diff --git a/src/main/java/com/yn/bftl/thirdparty/modules/chinaums/service/impl/BankCardServiceImpl.java b/src/main/java/com/yn/bftl/thirdparty/modules/chinaums/service/impl/BankCardServiceImpl.java
index 3d3acdb..f38b565 100644
--- a/src/main/java/com/yn/bftl/thirdparty/modules/chinaums/service/impl/BankCardServiceImpl.java
+++ b/src/main/java/com/yn/bftl/thirdparty/modules/chinaums/service/impl/BankCardServiceImpl.java
@@ -168,8 +168,10 @@
         try {
             // 银行账户
             byxChinaumsAcctBindBankCardDTO.setBankAcctNo(chinaumsBankCard.getBankAcctNo());
-            // 手机号
-            byxChinaumsAcctBindBankCardDTO.setMobileNo(chinaumsBankCard.getMobileNumber());
+            if(ObjectUtil.isEmpty(byxChinaumsAcctBindBankCardDTO.getMobileNo())){
+                // 手机号
+                byxChinaumsAcctBindBankCardDTO.setMobileNo(chinaumsBankCard.getMobileNumber());
+            }
         } catch (Exception exception) {
             throw new YnceErrorException(YnceError.YNCE_218014);
         }