<String, Object>() {{ put("productInfos", Collections.singletonList(productInfos)); }}; accountTransfer.setExtra(extra); this.payments(accountTransfer); } catch (Exception e) { log.error("转账出现异常 - ", e); loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转账出现异常：" + e.getMessage(), accountTransfer, WalletServiceImpl.class.getName(), "posTransfer", "transfer", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); } } catch (Exception e) { log.error("POS充值转账 - ", e); loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，" + e.getMessage(), null, WalletServiceImpl.class.getName(), "posTransfer", "transfer", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); } } } } @Override public void scanTransfer() { List<TopUpOrder> topUpOrders = topUpOrderRepository.findByOrderTypeAndPaymentStatusAndSyncStateInAndPayTimeLessThanAndRefundedIsFalseOrderByPayTime( TopUpOrderType.SCAN, PayStatus.SUCC, Arrays.asList(SyncState.SYNCEDERROR, SyncState.UNSYNCED), LocalDateTime.of(LocalDate.now(), LocalTime.MIN)); if (CollectionUtils.isEmpty(topUpOrders)) { log.warn("扫码充值转账 - 待转账记录为空！"); return; } // 根据所属企业分组 Map<Company, List<TopUpOrder>> companyTopUpOrderList = topUpOrders.stream().collect(Collectors.groupingBy(TopUpOrder::getCompany)); // 循环分组数据 for (Map.Entry<Company, List<TopUpOrder>> companyTopUpOrderListEntry : companyTopUpOrderList.entrySet()) { // 所属企业Id Long companyId = companyTopUpOrderListEntry.getKey().getId(); // 所属企业充值订单 List<TopUpOrder> topUpOrderList = companyTopUpOrderListEntry.getValue(); // 获取第三方企业配置 ThirdPartyPaySet thirdPartyPaySet = thirdPartyConfigUtil.getCompany(companyId); if (thirdPartyPaySet == null \|\| StringUtils.isEmpty(thirdPartyPaySet.getScanRechargeBalanceAcctId())) { loggerService.rechargeTransfer("扫码充值收款电子账簿ID为空", null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam", companyRepository.findById(companyId).orElse(null)); continue; } // 加锁，避免并发请求 String balanceAcctIdLockKey = this.getBalanceAcctIdLockKey(thirdPartyPaySet.getScanRechargeBalanceAcctId()); Boolean balanceAcctIdLock = stringRedisTemplate.opsForValue().setIfAbsent(balanceAcctIdLockKey, balanceAcctIdLockKey); if (!balanceAcctIdLock) { throw new YnceErrorException(YnceError.YNCE_000000); } stringRedisTemplate.expire(balanceAcctIdLockKey, 3, TimeUnit.MINUTES); for (TopUpOrder topUpOrder : topUpOrderList) { Company inputCompany = companyRepository.findById(topUpOrder.getTopUpCompany().getId()).orElse(null); if (inputCompany == null \|\| StringUtils.isEmpty(inputCompany.getWalletId())) { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入企业未认证", null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); continue; } Account inputAccount = accountRepository.findDepositAccount(inputCompany.getId()); if (inputAccount == null) { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入账户不存在", null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); continue; } if (!inputAccount.getState().equals(AccountState.ENABLED)) { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入账户非启用状态", null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); continue; } // 如果充值订单已有转账订单号，但却是未同步状态，则尝试更新 if (StringUtils.isNotBlank(topUpOrder.getTransferSn())) { AccountPaymentsVO accountPaymentsVO = null; try { accountPaymentsVO = walletService.paymentsByOutOrderNo(topUpOrder.getTransferSn()); if (accountPaymentsVO == null) { log.warn("扫码充值转账同步 -【消费订单查询（平台订单号）:{}】在银联未查询到记录!!!", topUpOrder.getTransferSn()); // 说明在发起转账时银联那边并未接收到，清掉单号重新走转账流程 topUpOrder.setTransferSn(null); } else { if ("succeeded".equals(accountPaymentsVO.getStatus())) { this.rechargeHandle(topUpOrder, accountPaymentsVO); continue; } else if ("failed".equals(accountPaymentsVO.getStatus())) { // 转账失败，清掉单号重新走转账流程 topUpOrder.setTransferSn(null); } else { continue; } } } catch (Exception e) { if (e.getMessage().contains("请求的资源不存在")) { // 说明在发起转账时银联那边并未接收到，清掉单号重新走转账流程 topUpOrder.setTransferSn(null); } else { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，查询转账记录失败", accountPaymentsVO, WalletServiceImpl.class.getName(), "scanTransfer", "queryTransferRecord", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); continue; } } } try { // 判断余额是否足够 Long amountPenny = topUpOrder.getAmount().multiply(new BigDecimal("100")).longValue(); BalanceAcctsVO balanceAcctsVO = this.balanceAcctsQryByAcctId(thirdPartyPaySet.getScanRechargeBalanceAcctId()); if (balanceAcctsVO.getSettledAmount() < amountPenny) { loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转出账簿id" + thirdPartyPaySet.getScanRechargeBalanceAcctId() + "余额不足，余额为" + balanceAcctsVO.getSettledAmount(), null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); break; } // 记录转账单号，后续成功再生成充值记录 String zz = sequenceUtil.getNextSequenceNumber("ZZ"); topUpOrder.setTransferSn(zz); topUpOrderRepository.saveAndFlush(topUpOrder); AccountPaymentsDTO accountTransfer = null; try { // 请求银联【电子账簿消费（转账）】 accountTransfer = new AccountPaymentsDTO(); accountTransfer.setAmount(amountPenny) .setPayBalanceAcctId(thirdPartyPaySet.getScanRechargeBalanceAcctId()) .setRecvBalanceAcctId(inputCompany.getWalletId()) // .setPassword(RSAEncryptorUtil.encryptByPublicKey(dto.getEncryptPwd(), thirdPartyPaySet.getChinaumsPublicKey())) .setOutOrderNo(zz) .setRemark(topUpOrder.getRemark()); Map<String, Object> productInfos = new HashMap<String, Object>() {{ put("orderNo", zz); put("orderAmount", amountPenny); put("productName", "扫码充值转账"); put("productCount", 1); }}; Map<String, Object> extra = new HashMap<String, Object>() {{ put("productInfos", Collections.singletonList(productInfos)); }}; accountTransfer.setExtra(extra); this.payments(accountTransfer); } catch (Exception e) { log.error("转账出现异常 - ", e); loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转账出现异常：" + e.getMessage(), accountTransfer, WalletServiceImpl.class.getName(), "scanTransfer", "transfer", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); } } catch (Exception e) { log.error("扫码充值转账 - ", e); loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，" + e.getMessage(), null, WalletServiceImpl.class.getName(), "scanTransfer", "transfer", companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null)); } } } } @Override @Transactional(rollbackFor = Exception.class) public SubaccountRefundVO subaccountRefund(SubaccountRefundDTO subaccountRefundDTO) { Order order = orderRepository.findById(subaccountRefundDTO.getOrderId()).orElse(null); if (order == null) { throw new YnceErrorException(YnceError.YNCE_206012); } if (StringUtils.isBlank(order.getBuyerCompany().getWalletId())) { throw new YnceErrorException(YnceError.YNCE_204095, YnceError.YNCE_218009.getMsg()); } OrderFeeRatio orderFeeRatio = orderFeeRatioRepository.findByOrdersId(subaccountRefundDTO.getOrderId()); if (orderFeeRatio == null) { throw new YnceErrorException(YnceError.YNCE_204095, "订单费用比例不存在"); } Refund refund = refundRepository.findFirstByRefundSn(subaccountRefundDTO.getRefundNo()); if (refund == null) { throw new YnceErrorException(YnceError.YNCE_204028); } // 分账退款单列表 List<SubaccountRefund> subaccountRefundList = new ArrayList<>(); // 计算品牌退款费用 BigDecimal brandCost = calBrandRefundCost(refund, subaccountRefundDTO, order, orderFeeRatio, subaccountRefundList); // 计算策划退款费用 BigDecimal deviseCost = calPlanningRefundCost(refund, subaccountRefundDTO, order, orderFeeRatio, subaccountRefundList); // 计算货款退款费用 calGoodsRefundCost(refund, subaccountRefundDTO, order, orderFeeRatio, subaccountRefundList, brandCost, deviseCost); return getSubaccountRefundVO(subaccountRefundDTO, subaccountRefundList); } private void calGoodsRefundCost(Refund refund, SubaccountRefundDTO subaccountRefundDTO, Order order, OrderFeeRatio orderFeeRatio, List<SubaccountRefund> subaccountRefundList, BigDecimal brandCost, BigDecimal deviseCost) { BigDecimal goodsPayment = subaccountRefundDTO.getAmount().subtract(brandCost).subtract(deviseCost); if (goodsPayment.compareTo(BigDecimal.ZERO) > 0) { // 判断是否已生成分账退款单 SubaccountRefund subaccountRefund = subaccountRefundRepository.findFirstByRefundSnAndSubaccountType(subaccountRefundDTO.getRefundNo(), SubaccountType.GOODS_COST); // 转账结果 AccountPaymentsVO accountPaymentsVO = new AccountPaymentsVO(); if (subaccountRefund == null) { String sn = sequenceUtil.getNextSequenceNumber("FZTK"); // 拼接转账申请 ByxChinaumsRefundDTO byxChinaumsRefundDTO = ByxChinaumsRefundDTO.builder() .platformWalletId(order.getSellerCompany().getWalletId()) .refundAmt(goodsPayment.multiply(BigDecimal.valueOf(100)).longValue()) .guaranteedOrderNo(refund.getThirdPartyAccount()) .build(); // 转账结果 ByxChinaumsRefundVO byxChinaumsRefundVO = null; try { byxChinaumsRefundVO = this.refundForProfitSharing(byxChinaumsRefundDTO); } catch (Exception exception) { log.error(subaccountRefundDTO.getRefundNo() + "请求分账退款失败：" + exception.getMessage()); } if (byxChinaumsRefundVO == null) { throw new YnceErrorException("系统异常，退款失败"); } // 保存分账退款单 subaccountRefund = new SubaccountRefund(); subaccountRefund.setSn(sn); subaccountRefund.setAmount(goodsPayment); subaccountRefund.setRefundCompany(order.getSellerCompany()); subaccountRefund.setReceiptCompany(order.getBuyerCompany()); subaccountRefund.setExternalId(byxChinaumsRefundVO.getTransOrderNo()); subaccountRefund.setSubaccountType(SubaccountType.GOODS_COST); subaccountRefund.setSubaccountCostRatio(BigDecimal.ONE.subtract(orderFeeRatio.getBrandCostRatio()).subtract(orderFeeRatio.getDeviseCostRatio())); subaccountRefund.setSubaccountState(SubaccountState.SEPARATE_NOT); subaccountRefund.setRefundSn(subaccountRefundDTO.getRefundNo()); } subaccountRefundRepository.saveAndFlush(subaccountRefund); subaccountRefundList.add(subaccountRefund); } } private BigDecimal calPlanningRefundCost(Refund refund, SubaccountRefundDTO subaccountRefundDTO, Order order, OrderFeeRatio orderFeeRatio, List<SubaccountRefund> subaccountRefundList) { BigDecimal deviseCost = BigDecimal.ZERO; if (orderFeeRatio.getDeviseCostRatio().compareTo(BigDecimal.ZERO) != 0) { // 判断是否已生成分账退款单 SubaccountRefund subaccountRefund = subaccountRefundRepository.findFirstByRefundSnAndSubaccountType(subaccountRefundDTO.getRefundNo(), SubaccountType.DEVISE_FEE); deviseCost = subaccountRefundDTO.getAmount().multiply(orderFeeRatio.getDeviseCostRatio()).setScale(2, BigDecimal.ROUND_HALF_UP); if (subaccountRefund == null) { String sn = sequenceUtil.getNextSequenceNumber("FZTK"); // 拼接转账申请 ByxChinaumsRefundDTO byxChinaumsRefundDTO = ByxChinaumsRefundDTO.builder() .platformWalletId(order.getDeviseCompany().getWalletId()) .refundAmt(deviseCost.multiply(BigDecimal.valueOf(100)).longValue()) .guaranteedOrderNo(refund.getThirdPartyAccount()) .build(); // 转账结果 ByxChinaumsRefundVO byxChinaumsRefundVO = null; try { byxChinaumsRefundVO = this.refundForProfitSharing(byxChinaumsRefundDTO); } catch (Exception exception) { log.error(subaccountRefundDTO.getRefundNo() + "请求分账退款失败：" + exception.getMessage()); } if (byxChinaumsRefundVO == null) { throw new YnceErrorException("系统异常，退款失败"); } // 保存分账退款单 subaccountRefund = new SubaccountRefund(); subaccountRefund.setSn(sn); subaccountRefund.setAmount(deviseCost); subaccountRefund.setRefundCompany(order.getDeviseCompany()); subaccountRefund.setReceiptCompany(order.getBuyerCompany()); // subaccountRefund.setOrders(order); subaccountRefund.setExternalId(byxChinaumsRefundVO.getTransOrderNo()); subaccountRefund.setSubaccountType(SubaccountType.DEVISE_FEE); subaccountRefund.setSubaccountCostRatio(orderFeeRatio.getDeviseCostRatio()); subaccountRefund.setSubaccountState(SubaccountState.SEPARATE_NOT); subaccountRefund.setRefundSn(subaccountRefundDTO.getRefundNo()); } subaccountRefundRepository.saveAndFlush(subaccountRefund); subaccountRefundList.add(subaccountRefund); } return deviseCost; } private BigDecimal calBrandRefundCost(Refund refund, SubaccountRefundDTO subaccountRefundDTO, Order order, OrderFeeRatio orderFeeRatio, List<SubaccountRefund> subaccountRefundList) { BigDecimal brandCost = BigDecimal.ZERO; if (orderFeeRatio.getBrandCostRatio().compareTo(BigDecimal.ZERO) == 1) { // 判断是否已生成分账退款单 SubaccountRefund subaccountRefund = subaccountRefundRepository.findFirstByRefundSnAndSubaccountType(subaccountRefundDTO.getRefundNo(), SubaccountType.BRAND_FEE); brandCost = subaccountRefundDTO.getAmount().multiply(orderFeeRatio.getBrandCostRatio()).setScale(2, BigDecimal.ROUND_HALF_UP); if (subaccountRefund == null) { String sn = sequenceUtil.getNextSequenceNumber("FZTK"); // 拼接转账申请 ByxChinaumsRefundDTO byxChinaumsRefundDTO = ByxChinaumsRefundDTO.builder() .platformWalletId(order.getBrandCompany().getWalletId()) .refundAmt(brandCost.multiply(BigDecimal.valueOf(100)).longValue()) .guaranteedOrderNo(refund.getThirdPartyAccount()) .build(); // 转账结果 ByxChinaumsRefundVO byxChinaumsRefundVO = null; try { byxChinaumsRefundVO = this.refundForProfitSharing(byxChinaumsRefundDTO); } catch (Exception exception) { log.error(subaccountRefundDTO.getRefundNo() + "请求分账退款失败：" + exception.getMessage()); } if (byxChinaumsRefundVO == null) { throw new YnceErrorException("系统异常，退款失败"); } // 保存分账退款单 subaccountRefund = new SubaccountRefund(); subaccountRefund.setSn(sn); subaccountRefund.setAmount(brandCost); subaccountRefund.setRefundCompany(order.getBrandCompany()); subaccountRefund.setReceiptCompany(order.getBuyerCompany()); subaccountRefund.setExternalId(byxChinaumsRefundVO.getTransOrderNo()); subaccountRefund.setSubaccountType(SubaccountType.BRAND_FEE); subaccountRefund.setSubaccountCostRatio(orderFeeRatio.getBrandCostRatio()); subaccountRefund.setSubaccountState(SubaccountState.SEPARATE_NOT); subaccountRefund.setRefundSn(subaccountRefundDTO.getRefundNo()); } subaccountRefundRepository.saveAndFlush(subaccountRefund); subaccountRefundList.add(subaccountRefund); } return brandCost; } private static SubaccountRefundVO getSubaccountRefundVO(SubaccountRefundDTO subaccountRefundDTO, List<SubaccountRefund> subaccountRefundList) { SubaccountRefundVO subaccountRefundVO = new SubaccountRefundVO(); if (CollectionUtils.isNotEmpty(subaccountRefundList)) { BigDecimal refundAmount = BigDecimal.ZERO; List<String> externalIdList = new ArrayList<>(); for (SubaccountRefund subaccountRefund : subaccountRefundList) { if (subaccountRefund.getSubaccountState().equals(SubaccountState.SEPARATE_SUCC)) { refundAmount = refundAmount.add(subaccountRefund.getAmount()); externalIdList.add(subaccountRefund.getExternalId()); } } if (refundAmount.compareTo(BigDecimal.ZERO) == 0) { subaccountRefundVO.setRefundStatus(RefundStatus.UN_REFUND); subaccountRefundVO.setRefundAmount(BigDecimal.ZERO); } else { if (refundAmount.compareTo(subaccountRefundDTO.getAmount()) == 0) { subaccountRefundVO.setRefundStatus(RefundStatus.REFUNDED); } else { subaccountRefundVO.setRefundStatus(RefundStatus.PARTIAL_REFUNDED); } subaccountRefundVO.setExternalId(StringUtils.join(externalIdList, ",")); subaccountRefundVO.setRefundTime(LocalDateTime.now()); subaccountRefundVO.setRefundAmount(refundAmount); } } else { subaccountRefundVO.setRefundStatus(RefundStatus.UN_REFUND); subaccountRefundVO.setRefundAmount(BigDecimal.ZERO); } return subaccountRefundVO; } @Override public ElectronicReceiptVO electronicReceipts(String tradeId) { Map<String, Object> map = new HashMap<>(); List<String> list = new ArrayList<>(); list.add(tradeId); map.put("list", list); JSONObject result = chinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_ELECTRONIC_RECEIPTS, (JSONObject) JSONObject.toJSON(map), JSONObject.class); if (result == null \|\| result.get("downloadUrl") == null) { throw new YnceErrorException("查询电子回单失败"); } ElectronicReceiptVO vo = new ElectronicReceiptVO(); vo.setTradeId(tradeId); vo.setFileUrl(result.get("downloadUrl").toString()); vo.setOutOrderNo(result.get("mctOrderNo") == null ? null : result.get("mctOrderNo").toString()); return vo; } @Override @Transactional(rollbackFor = Exception.class) public void createWalletByCompany(WalletCreateByCompanyDTO walletCreateByCompanyDTO) { Company company = companyRepository.findById(walletCreateByCompanyDTO.getCompanyId()).orElse(null); if (company == null) { throw new YnceErrorException(YnceError.YNCE_218031, "企业不存在"); } if (StringUtils.isBlank(company.getWalletId())) { throw new YnceErrorException(YnceError.YNCE_218031, "企业暂未认证"); } if (!ApplicationStatus.SUCCEEDED.equals(company.getChinaumsAuthInfo().getApplicationStatus())) { throw new YnceErrorException(YnceError.YNCE_218031, "企业认证修改中"); } Company walletCompany = companyRepository.findById(walletCreateByCompanyDTO.getWalletCompanyId()).orElse(null); if (walletCompany == null) { throw new YnceErrorException(YnceError.YNCE_218031, "新电子账簿所属企业不存在"); } if (StringUtils.isNotBlank(walletCompany.getWalletId())) { throw new YnceErrorException(YnceError.YNCE_218031, "新电子账簿所属企业已认证"); } if (walletCompany.getChinaumsAuthInfo() != null && !ApplicationStatus.SUCCEEDED.equals(walletCompany.getChinaumsAuthInfo().getApplicationStatus())) { throw new YnceErrorException(YnceError.YNCE_218031, "新电子账簿所属企业认证修改中"); } // 拼接请求参数 ChinaumsCreateWalletDTO chinaumsCreateWalletDTO = ChinaumsCreateWalletDTO.builder() .cusId(company.getChinaumsAuthInfo().getCusId()) .mchId(company.getChinaumsAuthInfo().getMchId()) .password(chinaumsUtil.getDefaultPassword()) .build(); // 调用创建服务 ChinaumsCreateWalletVO chinaumsCreateWalletVO; try { chinaumsCreateWalletVO = this.createWallet(chinaumsCreateWalletDTO); } catch (Exception exception) { throw new YnceErrorException(YnceError.YNCE_218031, exception.getMessage()); } // 保存企业的电子账簿ID walletCompany.setWalletId(chinaumsCreateWalletVO.getBalanceAcctId()); companyRepository.saveAndFlush(walletCompany); // 生成新的银联认证信息 ChinaumsAuthInfo chinaumsAuthInfo = new ChinaumsAuthInfo(); BeanUtils.copyProperties(company.getChinaumsAuthInfo(), chinaumsAuthInfo, "id", "chinaumsBankCard"); chinaumsAuthInfo.setOutRequestNo(chinaumsCreateWalletVO.getOutRequestNo()); chinaumsAuthInfo.setPassword(chinaumsUtil.getDefaultPassword()); chinaumsAuthInfo.setCompany(walletCompany); chinaumsAuthInfo.setRelAcctNo(chinaumsCreateWalletVO.getRelAcctNo()); chinaumsAuthInfo.setBankCardNo(chinaumsCreateWalletVO.getBankCardNo()); chinaumsAuthInfo.setBalanceAcctId(chinaumsCreateWalletVO.getBalanceAcctId()); chinaumsAuthInfoRepository.save(chinaumsAuthInfo); } @Transactional(rollbackFor = Exception.class) @Override public void createWalletCreditRefund() { Company company = getUser().getCompany(); ChinaumsAuthInfo dbChinaumsAuthInfo = company.getChinaumsAuthInfo(); if (StringUtils.isBlank(company.getWalletId()) \|\| dbChinaumsAuthInfo == null) { throw new YnceErrorException(YnceError.YNCE_218031, "企业暂未认证"); } ThirdPartyPaySet thirdPartyPaySet = thirdPartyConfigUtil.getCompany(company.getId()); if (thirdPartyPaySet == null) { throw new YnceErrorException("第三方企业配置不存在"); } if (StringUtils.isNotBlank(thirdPartyPaySet.getChinaumsCreditBalanceAcctId())) { throw new YnceErrorException("授信资金池账户已存在"); } // 拼接请求参数 ChinaumsCreateWalletDTO chinaumsCreateWalletDTO = ChinaumsCreateWalletDTO.builder() .cusId(dbChinaumsAuthInfo.getCusId()) .mchId(dbChinaumsAuthInfo.getMchId()) .password(chinaumsUtil.getDefaultPassword()) .build(); // 调用创建服务 ChinaumsCreateWalletVO chinaumsCreateWalletVO; try { chinaumsCreateWalletVO = this.createWallet(chinaumsCreateWalletDTO); } catch (Exception exception) { throw new YnceErrorException(YnceError.YNCE_218031, exception.getMessage()); } // 保存电子账簿ID thirdPartyPaySet.setChinaumsCreditBalanceAcctId(chinaumsCreateWalletVO.getBalanceAcctId()); thirdPartyPaySetRepository.saveAndFlush(thirdPartyPaySet); } private ChinaumsCreateWalletVO createWallet(ChinaumsCreateWalletDTO chinaumsCreateWalletDTO) { chinaumsCreateWalletDTO.setOutRequestNo(sequenceUtil.getNextSequenceNumber("YLRZ")); try { // 密码加密 chinaumsCreateWalletDTO.setPassword(RSAEncryptorUtil.encryptByPublicKey(chinaumsCreateWalletDTO.getPassword(), chinaumsUtil.getPublicKey())); } catch (Exception exception) { throw new YnceErrorException(YnceError.YNCE_218014); } return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_UPAPI_BALANCE_ACCTS, (JSONObject) JSONObject.toJSON(chinaumsCreateWalletDTO), ChinaumsCreateWalletVO.class); } /* * 获取银联电子账簿id锁 * * @param balanceAcctId * @return */ private String getBalanceAcctIdLockKey(String balanceAcctId) { return balanceAcctId + ":BALANCE_ACCT_ID"; } }

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src/main/java/com/yn/bftl/thirdparty/modules/chinaums/service/impl/WalletServiceImpl.java

package com.yn.bftl.thirdparty.modules.chinaums.service.impl;

import cn.hutool.core.convert.Convert;
import cn.hutool.core.date.DateUtil;
import cn.hutool.core.util.ObjectUtil;
import cn.hutool.core.util.StrUtil;
import com.alibaba.fastjson.JSONObject;
import com.yn.bftl.common.common.exception.YnceError;
import com.yn.bftl.common.common.util.ByxRouteUtil;
import com.yn.bftl.common.common.util.RSAEncryptorUtil;
import com.yn.bftl.common.common.util.RouteUtil;
import com.yn.bftl.common.modules.account.dto.*;
import com.yn.bftl.common.modules.account.entity.*;
import com.yn.bftl.common.modules.account.enums.AccountState;
import com.yn.bftl.common.modules.account.enums.TransferState;
import com.yn.bftl.common.modules.account.vo.AccountPaymentsVO;
import com.yn.bftl.common.modules.account.vo.BalanceAcctsVO;
import com.yn.bftl.common.modules.account.vo.BalanceTransactionsPageVO;
import com.yn.bftl.common.modules.account.vo.WithdrawalsVO;
import com.yn.bftl.common.modules.company.entity.Brand;
import com.yn.bftl.common.modules.company.entity.ChinaumsAuthInfo;
import com.yn.bftl.common.modules.company.entity.Company;
import com.yn.bftl.common.modules.company.enums.ApplicationStatus;
import com.yn.bftl.common.modules.configuration.entity.ThirdPartyPaySet;
import com.yn.bftl.common.modules.order.dto.SubaccountRefundDTO;
import com.yn.bftl.common.modules.order.dto.WalletRefundDTO;
import com.yn.bftl.common.modules.order.entity.*;
import com.yn.bftl.common.modules.order.enums.*;
import com.yn.bftl.common.modules.order.vo.OrderOnlinePayVO;
import com.yn.bftl.common.modules.order.vo.RefundVO;
import com.yn.bftl.common.modules.order.vo.SubaccountRefundVO;
import com.yn.bftl.common.modules.subaccount.entity.AllinpayMutual;
import com.yn.bftl.common.modules.subaccount.entity.ChinaumsPayment;
import com.yn.bftl.common.modules.subaccount.entity.ChinaumsRefund;
import com.yn.bftl.common.modules.subaccount.entity.SubaccountRefund;
import com.yn.bftl.common.modules.subaccount.enums.DealStatus;
import com.yn.bftl.common.modules.subaccount.enums.SubaccountState;
import com.yn.bftl.common.modules.subaccount.enums.SubaccountType;
import com.yn.bftl.thirdparty.common.constants.Constant;
import com.yn.bftl.thirdparty.common.exception.YnceErrorException;
import com.yn.bftl.thirdparty.common.repository.*;
import com.yn.bftl.thirdparty.common.service.BaseMemberService;
import com.yn.bftl.thirdparty.common.service.ByxTradeWayService;
import com.yn.bftl.thirdparty.common.util.DateTimeUtils;
import com.yn.bftl.thirdparty.common.util.HttpClientUtil;
import com.yn.bftl.thirdparty.common.util.SequenceUtil;
import com.yn.bftl.thirdparty.common.repository.RefundRepository;
import com.yn.bftl.thirdparty.modules.business.dto.RefundSubaccountDTO;
import com.yn.bftl.thirdparty.modules.business.repository.ChinaumsPaymentRepository;
import com.yn.bftl.thirdparty.modules.business.repository.ChinaumsRefundRepository;
import com.yn.bftl.thirdparty.modules.business.repository.SubaccountRefundRepository;
import com.yn.bftl.thirdparty.modules.business.service.RefundService;
import com.yn.bftl.thirdparty.modules.business.service.SubaccountService;
import com.yn.bftl.thirdparty.modules.business.util.ThirdPartyConfigUtil;
import com.yn.bftl.thirdparty.modules.chinaums.dto.TradeResultDTO;
import com.yn.bftl.thirdparty.modules.chinaums.dto.WalletCreateByCompanyDTO;
import com.yn.bftl.thirdparty.modules.chinaums.dto.WalletOrderPayDTO;
import com.yn.bftl.thirdparty.modules.chinaums.dto.byx.*;
import com.yn.bftl.thirdparty.modules.chinaums.dto.chinaums.*;
import com.yn.bftl.thirdparty.modules.chinaums.enums.OrderPayStatusEnum;
import com.yn.bftl.thirdparty.modules.chinaums.enums.OrderPaymentStatusEnum;
import com.yn.bftl.thirdparty.modules.chinaums.enums.TransactionCodeEnum;
import com.yn.bftl.thirdparty.modules.chinaums.repository.ChinaumsAuthInfoRepository;
import com.yn.bftl.thirdparty.modules.chinaums.service.AuthService;
import com.yn.bftl.thirdparty.modules.chinaums.service.WalletService;
import com.yn.bftl.thirdparty.modules.chinaums.util.ByxChinaumsUtil;
import com.yn.bftl.thirdparty.modules.chinaums.util.ChinaumsUtil;
import com.yn.bftl.thirdparty.modules.chinaums.vo.ChinaumsRechargeAccountVO;
import com.yn.bftl.thirdparty.modules.chinaums.vo.ElectronicReceiptVO;
import com.yn.bftl.thirdparty.modules.chinaums.vo.byx.*;
import com.yn.bftl.thirdparty.modules.chinaums.vo.chinaums.*;
import com.yn.bftl.thirdparty.modules.log.service.LoggerService;
import com.yn.bftl.thirdparty.modules.secret.service.RandomKeyService;
import com.yn.bftl.thirdparty.modules.unionpay.enums.UnionpayAppOrderType;
import com.yn.bftl.thirdparty.modules.unionpay.repository.OrderFeeRatioRepository;
import com.yn.bftl.thirdparty.modules.unionpay.repository.TopUpOrderRepository;
import com.yn.bftl.thirdparty.modules.unionpay.service.UnionpayAccountService;
import lombok.extern.slf4j.Slf4j;
import org.apache.commons.collections.CollectionUtils;
import org.apache.commons.lang3.StringUtils;
import org.springframework.beans.BeanUtils;
import org.springframework.data.redis.core.StringRedisTemplate;
import org.springframework.stereotype.Service;
import org.springframework.transaction.annotation.Propagation;
import org.springframework.transaction.annotation.Transactional;

import javax.annotation.Resource;
import java.math.BigDecimal;
import java.math.RoundingMode;
import java.text.SimpleDateFormat;
import java.time.*;
import java.time.format.DateTimeFormatter;
import java.util.*;
import java.util.concurrent.TimeUnit;
import java.util.stream.Collectors;

