绑定银行卡

yn-bftl-byx / thirdparty

Browse code 绑定银行卡 master
1 parent 207a044 commit 8c52fbe3bf61d148050371202a4f0fadb2010a4c Jing authored on 27 Sep

Patch

Showing 4 changed files

Ignore Space Show notes View src/main/java/com/yn/bftl/thirdparty/common/dto/BaseSecretDTO.java
package com.yn.bftl.thirdparty.common.dto; import io.swagger.annotations.ApiModelProperty; import lombok.Builder; import lombok.Data; import lombok.EqualsAndHashCode; @Data @EqualsAndHashCode(callSuper = false) public class BaseSecretDTO extends BaseSecretSpecifications { @ApiModelProperty(value = "密码密文", notes = "长度不超过1024个字符，必填。填写方式见附录。") private String encryptPwd; @ApiModelProperty(value = "加密类型", notes = "根据集成的密码控件类型进行取值：" + "1：H5 密码键盘加密（H5、小程序）。" + "2：非 H5 密码键盘加密（PC、ios、安卓）。") private String encryptType; @ApiModelProperty(value = "随机因子", notes = "长度不超过32个字符，必填。填写方式见附录。") private String plugRandomKey; @ApiModelProperty(value = "证书签名密文", notes = "必填。填写方式见附录。") private String certSign; } package com.yn.bftl.thirdparty.common.dto; import io.swagger.annotations.ApiModelProperty; import lombok.Builder; import lombok.Data; import lombok.EqualsAndHashCode; @Data @EqualsAndHashCode(callSuper = false) public class BaseSecretDTO extends BaseSecretSpecifications { @ApiModelProperty(value = "密码密文", notes = "长度不超过1024个字符，必填。填写方式见附录。") private String encryptPwd; @ApiModelProperty(value = "加密类型", notes = "根据集成的密码控件类型进行取值：" + "1：H5 密码键盘加密（H5、小程序）。" + "2：非 H5 密码键盘加密（PC、ios、安卓）。") private String encryptType; @ApiModelProperty(value = "随机因子", notes = "长度不超过32个字符，必填。填写方式见附录。") private String plugRandomKey; }

Ignore Space Show notes View

src/main/java/com/yn/bftl/thirdparty/common/dto/BaseSecretDTO.java

Ignore Space Show notes View src/main/java/com/yn/bftl/thirdparty/common/service/ByxTradeWayService.java
package com.yn.bftl.thirdparty.common.service; import com.yn.bftl.thirdparty.common.dto.BaseSecretDTO; public interface ByxTradeWayService { void setTradeWayInPassword(BaseSecretDTO param); void setTradeWayInCert(BaseSecretDTO param, String walletId); void setCert(BaseSecretDTO param, String walletId); } package com.yn.bftl.thirdparty.common.service; import com.yn.bftl.thirdparty.common.dto.BaseSecretDTO; public interface ByxTradeWayService { void setTradeWayInPassword(BaseSecretDTO param); void setTradeWayInCert(BaseSecretDTO param, String walletId); }

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src/main/java/com/yn/bftl/thirdparty/common/service/ByxTradeWayService.java

Ignore Space Show notes View src/main/java/com/yn/bftl/thirdparty/common/service/impl/ByxTradeWayServiceImpl.java
package com.yn.bftl.thirdparty.common.service.impl; import com.alibaba.fastjson.JSON; import com.yn.bftl.thirdparty.common.dto.BaseSecretDTO; import com.yn.bftl.thirdparty.common.service.ByxTradeWayService; import com.yn.bftl.thirdparty.common.util.CryptoUtils; import com.yn.bftl.thirdparty.modules.chinaums.util.ByxChinaumsUtil; import com.yn.bftl.thirdparty.modules.secret.service.RandomKeyService; import org.springframework.stereotype.Component; import javax.annotation.Resource; import java.util.HashMap; import java.util.Map; @Component public class ByxTradeWayServiceImpl implements ByxTradeWayService { @Resource private RandomKeyService randomKeyService; @Resource private ByxChinaumsUtil byxChinaumsUtil; public void setTradeWayInPassword(BaseSecretDTO param) { Map<String, String> tradeWayFields = new HashMap<>(); // 支付密码验证，实际应用中，由密码控件加密支付密码 param.setTradeWayCode("b_pass"); tradeWayFields.put("encryptType", "2"); tradeWayFields.put("encryptPwd", param.getEncryptPwd()); tradeWayFields.put("plugRandomKey", param.getPlugRandomKey()); param.setTradeWayFeilds(JSON.toJSONString(tradeWayFields)); } public void setTradeWayInCert(BaseSecretDTO param, String walletId) { Map<String, String> tradeWayFields = new HashMap<>(); // 交易证书签名 param.setTradeWayCode("b_certificate"); String plugRandKey = randomKeyService.getOneKey(); String signSource = walletId + "," + plugRandKey; tradeWayFields.put("plugRandomKey", plugRandKey); tradeWayFields.put("certSign", CryptoUtils.sign("SHA256withRSA", signSource, byxChinaumsUtil.getPrivateKey(), "UTF-8")); param.setTradeWayFeilds(JSON.toJSONString(tradeWayFields)); } @Override public void setCert(BaseSecretDTO param, String walletId) { // 交易证书签名 String plugRandKey = randomKeyService.getOneKey(); String signSource = walletId + "," + plugRandKey; param.setPlugRandomKey(plugRandKey); param.setCertSign(CryptoUtils.sign("SHA256withRSA", signSource, byxChinaumsUtil.getPrivateKey(), "UTF-8")); } } package com.yn.bftl.thirdparty.common.service.impl; import com.alibaba.fastjson.JSON; import com.yn.bftl.thirdparty.common.dto.BaseSecretDTO; import com.yn.bftl.thirdparty.common.service.ByxTradeWayService; import com.yn.bftl.thirdparty.common.util.CryptoUtils; import com.yn.bftl.thirdparty.modules.chinaums.util.ByxChinaumsUtil; import com.yn.bftl.thirdparty.modules.secret.service.RandomKeyService; import org.springframework.stereotype.Component; import javax.annotation.Resource; import java.util.HashMap; import java.util.Map; @Component public class ByxTradeWayServiceImpl implements ByxTradeWayService { @Resource private RandomKeyService randomKeyService; @Resource private ByxChinaumsUtil byxChinaumsUtil; public void setTradeWayInPassword(BaseSecretDTO param) { Map<String, String> tradeWayFields = new HashMap<>(); // 支付密码验证，实际应用中，由密码控件加密支付密码 param.setTradeWayCode("b_pass"); tradeWayFields.put("encryptType", "2"); tradeWayFields.put("encryptPwd", param.getEncryptPwd()); tradeWayFields.put("plugRandomKey", param.getPlugRandomKey()); param.setTradeWayFeilds(JSON.toJSONString(tradeWayFields)); } public void setTradeWayInCert(BaseSecretDTO param, String walletId) { Map<String, String> tradeWayFields = new HashMap<>(); // 交易证书签名 param.setTradeWayCode("b_certificate"); String plugRandKey = randomKeyService.getOneKey(); String signSource = walletId + "," + plugRandKey; tradeWayFields.put("plugRandomKey", plugRandKey); tradeWayFields.put("certSign", CryptoUtils.sign("SHA256withRSA", signSource, byxChinaumsUtil.getPrivateKey(), "UTF-8")); param.setTradeWayFeilds(JSON.toJSONString(tradeWayFields)); } }

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src/main/java/com/yn/bftl/thirdparty/common/service/impl/ByxTradeWayServiceImpl.java

package com.yn.bftl.thirdparty.common.service.impl;

import com.alibaba.fastjson.JSON;
import com.yn.bftl.thirdparty.common.dto.BaseSecretDTO;
import com.yn.bftl.thirdparty.common.service.ByxTradeWayService;
import com.yn.bftl.thirdparty.common.util.CryptoUtils;
import com.yn.bftl.thirdparty.modules.chinaums.util.ByxChinaumsUtil;
import com.yn.bftl.thirdparty.modules.secret.service.RandomKeyService;
import org.springframework.stereotype.Component;

import javax.annotation.Resource;
import java.util.HashMap;
import java.util.Map;

@Component
public class ByxTradeWayServiceImpl implements ByxTradeWayService {

@Resource
    private RandomKeyService randomKeyService;

@Resource
    private ByxChinaumsUtil byxChinaumsUtil;

public void setTradeWayInPassword(BaseSecretDTO param) {
        Map<String, String> tradeWayFields = new HashMap<>();
        // 支付密码验证，实际应用中，由密码控件加密支付密码
        param.setTradeWayCode("b_pass");
        tradeWayFields.put("encryptType", "2");
        tradeWayFields.put("encryptPwd", param.getEncryptPwd());
        tradeWayFields.put("plugRandomKey", param.getPlugRandomKey());
        param.setTradeWayFeilds(JSON.toJSONString(tradeWayFields));
    }

public void setTradeWayInCert(BaseSecretDTO param, String walletId) {
        Map<String, String> tradeWayFields = new HashMap<>();
            // 交易证书签名
        param.setTradeWayCode("b_certificate");
        String plugRandKey = randomKeyService.getOneKey();
        String signSource = walletId + "," + plugRandKey;
        tradeWayFields.put("plugRandomKey", plugRandKey);
        tradeWayFields.put("certSign", CryptoUtils.sign("SHA256withRSA", signSource, byxChinaumsUtil.getPrivateKey(), "UTF-8"));
        param.setTradeWayFeilds(JSON.toJSONString(tradeWayFields));
    }

