diff --git a/src/main/java/com/yn/bftl/thirdparty/modules/chinaums/service/impl/BankCardServiceImpl.java b/src/main/java/com/yn/bftl/thirdparty/modules/chinaums/service/impl/BankCardServiceImpl.java
index 8943848..c664429 100644
--- a/src/main/java/com/yn/bftl/thirdparty/modules/chinaums/service/impl/BankCardServiceImpl.java
+++ b/src/main/java/com/yn/bftl/thirdparty/modules/chinaums/service/impl/BankCardServiceImpl.java
@@ -195,7 +195,12 @@
         byxChinaumsAcctBindBankCardDTO.setIdCard(chinaumsAuthInfo.getIdCardNumber());
         byxChinaumsAcctBindBankCardDTO.setWalletId(company.getWalletId());
         // 对公账户 取开户名 business_license_company_name
-        byxChinaumsAcctBindBankCardDTO.setBankAcctName(chinaumsAuthInfo.getBusinessLicenseCompanyName());
+        if("2".equals(chinaumsAddBankCardDTO.getBankAcctType())) {
+            byxChinaumsAcctBindBankCardDTO.setBankAcctName(chinaumsAuthInfo.getBusinessLicenseCompanyName());
+        }
+        else {
+            byxChinaumsAcctBindBankCardDTO.setBankAcctName(chinaumsAuthInfo.getLegalPersonIdCardName());
+        }
         byxChinaumsAcctBindBankCardDTO.setBankNo(bankLineNumber.getThreeDigitBranchCode());
 
         try {