/**
 * @author huabiao
 * @create 2022/12/5  20:25
 **/
@Slf4j
@Service
public class WalletServiceImpl extends BaseMemberService implements WalletService {

@Resource
    private ByxChinaumsUtil byxChinaumsUtil;

@Resource
    private ChinaumsUtil chinaumsUtil;
    @Resource
    private ChinaumsAuthInfoRepository chinaumsAuthInfoRepository;
    @Resource
    private OrderRepository orderRepository;
    @Resource
    private SubaccountService subaccountService;
    @Resource
    private PaymentRepository paymentRepository;
    @Resource
    private BrandRepository brandRepository;
    @Resource
    private ChinaumsPaymentRepository chinaumsPaymentRepository;
    @Resource
    private OrderFeeRatioRepository orderFeeRatioRepository;
    @Resource
    private AccountChangeListRepository accountChangeListRepository;
    @Resource
    private AccountRepository accountRepository;
    @Resource
    private UnionpayAccountService unionpayAccountService;
    @Resource
    private WalletService walletService;
    @Resource
    private AllinpayMutualRepository allinpayMutualRepository;
    @Resource
    private TransferListRepository transferListRepository;
    @Resource
    private ChinaumsRefundRepository chinaumsRefundRepository;
    @Resource
    private TopUpOrderRepository topUpOrderRepository;
    @Resource
    private ThirdPartyConfigUtil thirdPartyConfigUtil;
    @Resource
    private StringRedisTemplate stringRedisTemplate;
    @Resource
    private SequenceUtil sequenceUtil;
    @Resource
    private LoggerService loggerService;
    @Resource
    private CompanyRepository companyRepository;
    @Resource
    private ReimbursementRecordRepository reimbursementRecordRepository;
    @Resource
    private SubaccountRefundRepository subaccountRefundRepository;
    @Resource
    private RefundService refundService;
    @Resource
    private RefundRepository refundRepository;
    @Resource
    private ThirdPartyPaySetRepository thirdPartyPaySetRepository;

@Resource
    private AuthService authService;

@Resource
    private RandomKeyService randomKeyService;

@Resource
    private ByxTradeWayService byxTradeWayService;

@Override
 public BalanceAcctsVO balanceAcctsQryByAcctId(String balanceAcctId) {
 ChinaumsAuthInfo chinaumsAuthInfo = getUser().getCompany().getChinaumsAuthInfo();
 if (StringUtils.isBlank(balanceAcctId)) {
 balanceAcctId = chinaumsAuthInfo.getBalanceAcctId();
 }
// Map<String, String> map = new HashMap<>();
// map.put("balanceAcctId", balanceAcctId);
// return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_BALANCE_ACCTS_QRY, (JSONObject) JSONObject.toJSON(map), BalanceAcctsVO.class);
 BalanceAcctsVO balanceAcctsVO = new BalanceAcctsVO();
 ByxQueryAcctBalDTO byxQueryAcctBalDTO = new ByxQueryAcctBalDTO();
 byxQueryAcctBalDTO.setWalletId(balanceAcctId);
 ByxQueryAcctBalVO byxQueryAcctBalVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_BALANCE_ACCTS_QRY,(JSONObject) JSONObject.toJSON(byxQueryAcctBalDTO),ByxQueryAcctBalVO.class);
 if(Constant.RETURN_SUCCESS_CODE.equals(byxQueryAcctBalVO.getRspCode())){
 balanceAcctsVO.setBalanceAcctId(byxQueryAcctBalVO.getWalletId());
 balanceAcctsVO.setRelAcctNo(chinaumsAuthInfo.getRelAcctNo());
 balanceAcctsVO.setSettledAmount(Convert.toLong( byxQueryAcctBalVO.getAvlblAmt()));
 balanceAcctsVO.setFrozenSettledAmount(Convert.toLong(byxQueryAcctBalVO.getFrznAmt()));

ByxQueryAcctInfoDTO byxQueryAcctInfoDTO = new ByxQueryAcctInfoDTO();
            byxQueryAcctInfoDTO.setWalletId(byxQueryAcctBalVO.getWalletId());
            ByxQueryAcctInfoVO byxQueryAcctInfoVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_QUERY_ACCOUNT_INFORMATION,(JSONObject) JSONObject.toJSON(byxQueryAcctInfoDTO),ByxQueryAcctInfoVO.class);
            if(Constant.RETURN_SUCCESS_CODE.equals(byxQueryAcctInfoVO.getRspCode())){
                if("2".equals(byxQueryAcctInfoVO.getAcctStatus())){
                    balanceAcctsVO.setIsFrozen(true);
                }
                else {
                    balanceAcctsVO.setIsFrozen(false);
                }
            }
        }

return balanceAcctsVO;
    }

@Override
 public BalanceTransactionsPageVO balanceTransactions(String balanceAcctId, String startAt, String endAt) {
// if (StringUtils.isBlank(balanceAcctId)) {
// balanceAcctId = getUser().getCompany().getWalletId();
// }
// Map<String, Object> map = new HashMap<>();
// map.put("balanceAcctId", balanceAcctId);
// // 必须小于等于100
// map.put("size", 100);
// if (StringUtils.isNotBlank(startAt)) {
// map.put("startAt", startAt.replace(" ", "+"));
// }
// if (StringUtils.isNotBlank(endAt)) {
// map.put("endAt", endAt.replace(" ", "+"));
// }
// return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_BALANCE_TRANSACTIONS, (JSONObject) JSONObject.toJSON(map), BalanceTransactionsPageVO.class);
 BalanceTransactionsPageVO balanceTransactionsPageVO = new BalanceTransactionsPageVO();
 ByxQueryTransListDTO byxQueryTransListDTO = new ByxQueryTransListDTO();
 if (StringUtils.isBlank(balanceAcctId)) {
 balanceAcctId = getUser().getCompany().getWalletId();
 }
 byxQueryTransListDTO.setWalletId(balanceAcctId);
 // 必须小于等于50
 byxQueryTransListDTO.setPageSize("50");
 byxQueryTransListDTO.setPageNo("1");
 if (StrUtil.isNotBlank(startAt)) {
 byxQueryTransListDTO.setStartDate(DateUtil.format(Convert.toLocalDateTime(startAt), "yyyyMMdd") );
 }
 if (StrUtil.isNotBlank(endAt)) {
 byxQueryTransListDTO.setStartDate(DateUtil.format(Convert.toLocalDateTime(endAt), "yyyyMMdd") );
 }
 ByxQueryTransListVO byxQueryTransListVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_BALANCE_TRANSACTIONS, (JSONObject) JSONObject.toJSON(byxQueryTransListDTO), ByxQueryTransListVO.class);
 if(Constant.RETURN_SUCCESS_CODE.equals(byxQueryTransListVO.getRspCode())){
 balanceTransactionsPageVO.setSize(Convert.toInt(byxQueryTransListVO.getPageSize()) );
 balanceTransactionsPageVO.setPage(Convert.toInt(byxQueryTransListVO.getPageNo()) );
 balanceTransactionsPageVO.setTotal(Convert.toInt(byxQueryTransListVO.getTotal()) );

List<BalanceTransactionsPageVO.BalanceTransactionsVO> data = new ArrayList<>();
 if(ObjectUtil.isNotEmpty(byxQueryTransListVO.getRowList())){
 for (ByxQueryTransListVO.ByxQueryTransListRowVO byxQueryTransListRowVO : byxQueryTransListVO.getRowList()) {
 BalanceTransactionsPageVO.BalanceTransactionsVO balanceTransactionsVO = new BalanceTransactionsPageVO.BalanceTransactionsVO();
 balanceTransactionsVO.setBalanceAcctId(byxQueryTransListRowVO.getWalletId());
 balanceTransactionsVO.setTradeId(byxQueryTransListRowVO.getTransOrderNo());
 balanceTransactionsVO.setOutOrderNo(byxQueryTransListRowVO.getMctOrderNo());
 if("+".equals(byxQueryTransListRowVO.getAmtSymbol())){
 // amtSymbol+表示入金，-表示出金
 // tradeType 11 --> 转账入金
 balanceTransactionsVO.setTradeType(11);
 }
 balanceTransactionsVO.setSettledAmount(Convert.toLong(byxQueryTransListRowVO.getAvlblAmt()) );
 balanceTransactionsVO.setRemark(byxQueryTransListRowVO.getRemark());
 balanceTransactionsVO.setSucceededAt(DateTimeUtils.setDateTimeToRFC3339(byxQueryTransListRowVO.getProcTime()));

data.add(balanceTransactionsVO);
                }
            }
            balanceTransactionsPageVO.setData(data);
        }

return balanceTransactionsPageVO;
    }

@Override
    public ChinaumsRechargeAccountVO getWalletRechargeAccount() {
        Company company = getUser().getCompany();
        ChinaumsAuthInfo chinaumsAuthInfo = chinaumsAuthInfoRepository.findFirstByCompanyId(company.getId());
        if (chinaumsAuthInfo == null) {
            throw new YnceErrorException(YnceError.YNCE_218009);
        }
        ChinaumsRechargeAccountVO chinaumsRechargeAccountVO = new ChinaumsRechargeAccountVO();
        chinaumsRechargeAccountVO.setAccountName(chinaumsAuthInfo.getBindAcctName());
        chinaumsRechargeAccountVO.setAccountNumber(chinaumsAuthInfo.getRelAcctNo());
        return chinaumsRechargeAccountVO;
    }

private Order getOrderAndCheck(WalletOrderPayDTO walletOrderPayDTO) {
        Order order = orderRepository.findById(walletOrderPayDTO.getOrderId()).orElse(null);
        if (order == null) {
            throw new YnceErrorException(YnceError.YNCE_204003);
        }
        if (!order.getApprovalStatus().equals(ApprovalStatus.APPROVE)) {
            throw new YnceErrorException(YnceError.YNCE_204016);
        }
        if (!order.getPaymentStatus().equals(PaymentStatus.UN_PAID)) {
            throw new YnceErrorException(YnceError.YNCE_204015);
        }
        return order;
    }

/**
     * 电子账本 订单支付
     * @Description step 1.根据订单ID查询预存款的支付单
     *              step 2.如果支付单不存在，则创建支付单号及费用明细，否则直接返回支付单的银联支付号
     *              step 3.调用银行下单及支付接口---调用下单返回银行订单号，通过银行订单号调用支付接口，返回银行交易单号
     *              step 4.如果支付成功则保存银行交易单号并更新支付状态, 否则保存失败状态
     *              step 5.根据订单对应的所有明细支付信息创建对应的银联支付单号并保存入库
     * @param walletOrderPayDTO:订单支付DTO
     * @return String----银联支付单号
     */
    @Override
    public String orderPay(WalletOrderPayDTO walletOrderPayDTO) {
        Order order = getOrderAndCheck(walletOrderPayDTO);

// 获取预存款的支付单， 订单和支付单是1:1关系
        Payment payment = paymentRepository.findFirstByOrderIdAndPaymentMethod(order.getId().toString(), PaymentMethod.DEPOSIT);
        if (payment != null && PayStatus.SUCC.equals(payment.getPayStatus())) {
            return payment.getExternalId();
        }

// 银联钱包的支付和下单是实时的，返回数据要么成功要么失败
 // 校验
 this.checkBalance(order, payment);
 // 平台支付单号
 String paymentSn = "";
 // 创建支付单
 if (payment == null) {
 paymentSn = subaccountService.createPayment(order, null, UnionpayAppOrderType.DEPOSIT, null, null, null);
 }
 // 处理费用等
 List<ChinaumsGuaranteePayParamsDTO> chinaumsGuaranteePayParamsDTOList = this.getChinaumsGuaranteePayParamsDTO(order);
 // 判断金额是否一致
 BigDecimal totalAmount = new BigDecimal(chinaumsGuaranteePayParamsDTOList.stream().mapToInt(ChinaumsGuaranteePayParamsDTO::getAmount).sum());
 if (totalAmount.compareTo(order.getAmount().multiply(new BigDecimal(100))) != 0) {
 log.error("银联请求参数总金额" + totalAmount + "与订单支付金额" + order.getAmount() + "不一致");
 throw new YnceErrorException(YnceError.YNCE_218006);
 }

// 发送 下单
        String guaranteedOrderNo = this.sendChinaumsOrder(order);
        if (StringUtils.isEmpty(guaranteedOrderNo)) {
            throw new YnceErrorException("系统异常，支付失败");
        }
        // 发送 支付-------支付接口是实时返回成功或失败，判断条件是rspCode为00000
        JSONObject jsonObject = this.sendChinaumsPay(walletOrderPayDTO.getPassword(), order, paymentSn, guaranteedOrderNo);
        if (jsonObject == null || jsonObject.get("rspCode") == null || jsonObject.get("transOrderNo") == null) {
            throw new YnceErrorException("系统异常，支付失败");
        }
        payment = paymentRepository.findFirstBySnOrderByIdDesc(paymentSn);
        String transOrderNo = jsonObject.get("transOrderNo").toString();
        // 支付成功
        if (jsonObject.get("rspCode").equals("00000")) {
            // 修改支付单状态
            payment.setPayStatus(PayStatus.SUCC);
            payment.setPaymentTime(LocalDateTime.now());
            payment.setExternalId(transOrderNo);
            payment.setUnionpaySn(transOrderNo);
            paymentRepository.saveAndFlush(payment);
            this.handlePayStateSuccess(order, chinaumsGuaranteePayParamsDTOList);
            return payment.getExternalId();
        }
        // 当支付失败时，抛出异常
        payment.setPayStatus(PayStatus.FAILED);
        payment.setExternalId(transOrderNo);
        paymentRepository.saveAndFlush(payment);
        throw new YnceErrorException(YnceError.YNCE_218033);
    }

private void checkBalance(Order order, Payment payment) {
        // 获取电子账户余额
        BigDecimal balance;
        try {
            BalanceAcctsVO balanceAcctsVO = this.balanceAcctsQryByAcctId(null);
            balance = new BigDecimal(balanceAcctsVO.getSettledAmount() + balanceAcctsVO.getPendingAmount()).divide(BigDecimal.valueOf(100), 2, RoundingMode.HALF_UP);
        } catch (Exception exception) {
            throw new YnceErrorException(YnceError.YNCE_205010);
        }
        // 校验
        this.checkCondition(order, payment, balance);
    }

private String sendChinaumsOrder(Order order) {
        ThirdPartyPaySet thirdPartyPaySet = thirdPartyConfigUtil.getPlatform();

String subject = order.getOrderItems().get(0).getGoodsName();
        if (StringUtils.isNotEmpty(order.getInvoiceContent())) {
            subject = order.getRemark();
        } else if (StringUtils.isNotEmpty(order.getRemark())) {
            subject = order.getRemark();
        }
        ByxChinaumsGuaranteeOrderParamsDTO byxChinaumsGuaranteeOrderParamsDTO =
                ByxChinaumsGuaranteeOrderParamsDTO
                    .builder()
                    .mctOrderNo(order.getId())
                    .oprType(1)
                    .buyerWalletId(order.getBuyerCompany().getWalletId())
                    .platformWalletId(order.getSellerCompany().getWalletId())
                    .merWalletId(order.getSellerCompany().getWalletId())
                    .merName(order.getSellerCompany().getName())
                    .orderAmt(order.getAmount().multiply(new BigDecimal(100)).longValue())
                    .subject(subject)
                    .payTimeoutExpress("1h")
                    .notifyUrl(thirdPartyPaySet.getThirdPartyUrl() + "/chinaums/call_back/result")
                    .remark(order.getRemark())
                    .build();
        JSONObject requestJsonObject = (JSONObject) JSONObject.toJSON(byxChinaumsGuaranteeOrderParamsDTO);
        try {
            JSONObject jsonObject = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLECT_COMBINED_GUARANTEE_ORDER, requestJsonObject, JSONObject.class);
            return jsonObject.get("guaranteedOrderNo").toString();
        } catch (Exception exception) {
            log.error("银联请求合并消费担保下单失败：" + exception.getMessage());
        }
        return null;
    }

private JSONObject sendChinaumsPay(String password, Order order, String paymentSn, String guaranteedOrderNo) {
        // 参数准备
        ByxChinaumsGuaranteePayParamsDTO byxChinaumsGuaranteePayParamsDTO = getByxChinaumsGuaranteePayParamsDTO(order, paymentSn, guaranteedOrderNo, password);

JSONObject requestJsonObject = (JSONObject) JSONObject.toJSON(byxChinaumsGuaranteePayParamsDTO);
        try {
            return byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_COMBINED_GUARANTEE_PAYMENTS, requestJsonObject, JSONObject.class);
        } catch (Exception exception) {
            log.error("银联请求合并消费担保下单失败：" + exception.getMessage());
        }
        return null;
    }

private void handlePayStateSuccess(Order order, List<ChinaumsGuaranteePayParamsDTO> chinaumsGuaranteePayParamsDTOList) {

// 保存担保消费子订单信息
        for (ChinaumsGuaranteePayParamsDTO chinaumsGuaranteePayParamsDTO : chinaumsGuaranteePayParamsDTOList) {
            if (chinaumsGuaranteePayParamsDTO.getMetadata() != null) {
                // 没有合并数据的子订单
                if (chinaumsGuaranteePayParamsDTO.getMetadata().getBrandFee() == null && CollectionUtils.isEmpty(chinaumsGuaranteePayParamsDTO.getMetadata().getBrandList())) {
                    ChinaumsPayment chinaumsPayment = new ChinaumsPayment();
                    BeanUtils.copyProperties(chinaumsGuaranteePayParamsDTO, chinaumsPayment, "amount");
                    chinaumsPayment.setAmount(new BigDecimal(chinaumsGuaranteePayParamsDTO.getAmount()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP));
                    chinaumsPayment.setOrders(order);
                    chinaumsPayment.setSubaccountType(SubaccountType.valueOf(chinaumsGuaranteePayParamsDTO.getMetadata().getSubaccountType()));
                    chinaumsPaymentRepository.save(chinaumsPayment);
                } else {
                    // 品牌费处理
                    if (chinaumsGuaranteePayParamsDTO.getMetadata().getBrandFee() != null) {
                        ChinaumsPayment chinaumsPayment = new ChinaumsPayment();
                        BeanUtils.copyProperties(chinaumsGuaranteePayParamsDTO, chinaumsPayment, "amount");
                        chinaumsPayment.setAmount(new BigDecimal(chinaumsGuaranteePayParamsDTO.getMetadata().getBrandFee()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP));
                        chinaumsPayment.setOrders(order);
                        chinaumsPayment.setSubaccountType(SubaccountType.BRAND_FEE);
                        chinaumsPaymentRepository.save(chinaumsPayment);
                    }
                    // 品牌授权费处理
                    if (CollectionUtils.isNotEmpty(chinaumsGuaranteePayParamsDTO.getMetadata().getBrandList())) {
                        for (GuaranteePayMetaDataBrandDTO guaranteePayMetaDataBrand : chinaumsGuaranteePayParamsDTO.getMetadata().getBrandList()) {
                            ChinaumsPayment chinaumsPayment = new ChinaumsPayment();
                            BeanUtils.copyProperties(chinaumsGuaranteePayParamsDTO, chinaumsPayment, "amount");
                            chinaumsPayment.setAmount(new BigDecimal(guaranteePayMetaDataBrand.getBrandAuthFee()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP));
                            chinaumsPayment.setOrders(order);
                            chinaumsPayment.setSubaccountType(SubaccountType.BRAND_AUTH_FEE);
                            chinaumsPayment.setBrandId(Long.valueOf(guaranteePayMetaDataBrand.getBrandId()));
                            chinaumsPaymentRepository.save(chinaumsPayment);
                        }
                    }
                }
            } else {
                ChinaumsPayment chinaumsPayment = new ChinaumsPayment();
                chinaumsPayment.setRecvBalanceAcctId(chinaumsGuaranteePayParamsDTO.getRecvBalanceAcctId());
                chinaumsPayment.setRemark(chinaumsGuaranteePayParamsDTO.getRemark());
                chinaumsPayment.setOutOrderNo(chinaumsGuaranteePayParamsDTO.getOutOrderNo());
                chinaumsPayment.setAmount(new BigDecimal(chinaumsGuaranteePayParamsDTO.getAmount()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP));
                chinaumsPayment.setOrders(order);
                chinaumsPaymentRepository.save(chinaumsPayment);
            }
        }
    }

private void checkCondition(Order order, Payment payment, BigDecimal balance) {
 // 跟平台预存款余额比较，若不一致则抛出异常
 Account depositAccount = accountRepository.findDepositAccount(order.getBuyerCompany().getId());
 if (depositAccount.getBalance().compareTo(balance) != 0) {
 throw new YnceErrorException(YnceError.YNCE_205010);
 }
 // 判断余额是否充足
 if (balance.compareTo(BigDecimal.ZERO) < 1 || balance.compareTo(order.getAmount()) == -1) {
 throw new YnceErrorException(YnceError.YNCE_205001);
 }
 // 获取处理中的预存款支付订单金额
 BigDecimal progressPaymentAmount = paymentRepository.getProgressPaymentAmount(order.getBuyerCompany().getId());
 if (progressPaymentAmount.compareTo(BigDecimal.ZERO) == 1) {
 // 若存在支付单，则预存款支付订单金额需减去该支付单金额
 if (payment != null) {
 progressPaymentAmount = progressPaymentAmount.subtract(payment.getAmount());
 }
 // 若存在处理中的，则判断余额是否足够
 balance = balance.subtract(progressPaymentAmount);
 if (balance.compareTo(BigDecimal.ZERO) < 1 || balance.compareTo(order.getAmount()) == -1) {
 throw new YnceErrorException(YnceError.YNCE_205011);
 }
 }
 }

private ByxChinaumsGuaranteePayParamsDTO getByxChinaumsGuaranteePayParamsDTO(Order order, String paymentSn, String guaranteedOrderNo, String password) {
        ThirdPartyPaySet thirdPartyPaySet = thirdPartyConfigUtil.getPlatform();

String subject = order.getOrderItems().get(0).getGoodsName();
        if (StringUtils.isNotEmpty(order.getInvoiceContent())) {
            subject = order.getRemark();
        } else if (StringUtils.isNotEmpty(order.getRemark())) {
            subject = order.getRemark();
        }
        ByxChinaumsGuaranteePayParamsDTO byxChinaumsGuaranteePayParamsDTO = ByxChinaumsGuaranteePayParamsDTO
                .builder()
                .mctOrderNo(paymentSn)
                .guaranteedOrderNo(guaranteedOrderNo)
                .oprType(1)
                .payType("00")
                .buyerWalletId(order.getBuyerCompany().getWalletId())
                .platformWalletId(order.getSellerCompany().getWalletId())
                .merWalletId(order.getSellerCompany().getWalletId())
                .merName(order.getSellerCompany().getName())
                .orderAmt(order.getAmount().multiply(new BigDecimal(100)).longValue())
                .subject(subject)
                .payTimeoutExpress("1h")
                .notifyUrl(thirdPartyPaySet.getThirdPartyUrl() + "/chinaums/call_back/result")
                .remark(order.getRemark())
                .build();
        byxChinaumsGuaranteePayParamsDTO.setEncryptPwd(password);
        byxChinaumsGuaranteePayParamsDTO.setPlugRandomKey(randomKeyService.getOneKey());
        byxTradeWayService.setTradeWayInPassword(byxChinaumsGuaranteePayParamsDTO);
        return byxChinaumsGuaranteePayParamsDTO;
    }

/**
     * 银联支付查询-通过平台单号
     *
     * @param paymentSn 支付单号
     * @return 银联合并消费担保下单VO
     * @author huabiao
     * @create 2023/10/17  15:07
     */
    @Transactional(rollbackFor = Exception.class, propagation = Propagation.REQUIRES_NEW)
    @Override
    public ByxChinaumsGuaranteePayVO orderPaymentsByOutOrderNo(String paymentSn) {
        ByxChinaumsGuaranteePayVO byxChinaumsGuaranteePayVO = new ByxChinaumsGuaranteePayVO();
        try {
            JSONObject jsonObject = new JSONObject();
            jsonObject.put("guaranteedOrderNo", paymentSn);
            byxChinaumsGuaranteePayVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_COMBINED_GUARANTEE_PAYMENTS_QUERY_INFO, jsonObject, ByxChinaumsGuaranteePayVO.class);
        } catch (Exception exception) {
            byxChinaumsGuaranteePayVO.setRspMsg(exception.getMessage());
        }
        return byxChinaumsGuaranteePayVO;
    }