@Override
    public void setCert(BaseSecretDTO param, String walletId) {
        // 交易证书签名
        String plugRandKey = randomKeyService.getOneKey();
        String signSource = walletId + "," + plugRandKey;
        param.setPlugRandomKey(plugRandKey);
        param.setCertSign(CryptoUtils.sign("SHA256withRSA", signSource, byxChinaumsUtil.getPrivateKey(), "UTF-8"));
    }
}

package com.yn.bftl.thirdparty.common.service.impl;

import javax.annotation.Resource;
import java.util.HashMap;
import java.util.Map;

@Component
public class ByxTradeWayServiceImpl implements ByxTradeWayService {

@Resource
    private RandomKeyService randomKeyService;

@Resource
    private ByxChinaumsUtil byxChinaumsUtil;

Ignore Space Show notes View src/main/java/com/yn/bftl/thirdparty/modules/chinaums/service/impl/BankCardServiceImpl.java
package com.yn.bftl.thirdparty.modules.chinaums.service.impl; import cn.hutool.core.bean.BeanUtil; import cn.hutool.core.util.ObjectUtil; import com.alibaba.fastjson.JSONObject; import com.yn.bftl.common.common.exception.YnceError; import com.yn.bftl.common.common.util.ByxRouteUtil; import com.yn.bftl.common.common.util.RouteUtil; import com.yn.bftl.common.modules.base.entity.BankLineNumber; import com.yn.bftl.common.modules.company.entity.ChinaumsAuthInfo; import com.yn.bftl.common.modules.company.entity.ChinaumsBankCard; import com.yn.bftl.common.modules.company.entity.Company; import com.yn.bftl.common.modules.company.enums.ChinaumsBankCardStatus; import com.yn.bftl.thirdparty.common.constants.Constant; import com.yn.bftl.thirdparty.common.service.ByxTradeWayService; import com.yn.bftl.thirdparty.common.vo.BaseResponseVO; import com.yn.bftl.thirdparty.common.exception.YnceErrorException; import com.yn.bftl.thirdparty.common.service.BaseMemberService; import com.yn.bftl.thirdparty.common.util.SequenceUtil; import com.yn.bftl.thirdparty.modules.chinaums.dto.BankCardAmountValidateDTO; import com.yn.bftl.thirdparty.modules.chinaums.dto.byx.ByxChinaumsAcctBindBankCardDTO; import com.yn.bftl.thirdparty.modules.chinaums.dto.byx.ByxChinaumsQueryBindBankCardDTO; import com.yn.bftl.thirdparty.modules.chinaums.dto.chinaums.ChinaumsAddBankCardDTO; import com.yn.bftl.thirdparty.modules.chinaums.dto.chinaums.ChinaumsAmountValidate; import com.yn.bftl.thirdparty.modules.chinaums.enums.OprtTypeEnum; import com.yn.bftl.thirdparty.modules.chinaums.repository.BankLineNumberRepository; import com.yn.bftl.thirdparty.modules.chinaums.repository.ChinaumsAuthInfoRepository; import com.yn.bftl.thirdparty.modules.chinaums.repository.ChinaumsBankCardRepository; import com.yn.bftl.thirdparty.modules.chinaums.service.BankCardService; import com.yn.bftl.thirdparty.modules.chinaums.util.ByxChinaumsUtil; import com.yn.bftl.thirdparty.modules.chinaums.util.ChinaumsUtil; import com.yn.bftl.thirdparty.modules.chinaums.vo.ChinaumsBankCardDetailVO; import com.yn.bftl.thirdparty.modules.chinaums.vo.ChinaumsBankCardVO; import com.yn.bftl.thirdparty.modules.chinaums.vo.chinaums.ChinaumsAddBankCardVO; import com.yn.bftl.thirdparty.modules.chinaums.vo.byx.ByxChinaumsQueryBindBankCardVO; import com.yn.bftl.thirdparty.modules.chinaums.vo.byx.ByxQueryBindBankRow; import org.apache.commons.collections.CollectionUtils; import org.springframework.beans.BeanUtils; import org.springframework.stereotype.Service; import org.springframework.transaction.annotation.Transactional; import javax.annotation.Resource; import javax.validation.Valid; import javax.validation.constraints.NotNull; import java.math.BigDecimal; import java.util.ArrayList; import java.util.List; /** * 银行卡服务实现类 * * @author huabiao * @create 2023/2/15 14:59 / @Service public class BankCardServiceImpl extends BaseMemberService implements BankCardService { @Resource private ChinaumsBankCardRepository chinaumsBankCardRepository; @Resource private ChinaumsAuthInfoRepository chinaumsAuthInfoRepository; @Resource private ChinaumsUtil chinaumsUtil; @Resource private ByxChinaumsUtil byxChinaumsUtil; @Resource private SequenceUtil sequenceUtil; @Resource private BankLineNumberRepository bankLineNumberRepository; @Resource private ByxTradeWayService byxTradeWayService; @Override public List<ChinaumsBankCardVO> bankCardList(ChinaumsBankCardStatus status) { List<ChinaumsBankCardVO> chinaumsBankCardVOList = new ArrayList<>(); Company company = getUser().getCompany(); if (company != null && company.getChinaumsAuthInfo() != null) { ChinaumsAuthInfo chinaumsAuthInfo = company.getChinaumsAuthInfo(); if (CollectionUtils.isNotEmpty(chinaumsAuthInfo.getChinaumsBankCard())) { // List<Long> chinaumsBankCardIdList = chinaumsAuthInfo.getChinaumsBankCard().stream().filter(chinaumsBankCard -> chinaumsBankCard.getStatus().equals(ChinaumsBankCardStatus.PROCESSING)).map(ChinaumsBankCard::getId).collect(Collectors.toList()); // if (CollectionUtils.isNotEmpty(chinaumsBankCardIdList)) { // for (Long chinaumsBankCardId : chinaumsBankCardIdList) { // handleBankCardStatus(chinaumsBankCardRepository.findById(chinaumsBankCardId).orElse(null)); // } // } // 获取银联的已绑定银行卡列表 List<String> bankAcctNoList = queryBindBankCard(chinaumsAuthInfo.getBalanceAcctId()); for (ChinaumsBankCard chinaumsBankCard : chinaumsAuthInfo.getChinaumsBankCard()) { // 不在银联接口返回的银行卡不显示 if ((status == null \|\| chinaumsBankCard.getStatus().equals(status) && bankAcctNoList.contains(chinaumsBankCard.getBankAcctNo()))) { ChinaumsBankCardVO chinaumsBankCardVO = new ChinaumsBankCardVO(); chinaumsBankCardVO.setId(chinaumsBankCard.getId()); chinaumsBankCardVO.setBankName(chinaumsBankCard.getBankName()); chinaumsBankCardVO.setBankAcctNo(chinaumsBankCard.getBankAcctNo()); chinaumsBankCardVO.setStatus(chinaumsBankCard.getStatus()); chinaumsBankCardVO.setFailureMsg(chinaumsBankCard.getAcctValidationFailureMsg()); chinaumsBankCardVOList.add(chinaumsBankCardVO); } } } } return chinaumsBankCardVOList; } / * 查询账户银行卡列表 * @param balanceAcctId * @return / private List<String> queryBindBankCard(String balanceAcctId) { List<String> bankAcctNoList = new ArrayList<>(); if (ObjectUtil.isEmpty(balanceAcctId)) { return bankAcctNoList; } ByxChinaumsQueryBindBankCardDTO byxChinaumsQueryBindBankCardDTO = new ByxChinaumsQueryBindBankCardDTO(); byxChinaumsQueryBindBankCardDTO.setWalletId(balanceAcctId); ByxChinaumsQueryBindBankCardVO chinaumsQueryBindBankCardVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_UPAPI_SETTLE_ACCTS_BY_ACCT_NO, (JSONObject) JSONObject.toJSON(byxChinaumsQueryBindBankCardDTO), ByxChinaumsQueryBindBankCardVO.class); if(ObjectUtil.isNotNull(chinaumsQueryBindBankCardVO)&&ObjectUtil.isNotEmpty(chinaumsQueryBindBankCardVO.getRowList())){ for (ByxQueryBindBankRow byxQueryBindBankRow :chinaumsQueryBindBankCardVO.getRowList()){ bankAcctNoList.add(byxQueryBindBankRow.getBankAcctNo()); } } return bankAcctNoList; } @Override @Transactional(rollbackFor = Exception.class) public void addBankCard(@Valid ChinaumsAddBankCardDTO chinaumsAddBankCardDTO) { Company company = getUser().getCompany(); if (company == null) { throw new YnceErrorException(YnceError.YNCE_201009); } ChinaumsAuthInfo chinaumsAuthInfo = chinaumsAuthInfoRepository.findFirstByCompanyId(company.getId()); if (chinaumsAuthInfo == null) { throw new YnceErrorException(YnceError.YNCE_218009); } if (CollectionUtils.isNotEmpty(chinaumsAuthInfo.getChinaumsBankCard()) && chinaumsAuthInfo.getChinaumsBankCard().size() >= 10) { throw new YnceErrorException(YnceError.YNCE_218027); } ByxChinaumsAcctBindBankCardDTO byxChinaumsAcctBindBankCardDTO = new ByxChinaumsAcctBindBankCardDTO(); BeanUtil.copyProperties(chinaumsAddBankCardDTO, byxChinaumsAcctBindBankCardDTO); byxChinaumsAcctBindBankCardDTO.setMobileNo(chinaumsAddBankCardDTO.getMobileNumber()); // byxChinaumsAcctBindBankCardDTO.setBankNo(chinaumsAddBankCardDTO.getBankBranchCode()); byxChinaumsAcctBindBankCardDTO.setSmsAuthCode(chinaumsAddBankCardDTO.getSmsCode()); byxChinaumsAcctBindBankCardDTO.setOprtType(OprtTypeEnum.BINDING.getValue()); if("2".equals(chinaumsAddBankCardDTO.getBankAcctType()) ){ byxChinaumsAcctBindBankCardDTO.setBankAcctType("0"); } // 根据bankCode 查询对应的银行信息 BankLineNumber bankLineNumber = bankLineNumberRepository.findFirstByBankCode(chinaumsAddBankCardDTO.getBankCode()); // 赋值银行卡 ChinaumsBankCard chinaumsBankCard = new ChinaumsBankCard(); if (chinaumsAddBankCardDTO.getId() != null) { chinaumsBankCard = chinaumsBankCardRepository.findById(chinaumsAddBankCardDTO.getId()).orElse(null); if (chinaumsBankCard == null) { throw new YnceErrorException(YnceError.YNCE_218023); } // byxChinaumsAcctBindBankCardDTO.setOutRequestNo(chinaumsBankCard.getOutRequestNo()); } else { // 判断该银行卡号是否存在当前用户列表中 if(CollectionUtils.isNotEmpty(chinaumsAuthInfo.getChinaumsBankCard()) && chinaumsAuthInfo.getChinaumsBankCard().stream().anyMatch(filterChinaumsBankCard -> filterChinaumsBankCard.getBankAcctNo().equals(chinaumsAddBankCardDTO.getBankAcctNo()))){ throw new YnceErrorException(YnceError.YNCE_218029); } chinaumsBankCard.setChinaumsAuthInfo(chinaumsAuthInfo); chinaumsBankCard.setBankBranchCode(chinaumsAuthInfo.getSettleAcctBankBranchCode()); chinaumsBankCard.setBankAcctNo(chinaumsAuthInfo.getSettleAcctBankAcctNo()); chinaumsBankCard.setMobileNumber(chinaumsAuthInfo.getMobileNumber()); // chinaumsBankCard.setOutRequestNo(chinaumsAuthInfo.getOutRequestNo()); chinaumsBankCard.setBankAcctType(chinaumsAuthInfo.getSettleAcctType()); chinaumsBankCard.setSettleAcctId(chinaumsAuthInfo.getSettleAcctId()); if(ObjectUtil.isNotEmpty(bankLineNumber)){ chinaumsBankCard.setBankName(bankLineNumber.getBankName()); chinaumsBankCard.setBankCode(bankLineNumber.getBankCode()); // chinaumsBankCard.setBankBranchCode(bankLineNumber.getDrecCode()); } } BeanUtils.copyProperties(byxChinaumsAcctBindBankCardDTO, chinaumsBankCard); // byxChinaumsAcctBindBankCardDTO.setCusId(chinaumsAuthInfo.getCusId()); // byxChinaumsAcctBindBankCardDTO.setMchId(chinaumsAuthInfo.getMchId()); byxChinaumsAcctBindBankCardDTO.setElecBankNo(chinaumsAuthInfo.getElecBankNo()); byxChinaumsAcctBindBankCardDTO.setIdCard(chinaumsAuthInfo.getIdCardNumber()); byxChinaumsAcctBindBankCardDTO.setWalletId(company.getWalletId()); byxChinaumsAcctBindBankCardDTO.setBankAcctName(chinaumsAuthInfo.getSettleAcctBankName()); byxChinaumsAcctBindBankCardDTO.setBankNo(bankLineNumber.getThreeDigitBranchCode()); try { if(ObjectUtil.isEmpty(byxChinaumsAcctBindBankCardDTO.getBankAcctNo())){ // 银行账户 byxChinaumsAcctBindBankCardDTO.setBankAcctNo(chinaumsBankCard.getBankAcctNo()); } if(ObjectUtil.isEmpty(byxChinaumsAcctBindBankCardDTO.getMobileNo())){ // 手机号 byxChinaumsAcctBindBankCardDTO.setMobileNo(chinaumsBankCard.getMobileNumber()); } } catch (Exception exception) { throw new YnceErrorException(YnceError.YNCE_218014); } byxTradeWayService.setCert(byxChinaumsAcctBindBankCardDTO, company.getWalletId()); BaseResponseVO baseResponseVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_UPAPI_ACCT_BIND_BANK_CARD, (JSONObject) JSONObject.toJSON(byxChinaumsAcctBindBankCardDTO), BaseResponseVO.class); // 绑定后根据返回的状态码更新状态 if(Constant.RETURN_SUCCESS_CODE.equals(baseResponseVO.getRspCode())){ chinaumsBankCard.setStatus(ChinaumsBankCardStatus.SUCCEEDED); chinaumsAuthInfo.setBankCardNo(byxChinaumsAcctBindBankCardDTO.getBankAcctNo()); chinaumsAuthInfo.setBindAcctName(byxChinaumsAcctBindBankCardDTO.getBankAcctName()); chinaumsAuthInfoRepository.save(chinaumsAuthInfo); } else { chinaumsBankCard.setStatus(ChinaumsBankCardStatus.FAILED); chinaumsBankCard.setAcctValidationFailureMsg(baseResponseVO.getRspResult()); } chinaumsBankCardRepository.save(chinaumsBankCard); // chinaumsBankCard.setOutRequestNo(chinaumsAddBankCardVO.getOutRequestNo()); // chinaumsBankCard.setSettleAcctId(chinaumsAddBankCardVO.getSettleAcctId()); // handleBankCardStatus(chinaumsBankCard); } @Override @Transactional(rollbackFor = Exception.class) public Boolean deleteBankCard(@NotNull Long id) { ChinaumsBankCard chinaumsBankCard = chinaumsBankCardRepository.findById(id).orElse(null); if (chinaumsBankCard == null) { throw new YnceErrorException(YnceError.YNCE_218023); } List<ChinaumsBankCardVO> chinaumsBankCardVOList = this.bankCardList(null); if (CollectionUtils.isNotEmpty(chinaumsBankCardVOList) && chinaumsBankCardVOList.stream().filter(chinaumsBankCardVO -> chinaumsBankCardVO.getStatus().equals(ChinaumsBankCardStatus.SUCCEEDED)).count() == 1) { throw new YnceErrorException(YnceError.YNCE_218024); } if (!chinaumsBankCard.getStatus().equals(ChinaumsBankCardStatus.SUCCEEDED)) { throw new YnceErrorException(YnceError.YNCE_218025); } if(chinaumsBankCard.getBankAcctNo().equals(chinaumsBankCard.getChinaumsAuthInfo().getSettleAcctBankAcctNo())){ throw new YnceErrorException(YnceError.YNCE_218025.getStatus(),YnceError.YNCE_218025.getMsg() + "认证绑定的卡不允许解绑"); } // ChinaumsDeleteBankCardDTO chinaumsDeleteBankCardDTO = ChinaumsDeleteBankCardDTO.builder().settleAcctId(chinaumsBankCard.getSettleAcctId()).build(); ByxChinaumsAcctBindBankCardDTO byxChinaumsAcctBindBankCardDTO = new ByxChinaumsAcctBindBankCardDTO(); byxChinaumsAcctBindBankCardDTO.setWalletId(chinaumsBankCard.getChinaumsAuthInfo().getBalanceAcctId()); byxChinaumsAcctBindBankCardDTO.setOprtType(OprtTypeEnum.UNBIND.getValue()); byxTradeWayService.setTradeWayInCert(byxChinaumsAcctBindBankCardDTO, byxChinaumsAcctBindBankCardDTO.getWalletId()); BaseResponseVO baseResponseVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_UPAPI_ACCT_BIND_BANK_CARD, (JSONObject) JSONObject.toJSON(byxChinaumsAcctBindBankCardDTO), BaseResponseVO.class); if (Constant.RETURN_SUCCESS_CODE.equals(baseResponseVO.getRspCode()) ) { List<ChinaumsBankCard> chinaumsBankCardList = chinaumsBankCard.getChinaumsAuthInfo().getChinaumsBankCard(); chinaumsBankCardList.removeIf(deleteChinaumsBankCard -> deleteChinaumsBankCard.getId().equals(id)); chinaumsBankCard.setChinaumsAuthInfo(null); chinaumsBankCardRepository.delete(chinaumsBankCard); return true; } else { return false; } } @Override @Transactional(rollbackFor = Exception.class) public Boolean amountValidate(BankCardAmountValidateDTO bankCardAmountValidateDTO) { ChinaumsBankCard chinaumsBankCard = chinaumsBankCardRepository.findById(bankCardAmountValidateDTO.getId()).orElse(null); if (chinaumsBankCard == null) { throw new YnceErrorException(YnceError.YNCE_218023); } if (chinaumsBankCard.getBankAcctType().equals("1")) { throw new YnceErrorException(YnceError.YNCE_218026); } ChinaumsAmountValidate chinaumsAmountValidate = ChinaumsAmountValidate .builder() .settleAcctId(chinaumsBankCard.getSettleAcctId()) .payAmount(bankCardAmountValidateDTO.getAmount().multiply(new BigDecimal(100)).intValue()) .build(); chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_ACCTS_VALIDATE, (JSONObject) JSONObject.toJSON(chinaumsAmountValidate), null); return true; } @Override public ChinaumsBankCardDetailVO getBankCardDetail(Long id) { ChinaumsBankCard chinaumsBankCard = chinaumsBankCardRepository.findById(id).orElse(null); if (chinaumsBankCard == null) { throw new YnceErrorException(YnceError.YNCE_218023); } ChinaumsBankCardDetailVO chinaumsBankCardDetailVO = new ChinaumsBankCardDetailVO(); BeanUtils.copyProperties(chinaumsBankCard, chinaumsBankCardDetailVO); return chinaumsBankCardDetailVO; } /* * 处理银联银行卡状态 * * @param chinaumsBankCard 银联银行卡 * @author huabiao * @create 2023/2/20 16:12 / private void handleBankCardStatus(ChinaumsBankCard chinaumsBankCard) { if (chinaumsBankCard == null) { return; } JSONObject jsonObject = new JSONObject(); jsonObject.put("settleAcctId", chinaumsBankCard.getSettleAcctId()); ChinaumsAddBankCardVO chinaumsAddBankCardVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_UPAPI_SETTLE_ACCTS_BY_ACCT_NO, (JSONObject) JSONObject.toJSON(jsonObject), ChinaumsAddBankCardVO.class); // 查询完状态后需要将银联银行卡信息中的状态更新 switch (chinaumsAddBankCardVO.getVerifyStatus()) { case "processing": chinaumsBankCard.setStatus(ChinaumsBankCardStatus.PROCESSING); break; case "needless": chinaumsBankCard.setStatus(ChinaumsBankCardStatus.NEEDLESS); break; case "blocked": chinaumsBankCard.setStatus(ChinaumsBankCardStatus.BLOCKED); break; case "succeeded": chinaumsBankCard.setStatus(ChinaumsBankCardStatus.SUCCEEDED); break; case "failed": chinaumsBankCard.setAcctValidationFailureMsg(chinaumsAddBankCardVO.getAcctValidationFailureMsg()); chinaumsBankCard.setStatus(ChinaumsBankCardStatus.FAILED); break; } chinaumsBankCardRepository.save(chinaumsBankCard); } } package com.yn.bftl.thirdparty.modules.chinaums.service.impl; import cn.hutool.core.bean.BeanUtil; import cn.hutool.core.util.ObjectUtil; import com.alibaba.fastjson.JSONObject; import com.yn.bftl.common.common.exception.YnceError; import com.yn.bftl.common.common.util.ByxRouteUtil; import com.yn.bftl.common.common.util.RouteUtil; import com.yn.bftl.common.modules.base.entity.BankLineNumber; import com.yn.bftl.common.modules.company.entity.ChinaumsAuthInfo; import com.yn.bftl.common.modules.company.entity.ChinaumsBankCard; import com.yn.bftl.common.modules.company.entity.Company; import com.yn.bftl.common.modules.company.enums.ChinaumsBankCardStatus; import com.yn.bftl.thirdparty.common.constants.Constant; import com.yn.bftl.thirdparty.common.service.ByxTradeWayService; import com.yn.bftl.thirdparty.common.vo.BaseResponseVO; import com.yn.bftl.thirdparty.common.exception.YnceErrorException; import com.yn.bftl.thirdparty.common.service.BaseMemberService; import com.yn.bftl.thirdparty.common.util.SequenceUtil; import com.yn.bftl.thirdparty.modules.chinaums.dto.BankCardAmountValidateDTO; import com.yn.bftl.thirdparty.modules.chinaums.dto.byx.ByxChinaumsAcctBindBankCardDTO; import com.yn.bftl.thirdparty.modules.chinaums.dto.byx.ByxChinaumsQueryBindBankCardDTO; import com.yn.bftl.thirdparty.modules.chinaums.dto.chinaums.ChinaumsAddBankCardDTO; import com.yn.bftl.thirdparty.modules.chinaums.dto.chinaums.ChinaumsAmountValidate; import com.yn.bftl.thirdparty.modules.chinaums.enums.OprtTypeEnum; import com.yn.bftl.thirdparty.modules.chinaums.repository.BankLineNumberRepository; import com.yn.bftl.thirdparty.modules.chinaums.repository.ChinaumsAuthInfoRepository; import com.yn.bftl.thirdparty.modules.chinaums.repository.ChinaumsBankCardRepository; import com.yn.bftl.thirdparty.modules.chinaums.service.BankCardService; import com.yn.bftl.thirdparty.modules.chinaums.util.ByxChinaumsUtil; import com.yn.bftl.thirdparty.modules.chinaums.util.ChinaumsUtil; import com.yn.bftl.thirdparty.modules.chinaums.vo.ChinaumsBankCardDetailVO; import com.yn.bftl.thirdparty.modules.chinaums.vo.ChinaumsBankCardVO; import com.yn.bftl.thirdparty.modules.chinaums.vo.chinaums.ChinaumsAddBankCardVO; import com.yn.bftl.thirdparty.modules.chinaums.vo.byx.ByxChinaumsQueryBindBankCardVO; import com.yn.bftl.thirdparty.modules.chinaums.vo.byx.ByxQueryBindBankRow; import org.apache.commons.collections.CollectionUtils; import org.springframework.beans.BeanUtils; import org.springframework.stereotype.Service; import org.springframework.transaction.annotation.Transactional; import javax.annotation.Resource; import javax.validation.Valid; import javax.validation.constraints.NotNull; import java.math.BigDecimal; import java.util.ArrayList; import java.util.List; /* * 银行卡服务实现类 * * @author huabiao * @create 2023/2/15 14:59 / @Service public class BankCardServiceImpl extends BaseMemberService implements BankCardService { @Resource private ChinaumsBankCardRepository chinaumsBankCardRepository; @Resource private ChinaumsAuthInfoRepository chinaumsAuthInfoRepository; @Resource private ChinaumsUtil chinaumsUtil; @Resource private ByxChinaumsUtil byxChinaumsUtil; @Resource private SequenceUtil sequenceUtil; @Resource private BankLineNumberRepository bankLineNumberRepository; @Resource private ByxTradeWayService byxTradeWayService; @Override public List<ChinaumsBankCardVO> bankCardList(ChinaumsBankCardStatus status) { List<ChinaumsBankCardVO> chinaumsBankCardVOList = new ArrayList<>(); Company company = getUser().getCompany(); if (company != null && company.getChinaumsAuthInfo() != null) { ChinaumsAuthInfo chinaumsAuthInfo = company.getChinaumsAuthInfo(); if (CollectionUtils.isNotEmpty(chinaumsAuthInfo.getChinaumsBankCard())) { // List<Long> chinaumsBankCardIdList = chinaumsAuthInfo.getChinaumsBankCard().stream().filter(chinaumsBankCard -> chinaumsBankCard.getStatus().equals(ChinaumsBankCardStatus.PROCESSING)).map(ChinaumsBankCard::getId).collect(Collectors.toList()); // if (CollectionUtils.isNotEmpty(chinaumsBankCardIdList)) { // for (Long chinaumsBankCardId : chinaumsBankCardIdList) { // handleBankCardStatus(chinaumsBankCardRepository.findById(chinaumsBankCardId).orElse(null)); // } // } // 获取银联的已绑定银行卡列表 List<String> bankAcctNoList = queryBindBankCard(chinaumsAuthInfo.getBalanceAcctId()); for (ChinaumsBankCard chinaumsBankCard : chinaumsAuthInfo.getChinaumsBankCard()) { // 不在银联接口返回的银行卡不显示 if ((status == null \|\| chinaumsBankCard.getStatus().equals(status) && bankAcctNoList.contains(chinaumsBankCard.getBankAcctNo()))) { ChinaumsBankCardVO chinaumsBankCardVO = new ChinaumsBankCardVO(); chinaumsBankCardVO.setId(chinaumsBankCard.getId()); chinaumsBankCardVO.setBankName(chinaumsBankCard.getBankName()); chinaumsBankCardVO.setBankAcctNo(chinaumsBankCard.getBankAcctNo()); chinaumsBankCardVO.setStatus(chinaumsBankCard.getStatus()); chinaumsBankCardVO.setFailureMsg(chinaumsBankCard.getAcctValidationFailureMsg()); chinaumsBankCardVOList.add(chinaumsBankCardVO); } } } } return chinaumsBankCardVOList; } / * 查询账户银行卡列表 * @param balanceAcctId * @return / private List<String> queryBindBankCard(String balanceAcctId) { List<String> bankAcctNoList = new ArrayList<>(); if (ObjectUtil.isEmpty(balanceAcctId)) { return bankAcctNoList; } ByxChinaumsQueryBindBankCardDTO byxChinaumsQueryBindBankCardDTO = new ByxChinaumsQueryBindBankCardDTO(); byxChinaumsQueryBindBankCardDTO.setWalletId(balanceAcctId); ByxChinaumsQueryBindBankCardVO chinaumsQueryBindBankCardVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_UPAPI_SETTLE_ACCTS_BY_ACCT_NO, (JSONObject) JSONObject.toJSON(byxChinaumsQueryBindBankCardDTO), ByxChinaumsQueryBindBankCardVO.class); if(ObjectUtil.isNotNull(chinaumsQueryBindBankCardVO)&&ObjectUtil.isNotEmpty(chinaumsQueryBindBankCardVO.getRowList())){ for (ByxQueryBindBankRow byxQueryBindBankRow :chinaumsQueryBindBankCardVO.getRowList()){ bankAcctNoList.add(byxQueryBindBankRow.getBankAcctNo()); } } return bankAcctNoList; } @Override @Transactional(rollbackFor = Exception.class) public void addBankCard(@Valid ChinaumsAddBankCardDTO chinaumsAddBankCardDTO) { Company company = getUser().getCompany(); if (company == null) { throw new YnceErrorException(YnceError.YNCE_201009); } ChinaumsAuthInfo chinaumsAuthInfo = chinaumsAuthInfoRepository.findFirstByCompanyId(company.getId()); if (chinaumsAuthInfo == null) { throw new YnceErrorException(YnceError.YNCE_218009); } if (CollectionUtils.isNotEmpty(chinaumsAuthInfo.getChinaumsBankCard()) && chinaumsAuthInfo.getChinaumsBankCard().size() >= 10) { throw new YnceErrorException(YnceError.YNCE_218027); } ByxChinaumsAcctBindBankCardDTO byxChinaumsAcctBindBankCardDTO = new ByxChinaumsAcctBindBankCardDTO(); BeanUtil.copyProperties(chinaumsAddBankCardDTO, byxChinaumsAcctBindBankCardDTO); byxChinaumsAcctBindBankCardDTO.setMobileNo(chinaumsAddBankCardDTO.getMobileNumber()); // byxChinaumsAcctBindBankCardDTO.setBankNo(chinaumsAddBankCardDTO.getBankBranchCode()); byxChinaumsAcctBindBankCardDTO.setSmsAuthCode(chinaumsAddBankCardDTO.getSmsCode()); byxChinaumsAcctBindBankCardDTO.setOprtType(OprtTypeEnum.BINDING.getValue()); if("2".equals(chinaumsAddBankCardDTO.getBankAcctType()) ){ byxChinaumsAcctBindBankCardDTO.setBankAcctType("0"); } // 根据bankCode 查询对应的银行信息 BankLineNumber bankLineNumber = bankLineNumberRepository.findFirstByBankCode(chinaumsAddBankCardDTO.getBankCode()); // 赋值银行卡 ChinaumsBankCard chinaumsBankCard = new ChinaumsBankCard(); if (chinaumsAddBankCardDTO.getId() != null) { chinaumsBankCard = chinaumsBankCardRepository.findById(chinaumsAddBankCardDTO.getId()).orElse(null); if (chinaumsBankCard == null) { throw new YnceErrorException(YnceError.YNCE_218023); } // byxChinaumsAcctBindBankCardDTO.setOutRequestNo(chinaumsBankCard.getOutRequestNo()); } else { // 判断该银行卡号是否存在当前用户列表中 if(CollectionUtils.isNotEmpty(chinaumsAuthInfo.getChinaumsBankCard()) && chinaumsAuthInfo.getChinaumsBankCard().stream().anyMatch(filterChinaumsBankCard -> filterChinaumsBankCard.getBankAcctNo().equals(chinaumsAddBankCardDTO.getBankAcctNo()))){ throw new YnceErrorException(YnceError.YNCE_218029); } chinaumsBankCard.setChinaumsAuthInfo(chinaumsAuthInfo); chinaumsBankCard.setBankBranchCode(chinaumsAuthInfo.getSettleAcctBankBranchCode()); chinaumsBankCard.setBankAcctNo(chinaumsAuthInfo.getSettleAcctBankAcctNo()); chinaumsBankCard.setMobileNumber(chinaumsAuthInfo.getMobileNumber()); // chinaumsBankCard.setOutRequestNo(chinaumsAuthInfo.getOutRequestNo()); chinaumsBankCard.setBankAcctType(chinaumsAuthInfo.getSettleAcctType()); chinaumsBankCard.setSettleAcctId(chinaumsAuthInfo.getSettleAcctId()); if(ObjectUtil.isNotEmpty(bankLineNumber)){ chinaumsBankCard.setBankName(bankLineNumber.getBankName()); chinaumsBankCard.setBankCode(bankLineNumber.getBankCode()); // chinaumsBankCard.setBankBranchCode(bankLineNumber.getDrecCode()); } } BeanUtils.copyProperties(byxChinaumsAcctBindBankCardDTO, chinaumsBankCard); // byxChinaumsAcctBindBankCardDTO.setCusId(chinaumsAuthInfo.getCusId()); // byxChinaumsAcctBindBankCardDTO.setMchId(chinaumsAuthInfo.getMchId()); byxChinaumsAcctBindBankCardDTO.setElecBankNo(chinaumsAuthInfo.getElecBankNo()); byxChinaumsAcctBindBankCardDTO.setIdCard(chinaumsAuthInfo.getIdCardNumber()); byxChinaumsAcctBindBankCardDTO.setWalletId(company.getWalletId()); byxChinaumsAcctBindBankCardDTO.setBankAcctName(chinaumsAuthInfo.getSettleAcctBankName()); byxChinaumsAcctBindBankCardDTO.setBankNo(bankLineNumber.getThreeDigitBranchCode()); try { if(ObjectUtil.isEmpty(byxChinaumsAcctBindBankCardDTO.getBankAcctNo())){ // 银行账户 byxChinaumsAcctBindBankCardDTO.setBankAcctNo(chinaumsBankCard.getBankAcctNo()); } if(ObjectUtil.isEmpty(byxChinaumsAcctBindBankCardDTO.getMobileNo())){ // 手机号 byxChinaumsAcctBindBankCardDTO.setMobileNo(chinaumsBankCard.getMobileNumber()); } } catch (Exception exception) { throw new YnceErrorException(YnceError.YNCE_218014); } byxTradeWayService.setTradeWayInCert(byxChinaumsAcctBindBankCardDTO, company.getWalletId()); BaseResponseVO baseResponseVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_UPAPI_ACCT_BIND_BANK_CARD, (JSONObject) JSONObject.toJSON(byxChinaumsAcctBindBankCardDTO), BaseResponseVO.class); // 绑定后根据返回的状态码更新状态 if(Constant.RETURN_SUCCESS_CODE.equals(baseResponseVO.getRspCode())){ chinaumsBankCard.setStatus(ChinaumsBankCardStatus.SUCCEEDED); chinaumsAuthInfo.setBankCardNo(byxChinaumsAcctBindBankCardDTO.getBankAcctNo()); chinaumsAuthInfo.setBindAcctName(byxChinaumsAcctBindBankCardDTO.getBankAcctName()); chinaumsAuthInfoRepository.save(chinaumsAuthInfo); } else { chinaumsBankCard.setStatus(ChinaumsBankCardStatus.FAILED); chinaumsBankCard.setAcctValidationFailureMsg(baseResponseVO.getRspResult()); } chinaumsBankCardRepository.save(chinaumsBankCard); // chinaumsBankCard.setOutRequestNo(chinaumsAddBankCardVO.getOutRequestNo()); // chinaumsBankCard.setSettleAcctId(chinaumsAddBankCardVO.getSettleAcctId()); // handleBankCardStatus(chinaumsBankCard); } @Override @Transactional(rollbackFor = Exception.class) public Boolean deleteBankCard(@NotNull Long id) { ChinaumsBankCard chinaumsBankCard = chinaumsBankCardRepository.findById(id).orElse(null); if (chinaumsBankCard == null) { throw new YnceErrorException(YnceError.YNCE_218023); } List<ChinaumsBankCardVO> chinaumsBankCardVOList = this.bankCardList(null); if (CollectionUtils.isNotEmpty(chinaumsBankCardVOList) && chinaumsBankCardVOList.stream().filter(chinaumsBankCardVO -> chinaumsBankCardVO.getStatus().equals(ChinaumsBankCardStatus.SUCCEEDED)).count() == 1) { throw new YnceErrorException(YnceError.YNCE_218024); } if (!chinaumsBankCard.getStatus().equals(ChinaumsBankCardStatus.SUCCEEDED)) { throw new YnceErrorException(YnceError.YNCE_218025); } if(chinaumsBankCard.getBankAcctNo().equals(chinaumsBankCard.getChinaumsAuthInfo().getSettleAcctBankAcctNo())){ throw new YnceErrorException(YnceError.YNCE_218025.getStatus(),YnceError.YNCE_218025.getMsg() + "认证绑定的卡不允许解绑"); } // ChinaumsDeleteBankCardDTO chinaumsDeleteBankCardDTO = ChinaumsDeleteBankCardDTO.builder().settleAcctId(chinaumsBankCard.getSettleAcctId()).build(); ByxChinaumsAcctBindBankCardDTO byxChinaumsAcctBindBankCardDTO = new ByxChinaumsAcctBindBankCardDTO(); byxChinaumsAcctBindBankCardDTO.setWalletId(chinaumsBankCard.getChinaumsAuthInfo().getBalanceAcctId()); byxChinaumsAcctBindBankCardDTO.setOprtType(OprtTypeEnum.UNBIND.getValue()); byxTradeWayService.setTradeWayInCert(byxChinaumsAcctBindBankCardDTO, byxChinaumsAcctBindBankCardDTO.getWalletId()); BaseResponseVO baseResponseVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_UPAPI_ACCT_BIND_BANK_CARD, (JSONObject) JSONObject.toJSON(byxChinaumsAcctBindBankCardDTO), BaseResponseVO.class); if (Constant.RETURN_SUCCESS_CODE.equals(baseResponseVO.getRspCode()) ) { List<ChinaumsBankCard> chinaumsBankCardList = chinaumsBankCard.getChinaumsAuthInfo().getChinaumsBankCard(); chinaumsBankCardList.removeIf(deleteChinaumsBankCard -> deleteChinaumsBankCard.getId().equals(id)); chinaumsBankCard.setChinaumsAuthInfo(null); chinaumsBankCardRepository.delete(chinaumsBankCard); return true; } else { return false; } } @Override @Transactional(rollbackFor = Exception.class) public Boolean amountValidate(BankCardAmountValidateDTO bankCardAmountValidateDTO) { ChinaumsBankCard chinaumsBankCard = chinaumsBankCardRepository.findById(bankCardAmountValidateDTO.getId()).orElse(null); if (chinaumsBankCard == null) { throw new YnceErrorException(YnceError.YNCE_218023); } if (chinaumsBankCard.getBankAcctType().equals("1")) { throw new YnceErrorException(YnceError.YNCE_218026); } ChinaumsAmountValidate chinaumsAmountValidate = ChinaumsAmountValidate .builder() .settleAcctId(chinaumsBankCard.getSettleAcctId()) .payAmount(bankCardAmountValidateDTO.getAmount().multiply(new BigDecimal(100)).intValue()) .build(); chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_ACCTS_VALIDATE, (JSONObject) JSONObject.toJSON(chinaumsAmountValidate), null); return true; } @Override public ChinaumsBankCardDetailVO getBankCardDetail(Long id) { ChinaumsBankCard chinaumsBankCard = chinaumsBankCardRepository.findById(id).orElse(null); if (chinaumsBankCard == null) { throw new YnceErrorException(YnceError.YNCE_218023); } ChinaumsBankCardDetailVO chinaumsBankCardDetailVO = new ChinaumsBankCardDetailVO(); BeanUtils.copyProperties(chinaumsBankCard, chinaumsBankCardDetailVO); return chinaumsBankCardDetailVO; } /* * 处理银联银行卡状态 * * @param chinaumsBankCard 银联银行卡 * @author huabiao * @create 2023/2/20 16:12 */ private void handleBankCardStatus(ChinaumsBankCard chinaumsBankCard) { if (chinaumsBankCard == null) { return; } JSONObject jsonObject = new JSONObject(); jsonObject.put("settleAcctId", chinaumsBankCard.getSettleAcctId()); ChinaumsAddBankCardVO chinaumsAddBankCardVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_UPAPI_SETTLE_ACCTS_BY_ACCT_NO, (JSONObject) JSONObject.toJSON(jsonObject), ChinaumsAddBankCardVO.class); // 查询完状态后需要将银联银行卡信息中的状态更新 switch (chinaumsAddBankCardVO.getVerifyStatus()) { case "processing": chinaumsBankCard.setStatus(ChinaumsBankCardStatus.PROCESSING); break; case "needless": chinaumsBankCard.setStatus(ChinaumsBankCardStatus.NEEDLESS); break; case "blocked": chinaumsBankCard.setStatus(ChinaumsBankCardStatus.BLOCKED); break; case "succeeded": chinaumsBankCard.setStatus(ChinaumsBankCardStatus.SUCCEEDED); break; case "failed": chinaumsBankCard.setAcctValidationFailureMsg(chinaumsAddBankCardVO.getAcctValidationFailureMsg()); chinaumsBankCard.setStatus(ChinaumsBankCardStatus.FAILED); break; } chinaumsBankCardRepository.save(chinaumsBankCard); } }

