diff --git a/src/main/java/com/yn/bftl/thirdparty/modules/chinaums/service/impl/BankCardServiceImpl.java b/src/main/java/com/yn/bftl/thirdparty/modules/chinaums/service/impl/BankCardServiceImpl.java
index f38b565..1b32a8d 100644
--- a/src/main/java/com/yn/bftl/thirdparty/modules/chinaums/service/impl/BankCardServiceImpl.java
+++ b/src/main/java/com/yn/bftl/thirdparty/modules/chinaums/service/impl/BankCardServiceImpl.java
@@ -164,10 +164,14 @@
         byxChinaumsAcctBindBankCardDTO.setElecBankNo(chinaumsAuthInfo.getElecBankNo());
         byxChinaumsAcctBindBankCardDTO.setIdCard(chinaumsAuthInfo.getIdCardNumber());
         byxChinaumsAcctBindBankCardDTO.setWalletId(company.getWalletId());
+        byxChinaumsAcctBindBankCardDTO.setBankAcctName(chinaumsAuthInfo.getSettleAcctBankName());
 
         try {
-            // 银行账户
-            byxChinaumsAcctBindBankCardDTO.setBankAcctNo(chinaumsBankCard.getBankAcctNo());
+            if(ObjectUtil.isEmpty(byxChinaumsAcctBindBankCardDTO.getBankAcctNo())){
+                // 银行账户
+                byxChinaumsAcctBindBankCardDTO.setBankAcctNo(chinaumsBankCard.getBankAcctNo());
+            }
+
             if(ObjectUtil.isEmpty(byxChinaumsAcctBindBankCardDTO.getMobileNo())){
                 // 手机号
                 byxChinaumsAcctBindBankCardDTO.setMobileNo(chinaumsBankCard.getMobileNumber());