@Override
    public AccountPaymentsVO payments(AccountPaymentsDTO accountPaymentsDTO) {
        ByxTransferDTO byxTransferDTO = new ByxTransferDTO();
        AccountPaymentsVO accountPaymentsVO =  new AccountPaymentsVO();

if (StringUtils.isBlank(accountPaymentsDTO.getPayBalanceAcctId())) {
            Company company = getUser().getCompany();
            accountPaymentsDTO.setPayBalanceAcctId(company.getWalletId());
        }

byxTransferDTO.setMctOrderNo(accountPaymentsDTO.getOutOrderNo());
        byxTransferDTO.setFromWalletId(accountPaymentsDTO.getPayBalanceAcctId());
        byxTransferDTO.setIntoWalletId(accountPaymentsDTO.getRecvBalanceAcctId());
        byxTransferDTO.setTransferAmt(Convert.toStr(accountPaymentsDTO.getAmount()) );

//        return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_PAYMENTS, (JSONObject) JSONObject.toJSON(accountPaymentsDTO), AccountPaymentsVO.class);

ByxTransferVO byxTransferVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_PAYMENTS, (JSONObject) JSONObject.toJSON(byxTransferDTO), ByxTransferVO.class);
        if(Constant.RETURN_SUCCESS_CODE.equals(byxTransferVO.getRspCode())){
            accountPaymentsVO.setStatus("succeeded");
        }
        else {
            accountPaymentsVO.setStatus("failed");
            accountPaymentsVO.setReason(byxTransferVO.getRspResult());
        }
        accountPaymentsVO.setPaymentId(byxTransferVO.getTransOrderNo());
        accountPaymentsVO.setOutOrderNo(byxTransferVO.getTransOrderNo());
        accountPaymentsVO.setTotalAmount(accountPaymentsDTO.getTotalAmount() );
        accountPaymentsVO.setAmount(accountPaymentsDTO.getAmount() );
        accountPaymentsVO.setDiscountAmount(accountPaymentsDTO.getDiscountAmount() );
        accountPaymentsVO.setCreatedAt(accountPaymentsDTO.getSentAt() );
        accountPaymentsVO.setFinishedAt(DateTimeUtils.setDateTimeToRFC3339(DateUtil.now()) );
        accountPaymentsVO.setPayBalanceAcctId(accountPaymentsDTO.getPayBalanceAcctId());
        accountPaymentsVO.setRecvBalanceAcctId(accountPaymentsDTO.getRecvBalanceAcctId());

return accountPaymentsVO;
    }

/**
     * 分账退款
     * @param byxChinaumsRefundDTO----byxChinaumsRefundDTO
     * @return ByxChinaumsRefundVO
     */
    public ByxChinaumsRefundVO refundForProfitSharing(ByxChinaumsRefundDTO byxChinaumsRefundDTO) {
        if (StringUtils.isBlank(byxChinaumsRefundDTO.getPlatformWalletId())) {
            Company company = getUser().getCompany();
            byxChinaumsRefundDTO.setPlatformWalletId(company.getWalletId());
        }
        ByxChinaumsRefundVO byxChinaumsRefundVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_REFUND, (JSONObject) JSONObject.toJSON(byxChinaumsRefundDTO), ByxChinaumsRefundVO.class);
        if (byxChinaumsRefundVO == null) {
            log.error("系统异常，退款失败: ROUTE_WALLET_REFUND接口返回为空");
            throw new YnceErrorException("系统异常，退款失败");
        }
        return byxChinaumsRefundVO;
    }

@Override
 public AccountPaymentsVO paymentsByOutOrderNo(String outOrderNo) {
// Map<String, String> map = new HashMap<String, String>() {{
// put("outOrderNo", outOrderNo);
// }};
// return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_PAYMENTS_BY_OUT_ORDER_NO, (JSONObject) JSONObject.toJSON(byxQueryConsumePayOrderInfoDTO), AccountPaymentsVO.class);
 AccountPaymentsVO accountPaymentsVO = new AccountPaymentsVO();
 ByxQueryConsumePayOrderInfoDTO byxQueryConsumePayOrderInfoDTO = new ByxQueryConsumePayOrderInfoDTO();
 byxQueryConsumePayOrderInfoDTO.setMctOrderNo(outOrderNo);

ByxQueryConsumePayOrderInfoVO byxQueryConsumePayOrderInfoVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_PAYMENTS_BY_OUT_ORDER_NO, (JSONObject) JSONObject.toJSON(byxQueryConsumePayOrderInfoDTO), ByxQueryConsumePayOrderInfoVO.class);

if(Constant.RETURN_SUCCESS_CODE.equals(byxQueryConsumePayOrderInfoVO.getRspCode())){
            accountPaymentsVO.setPaymentId(byxQueryConsumePayOrderInfoVO.getMctOrderNo());
            accountPaymentsVO.setOutOrderNo(byxQueryConsumePayOrderInfoVO.getGuaranteedOrderNo());
            accountPaymentsVO.setAmount(Convert.toLong(byxQueryConsumePayOrderInfoVO.getActPayedAmt()) );
            accountPaymentsVO.setTotalAmount(Convert.toLong(byxQueryConsumePayOrderInfoVO.getOrderAmt()) );
            accountPaymentsVO.setRefundedAmount(Convert.toLong(byxQueryConsumePayOrderInfoVO.getRefundedAmt()) );

if(ObjectUtil.isNotEmpty(byxQueryConsumePayOrderInfoVO.getByxQueryOrderDetailPayRowVOList())){
                ByxQueryOrderDetailPayRowVO byxQueryOrderDetailPayRowVO = byxQueryConsumePayOrderInfoVO.getByxQueryOrderDetailPayRowVOList().get(0);
                ByxQueryOrderDetailSettRowVO byxQueryOrderDetailSettRowVO = byxQueryConsumePayOrderInfoVO.getByxQueryOrderDetailSettRowVOList().get(0);
                if(OrderPayStatusEnum.PAYMENT_SUCCESSFUL.getValue().equals(byxQueryOrderDetailPayRowVO.getPayStatus())){
                    accountPaymentsVO.setStatus(OrderPaymentStatusEnum.SUCCEEDED.getValue());
                }
                else if(OrderPayStatusEnum.SUBMITTED_PAYMENT.getValue().equals(byxQueryOrderDetailPayRowVO.getPayStatus())){
                    accountPaymentsVO.setStatus(OrderPaymentStatusEnum.PROCESSING.getValue());
                }
                else if(OrderPayStatusEnum.PAYMENT_FAILED.getValue().equals(byxQueryOrderDetailPayRowVO.getPayStatus())){
                    accountPaymentsVO.setStatus(OrderPaymentStatusEnum.FAILED.getValue());
                }
                // 类型为普通订单支付和合并支付时，返回订单金额。 类型为补充支付时，返回交易金额
                if("02".equals(byxQueryOrderDetailPayRowVO.getType()) ){
                    accountPaymentsVO.setAmount(Convert.toLong(byxQueryOrderDetailPayRowVO.getPayAmt()));
                }
                else {
                    accountPaymentsVO.setTotalAmount(Convert.toLong(byxQueryOrderDetailPayRowVO.getPayAmt()));
                }

accountPaymentsVO.setFinishedAt(DateTimeUtils.setDateTimeToRFC3339(byxQueryOrderDetailSettRowVO.getSettTime()));
            }
        }
        else {
            accountPaymentsVO.setStatus(OrderPaymentStatusEnum.FAILED.getValue());
            accountPaymentsVO.setReason(byxQueryConsumePayOrderInfoVO.getRspResult());
        }

return accountPaymentsVO;
    }

@Override
    public WithdrawalsVO withdrawals(WithdrawalsDTO withdrawalsDTO) {
//        Company company = getUser().getCompany();
//        ByxAsyncWithdrawDTO byxAsyncWithdrawDTO = new ByxAsyncWithdrawDTO();
//        if (StringUtils.isBlank(withdrawalsDTO.getBalanceAcctId())) {
//            withdrawalsDTO.setBalanceAcctId(company.getWalletId());
//        }
//        withdrawalsDTO.setBusinessType("1");
//        if (StringUtils.isBlank(withdrawalsDTO.getBankAcctNo())) {
//            ChinaumsAuthInfo chinaumsAuthInfo = chinaumsAuthInfoRepository.findFirstByCompanyId(company.getId());
//            if (chinaumsAuthInfo == null) {
//                throw new YnceErrorException("获取银联认证信息失败");
//            }
//            String publicKey = chinaumsUtil.getPublicKey();
//            try {
//                withdrawalsDTO.setBankAcctNo(RSAEncryptorUtil.encryptByPublicKey(chinaumsAuthInfo.getSettleAcctBankAcctNo(), publicKey));
//            } catch (Exception e) {
//                throw new RuntimeException(e);
//            }
//        }
//        return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_WITHDRAWALS, (JSONObject) JSONObject.toJSON(withdrawalsDTO), WithdrawalsVO.class);
        WithdrawalsVO withdrawalsVO = new WithdrawalsVO();

Company company = getUser().getCompany();
        ByxAsyncWithdrawDTO byxAsyncWithdrawDTO = new ByxAsyncWithdrawDTO();
        if (StringUtils.isBlank(withdrawalsDTO.getBalanceAcctId())) {
            byxAsyncWithdrawDTO.setWalletId(company.getWalletId());
        }
        else {
            byxAsyncWithdrawDTO.setWalletId(withdrawalsDTO.getBalanceAcctId());
        }

if (StringUtils.isBlank(withdrawalsDTO.getBankAcctNo())) {
            ChinaumsAuthInfo chinaumsAuthInfo = chinaumsAuthInfoRepository.findFirstByCompanyId(company.getId());
            if (chinaumsAuthInfo == null) {
                throw new YnceErrorException("获取银联认证信息失败");
            }
        }

withdrawalsVO.setBusinessType("1");
        withdrawalsVO.setBalanceAcctId(company.getWalletId());
        withdrawalsVO.setAmount(Convert.toStr(withdrawalsDTO.getAmount()) );
        withdrawalsVO.setOutOrderNo(withdrawalsDTO.getOutOrderNo());
        withdrawalsVO.setCreatedAt(withdrawalsDTO.getSentAt());
        withdrawalsVO.setServiceFee(Convert.toInt(withdrawalsDTO.getServiceFee()) );

ByxAsyncWithdrawVO byxAsyncWithdrawVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_WITHDRAWALS, (JSONObject) JSONObject.toJSON(byxAsyncWithdrawDTO), ByxAsyncWithdrawVO.class);
        // 20000：表示处理中。 通过调用查询交易结果查询最终交易状态。
        if("20000".equals(byxAsyncWithdrawVO.getRspCode())){
            withdrawalsVO.setStatus("processing");
            withdrawalsVO.setWithdrawalId(byxAsyncWithdrawVO.getTransOrderNo());
        }
        else {
            withdrawalsVO.setStatus("failed");
            withdrawalsVO.setReason(byxAsyncWithdrawVO.getRspResult());
        }

return withdrawalsVO;
    }

@Override
 public WithdrawalsVO withdrawalsByOutOrderNo(String outOrderNo) {
// Map<String, String> map = new HashMap<String, String>() {{
// put("outOrderNo", outOrderNo);
// }};
// return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_WITHDRAWALS_BY_OUT_ORDER_NO, (JSONObject) JSONObject.toJSON(map), WithdrawalsVO.class);
 WithdrawalsVO withdrawalsVO = new WithdrawalsVO();
 AllinpayMutual allinpayMutual = allinpayMutualRepository.findFirstByBizOrderNo(outOrderNo);
 if(ObjectUtil.isNull(allinpayMutual)){
 throw new YnceErrorException("未查询到提现记录!!!");
 }
 Company company = getUser().getCompany();
 if(ObjectUtil.isNull(company)){
 throw new YnceErrorException(YnceError.YNCE_201009);
 }
 ChinaumsAuthInfo chinaumsAuthInfo = company.getChinaumsAuthInfo();
 if( ObjectUtil.isNull(chinaumsAuthInfo)){
 throw new YnceErrorException(YnceError.YNCE_218009);
 }

ByxQueryTransResultDTO byxQueryTransResultDTO = new ByxQueryTransResultDTO();
        byxQueryTransResultDTO.setWalletId(chinaumsAuthInfo.getBalanceAcctId());
        byxQueryTransResultDTO.setMctOrderNo(allinpayMutual.getOriBizOrderNo());
        ByxQueryTransResultVO byxQueryTransResultVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_WITHDRAWALS_BY_OUT_ORDER_NO, (JSONObject) JSONObject.toJSON(byxQueryTransResultDTO), ByxQueryTransResultVO.class);
        if(Constant.RETURN_SUCCESS_CODE.equals(byxQueryTransResultVO.getRspCode())){
            if(ObjectUtil.isNotEmpty(byxQueryTransResultVO.getRowList())){
                ByxQueryTransResultRowVO byxQueryTransResultRowVO = byxQueryTransResultVO.getRowList().get(0);
                withdrawalsVO.setWithdrawalId(allinpayMutual.getOriBizOrderNo());
                withdrawalsVO.setOutOrderNo(outOrderNo);
                withdrawalsVO.setReason(byxQueryTransResultRowVO.getProcResultDscrb());
                withdrawalsVO.setFinishedAt(DateTimeUtils.setDateTimeToRFC3339(byxQueryTransResultRowVO.getSettDate()) );
                withdrawalsVO.setAmount(byxQueryTransResultRowVO.getSettAmt());
                if("0".equals(byxQueryTransResultRowVO.getProcStatus())
                        || "5".equals(byxQueryTransResultRowVO.getProcStatus())){
                    withdrawalsVO.setStatus("processing");
                }
                else if("1".equals(byxQueryTransResultRowVO.getProcStatus())){
                    withdrawalsVO.setStatus("succeeded");
                }
                else {
                    withdrawalsVO.setStatus("failed");
                }
            }
        }

return withdrawalsVO;
    }

@Transactional(rollbackFor = Exception.class)
    @Override
    public boolean tradeResult(TradeResultDTO tradeResultDTO) {
        /*
         *  20: 支付充值;
         *  21: 充值退款;
         *  25: 可提现支付充值;
         *  30: 单笔提现/批量提现申请;
         *  40: 消费;
         *  41: 消费退款;
         *  51: 分账;
         *  52: 合并支付充值;
         *  53: 批量提现确认;
         *  60: 担保下单;
         *  62: 担保未确认退款;
         *  63: 担保已确认退款;
         *  64: 担保支付;
         *  66: 担保支付退款;
         *  67: 担保支付确认退款;
         *  73: 资金调拨;
         *  74: 提前入账
         *  81: 收单通道验证打款
         */
        Integer tradeType = tradeResultDTO.getTradeType();
        switch (tradeType) {
            // 支付充值
            case 20:
                break;
            // 单笔提现/批量提现申请
            case 30:
                AllinpayMutual allinpayMutual = allinpayMutualRepository.findFirstByBizOrderNo(tradeResultDTO.getOutOrderNo());
                if (allinpayMutual == null) {
                    log.error("未查询到提现记录!!!");
                    return false;
                }
                if (DealStatus.DEALSTATUS_SUCC.equals(allinpayMutual.getDealStatus())) {
                    log.warn("提现状态已更新！！！");
                    return true;
                }
                WithdrawalsVO withdrawalsVO = walletService.withdrawalsByOutOrderNo(tradeResultDTO.getOutOrderNo());
                if (withdrawalsVO == null) {
                    log.error("【提现订单查询（平台订单号）】在银联未查询到记录!!!");
                    return false;
                }
                if (!"processing".equals(withdrawalsVO.getStatus())) {
                    Long companyId = allinpayMutual.getCompany().getId();
                    Account account = accountRepository.findDepositAccount(companyId);
                    if (account == null) {
                        throw new YnceErrorException("账户不存在");
                    }
                    unionpayAccountService.withdrawalsHandle(account, withdrawalsVO);
                }
                return true;
            // 消费（转账）
            case 40:
                //***** 分账退款转账 start *****//
                if (tradeResultDTO.getOutOrderNo().startsWith("FZTK-")) {
                    // 查询分账退款单
                    SubaccountRefund subaccountRefund = subaccountRefundRepository.findFirstBySn(tradeResultDTO.getOutOrderNo());
                    if (subaccountRefund == null) {
                        log.error("未查询到分账退款单");
                        return false;
                    }
                    if (subaccountRefund.getSubaccountState().equals(SubaccountState.SEPARATE_SUCC)) {
                        log.info("分账退款单状态已更新");
                        return true;
                    }
                    // 通过退款单号查询订单
                    Refund refund = refundRepository.findFirstByRefundSn(subaccountRefund.getRefundSn());
                    if (refund == null) {
                        log.error("未查询到退款单");
                        return false;
                    }
                    // 调用流水处理
                    subaccountRefund.setExternalId(tradeResultDTO.getTradeId());
                    subaccountRefund.setRefundTime(DateTimeUtils.getLocalDateTimeByRFC3339(tradeResultDTO.getFinishedAt()));
                    subaccountRefund.setSubaccountState(SubaccountState.SEPARATE_SUCC);
                    subaccountRefund.setOrders(refund.getOrders());
                    // 查询订单
                    subaccountRefundRepository.save(subaccountRefund);
                    subaccountService.generateRefundSubaccount(subaccountRefund);
                    // 处理退款单
                    RefundSubaccountDTO subaccountRefundDTO = RefundSubaccountDTO
                            .builder()
                            .refundAmount(subaccountRefund.getAmount())
                            .refundTime(subaccountRefund.getRefundTime())
                            .refundSn(subaccountRefund.getRefundSn())
                            .externalId(subaccountRefund.getExternalId())
                            .build();
                    refundService.handleSubaccountRefund(subaccountRefundDTO);
                    return true;
                }
                //***** 分账退款转账 end *****//

//***** 授信还款转账 start *****//
                if (tradeResultDTO.getOutOrderNo().startsWith("HK-")) {
                    ReimbursementRecord record = reimbursementRecordRepository.findByOrderNo(tradeResultDTO.getOutOrderNo());
                    if (record != null) {
                        if (TransferState.SUCCESS.equals(record.getState())) {
                            log.warn("转账状态已更新！！！");
                            return true;
                        }
                        AccountPaymentsVO accountPaymentsVO = walletService.paymentsByOutOrderNo(tradeResultDTO.getOutOrderNo());
                        if (accountPaymentsVO == null) {
                            log.error("【消费订单查询（平台订单号）】在银联未查询到记录!!!");
                            return false;
                        }
                        if (!"processing".equals(accountPaymentsVO.getStatus())) {
                            PaymentDTO paymentDTO = new PaymentDTO();
                            paymentDTO.setId(record.getAccounts().getId());
                            paymentDTO.setPaymentAmount(record.getAmount());
                            paymentDTO.setRemarks(accountPaymentsVO.getRemark());
                            unionpayAccountService.unionpayCreditRefundHandle(paymentDTO, record.getReceiptCompany().getId(), accountPaymentsVO);
                        }
                        return true;
                    }
                }
                //***** 授信还款转账 end *****//

TransferList transferList = transferListRepository.findByTransOrderNo(tradeResultDTO.getOutOrderNo());
                //***** 充值转账 start *****//
                if (transferList == null) {
                    TopUpOrder topUpOrder = topUpOrderRepository.findByTransferSn(tradeResultDTO.getOutOrderNo());
                    if (topUpOrder == null) {
                        log.error("未查询到转账记录!!!");
                        return false;
                    } else {
                        if (SyncState.SYNCED.equals(topUpOrder.getSyncState())) {
                            log.warn("转账状态已更新！！！");
                            return true;
                        }
                        AccountPaymentsVO accountPaymentsVO = walletService.paymentsByOutOrderNo(tradeResultDTO.getOutOrderNo());
                        if (accountPaymentsVO == null) {
                            log.error("【消费订单查询（平台订单号）】在银联未查询到记录!!!");
                            return false;
                        }
                        if ("succeeded".equals(accountPaymentsVO.getStatus())) {
                            this.rechargeHandle(topUpOrder, accountPaymentsVO);
                        } else if ("failed".equals(accountPaymentsVO.getStatus())) {
                            // 转账失败，清掉单号重新走转账流程
                            topUpOrder.setTransferSn(null);
                            topUpOrderRepository.save(topUpOrder);
                        }
                        return true;
                    }
                }
                //***** 充值转账 end *****//

//***** 正常转账 start *****//
 if (TransferState.SUCCESS.equals(transferList.getState())) {
 log.warn("转账状态已更新！！！");
 return true;
 }
 AccountPaymentsVO accountPaymentsVO = walletService.paymentsByOutOrderNo(tradeResultDTO.getOutOrderNo());
 if (accountPaymentsVO == null) {
 log.error("【消费订单查询（平台订单号）】在银联未查询到记录!!!");
 return false;
 }
 if (!"processing".equals(accountPaymentsVO.getStatus())) {
 Account outputAccount = accountRepository.findDepositAccount(transferList.getOutputCompany().getId());
 Account inputAccount = accountRepository.findDepositAccount(transferList.getInputCompany().getId());
 unionpayAccountService.transferHandle(transferList.getAmount(), inputAccount, outputAccount, accountPaymentsVO);
 }
 return true;
 //***** 正常转账 end *****//
 // 担保下单
 case 60:
 return payCallback(tradeResultDTO);
 // 担保未确认退款
 case 62:
 // 若断是否完成时间是否已超过30秒，若是则处理数据
 LocalDateTime refundTime = DateTimeUtils.getLocalDateTimeByRFC3339(tradeResultDTO.getFinishedAt());
 Duration duration = Duration.between(refundTime, LocalDateTime.now());
 if (duration.toMillis() < 30000) {
 return false;
 }
 // 根据平台订单号获取银联退款单
 ChinaumsRefund chinaumsRefund = chinaumsRefundRepository.findFirstByOutOrderNo(tradeResultDTO.getOutOrderNo());
 if (chinaumsRefund == null) {
 log.error("未查询到银联退款单");
 return false;
 }
 Refund refund = refundRepository.findById(chinaumsRefund.getPlatformRefundId()).orElse(null);
 if (refund == null) {
 log.error("未查询到退款单");
 return false;
 }
 if ("failed".equals(tradeResultDTO.getStatus())) {
 chinaumsRefund.setStatus(tradeResultDTO.getStatus());
 chinaumsRefundRepository.save(chinaumsRefund);
 return true;
 } else if ("succeeded".equals(tradeResultDTO.getStatus())) {
 // 当银联退款单状态为空或者处理中的时候，手动回写数据
 if (StringUtils.isBlank(chinaumsRefund.getStatus()) || "processing".equals(chinaumsRefund.getStatus())) {
 // 注意：这里可能因为退款单存在多个银联退款单而导致同时更新同一个退库单而导致报错，故这里直接捕捉异常并抛出异常回滚
 try {
 // 回写银联退款单
 chinaumsRefund.setRefundId(tradeResultDTO.getTradeId());
 chinaumsRefund.setStatus(tradeResultDTO.getStatus());
 chinaumsRefundRepository.save(chinaumsRefund);
 // 获取退款单对应退款退款单
 List<ChinaumsRefund> chinaumsRefundList = chinaumsRefundRepository.findAllByPlatformRefundIdAndStatus(refund.getId(), "succeeded");
 // 回写退款单
 refund.setActualAmount(chinaumsRefundList.stream().map(ChinaumsRefund::getAmount).reduce(BigDecimal.ZERO, BigDecimal::add));
 refund.setRefundStatus(refund.getActualAmount().compareTo(refund.getAmount()) == 0 ? RefundStatus.REFUNDED : RefundStatus.PARTIAL_REFUNDED);
 refund.setRefundTime(DateTimeUtils.getLocalDateTimeByRFC3339(tradeResultDTO.getFinishedAt()));
 // 获取退款单号
 String unionpayRefundSn = StringUtils.join(chinaumsRefundList.stream().map(ChinaumsRefund::getRefundId).collect(Collectors.toList()), ",");
 refund.setUnionpayRefundSn(unionpayRefundSn);
 refund.setThirdPartyAccount(unionpayRefundSn);
 refundRepository.save(refund);
 } catch (Exception exception) {
 log.error("处理银联退款单异常：" + exception.getMessage());
 throw new YnceErrorException(YnceError.YNCE_000000);
 }
 }
 return true;
 } else {
 log.error("担保未确认退款回调状态异常");
 return false;
 }
 default:
 throw new YnceErrorException("暂时不支持此交易类型");
 }
 return true;
 }

public boolean payCallback(TradeResultDTO tradeResultDTO) {
 // 获取支付单
 Payment payment = paymentRepository.findFirstBySnOrderByIdDesc(tradeResultDTO.getOutOrderNo());
 if (payment == null) {
 log.error("未查询到支付单");
 return false;
 }
 // 支付失败
 if ("03".equals(tradeResultDTO.getStatus())) {
 payment.setExternalId(tradeResultDTO.getTradeId());
 payment.setPayStatus(PayStatus.FAILED);
 paymentRepository.saveAndFlush(payment);
 return true;
 } else if ("06".equals(tradeResultDTO.getStatus())) {
 // 获取订单
 Order order = orderRepository.findById(Long.valueOf(payment.getOrderId())).orElse(null);
 if (order == null) {
 log.error("支付回调（MERGE_GUARANTEED_PAY）异常，订单不存在");
 return false;
 }
 // 若订单未支付进行回调处理
 if (PaymentStatus.UN_PAID.equals(order.getPaymentStatus())) {
 // 若订单未支付则判断是否支付时间已超过30秒，若是则手动回调
// LocalDateTime payTime = DateTimeUtils.getLocalDateTimeByRFC3339(tradeResultDTO.getFinishedAt());
// Duration duration = Duration.between(payTime, LocalDateTime.now());
// if (duration.toMillis() < 30000) {
// return false;
// }
 payment.setExternalId(tradeResultDTO.getTradeId());
 payment.setPayStatus(PayStatus.SUCC);
// payment.setPaymentTime(payTime);
 payment.setUnionpaySn(tradeResultDTO.getTradeId());
 paymentRepository.saveAndFlush(payment);
 // 如果不存在银联支付单则生成 ---//TODO: 注释以下代码，未测试
// if (!chinaumsPaymentRepository.existsByOrdersId(order.getId())) {
// handleChinaumsPayment(order);
// }
 // 生成收款单以及后续业务操作
 OrderOnlinePayVO orderOnlinePayVO = new OrderOnlinePayVO();
 orderOnlinePayVO.setOrderId(Long.valueOf(payment.getOrderId()));
 orderOnlinePayVO.setPaymentId(payment.getId());
// orderOnlinePayVO.setPayTime(payTime);
 orderOnlinePayVO.setExternalId(payment.getExternalId());
 ThirdPartyPaySet thirdPartyPaySet = thirdPartyConfigUtil.getPlatform();
 if (thirdPartyPaySet == null || StringUtils.isBlank(thirdPartyPaySet.getServiceUrl())) {
 log.error("预存款支付回调失败：未配置第三方请求地址");
 return false;
 }
 JSONObject result = HttpClientUtil.getInstance().sendPost(thirdPartyPaySet.getServiceUrl() + RouteUtil.ROUTE_RECEIPT_ONLINE_PAY, orderOnlinePayVO);
 if (!"200".equals(result.get("code").toString())) {
 log.error("预存款支付回调失败：请求收款失败");
 return false;
 }
 }
 return true;
 } else {
 log.error("担保下单回调状态异常");
 return false;
 }
 }