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src/main/java/com/yn/bftl/thirdparty/modules/chinaums/service/impl/BankCardServiceImpl.java

package com.yn.bftl.thirdparty.modules.chinaums.service.impl;

import cn.hutool.core.bean.BeanUtil;
import cn.hutool.core.util.ObjectUtil;
import com.alibaba.fastjson.JSONObject;
import com.yn.bftl.common.common.exception.YnceError;
import com.yn.bftl.common.common.util.ByxRouteUtil;
import com.yn.bftl.common.common.util.RouteUtil;
import com.yn.bftl.common.modules.base.entity.BankLineNumber;
import com.yn.bftl.common.modules.company.entity.ChinaumsAuthInfo;
import com.yn.bftl.common.modules.company.entity.ChinaumsBankCard;
import com.yn.bftl.common.modules.company.entity.Company;
import com.yn.bftl.common.modules.company.enums.ChinaumsBankCardStatus;
import com.yn.bftl.thirdparty.common.constants.Constant;
import com.yn.bftl.thirdparty.common.service.ByxTradeWayService;
import com.yn.bftl.thirdparty.common.vo.BaseResponseVO;
import com.yn.bftl.thirdparty.common.exception.YnceErrorException;
import com.yn.bftl.thirdparty.common.service.BaseMemberService;
import com.yn.bftl.thirdparty.common.util.SequenceUtil;
import com.yn.bftl.thirdparty.modules.chinaums.dto.BankCardAmountValidateDTO;
import com.yn.bftl.thirdparty.modules.chinaums.dto.byx.ByxChinaumsAcctBindBankCardDTO;
import com.yn.bftl.thirdparty.modules.chinaums.dto.byx.ByxChinaumsQueryBindBankCardDTO;
import com.yn.bftl.thirdparty.modules.chinaums.dto.chinaums.ChinaumsAddBankCardDTO;
import com.yn.bftl.thirdparty.modules.chinaums.dto.chinaums.ChinaumsAmountValidate;
import com.yn.bftl.thirdparty.modules.chinaums.enums.OprtTypeEnum;
import com.yn.bftl.thirdparty.modules.chinaums.repository.BankLineNumberRepository;
import com.yn.bftl.thirdparty.modules.chinaums.repository.ChinaumsAuthInfoRepository;
import com.yn.bftl.thirdparty.modules.chinaums.repository.ChinaumsBankCardRepository;
import com.yn.bftl.thirdparty.modules.chinaums.service.BankCardService;
import com.yn.bftl.thirdparty.modules.chinaums.util.ByxChinaumsUtil;
import com.yn.bftl.thirdparty.modules.chinaums.util.ChinaumsUtil;
import com.yn.bftl.thirdparty.modules.chinaums.vo.ChinaumsBankCardDetailVO;
import com.yn.bftl.thirdparty.modules.chinaums.vo.ChinaumsBankCardVO;
import com.yn.bftl.thirdparty.modules.chinaums.vo.chinaums.ChinaumsAddBankCardVO;
import com.yn.bftl.thirdparty.modules.chinaums.vo.byx.ByxChinaumsQueryBindBankCardVO;
import com.yn.bftl.thirdparty.modules.chinaums.vo.byx.ByxQueryBindBankRow;
import org.apache.commons.collections.CollectionUtils;
import org.springframework.beans.BeanUtils;
import org.springframework.stereotype.Service;
import org.springframework.transaction.annotation.Transactional;

import javax.annotation.Resource;
import javax.validation.Valid;
import javax.validation.constraints.NotNull;
import java.math.BigDecimal;
import java.util.ArrayList;
import java.util.List;

/**
 * 银行卡服务实现类
 *
 * @author huabiao
 * @create 2023/2/15  14:59
 **/
@Service
public class BankCardServiceImpl extends BaseMemberService implements BankCardService {

@Resource
    private ChinaumsBankCardRepository chinaumsBankCardRepository;
    @Resource
    private ChinaumsAuthInfoRepository chinaumsAuthInfoRepository;
    @Resource
    private ChinaumsUtil chinaumsUtil;
    @Resource
    private ByxChinaumsUtil byxChinaumsUtil;
    @Resource
    private SequenceUtil sequenceUtil;
    @Resource
    private BankLineNumberRepository bankLineNumberRepository;

@Resource
    private ByxTradeWayService byxTradeWayService;