/**
     * POS充值后续处理
     *
     * @param topUpOrder
     * @param accountPaymentsVO
     * @return
     */
    private boolean rechargeHandle(TopUpOrder topUpOrder, AccountPaymentsVO accountPaymentsVO) {
        topUpOrder.setSyncState(SyncState.SYNCED);
        topUpOrder.setUnionpaySn(accountPaymentsVO.getPaymentId());
        topUpOrderRepository.save(topUpOrder);
        AccountChangeList accountChangeList = accountChangeListRepository.findFirstBySourceNo(accountPaymentsVO.getPaymentId());
        if (accountChangeList != null) {
            log.warn("{}充值转账入金已生成异动记录！！！", topUpOrder.getOrderType().getName());
            return true;
        }
        RechargeDTO rechargeDTO = new RechargeDTO();
        rechargeDTO.setCompanyId(topUpOrder.getTopUpCompany().getId());
        rechargeDTO.setRechargeAmount(topUpOrder.getAmount());
        rechargeDTO.setRemarks(topUpOrder.getOrderType().getName() + "充值");
        rechargeDTO.setPaymentMethod(topUpOrder.getOrderType().getName() + "支付");
        rechargeDTO.setFinishedDate(DateTimeUtils.getLocalDateTimeByRFC3339(accountPaymentsVO.getFinishedAt()));
        rechargeDTO.setSourceNo(accountPaymentsVO.getPaymentId());
        return unionpayAccountService.rechargeMoney(rechargeDTO);
    }

/**
 * 这里要根据根据订单区分计算分账金额
 * 1.普通销售订单：货款、品牌公司、策划公司、服务费
 * 2.OEM销售订单：货款、品牌公司、策划公司、服务费、品牌授权费
 *
 * @param order 订单
 * @return 银联担保支付参数DTO数组
 * @description
 * @author huabiao
 * @create 2022/12/12 16:41
 */
 private List<ChinaumsGuaranteePayParamsDTO> getChinaumsGuaranteePayParamsDTO(Order order) {
 List<ChinaumsGuaranteePayParamsDTO> chinaumsGuaranteePayParamsDTOList = new ArrayList<>();
 // 获取订单费用比例
 OrderFeeRatio orderFeeRatio = orderFeeRatioRepository.findByOrdersId(order.getId());
 // 平台服务费
 BigDecimal platformServiceFee = BigDecimal.ZERO;
 // 品牌授权费数组
 List<ChinaumsGuaranteePayParamsDTO> brandAuthFeeChinaumsGuaranteePayParamsDTOList = new ArrayList<>();
 // 计算货款
 ChinaumsGuaranteePayParamsDTO goodsCost = new ChinaumsGuaranteePayParamsDTO();
 if (order.getGoodsPayment().compareTo(BigDecimal.ZERO) == 1) {
 if (StringUtils.isBlank(order.getSellerCompany().getWalletId())) {
 log.error(order.getSn() + "货款公司暂未认证银联");
 throw new YnceErrorException(YnceError.YNCE_218006);
 }
 // 剩余货款
 BigDecimal residueGoodsPayment = order.getGoodsPayment();
 // 计算货款平台服务费
 BigDecimal goodsCostPlatformServiceFee = BigDecimal.ZERO;
 if (orderFeeRatio.getSellerServiceCostRatio().compareTo(BigDecimal.ZERO) == 1) {
 goodsCostPlatformServiceFee = order.getGoodsPayment().multiply(orderFeeRatio.getSellerServiceCostRatio()).setScale(2, BigDecimal.ROUND_UP);
 platformServiceFee = platformServiceFee.add(goodsCostPlatformServiceFee);
 residueGoodsPayment = residueGoodsPayment.subtract(goodsCostPlatformServiceFee);
 }
 // 计算品牌授权费（只有当剩余货款大于0的时候才计算品牌授权费）
 BigDecimal totalBrandAuthCost = BigDecimal.ZERO;
 if (residueGoodsPayment.compareTo(BigDecimal.ZERO) == 1 && CollectionUtils.isNotEmpty(orderFeeRatio.getOrderItemFeeRatio())) {
 // 通过订单项中的品牌ID分组
 Map<Long, List<OrderItemFeeRatio>> brandIdOrderItemFeeRatioListMap = orderFeeRatio.getOrderItemFeeRatio().stream()
 .collect(Collectors.groupingBy(orderItemFeeRatio -> orderItemFeeRatio.getOrderItem().getBrandId()));
 int i = 1;
 for (Map.Entry<Long, List<OrderItemFeeRatio>> brandIdOrderItemFeeRatioListEntry : brandIdOrderItemFeeRatioListMap.entrySet()) {
 Long brandId = brandIdOrderItemFeeRatioListEntry.getKey();
 List<OrderItemFeeRatio> orderItemFeeRatioList = brandIdOrderItemFeeRatioListEntry.getValue();
 Brand brand = brandRepository.findById(brandId).orElse(null);
 if (brand == null || StringUtils.isBlank(brand.getCompany().getWalletId())) {
 continue;
 }
 // 获取订单项
 List<OrderItem> orderItemList = orderItemFeeRatioList.stream().map(orderItemFeeRatio -> orderItemFeeRatio.getOrderItem()).collect(Collectors.toList());
 BigDecimal orderAmount = orderItemList.stream().map(OrderItem::getAmount).reduce(BigDecimal.ZERO, BigDecimal::add);
 // 品牌授权费比例
 BigDecimal brandAuthCostRatio = orderItemFeeRatioList.get(0).getBrandAuthCostRatio();
 // 计算货款
 BigDecimal brandGoodsPayment = orderItemList.stream().map(OrderItem::getGoodsPayment).reduce(BigDecimal.ZERO, BigDecimal::add);
 // 品牌授权费（采取四舍五入的计算方式）
 BigDecimal brandAuthCost = brandGoodsPayment.multiply(brandAuthCostRatio).setScale(2, BigDecimal.ROUND_HALF_UP);
 // 品牌授权费服务费比例
 BigDecimal brandAuthCostServiceCostRatio = orderItemFeeRatioList.get(0).getBrandAuthCostServiceCostRatio();
 // 计算平台服务费
 BigDecimal brandAuthCostServiceFee = BigDecimal.ZERO;
 if (brandAuthCostServiceCostRatio.compareTo(BigDecimal.ZERO) == 1) {
 brandAuthCostServiceFee = brandAuthCost.multiply(brandAuthCostServiceCostRatio).setScale(2, BigDecimal.ROUND_UP);
 platformServiceFee = platformServiceFee.add(brandAuthCostServiceFee);
 brandAuthCost = brandAuthCost.subtract(brandAuthCostServiceFee);
 }
 // 品牌授权费
 if (brandAuthCost.compareTo(BigDecimal.ZERO) == 1) {
 ChinaumsGuaranteePayParamsDTO brandAuthFee = new ChinaumsGuaranteePayParamsDTO();
 brandAuthFee.setAmount(brandAuthCost.multiply(new BigDecimal(100)).intValue());
 brandAuthFee.setRecvBalanceAcctId(brand.getCompany().getWalletId());
 brandAuthFee.setOutOrderNo(order.getSn() + "-" + SubaccountType.BRAND_AUTH_FEE.getValue() + "-" + i);
 // 拼接扩展商品信息
 ChinaumsGuaranteePayExtraDTO brandAuthExtraDTO = new ChinaumsGuaranteePayExtraDTO();
 brandAuthExtraDTO.setProductInfos(this.handleProductInfo(orderItemList, order.getSn(), orderAmount, brandAuthCost));
 brandAuthFee.setExtra(brandAuthExtraDTO);
 List<GuaranteePayMetaDataBrandDTO> brandList = Arrays.asList(GuaranteePayMetaDataBrandDTO.builder().brandId(brandId.toString()).brandAuthFee(brandAuthFee.getAmount()).build());
 brandAuthFee.setMetadata(ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.BRAND_AUTH_FEE.getValue()).brandList(brandList).build());
 brandAuthFeeChinaumsGuaranteePayParamsDTOList.add(brandAuthFee);
 i++;
 totalBrandAuthCost = totalBrandAuthCost.add(brandAuthCost).add(brandAuthCostServiceFee);
 }
 }
 }
 // 货款 = 初始货款 - 平台服务费 - 品牌授权费
 BigDecimal goodsPayment = order.getGoodsPayment().subtract(goodsCostPlatformServiceFee).subtract(totalBrandAuthCost);
 if (goodsPayment.compareTo(BigDecimal.ZERO) == 1) {
 goodsCost.setAmount(goodsPayment.multiply(new BigDecimal(100)).intValue());
 goodsCost.setRecvBalanceAcctId(order.getSellerCompany().getWalletId());
 goodsCost.setOutOrderNo(order.getSn() + "-" + SubaccountType.GOODS_COST.getValue());
 // 拼接扩展商品信息
 ChinaumsGuaranteePayExtraDTO chinaumsGuaranteePayExtraDTO = new ChinaumsGuaranteePayExtraDTO();
 chinaumsGuaranteePayExtraDTO.setProductInfos(this.handleProductInfo(order.getOrderItems(), order.getSn(), order.getAmount(), goodsPayment));
 goodsCost.setExtra(chinaumsGuaranteePayExtraDTO);
 goodsCost.setMetadata(ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.GOODS_COST.getValue()).build());
 chinaumsGuaranteePayParamsDTOList.add(goodsCost);
 }
 }
 // 计算品牌费
 ChinaumsGuaranteePayParamsDTO brandFee = new ChinaumsGuaranteePayParamsDTO();
 if (order.getBrandCost().compareTo(BigDecimal.ZERO) == 1) {
 if (StringUtils.isBlank(order.getBrandCompany().getWalletId())) {
 log.error(order.getSn() + "品牌公司暂未认证银联");
 throw new YnceErrorException(YnceError.YNCE_218006);
 }
 // 计算货款平台服务费
 BigDecimal brandFeePlatformServiceFee = BigDecimal.ZERO;
 if (orderFeeRatio.getBrandServiceCostRatio().compareTo(BigDecimal.ZERO) == 1) {
 brandFeePlatformServiceFee = order.getBrandCost().multiply(orderFeeRatio.getBrandServiceCostRatio()).setScale(2, BigDecimal.ROUND_UP);
 platformServiceFee = platformServiceFee.add(brandFeePlatformServiceFee);
 }
 brandFee.setRecvBalanceAcctId(order.getBrandCompany().getWalletId());
 brandFee.setOutOrderNo(order.getSn() + "-" + SubaccountType.BRAND_FEE.getValue());
 // 品牌费
 BigDecimal brandCost = order.getBrandCost().subtract(brandFeePlatformServiceFee);
 // 自定义参数
 ChinaumsGuaranteePayMetaDataDTO metadata;
 if (CollectionUtils.isNotEmpty(brandAuthFeeChinaumsGuaranteePayParamsDTOList)) {
 BigDecimal originalBrandCost = brandCost;
 List<GuaranteePayMetaDataBrandDTO> brandList = new ArrayList<>();
 for (ChinaumsGuaranteePayParamsDTO chinaumsGuaranteePayParamsDTO : brandAuthFeeChinaumsGuaranteePayParamsDTOList) {
 // 判断品牌授权费和品牌是否为同一家公司
 if (!brandFee.getRecvBalanceAcctId().equals(chinaumsGuaranteePayParamsDTO.getRecvBalanceAcctId())) {
 log.error("品牌授权费和品牌费的所属公司不是一家");
 throw new YnceErrorException(YnceError.YNCE_218006);
 }
 brandCost = brandCost.add(new BigDecimal(chinaumsGuaranteePayParamsDTO.getAmount()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP));
 brandList.addAll(chinaumsGuaranteePayParamsDTO.getMetadata().getBrandList());
 }
 if (originalBrandCost.compareTo(BigDecimal.ZERO) == 1) {
 metadata = ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.BRAND_FEE.getValue()).brandFee(originalBrandCost.multiply(new BigDecimal(100)).intValue()).brandList(brandList).build();
 } else {
 metadata = ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.BRAND_FEE.getValue()).brandList(brandList).build();
 }
 } else {
 metadata = ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.BRAND_FEE.getValue()).brandFee(brandCost.multiply(new BigDecimal(100)).intValue()).build();
 }
 if (brandCost.compareTo(BigDecimal.ZERO) == 1) {
 brandFee.setAmount(brandCost.multiply(new BigDecimal(100)).intValue());
 // 拼接扩展商品信息
 ChinaumsGuaranteePayExtraDTO chinaumsGuaranteePayExtraDTO = new ChinaumsGuaranteePayExtraDTO();
 List<JSONObject> productInfos = this.handleProductInfo(order.getOrderItems(), order.getSn(), order.getAmount(), brandCost);
 chinaumsGuaranteePayExtraDTO.setProductInfos(productInfos);
 brandFee.setExtra(chinaumsGuaranteePayExtraDTO);
 // 拼接自定义参数
 brandFee.setMetadata(metadata);
 chinaumsGuaranteePayParamsDTOList.add(brandFee);
 }
 } else {
 // 不存在品牌费但是存在品牌授权费
 if (CollectionUtils.isNotEmpty(brandAuthFeeChinaumsGuaranteePayParamsDTOList)) {
 brandFee.setRecvBalanceAcctId(brandAuthFeeChinaumsGuaranteePayParamsDTOList.get(0).getRecvBalanceAcctId());
 brandFee.setOutOrderNo(order.getSn() + "-" + SubaccountType.BRAND_FEE.getValue());
 BigDecimal brandAuthCost = BigDecimal.ZERO;
 ChinaumsGuaranteePayMetaDataDTO metadata;
 List<GuaranteePayMetaDataBrandDTO> brandList = new ArrayList<>();
 for (ChinaumsGuaranteePayParamsDTO chinaumsGuaranteePayParamsDTO : brandAuthFeeChinaumsGuaranteePayParamsDTOList) {
 if (!brandFee.getRecvBalanceAcctId().equals(chinaumsGuaranteePayParamsDTO.getRecvBalanceAcctId())) {
 log.error("品牌授权费所属公司不是一家");
 throw new YnceErrorException(YnceError.YNCE_218006);
 }
 brandAuthCost = brandAuthCost.add(new BigDecimal(chinaumsGuaranteePayParamsDTO.getAmount()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP));
 brandList.addAll(chinaumsGuaranteePayParamsDTO.getMetadata().getBrandList());
 }
 brandFee.setAmount(brandAuthCost.multiply(new BigDecimal(100)).intValue());
 metadata = ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.BRAND_FEE.getValue()).brandList(brandList).build();
 // 拼接扩展商品信息
 ChinaumsGuaranteePayExtraDTO chinaumsGuaranteePayExtraDTO = new ChinaumsGuaranteePayExtraDTO();
 List<JSONObject> productInfos = this.handleProductInfo(order.getOrderItems(), order.getSn(), order.getAmount(), brandAuthCost);
 chinaumsGuaranteePayExtraDTO.setProductInfos(productInfos);
 brandFee.setExtra(chinaumsGuaranteePayExtraDTO);
 // 拼接自定义参数
 brandFee.setMetadata(metadata);
 chinaumsGuaranteePayParamsDTOList.add(brandFee);
 }
 }
 // 计算策划费
 ChinaumsGuaranteePayParamsDTO deviseFee = new ChinaumsGuaranteePayParamsDTO();
 if (order.getDeviseCost().compareTo(BigDecimal.ZERO) == 1) {
 if (StringUtils.isBlank(order.getDeviseCompany().getWalletId())) {
 log.error(order.getSn() + "策划公司暂未认证银联");
 throw new YnceErrorException(YnceError.YNCE_218006);
 }
 // 计算货款平台服务费
 BigDecimal deviseFeePlatformServiceFee = BigDecimal.ZERO;
 if (orderFeeRatio.getDeviseServiceCostRatio().compareTo(BigDecimal.ZERO) == 1) {
 deviseFeePlatformServiceFee = order.getDeviseCost().multiply(orderFeeRatio.getDeviseServiceCostRatio()).setScale(2, BigDecimal.ROUND_UP);
 platformServiceFee = platformServiceFee.add(deviseFeePlatformServiceFee);
 }
 // 实际分账的策划费
 BigDecimal deviseCost = order.getDeviseCost().subtract(deviseFeePlatformServiceFee);
 if (deviseCost.compareTo(BigDecimal.ZERO) == 1) {
 deviseFee.setAmount(deviseCost.multiply(new BigDecimal(100)).intValue());
 deviseFee.setRecvBalanceAcctId(order.getDeviseCompany().getWalletId());
 deviseFee.setOutOrderNo(order.getSn() + "-" + SubaccountType.DEVISE_FEE.getValue());
 // 拼接扩展商品信息
 ChinaumsGuaranteePayExtraDTO chinaumsGuaranteePayExtraDTO = new ChinaumsGuaranteePayExtraDTO();
 chinaumsGuaranteePayExtraDTO.setProductInfos(this.handleProductInfo(order.getOrderItems(), order.getSn(), order.getAmount(), deviseCost));
 deviseFee.setExtra(chinaumsGuaranteePayExtraDTO);
 deviseFee.setMetadata(ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.DEVISE_FEE.getValue()).build());
 chinaumsGuaranteePayParamsDTOList.add(deviseFee);
 }
 }
 // 平台服务费
 if (platformServiceFee.compareTo(BigDecimal.ZERO) == 1) {
 String balanceAcctId = chinaumsUtil.getFeeBalanceAcctId();
 if (StringUtils.isBlank(balanceAcctId)) {
 log.error(order.getSn() + "平台公司暂未认证银联");
 throw new YnceErrorException(YnceError.YNCE_218006);
 }
 ChinaumsGuaranteePayParamsDTO platformServiceFeeDTO = new ChinaumsGuaranteePayParamsDTO();
 platformServiceFeeDTO.setAmount(platformServiceFee.multiply(new BigDecimal(100)).intValue());
 platformServiceFeeDTO.setRecvBalanceAcctId(balanceAcctId);
 platformServiceFeeDTO.setOutOrderNo(order.getSn() + "-" + SubaccountType.SERVICE_FEE.getValue());
 // 拼接扩展商品信息
 ChinaumsGuaranteePayExtraDTO chinaumsGuaranteePayExtraDTO = new ChinaumsGuaranteePayExtraDTO();
 chinaumsGuaranteePayExtraDTO.setProductInfos(this.handleProductInfo(order.getOrderItems(), order.getSn(), order.getAmount(), platformServiceFee));
 platformServiceFeeDTO.setExtra(chinaumsGuaranteePayExtraDTO);
 platformServiceFeeDTO.setMetadata(ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.SERVICE_FEE.getValue()).build());
 chinaumsGuaranteePayParamsDTOList.add(platformServiceFeeDTO);
 }
 return chinaumsGuaranteePayParamsDTOList;
 }

/**
 * 处理商品数据
 *
 * @param orderItemList:订单项
 * @param sn:订单号
 * @param orderAmount:订单金额
 * @param amount:分摊金额
 * @return 处理完的银联JSON数据
 * @author huabiao
 * @create 2022/12/15 14:08
 */
 private List<JSONObject> handleProductInfo(List<OrderItem> orderItemList, String sn, BigDecimal orderAmount, BigDecimal amount) {
 // 循环订单项
 List<JSONObject> productInfos = new ArrayList<>();
 BigDecimal allocatedAmount = BigDecimal.ZERO;
 for (int i = 0; i < orderItemList.size(); i++) {
 OrderItem orderItem = orderItemList.get(i);
 JSONObject jsonObject = new JSONObject();
 jsonObject.put("orderNo", sn + "-" + orderItem.getId());
 // 按比例计算,最后一项直接减完
 if (i == (orderItemList.size() - 1)) {
 jsonObject.put("orderAmount", amount.subtract(allocatedAmount).multiply(new BigDecimal(100)).intValue());
 } else {
 BigDecimal orderItemPlatformServiceFee = amount.multiply(orderItem.getAmount()).divide(orderAmount, 2, BigDecimal.ROUND_DOWN);
 // 当计算结果不大于0时，赋值0.01
 if (orderItemPlatformServiceFee.compareTo(BigDecimal.ZERO) != 1) {
 orderItemPlatformServiceFee = new BigDecimal("0.01");
 }
 jsonObject.put("orderAmount", orderItemPlatformServiceFee.multiply(new BigDecimal(100)).intValue());
 allocatedAmount = allocatedAmount.add(orderItemPlatformServiceFee);
 }
 jsonObject.put("productName", orderItem.getGoodsName() + orderItem.getSkuName());
 jsonObject.put("productCount", orderItem.getQuantity());
 productInfos.add(jsonObject);
 }
 return productInfos;
 }

@Transactional(propagation = Propagation.NOT_SUPPORTED)
    @Override
    public ChinaumsGuaranteePayConfirmsVO paySettlement(ChinaumsGuaranteePayConfirmsDTO chinaumsGuaranteePayConfirmsDTO) {
        ChinaumsGuaranteePayConfirmsVO chinaumsGuaranteePayConfirmsVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_COMBINED_GUARANTEE_PAYMENTS_CONFIRMS, (JSONObject) JSONObject.toJSON(chinaumsGuaranteePayConfirmsDTO), ChinaumsGuaranteePayConfirmsVO.class);
        return chinaumsGuaranteePayConfirmsVO;
    }

@Override
    @Transactional(propagation = Propagation.NOT_SUPPORTED)
    public String paySettlementConfirms(ByxChinaumsGuaranteePayConfirmsDTO byxChinaumsGuaranteePayConfirmsDTO) {
        JSONObject result = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_COMBINED_GUARANTEE_PAYMENTS_CONFIRMS, (JSONObject) JSONObject.toJSON(byxChinaumsGuaranteePayConfirmsDTO), JSONObject.class);
        if (result == null || result.get("settOrderNo") == null) {
            return null;
        }
        return result.get("settOrderNo").toString();
    }

@Override
 @Transactional(rollbackFor = Exception.class)
 public List<ChinaumsPayment> handleChinaumsPayment(Order order) {
 List<ChinaumsPayment> chinaumsPaymentList = new ArrayList<>();
 // 获取支付单
 List<Payment> paymentList = paymentRepository.findAllByOrderId(order.getId().toString());
 if (CollectionUtils.isEmpty(paymentList)) {
 return chinaumsPaymentList;
 }
 Payment payment = paymentList.get(0);
 // 通过系统订单号查询合并消费担保下单数据
 ByxChinaumsGuaranteePayVO byxChinaumsGuaranteePayVO = walletService.orderPaymentsByOutOrderNo(payment.getExternalId());
 List<ChinaumsGuaranteePayParamsDTO> chinaumsGuaranteePayParamsDTOList = this.getChinaumsGuaranteePayParamsDTO(order);
// JSONObject jsonObject = new JSONObject();
// jsonObject.put("combinedGuaranteePaymentId", payment.getExternalId());
// ChinaumsGuaranteePayVO chinaumsGuaranteePayVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_COMBINED_GUARANTEE_PAYMENTS_BY_SYS_NO, jsonObject, ChinaumsGuaranteePayVO.class);
 // 保存担保消费子订单信息
 for (ChinaumsGuaranteePayParamsDTO guaranteePaymentResult : chinaumsGuaranteePayParamsDTOList) {
 if (guaranteePaymentResult.getMetadata() != null) {
 // 没有合并数据的子订单
 if (guaranteePaymentResult.getMetadata().getBrandFee() == null && CollectionUtils.isEmpty(guaranteePaymentResult.getMetadata().getBrandList())) {
 ChinaumsPayment chinaumsPayment = new ChinaumsPayment();
 BeanUtils.copyProperties(guaranteePaymentResult, chinaumsPayment, "amount");
 chinaumsPayment.setAmount(new BigDecimal(guaranteePaymentResult.getAmount()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP));
 chinaumsPayment.setOrders(order);
 chinaumsPayment.setSubaccountType(SubaccountType.valueOf(guaranteePaymentResult.getMetadata().getSubaccountType()));
 chinaumsPaymentRepository.save(chinaumsPayment);
 chinaumsPaymentList.add(chinaumsPayment);
 } else {
 // 品牌费处理
 if (guaranteePaymentResult.getMetadata().getBrandFee() != null && guaranteePaymentResult.getMetadata().getBrandFee() > 0) {
 ChinaumsPayment chinaumsPayment = new ChinaumsPayment();
 BeanUtils.copyProperties(guaranteePaymentResult, chinaumsPayment, "amount");
 chinaumsPayment.setAmount(new BigDecimal(guaranteePaymentResult.getMetadata().getBrandFee()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP));
 chinaumsPayment.setOrders(order);
 chinaumsPayment.setSubaccountType(SubaccountType.BRAND_FEE);
 chinaumsPaymentRepository.save(chinaumsPayment);
 chinaumsPaymentList.add(chinaumsPayment);
 }
 // 品牌授权费处理
 if (CollectionUtils.isNotEmpty(guaranteePaymentResult.getMetadata().getBrandList())) {
 for (GuaranteePayMetaDataBrandDTO guaranteePayMetaDataBrand : guaranteePaymentResult.getMetadata().getBrandList()) {
 ChinaumsPayment chinaumsPayment = new ChinaumsPayment();
 BeanUtils.copyProperties(guaranteePaymentResult, chinaumsPayment, "amount");
 chinaumsPayment.setAmount(new BigDecimal(guaranteePayMetaDataBrand.getBrandAuthFee()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP));
 chinaumsPayment.setOrders(order);
 chinaumsPayment.setSubaccountType(SubaccountType.BRAND_AUTH_FEE);
 chinaumsPayment.setBrandId(Long.valueOf(guaranteePayMetaDataBrand.getBrandId()));
 chinaumsPaymentRepository.save(chinaumsPayment);
 chinaumsPaymentList.add(chinaumsPayment);
 }
 }
 }
 } else {
 ChinaumsPayment chinaumsPayment = new ChinaumsPayment();
 BeanUtils.copyProperties(guaranteePaymentResult, chinaumsPayment, "amount");
 chinaumsPayment.setAmount(new BigDecimal(guaranteePaymentResult.getAmount()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP));
 chinaumsPayment.setOrders(order);
 chinaumsPaymentRepository.save(chinaumsPayment);
 chinaumsPaymentList.add(chinaumsPayment);
 }

}
        return chinaumsPaymentList;
    }

if (externalIncomeDTO.getTradeId().equals(d.getTradeId())) {
                        flag = true;
                        RechargeDTO rechargeDTO = new RechargeDTO();
                        rechargeDTO.setCompanyId(company.getId());
                        BigDecimal rechargeAmount;
                        if (d.getSettledAmount() > 0) {
                            rechargeAmount = new BigDecimal(d.getSettledAmount()).divide(BigDecimal.valueOf(100), 2, RoundingMode.HALF_UP);
                        } else {
                            rechargeAmount = new BigDecimal(d.getPendingAmount()).divide(BigDecimal.valueOf(100), 2, RoundingMode.HALF_UP);
                        }
                        rechargeDTO.setRechargeAmount(rechargeAmount);
                        if (StringUtils.isNotEmpty(d.getRemark())) {
                            rechargeDTO.setRemarks(d.getRemark());
                        } else {
                            rechargeDTO.setRemarks("银联钱包充值");
                        }
                        rechargeDTO.setPaymentMethod("银联支付");
                        // rechargeDTO.setFinishedDate(LocalDateTime.parse(d.getSucceededAt(), DateTimeFormatter.ofPattern("yyyy-MM-dd'T'HH:mm:ss.SSSzzz")));
                        rechargeDTO.setFinishedDate(DateTimeUtils.getLocalDateTimeByRFC3339(d.getSucceededAt()));
                        rechargeDTO.setSourceNo(d.getTradeId());
                        unionpayAccountService.rechargeMoney(rechargeDTO);
                        break;
                    }

}
                return flag;
            default:
                throw new YnceErrorException("暂不支持此交易类型：{}", externalIncomeDTO.getTradeType());
        }
        return true;
    }

@Override
 public RefundVO refund(WalletRefundDTO walletRefundDTO) {
 Payment payment = paymentRepository.findFirstBySnOrderByIdDesc(walletRefundDTO.getPaymentNo());
 if (payment == null) {
 throw new YnceErrorException(YnceError.YNCE_205007);
 }
 if (!payment.getPayStatus().equals(PayStatus.SUCC)) {
 throw new YnceErrorException(YnceError.YNCE_218013);
 }
 Order order = orderRepository.findById(walletRefundDTO.getOrderId()).orElse(null);
 if (order == null) {
 throw new YnceErrorException(YnceError.YNCE_211004);
 }
 // 获取退款单已请求的所有银联退款单
 List<ChinaumsRefund> chinaumsRefundList = chinaumsRefundRepository.findAllByPlatformRefundId(walletRefundDTO.getRefundId());
 // 获取银联支付单
 List<ChinaumsPayment> chinaumsPaymentList = chinaumsPaymentRepository.findAllByOrdersId(walletRefundDTO.getOrderId());
 if (CollectionUtils.isNotEmpty(chinaumsPaymentList)) {
 // 计算总银联支付金额
 BigDecimal totalAmount = chinaumsPaymentList.stream().map(chinaumsPayment -> chinaumsPayment.getAmount()).reduce(BigDecimal.ZERO, BigDecimal::add);
 // 订单银联退款单(该订单下的所有银联退款单，不包含当前退款单)
 List<ChinaumsRefund> orderChinaumsRefundList = new ArrayList<>();
 // 查询银联该合并消费担保订单的总退款金额
 BigDecimal totalRefundAmount = BigDecimal.ZERO;
 // 查询所有银联退款单的总金额（不包含当前退款单）
 List<Long> orderRefundIdList = order.getRefunds().stream().filter(refund -> !refund.getId().equals(walletRefundDTO.getRefundId())).map(Refund::getId).collect(Collectors.toList());
 if (CollectionUtils.isNotEmpty(orderRefundIdList)) {
 orderChinaumsRefundList = chinaumsRefundRepository.findAllByPlatformRefundIdIn(orderRefundIdList);
 // TODO 这里是否需要考虑退款成功与否
 totalRefundAmount = orderChinaumsRefundList.stream().map(ChinaumsRefund::getAmount).reduce(BigDecimal.ZERO, BigDecimal::add);
 }
 // 判断是否最后一次退款【订单支付金额-总退款金额 = 本次退款金额】
 Boolean isFinallyRefund = order.getPayAmount().subtract(totalRefundAmount).compareTo(walletRefundDTO.getAmount()) == 0;
 // 已处理退款金额
 BigDecimal handleAmount = BigDecimal.ZERO;
 for (int i = 0; i < chinaumsPaymentList.size(); i++) {
 Boolean isRequestRefund = false;
 ChinaumsPayment chinaumsPayment = chinaumsPaymentList.get(i);
 // 根据平台退款ID和原始系统订单号以及分账类型查询是否存在银联退款单（因为品牌费和品牌授权费是同一家公司收取，所以这里需要通过分账类型区分）
 ChinaumsRefund chinaumsRefund = chinaumsRefundList.stream().filter(filterChinaumsRefund -> filterChinaumsRefund.getPlatformRefundId().equals(walletRefundDTO.getRefundId())
 && filterChinaumsRefund.getOrigTradeId().equals(chinaumsPayment.getGuaranteePaymentId())
 && filterChinaumsRefund.getSubaccountType().equals(chinaumsPayment.getSubaccountType())).findFirst().orElse(null);
 if (chinaumsRefund != null) {
 handleAmount = handleAmount.add(chinaumsRefund.getAmount());
 // 若状态为空则主动查询
 if (StringUtils.isBlank(chinaumsRefund.getStatus())) {
 try {
 // 调用查询接口
 JSONObject jsonObject = new JSONObject();
// jsonObject.put("outOrderNo", chinaumsRefund.getOutOrderNo());
 jsonObject.put("transOrderNo", walletRefundDTO.getPaymentNo());
 jsonObject.put("platformWalletId", order.getBuyerCompany().getWalletId());
 ByxChinaumsRefundVO chinaumsRefundVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_REFUND_QUERY, (JSONObject) JSONObject.toJSON(jsonObject), ByxChinaumsRefundVO.class);
 chinaumsRefund.setRefundId(chinaumsRefundVO.getMctOrderNo());
 chinaumsRefund.setStatus(chinaumsRefundVO.getRefundStatus());
 chinaumsRefund.setReason(chinaumsRefundVO.getAbst());
 chinaumsRefund.setRemark(chinaumsRefundVO.getRemark());
 chinaumsRefundRepository.save(chinaumsRefund);
 } catch (Exception exception) {
 log.error("{}请求查询银联退款单失败：{}", chinaumsRefund.getOutOrderNo(), exception.getMessage());
 if (StringUtils.isNotBlank(exception.getMessage()) && exception.getMessage().contains("请求的资源不存在")) {
 isRequestRefund = true;
 } else {
 continue;
 }
 }
 }
 } else {
 BigDecimal refundAmount;
 // 当为最后一次退款时，需要将子订单剩余金额退完
 if (isFinallyRefund) {
 // 获取已退款金额
 BigDecimal refundedAmount = BigDecimal.ZERO;
 if (CollectionUtils.isNotEmpty(orderChinaumsRefundList)) {
 // 根据原始系统订单号以及分账类型查询已退款金额（因为品牌费和品牌授权费是同一家公司收取，所以这里需要通过分账类型区分）
 refundedAmount = orderChinaumsRefundList.stream().filter(orderChinaumsRefund -> orderChinaumsRefund.getOrigTradeId().equals(chinaumsPayment.getGuaranteePaymentId())
 && orderChinaumsRefund.getSubaccountType().equals(chinaumsPayment.getSubaccountType()))
 .collect(Collectors.toList()).stream().map(ChinaumsRefund::getAmount).reduce(BigDecimal.ZERO, BigDecimal::add);
 }
 refundAmount = chinaumsPayment.getAmount().subtract(refundedAmount);
 } else {
 // 最后一个单时直接用剩余的金额计算
 if (i == (chinaumsPaymentList.size() - 1)) {
 refundAmount = walletRefundDTO.getAmount().subtract(handleAmount);
 } else {
 refundAmount = walletRefundDTO.getAmount().multiply(chinaumsPayment.getAmount()).divide(totalAmount, 2, RoundingMode.DOWN);
 }
 }
 String outOrderNo = walletRefundDTO.getRefundNo() + chinaumsPayment.getId();
 // 先保存银联退款单
 chinaumsRefund = new ChinaumsRefund();
 chinaumsRefund.setOutOrderNo(outOrderNo);
 chinaumsRefund.setAmount(refundAmount);
 chinaumsRefund.setOrigTradeId(chinaumsPayment.getGuaranteePaymentId());
 chinaumsRefund.setOrigOutOrderNo(chinaumsPayment.getOutOrderNo());
 chinaumsRefund.setOrigPayBalanceAcctId(chinaumsPayment.getPayBalanceAcctId());
 chinaumsRefund.setOrigRecvBalanceAcctId(chinaumsPayment.getRecvBalanceAcctId());
 chinaumsRefund.setPlatformRefundId(walletRefundDTO.getRefundId());
 chinaumsRefund.setSubaccountType(chinaumsPayment.getSubaccountType());
 chinaumsRefundRepository.save(chinaumsRefund);
 chinaumsRefundList.add(chinaumsRefund);
 handleAmount = handleAmount.add(chinaumsRefund.getAmount());
 isRequestRefund = true;
 }

// 请求银联退款
                if (isRequestRefund) {
//                    ChinaumsRefundDTO chinaumsRefundDTO = ChinaumsRefundDTO
//                            .builder()
//                            .outOrderNo(chinaumsRefund.getOutOrderNo())
//                            .sentAt(new SimpleDateFormat("yyyy-MM-dd'T'HH:mm:ssXXX").format(new Date()))
//                            .amount(chinaumsRefund.getAmount().multiply(new BigDecimal(100)).intValue())
//                            .origTradeId(chinaumsPayment.getGuaranteePaymentId())
//                            .build();
                    ByxChinaumsRefundDTO byxChinaumsRefundDTO = ByxChinaumsRefundDTO
                            .builder()
                            .mctOrderNo(chinaumsRefund.getOutOrderNo())
                            .refundAmt(chinaumsRefund.getAmount().multiply(new BigDecimal(100)).longValue())
                            .guaranteedOrderNo(chinaumsPayment.getGuaranteePaymentId())
                            .platformWalletId(order.getBuyerCompany().getWalletId())
                            .build();
                    try {
                        // 发起退款请求-----实时
                        ByxChinaumsRefundVO byxChinaumsRefundVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_REFUND, (JSONObject) JSONObject.toJSON(byxChinaumsRefundDTO), ByxChinaumsRefundVO.class);
                        //
                        // processing：处理中
                        // succeeded：成功
                        // failed：失败
                        //
                        chinaumsRefund.setStatus("succeeded");
                        if (!"00000".equals(byxChinaumsRefundVO.getRspCode())) {
                            log.error("{}请求银联退款失败：{}", byxChinaumsRefundVO.getMctOrderNo(), byxChinaumsRefundVO.getRspResult());
                            chinaumsRefund.setStatus("failed");
                        }
                        // 获取请求结果
                        chinaumsRefund.setRefundId(byxChinaumsRefundVO.getTransOrderNo());

chinaumsRefund.setReason(byxChinaumsRefundVO.getAbst());
 chinaumsRefund.setRemark(byxChinaumsRefundVO.getRemark());
 chinaumsRefundRepository.save(chinaumsRefund);
 } catch (Exception exception) {
 log.error("{}请求银联退款失败：{}", byxChinaumsRefundDTO.getMctOrderNo(), exception.getMessage());
 }
 }
 // 如果退款状态是处理中，则循环查询，时间不超过5秒
// if ("processing".equals(chinaumsRefund.getStatus())) {
// try {
// long currentTimeMillis = System.currentTimeMillis();
// while (true) {
// // 调用查询接口
// JSONObject jsonObject = new JSONObject();
// jsonObject.put("refundId", chinaumsRefund.getRefundId());
// ChinaumsRefundVO chinaumsRefundVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_REFUND_BY_SYS_NO, (JSONObject) JSONObject.toJSON(jsonObject), ChinaumsRefundVO.class);
// // 当请求成功或者时间超时时，结束循环
// if (!"processing".equals(chinaumsRefundVO.getStatus()) || System.currentTimeMillis() - currentTimeMillis > 5000) {
// chinaumsRefund.setStatus(chinaumsRefundVO.getStatus());
// chinaumsRefund.setReason(chinaumsRefundVO.getReason());
// chinaumsRefund.setRemark(chinaumsRefundVO.getRemark());
// chinaumsRefundRepository.save(chinaumsRefund);
// break;
// }
// }
// } catch (Exception exception) {
// log.error("{}请求银联退款状态失败：{}", chinaumsRefund.getOutOrderNo(), exception.getMessage());
// }
// }
 }
 }
 RefundVO refundVO = new RefundVO();
 if (CollectionUtils.isNotEmpty(chinaumsRefundList)) {
 // 获取成功退款的单号
 List<ChinaumsRefund> succeededChinaumsRefundList = chinaumsRefundList.stream().filter(chinaumsRefund -> "succeeded".equals(chinaumsRefund.getStatus())).collect(Collectors.toList());
 refundVO.setRefundAmount(succeededChinaumsRefundList.stream().map(ChinaumsRefund::getAmount).reduce(BigDecimal.ZERO, BigDecimal::add));
 refundVO.setRefundStatus(refundVO.getRefundAmount().compareTo(walletRefundDTO.getAmount()) == 0 ? RefundStatus.REFUNDED : RefundStatus.PARTIAL_REFUNDED);
 refundVO.setRefundTime(LocalDateTime.now());
 // 获取退款单号
 List<String> refundIdList = succeededChinaumsRefundList.stream().map(chinaumsRefund -> chinaumsRefund.getRefundId()).collect(Collectors.toList());
 refundVO.setExternalId(StringUtils.join(refundIdList, ","));
 } else {
 refundVO.setRefundStatus(RefundStatus.UN_REFUND);
 }
 return refundVO;
 }

@Transactional(propagation = Propagation.NOT_SUPPORTED)
    @Override
    public ChinaumsAllocationsVO createSubaccount(ChinaumsAllocationsDTO chinaumsAllocationsDTO) {
        ChinaumsAllocationsVO chinaumsAllocationsVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_UPAPI_ALLOCATIONS, (JSONObject) JSONObject.toJSON(chinaumsAllocationsDTO), ChinaumsAllocationsVO.class);
        return chinaumsAllocationsVO;
    }

@Override
 public void posTransfer() {
 List<TopUpOrder> topUpOrders = topUpOrderRepository.findByOrderTypeAndPaymentStatusAndSyncStateInAndPayTimeLessThanAndRefundedIsFalseOrderByPayTime(
 TopUpOrderType.POS, PayStatus.SUCC, Arrays.asList(SyncState.SYNCEDERROR, SyncState.UNSYNCED), LocalDateTime.of(LocalDate.now(), LocalTime.MIN));
 if (CollectionUtils.isEmpty(topUpOrders)) {
 log.warn("POS充值转账 - 待转账记录为空！");
 return;
 }

// 根据所属企业分组
 Map<Company, List<TopUpOrder>> companyTopUpOrderList = topUpOrders.stream().collect(Collectors.groupingBy(TopUpOrder::getCompany));
 // 循环分组数据
 for (Map.Entry<Company, List<TopUpOrder>> companyTopUpOrderListEntry : companyTopUpOrderList.entrySet()) {
 // 所属企业id
 Long companyId = companyTopUpOrderListEntry.getKey().getId();
 // 所属企业充值订单
 List<TopUpOrder> topUpOrderList = companyTopUpOrderListEntry.getValue();
 // 获取第三方企业配置
 ThirdPartyPaySet thirdPartyPaySet = thirdPartyConfigUtil.getCompany(companyId);
 if (thirdPartyPaySet == null || StringUtils.isEmpty(thirdPartyPaySet.getPosRechargeBalanceAcctId())) {
 loggerService.rechargeTransfer("POS充值收款电子账簿ID为空",
 null, WalletServiceImpl.class.getName(), "posTransfer", "verifyParam",
 companyRepository.findById(companyId).orElse(null));
 continue;
 }
 // 加锁，避免并发请求
 String balanceAcctIdLockKey = this.getBalanceAcctIdLockKey(thirdPartyPaySet.getPosRechargeBalanceAcctId());
 Boolean balanceAcctIdLock = stringRedisTemplate.opsForValue().setIfAbsent(balanceAcctIdLockKey, balanceAcctIdLockKey);
 if (!balanceAcctIdLock) {
 throw new YnceErrorException(YnceError.YNCE_000000);
 }
 stringRedisTemplate.expire(balanceAcctIdLockKey, 3, TimeUnit.MINUTES);
 for (TopUpOrder topUpOrder : topUpOrderList) {
 Company inputCompany = companyRepository.findById(topUpOrder.getTopUpCompany().getId()).orElse(null);
 if (inputCompany == null || StringUtils.isEmpty(inputCompany.getWalletId())) {
 loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入企业未认证",
 null, WalletServiceImpl.class.getName(), "posTransfer", "verifyParam",
 companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
 continue;
 }
 Account inputAccount = accountRepository.findDepositAccount(inputCompany.getId());
 if (inputAccount == null) {
 loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入账户不存在",
 null, WalletServiceImpl.class.getName(), "posTransfer", "verifyParam",
 companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
 continue;
 }
 if (!inputAccount.getState().equals(AccountState.ENABLED)) {
 loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入账户非启用状态",
 null, WalletServiceImpl.class.getName(), "posTransfer", "verifyParam",
 companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
 continue;
 }

// 如果充值订单已有转账订单号，但却是未同步状态，则尝试更新
                if (StringUtils.isNotBlank(topUpOrder.getTransferSn())) {
                    AccountPaymentsVO accountPaymentsVO = null;
                    try {
                        accountPaymentsVO = walletService.paymentsByOutOrderNo(topUpOrder.getTransferSn());
                        if (accountPaymentsVO == null) {
                            log.warn("POS充值转账同步 -【消费订单查询（平台订单号）:{}】在银联未查询到记录!!!", topUpOrder.getTransferSn());
                            // 说明在发起转账时银联那边并未接收到，清掉单号重新走转账流程
                            topUpOrder.setTransferSn(null);
                        } else {
                            if ("succeeded".equals(accountPaymentsVO.getStatus())) {
                                this.rechargeHandle(topUpOrder, accountPaymentsVO);
                                continue;
                            } else if ("failed".equals(accountPaymentsVO.getStatus())) {
                                // 转账失败，清掉单号重新走转账流程
                                topUpOrder.setTransferSn(null);
                            } else {
                                continue;
                            }
                        }
                    } catch (Exception e) {
                        if (e.getMessage().contains("请求的资源不存在")) {
                            // 说明在发起转账时银联那边并未接收到，清掉单号重新走转账流程
                            topUpOrder.setTransferSn(null);
                        } else {
                            loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，查询转账记录失败",
                                    accountPaymentsVO, WalletServiceImpl.class.getName(), "posTransfer", "queryTransferRecord",
                                    companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
                            continue;
                        }
                    }
                }

try {
 // 判断余额是否足够
 Long amountPenny = topUpOrder.getAmount().multiply(new BigDecimal("100")).longValue();
 BalanceAcctsVO balanceAcctsVO = this.balanceAcctsQryByAcctId(thirdPartyPaySet.getPosRechargeBalanceAcctId());
 if (balanceAcctsVO.getSettledAmount() < amountPenny) {
 loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转出账簿id" + thirdPartyPaySet.getPosRechargeBalanceAcctId() + "余额不足，余额为" + balanceAcctsVO.getSettledAmount(),
 null, WalletServiceImpl.class.getName(), "posTransfer", "verifyParam",
 companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
 break;
 }
 // 记录转账单号，后续成功再生成充值记录
 String zz = sequenceUtil.getNextSequenceNumber("ZZ");
 topUpOrder.setTransferSn(zz);
 topUpOrderRepository.saveAndFlush(topUpOrder);

AccountPaymentsDTO accountTransfer = null;
 try {
 // 请求银联【电子账簿消费（转账）】
 accountTransfer = new AccountPaymentsDTO();
 accountTransfer.setAmount(amountPenny)
 .setPayBalanceAcctId(thirdPartyPaySet.getPosRechargeBalanceAcctId())
 .setRecvBalanceAcctId(inputCompany.getWalletId())
 // .setPassword(RSAEncryptorUtil.encryptByPublicKey(dto.getEncryptPwd(), thirdPartyPaySet.getChinaumsPublicKey()))
 .setOutOrderNo(zz)
 .setRemark(topUpOrder.getRemark());
 Map<String, Object> productInfos = new HashMap<String, Object>() {{
 put("orderNo", zz);
 put("orderAmount", amountPenny);
 put("productName", "POS充值转账");
 put("productCount", 1);
 }};
 Map<String, Object> extra = new HashMap<String, Object>() {{
 put("productInfos", Collections.singletonList(productInfos));
 }};
 accountTransfer.setExtra(extra);
 this.payments(accountTransfer);
 } catch (Exception e) {
 log.error("转账出现异常 - ", e);
 loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转账出现异常：" + e.getMessage(),
 accountTransfer, WalletServiceImpl.class.getName(), "posTransfer", "transfer",
 companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
 }
 } catch (Exception e) {
 log.error("POS充值转账 - ", e);
 loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，" + e.getMessage(),
 null, WalletServiceImpl.class.getName(), "posTransfer", "transfer",
 companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
 }
 }
 }
 }

@Override
 public void scanTransfer() {
 List<TopUpOrder> topUpOrders = topUpOrderRepository.findByOrderTypeAndPaymentStatusAndSyncStateInAndPayTimeLessThanAndRefundedIsFalseOrderByPayTime(
 TopUpOrderType.SCAN, PayStatus.SUCC, Arrays.asList(SyncState.SYNCEDERROR, SyncState.UNSYNCED), LocalDateTime.of(LocalDate.now(), LocalTime.MIN));
 if (CollectionUtils.isEmpty(topUpOrders)) {
 log.warn("扫码充值转账 - 待转账记录为空！");
 return;
 }

// 根据所属企业分组
 Map<Company, List<TopUpOrder>> companyTopUpOrderList = topUpOrders.stream().collect(Collectors.groupingBy(TopUpOrder::getCompany));
 // 循环分组数据
 for (Map.Entry<Company, List<TopUpOrder>> companyTopUpOrderListEntry : companyTopUpOrderList.entrySet()) {
 // 所属企业Id
 Long companyId = companyTopUpOrderListEntry.getKey().getId();
 // 所属企业充值订单
 List<TopUpOrder> topUpOrderList = companyTopUpOrderListEntry.getValue();
 // 获取第三方企业配置
 ThirdPartyPaySet thirdPartyPaySet = thirdPartyConfigUtil.getCompany(companyId);
 if (thirdPartyPaySet == null || StringUtils.isEmpty(thirdPartyPaySet.getScanRechargeBalanceAcctId())) {
 loggerService.rechargeTransfer("扫码充值收款电子账簿ID为空",
 null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam",
 companyRepository.findById(companyId).orElse(null));
 continue;
 }
 // 加锁，避免并发请求
 String balanceAcctIdLockKey = this.getBalanceAcctIdLockKey(thirdPartyPaySet.getScanRechargeBalanceAcctId());
 Boolean balanceAcctIdLock = stringRedisTemplate.opsForValue().setIfAbsent(balanceAcctIdLockKey, balanceAcctIdLockKey);
 if (!balanceAcctIdLock) {
 throw new YnceErrorException(YnceError.YNCE_000000);
 }
 stringRedisTemplate.expire(balanceAcctIdLockKey, 3, TimeUnit.MINUTES);
 for (TopUpOrder topUpOrder : topUpOrderList) {
 Company inputCompany = companyRepository.findById(topUpOrder.getTopUpCompany().getId()).orElse(null);
 if (inputCompany == null || StringUtils.isEmpty(inputCompany.getWalletId())) {
 loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入企业未认证",
 null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam",
 companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
 continue;
 }
 Account inputAccount = accountRepository.findDepositAccount(inputCompany.getId());
 if (inputAccount == null) {
 loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入账户不存在",
 null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam",
 companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
 continue;
 }
 if (!inputAccount.getState().equals(AccountState.ENABLED)) {
 loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入账户非启用状态",
 null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam",
 companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
 continue;
 }

// 如果充值订单已有转账订单号，但却是未同步状态，则尝试更新
                if (StringUtils.isNotBlank(topUpOrder.getTransferSn())) {
                    AccountPaymentsVO accountPaymentsVO = null;
                    try {
                        accountPaymentsVO = walletService.paymentsByOutOrderNo(topUpOrder.getTransferSn());
                        if (accountPaymentsVO == null) {
                            log.warn("扫码充值转账同步 -【消费订单查询（平台订单号）:{}】在银联未查询到记录!!!", topUpOrder.getTransferSn());
                            // 说明在发起转账时银联那边并未接收到，清掉单号重新走转账流程
                            topUpOrder.setTransferSn(null);
                        } else {
                            if ("succeeded".equals(accountPaymentsVO.getStatus())) {
                                this.rechargeHandle(topUpOrder, accountPaymentsVO);
                                continue;
                            } else if ("failed".equals(accountPaymentsVO.getStatus())) {
                                // 转账失败，清掉单号重新走转账流程
                                topUpOrder.setTransferSn(null);
                            } else {
                                continue;
                            }
                        }
                    } catch (Exception e) {
                        if (e.getMessage().contains("请求的资源不存在")) {
                            // 说明在发起转账时银联那边并未接收到，清掉单号重新走转账流程
                            topUpOrder.setTransferSn(null);
                        } else {
                            loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，查询转账记录失败",
                                    accountPaymentsVO, WalletServiceImpl.class.getName(), "scanTransfer", "queryTransferRecord",
                                    companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
                            continue;
                        }
                    }
                }

try {
 // 判断余额是否足够
 Long amountPenny = topUpOrder.getAmount().multiply(new BigDecimal("100")).longValue();
 BalanceAcctsVO balanceAcctsVO = this.balanceAcctsQryByAcctId(thirdPartyPaySet.getScanRechargeBalanceAcctId());
 if (balanceAcctsVO.getSettledAmount() < amountPenny) {
 loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转出账簿id" + thirdPartyPaySet.getScanRechargeBalanceAcctId() + "余额不足，余额为" + balanceAcctsVO.getSettledAmount(),
 null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam",
 companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
 break;
 }
 // 记录转账单号，后续成功再生成充值记录
 String zz = sequenceUtil.getNextSequenceNumber("ZZ");
 topUpOrder.setTransferSn(zz);
 topUpOrderRepository.saveAndFlush(topUpOrder);

AccountPaymentsDTO accountTransfer = null;
 try {
 // 请求银联【电子账簿消费（转账）】
 accountTransfer = new AccountPaymentsDTO();
 accountTransfer.setAmount(amountPenny)
 .setPayBalanceAcctId(thirdPartyPaySet.getScanRechargeBalanceAcctId())
 .setRecvBalanceAcctId(inputCompany.getWalletId())
 // .setPassword(RSAEncryptorUtil.encryptByPublicKey(dto.getEncryptPwd(), thirdPartyPaySet.getChinaumsPublicKey()))
 .setOutOrderNo(zz)
 .setRemark(topUpOrder.getRemark());
 Map<String, Object> productInfos = new HashMap<String, Object>() {{
 put("orderNo", zz);
 put("orderAmount", amountPenny);
 put("productName", "扫码充值转账");
 put("productCount", 1);
 }};
 Map<String, Object> extra = new HashMap<String, Object>() {{
 put("productInfos", Collections.singletonList(productInfos));
 }};
 accountTransfer.setExtra(extra);
 this.payments(accountTransfer);
 } catch (Exception e) {
 log.error("转账出现异常 - ", e);
 loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转账出现异常：" + e.getMessage(),
 accountTransfer, WalletServiceImpl.class.getName(), "scanTransfer", "transfer",
 companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
 }
 } catch (Exception e) {
 log.error("扫码充值转账 - ", e);
 loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，" + e.getMessage(),
 null, WalletServiceImpl.class.getName(), "scanTransfer", "transfer",
 companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
 }
 }
 }
 }