@Override
    public List<ChinaumsBankCardVO> bankCardList(ChinaumsBankCardStatus status) {
        List<ChinaumsBankCardVO> chinaumsBankCardVOList = new ArrayList<>();
        Company company = getUser().getCompany();
        if (company != null && company.getChinaumsAuthInfo() != null) {
            ChinaumsAuthInfo chinaumsAuthInfo = company.getChinaumsAuthInfo();
            if (CollectionUtils.isNotEmpty(chinaumsAuthInfo.getChinaumsBankCard())) {
//                List<Long> chinaumsBankCardIdList = chinaumsAuthInfo.getChinaumsBankCard().stream().filter(chinaumsBankCard -> chinaumsBankCard.getStatus().equals(ChinaumsBankCardStatus.PROCESSING)).map(ChinaumsBankCard::getId).collect(Collectors.toList());
//                if (CollectionUtils.isNotEmpty(chinaumsBankCardIdList)) {
//                    for (Long chinaumsBankCardId : chinaumsBankCardIdList) {
//                        handleBankCardStatus(chinaumsBankCardRepository.findById(chinaumsBankCardId).orElse(null));
//                    }
//                }
                // 获取银联的已绑定银行卡列表
                List<String> bankAcctNoList = queryBindBankCard(chinaumsAuthInfo.getBalanceAcctId());
                for (ChinaumsBankCard chinaumsBankCard : chinaumsAuthInfo.getChinaumsBankCard()) {
                    // 不在银联接口返回的银行卡不显示
                    if ((status == null || chinaumsBankCard.getStatus().equals(status) && bankAcctNoList.contains(chinaumsBankCard.getBankAcctNo()))) {
                        ChinaumsBankCardVO chinaumsBankCardVO = new ChinaumsBankCardVO();
                        chinaumsBankCardVO.setId(chinaumsBankCard.getId());
                        chinaumsBankCardVO.setBankName(chinaumsBankCard.getBankName());
                        chinaumsBankCardVO.setBankAcctNo(chinaumsBankCard.getBankAcctNo());
                        chinaumsBankCardVO.setStatus(chinaumsBankCard.getStatus());
                        chinaumsBankCardVO.setFailureMsg(chinaumsBankCard.getAcctValidationFailureMsg());
                        chinaumsBankCardVOList.add(chinaumsBankCardVO);
                    }
                }
            }
        }
        return chinaumsBankCardVOList;
    }

/**
     * 查询账户银行卡列表
     * @param balanceAcctId
     * @return
     */
    private List<String> queryBindBankCard(String balanceAcctId) {
        List<String> bankAcctNoList = new ArrayList<>();
        if (ObjectUtil.isEmpty(balanceAcctId)) {
            return bankAcctNoList;
        }
        ByxChinaumsQueryBindBankCardDTO byxChinaumsQueryBindBankCardDTO = new ByxChinaumsQueryBindBankCardDTO();
        byxChinaumsQueryBindBankCardDTO.setWalletId(balanceAcctId);

ByxChinaumsQueryBindBankCardVO chinaumsQueryBindBankCardVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_UPAPI_SETTLE_ACCTS_BY_ACCT_NO, (JSONObject) JSONObject.toJSON(byxChinaumsQueryBindBankCardDTO), ByxChinaumsQueryBindBankCardVO.class);

if(ObjectUtil.isNotNull(chinaumsQueryBindBankCardVO)&&ObjectUtil.isNotEmpty(chinaumsQueryBindBankCardVO.getRowList())){
            for (ByxQueryBindBankRow byxQueryBindBankRow :chinaumsQueryBindBankCardVO.getRowList()){
                bankAcctNoList.add(byxQueryBindBankRow.getBankAcctNo());
            }
        }
        return bankAcctNoList;
    }

@Override
    @Transactional(rollbackFor = Exception.class)
    public void addBankCard(@Valid ChinaumsAddBankCardDTO chinaumsAddBankCardDTO) {
        Company company = getUser().getCompany();
        if (company == null) {
            throw new YnceErrorException(YnceError.YNCE_201009);
        }
        ChinaumsAuthInfo chinaumsAuthInfo = chinaumsAuthInfoRepository.findFirstByCompanyId(company.getId());
        if (chinaumsAuthInfo == null) {
            throw new YnceErrorException(YnceError.YNCE_218009);
        }
        if (CollectionUtils.isNotEmpty(chinaumsAuthInfo.getChinaumsBankCard()) && chinaumsAuthInfo.getChinaumsBankCard().size() >= 10) {
            throw new YnceErrorException(YnceError.YNCE_218027);
        }

ByxChinaumsAcctBindBankCardDTO byxChinaumsAcctBindBankCardDTO = new ByxChinaumsAcctBindBankCardDTO();
        BeanUtil.copyProperties(chinaumsAddBankCardDTO, byxChinaumsAcctBindBankCardDTO);
        byxChinaumsAcctBindBankCardDTO.setMobileNo(chinaumsAddBankCardDTO.getMobileNumber());
//        byxChinaumsAcctBindBankCardDTO.setBankNo(chinaumsAddBankCardDTO.getBankBranchCode());
        byxChinaumsAcctBindBankCardDTO.setSmsAuthCode(chinaumsAddBankCardDTO.getSmsCode());
        byxChinaumsAcctBindBankCardDTO.setOprtType(OprtTypeEnum.BINDING.getValue());
        if("2".equals(chinaumsAddBankCardDTO.getBankAcctType()) ){
            byxChinaumsAcctBindBankCardDTO.setBankAcctType("0");
        }
        // 根据bankCode 查询对应的银行信息
        BankLineNumber bankLineNumber = bankLineNumberRepository.findFirstByBankCode(chinaumsAddBankCardDTO.getBankCode());
        // 赋值银行卡
        ChinaumsBankCard chinaumsBankCard = new ChinaumsBankCard();
        if (chinaumsAddBankCardDTO.getId() != null) {
            chinaumsBankCard = chinaumsBankCardRepository.findById(chinaumsAddBankCardDTO.getId()).orElse(null);
            if (chinaumsBankCard == null) {
                throw new YnceErrorException(YnceError.YNCE_218023);
            }
//            byxChinaumsAcctBindBankCardDTO.setOutRequestNo(chinaumsBankCard.getOutRequestNo());
        } else {
            // 判断该银行卡号是否存在当前用户列表中
            if(CollectionUtils.isNotEmpty(chinaumsAuthInfo.getChinaumsBankCard()) && chinaumsAuthInfo.getChinaumsBankCard().stream().anyMatch(filterChinaumsBankCard -> filterChinaumsBankCard.getBankAcctNo().equals(chinaumsAddBankCardDTO.getBankAcctNo()))){
                throw new YnceErrorException(YnceError.YNCE_218029);
            }
            chinaumsBankCard.setChinaumsAuthInfo(chinaumsAuthInfo);
            chinaumsBankCard.setBankBranchCode(chinaumsAuthInfo.getSettleAcctBankBranchCode());
            chinaumsBankCard.setBankAcctNo(chinaumsAuthInfo.getSettleAcctBankAcctNo());
            chinaumsBankCard.setMobileNumber(chinaumsAuthInfo.getMobileNumber());
//            chinaumsBankCard.setOutRequestNo(chinaumsAuthInfo.getOutRequestNo());
            chinaumsBankCard.setBankAcctType(chinaumsAuthInfo.getSettleAcctType());
            chinaumsBankCard.setSettleAcctId(chinaumsAuthInfo.getSettleAcctId());

if(ObjectUtil.isNotEmpty(bankLineNumber)){
                chinaumsBankCard.setBankName(bankLineNumber.getBankName());
                chinaumsBankCard.setBankCode(bankLineNumber.getBankCode());
//                chinaumsBankCard.setBankBranchCode(bankLineNumber.getDrecCode());
            }
        }
        BeanUtils.copyProperties(byxChinaumsAcctBindBankCardDTO, chinaumsBankCard);
//        byxChinaumsAcctBindBankCardDTO.setCusId(chinaumsAuthInfo.getCusId());
//        byxChinaumsAcctBindBankCardDTO.setMchId(chinaumsAuthInfo.getMchId());
        byxChinaumsAcctBindBankCardDTO.setElecBankNo(chinaumsAuthInfo.getElecBankNo());
        byxChinaumsAcctBindBankCardDTO.setIdCard(chinaumsAuthInfo.getIdCardNumber());
        byxChinaumsAcctBindBankCardDTO.setWalletId(company.getWalletId());
        byxChinaumsAcctBindBankCardDTO.setBankAcctName(chinaumsAuthInfo.getSettleAcctBankName());
        byxChinaumsAcctBindBankCardDTO.setBankNo(bankLineNumber.getThreeDigitBranchCode());

try {
            if(ObjectUtil.isEmpty(byxChinaumsAcctBindBankCardDTO.getBankAcctNo())){
                // 银行账户
                byxChinaumsAcctBindBankCardDTO.setBankAcctNo(chinaumsBankCard.getBankAcctNo());
            }

if(ObjectUtil.isEmpty(byxChinaumsAcctBindBankCardDTO.getMobileNo())){
                // 手机号
                byxChinaumsAcctBindBankCardDTO.setMobileNo(chinaumsBankCard.getMobileNumber());
            }
        } catch (Exception exception) {
            throw new YnceErrorException(YnceError.YNCE_218014);
        }
        byxTradeWayService.setCert(byxChinaumsAcctBindBankCardDTO, company.getWalletId());
        BaseResponseVO baseResponseVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_UPAPI_ACCT_BIND_BANK_CARD, (JSONObject) JSONObject.toJSON(byxChinaumsAcctBindBankCardDTO), BaseResponseVO.class);
        // 绑定后根据返回的状态码更新状态
        if(Constant.RETURN_SUCCESS_CODE.equals(baseResponseVO.getRspCode())){
            chinaumsBankCard.setStatus(ChinaumsBankCardStatus.SUCCEEDED);

chinaumsAuthInfo.setBankCardNo(byxChinaumsAcctBindBankCardDTO.getBankAcctNo());
            chinaumsAuthInfo.setBindAcctName(byxChinaumsAcctBindBankCardDTO.getBankAcctName());
            chinaumsAuthInfoRepository.save(chinaumsAuthInfo);
        }
        else {
            chinaumsBankCard.setStatus(ChinaumsBankCardStatus.FAILED);
            chinaumsBankCard.setAcctValidationFailureMsg(baseResponseVO.getRspResult());
        }
        chinaumsBankCardRepository.save(chinaumsBankCard);
//        chinaumsBankCard.setOutRequestNo(chinaumsAddBankCardVO.getOutRequestNo());
//        chinaumsBankCard.setSettleAcctId(chinaumsAddBankCardVO.getSettleAcctId());
//        handleBankCardStatus(chinaumsBankCard);
    }

@Override
    @Transactional(rollbackFor = Exception.class)
    public Boolean deleteBankCard(@NotNull Long id) {
        ChinaumsBankCard chinaumsBankCard = chinaumsBankCardRepository.findById(id).orElse(null);
        if (chinaumsBankCard == null) {
            throw new YnceErrorException(YnceError.YNCE_218023);
        }
        List<ChinaumsBankCardVO> chinaumsBankCardVOList = this.bankCardList(null);
        if (CollectionUtils.isNotEmpty(chinaumsBankCardVOList) && chinaumsBankCardVOList.stream().filter(chinaumsBankCardVO -> chinaumsBankCardVO.getStatus().equals(ChinaumsBankCardStatus.SUCCEEDED)).count() == 1) {
            throw new YnceErrorException(YnceError.YNCE_218024);
        }
        if (!chinaumsBankCard.getStatus().equals(ChinaumsBankCardStatus.SUCCEEDED)) {
            throw new YnceErrorException(YnceError.YNCE_218025);
        }
        if(chinaumsBankCard.getBankAcctNo().equals(chinaumsBankCard.getChinaumsAuthInfo().getSettleAcctBankAcctNo())){
            throw new YnceErrorException(YnceError.YNCE_218025.getStatus(),YnceError.YNCE_218025.getMsg() + "认证绑定的卡不允许解绑");
        }
//        ChinaumsDeleteBankCardDTO chinaumsDeleteBankCardDTO = ChinaumsDeleteBankCardDTO.builder().settleAcctId(chinaumsBankCard.getSettleAcctId()).build();
        ByxChinaumsAcctBindBankCardDTO byxChinaumsAcctBindBankCardDTO = new ByxChinaumsAcctBindBankCardDTO();
        byxChinaumsAcctBindBankCardDTO.setWalletId(chinaumsBankCard.getChinaumsAuthInfo().getBalanceAcctId());
        byxChinaumsAcctBindBankCardDTO.setOprtType(OprtTypeEnum.UNBIND.getValue());

byxTradeWayService.setTradeWayInCert(byxChinaumsAcctBindBankCardDTO, byxChinaumsAcctBindBankCardDTO.getWalletId());
        BaseResponseVO baseResponseVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_UPAPI_ACCT_BIND_BANK_CARD, (JSONObject) JSONObject.toJSON(byxChinaumsAcctBindBankCardDTO), BaseResponseVO.class);
        if (Constant.RETURN_SUCCESS_CODE.equals(baseResponseVO.getRspCode()) ) {
            List<ChinaumsBankCard> chinaumsBankCardList = chinaumsBankCard.getChinaumsAuthInfo().getChinaumsBankCard();
            chinaumsBankCardList.removeIf(deleteChinaumsBankCard -> deleteChinaumsBankCard.getId().equals(id));
            chinaumsBankCard.setChinaumsAuthInfo(null);
            chinaumsBankCardRepository.delete(chinaumsBankCard);
            return true;
        } else {
            return false;
        }
    }

@Override
    @Transactional(rollbackFor = Exception.class)
    public Boolean amountValidate(BankCardAmountValidateDTO bankCardAmountValidateDTO) {
        ChinaumsBankCard chinaumsBankCard = chinaumsBankCardRepository.findById(bankCardAmountValidateDTO.getId()).orElse(null);
        if (chinaumsBankCard == null) {
            throw new YnceErrorException(YnceError.YNCE_218023);
        }
        if (chinaumsBankCard.getBankAcctType().equals("1")) {
            throw new YnceErrorException(YnceError.YNCE_218026);
        }
        ChinaumsAmountValidate chinaumsAmountValidate = ChinaumsAmountValidate
                .builder()
                .settleAcctId(chinaumsBankCard.getSettleAcctId())
                .payAmount(bankCardAmountValidateDTO.getAmount().multiply(new BigDecimal(100)).intValue())
                .build();
        chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_ACCTS_VALIDATE, (JSONObject) JSONObject.toJSON(chinaumsAmountValidate), null);
        return true;
    }

@Override
    public ChinaumsBankCardDetailVO getBankCardDetail(Long id) {
        ChinaumsBankCard chinaumsBankCard = chinaumsBankCardRepository.findById(id).orElse(null);
        if (chinaumsBankCard == null) {
            throw new YnceErrorException(YnceError.YNCE_218023);
        }
        ChinaumsBankCardDetailVO chinaumsBankCardDetailVO = new ChinaumsBankCardDetailVO();
        BeanUtils.copyProperties(chinaumsBankCard, chinaumsBankCardDetailVO);
        return chinaumsBankCardDetailVO;
    }

/**
     * 处理银联银行卡状态
     *
     * @param chinaumsBankCard 银联银行卡
     * @author huabiao
     * @create 2023/2/20  16:12
     */
    private void handleBankCardStatus(ChinaumsBankCard chinaumsBankCard) {
        if (chinaumsBankCard == null) {
            return;
        }
        JSONObject jsonObject = new JSONObject();
        jsonObject.put("settleAcctId", chinaumsBankCard.getSettleAcctId());
        ChinaumsAddBankCardVO chinaumsAddBankCardVO = chinaumsUtil.execute(RouteUtil.ROUTE_WALLET_UPAPI_SETTLE_ACCTS_BY_ACCT_NO, (JSONObject) JSONObject.toJSON(jsonObject), ChinaumsAddBankCardVO.class);
        // 查询完状态后需要将银联银行卡信息中的状态更新
        switch (chinaumsAddBankCardVO.getVerifyStatus()) {
            case "processing":
                chinaumsBankCard.setStatus(ChinaumsBankCardStatus.PROCESSING);
                break;
            case "needless":
                chinaumsBankCard.setStatus(ChinaumsBankCardStatus.NEEDLESS);
                break;
            case "blocked":
                chinaumsBankCard.setStatus(ChinaumsBankCardStatus.BLOCKED);
                break;
            case "succeeded":
                chinaumsBankCard.setStatus(ChinaumsBankCardStatus.SUCCEEDED);
                break;
            case "failed":
                chinaumsBankCard.setAcctValidationFailureMsg(chinaumsAddBankCardVO.getAcctValidationFailureMsg());
                chinaumsBankCard.setStatus(ChinaumsBankCardStatus.FAILED);
                break;
        }
        chinaumsBankCardRepository.save(chinaumsBankCard);
    }
}

package com.yn.bftl.thirdparty.modules.chinaums.service.impl;

import javax.annotation.Resource;
import javax.validation.Valid;
import javax.validation.constraints.NotNull;
import java.math.BigDecimal;
import java.util.ArrayList;
import java.util.List;

/**
 * 银行卡服务实现类
 *
 * @author huabiao
 * @create 2023/2/15  14:59
 **/
@Service
public class BankCardServiceImpl extends BaseMemberService implements BankCardService {

@Resource
    private ByxTradeWayService byxTradeWayService;

if(ObjectUtil.isEmpty(byxChinaumsAcctBindBankCardDTO.getMobileNo())){
                // 手机号
                byxChinaumsAcctBindBankCardDTO.setMobileNo(chinaumsBankCard.getMobileNumber());
            }
        } catch (Exception exception) {
            throw new YnceErrorException(YnceError.YNCE_218014);
        }
        byxTradeWayService.setTradeWayInCert(byxChinaumsAcctBindBankCardDTO, company.getWalletId());
        BaseResponseVO baseResponseVO = byxChinaumsUtil.execute(ByxRouteUtil.ROUTE_WALLET_UPAPI_ACCT_BIND_BANK_CARD, (JSONObject) JSONObject.toJSON(byxChinaumsAcctBindBankCardDTO), BaseResponseVO.class);
        // 绑定后根据返回的状态码更新状态
        if(Constant.RETURN_SUCCESS_CODE.equals(baseResponseVO.getRspCode())){
            chinaumsBankCard.setStatus(ChinaumsBankCardStatus.SUCCEEDED);

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