@Override
 @Transactional(rollbackFor = Exception.class)
 public SubaccountRefundVO subaccountRefund(SubaccountRefundDTO subaccountRefundDTO) {
 Order order = orderRepository.findById(subaccountRefundDTO.getOrderId()).orElse(null);
 if (order == null) {
 throw new YnceErrorException(YnceError.YNCE_206012);
 }
 if (StringUtils.isBlank(order.getBuyerCompany().getWalletId())) {
 throw new YnceErrorException(YnceError.YNCE_204095, YnceError.YNCE_218009.getMsg());
 }
 OrderFeeRatio orderFeeRatio = orderFeeRatioRepository.findByOrdersId(subaccountRefundDTO.getOrderId());
 if (orderFeeRatio == null) {
 throw new YnceErrorException(YnceError.YNCE_204095, "订单费用比例不存在");
 }
 Refund refund = refundRepository.findFirstByRefundSn(subaccountRefundDTO.getRefundNo());
 if (refund == null) {
 throw new YnceErrorException(YnceError.YNCE_204028);
 }
 // 分账退款单列表
 List<SubaccountRefund> subaccountRefundList = new ArrayList<>();
 // 计算品牌退款费用
 BigDecimal brandCost = calBrandRefundCost(refund, subaccountRefundDTO, order, orderFeeRatio, subaccountRefundList);
 // 计算策划退款费用
 BigDecimal deviseCost = calPlanningRefundCost(refund, subaccountRefundDTO, order, orderFeeRatio, subaccountRefundList);
 // 计算货款退款费用
 calGoodsRefundCost(refund, subaccountRefundDTO, order, orderFeeRatio, subaccountRefundList, brandCost, deviseCost);
 return getSubaccountRefundVO(subaccountRefundDTO, subaccountRefundList);
 }

private void calGoodsRefundCost(Refund refund, SubaccountRefundDTO subaccountRefundDTO, Order order, OrderFeeRatio orderFeeRatio, List<SubaccountRefund> subaccountRefundList, BigDecimal brandCost, BigDecimal deviseCost) {
 BigDecimal goodsPayment = subaccountRefundDTO.getAmount().subtract(brandCost).subtract(deviseCost);
 if (goodsPayment.compareTo(BigDecimal.ZERO) > 0) {
 // 判断是否已生成分账退款单
 SubaccountRefund subaccountRefund = subaccountRefundRepository.findFirstByRefundSnAndSubaccountType(subaccountRefundDTO.getRefundNo(), SubaccountType.GOODS_COST);
 // 转账结果
 AccountPaymentsVO accountPaymentsVO = new AccountPaymentsVO();
 if (subaccountRefund == null) {
 String sn = sequenceUtil.getNextSequenceNumber("FZTK");
 // 拼接转账申请
 ByxChinaumsRefundDTO byxChinaumsRefundDTO = ByxChinaumsRefundDTO.builder()
 .platformWalletId(order.getSellerCompany().getWalletId())
 .refundAmt(goodsPayment.multiply(BigDecimal.valueOf(100)).longValue())
 .guaranteedOrderNo(refund.getThirdPartyAccount())
 .build();
 // 转账结果
 ByxChinaumsRefundVO byxChinaumsRefundVO = null;
 try {
 byxChinaumsRefundVO = this.refundForProfitSharing(byxChinaumsRefundDTO);
 } catch (Exception exception) {
 log.error(subaccountRefundDTO.getRefundNo() + "请求分账退款失败：" + exception.getMessage());
 }
 if (byxChinaumsRefundVO == null) {
 throw new YnceErrorException("系统异常，退款失败");
 }

// 保存分账退款单
                subaccountRefund = new SubaccountRefund();
                subaccountRefund.setSn(sn);
                subaccountRefund.setAmount(goodsPayment);
                subaccountRefund.setRefundCompany(order.getSellerCompany());
                subaccountRefund.setReceiptCompany(order.getBuyerCompany());
                subaccountRefund.setExternalId(byxChinaumsRefundVO.getTransOrderNo());
                subaccountRefund.setSubaccountType(SubaccountType.GOODS_COST);
                subaccountRefund.setSubaccountCostRatio(BigDecimal.ONE.subtract(orderFeeRatio.getBrandCostRatio()).subtract(orderFeeRatio.getDeviseCostRatio()));
                subaccountRefund.setSubaccountState(SubaccountState.SEPARATE_NOT);
                subaccountRefund.setRefundSn(subaccountRefundDTO.getRefundNo());
            }
            subaccountRefundRepository.saveAndFlush(subaccountRefund);
            subaccountRefundList.add(subaccountRefund);
        }
    }

private BigDecimal calPlanningRefundCost(Refund refund, SubaccountRefundDTO subaccountRefundDTO, Order order, OrderFeeRatio orderFeeRatio, List<SubaccountRefund> subaccountRefundList) {
 BigDecimal deviseCost = BigDecimal.ZERO;
 if (orderFeeRatio.getDeviseCostRatio().compareTo(BigDecimal.ZERO) != 0) {
 // 判断是否已生成分账退款单
 SubaccountRefund subaccountRefund = subaccountRefundRepository.findFirstByRefundSnAndSubaccountType(subaccountRefundDTO.getRefundNo(), SubaccountType.DEVISE_FEE);

deviseCost = subaccountRefundDTO.getAmount().multiply(orderFeeRatio.getDeviseCostRatio()).setScale(2, BigDecimal.ROUND_HALF_UP);
            if (subaccountRefund == null) {
                String sn = sequenceUtil.getNextSequenceNumber("FZTK");

// 拼接转账申请
                ByxChinaumsRefundDTO byxChinaumsRefundDTO = ByxChinaumsRefundDTO.builder()
                        .platformWalletId(order.getDeviseCompany().getWalletId())
                        .refundAmt(deviseCost.multiply(BigDecimal.valueOf(100)).longValue())
                        .guaranteedOrderNo(refund.getThirdPartyAccount())
                        .build();
                // 转账结果
                ByxChinaumsRefundVO byxChinaumsRefundVO = null;
                try {
                    byxChinaumsRefundVO = this.refundForProfitSharing(byxChinaumsRefundDTO);
                } catch (Exception exception) {
                    log.error(subaccountRefundDTO.getRefundNo() + "请求分账退款失败：" + exception.getMessage());
                }
                if (byxChinaumsRefundVO == null) {
                    throw new YnceErrorException("系统异常，退款失败");
                }

// 保存分账退款单
                subaccountRefund = new SubaccountRefund();
                subaccountRefund.setSn(sn);
                subaccountRefund.setAmount(deviseCost);
                subaccountRefund.setRefundCompany(order.getDeviseCompany());
                subaccountRefund.setReceiptCompany(order.getBuyerCompany());
//                subaccountRefund.setOrders(order);
                subaccountRefund.setExternalId(byxChinaumsRefundVO.getTransOrderNo());
                subaccountRefund.setSubaccountType(SubaccountType.DEVISE_FEE);
                subaccountRefund.setSubaccountCostRatio(orderFeeRatio.getDeviseCostRatio());
                subaccountRefund.setSubaccountState(SubaccountState.SEPARATE_NOT);
                subaccountRefund.setRefundSn(subaccountRefundDTO.getRefundNo());
            }
            subaccountRefundRepository.saveAndFlush(subaccountRefund);
            subaccountRefundList.add(subaccountRefund);
        }
        return deviseCost;
    }

private BigDecimal calBrandRefundCost(Refund refund, SubaccountRefundDTO subaccountRefundDTO, Order order, OrderFeeRatio orderFeeRatio, List<SubaccountRefund> subaccountRefundList) {
 BigDecimal brandCost = BigDecimal.ZERO;
 if (orderFeeRatio.getBrandCostRatio().compareTo(BigDecimal.ZERO) == 1) {
 // 判断是否已生成分账退款单
 SubaccountRefund subaccountRefund = subaccountRefundRepository.findFirstByRefundSnAndSubaccountType(subaccountRefundDTO.getRefundNo(), SubaccountType.BRAND_FEE);

brandCost = subaccountRefundDTO.getAmount().multiply(orderFeeRatio.getBrandCostRatio()).setScale(2, BigDecimal.ROUND_HALF_UP);
            if (subaccountRefund == null) {
                String sn = sequenceUtil.getNextSequenceNumber("FZTK");
                // 拼接转账申请
                ByxChinaumsRefundDTO byxChinaumsRefundDTO = ByxChinaumsRefundDTO.builder()
                        .platformWalletId(order.getBrandCompany().getWalletId())
                        .refundAmt(brandCost.multiply(BigDecimal.valueOf(100)).longValue())
                        .guaranteedOrderNo(refund.getThirdPartyAccount())
                        .build();
                // 转账结果
                ByxChinaumsRefundVO byxChinaumsRefundVO = null;
                try {
                    byxChinaumsRefundVO = this.refundForProfitSharing(byxChinaumsRefundDTO);
                } catch (Exception exception) {
                    log.error(subaccountRefundDTO.getRefundNo() + "请求分账退款失败：" + exception.getMessage());
                }
                if (byxChinaumsRefundVO == null) {
                    throw new YnceErrorException("系统异常，退款失败");
                }
                // 保存分账退款单
                subaccountRefund = new SubaccountRefund();
                subaccountRefund.setSn(sn);
                subaccountRefund.setAmount(brandCost);
                subaccountRefund.setRefundCompany(order.getBrandCompany());
                subaccountRefund.setReceiptCompany(order.getBuyerCompany());
                subaccountRefund.setExternalId(byxChinaumsRefundVO.getTransOrderNo());
                subaccountRefund.setSubaccountType(SubaccountType.BRAND_FEE);
                subaccountRefund.setSubaccountCostRatio(orderFeeRatio.getBrandCostRatio());
                subaccountRefund.setSubaccountState(SubaccountState.SEPARATE_NOT);
                subaccountRefund.setRefundSn(subaccountRefundDTO.getRefundNo());
            }
            subaccountRefundRepository.saveAndFlush(subaccountRefund);
            subaccountRefundList.add(subaccountRefund);
        }
        return brandCost;
    }

private static SubaccountRefundVO getSubaccountRefundVO(SubaccountRefundDTO subaccountRefundDTO, List<SubaccountRefund> subaccountRefundList) {
 SubaccountRefundVO subaccountRefundVO = new SubaccountRefundVO();
 if (CollectionUtils.isNotEmpty(subaccountRefundList)) {
 BigDecimal refundAmount = BigDecimal.ZERO;
 List<String> externalIdList = new ArrayList<>();
 for (SubaccountRefund subaccountRefund : subaccountRefundList) {
 if (subaccountRefund.getSubaccountState().equals(SubaccountState.SEPARATE_SUCC)) {
 refundAmount = refundAmount.add(subaccountRefund.getAmount());
 externalIdList.add(subaccountRefund.getExternalId());
 }
 }
 if (refundAmount.compareTo(BigDecimal.ZERO) == 0) {
 subaccountRefundVO.setRefundStatus(RefundStatus.UN_REFUND);
 subaccountRefundVO.setRefundAmount(BigDecimal.ZERO);
 } else {
 if (refundAmount.compareTo(subaccountRefundDTO.getAmount()) == 0) {
 subaccountRefundVO.setRefundStatus(RefundStatus.REFUNDED);
 } else {
 subaccountRefundVO.setRefundStatus(RefundStatus.PARTIAL_REFUNDED);
 }
 subaccountRefundVO.setExternalId(StringUtils.join(externalIdList, ","));
 subaccountRefundVO.setRefundTime(LocalDateTime.now());
 subaccountRefundVO.setRefundAmount(refundAmount);
 }
 } else {
 subaccountRefundVO.setRefundStatus(RefundStatus.UN_REFUND);
 subaccountRefundVO.setRefundAmount(BigDecimal.ZERO);
 }
 return subaccountRefundVO;
 }

@Override
 public ElectronicReceiptVO electronicReceipts(String tradeId) {
 Map<String, Object> map = new HashMap<>();
 List<String> list = new ArrayList<>();
 list.add(tradeId);
 map.put("list", list);
 JSONObject result = chinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_ELECTRONIC_RECEIPTS, (JSONObject) JSONObject.toJSON(map), JSONObject.class);
 if (result == null || result.get("downloadUrl") == null) {
 throw new YnceErrorException("查询电子回单失败");
 }
 ElectronicReceiptVO vo = new ElectronicReceiptVO();
 vo.setTradeId(tradeId);
 vo.setFileUrl(result.get("downloadUrl").toString());
 vo.setOutOrderNo(result.get("mctOrderNo") == null ? null : result.get("mctOrderNo").toString());
 return vo;
 }

@Override
    @Transactional(rollbackFor = Exception.class)
    public void createWalletByCompany(WalletCreateByCompanyDTO walletCreateByCompanyDTO) {
        Company company = companyRepository.findById(walletCreateByCompanyDTO.getCompanyId()).orElse(null);
        if (company == null) {
            throw new YnceErrorException(YnceError.YNCE_218031, "企业不存在");
        }
        if (StringUtils.isBlank(company.getWalletId())) {
            throw new YnceErrorException(YnceError.YNCE_218031, "企业暂未认证");
        }
        if (!ApplicationStatus.SUCCEEDED.equals(company.getChinaumsAuthInfo().getApplicationStatus())) {
            throw new YnceErrorException(YnceError.YNCE_218031, "企业认证修改中");
        }
        Company walletCompany = companyRepository.findById(walletCreateByCompanyDTO.getWalletCompanyId()).orElse(null);
        if (walletCompany == null) {
            throw new YnceErrorException(YnceError.YNCE_218031, "新电子账簿所属企业不存在");
        }
        if (StringUtils.isNotBlank(walletCompany.getWalletId())) {
            throw new YnceErrorException(YnceError.YNCE_218031, "新电子账簿所属企业已认证");
        }
        if (walletCompany.getChinaumsAuthInfo() != null && !ApplicationStatus.SUCCEEDED.equals(walletCompany.getChinaumsAuthInfo().getApplicationStatus())) {
            throw new YnceErrorException(YnceError.YNCE_218031, "新电子账簿所属企业认证修改中");
        }

// 拼接请求参数
        ChinaumsCreateWalletDTO chinaumsCreateWalletDTO = ChinaumsCreateWalletDTO.builder()
                .cusId(company.getChinaumsAuthInfo().getCusId())
                .mchId(company.getChinaumsAuthInfo().getMchId())
                .password(chinaumsUtil.getDefaultPassword())
                .build();
        // 调用创建服务
        ChinaumsCreateWalletVO chinaumsCreateWalletVO;
        try {
            chinaumsCreateWalletVO = this.createWallet(chinaumsCreateWalletDTO);
        } catch (Exception exception) {
            throw new YnceErrorException(YnceError.YNCE_218031, exception.getMessage());
        }
        // 保存企业的电子账簿ID
        walletCompany.setWalletId(chinaumsCreateWalletVO.getBalanceAcctId());
        companyRepository.saveAndFlush(walletCompany);
        // 生成新的银联认证信息
        ChinaumsAuthInfo chinaumsAuthInfo = new ChinaumsAuthInfo();
        BeanUtils.copyProperties(company.getChinaumsAuthInfo(), chinaumsAuthInfo, "id", "chinaumsBankCard");
        chinaumsAuthInfo.setOutRequestNo(chinaumsCreateWalletVO.getOutRequestNo());
        chinaumsAuthInfo.setPassword(chinaumsUtil.getDefaultPassword());
        chinaumsAuthInfo.setCompany(walletCompany);
        chinaumsAuthInfo.setRelAcctNo(chinaumsCreateWalletVO.getRelAcctNo());
        chinaumsAuthInfo.setBankCardNo(chinaumsCreateWalletVO.getBankCardNo());
        chinaumsAuthInfo.setBalanceAcctId(chinaumsCreateWalletVO.getBalanceAcctId());
        chinaumsAuthInfoRepository.save(chinaumsAuthInfo);
    }

@Transactional(rollbackFor = Exception.class)
    @Override
    public void createWalletCreditRefund() {
        Company company = getUser().getCompany();
        ChinaumsAuthInfo dbChinaumsAuthInfo = company.getChinaumsAuthInfo();
        if (StringUtils.isBlank(company.getWalletId()) || dbChinaumsAuthInfo == null) {
            throw new YnceErrorException(YnceError.YNCE_218031, "企业暂未认证");
        }

ThirdPartyPaySet thirdPartyPaySet = thirdPartyConfigUtil.getCompany(company.getId());
        if (thirdPartyPaySet == null) {
            throw new YnceErrorException("第三方企业配置不存在");
        }
        if (StringUtils.isNotBlank(thirdPartyPaySet.getChinaumsCreditBalanceAcctId())) {
            throw new YnceErrorException("授信资金池账户已存在");
        }

// 拼接请求参数
        ChinaumsCreateWalletDTO chinaumsCreateWalletDTO = ChinaumsCreateWalletDTO.builder()
                .cusId(dbChinaumsAuthInfo.getCusId())
                .mchId(dbChinaumsAuthInfo.getMchId())
                .password(chinaumsUtil.getDefaultPassword())
                .build();
        // 调用创建服务
        ChinaumsCreateWalletVO chinaumsCreateWalletVO;
        try {
            chinaumsCreateWalletVO = this.createWallet(chinaumsCreateWalletDTO);
        } catch (Exception exception) {
            throw new YnceErrorException(YnceError.YNCE_218031, exception.getMessage());
        }

// 保存电子账簿ID
        thirdPartyPaySet.setChinaumsCreditBalanceAcctId(chinaumsCreateWalletVO.getBalanceAcctId());
        thirdPartyPaySetRepository.saveAndFlush(thirdPartyPaySet);
    }

private ChinaumsCreateWalletVO createWallet(ChinaumsCreateWalletDTO chinaumsCreateWalletDTO) {
        chinaumsCreateWalletDTO.setOutRequestNo(sequenceUtil.getNextSequenceNumber("YLRZ"));
        try {
            // 密码加密
            chinaumsCreateWalletDTO.setPassword(RSAEncryptorUtil.encryptByPublicKey(chinaumsCreateWalletDTO.getPassword(), chinaumsUtil.getPublicKey()));
        } catch (Exception exception) {
            throw new YnceErrorException(YnceError.YNCE_218014);
        }
        return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_UPAPI_BALANCE_ACCTS, (JSONObject) JSONObject.toJSON(chinaumsCreateWalletDTO), ChinaumsCreateWalletVO.class);
    }

/**
     * 获取银联电子账簿id锁
     *
     * @param balanceAcctId
     * @return
     */
    private String getBalanceAcctIdLockKey(String balanceAcctId) {
        return balanceAcctId + ":BALANCE_ACCT_ID";
    }
}

package com.yn.bftl.thirdparty.modules.chinaums.service.impl;

import cn.hutool.core.convert.Convert;
import cn.hutool.core.date.DateUtil;
import cn.hutool.core.util.ObjectUtil;
import com.alibaba.fastjson.JSONObject;
import com.yn.bftl.common.common.exception.YnceError;
import com.yn.bftl.common.common.util.ByxRouteUtil;
import com.yn.bftl.common.common.util.RSAEncryptorUtil;
import com.yn.bftl.common.common.util.RouteUtil;
import com.yn.bftl.common.modules.account.dto.*;
import com.yn.bftl.common.modules.account.entity.*;
import com.yn.bftl.common.modules.account.enums.AccountState;
import com.yn.bftl.common.modules.account.enums.TransferState;
import com.yn.bftl.common.modules.account.vo.AccountPaymentsVO;
import com.yn.bftl.common.modules.account.vo.BalanceAcctsVO;
import com.yn.bftl.common.modules.account.vo.BalanceTransactionsPageVO;
import com.yn.bftl.common.modules.account.vo.WithdrawalsVO;
import com.yn.bftl.common.modules.company.entity.Brand;
import com.yn.bftl.common.modules.company.entity.ChinaumsAuthInfo;
import com.yn.bftl.common.modules.company.entity.Company;
import com.yn.bftl.common.modules.company.enums.ApplicationStatus;
import com.yn.bftl.common.modules.configuration.entity.ThirdPartyPaySet;
import com.yn.bftl.common.modules.order.dto.SubaccountRefundDTO;
import com.yn.bftl.common.modules.order.dto.WalletRefundDTO;
import com.yn.bftl.common.modules.order.entity.*;
import com.yn.bftl.common.modules.order.enums.*;
import com.yn.bftl.common.modules.order.vo.OrderOnlinePayVO;
import com.yn.bftl.common.modules.order.vo.RefundVO;
import com.yn.bftl.common.modules.order.vo.SubaccountRefundVO;
import com.yn.bftl.common.modules.subaccount.entity.AllinpayMutual;
import com.yn.bftl.common.modules.subaccount.entity.ChinaumsPayment;
import com.yn.bftl.common.modules.subaccount.entity.ChinaumsRefund;
import com.yn.bftl.common.modules.subaccount.entity.SubaccountRefund;
import com.yn.bftl.common.modules.subaccount.enums.DealStatus;
import com.yn.bftl.common.modules.subaccount.enums.SubaccountState;
import com.yn.bftl.common.modules.subaccount.enums.SubaccountType;
import com.yn.bftl.thirdparty.common.constants.Constant;
import com.yn.bftl.thirdparty.common.exception.YnceErrorException;
import com.yn.bftl.thirdparty.common.repository.*;
import com.yn.bftl.thirdparty.common.service.BaseMemberService;
import com.yn.bftl.thirdparty.common.service.ByxTradeWayService;
import com.yn.bftl.thirdparty.common.util.DateTimeUtils;
import com.yn.bftl.thirdparty.common.util.HttpClientUtil;
import com.yn.bftl.thirdparty.common.util.SequenceUtil;
import com.yn.bftl.thirdparty.modules.business.dto.RefundSubaccountDTO;
import com.yn.bftl.thirdparty.modules.business.repository.ChinaumsPaymentRepository;
import com.yn.bftl.thirdparty.modules.business.repository.ChinaumsRefundRepository;
import com.yn.bftl.thirdparty.modules.business.repository.SubaccountRefundRepository;
import com.yn.bftl.thirdparty.modules.business.service.RefundService;
import com.yn.bftl.thirdparty.modules.business.service.SubaccountService;
import com.yn.bftl.thirdparty.modules.business.util.ThirdPartyConfigUtil;
import com.yn.bftl.thirdparty.modules.chinaums.dto.TradeResultDTO;
import com.yn.bftl.thirdparty.modules.chinaums.dto.WalletCreateByCompanyDTO;
import com.yn.bftl.thirdparty.modules.chinaums.dto.WalletOrderPayDTO;
import com.yn.bftl.thirdparty.modules.chinaums.dto.byx.*;
import com.yn.bftl.thirdparty.modules.chinaums.dto.chinaums.*;
import com.yn.bftl.thirdparty.modules.chinaums.enums.OrderPayStatusEnum;
import com.yn.bftl.thirdparty.modules.chinaums.enums.OrderPaymentStatusEnum;
import com.yn.bftl.thirdparty.modules.chinaums.repository.ChinaumsAuthInfoRepository;
import com.yn.bftl.thirdparty.modules.chinaums.service.AuthService;
import com.yn.bftl.thirdparty.modules.chinaums.service.WalletService;
import com.yn.bftl.thirdparty.modules.chinaums.util.ByxChinaumsUtil;
import com.yn.bftl.thirdparty.modules.chinaums.util.ChinaumsUtil;
import com.yn.bftl.thirdparty.modules.chinaums.vo.ChinaumsRechargeAccountVO;
import com.yn.bftl.thirdparty.modules.chinaums.vo.ElectronicReceiptVO;
import com.yn.bftl.thirdparty.modules.chinaums.vo.byx.*;
import com.yn.bftl.thirdparty.modules.chinaums.vo.chinaums.*;
import com.yn.bftl.thirdparty.modules.log.service.LoggerService;
import com.yn.bftl.thirdparty.modules.secret.service.RandomKeyService;
import com.yn.bftl.thirdparty.modules.unionpay.enums.UnionpayAppOrderType;
import com.yn.bftl.thirdparty.modules.unionpay.repository.OrderFeeRatioRepository;
import com.yn.bftl.thirdparty.modules.unionpay.repository.TopUpOrderRepository;
import com.yn.bftl.thirdparty.modules.unionpay.service.UnionpayAccountService;
import lombok.extern.slf4j.Slf4j;
import org.apache.commons.collections.CollectionUtils;
import org.apache.commons.lang3.StringUtils;
import org.springframework.beans.BeanUtils;
import org.springframework.data.redis.core.StringRedisTemplate;
import org.springframework.stereotype.Service;
import org.springframework.transaction.annotation.Propagation;
import org.springframework.transaction.annotation.Transactional;

/**
 * @author huabiao
 * @create 2022/12/5  20:25
 **/
@Slf4j
@Service
public class WalletServiceImpl extends BaseMemberService implements WalletService {

@Resource
    private ByxChinaumsUtil byxChinaumsUtil;

@Resource
    private AuthService authService;

@Resource
    private RandomKeyService randomKeyService;

@Resource
    private ByxTradeWayService byxTradeWayService;

@Override
 public BalanceAcctsVO balanceAcctsQryByAcctId(String balanceAcctId) {
 if (StringUtils.isBlank(balanceAcctId)) {
 balanceAcctId = getUser().getCompany().getWalletId();
 }
 ChinaumsAuthInfo chinaumsAuthInfo = chinaumsAuthInfoRepository.findFirstByBalanceAcctId(balanceAcctId);
// Map<String, String> map = new HashMap<>();
// map.put("balanceAcctId", balanceAcctId);
// return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_BALANCE_ACCTS_QRY, (JSONObject) JSONObject.toJSON(map), BalanceAcctsVO.class);
 BalanceAcctsVO balanceAcctsVO = new BalanceAcctsVO();
 ByxQueryAcctBalDTO byxQueryAcctBalDTO = new ByxQueryAcctBalDTO();
 byxQueryAcctBalDTO.setWalletId(balanceAcctId);
 ByxQueryAcctBalVO byxQueryAcctBalVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_BALANCE_ACCTS_QRY,(JSONObject) JSONObject.toJSON(byxQueryAcctBalDTO),ByxQueryAcctBalVO.class);
 if(Constant.RETURN_SUCCESS_CODE.equals(byxQueryAcctBalVO.getRspCode())){
 balanceAcctsVO.setBalanceAcctId(byxQueryAcctBalVO.getWalletId());
 balanceAcctsVO.setRelAcctNo(chinaumsAuthInfo.getRelAcctNo());
 balanceAcctsVO.setSettledAmount(Convert.toLong( byxQueryAcctBalVO.getAvlblAmt()));
 balanceAcctsVO.setFrozenSettledAmount(Convert.toLong(byxQueryAcctBalVO.getFrznAmt()));

return balanceAcctsVO;
    }

@Override
 public BalanceTransactionsPageVO balanceTransactions(String balanceAcctId, String startAt, String endAt) {
 if (StringUtils.isBlank(balanceAcctId)) {
 balanceAcctId = getUser().getCompany().getWalletId();
 }
 Map<String, Object> map = new HashMap<>();
 map.put("balanceAcctId", balanceAcctId);
 // 必须小于等于100
 map.put("size", 100);
 if (StringUtils.isNotBlank(startAt)) {
 map.put("startAt", startAt.replace(" ", "+"));
 }
 if (StringUtils.isNotBlank(endAt)) {
 map.put("endAt", endAt.replace(" ", "+"));
 }
 return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_BALANCE_TRANSACTIONS, (JSONObject) JSONObject.toJSON(map), BalanceTransactionsPageVO.class);
 }

private String sendChinaumsOrder(Order order) {
        ThirdPartyPaySet thirdPartyPaySet = thirdPartyConfigUtil.getPlatform();

private void handlePayStateSuccess(Order order, List<ChinaumsGuaranteePayParamsDTO> chinaumsGuaranteePayParamsDTOList) {

String subject = order.getOrderItems().get(0).getGoodsName();
        if (StringUtils.isNotEmpty(order.getInvoiceContent())) {
            subject = order.getRemark();
        } else if (StringUtils.isNotEmpty(order.getRemark())) {
            subject = order.getRemark();
        }
        ByxChinaumsGuaranteePayParamsDTO byxChinaumsGuaranteePayParamsDTO = ByxChinaumsGuaranteePayParamsDTO
                .builder()
                .mctOrderNo(paymentSn)
                .guaranteedOrderNo(guaranteedOrderNo)
                .oprType(1)
                .payType("00")
                .buyerWalletId(order.getBuyerCompany().getWalletId())
                .platformWalletId(order.getSellerCompany().getWalletId())
                .merWalletId(order.getSellerCompany().getWalletId())
                .merName(order.getSellerCompany().getName())
                .orderAmt(order.getAmount().multiply(new BigDecimal(100)).longValue())
                .subject(subject)
                .payTimeoutExpress("1h")
                .notifyUrl(thirdPartyPaySet.getThirdPartyUrl() + "/chinaums/call_back/result")
                .remark(order.getRemark())
                .build();
        byxChinaumsGuaranteePayParamsDTO.setEncryptPwd(password);
        byxChinaumsGuaranteePayParamsDTO.setPlugRandomKey(randomKeyService.getOneKey());
        byxTradeWayService.setTradeWayInPassword(byxChinaumsGuaranteePayParamsDTO);
        return byxChinaumsGuaranteePayParamsDTO;
    }

@Override
    public AccountPaymentsVO payments(AccountPaymentsDTO accountPaymentsDTO) {
        if (StringUtils.isBlank(accountPaymentsDTO.getPayBalanceAcctId())) {
            Company company = getUser().getCompany();
            accountPaymentsDTO.setPayBalanceAcctId(company.getWalletId());
        }
        return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_PAYMENTS, (JSONObject) JSONObject.toJSON(accountPaymentsDTO), AccountPaymentsVO.class);
    }

if(ObjectUtil.isNotEmpty(byxQueryConsumePayOrderInfoVO.getByxQueryOrderDetailPayRowVOList())){
                ByxQueryOrderDetailPayRowVO byxQueryOrderDetailPayRowVO = byxQueryConsumePayOrderInfoVO.getByxQueryOrderDetailPayRowVOList().get(0);
                if(OrderPayStatusEnum.PAYMENT_SUCCESSFUL.getValue().equals(byxQueryOrderDetailPayRowVO.getPayStatus())){
                    accountPaymentsVO.setStatus(OrderPaymentStatusEnum.SUCCEEDED.getValue());
                }
                else if(OrderPayStatusEnum.SUBMITTED_PAYMENT.getValue().equals(byxQueryOrderDetailPayRowVO.getPayStatus())){
                    accountPaymentsVO.setStatus(OrderPaymentStatusEnum.PROCESSING.getValue());
                }
                else if(OrderPayStatusEnum.PAYMENT_FAILED.getValue().equals(byxQueryOrderDetailPayRowVO.getPayStatus())){
                    accountPaymentsVO.setStatus(OrderPaymentStatusEnum.FAILED.getValue());
                }
                // 类型为普通订单支付和合并支付时，返回订单金额。 类型为补充支付时，返回交易金额
                if("02".equals(byxQueryOrderDetailPayRowVO.getType()) ){
                    accountPaymentsVO.setAmount(Convert.toLong(byxQueryOrderDetailPayRowVO.getPayAmt()));
                }
                else {
                    accountPaymentsVO.setTotalAmount(Convert.toLong(byxQueryOrderDetailPayRowVO.getPayAmt()));
                }

accountPaymentsVO.setFinishedAt(DateUtil.format(Convert.toLocalDateTime(byxQueryOrderDetailPayRowVO.getPayTime()) ,"yyyy-MM-dd'T'HH:mm:ssXXX"));
            }
        }
        else {
            accountPaymentsVO.setStatus(OrderPaymentStatusEnum.FAILED.getValue());
            accountPaymentsVO.setReason(byxQueryConsumePayOrderInfoVO.getRspResult());
        }

return accountPaymentsVO;
    }

@Override
    public WithdrawalsVO withdrawals(WithdrawalsDTO withdrawalsDTO) {
        Company company = getUser().getCompany();
        if (StringUtils.isBlank(withdrawalsDTO.getBalanceAcctId())) {
            withdrawalsDTO.setBalanceAcctId(company.getWalletId());
        }
        withdrawalsDTO.setBusinessType("1");
        if (StringUtils.isBlank(withdrawalsDTO.getBankAcctNo())) {
            ChinaumsAuthInfo chinaumsAuthInfo = chinaumsAuthInfoRepository.findFirstByCompanyId(company.getId());
            if (chinaumsAuthInfo == null) {
                throw new YnceErrorException("获取银联认证信息失败");
            }
            String publicKey = chinaumsUtil.getPublicKey();
            try {
                withdrawalsDTO.setBankAcctNo(RSAEncryptorUtil.encryptByPublicKey(chinaumsAuthInfo.getSettleAcctBankAcctNo(), publicKey));
            } catch (Exception e) {
                throw new RuntimeException(e);
            }
        }
        return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_WITHDRAWALS, (JSONObject) JSONObject.toJSON(withdrawalsDTO), WithdrawalsVO.class);
    }

@Override
 public WithdrawalsVO withdrawalsByOutOrderNo(String outOrderNo) {
 Map<String, String> map = new HashMap<String, String>() {{
 put("outOrderNo", outOrderNo);
 }};
 return chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_WITHDRAWALS_BY_OUT_ORDER_NO, (JSONObject) JSONObject.toJSON(map), WithdrawalsVO.class);
 }

/**
 * 这里要根据根据订单区分计算分账金额
 * 1.普通销售订单：货款、品牌公司、策划公司、服务费
 * 2.OEM销售订单：货款、品牌公司、策划公司、服务费、品牌授权费
 *
 * @param order 订单
 * @return 银联担保支付参数DTO数组
 * @description
 * @author huabiao
 * @create 2022/12/12 16:41
 */
 private List<ChinaumsGuaranteePayParamsDTO> getChinaumsGuaranteePayParamsDTO(Order order) {
 List<ChinaumsGuaranteePayParamsDTO> chinaumsGuaranteePayParamsDTOList = new ArrayList<>();
 // 获取订单费用比例
 OrderFeeRatio orderFeeRatio = orderFeeRatioRepository.findByOrdersId(order.getId());
 // 平台服务费
 BigDecimal platformServiceFee = BigDecimal.ZERO;
 // 品牌授权费数组
 List<ChinaumsGuaranteePayParamsDTO> brandAuthFeeChinaumsGuaranteePayParamsDTOList = new ArrayList<>();
 // 计算货款
 ChinaumsGuaranteePayParamsDTO goodsCost = new ChinaumsGuaranteePayParamsDTO();
 if (order.getGoodsPayment().compareTo(BigDecimal.ZERO) == 1) {
 if (StringUtils.isBlank(order.getSellerCompany().getWalletId())) {
 log.error(order.getSn() + "货款公司暂未认证银联");
 throw new YnceErrorException(YnceError.YNCE_218006);
 }
 // 剩余货款
 BigDecimal residueGoodsPayment = order.getGoodsPayment();
 // 计算货款平台服务费
 BigDecimal goodsCostPlatformServiceFee = BigDecimal.ZERO;
 if (orderFeeRatio.getSellerServiceCostRatio().compareTo(BigDecimal.ZERO) == 1) {
 goodsCostPlatformServiceFee = order.getGoodsPayment().multiply(orderFeeRatio.getSellerServiceCostRatio()).setScale(2, BigDecimal.ROUND_UP);
 platformServiceFee = platformServiceFee.add(goodsCostPlatformServiceFee);
 residueGoodsPayment = residueGoodsPayment.subtract(goodsCostPlatformServiceFee);
 }
 // 计算品牌授权费（只有当剩余货款大于0的时候才计算品牌授权费）
 BigDecimal totalBrandAuthCost = BigDecimal.ZERO;
 if (residueGoodsPayment.compareTo(BigDecimal.ZERO) == 1 && CollectionUtils.isNotEmpty(orderFeeRatio.getOrderItemFeeRatio())) {
 // 通过订单项中的品牌ID分组
 Map<Long, List<OrderItemFeeRatio>> brandIdOrderItemFeeRatioListMap = orderFeeRatio.getOrderItemFeeRatio().stream()
 .collect(Collectors.groupingBy(orderItemFeeRatio -> orderItemFeeRatio.getOrderItem().getBrandId()));
 int i = 1;
 for (Map.Entry<Long, List<OrderItemFeeRatio>> brandIdOrderItemFeeRatioListEntry : brandIdOrderItemFeeRatioListMap.entrySet()) {
 Long brandId = brandIdOrderItemFeeRatioListEntry.getKey();
 List<OrderItemFeeRatio> orderItemFeeRatioList = brandIdOrderItemFeeRatioListEntry.getValue();
 Brand brand = brandRepository.findById(brandId).orElse(null);
 if (brand == null || StringUtils.isBlank(brand.getCompany().getWalletId())) {
 continue;
 }
 // 获取订单项
 List<OrderItem> orderItemList = orderItemFeeRatioList.stream().map(orderItemFeeRatio -> orderItemFeeRatio.getOrderItem()).collect(Collectors.toList());
 // 订单明细总金额
 BigDecimal orderAmount = orderItemList.stream().map(OrderItem::getAmount).reduce(BigDecimal.ZERO, BigDecimal::add);
 // 品牌授权费比例
 BigDecimal brandAuthCostRatio = orderItemFeeRatioList.get(0).getBrandAuthCostRatio();
 // 计算货款
 BigDecimal brandGoodsPayment = orderItemList.stream().map(OrderItem::getGoodsPayment).reduce(BigDecimal.ZERO, BigDecimal::add);
 // 品牌授权费（采取四舍五入的计算方式）
 BigDecimal brandAuthCost = brandGoodsPayment.multiply(brandAuthCostRatio).setScale(2, BigDecimal.ROUND_HALF_UP);
 // 品牌授权费服务费比例
 BigDecimal brandAuthCostServiceCostRatio = orderItemFeeRatioList.get(0).getBrandAuthCostServiceCostRatio();
 // 计算平台服务费
 BigDecimal brandAuthCostServiceFee = BigDecimal.ZERO;
 if (brandAuthCostServiceCostRatio.compareTo(BigDecimal.ZERO) == 1) {
 brandAuthCostServiceFee = brandAuthCost.multiply(brandAuthCostServiceCostRatio).setScale(2, BigDecimal.ROUND_UP);
 platformServiceFee = platformServiceFee.add(brandAuthCostServiceFee);
 brandAuthCost = brandAuthCost.subtract(brandAuthCostServiceFee);
 }
 // 品牌授权费
 if (brandAuthCost.compareTo(BigDecimal.ZERO) == 1) {
 ChinaumsGuaranteePayParamsDTO brandAuthFee = new ChinaumsGuaranteePayParamsDTO();
 brandAuthFee.setAmount(brandAuthCost.multiply(new BigDecimal(100)).intValue());
 brandAuthFee.setRecvBalanceAcctId(brand.getCompany().getWalletId());
 brandAuthFee.setOutOrderNo(order.getSn() + "-" + SubaccountType.BRAND_AUTH_FEE.getValue() + "-" + i);
 // 拼接扩展商品信息
 ChinaumsGuaranteePayExtraDTO brandAuthExtraDTO = new ChinaumsGuaranteePayExtraDTO();
 brandAuthExtraDTO.setProductInfos(this.handleProductInfo(orderItemList, order.getSn(), orderAmount, brandAuthCost));
 brandAuthFee.setExtra(brandAuthExtraDTO);
 List<GuaranteePayMetaDataBrandDTO> brandList = Arrays.asList(GuaranteePayMetaDataBrandDTO.builder().brandId(brandId.toString()).brandAuthFee(brandAuthFee.getAmount()).build());
 brandAuthFee.setMetadata(ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.BRAND_AUTH_FEE.getValue()).brandList(brandList).build());
 brandAuthFeeChinaumsGuaranteePayParamsDTOList.add(brandAuthFee);
 i++;
 totalBrandAuthCost = totalBrandAuthCost.add(brandAuthCost).add(brandAuthCostServiceFee);
 }
 }
 }
 // 货款 = 初始货款 - 平台服务费 - 品牌授权费
 BigDecimal goodsPayment = order.getGoodsPayment().subtract(goodsCostPlatformServiceFee).subtract(totalBrandAuthCost);
 if (goodsPayment.compareTo(BigDecimal.ZERO) == 1) {
 goodsCost.setAmount(goodsPayment.multiply(new BigDecimal(100)).intValue());
 goodsCost.setRecvBalanceAcctId(order.getSellerCompany().getWalletId());
 goodsCost.setOutOrderNo(order.getSn() + "-" + SubaccountType.GOODS_COST.getValue());
 // 拼接扩展商品信息
 ChinaumsGuaranteePayExtraDTO chinaumsGuaranteePayExtraDTO = new ChinaumsGuaranteePayExtraDTO();
 chinaumsGuaranteePayExtraDTO.setProductInfos(this.handleProductInfo(order.getOrderItems(), order.getSn(), order.getAmount(), goodsPayment));
 goodsCost.setExtra(chinaumsGuaranteePayExtraDTO);
 goodsCost.setMetadata(ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.GOODS_COST.getValue()).build());
 chinaumsGuaranteePayParamsDTOList.add(goodsCost);
 }
 }
 // 计算品牌费
 ChinaumsGuaranteePayParamsDTO brandFee = new ChinaumsGuaranteePayParamsDTO();
 if (order.getBrandCost().compareTo(BigDecimal.ZERO) == 1) {
 if (StringUtils.isBlank(order.getBrandCompany().getWalletId())) {
 log.error(order.getSn() + "品牌公司暂未认证银联");
 throw new YnceErrorException(YnceError.YNCE_218006);
 }
 // 计算货款平台服务费
 BigDecimal brandFeePlatformServiceFee = BigDecimal.ZERO;
 if (orderFeeRatio.getBrandServiceCostRatio().compareTo(BigDecimal.ZERO) == 1) {
 brandFeePlatformServiceFee = order.getBrandCost().multiply(orderFeeRatio.getBrandServiceCostRatio()).setScale(2, BigDecimal.ROUND_UP);
 platformServiceFee = platformServiceFee.add(brandFeePlatformServiceFee);
 }
 brandFee.setRecvBalanceAcctId(order.getBrandCompany().getWalletId());
 brandFee.setOutOrderNo(order.getSn() + "-" + SubaccountType.BRAND_FEE.getValue());
 // 品牌费
 BigDecimal brandCost = order.getBrandCost().subtract(brandFeePlatformServiceFee);
 // 自定义参数
 ChinaumsGuaranteePayMetaDataDTO metadata;
 if (CollectionUtils.isNotEmpty(brandAuthFeeChinaumsGuaranteePayParamsDTOList)) {
 BigDecimal originalBrandCost = brandCost;
 List<GuaranteePayMetaDataBrandDTO> brandList = new ArrayList<>();
 for (ChinaumsGuaranteePayParamsDTO chinaumsGuaranteePayParamsDTO : brandAuthFeeChinaumsGuaranteePayParamsDTOList) {
 // 判断品牌授权费和品牌是否为同一家公司
 if (!brandFee.getRecvBalanceAcctId().equals(chinaumsGuaranteePayParamsDTO.getRecvBalanceAcctId())) {
 log.error("品牌授权费和品牌费的所属公司不是一家");
 throw new YnceErrorException(YnceError.YNCE_218006);
 }
 brandCost = brandCost.add(new BigDecimal(chinaumsGuaranteePayParamsDTO.getAmount()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP));
 brandList.addAll(chinaumsGuaranteePayParamsDTO.getMetadata().getBrandList());
 }
 if (originalBrandCost.compareTo(BigDecimal.ZERO) == 1) {
 metadata = ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.BRAND_FEE.getValue()).brandFee(originalBrandCost.multiply(new BigDecimal(100)).intValue()).brandList(brandList).build();
 } else {
 metadata = ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.BRAND_FEE.getValue()).brandList(brandList).build();
 }
 } else {
 metadata = ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.BRAND_FEE.getValue()).brandFee(brandCost.multiply(new BigDecimal(100)).intValue()).build();
 }
 if (brandCost.compareTo(BigDecimal.ZERO) == 1) {
 brandFee.setAmount(brandCost.multiply(new BigDecimal(100)).intValue());
 // 拼接扩展商品信息
 ChinaumsGuaranteePayExtraDTO chinaumsGuaranteePayExtraDTO = new ChinaumsGuaranteePayExtraDTO();
 List<JSONObject> productInfos = this.handleProductInfo(order.getOrderItems(), order.getSn(), order.getAmount(), brandCost);
 chinaumsGuaranteePayExtraDTO.setProductInfos(productInfos);
 brandFee.setExtra(chinaumsGuaranteePayExtraDTO);
 // 拼接自定义参数
 brandFee.setMetadata(metadata);
 chinaumsGuaranteePayParamsDTOList.add(brandFee);
 }
 } else {
 // 不存在品牌费但是存在品牌授权费
 if (CollectionUtils.isNotEmpty(brandAuthFeeChinaumsGuaranteePayParamsDTOList)) {
 brandFee.setRecvBalanceAcctId(brandAuthFeeChinaumsGuaranteePayParamsDTOList.get(0).getRecvBalanceAcctId());
 brandFee.setOutOrderNo(order.getSn() + "-" + SubaccountType.BRAND_FEE.getValue());
 BigDecimal brandAuthCost = BigDecimal.ZERO;
 ChinaumsGuaranteePayMetaDataDTO metadata;
 List<GuaranteePayMetaDataBrandDTO> brandList = new ArrayList<>();
 for (ChinaumsGuaranteePayParamsDTO chinaumsGuaranteePayParamsDTO : brandAuthFeeChinaumsGuaranteePayParamsDTOList) {
 if (!brandFee.getRecvBalanceAcctId().equals(chinaumsGuaranteePayParamsDTO.getRecvBalanceAcctId())) {
 log.error("品牌授权费所属公司不是一家");
 throw new YnceErrorException(YnceError.YNCE_218006);
 }
 brandAuthCost = brandAuthCost.add(new BigDecimal(chinaumsGuaranteePayParamsDTO.getAmount()).divide(new BigDecimal(100), 2, BigDecimal.ROUND_UP));
 brandList.addAll(chinaumsGuaranteePayParamsDTO.getMetadata().getBrandList());
 }
 brandFee.setAmount(brandAuthCost.multiply(new BigDecimal(100)).intValue());
 metadata = ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.BRAND_FEE.getValue()).brandList(brandList).build();
 // 拼接扩展商品信息
 ChinaumsGuaranteePayExtraDTO chinaumsGuaranteePayExtraDTO = new ChinaumsGuaranteePayExtraDTO();
 List<JSONObject> productInfos = this.handleProductInfo(order.getOrderItems(), order.getSn(), order.getAmount(), brandAuthCost);
 chinaumsGuaranteePayExtraDTO.setProductInfos(productInfos);
 brandFee.setExtra(chinaumsGuaranteePayExtraDTO);
 // 拼接自定义参数
 brandFee.setMetadata(metadata);
 chinaumsGuaranteePayParamsDTOList.add(brandFee);
 }
 }
 // 计算策划费
 ChinaumsGuaranteePayParamsDTO deviseFee = new ChinaumsGuaranteePayParamsDTO();
 if (order.getDeviseCost().compareTo(BigDecimal.ZERO) == 1) {
 if (StringUtils.isBlank(order.getDeviseCompany().getWalletId())) {
 log.error(order.getSn() + "策划公司暂未认证银联");
 throw new YnceErrorException(YnceError.YNCE_218006);
 }
 // 计算货款平台服务费
 BigDecimal deviseFeePlatformServiceFee = BigDecimal.ZERO;
 if (orderFeeRatio.getDeviseServiceCostRatio().compareTo(BigDecimal.ZERO) == 1) {
 deviseFeePlatformServiceFee = order.getDeviseCost().multiply(orderFeeRatio.getDeviseServiceCostRatio()).setScale(2, BigDecimal.ROUND_UP);
 platformServiceFee = platformServiceFee.add(deviseFeePlatformServiceFee);
 }
 // 实际分账的策划费
 BigDecimal deviseCost = order.getDeviseCost().subtract(deviseFeePlatformServiceFee);
 if (deviseCost.compareTo(BigDecimal.ZERO) == 1) {
 deviseFee.setAmount(deviseCost.multiply(new BigDecimal(100)).intValue());
 deviseFee.setRecvBalanceAcctId(order.getDeviseCompany().getWalletId());
 deviseFee.setOutOrderNo(order.getSn() + "-" + SubaccountType.DEVISE_FEE.getValue());
 // 拼接扩展商品信息
 ChinaumsGuaranteePayExtraDTO chinaumsGuaranteePayExtraDTO = new ChinaumsGuaranteePayExtraDTO();
 chinaumsGuaranteePayExtraDTO.setProductInfos(this.handleProductInfo(order.getOrderItems(), order.getSn(), order.getAmount(), deviseCost));
 deviseFee.setExtra(chinaumsGuaranteePayExtraDTO);
 deviseFee.setMetadata(ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.DEVISE_FEE.getValue()).build());
 chinaumsGuaranteePayParamsDTOList.add(deviseFee);
 }
 }
 // 平台服务费
 if (platformServiceFee.compareTo(BigDecimal.ZERO) == 1) {
 String balanceAcctId = chinaumsUtil.getFeeBalanceAcctId();
 if (StringUtils.isBlank(balanceAcctId)) {
 log.error(order.getSn() + "平台公司暂未认证银联");
 throw new YnceErrorException(YnceError.YNCE_218006);
 }
 ChinaumsGuaranteePayParamsDTO platformServiceFeeDTO = new ChinaumsGuaranteePayParamsDTO();
 platformServiceFeeDTO.setAmount(platformServiceFee.multiply(new BigDecimal(100)).intValue());
 platformServiceFeeDTO.setRecvBalanceAcctId(balanceAcctId);
 platformServiceFeeDTO.setOutOrderNo(order.getSn() + "-" + SubaccountType.SERVICE_FEE.getValue());
 // 拼接扩展商品信息
 ChinaumsGuaranteePayExtraDTO chinaumsGuaranteePayExtraDTO = new ChinaumsGuaranteePayExtraDTO();
 chinaumsGuaranteePayExtraDTO.setProductInfos(this.handleProductInfo(order.getOrderItems(), order.getSn(), order.getAmount(), platformServiceFee));
 platformServiceFeeDTO.setExtra(chinaumsGuaranteePayExtraDTO);
 platformServiceFeeDTO.setMetadata(ChinaumsGuaranteePayMetaDataDTO.builder().subaccountType(SubaccountType.SERVICE_FEE.getValue()).build());
 chinaumsGuaranteePayParamsDTOList.add(platformServiceFeeDTO);
 }
 return chinaumsGuaranteePayParamsDTOList;
 }

}
        return chinaumsPaymentList;
    }

@Transactional(rollbackFor = Exception.class)
 @Override
 public Boolean transferDeposit(ExternalIncomeDTO externalIncomeDTO) {
 /*
 * 10: 母户入金
 * 11: 转账入金
 * 13: 大额订单入金
 * 33: 提现退汇
 * 37: 虚户入金退回退汇
 * 39: 大额订单入金退回退汇
 * 79: 资金划扣退汇
 * 84: 收单通道验证打款退汇
 */
 switch (externalIncomeDTO.getTradeType()) {
 // 母户入金
 case "10":
 log.info("母户入金【{}】：{}", externalIncomeDTO.getBalanceAcctId(), externalIncomeDTO.getAmount());
 break;
 case "94":
 // 在途金额已生成流水，所以这里在途金额到账不处理
 log.info("在途金额到账【{}】：{}", externalIncomeDTO.getBalanceAcctId(), externalIncomeDTO.getAmount());
 break;
 // 转账入金（用户通过手机银行充值）
 case "11":
 case "93":
 ChinaumsAuthInfo chinaumsAuthInfo = chinaumsAuthInfoRepository
 .findFirstByRelAcctNoOrSettleAcctBankAcctNo(externalIncomeDTO.getBalanceAcctNo(), externalIncomeDTO.getBalanceAcctNo());
 if (chinaumsAuthInfo == null) {
 throw new YnceErrorException("未查询到银联认证信息");
 }
 AccountChangeList accountChangeList = accountChangeListRepository.findFirstBySourceNo(externalIncomeDTO.getTradeId());
 if (accountChangeList != null) {
 log.warn("该入金已生成异动记录！！！");
 return true;
 }
 Company company = chinaumsAuthInfo.getCompany();
 // Account account = accountRepository.findDepositAccount(company.getId());
 // TopUpList topUpList = topUpListRepository.findTopByAccountAndStateOrderByCreatedOnDesc(account, TopUpState.PAID);
 DateTimeFormatter dateTimeFormatter = DateTimeFormatter.ofPattern("yyyy-MM-dd'T'HH:mm:ss+08:00")
 .withZone(ZoneId.of("Asia/Shanghai"));
 // 可查90个自然日的交易，单次查询开始和结束时间间隔不大于7天
 LocalDateTime dateTime = LocalDateTime.now().minusDays(6L);
 BalanceTransactionsPageVO balanceTransactionsPageVO = this.balanceTransactions(company.getWalletId(), dateTimeFormatter.format(dateTime), null);
 if (balanceTransactionsPageVO.getTotal() <= 0) {
 log.warn("未查询到流水记录！！！");
 return false;
 }
 // 标记查询的流水中是否有当前入金的回调
 boolean flag = false;
 List<BalanceTransactionsPageVO.BalanceTransactionsVO> data = balanceTransactionsPageVO.getData();
 for (BalanceTransactionsPageVO.BalanceTransactionsVO d : data) {
 // 只处理交易类型为入金的流水
 if (d.getTradeType() != 11 && d.getTradeType() != 93) {
 continue;
 }
 if (externalIncomeDTO.getTradeId().equals(d.getTradeId())) {
 flag = true;
 RechargeDTO rechargeDTO = new RechargeDTO();
 rechargeDTO.setCompanyId(company.getId());
 BigDecimal rechargeAmount;
 if (d.getSettledAmount() > 0) {
 rechargeAmount = new BigDecimal(d.getSettledAmount()).divide(BigDecimal.valueOf(100), 2, RoundingMode.HALF_UP);
 } else {
 rechargeAmount = new BigDecimal(d.getPendingAmount()).divide(BigDecimal.valueOf(100), 2, RoundingMode.HALF_UP);
 }
 rechargeDTO.setRechargeAmount(rechargeAmount);
 if (StringUtils.isNotEmpty(d.getRemark())) {
 rechargeDTO.setRemarks(d.getRemark());
 } else {
 rechargeDTO.setRemarks("银联钱包充值");
 }
 rechargeDTO.setPaymentMethod("银联支付");
 // rechargeDTO.setFinishedDate(LocalDateTime.parse(d.getSucceededAt(), DateTimeFormatter.ofPattern("yyyy-MM-dd'T'HH:mm:ss.SSSzzz")));
 rechargeDTO.setFinishedDate(DateTimeUtils.getLocalDateTimeByRFC3339(d.getSucceededAt()));
 rechargeDTO.setSourceNo(d.getTradeId());
 unionpayAccountService.rechargeMoney(rechargeDTO);
 break;
 }
 }
 return flag;
 default:
 throw new YnceErrorException("暂不支持此交易类型：{}", externalIncomeDTO.getTradeType());
 }
 return true;
 }

// 根据所属企业分组
 Map<Company, List<TopUpOrder>> companyTopUpOrderList = topUpOrders.stream().collect(Collectors.groupingBy(TopUpOrder::getCompany));
 // 循环分组数据
 for (Map.Entry<Company, List<TopUpOrder>> companyTopUpOrderListEntry : companyTopUpOrderList.entrySet()) {
 // 所属企业Id
 Long companyId = companyTopUpOrderListEntry.getKey().getId();
 // 所属企业充值订单
 List<TopUpOrder> topUpOrderList = companyTopUpOrderListEntry.getValue();
 // 获取第三方企业配置
 ThirdPartyPaySet thirdPartyPaySet = thirdPartyConfigUtil.getCompany(companyId);
 if (thirdPartyPaySet == null || StringUtils.isEmpty(thirdPartyPaySet.getScanRechargeBalanceAcctId())) {
 loggerService.rechargeTransfer("扫码充值收款电子账簿ID为空",
 null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam",
 companyRepository.findById(companyId).orElse(null));
 continue;
 }
 // 加锁，避免并发请求
 String balanceAcctIdLockKey = this.getBalanceAcctIdLockKey(thirdPartyPaySet.getScanRechargeBalanceAcctId());
 Boolean balanceAcctIdLock = stringRedisTemplate.opsForValue().setIfAbsent(balanceAcctIdLockKey, balanceAcctIdLockKey);
 if (!balanceAcctIdLock) {
 throw new YnceErrorException(YnceError.YNCE_000000);
 }
 stringRedisTemplate.expire(balanceAcctIdLockKey, 3, TimeUnit.MINUTES);
 for (TopUpOrder topUpOrder : topUpOrderList) {
 Company inputCompany = companyRepository.findById(topUpOrder.getTopUpCompany().getId()).orElse(null);
 if (inputCompany == null || StringUtils.isEmpty(inputCompany.getWalletId())) {
 loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入企业未认证",
 null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam",
 companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
 continue;
 }
 Account inputAccount = accountRepository.findDepositAccount(inputCompany.getId());
 if (inputAccount == null) {
 loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入账户不存在",
 null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam",
 companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
 continue;
 }
 if (!inputAccount.getState().equals(AccountState.ENABLED)) {
 loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转入账户非启用状态",
 null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam",
 companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
 continue;
 }

// 如果充值订单已有转账订单号，但却是未同步状态，则尝试更新
                if (StringUtils.isNotBlank(topUpOrder.getTransferSn())) {
                    AccountPaymentsVO accountPaymentsVO = null;
                    try {
                        accountPaymentsVO = walletService.paymentsByOutOrderNo(topUpOrder.getTransferSn());
                        if (accountPaymentsVO == null) {
                            log.warn("扫码充值转账同步 -【消费订单查询（平台订单号）:{}】在银联未查询到记录!!!", topUpOrder.getTransferSn());
                            // 说明在发起转账时银联那边并未接收到，清掉单号重新走转账流程
                            topUpOrder.setTransferSn(null);
                        } else {
                            if ("succeeded".equals(accountPaymentsVO.getStatus())) {
                                this.rechargeHandle(topUpOrder, accountPaymentsVO);
                                continue;
                            } else if ("failed".equals(accountPaymentsVO.getStatus())) {
                                // 转账失败，清掉单号重新走转账流程
                                topUpOrder.setTransferSn(null);
                            } else {
                                continue;
                            }
                        }
                    } catch (Exception e) {
                        if (e.getMessage().contains("请求的资源不存在")) {
                            // 说明在发起转账时银联那边并未接收到，清掉单号重新走转账流程
                            topUpOrder.setTransferSn(null);
                        } else {
                            loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，查询转账记录失败",
                                    accountPaymentsVO, WalletServiceImpl.class.getName(), "scanTransfer", "queryTransferRecord",
                                    companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
                            continue;
                        }
                    }
                }

try {
 // 判断余额是否足够
 Long amountPenny = topUpOrder.getAmount().multiply(new BigDecimal("100")).longValue();
 BalanceAcctsVO balanceAcctsVO = this.balanceAcctsQryByAcctId(thirdPartyPaySet.getScanRechargeBalanceAcctId());
 if (balanceAcctsVO.getSettledAmount() < amountPenny) {
 loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转出账簿id" + thirdPartyPaySet.getScanRechargeBalanceAcctId() + "余额不足，余额为" + balanceAcctsVO.getSettledAmount(),
 null, WalletServiceImpl.class.getName(), "scanTransfer", "verifyParam",
 companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
 break;
 }
 // 记录转账单号，后续成功再生成充值记录
 String zz = sequenceUtil.getNextSequenceNumber("ZZ");
 topUpOrder.setTransferSn(zz);
 topUpOrderRepository.saveAndFlush(topUpOrder);

AccountPaymentsDTO accountTransfer = null;
 try {
 // 请求银联【电子账簿消费（转账）】
 accountTransfer = new AccountPaymentsDTO();
 accountTransfer.setAmount(amountPenny)
 .setPayBalanceAcctId(thirdPartyPaySet.getScanRechargeBalanceAcctId())
 .setRecvBalanceAcctId(inputCompany.getWalletId())
 // .setPassword(RSAEncryptorUtil.encryptByPublicKey(dto.getEncryptPwd(), thirdPartyPaySet.getChinaumsPublicKey()))
 .setOutOrderNo(zz)
 .setRemark(topUpOrder.getRemark());
 Map<String, Object> productInfos = new HashMap<String, Object>() {{
 put("orderNo", zz);
 put("orderAmount", amountPenny);
 put("productName", "扫码充值转账");
 put("productCount", 1);
 }};
 Map<String, Object> extra = new HashMap<String, Object>() {{
 put("productInfos", Collections.singletonList(productInfos));
 }};
 accountTransfer.setExtra(extra);
 this.payments(accountTransfer);
 } catch (Exception e) {
 log.error("转账出现异常 - ", e);
 loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，转账出现异常：" + e.getMessage(),
 accountTransfer, WalletServiceImpl.class.getName(), "scanTransfer", "transfer",
 companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
 }
 } catch (Exception e) {
 log.error("扫码充值转账 - ", e);
 loggerService.rechargeTransfer("订单：" + topUpOrder.getSn() + "，" + e.getMessage(),
 null, WalletServiceImpl.class.getName(), "scanTransfer", "transfer",
 companyRepository.findById(topUpOrder.getCompany().getId()).orElse(null));
 }
 }
 }
 }

// 保存电子账簿ID
        thirdPartyPaySet.setChinaumsCreditBalanceAcctId(chinaumsCreateWalletVO.getBalanceAcctId());
        thirdPartyPaySetRepository.saveAndFlush(thirdPartyPaySet);
    }

Ignore Space Show notes View src/main/java/com/yn/bftl/thirdparty/modules/chinaums/vo/byx/ByxAsyncWithdrawVO.java 0 → 100644
package com.yn.bftl.thirdparty.modules.chinaums.vo.byx; import com.yn.bftl.thirdparty.common.vo.BaseResponseVO; import io.swagger.annotations.ApiModel; import io.swagger.annotations.ApiModelProperty; import lombok.Data; import lombok.EqualsAndHashCode; import java.util.List; @Data @EqualsAndHashCode(callSuper = false) @ApiModel(value = "ByxAsyncWithdrawVO", description = "异步提现vo") public class ByxAsyncWithdrawVO extends BaseResponseVO { @ApiModelProperty("交易订单号") private String transOrderNo; @ApiModelProperty("银行账号") private String bankAcctNo; }

Ignore Space Show notes View

src/main/java/com/yn/bftl/thirdparty/modules/chinaums/vo/byx/ByxAsyncWithdrawVO.java 0 → 100644

Ignore Space Show notes View src/main/java/com/yn/bftl/thirdparty/modules/chinaums/vo/byx/ByxQueryOrderDetailPayRowVO.java
package com.yn.bftl.thirdparty.modules.chinaums.vo.byx; import com.yn.bftl.thirdparty.common.vo.BaseResponseVO; import io.swagger.annotations.ApiModel; import io.swagger.annotations.ApiModelProperty; import lombok.Data; import lombok.EqualsAndHashCode; @Data @EqualsAndHashCode(callSuper = false) @ApiModel(value = "ByxQueryOrderDetailPayRowVO", description = "支付明细循环域vo") public class ByxQueryOrderDetailPayRowVO extends BaseResponseVO { @ApiModelProperty("支付交易订单号") private String payTransOrderNo; @ApiModelProperty("支付金额单位（分）类型为普通订单支付和合并支付时，返回订单金额。类型为补充支付时，返回交易金额。") private String payAmt; @ApiModelProperty("类型单位（分）00：普通订单支付 01：合并订单支付 02：补充支付") private String type; @ApiModelProperty("支付状态 01：支付处理中 02：支付成功 03：支付失败") private String payStatus; @ApiModelProperty("交易时间 yyyy-mm-dd hh:mm:ss") private String payTime; } package com.yn.bftl.thirdparty.modules.chinaums.vo.byx; import com.yn.bftl.thirdparty.common.vo.BaseResponseVO; import io.swagger.annotations.ApiModel; import io.swagger.annotations.ApiModelProperty; import lombok.Data; import lombok.EqualsAndHashCode; @Data @EqualsAndHashCode(callSuper = false) @ApiModel(value = "ByxQueryOrderDetailPayRowVO", description = "支付明细循环域vo") public class ByxQueryOrderDetailPayRowVO extends BaseResponseVO { @ApiModelProperty("支付交易订单号") private String payTransOrderNo; @ApiModelProperty("支付金额单位（分）类型为普通订单支付和合并支付时，返回订单金额。类型为补充支付时，返回交易金额。") private String payAmt; @ApiModelProperty("类型单位（分）00：普通订单支付 01：合并订单支付 02：补充支付") private String type; @ApiModelProperty("支付状态 01：支付处理中 02：支付成功 03：支付失败") private String payStatus; @ApiModelProperty("待结算金额 yyyy-mm-dd hh:mm:ss") private String payTime; }

Ignore Space Show notes View

src/main/java/com/yn/bftl/thirdparty/modules/chinaums/vo/byx/ByxQueryOrderDetailPayRowVO.java

Ignore Space Show notes View src/main/java/com/yn/bftl/thirdparty/modules/chinaums/vo/byx/ByxQueryTransListVO.java 0 → 100644
package com.yn.bftl.thirdparty.modules.chinaums.vo.byx; import com.yn.bftl.thirdparty.common.vo.BaseResponseVO; import io.swagger.annotations.ApiModel; import io.swagger.annotations.ApiModelProperty; import lombok.Data; import lombok.EqualsAndHashCode; import javax.validation.constraints.NotBlank; import java.util.List; @Data @EqualsAndHashCode(callSuper = false) @ApiModel(value = "ByxQueryTransListVO", description = "查询交易明细vo") public class ByxQueryTransListVO extends BaseResponseVO { @ApiModelProperty(value = "页面大小单页面大小。最大限制 50。") private String pageSize; @ApiModelProperty(value = "页数页数。从 1 开始。") private String pageNo; @ApiModelProperty(value = "记录总数") private String total; @ApiModelProperty(value = "循环域") private List<ByxQueryTransListRowVO> rowList; @Data @EqualsAndHashCode(callSuper = false) @ApiModel(value = "ByxQueryTransListRowVO", description = "查询交易明细-循环域vo") public class ByxQueryTransListRowVO{ @ApiModelProperty(value = "交易订单号") private String transOrderNo; @ApiModelProperty(value = "电子账户 ID") private String walletId; @ApiModelProperty(value = "电子账户名称") private String walletName; @ApiModelProperty(value = "对方电子账户 ID") private String otherWalletId; @ApiModelProperty(value = "对方电子账户名称") private String otherWalletName; @ApiModelProperty(value = "共管子账户") private String coadminAcctNo; @ApiModelProperty(value = "共管子账户名称") private String coadminAcctName; @ApiModelProperty(value = "交易日期 yyyyMMdd") private String transDate; @ApiModelProperty(value = "交易时间格式：yyyyMMddHHmmss") private String transTime; @ApiModelProperty(value = "接受时间格式：yyyyMMddHHmmss") private String rcvTime; @ApiModelProperty(value = "处理时间格式：yyyyMMddHHmmss") private String procTime; @ApiModelProperty(value = "最后修改时间格式：yyyyMMddHHmmss") private String rowModifyTime; @ApiModelProperty(value = "交易类型编码") private String transType; @ApiModelProperty(value = "交易类型名称") private String transTypeName; @ApiModelProperty(value = "商户号") private String merNo; @ApiModelProperty(value = "商户简称") private String merName; @ApiModelProperty(value = "交易金额单位（分）") private String transAmt; @ApiModelProperty(value = "共管金额转入共管子账户金额。单位（分）") private String coadminAmt; @ApiModelProperty(value = "可用金额转入主账户金额。单位（分）") private String avlblAmt; @ApiModelProperty(value = "清算金额单位（分）") private String settAmt; @ApiModelProperty(value = "清算日期 yyyyMMdd 未明确结果的交易，清算日为空。") private String settDate; @ApiModelProperty(value = "处理状态 0：已接收 1：成功 2：失败 3：已冲正 4：已撤销 5：处理中") private String procStatus; @ApiModelProperty(value = "状态描述") private String procStatusDscrb; @ApiModelProperty(value = "处理结果描述") private String procResultDscrb; @ApiModelProperty(value = "是否超时退汇 0-否1-是") private String isTimeoutReexchang; @ApiModelProperty(value = "调整标记 0：未调整 1：已全部退款 2：已部分退款") private String adjustFlag; @ApiModelProperty(value = "商户订单号客户端唯一标记该笔交易") private String mctOrderNo; @ApiModelProperty(value = "银行行号 3 位或者 8 位的银行开户行号。") private String bankCode; @ApiModelProperty(value = "银行名称例如：中国银行") private String bankName; @ApiModelProperty(value = "银行卡号") private String bankAcctNo; @ApiModelProperty(value = "银行户名") private String bankAcctName; @ApiModelProperty(value = "批次号") private String regId; @ApiModelProperty(value = "批次明细号") private String regDtlSn; @ApiModelProperty(value = "摘要") private String abst; @ApiModelProperty(value = "备注单位（分）") private String remark; @ApiModelProperty(value = "交易手续费") private String transFee; @ApiModelProperty(value = "交易手续费入账电子账户 id") private String transFeeWalletId; @ApiModelProperty(value = "交易手续费入账电子账户名称") private String transFeeWalletName; @ApiModelProperty(value = "资金符号 +表示入金，-表示出金") private String amtSymbol; @ApiModelProperty(value = "资金计划项目 ID") private String cptlPlnPrjctId; @ApiModelProperty(value = "资金计划项目编号") private String cptlPlnPrjctCode; @ApiModelProperty(value = "资金计划项目名称") private String cptlPlnPrjctName; @ApiModelProperty(value = "付款类型 00：电子账户余额 01：银行卡") private String payType; @ApiModelProperty(value = "付款银行行号") private String payBankCode; @ApiModelProperty(value = "付款银行名称") private String payBankName; @ApiModelProperty(value = "付款银行卡号") private String payBankAcctNo; @ApiModelProperty(value = "付款银行账户名称") private String payBankAcctName; } }

Ignore Space Show notes View

src/main/java/com/yn/bftl/thirdparty/modules/chinaums/vo/byx/ByxQueryTransListVO.java 0 → 100644

package com.yn.bftl.thirdparty.modules.chinaums.vo.byx;

import com.yn.bftl.thirdparty.common.vo.BaseResponseVO;
import io.swagger.annotations.ApiModel;
import io.swagger.annotations.ApiModelProperty;
import lombok.Data;
import lombok.EqualsAndHashCode;

import javax.validation.constraints.NotBlank;
import java.util.List;

@Data
@EqualsAndHashCode(callSuper = false)
@ApiModel(value = "ByxQueryTransListVO", description = "查询交易明细vo")
public class ByxQueryTransListVO extends BaseResponseVO {

@ApiModelProperty(value = "页面大小 单页面大小。最大限制 50。")
    private String pageSize;

@ApiModelProperty(value = "页数 页数。从 1 开始。")
    private String pageNo;

@ApiModelProperty(value = "记录总数")
    private String total;

@ApiModelProperty(value = "循环域")
 private List<ByxQueryTransListRowVO> rowList;

@Data
    @EqualsAndHashCode(callSuper = false)
    @ApiModel(value = "ByxQueryTransListRowVO", description = "查询交易明细-循环域vo")
    public class ByxQueryTransListRowVO{
        @ApiModelProperty(value = "交易订单号")
        private String transOrderNo;
        @ApiModelProperty(value = "电子账户 ID")
        private String walletId;
        @ApiModelProperty(value = "电子账户名称")
        private String walletName;
        @ApiModelProperty(value = "对方电子账户 ID")
        private String otherWalletId;
        @ApiModelProperty(value = "对方电子账户名称")
        private String otherWalletName;
        @ApiModelProperty(value = "共管子账户")
        private String coadminAcctNo;
        @ApiModelProperty(value = "共管子账户名称")
        private String coadminAcctName;
        @ApiModelProperty(value = "交易日期 yyyyMMdd")
        private String transDate;
        @ApiModelProperty(value = "交易时间 格式：yyyyMMddHHmmss")
        private String transTime;
        @ApiModelProperty(value = "接受时间 格式：yyyyMMddHHmmss")
        private String rcvTime;
        @ApiModelProperty(value = "处理时间 格式：yyyyMMddHHmmss")
        private String procTime;
        @ApiModelProperty(value = "最后修改时间 格式：yyyyMMddHHmmss")
        private String rowModifyTime;
        @ApiModelProperty(value = "交易类型编码")
        private String transType;
        @ApiModelProperty(value = "交易类型名称")
        private String transTypeName;
        @ApiModelProperty(value = "商户号")
        private String merNo;
        @ApiModelProperty(value = "商户简称")
        private String merName;
        @ApiModelProperty(value = "交易金额 单位（分）")
        private String transAmt;
        @ApiModelProperty(value = "共管金额 转入共管子账户金额。 单位（分）")
        private String coadminAmt;
        @ApiModelProperty(value = "可用金额 转入主账户金额。 单位（分）")
        private String avlblAmt;
        @ApiModelProperty(value = "清算金额 单位（分）")
        private String settAmt;
        @ApiModelProperty(value = "清算日期 yyyyMMdd 未明确结果的交易，清算日为空。")
        private String settDate;
        @ApiModelProperty(value = "处理状态 0：已接收 1：成功 2：失败 3：已冲正 4：已撤销 5：处理中")
        private String procStatus;
        @ApiModelProperty(value = "状态描述")
        private String procStatusDscrb;
        @ApiModelProperty(value = "处理结果描述")
        private String procResultDscrb;
        @ApiModelProperty(value = "是否超时退汇 0-否1-是")
        private String isTimeoutReexchang;
        @ApiModelProperty(value = "调整标记 0：未调整 1：已全部退款 2：已部分退款")
        private String adjustFlag;
        @ApiModelProperty(value = "商户订单号 客户端唯一标记该笔交易")
        private String mctOrderNo;
        @ApiModelProperty(value = "银行行号 3 位或者 8 位的银行开户行号。")
        private String bankCode;
        @ApiModelProperty(value = "银行名称 例如：中国银行")
        private String bankName;
        @ApiModelProperty(value = "银行卡号")
        private String bankAcctNo;
        @ApiModelProperty(value = "银行户名")
        private String bankAcctName;
        @ApiModelProperty(value = "批次号")
        private String regId;
        @ApiModelProperty(value = "批次明细号")
        private String regDtlSn;
        @ApiModelProperty(value = "摘要")
        private String abst;
        @ApiModelProperty(value = "备注 单位（分）")
        private String remark;
        @ApiModelProperty(value = "交易手续费")
        private String transFee;
        @ApiModelProperty(value = "交易手续费入账 电子账户 id")
        private String transFeeWalletId;
        @ApiModelProperty(value = "交易手续费入账 电子账户名称")
        private String transFeeWalletName;
        @ApiModelProperty(value = "资金符号 +表示入金，-表示出金")
        private String amtSymbol;
        @ApiModelProperty(value = "资金计划项目 ID")
        private String cptlPlnPrjctId;
        @ApiModelProperty(value = "资金计划项目编 号")
        private String cptlPlnPrjctCode;
        @ApiModelProperty(value = "资金计划项目名 称")
        private String cptlPlnPrjctName;
        @ApiModelProperty(value = "付款类型 00：电子账户余额 01：银行卡")
        private String payType;
        @ApiModelProperty(value = "付款银行行号")
        private String payBankCode;
        @ApiModelProperty(value = "付款银行名称")
        private String payBankName;
        @ApiModelProperty(value = "付款银行卡号")
        private String payBankAcctNo;
        @ApiModelProperty(value = "付款银行账户名 称")
        private String payBankAcctName;
    }

}

Ignore Space Show notes View src/main/java/com/yn/bftl/thirdparty/modules/chinaums/vo/byx/ByxQueryTransResultRowVO.java 0 → 100644
package com.yn.bftl.thirdparty.modules.chinaums.vo.byx; import io.swagger.annotations.ApiModel; import io.swagger.annotations.ApiModelProperty; import lombok.Data; import lombok.EqualsAndHashCode; /** * @program: yn-byx-thirdparty * @description: * @author: Jing * @create: 2024-09-06 11:46 **/ @Data @EqualsAndHashCode(callSuper = false) @ApiModel(value = "ByxQueryTransResultRowVO", description = "查询交易结果-循环域vo") public class ByxQueryTransResultRowVO { @ApiModelProperty("交易订单号") private String transOrderNo; @ApiModelProperty("电子账户 ID") private String walletId; @ApiModelProperty("转账交易的转入电子账户ID（如果是转账，则表示转入电子账户 ID。电子账户 ID 或者虚拟账户 ID。）") private String otherWalletId; @ApiModelProperty("交易日期 yyyyMMdd") private String transDate; @ApiModelProperty("交易时间交易接收时间。 yyyyMMddHHmmss") private String transTime; @ApiModelProperty("交易类型") private String transType; @ApiModelProperty("交易类型名称") private String transTypeName; @ApiModelProperty("商户号") private String merNo; @ApiModelProperty("商户简称") private String merName; @ApiModelProperty("交易金额单位（分）") private String transAmt; @ApiModelProperty("清算金额单位（分）") private String settAmt; @ApiModelProperty("清算日期交易进行清算的时间。 yyyyMMdd 未明确结果的交易，清算日为空") private String settDate; @ApiModelProperty("代付响应码") private String cpsRespCode; @ApiModelProperty("代付响应描述") private String cpsRespDesc; @ApiModelProperty("处理状态 0：已接收 1：成功 2：失败 3：已冲正 4：已撤销 5：处理中") private String procStatus; @ApiModelProperty("状态描述") private String procStatusDscrb; @ApiModelProperty("处理结果描述") private String procResultDscrb; @ApiModelProperty("调整标记 0：未调整 1：已全部退款 2：已部分退款") private String adjustFlag; @ApiModelProperty("商户订单号") private String mctOrderNo; @ApiModelProperty("批次号") private String regId; @ApiModelProperty("批次明细号") private String regDtlSn; @ApiModelProperty("付款码") private String payCode; @ApiModelProperty("摘要") private String abst; @ApiModelProperty("备注") private String remark; @ApiModelProperty("资金计划项目 ID") private String cptlPlnPrjctId; @ApiModelProperty("资金计划项目编号") private String cptlPlnPrjctCode; @ApiModelProperty("资金计划项目名称") private String cptlPlnPrjctName; }

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src/main/java/com/yn/bftl/thirdparty/modules/chinaums/vo/byx/ByxQueryTransResultRowVO.java 0 → 100644

package com.yn.bftl.thirdparty.modules.chinaums.vo.byx;

import io.swagger.annotations.ApiModel;
import io.swagger.annotations.ApiModelProperty;
import lombok.Data;
import lombok.EqualsAndHashCode;

/**
 * @program: yn-byx-thirdparty
 * @description:
 * @author: Jing
 * @create: 2024-09-06 11:46
 **/
@Data
@EqualsAndHashCode(callSuper = false)
@ApiModel(value = "ByxQueryTransResultRowVO", description = "查询交易结果-循环域vo")
public class ByxQueryTransResultRowVO {

@ApiModelProperty("交易订单号")
    private String transOrderNo;
    @ApiModelProperty("电子账户 ID")
    private String walletId;
    @ApiModelProperty("转账交易的转入电子账户ID（如果是转账，则表示转入电子账户 ID。 电子账户 ID 或者虚拟账户 ID。）")
    private String otherWalletId;
    @ApiModelProperty("交易日期 yyyyMMdd")
    private String transDate;
    @ApiModelProperty("交易时间 交易接收时间。 yyyyMMddHHmmss")
    private String transTime;
    @ApiModelProperty("交易类型")
    private String transType;
    @ApiModelProperty("交易类型名称")
    private String transTypeName;
    @ApiModelProperty("商户号")
    private String merNo;
    @ApiModelProperty("商户简称")
    private String merName;
    @ApiModelProperty("交易金额 单位（分）")
    private String transAmt;
    @ApiModelProperty("清算金额 单位（分）")
    private String settAmt;
    @ApiModelProperty("清算日期 交易进行清算的时间。 yyyyMMdd 未明确结果的交易，清算日为空")
    private String settDate;
    @ApiModelProperty("代付响应码")
    private String cpsRespCode;
    @ApiModelProperty("代付响应描述")
    private String cpsRespDesc;
    @ApiModelProperty("处理状态 0：已接收 1：成功 2：失败 3：已冲正 4：已撤销 5：处理中")
    private String procStatus;
    @ApiModelProperty("状态描述")
    private String procStatusDscrb;
    @ApiModelProperty("处理结果描述")
    private String procResultDscrb;
    @ApiModelProperty("调整标记 0：未调整 1：已全部退款 2：已部分退款")
    private String adjustFlag;
    @ApiModelProperty("商户订单号")
    private String mctOrderNo;
    @ApiModelProperty("批次号")
    private String regId;
    @ApiModelProperty("批次明细号")
    private String regDtlSn;
    @ApiModelProperty("付款码")
    private String payCode;
    @ApiModelProperty("摘要")
    private String abst;
    @ApiModelProperty("备注")
    private String remark;
    @ApiModelProperty("资金计划项目 ID")
    private String cptlPlnPrjctId;
    @ApiModelProperty("资金计划项目编号")
    private String cptlPlnPrjctCode;
    @ApiModelProperty("资金计划项目名称")
    private String cptlPlnPrjctName;
}

Ignore Space Show notes View src/main/java/com/yn/bftl/thirdparty/modules/chinaums/vo/byx/ByxQueryTransResultVO.java 0 → 100644
package com.yn.bftl.thirdparty.modules.chinaums.vo.byx; import com.yn.bftl.thirdparty.common.vo.BaseResponseVO; import io.swagger.annotations.ApiModel; import io.swagger.annotations.ApiModelProperty; import lombok.Data; import lombok.EqualsAndHashCode; import java.util.List; @Data @EqualsAndHashCode(callSuper = false) @ApiModel(value = "ByxQueryTransResultVO", description = "查询交易结果vo") public class ByxQueryTransResultVO extends BaseResponseVO { @ApiModelProperty("记录总数") private String total; @ApiModelProperty("银行账号") private List<ByxQueryTransResultRowVO> rowList; }

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src/main/java/com/yn/bftl/thirdparty/modules/chinaums/vo/byx/ByxQueryTransResultVO.java 0 → 100644

Ignore Space Show notes View src/main/java/com/yn/bftl/thirdparty/modules/chinaums/vo/byx/ByxTransferVO.java 0 → 100644
package com.yn.bftl.thirdparty.modules.chinaums.vo.byx; import com.yn.bftl.thirdparty.common.vo.BaseResponseVO; import io.swagger.annotations.ApiModel; import io.swagger.annotations.ApiModelProperty; import lombok.Data; import lombok.EqualsAndHashCode; @Data @EqualsAndHashCode(callSuper = false) @ApiModel(value = "ByxTransferVO", description = "转账vo") public class ByxTransferVO extends BaseResponseVO { @ApiModelProperty("交易订单号") private String transOrderNo; @ApiModelProperty("总余额单位（分）") private String totalAmt; @ApiModelProperty("可用余额单位（分）") private String avlblAmt; }

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src/main/java/com/yn/bftl/thirdparty/modules/chinaums/vo/byx/ByxTransferVO.java 0 → 100644

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